Representative Example: Borrowing £7,500 over 48 months with a representative APR of 4.9%, the amount payable would be £247 a month, with a total cost of credit of £1,840 and a total amount payable of £11,840*  *Example is for people that qualify for our excellent status on loan amounts from £5,000 to £50,000. Loans are subject to status.

Our representative APR is 17.32%.
My Car Credit is a broker and not a lender.

How Car
Finance Works

GET APPROVED

GET APPROVED

Arrange your car finance before you’ve even found your car

FIND A CAR

FIND A CAR

Choose the car you want, new or used, from any car dealer

SIGN & COLLECT

SIGN & COLLECT

We’ll transfer funds to your car dealer the next working day

What Our
Customers Say

  • An incredibly quick and slick process with a very fair APR. I was able to pick up my car in a matter of days.


    ★★★★★
    Jillian Shaw
  • These guys were wonderfully helpful start to finish. 10/10!


    ★★★★★
    Millar
  • The paperwork was dealt with quickly and finance paid out to the dealer quickly resulting in a seamless collection of my new car.


    ★★★★★
    Gareth Wynne
  • Very easy to deal with, good communications throughout.


    ★★★★★
    Paul Wadd
  • Very helpful people. Everything is so easy. Would defo recommend this company to anyone


    ★★★★★
    Gareth Entwistle

Why choose My Car Credit?

An instant finance rate

Get an instant online decision on the amount and rate we can loan.

No credit footprint

We only perform a ‘soft’ search initially so no mark on your credit file.

Large panel of lenders

We’ll assess over 22 lenders to get you the best possible finance rate.

Access the best car deals

Check out My Car Search, full of the best deals and reputable car dealers.

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