My Car Credit is proud to have access to a large and diverse panel of car finance lenders.

With strong partnerships built over many years, My Car Credit will work hard to find you the right car finance deal for your circumstances.

The car finance lenders we deal with are carefully selected by My Car Credit to meet the needs of our wide range of customers. Not only does My Car Credit want to offer you the best rates, we also want to be sure that you will receive the best possible customer service.


The car finance providers are all unique and have their own bespoke rates and acceptance terms. It is My Car Credit’s job to match you with the car finance lender that is right for your individual circumstances.


Some of our lenders only deal with customers that have a good credit record and others specialise in customers with poor credit histories. My Car Credit’s highly trained car credit specialists are always on hand to ensure you get the best product to meet your needs.

Read about some of our panel of 34 car finance lenders:

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Alphera Finance


Alphera Finance is an award-winning company that provides flexible finance for all makes of new and used cars. Alphera Finance’s goal is to assist people to buy their dream car with a finance agreement they can afford.


With a focus on flexible motor finance for almost a decade, Alphera Finance have invested in delivering a comprehensive product offering, combined with a personal approach to their customers.

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Northridge Finance


A division of Bank of Ireland UK and financial service providers for over 50 years, Northridge Finance is one of the most dynamic challengers in the motor industry and is fast becoming a major name nationwide.


Specialists in motor finance, Northridge Finance prefer the personal approach. Customers can enjoy complete confidence that they are dealing with a successful, sound and growing institution that looks after their interests.

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Paragon Car Finance


Through their network of UK based car dealers and brokers, Paragon Car Finance offer a range of competitive finance packages for new and used car buyers. Each package contains flexible terms to make sure each customer gets a deal tailored to their individual requirements.


Customers can have peace of mind knowing that Paragon’s knowledgeable customer servicing team are on hand to help with any queries they may have.

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Hitachi Capital Vehicle Solutions


Hitachi Capital have been funding cars, vans, HGVs and specialist vehicles in the UK for over 30 years. They are a subsidiary of Hitachi Capital (UK) PLC, part of Hitachi Ltd, one of the world’s largest and most respected industrial groups.


Hitachi work with some of the UK’s largest commercial car fleets to offer fast, easy-to-apply-for car loans with no hidden fees at highly competitive rates.

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Moneyway Motor Finance


Incorporated in 1954, Moneyway Motor Finance are an independent finance company.


Moneyway have helped over one thousand dealers sell more cars by providing finance options for customers who might otherwise be declined.

The Moneybarn Group


Moneybarn provides responsible car finance to customers who have been unable to obtain credit from mainstream lenders. Moneybarn pride themselves on using an honest and straightforward approach, with a fast and friendly service that has built their industry reputation.


The Moneybarn Group are accredited by all of the major industry bodies and are considered as one of the largest operators within the car finance market.

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Advantage Motor Finance


Advantage Finance Ltd is a responsible lender specialising in providing Hire Purchase products which allow customers to purchase new and used cars. Advantage Motor Finance aim to provide credit facilities on a responsible and affordable basis.


Following a fair assessment of customers current financial circumstances, they will make arrangements to put the facility in place with the minimum of inconvenience.

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Blue Motor Finance


Incorporated in 1992, Blue Motor Finance specialises in delivering finance and technology solutions within the automotive sector.


Blue Motor Finance’s core business provides credit for both business to business transactions, when the customer is buying a car in a showroom, and direct to customer transactions in the customer’s home. They have lent over £100M to date.

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1st Stop Car Finance


Established in 2004, 1st Stop Car Finance are part of The 1st Stop Group.


1st Stop Car Finance predominantly offer traditional Hire Purchase agreements to customers who choose not to or are unable to borrow from high street lenders.

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