Car loans from 4.9% APR representative*.
Instant online decision.

*Representative example is for people that qualify for our excellent status on loan amounts from £5,000 to £50,000. See calculator for full representative statement. Your rate may differ from the representative APR. Loans are subject to status.

How It Works

We’ll give you an instant decision without affecting your credit score

Choose the car you want to buy from any reputable UK dealer

We’ll transfer the funds to your car dealer the next working day

What makes us different?

INSTANT FINANCE RATE

Unlike our competitors who cannot give you a car finance rate until you’ve been accepted, we have the technology in place to give you an online decision along with the amount and rate we can lend at.

INSTANT ONLINE DECISION

Unless you request additional support, you can process your application for a car loan entirely online and receive an automatic response that will give you an instant decision in principle.

NO PUSHY SALES CALLS

No pushy phone calls! Instead, we’ll use the information you supply to do an instant credit search, which will not affect your credit rating. We’ll then send you an auto-response telling you our decision.

ACCESS BEST CAR DEALS

We’ll even give you access to the car stock feed from our approved dealerships so that if you haven’t already found your perfect car, you can access the best possible deals from the most reputable dealers.

Got A Question?

Call Us

01246 458 810

Email Us

enquiries@mycarcredit.co.uk