
Specialist Motor Finance
Specialist Motor Finance (SMF) is a dedicated finance provider of hire purchase (HP) auto agreements. As a reputable and FCA-regulated vehicle finance provider, SMF is fully committed to responsible lending and maximum customer satisfaction.
SMF offers products that match the quality and service of prime lenders, but takes a customer-first approach to consider the unique circumstances of all drivers. By tailoring agreements to each applicant’s individual needs, the company can offer flexible and affordable auto finance for all motorists.
Find out more about how My Car Credit can help you secure hire purchase car finance through Streamline Motor Finance.
Why choose Specialist Motor Finance?
Inclusive lending approach
As an HP car finance provider, Specialist Motor Finance is committed to evaluating all prospective customers based on individual circumstances. By taking a whole-person view of each application, SMF can offer flexible car finance solutions tailored to each customer’s needs – not just their credit scores.
In fact, it was Specialist Motor Finance’s customer-first approach to inclusive lending that contributed to the company winning the accolade of 2024’s Best Independent Lender at the renowned Credit Strategy Car Finance Awards.
Transparent and regulated services
Specialist Motor Finance is fully authorised and regulated by the Financial Conduct Authority (FCA).
With clear terms and no hidden fees or surprises, SMF ensures that all customers understand their agreements from the get-go for maximum transparency.
Plus, all of Specialist Motor Finance’s processes are aligned with the six FCA principles of ‘Treating Customers Fairly’, and the company is fully committed to responsible and ethical lending practices.
Applying for Specialist Motor Car Finance through My Car Credit
Start your journey to securing HP car finance with SMF through My Car Credit’s online platform. An initial soft credit search ensures no impact on your credit score, and if you’re eligible, we’ll facilitate your connection with SMF.
By guiding you through the application process, My Car Credit’s team offers you the benefit of expert advice, transparent terms and a streamlined journey from initial application to vehicle collection.
Why partner with SMF?
My Car Credit shares its commitment to inclusivity, transparency and a customer-centric service with SMF.
SMF is a trusted My Car Credit partner, offering high customer satisfaction with an ethos of ethical practices and responsible lending that aligns with our mission to assist a diverse range of drivers.
Get started with Specialist Motor Finance today
Use My Car Credit’s online application form to start exploring Specialist Motor Finance’s tailored vehicle finance options. You’ll benefit from a hassle-free application process with dedicated support every step of the way.
Contact My Car Credit today to explore your car finance options with Specialist Motor Finance and take the first step towards owning your next vehicle with confidence and clarity.