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Car Finance Calculator
How My Car Credit Works
About My Car Credit
My Car Search
Help & Advice
Car Finance Explained
Contact

Car Finance Calculator
How My Car Credit Works
My Car Search
About My Car Credit
Help & Advice

×

Car Finance Calculator
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About My Car Credit
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Opening Times

Monday – Friday

Saturday

Sunday

8:30am – 7:30pm

9:00am – 5:30pm

9:00am – 5:30pm

Contact Information

Evolution House, Smeckley Wood Close, Chesterfield, S41 9PZ

01246 458 810
enquiries@mycarcredit.co.uk

Our Awards & Partners

EVF Awards 2020

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Careers
Terms & Conditions
Privacy Notice
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Opening Times

Monday – Friday

Saturday

Sunday

8:30am – 7:30pm

9:00am – 5:30pm

9:00am – 5:30pm

Contact Information

Evolution House, Smeckley Wood Close, Chesterfield, S41 9PZ

01246 458 810
enquiries@mycarcredit.co.uk

Our Awards & Partners

EVF Awards 2020

Useful Information

Contact
Careers
Car Finance Explained
Terms & Conditions
Privacy Notice
Complaints
Sitemap
Car Finance Companies
Poor Credit Car Finance
Used Car Finance
Balloon Payment Finance
Covid-19 Secure Confirmation

Car finance from
6.9% APR

Representative APR 14.9%

Instant, online
decision

No impact on your credit score

Choose any
dealer

Poor credit
welcome

My Car Credit © 2015-2021. My Car Credit is a trading style of Evolution Funding Ltd. Evolution Funding Ltd and associated trading styles are authorised and regulated by the Financial Conduct Authority for credit brokerage. We are a credit broker not a lender. Our FRN number is 823324. Finance subject to status. Terms and Conditions apply. A guarantee may be required. Over 18’s only. PLEASE ENSURE YOU CAN AFFORD THE REPAYMENTS FOR THE DURATION OF A LOAN BEFORE ENTERING INTO A CREDIT AGREEMENT. We can introduce you to a limited group of carefully selected credit providers who may be able to offer you finance for your purchase. Our role as a credit broker is to determine which lender on our panel to introduce you to. Each credit provider may have different interest rates and charges. We do not charge you a fee for our services. We are only able to offer a range of finance products from these providers, which may be suitable for you and we will explain the key features of these products to you (or your introducing supplier will). We are NOT independent financial advisors. We will provide details of the products available from the credit providers that we work with, but no advice or recommendation will be made. You must decide whether the finance product is right for you. The introducing supplier or partner may have arrangements with other brokers or lenders and therefore you should consider the information provided to you by them. Rates will be either fixed or based on your credit score. Fixed rates are based on the lender, by a parameter or a number of parameters (for example, the advance borrowed, the age of asset or the manufacturer of the asset). Fixed rates are determined by our contractual agreements with the introducing supplier and the supplier cannot change this rate. Credit score-based rates are pre-set and linked to your individual credit rating. Typically, the higher your credit score, the lower the APR you will receive from a credit provider. We will receive payment from the credit provider for introducing you to them and we will also pay a commission to the introducing supplier or partner. The amount both parties receive could vary by credit provider, which may be a higher amount in relation to certain products compared with other products available. The lenders we work with could pay commission at different rates. However, the amount of commission that we receive from a lender does not have an effect on the amount that you pay to that lender under your credit agreement. We run a number of different commission models depending on the arrangements that we have agreed with the lender and in turn agreed with our supplying introducers. The commission received is either a fixed fee or a percentage of the amount you borrow, which means the payment we receive may vary depending on the amount you borrow and the term the loan is borrowed over. This may also mean that the more you borrow the more the introducer is paid. Our commission, or that of the introducing supplier/partner, will not influence the interest rate that you will pay with a lender.

Evolution Funding Ltd is registered in England and Wales under registered number 11354996 whose registered office address is at Thompson Close, Chesterfield, S41 9AZ. VAT Reg. Number: GB 315630330.

Opening Times

Monday – Friday

Saturday

Sunday

8:30am – 7:30pm

9:00am – 5:30pm

9:00am – 5:30pm

Contact Information

Evolution House, Smeckley Wood Close, Chesterfield, S41 9PZ

01246 458 810
enquiries@mycarcredit.co.uk

Our Awards & Partners

My Car Credit Awards

Useful Information

Careers
Terms & Conditions
Privacy Notice
Complaints
Covid-19 Secure Confirmation

Sitemap
Poor Credit Car Finance
Bad Credit Car Finance
Balloon Payment Finance
Car Finance Companies

My Car Credit © 2015-2021. My Car Credit is a trading style of Evolution Funding Ltd. Evolution Funding Ltd and associated trading styles are authorised and regulated by the Financial Conduct Authority for credit brokerage. We are a credit broker not a lender. Our FCA number is 823324. Finance subject to status. Terms and Conditions apply. A guarantee may be required. Over 18’s only. PLEASE ENSURE YOU CAN AFFORD THE REPAYMENTS FOR THE DURATION OF A LOAN BEFORE ENTERING INTO A CREDIT AGREEMENT. We can introduce you to a limited group of carefully selected credit providers who may be able to offer you finance for your purchase. Our role as a credit broker is to determine which lender on our panel to introduce you to. Each credit provider may have different interest rates and charges. We do not charge you a fee for our services. We are only able to offer a range of finance products from these providers, which may be suitable for you and we will explain the key features of these products to you (or your introducing supplier will). We are NOT independent financial advisors. We will provide details of the products available from the credit providers that we work with, but no advice or recommendation will be made. You must decide whether the finance product is right for you. The introducing supplier or partner may have arrangements with other brokers or lenders and therefore you should consider the information provided to you by them. Rates will be either fixed based on the lender or based on your credit score. Fixed rates are determined by our contractual agreements with the introducing supplier and the supplier cannot change this rate. Credit score-based rates are pre-set, but are also linked to your individual credit rating. Typically, the higher your credit score, the lower the APR you will receive from a credit provider. We do not charge you a fee for our services. We will receive payment from the credit provider for introducing you to them and we will also pay a commission to the introducing supplier or partner. The amount both parties receive could vary by credit provider, which may be a higher amount in relation to certain products compared with other products available. The lenders we work with could pay commission at different rates. However, the amount of commission that we receive from a lender does not have an effect on the amount that you pay to that lender under your credit agreement. We run a number of different commission models depending on the arrangements that we have agreed with the lender and in turn agreed with our supplying introducers. The commission received is either a fixed fee or a percentage of the amount you borrow, which means the payment we receive may vary depending on the amount you borrow and the term the loan is borrowed over. This may also mean that the more you borrow the more the introducer is paid. Our commission, or that of the introducing supplier/partner, will not influence the interest rate that you will pay with a lender.

Evolution Funding Ltd is registered in England and Wales under registered number 11354996 whose registered office address is at Thompson Close, Chesterfield, S41 9AZ. VAT Reg. Number: GB 315630330.