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Car Finance in Leicester

Representative APR 8.9%

Evolution Funding logo for car finance broker
Part of Evolution Funding, the UK’s largest motor finance broker.

Car Finance in Leicester

Representative APR 8.9%

Part of Evolution Funding, the UK’s largest motor finance broker.
Evolution Funding logo for car finance broker
Evolution Funding logo for car finance broker
Part of Evolution Funding, the UK’s largest motor finance broker.

After your house in Leicester, a car can be your second most expensive purchase. What’s more, between finding your next new or nearly new set of wheels, and then securing the right car finance, the whole process can feel a little overwhelming.

That’s why My Car Credit have worked hard to make our car finance as accessible and affordable as possible. We’re constantly striving to provide Leicester motorists the car finance that they need, and pride ourselves on making the whole process as transparent as possible. Put simply, we take the stress out of the search.

Using our car finance calculator, you can tell us a bit about yourself and the kind of deal that you’re looking for. We’ll then give you a no-obligation quote within minutes, having combined our unique technology with the largest network of lenders in the country. You’ll have car finance that fits with your circumstances and allows you to stay in charge of your overall finances. It’s little wonder that drivers from Birstall to Welham are turning to My Car Credit to secure their dream car finance.

My Credit Rating

Excellent

  • You are a home owner
  • You have been on the electoral role for a long period of time
  • You have current credit arrangements and mortgage with no defaults
  • You have no CCJs, credit arrears or missed payments
  • You rarely apply for credit
  • You are employed or self-employed

Good

  • You are on the electoral role
  • You are a home owner or long standing tenant
  • You have a stable employment history
  • You have current credit arrangements with occasional missed payments
  • You have no CCJs

Fair

  • You are or have recently been on the electoral role
  • You may have recently changed address
  • You may have occasional missed payments
  • You may have an old CCJ
  • You may have regularly applied for credit

Poor

  • You may have had frequent changes in address
  • You may not be traceable on the voters roll
  • You may have exceeded credit card limits
  • You may have missed payments on current agreements
  • You may have had a CCJ in the past

Bad

  • You may not be traceable on the voters roll
  • Your credit cards are over their limits
  • You have recent CCJs
  • You may have been refused credit elsewhere
  • You may be in a debt management plan
£

X monthly repayments of
£X

Typical rate

Loan amount

Total payable

X% APR*

£X

£X

*for illustration purposes only

No impact on your credit score*

Representative Example

Borrowing £7,500 at a representative APR of 8.9%, annual interest rate (fixed) 8.86%, 47 monthly payments of £184.94 followed by 1 payment of £194.94 (incl. estimated £10 option to purchase fee), a deposit of £0.00, total cost of credit is £1,387.12, total amount payable is £8,887.12.

Evolution Funding Limited, trading as My Car Credit, is a credit broker and not a lender.

Please ensure you can afford the repayments for the duration of the loan before entering into a credit agreement.

*Initial application is a soft search. Should you progress, some lenders may perform a hard search on your credit file.

The benefits of car finance

Car finance is essentially a financial agreement between you, the buyer, and the lender. It allows you to pay for a vehicle over a period of time in affordable monthly instalments, with interest. Depending on what kind of car finance you choose, you can either opt to own the car at the end of the finance term, or move onto another vehicle.

One of the main benefits of car finance is that it’s flexible and there are different types – which suits the diversity of Leicester drivers and their needs. Traditionally, drivers would look to dealerships to provide both the car and the car finance. This would involve stress, time and energy.

White audi purchased using car finance

At My Car Credit, we understand that drivers have busy lives. We also understand that no one driver is the same. That’s why we’ve built a network of the UK’s best lenders and brokers. We leverage these to find Leicester motorists the car finance that they need. Our online application process is simple and easy to fill un, so it will only take you minutes to complete. We’ll then give you a no-obligation quote, and any rate that you see is the rate you get.

Worried about your credit score? You don’t need to be. Firstly, we can work with Leicester drivers who have a less-than-perfect credit score. Whether it’s fair or poor credit, we’ll help you find a lender that can help. Plus, by committing to the monthly repayments of our car finance, you’ll actually be working to improve your overall credit score

We also take steps to avoid unnecessary harm to your credit score in the application process. All too often, dealers perform a hard credit search in order to determine whether or not a candidate is viable for car finance. Our initial searches are only ever soft, so they won’t impact your overall score. This is just another way that our Leicester car finance stands out from the crowd.

How to find Leicester car finance

Finding car finance in Leicester has never been easier. Whether you’re based in Ratby or Foxton, Croft or Thurlaston, we’ve got the car finance for you – and you don’t even have to leave your house.

Car finance with My Car Credit can be secured online. Our application process has been designed to be as straightforward as possible – you just tell us a bit about yourself and the kind of deal you’re looking for. From there, our unique technology will match you with the best possible, and you’ll have a no-obligation quote in minutes.

We can accommodate drivers with a wide range of credit scores, and our friendly team of car credit specialists can work with you to tailor your car finance to any specific requirements. Once you know the budget and terms that you’re working with, you’ll know exactly what you owe and when, helping you to stay in the driving seat of your finances.

If you want to streamline the search even further, we’ve also got a one-stop shop of quality approved new and nearly new vehicles. So, you can find your Leicester car finance and your car all in one go.

Colourful my car credit behind red Renault purchased using poor credit car loan

Three steps to securing car finance

If you’re ready to find car finance in Leicester, it really is as easy as one, two, three:

Get approved for car credit from My Car Credit

Fill out the application form

You tell us a bit about yourself and the deal you’re looking for, and we’ll perform a soft credit search in order to determine if we can proceed with your application. This is essentially where we get to know each other a bit better.

Red car purchased using car finance from My Car Credit

Choose your vehicle

Once we’ve determined the kind of loan you’re suitable for, and you’re happy with all of the terms, you can start your search for the perfect car. Now that you know exactly what kind of budget you’re working with, you can tailor your search accordingly, saving you valuable time and energy.

sign and collect for your new car bought with car finance

Take to the road

You’ve got your car, you’ve got your car finance, it’s time to drive off into the sunset. We’ll coordinate any last-minute liaison, and you can collect your keys once all parties are happy.

my car credit adviser for car finance

Get in the driver’s seat for your car finance

Whether you want to get from A to B in Leicester’s city centre or hit the M1 and head further afield, My Car Credit provides everything you need to make car finance manageable.

If you have any more questions about car finance in Leicester, don’t hesitate to contact our team on 01246 458 810 or enquiries@mycarcredit.co.uk.

my car credit adviser for car finance

Get in the driver’s seat for your car finance

Whether you want to get from A to B in Leicester’s city centre or hit the M1 and head further afield, My Car Credit provides everything you need to make car finance manageable.

If you have any more questions about car finance in Leicester, don’t hesitate to contact our team on 01246 458 810 or enquiries@mycarcredit.co.uk.