Thanks to their rugged aesthetics, imposing ride height and superior driving positions, SUVs are a firm favourite for car enthusiasts and families alike. What's more, contrary to popular belief, they can also be affordable, especially if you opt for a second-hand model.

Rather than spending upwards of £50,000 for something new, there are plenty of budget-friendly used SUVs available. By taking this route, you can find the car of your dreams for less than £20,000 without compromising on the latest styles, interiors and technology.

To save you the hassle, we’ve crunched the numbers and compared the best pre-loved SUVs on the market today.

Mazda CX-3

Prices for a used Mazda CX-3 typically start between £12,000 – £16,000.

Mazda is known for creating high-performing and stylish cars that manage to combine fashionable exteriors with supreme practicality. Without a doubt, one of their most popular models is the Mazda CX-3, a sporty SUV that promises a great all-round driving experience.

The CX-3 is instantly recognisable on the road, thanks to its chunky alloy wheels, striking front grille, metallic finish and sharp contours. Although it’s slightly smaller in size than a standard SUV, it’s unique shape and range of impressive features provides fair compensation.

The standard models include satellite navigation as well as Mazda Connect, which provides Apple CarPlay and Android Auto. The slightly pricier options boast 18-inch silver alloy wheels, LED headlights and rear lights and a dazzling chrome body trim.

Whatever you choose, this SUV is a delight to drive, with plenty of grip around corners and responsive steering. The running costs are surprisingly low too, with the 1.5-litre diesel engine returning close to 58mpg.

Kia Soul

Prices for a used Kia Soul typically start between £7,000 – £10,000.

Quirky looks aside, the Kia Soul is spacious and safe, featuring some of the best technology around. Plus, being an electric car, it’s fuel-efficient and eco-friendly.

As with most electric cars, it’s a dream to operate – peaceful, smooth and agile. The engine is barely audible when started and while cruising, taking the headache out of long car trips. The comfort extends far beyond the driving experience too. With ergonomic seats and high-tech interior features, such as a 10.25-inch touchscreen, lots of internal illumination and reactive speaker lights, the Soul soon becomes a home away from home.

Kia Sportage

Prices for a used Kia Sportage typically start between £16,000 – £19,000.

Perfect for large families, the Kia Sportage boasts a spacious cabin and wide range of engines to suit every driving style. As well as functionality, its raised grille and protruding bumper trim exude luxurious big drive vibes.

Acres upon acres of interior space is the crowning glory of the Sportage, and there’s plenty of room and seat adjustment options to cater to the tallest adults. For long journeys, passengers can also enjoy reclining rear seats as well as creature comforts such as door pockets, phone trays and cup holders. 

If that’s not enough, just take a look at the treasure chest of infotainment and safety features on offer. Every Sportage comes with a high-tech dashboard, DAB digital radio and Bluetooth connectivity. There’s even a handy trailer stability assist system, which helps to counteract the effects of swaying.

Dacia Duster

Prices for a used Dacia Duster typically start between £6,000 – £8,000

Budget-friendly, easy-to-use and incredibly practical, the Dacia Duster is an ideal choice for new drivers or those looking to get real value for their money.

The Duster gets an unfair reputation for being overly simple. However, there’s plenty to love, especially if you appreciate high-functioning machinery. Its most endearing quality is undoubtedly its softness. Thanks to the Duster’s rare combination of relatively small wheels and high-rubber tyres, you can navigate bumps and potholes without the usual jerkiness.

Despite the low price tag, you’re still getting plenty of interior space. The rear door openings are tall for easy access and the boot is large by SUV standards. There’s easily enough room to carry luggage, camping equipment, a fortnight’s worth of food or anything else your heart desires.

Hyundai Venue

Prices for a used Hyundai Venue typically start between £12,000 – £15,000

Small but mighty, compact yet surprisingly spacious, the Hyundai Venue comes with a slew of advanced features for drivers. Plus, the nifty 1.6-litre engine makes it supremely fuel-efficient and cost-effective.

Despite its small dimensions, the Venue has a roomy cabin for its size. Both the front and rear seats have ample passenger space, and the cushions in both rows make for a comfortable ride. Although the design isn’t especially flashy, the interior provides plenty of small luxuries including a leather-wrapped steering wheel and heated front seats.

Behind the wheel, the Venue handles lightly. However, don’t underestimate its power – direct steering action and a well-tuned suspension means it drives surprisingly well over rougher roads.

Renault Kadjar

Prices for a used Renault Kadjar typically start between £10,000 – £13,000

The recently improved Renault Kadjar certainly makes an impression. With families in mind, it’s the perfect budget-friendly choice for those wanting something between a hatchback and MPV. 

The Kadjar is one of the more practical options when it comes to rear seat space, and its boot is one of the biggest in this price range. In fact, there’s probably more storage than you could ever need – when the rear seats are folded completely flat, the total boot volume reaches a whopping 1,478 litres. The higher-spec models also have an adjustable boot floor, which makes it easier to slide in awkward items.

Alongside space, it’s a stunning vehicle to admire. The headlamps are sleek and incorporate LED daytime running lights, and the subtle chrome aspects give the bulky body a delicate edge. SUV lovers will rejoice over the chunky alloy wheels and haunches, which adds to the car’s sense of adventure.

Get your perfect SUV without breaking the bank

With plenty of options under £20,000, it’s never been easier to find a great SUV that’s affordable. At My Car Credit, we make things even more cost-effective with accessible car finance for a range of budgets and credit ratings.

Our team can draw upon a huge network of lenders to find the right deal for you, helping you get your perfect SUV without any hassle or delays. Give us a call on 01246 458 810 or email to find out more.

Rates from 9.9% APR. Representative APR 12.4%

Evolution Funding Ltd T/A My Car Credit

My Credit Rating


  • You are a home owner
  • You have been on the electoral role for a long period of time
  • You have current credit arrangements and mortgage with no defaults
  • You have no CCJs, credit arrears or missed payments
  • You rarely apply for credit
  • You are employed or self-employed


  • You are on the electoral role
  • You are a home owner or long standing tenant
  • You have a stable employment history
  • You have current credit arrangements with occasional missed payments
  • You have no CCJs


  • You are or have recently been on the electoral role
  • You may have recently changed address
  • You may have occasional missed payments
  • You may have an old CCJ
  • You may have regularly applied for credit


  • You may have had frequent changes in address
  • You may not be traceable on the voters roll
  • You may have exceeded credit card limits
  • You may have missed payments on current agreements
  • You may have had a CCJ in the past


  • You may not be traceable on the voters roll
  • Your credit cards are over their limits
  • You have recent CCJs
  • You may have been refused credit elsewhere
  • You may be in a debt management plan

X monthly repayments of

Typical rate

Loan amount

Total payable




*for illustration purposes only

No impact on your credit score*

Representative Example

Borrowing £7,500 at a representative APR of 12.4%, annual interest rate (fixed) 12.36%, 47 monthly payments of £196.44 followed by 1 payment of £206.44 (incl. estimated £10 option to purchase fee), a deposit of £0.00, total cost of credit is £1,939.12, total amount payable is £9,439.12.

Evolution Funding Limited, trading as My Car Credit, is a credit broker and not a lender.

Please ensure you can afford the repayments for the duration of the loan before entering into a credit agreement.

*Initial application is a soft search. Should you progress, some lenders may perform a hard search on your credit file.

Require more help?

Got a question you can’t find the answer to, or need some advice and guidance around taking out car finance? Our Car Credit Specialists are friendly, experienced, and here to help so get in touch today!