Car Finance in York

Rates from 9.9% APR.
Representative APR 12.4%

With so many models of vehicle on the market, finding one that suits you can take a significant amount of time and effort. That’s before you’ve looked for car finance, which is a must-have if you want to spread the cost of your new wheels.

That’s where My Car Credit comes in. We aim to streamline your search for car finance in and around York, minimising the red tape and paperwork with an application process that’s as straightforward as possible. Using our online car finance calculator, you can tell us about the type of rates and repayment terms you’re looking for. We’ll then ask for a little bit about you before providing you with a no-obligation quote in mere minutes. Our goal is to help you be in control of your car finance from the get-go.

By making a series of affordable monthly payments based on a pre-agreed schedule and budget, you can split the cost of your vehicle whilst still having full usage. That way, you get the car that you want at a deal that suits you. Before you know it, you’ll be driving off the forecourt and taking to the road in your new wheels. It’s as simple as that.

Loan amount

Repayment term

My credit rating

X monthly repayments of
^£X

Typical rate

Loan amount

Total payable

X% APR*

£X

*for illustration purposes only

No impact on your credit score*

Representative Example

Borrowing £7,500 at a representative APR of 12.4%, annual interest rate (fixed) 12.36%, 47 monthly payments of £196.44 followed by 1 payment of £206.44 (incl. estimated £10 option to purchase fee), a deposit of £0.00, total cost of credit is £1,939.12, total amount payable is £9,439.12.

Evolution Funding Limited, trading as My Car Credit, is a credit broker and not a lender.

Please ensure you can afford the repayments for the duration of the loan before entering into a credit agreement.

*Initial application is a soft search. Should you progress, some lenders may perform a hard search on your credit file.

Car finance: the benefits for York drivers

The fact of the matter is that buying a car is likely to be expensive. Whether you’re on the hunt for a brand-new set of wheels or are looking for a nearly new or used upgrade, it’s still likely to be a hefty purchase. That’s why thousands of York drivers are turning to My Car Credit for their car finance.

Whether you’re based in Selby, Malton, or Pocklington, we’re committed to helping our customers find the right deal for their unique circumstances. You’re in control from the first moment, as you tell us about the kind of deal you’re looking for. What’s more, our unique technology matches your circumstances with the right lender and broker for you. That way, your car finance is significantly more likely to be accepted.

We also understand how frustrating red tape and paper-pushing can be, which is why you won’t find any with us. Where we give you an on-screen rate, that’s the rate you’ll get, and you’ll never experience any surprise fees or hidden costs. You’ll always know how much you owe and when you owe it, so you can drive off the forecourt without that hanging over you.

You can even get car finance with a poor credit score – our soft credit search won’t impact you in anyway. Similarly, we understand that you might want to shop around in order to get the best deal at the best budget for you, which is why our quotes are no-obligation.

Where can I find car finance in York?

Traditionally, drivers would look to the dealership where they were buying their next car for car finance. This has many disadvantages for you, the customer. This is because the dealer may struggle to offer you a good rate if they have a limited number of lenders available to them.

It’s for this reason that drivers around York are turning to My Car Credit for their car finance. We tailor each car finance deal to your circumstances and can help you fund your vehicle – whether it’s a brand-new or used model.

What’s more, we’ve established excellent relationships with thousands of quality-approved car dealers around the UK. That means that if you want help searching for your next vehicle, we can leverage our connections to get you both the perfect car and car finance in one go.

If you ever have any questions, our friendly team of car credit specialists are always on hand. They’ll happily guide you through the process of applying for car finance in York and be able to address any queries or concerns you may have.

How does My Car Credit work?

Fill in the online application form

We’ll ask you for some personal information as well as an idea of the kind of deal you’re looking for. Once you’ve input these details, we’ll conduct a soft credit search and decide whether we can approve your application and what rate we can offer. The search won’t affect your credit score, and the quote is no obligation.

Choose your car

When your application is given the green light, you can begin searching for your new set of wheels. Knowing your repayment schedule and budget, you’ll be better able to make an informed decision about which vehicle best suits your needs. Don’t forget that our team can always support your car search, so get in contact if you need assistance.

Hit the road

Once you’ve found your dream car and car finance, it’s time to get behind the wheel. We’ll complete the paperwork and facilitate the liaison between the lender and broker. When all parties are happy and payments are finalised, you can collect your keys and drive off into the sunset.

Start your car finance journey with My Car Credit

If you’ve still got questions, contact our team of car credit specialists today. Our friendly team are there to guide you through the process and answer any queries that you may have. You can contact them on 01246 458 810.

Alternatively, if you’re ready to start your path to finding the best car finance in York, use our car finance calculator and receive a no-obligation quote in minutes. We look forward to helping you take control of your car finance.