In many ways, finding and buying a used car has never been simpler thanks to the internet. Gone are the days when you came across second-hand vehicles with For Sale signs by the side of the road. Today, you pop online and search for them via the web and get access to thousands of results in a matter of seconds.

However, this is part of the problem. How do you know which website to trust and which to avoid? It’s an age-old question, but thankfully, My Car Credit has the answers. All you need to do is use our top five recommendations for the best used car websites, all of which you can find below.

1.   Cazoo

Cazoo is a specialist in all things used car-related. Its unique selling point is that it offers its customers the entire package, from the motor itself to finance, delivery services and part exchanges. That means Cazoo is your one-stop-shop for all your vehicle requirements if you can’t afford to waste time and mess around with quotes from different providers.

There are 250 makes and models to choose from, so a lack of options is never an issue. Plus, reliability is a strong point because Cazoo owns all of its cars, which means it can give them a rigorous check before selling. Something interesting to watch out for is the subscription model of motoring, a market Cazoo welcomes with open arms.

2.   Cinch

Cinch is another new motoring company that is performing well within a saturated market, hence it making our list of best used car websites. Part of the reason for this is that Cinch sticks to the basics, which is something customers love because it removes any confusion. You can expect any vehicle you look at to be no older than seven years old, travelled fewer than 70,000 miles, and pass a 225-point quality check.

Probably the biggest selling point for Cinch is its 14-day money-back guarantee that allows you to return your purchase for any reason within the deadline. Finance is available too, such as HP and PCP, as is a part-exchange. However, the latter is only for people who have bought an online model.

3.   AA Cars

When you see AA, you know you can trust the brand. AA Cars is no different as the operator is one of the biggest classified platforms in the UK. This is down to the strict criteria that sellers must meet if they are allowed to advertise on the website. But this doesn’t put many individuals or companies off. Far from it. Typically, there are over 150,000 adverts from franchised and independent dealers, meaning you get an incredible combination of variety and peace of mind.

While AA Cars isn’t a vehicle seller, it does supplement its listings with accessories drivers need, such as breakdown cover and a vehicle history check. Most cars come with a 128-point check and an extensive report.

4.   CarShop

CarShop has been one of the UK’s leading car supermarkets since 1997, making it the most established on our list of best used car websites. And, because it’s been servicing the industry for decades, it understands what features to focus on. For example, there is a 14-day money-back guarantee, similar to Cinch’s. It is worth pointing out that this is double Cazoo’s.

Next, there is a 586-point inspection, which is a couple of hundred points greater than its rivals. Of course, PCP and HP finance packages are also provided.

The best feature is the £99 refundable deposit you can put down to reserve a car. Whether you end up buying it or not, the reserve means you have the flexibility to shop around without missing out on suitable deals. No other used car website has this bonus, which is why it’s so impressive.

5.   My Car Credit

We’d be silly if we didn’t include ourselves on a list of best used car websites! The reason being, as well as comparing finance deals across a large panel of lenders, My Car Credit wants to make it easier to ensure your next car is the right car. Using our My Car Search, you can find a quality used car in the same place you complete a car finance soft credit check.

All dealers are regularly vetted for financial stability and customer service in line with the Financial Conduct Authority. It’s simply a case of finding your favourite make and model from a wide selection of cars.

To find out more about My Car Credit and how we can help you, simply call us on 01246 458 810 or email enquiries@mycarcredit.co.uk.

Rates from 6.9% APR. Representative APR 14.9%

Evolution Funding Ltd T/A My Car Credit

My Credit Rating

Excellent

  • You are a home owner
  • You have been on the electoral role for a long period of time
  • You have current credit arrangements and mortgage with no defaults
  • You have no CCJs, credit arrears or missed payments
  • You rarely apply for credit
  • You are employed or self-employed

Good

  • You are on the electoral role
  • You are a home owner or long standing tenant
  • You have a stable employment history
  • You have current credit arrangements with occasional missed payments
  • You have no CCJs

Fair

  • You are or have recently been on the electoral role
  • You may have recently changed address
  • You may have occasional missed payments
  • You may have an old CCJ
  • You may have regularly applied for credit

Poor

  • You may have had frequent changes in address
  • You may not be traceable on the voters roll
  • You may have exceeded credit card limits
  • You may have missed payments on current agreements
  • You may have had a CCJ in the past

Bad

  • You may not be traceable on the voters roll
  • Your credit cards are over their limits
  • You have recent CCJs
  • You may have been refused credit elsewhere
  • You may be in a debt management plan
£

X monthly repayments of
£X

Typical rate

Loan amount

Total payable

X% APR*

£X

£X

*for illustration purposes only

No impact on your credit score

Representative Example

Borrowing £7,500 at a representative APR of 14.9%, annual interest rate (fixed) 14.85%, 47 monthly payments of £204.69 followed by 1 payment of £214.69 (incl. estimated £10 option to purchase fee), a deposit of £0.00, total cost of credit is £2,335.12, total amount payable is £9,835.12.

Evolution Funding Limited, trading as My Car Credit, is a credit broker and not a lender.

Require more help?

Got a question you can’t find the answer to, or need some advice and guidance around taking out car finance? Our Car Credit Specialists are friendly, experienced, and here to help so get in touch today!