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Car Finance in Coventry

Representative APR 8.9%

Evolution Funding logo for car finance broker
Part of Evolution Funding, the UK’s largest motor finance broker.

Car Finance in Coventry

Representative APR 8.9%

Part of Evolution Funding, the UK’s largest motor finance broker.
Evolution Funding logo for car finance broker
Evolution Funding logo for car finance broker
Part of Evolution Funding, the UK’s largest motor finance broker.
Coventry Transport Museum

Funding a car is expensive. In fact, after a house, it’s the second highest purchase you’re ever likely to commit to – and that doesn’t even account for all the time and energy you put into finding a make and model that you like.

If you’re on the lookout for affordable car finance in Coventry, My Car Credit are here to help. From Bell Green and Binley to Walsgrave and Whitley, we’ve got all your car finance needs covered.

Our car finance calculator will give you a no-obligation quote in mere minutes, matching your unique circumstances and needs to the best possible car finance deal. All you have to do is provide us with key bits of personal information before following our three easy application steps. It’s hardly surprising that increasing numbers of Coventry motorists are turning to us for their car finance.

My Credit Rating

Excellent

  • You are a home owner
  • You have been on the electoral role for a long period of time
  • You have current credit arrangements and mortgage with no defaults
  • You have no CCJs, credit arrears or missed payments
  • You rarely apply for credit
  • You are employed or self-employed

Good

  • You are on the electoral role
  • You are a home owner or long standing tenant
  • You have a stable employment history
  • You have current credit arrangements with occasional missed payments
  • You have no CCJs

Fair

  • You are or have recently been on the electoral role
  • You may have recently changed address
  • You may have occasional missed payments
  • You may have an old CCJ
  • You may have regularly applied for credit

Poor

  • You may have had frequent changes in address
  • You may not be traceable on the voters roll
  • You may have exceeded credit card limits
  • You may have missed payments on current agreements
  • You may have had a CCJ in the past

Bad

  • You may not be traceable on the voters roll
  • Your credit cards are over their limits
  • You have recent CCJs
  • You may have been refused credit elsewhere
  • You may be in a debt management plan
£

X monthly repayments of
£X

Typical rate

Loan amount

Total payable

X% APR*

£X

£X

*for illustration purposes only

No impact on your credit score*

Representative Example

Borrowing £7,500 at a representative APR of 8.9%, annual interest rate (fixed) 8.86%, 47 monthly payments of £184.94 followed by 1 payment of £194.94 (incl. estimated £10 option to purchase fee), a deposit of £0.00, total cost of credit is £1,387.12, total amount payable is £8,887.12.

Evolution Funding Limited, trading as My Car Credit, is a credit broker and not a lender.

Please ensure you can afford the repayments for the duration of the loan before entering into a credit agreement.

*Initial application is a soft search. Should you progress, some lenders may perform a hard search on your credit file.

The benefits of car finance

If you’ve never shopped for car finance before, finding the right deal for you may feel overwhelming – but it doesn’t have to be. It helps if you determine your priorities before you start looking. Different drivers will have different concerns, and knowing what yours are will help you to refine your search and save you precious time from the get-go.

Securing car finance from My Car Credit can streamline your search even further. Traditionally, Coventry drivers would rely on larger dealerships to secure their car finance – but this can put customers at a real disadvantage.

White audi purchased using car finance

At My Car Credit, we’ve worked hard to make Coventry car finance as accessible and affordable as possible. We’ve made our application process easy and receive consistent feedback from customers on its speed and simplicity. We work with you in order to secure the car finance that suits your particular requirements, and our friendly team of advisors are on hand to answer any questions or address any concerns along the way.

What’s more, with us, the rate you see is the rate you get – we won’t throw in any surprise fees, and we’ve worked hard to remove confusing administrative faff. We also perform a soft credit check initially, meaning that it won’t impact your overall score, and we can also work with you to find car finance even if you have a poor overall score. Plus, by repaying all of your monthly instalments in a timely fashion, you can actually improve your credit score overtime, making you a more attractive candidate for future finance applications.

Finding Coventry car finance

Coventry and its surrounding areas are sizeable, meaning there are plenty of dealerships from which to secure car finance. But that means setting aside time and energy to shop around, and you may end up with a compromising deal.

Many Coventry drivers are turning to My Car Credit to find their car finance instead. We’ve got some of the best car finance deals around thanks to our specialist technology, which matches you with the best lenders around. The liaison is managed by us, taking the stress away from you, and once every party is happy with the car finance terms, you’ll have full use of the car. By knowing how much you owe, as well as when you owe it, you’re also in greater control of your finances, making the whole process more manageable.

Our online application process is super speedy and straightforward, giving you a no-obligation quote in mere minutes. We combine our unique algorithm and network of connections in order to find the best lender for your circumstances, and we’ll even work with individuals with poor credit scores.

Remember, our friendly team of specialists are also available for you to consult at any time. We take pride in our excellent customer service and can help Coventry motorists to take the confusion out of their car finance search. What’s more, we’ve also got a one-stop list of quality approved nearly-new vehicles, so you could even find the perfect car and car finance in one go.

Colourful my car credit behind red Renault purchased using poor credit car loan

Three steps to securing car finance

Securing car finance in Coventry is as easy as one, two, three:

Get approved for car credit from My Car Credit

Complete an application form

This is where we get to know each other. You tell us a bit about yourself, as well as the kind of car finance deal and repayment terms you’re looking for. We then perform a soft credit search and determine whether we can proceed with your application.

Red car purchased using car finance from My Car Credit

Choose your vehicle

Once we’ve matched you with the best possible lender and proceeded with your car finance, you’ll know the budget you’re working with and can start your search for the dream car.

sign and collect for your new car bought with car finance

Take to the road

You’ve got your car, you’ve got your car finance, it’s time to collect your keys. We’ll manage any last-minute liaison with the lender, and once all parties are happy, you can drive off into the sunset.

my car credit adviser for car finance

Secure Coventry car finance today

If you’re ready to buy a new (or nearly-new) car, you’ll be pleased to know it’s never been easier to find your dream car finance in Coventry. Whether you’re based in Chapelfields, Earlsdon or Holbrook, you’ll discover the right car finance to suit your requirements with My Car Credit.

Want to learn more about our services? We’ll be happy to talk you through the process and advise you on any questions you might have. Speak to one of our friendly team members on 01246 458 810 or email us on enquiries@mycarcredit.co.uk and get the ball rolling.

my car credit adviser for car finance

Secure Coventry car finance today

If you’re ready to buy a new (or nearly-new) car, you’ll be pleased to know it’s never been easier to find your dream car finance in Coventry. Whether you’re based in Chapelfields, Earlsdon or Holbrook, you’ll discover the right car finance to suit your requirements with My Car Credit.

Want to learn more about our services? We’ll be happy to talk you through the process and advise you on any questions you might have. Speak to one of our friendly team members on 01246 458 810 or email us on enquiries@mycarcredit.co.uk and get the ball rolling.