Getting a new car – or even a nearly-new vehicle – can be exciting, but it can also be an expensive purchase, and the search for the right car finance might be more stressful than simple. Traditionally, motorists sourced their car finance through dealerships. But this can put buyers at a disadvantage if they have a limited number of lenders available to them. This can in turn prevent the dealer offering you the best rates in the market.

Birmingham drivers are increasingly turning to online car finance providers in order to find the deal and drive of their dreams. By shopping around more, you’re in control, and are able to filter out the options that don’t suit your particular needs. However, even this process can take serious amounts of time – and you can suddenly fall prey to surprise red tape or repayment terms, all of which can have an unwelcome impact on your finances.

My Car Credit has created an application process that removes any of those variables, helping you to streamline your search. So long as you give us accurate information when you apply, the rate you see is the rate you get. What’s more, we don’t paper-push. By pre-agreeing a series of monthly repayments, you get to drive your car off the forecourt with minimal stress. You’ll also always know how much you owe and when you owe it, so that you can budget accordingly.