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Car Finance in Norwich

Rates from 6.9% APR
Representative APR 13.9%

Evolution Funding logo for car finance broker
Part of Evolution Funding, the UK’s largest motor finance broker.

Car Finance in Norwich

Rates from 6.9%
Representative APR 13.9%

Car Finance Norwich
Part of Evolution Funding, the UK’s largest motor finance broker.
Evolution Funding logo for car finance broker
Evolution Funding logo for car finance broker
Part of Evolution Funding, the UK’s largest motor finance broker.

Purchasing a car is serious business for drivers throughout Norwich. After a house, it’s likely to be your second most expensive purchase. What’s more, between finding the right vehicle and securing the best car finance possible, the whole process can seem overwhelming.

That’s where My Car Credit comes in. We’re here to help you secure car finance that suits you – whether you’re based in Earlham, Milecross, Larkman, or Norwich itself. We take pride in providing excellent customer service and are consistently complimented on the simplicity of our online application process. Start your car finance journey today and secure yourself a great deal for car finance in Norwich.

My Credit Rating

Excellent

  • You are a home owner
  • You have been on the electoral role for a long period of time
  • You have current credit arrangements and mortgage with no defaults
  • You have no CCJs, credit arrears or missed payments
  • You rarely apply for credit
  • You are employed or self-employed

Good

  • You are on the electoral role
  • You are a home owner or long standing tenant
  • You have a stable employment history
  • You have current credit arrangements with occasional missed payments
  • You have no CCJs

Fair

  • You are or have recently been on the electoral role
  • You may have recently changed address
  • You may have occasional missed payments
  • You may have an old CCJ
  • You may have regularly applied for credit

Poor

  • You may have had frequent changes in address
  • You may not be traceable on the voters roll
  • You may have exceeded credit card limits
  • You may have missed payments on current agreements
  • You may have had a CCJ in the past

Bad

  • You may not be traceable on the voters roll
  • Your credit cards are over their limits
  • You have recent CCJs
  • You may have been refused credit elsewhere
  • You may be in a debt management plan
£

X monthly repayments of
£X

Typical rate

Loan amount

Total payable

X% APR*

£X

£X

*for illustration purposes only

No impact on your credit score

Representative Example

Borrowing £7,500 at a representative APR of 13.9%, annual interest rate (fixed) 13.85%, 47 monthly payments of £201.38 followed by 1 payment of £211.38 (incl. estimated £10 option to purchase fee), a deposit of £0.00, total cost of credit is £2,176.24, total amount payable is £9,676.24.

Evolution Funding Limited, trading as My Car Credit, is a credit broker and not a lender.

Please ensure you can afford the repayments for the duration of the loan before entering into a credit agreement.

What are the benefits of car finance?

Securing a set of wheels can be costly and time-consuming. Once you’ve found the right vehicle, you then have to shop around for the right car finance.

Drivers used turn to the same car dealership for both their car and a way to finance it. This could mean endless hours traipsing between businesses trying to find the best deal possible. As well as taking up time, it could also put drivers on the back foot financially, especially if the dealer is only using one or two lenders, rather than finding a quote from many lenders for all circumstances. If dealers performed a hard credit check, this could even negatively impact your credit score before the application had gone through!

White audi purchased using car finance

My Car Credit has worked hard to make the car finance process much simpler. We’re dedicated to helping you find the best car finance possible, matched to your unique needs. Our online application process is easy and quick to fill in, and we’ll give you a no-obligation quote within minutes. The rate you see with us is the rate you get – we don’t go for paper-pushing or unwelcome expenses.

Plus, any credit check we complete before processing your application is soft, so it won’t impact your credit score. It also means that you’re more likely to secure car finance – no matter your overall score – and if you make all your monthly repayments, you’ll actually end up improving that score over time.

Once we come to an agreement on the rate and timetable for monthly repayment, you’ll have a clear schedule for managing finances. That way, you’re in more control over your monthly budget, and you’ll know exactly what you owe and when. You’ll also be able to shop around for a new set of wheels knowing the amount of finance that you have for it.

Finding car finance in and around Norwich

Gone are the days of spending time haggling with dealers. Norwich drivers are savvy enough to know that the best car finance can be found online, saving you precious pennies and minutes.

Head to My Car Credit’s car finance calculator. We’ll ask you for personal details (such as your employment status and location), and you can let us know exactly what kind of car finance deal you’re looking for. Our unique technology will then match your circumstances and requirements with the best lender, and you’ll have a no-obligation quote for car finance in minutes. Once we’ve got the car finance terms agreed, we’ll manage any liaison, and you’ll know exactly what you’ve got to work with.

Don’t forget that our team of specialists are always available to answer any questions that you may have. Plus, if you’re feeling overwhelmed by the search for a new vehicle, our one-stop shop of pre-approved quality cars can help you to streamline your search. We’re all about putting you in the driving seat (pun intended).

Colourful my car credit behind red Renault purchased using poor credit car loan

How does car finance from My Car Credit work?

We’ve worked hard to remove any barriers to achieving affordable car finance for Norwich drivers. Our application form is quick and easy to fill out and will give you a no-obligation quote in mere minutes. In fact, customers are constantly telling us just how simple the process is. All you have to do is the following:

Get approved for car credit from My Car Credit

Fill out an application form

We need to know a bit about you before we can establish the terms for your car finance. When you fill out this form, you’ll tell us about the kind of deal and repayment terms you’re looking for, as well as detailing some personal information. From there, we’ll perform a soft credit search and decide whether your application is viable. If we proceed with your application, our unique technology will match you with the right lender, finding you the car finance that best suits your requirements.

Red car purchased using car finance from My Car Credit

Choose your car

Once we’re happy and you’re happy, you’ve got the green light to find your new vehicle. Don’t forget to check out My Car Credit’s one-stop shop of quality approved nearly new vehicles.
sign and collect for your new car bought with car finance

Take to the road

You’ve got your car, you’ve got your car finance, and now it’s time to get your keys. We’ll manage any liaison and paperwork between the lender and broker, and once every party is happy, you can hit the road.
my car credit adviser for car finance

Start your Norwich car finance journey today

Ready to take the first step towards car finance in Norwich? Enter your details into our car finance calculator and put us to the test.

Alternatively, if you’ve got any questions about the process, our friendly team are available on 01246 458 810. They’ll steer you through the application and ensure that you feel supported from the get-go.

my car credit adviser for car finance

Start your Norwich car finance journey today

Ready to take the first step towards car finance in Norwich? Enter your details into our car finance calculator and put us to the test.

Alternatively, if you’ve got any questions about the process, our friendly team are available on 01246 458 810. They’ll steer you through the application and ensure that you feel supported from the get-go.