Car Finance in Belfast
Rates from 9.9% APR.
Representative APR 10.9%


Part of Evolution Funding, the UK’s largest motor finance and technology provider.

Cars are expensive. Even if you’re not going for a super flashy, top-of-the-range model, a car is still likely to be the second highest purchase you’ll ever make (after a house).
And whilst some drivers may have the cash to pay upfront, many need to find alternative means for financing their next drive.That’s where My Car Credit can help. We’ve worked hard to streamline the process of securing finance so that it’s as simple and stress-free as possible. We appreciate that each driver has unique needs, and can help you to find a car finance deal that works best for your means and circumstances.
From saving you the time of shopping around various dealerships through to helping drivers with poor credit ratings secure an agreement, we cover all bases for car finance in Belfast.
Belfast car finance – the benefits
Car finance is a catch-all term that references a range of credit agreements. With car finance, you’ll be taking out a loan against your new car, which you’ll then pay off via a series of pre-determined affordable monthly instalments.
You’ll have full use of your car whilst you’re paying off this loan. One of the many benefits of car finance is the variety and flexibility of agreements. There’s no ‘one size fits all’ approach with My Car Credit, because we understand that no one driver is the same. We’re here to help you find car finance that’s as unique as you are.
Our application process is all online too, saving you the time and effort of shopping between providers in Belfast and further afield. Our online form takes mere minutes to fill out – you tell us a bit about yourself, and we’ll give you a no-obligation quote in minutes.
We’re all about helping customers find car finance that’s affordable and accessible. If you’ve got a less-than-ideal credit rating, we may also be able to work with you to secure Belfast car finance. Don’t forget that by making your monthly repayments on time, you’ll be improving your overall credit score. This will then benefit any future loan applications you may make.
What’s more, our friendly team of specialists are always on-hand throughout the process of finding car finance.
Where can you find Belfast car finance?
At the end of March 2023, 1.26million licensed vehicles were registered to Northern Ireland, marking the highest figure on record for the Driver & Vehicle Agency (DVA). From Holywood and Lisburn to Ballymena and Omagh, an increasing number of Northern Irish drivers are looking for more flexible, affordable ways to finance their next set of wheels.
In fact, 81.5% of all Northern Irish drivers travel by car, compared to 63% average for the rest of the UK – and Belfast is the most car-dependent city in the UK.
But how do you find car finance in Belfast? Before technology became such an integral part of everyone’s day to day life, drivers would have to shop around different dealerships to find a way to finance their next vehicle. This meant that dealerships held all the cards, and could dictate unfavourable terms like high interest rates and rigid agreement terms.
Thankfully, those days are gone. With My Car Credit, all of our car finance options can be found online. Our approach is digital-first, helping you to get behind the wheel as quickly as possible.
All you have to do to kickstart your application is fill in our online form. It’s super quick and easy to complete. We just ask you to provide some personal information and give us a sense of the kind of car finance that might best suit your means and circumstances. From there, we’ll give you a no-obligation quote in minutes. You won’t face any hidden fees or confusing jargon, either – with us, the rate you see is the rate you get.
If you decide that our car finance works for you, and we decide that you’re a viable candidate, we’ll advance your application. We can leverage our huge network of trusted UK lenders to find an agreement that’s most suited to your unique needs.
Once we’ve found a car finance agreement that works for you, you can start shopping for your next set of wheels. Now that you have a greater sense of the kind of repayment terms and budget you’re working with, you can refine your search accordingly.
Don’t forget that you can also check out our selection of pre-approved quality new and nearly-new vehicles to find your next car. Save yourself the time and energy of searching online by finding your next car and Belfast car finance in one with our one-stop shop.
Secure your ideal Belfast car finance in three steps
Fill out our online form
Find your next drive
Once we all agree on the car finance that’s best for you, we’ll advance your application. You can then start shopping for your next set of wheels with a greater sense of the budget and timeframe you’re working with. Don’t forget to check out our shop of quality pre-approved cars.
Collect your keys
We’ll coordinate last minute communication with the lender, and once everyone’s happy, you collect your keys and hit the road.
Find Belfast car finance with My Car Credit
My Car Credit will help you find affordable, accessible car finance in minutes. Use our online form to kickstart your application and receive a no-obligation quote in mere minutes. With us, you won’t face hidden fees or endless red tape, and our friendly team of experts are always available to guide you through the application process.
Email us today on enquiries@mycarcredit.co.uk and take the first step to get behind the wheel of your new ride.
Find Belfast car finance with My Car Credit
My Car Credit will help you find affordable, accessible car finance in minutes. Use our online form to kickstart your application and receive a no-obligation quote in mere minutes. With us, you won’t face hidden fees or endless red tape, and our friendly team of experts are always available to guide you through the application process.
Email us today on enquiries@mycarcredit.co.uk and take the first step to get behind the wheel of your new ride.