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Car Finance in Hull

Representative APR 8.9%

Evolution Funding logo for car finance broker
Part of Evolution Funding, the UK’s largest motor finance broker.

Car Finance in Hull

Representative APR 8.9%

Part of Evolution Funding, the UK’s largest motor finance broker.
Evolution Funding logo for car finance broker
Evolution Funding logo for car finance broker
Part of Evolution Funding, the UK’s largest motor finance broker.

So, you’ve found the perfect new or nearly new set of wheels, but you don’t have the cash to make an upfront payment. Now you’re looking for a way to finance it that is affordable, accessible, and simple.

That’s where My Car Credit comes in for drivers across Hull. We’re dedicated to finding you a car finance deal that suits your circumstances. We understand that the process of even finding a car can feel overwhelming, never mind working out how you’re going to fund it. That’s why our car finance is designed to be as simple and straightforward as possible, saving you the hassle whilst securing you your dream deal.

Use our car finance calculator to get a no-obligation quote within minutes by telling us a bit about yourself and the kind of terms that you’re looking for. We’ll then leverage our network of the best lenders and brokers in order to find you car finance that works with your needs. It’s hardly surprising that drivers from Aldbrough to Woodmansey are turning to us for their car finance.

My Credit Rating

Excellent

  • You are a home owner
  • You have been on the electoral role for a long period of time
  • You have current credit arrangements and mortgage with no defaults
  • You have no CCJs, credit arrears or missed payments
  • You rarely apply for credit
  • You are employed or self-employed

Good

  • You are on the electoral role
  • You are a home owner or long standing tenant
  • You have a stable employment history
  • You have current credit arrangements with occasional missed payments
  • You have no CCJs

Fair

  • You are or have recently been on the electoral role
  • You may have recently changed address
  • You may have occasional missed payments
  • You may have an old CCJ
  • You may have regularly applied for credit

Poor

  • You may have had frequent changes in address
  • You may not be traceable on the voters roll
  • You may have exceeded credit card limits
  • You may have missed payments on current agreements
  • You may have had a CCJ in the past

Bad

  • You may not be traceable on the voters roll
  • Your credit cards are over their limits
  • You have recent CCJs
  • You may have been refused credit elsewhere
  • You may be in a debt management plan
£

X monthly repayments of
£X

Typical rate

Loan amount

Total payable

X% APR*

£X

£X

*for illustration purposes only

No impact on your credit score*

Representative Example

Borrowing £7,500 at a representative APR of 8.9%, annual interest rate (fixed) 8.86%, 47 monthly payments of £184.94 followed by 1 payment of £194.94 (incl. estimated £10 option to purchase fee), a deposit of £0.00, total cost of credit is £1,387.12, total amount payable is £8,887.12.

Evolution Funding Limited, trading as My Car Credit, is a credit broker and not a lender.

Please ensure you can afford the repayments for the duration of the loan before entering into a credit agreement.

*Initial application is a soft search. Should you progress, some lenders may perform a hard search on your credit file.

The benefits of car finance

Different drivers in Hull have different driving needs – and car finance needs to be diverse and adaptable. That’s what My Car Credit is here to provide.

Traditionally, drivers would have to shop around different dealerships in order to secure their car finance. This takes time and energy and would often involve haggling with savvy salesmen – not least to mention the risk of becoming mired in bureaucratic red tape or hidden fees. The whole process put drivers in the back seat.

White audi purchased using car finance

Here at My Car Credit, we take the stress out of the search for Hull car finance. Our process is designed to be as straightforward and easy-to-complete as possible. We’ve removed the accessibility barriers in order to make everything more transparent, and work hard to get Hull motorists a car finance deal that works for them. Our board network of lenders are amongst the UK’s best, which means you can rest easy knowing that we’re working hard to find you the car finance that suits your circumstances. Our online process is quick to fill out, any quote is no-obligation, and any rate that you see is the rate you get.

What’s more, we’ll only ever perform a soft credit search at the start of the application process. This won’t impact your overall score, and we can even work with you if your score is less than perfect in order to secure appropriate car finance. A hard search will only be used once your application is ready to go. What’s more, once you commit to your regular repayments, you’ll actually be improving your credit score for future loan applications – just another way that Hull car finance from My Car Credit has real advantages for you.

Locating Hull car finance

From Preston to Dunswell, Hull drivers are looking for car finance that serves their needs. Online car finance from My Car Credit is a simple way of removing the hassle of shopping around different dealerships and securing tailored car finance.

Our online application process has been designed to be as straightforward and simple as possible. You fill out information about yourself and provide details of the kind of deal you’re looking for, and we’ll give you a no-obligation quote in minutes. Our unique technology will match you with some of the best lenders and brokers in order to get you the car finance of your dreams, and any liaison is managed by us, which takes the stress off your shoulders.

Once an agreement has been reached, you’ll know exactly what your repayment schedule and terms are. You’ll know exactly what you owe and when, ensuring you full control of your finances. So, you can budget accordingly whilst having full use of the vehicle.

Crucially, we work with Hull motorists who have a less-than-perfect or poor credit score in order to achieve the car finance that they need. Don’t worry about impacting your credit score in the process. We only use soft credit checks to begin with, so you won’t be needlessly knocked back with a dent on your credit history.

Don’t forget that our friendly team of specialists are always on hand to answer any questions that you may have. We’ve even got a one-stop shop of quality approved nearly new vehicles, too, in case you’re looking to secure both the car and Hull car finance in one go.

Colourful my car credit behind red Renault purchased using poor credit car loan

Three steps to your car finance

If you’re ready to find the car finance in Hull that you need, all you have to do is follow these three steps:

Get approved for car credit from My Car Credit

Fill out the application form

This is where we get to know each other. You give us some personal information and detail the kind of car finance terms that you’re looking for. From there, we’ll perform a soft credit search and ascertain whether we can proceed with your application, matching you with the best lender and broker for your needs. Remember, any quote that we offer is no-obligation.

Red car purchased using car finance from My Car Credit

Decide on your vehicle

Once both parties are happy with the car finance terms offered, you can start your search for your dream vehicle. Now that you know the budget you’re working with, you can tailor your search from the off, saving you valuable time and energy.

sign and collect for your new car bought with car finance

Take to the road

Now that your car and car finance has been secured, you can collect your keys. We’ll manage any last-minute liaison between the lender and broker, and you can take to the roads once everyone’s content. It’s easy as one, two, three.

my car credit adviser for car finance

Start your Hull car finance journey today

Whether you’re looking to navigate the city centre, commute to York or explore the North Yorkshire coast, My Car Credit can help you get on the road in your next ride.

Take your first steps to finding the most reliable Hull car finance today. Our team is contactable via email at enquiries@mycarcredit.co.uk or by phone on 01246 458 810. We look forward to hearing from you!

my car credit adviser for car finance

Start your Hull car finance journey today

Whether you’re looking to navigate the city centre, commute to York or explore the North Yorkshire coast, My Car Credit can help you get on the road in your next ride.

Take your first steps to finding the most reliable Hull car finance today. Our team is contactable via email at enquiries@mycarcredit.co.uk or by phone on 01246 458 810. We look forward to hearing from you!