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Car Finance in Glasgow

Rates from 9.9% APR.
Representative APR 11.9%

Birmingham Car Finance
Birmingham Car Finance

Car Finance in Birmingham

Rates from 9.9% APR.
Representative APR 11.9%

Evolution Funding logo for car finance broker

Part of Evolution Funding, the UK’s largest motor finance and technology provider.

Welcome to Birmingham road sign

Getting car finance in Glasgow should be as easy as enjoying a day out in the city. No fuss, no stress and definitely no jargon. Whether you’re in stop-and-start traffic on High Street, sailing along the M8 or escaping to the Highlands, a good car coupled with a sensible finance plan can make all the difference. 

At My Car Credit, we’ve got your back with a range of finance options to suit every need and credit score. Yes, even less-than-perfect scores.

Fancy a personalised estimate? Use our car finance calculator to see how much you could be paying each month. We use representative APR (the rate that most of our customers get) to calculate estimates. This makes it easy to compare our rates for cars on finance in Glasgow with other offers.

Want an exact APR? Complete an application to generate a quote customised to your personal circumstances. Don’t worry about leaving a mark on your credit score. We use a soft search to generate ‘real rate’ quotes without tarnishing your credit history. However, bear in mind that should you progress, some lenders may perform a hard search on your credit file.

My Credit Rating

Excellent

  • You are a home owner
  • You have been on the electoral role for a long period of time
  • You have current credit arrangements and mortgage with no defaults
  • You have no CCJs, credit arrears or missed payments
  • You rarely apply for credit
  • You are employed or self-employed

Good

  • You are on the electoral role
  • You are a home owner or long standing tenant
  • You have a stable employment history
  • You have current credit arrangements with occasional missed payments
  • You have no CCJs

Fair

  • You are or have recently been on the electoral role
  • You may have recently changed address
  • You may have occasional missed payments
  • You may have an old CCJ
  • You may have regularly applied for credit

Poor

  • You may have had frequent changes in address
  • You may not be traceable on the voters roll
  • You may have exceeded credit card limits
  • You may have missed payments on current agreements
  • You may have had a CCJ in the past

Bad

  • You may not be traceable on the voters roll
  • Your credit cards are over their limits
  • You have recent CCJs
  • You may have been refused credit elsewhere
  • You may be in a debt management plan
£

X monthly repayments of
£X

Typical rate

Loan amount

Total payable

X% APR*

£X

£X

*for illustration purposes only

No impact on your credit score*

Representative Example

Borrowing £7,500 at a representative APR of 11.9%, annual interest rate (fixed) 11.87%, 47 monthly payments of £194.81 followed by 1 payment of £204.81 (incl. estimated £10 option to purchase fee), a deposit of £0.00, total cost of credit is £1,860.88, total amount payable £9,360.88.

Evolution Funding Limited, trading as My Car Credit, is a credit broker and not a lender.

Please ensure you can afford the repayments for the duration of the loan before entering into a credit agreement.

*Initial application is a soft search. Should you progress, some lenders may perform a hard search on your credit file.

Finding the best car finance for Glasgow drivers

Glasgow is a great place to own a car. From avoiding the chaos of Glasgow Central at rush hour to making those last-minute weekend escapes to Loch Lomond, your car is more than a mode of transport. It’s freedom. 

White audi purchased using car finance

But finding the right car finance in Glasgow can sometimes feel like finding a parking spot near Buchanan Street. Nearly impossible! Don’t worry, though. We specialise in helping Glaswegians like you get behind the wheel. Whether you’re after a city-friendly hybrid to beat the LEZ charges or something roomier for family life or weekends away, My Car Credit has finance options to suit your needs. 

Our solutions include:

• Personal contract purchase (PCP)

• Hire purchase (HP)

• Personal contract hire (PCH)

Find your Glasgow car finance

Glasgow isn’t just another city. So why should your car finance be one-size-fits-all? Exactly. It shouldn’t. At My Car Credit, we understand that getting the right deal is about more than just the numbers. It’s about your daily life. 

Whether you’re working in Southside, commuting into the city from Stirling or simply want a car for weekend adventures, we’ll help you find cars on finance in Glasgow that suit your budget and your journey. 

If that means lowering your monthly payments, finding a car that fits the city’s emissions rules or helping you choose a vehicle that’s up for work and play, we’re committed to your cause. With us, you’re not just getting finance. You’re getting a tailored solution for your life in Glasgow.

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Choosing the right car for Glasgow

Let’s talk a little more about choosing the right car for your life in Glasgow. For starters, there’s the Low Emission Zone (LEZ) to consider. This is especially relevant if you drive regularly in the Glasgow city centre. The LEZ might sound like a headache but it’s actually an opportunity to rethink your wheels. And of course, do your part for the environment and local air quality. 

To drive in the LEZ without incurring a charge, finance cars in Glasgow need to tick one of the following boxes:

  • Euro 4 for petrol cars and vans
  • Euro 6 for diesel cars and vans
  • Euro VI for buses, coaches and HGVs
 

If your vehicle doesn’t meet the above requirements, you’ll be hit with a penalty charge of £60. Not a fun letter to receive in the post. The city uses numberplate recognition cameras and the national vehicle licencing database to monitor who’s travelling in the LEZ so there’s really no getting around it. Unless, of course, you invest in a low-emission vehicle. 

Choosing a compliant car means you can swerve those LEZ charges and even save a few quid on fuel. You don’t necessarily need to go full EV. Zippy hybrids, efficient diesels and even modern petrol cars with ultra-low emissions are all good alternatives. 

Colourful my car credit behind red Renault purchased using poor credit car loan

How does My Car Credit work?

Getting your car finance in Glasgow sorted is easy with My Car Credit. Here’s how it works, nice and simple:

Get approved for car credit from My Car Credit

Apply online

It’s quicker than grabbing a coffee at the Barras Market. Just fill in a few details on our application form to get the ball rolling. Be ready to enter the amount you’d like to borrow, preferred payment term, personal details and a few other titbits. Why do we ask for this information? We’re all about making sure you have the right car and the right finance plan to go with it. The more information we have, the more accurate our quote. 

Get Your quote

After we have your details, we’ll put together a personalised quote faster than you can say “double-decker.” No hidden fees, we promise. Just clear numbers. 

Red car purchased using car finance from My Car Credit

Pick your car

This is the fun part. Whether you’re after a wee hatchback for city runs or a spacious SUV for trips out to the Trossachs, use My Car Search to track down your dream set of wheels. If you’ve already found your dream car, just provide the details and we’ll add it to your application.

Finalise the details

We handle all the paperwork, so you can focus on more important things. Like piecing together a road trip playlist.

sign and collect for your new car bought with car finance

Drive away

Once everything’s sorted it’s time to pick up your keys and get on with enjoying your new car. Simple as that!

my car credit adviser for car finance

Contact My Car Credit for your Glasgow car finance

Got questions? Need a bit of advice? Terrific! Our friendly team is just an email away and we’re always thrilled to hear from new customers. Whether you’re shopping for your first car, want to upgrade to a vehicle that meets LEZ requirements or just want a better deal on car finance in Glasgow, we’re here to help.

Drop us an email at enquiries@mycarcredit.co.uk to find out more about how to finance cars in Glasgow.

We’ll help you find a finance plan that’s right for you, so you can get on with exploring everything Glasgow has to offer.

my car credit adviser for car finance

Contact My Car Credit today

Ready to put the wheels in motion for your car finance? My Car Credit provides car finance you can rely on throughout Birmingham and the surrounding areas. Whether you’re in the market for a quality used SUV or a nearly new hatchback, we’ll do all the legwork for you so you can simply sit back before enjoying your new ride.

Contact one of our team on 01246 458 810. They’ll save you time and energy on your hunt for the best car finance, as well as keeping your bank balance happy.