Be honest with yourself, at some point you’ve judged somebody by the car that they drive. We know you shouldn’t judge a book by its cover but sometimes it’s far too fun! So, here’s some of the car brands and stereotypes people have about them.*


Hatchbacks have been the starting car for almost everyone, but some people just can’t seem to break themselves of the habit. Here’s some of our stereotypical hatchback hunches:
  • Volkswagen Beetle – Estate agents, hairdressers and happy-go-lucky types.
  • Peugeots – Elderly teachers and university lecturers with a boot full of boxes.
  • Vauxhall Corsa – Boy and girl racers starting out.
  • VW Golf GTIs – Boy and girl racers that have graduated from the Corsa school.
  • Toyota – It’s written into the T&Cs that only a boring person can buy a Toyota.


Saloons are often thought of as being the compulsory car of suited and booted business types, and if we’re honest, it’s probably true. Here’s our sly saloon stereotypes:
  • BMW – Yuppie suit type – younger.
  • Mercedes – Yuppie suit type – older.
  • Audi – Yuppie suit types who like to think they’re not a yuppie suit type.
  • Jaguars – Former aristocrats, who refer to everyone outside of their friends as ‘new money’.
  • Volvo – Steady Eddies who like safety and reliability, a lot.
  • Subaru – Extreme racers, there is a 9/10 chance that they could probably fix your car in any scenario.


4X4s are reserved for those that are starting to make their way or have already reached the top of the ladder of success. Here’s our favourable 4×4 mentions:
  • Land Rovers – Middle aged tweed-clad couples with a Collie in the boot.
  • Range Rovers – Yummy mummies and football players.
Whether it’s a lifestyle symbol, childhood dream or just a matter of practicality – there’s no denying that certain people are drawn to certain cars. Perhaps this says something about the importance we place on cars, and perhaps our cars do actually say a lot about who we are – even if they don’t, you can still spot car stereotypes from a mile off! *Disclaimer: there is no offence meant by the following stereotypes, they are exclusively for comic purposes.
My Credit Rating


  • You are a home owner
  • You have been on the electoral role for a long period of time
  • You have current credit arrangements and mortgage with no defaults
  • You have no CCJs, credit arrears or missed payments
  • You rarely apply for credit
  • You are employed or self-employed


  • You are on the electoral role
  • You are a home owner or long standing tenant
  • You have a stable employment history
  • You have current credit arrangements with occasional missed payments
  • You have no CCJs


  • You are or have recently been on the electoral role
  • You may have recently changed address
  • You may have occasional missed payments
  • You may have an old CCJ
  • You may have regularly applied for credit


  • You may have had frequent changes in address
  • You may not be traceable on the voters roll
  • You may have exceeded credit card limits
  • You may have missed payments on current agreements
  • You may have had a CCJ in the past


  • You may not be traceable on the voters roll
  • Your credit cards are over their limits
  • You have recent CCJs
  • You may have been refused credit elsewhere
  • You may be in a debt management plan

X monthly repayments of

Typical rate

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*for illustration purposes only

No impact on your credit score*

Representative Example

Borrowing £7,500 at a representative APR of 12.4%, annual interest rate (fixed) 12.36%, 47 monthly payments of £196.44 followed by 1 payment of £206.44 (incl. estimated £10 option to purchase fee), a deposit of £0.00, total cost of credit is £1,939.12, total amount payable is £9,439.12.

Evolution Funding Limited, trading as My Car Credit, is a credit broker and not a lender.

Please ensure you can afford the repayments for the duration of the loan before entering into a credit agreement.

*Initial application is a soft search. Should you progress, some lenders may perform a hard search on your credit file.

Require more help?

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