Throughout the COVID-19 outbreak, My Car Credit has balanced the needs of our customers with the safety of our staff. Remote working has allowed us to continue providing a service to customers, without putting our staff at risk.

However, with lockdown measures now being gradually lifted, we’re delighted to say that we have now been able to welcome some of our car credit advisers back to the office. Rest assured, we’ve done a full risk assessment, with a range of measures in place to keep everyone safe.

Social distancing

One of the most important measures to slow the spread of the virus is social distancing. While the Government has amended the two-metre rule to allow more people to return to work, two metres is still the safest distance to keep between people wherever possible.

We’ve taken all reasonable steps to maintain a two-metre distance throughout our workplace. Where that’s not possible, we’ve made sure there are other measures in place to manage the risk of transmission. Our staff will also be encouraged to make meetings virtual, so there won’t be any unnecessary face-to-face interactions despite being back in the office.


To facilitate social distancing, we’ve also considered the amount of people in the office and its different areas. While most of our team will be returning to the office, some will be based remotely – which will help us keep more space between office-based team members.

Additionally, there will be a maximum capacity displayed for each room, depending on its size. We’ve also recommended that meeting rooms are only used if essential.


With the virus potentially being able to survive on surfaces for several days, hygiene is critical when it comes to slowing the spread of COVID-19. My Car Credit has introduced strict and methodical cleaning and hygiene procedures across our workplace.
That includes instructions for regular and thorough hand-washing, as well as cleaning desks and workspaces.


Most importantly, we’ve made all staff aware of the changes and new guidelines. Our risk assessment has been sent to all staff returning to the office, and we’ve produced a comprehensive collection of posters which will be displayed throughout the office.

Long copy posters will be used in rooms with high dwell time, allowing staff to read through them. But we also have short copy posters for places with lower dwell time like corridors, so staff can read them at a glance. These are supported with maximum room capacity posters displayed in kitchens and other communal areas.

Finally, we’re promoting a cooperative and collaborative culture. Staff will be encouraged to say if something isn’t okay – if someone isn’t sticking to the guidelines, for instance.

covid-secure poster campaign

Feedback from our staff

“I think the company has done everything they possible could to keep us safe in the environment we work in. It’s so nice to see physical faces instead of seeing them over a computer screen and working in general is far less stressful as we have all the tools we need to get the job done.” Georgia

“I’m ecstatic to be back! It’s nice to get to some form of normality. The company have made me feel safe and secure and have done an excellent job. Hats off to the team who came in to sort the offices out!” Callie

“I think the measures the company have put in place are really great. It keeps me and my work colleagues safe and that’s all we can ask during these times.” Andy

We’re here to help

Above all else, our staff are happy to be back in the office as that means they can help our customers to the best of their ability. If you want to find out more about car finance or get approved, don’t hesitate to calculate car finance and make an application or contact our team on 01246 458 810 or

Rates from 9.9% APR. Representative APR 12.4%

Evolution Funding Ltd T/A My Car Credit

My Credit Rating


  • You are a home owner
  • You have been on the electoral role for a long period of time
  • You have current credit arrangements and mortgage with no defaults
  • You have no CCJs, credit arrears or missed payments
  • You rarely apply for credit
  • You are employed or self-employed


  • You are on the electoral role
  • You are a home owner or long standing tenant
  • You have a stable employment history
  • You have current credit arrangements with occasional missed payments
  • You have no CCJs


  • You are or have recently been on the electoral role
  • You may have recently changed address
  • You may have occasional missed payments
  • You may have an old CCJ
  • You may have regularly applied for credit


  • You may have had frequent changes in address
  • You may not be traceable on the voters roll
  • You may have exceeded credit card limits
  • You may have missed payments on current agreements
  • You may have had a CCJ in the past


  • You may not be traceable on the voters roll
  • Your credit cards are over their limits
  • You have recent CCJs
  • You may have been refused credit elsewhere
  • You may be in a debt management plan

X monthly repayments of

Typical rate

Loan amount

Total payable




*for illustration purposes only

No impact on your credit score*

Representative Example

Borrowing £7,500 at a representative APR of 12.4%, annual interest rate (fixed) 12.36%, 47 monthly payments of £196.44 followed by 1 payment of £206.44 (incl. estimated £10 option to purchase fee), a deposit of £0.00, total cost of credit is £1,939.12, total amount payable is £9,439.12.

Evolution Funding Limited, trading as My Car Credit, is a credit broker and not a lender.

Please ensure you can afford the repayments for the duration of the loan before entering into a credit agreement.

*Initial application is a soft search. Should you progress, some lenders may perform a hard search on your credit file.

Require more help?

Got a question you can’t find the answer to, or need some advice and guidance around taking out car finance? Our Car Credit Specialists are friendly, experienced, and here to help so get in touch today!