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Car Finance in Preston

Rates from 9.9% APR.
Representative APR 12.4%

Preston Car Finance
Evolution Funding logo for car finance broker

Part of Evolution Funding, the UK’s largest motor finance and technology provider.

Welcome to Preston

Struggling to find great car finance in Preston? There are often many roadblocks to finding the right finance for your vehicle. Plus, the process can be time-consuming and demoralising. You might spend hours searching for an agreement or even a vehicle that fits your needs. Then comes the haggling over the fine print with dealerships, which often gets you nowhere. All these hurdles really take the fun out of the search for your new set of wheels.

At My Car Credit, we understand how time-consuming and stressful finding Preston car finance can be. That’s why we’ve worked hard to make securing car finance with us as simple and streamlined as possible.

Find out how we can help Preston drivers secure the best car finance for them by reading on.

My Credit Rating

Excellent

  • You are a home owner
  • You have been on the electoral role for a long period of time
  • You have current credit arrangements and mortgage with no defaults
  • You have no CCJs, credit arrears or missed payments
  • You rarely apply for credit
  • You are employed or self-employed

Good

  • You are on the electoral role
  • You are a home owner or long standing tenant
  • You have a stable employment history
  • You have current credit arrangements with occasional missed payments
  • You have no CCJs

Fair

  • You are or have recently been on the electoral role
  • You may have recently changed address
  • You may have occasional missed payments
  • You may have an old CCJ
  • You may have regularly applied for credit

Poor

  • You may have had frequent changes in address
  • You may not be traceable on the voters roll
  • You may have exceeded credit card limits
  • You may have missed payments on current agreements
  • You may have had a CCJ in the past

Bad

  • You may not be traceable on the voters roll
  • Your credit cards are over their limits
  • You have recent CCJs
  • You may have been refused credit elsewhere
  • You may be in a debt management plan
£

X monthly repayments of
£X

Typical rate

Loan amount

Total payable

X% APR*

£X

£X

*for illustration purposes only

No impact on your credit score*

Representative Example

Borrowing £7,500 at a representative APR of 12.4%, annual interest rate (fixed) 12.36%, 47 monthly payments of £196.44 followed by 1 payment of £206.44 (incl. estimated £10 option to purchase fee), a deposit of £0.00, total cost of credit is £1,939.12, total amount payable is £9,439.12.

Evolution Funding Limited, trading as My Car Credit, is a credit broker and not a lender.

Please ensure you can afford the repayments for the duration of the loan before entering into a credit agreement.

*Initial application is a soft search. Should you progress, some lenders may perform a hard search on your credit file.

Car finance – why do it?

There’s no stepping around it – cars are expensive. In fact, they’re nearly at the top of the list when it comes to costly purchases. In most cases, drivers don’t have the money to pay for that kind of expense upfront – especially if they have a premium model in mind.

White audi purchased using car finance

That’s one of the many benefits of car finance. As a catch-all term, car finance refers to a credit agreement that allows you to borrow a pre-agreed amount of money to finance the purchase of a vehicle. This money is paid back in a series of affordable monthly instalments, during which time you have full use of the vehicle.

Another benefit is the flexibility of car finance. There are many different kinds of car finance deals and agreements available, meaning it’s suitable for a wide range of drivers. At My Car Credit, we understand that no one Preston driver is the same, so we can help everyone to find a car finance term that accommodates their needs and circumstances.

Our application process is all online, and it’s super speedy to fill out. You tell us a bit about yourself and the kind of deal that would work for you, and we’ll give you a no-obligation quote in mere minutes. With us, the rate you see is the rate you get, and we’ve removed all of the hidden fees and time-consuming admin typically involved in securing car finance, too.

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How to find Preston car finance

In the pre-internet days, drivers would have to search for car finance in Preston by shopping around different dealerships to compare interest rates and terms. This left dealers on the front foot, as they could dictate the specifics of the agreement.

Thankfully, those days are gone. Now drivers can get behind the wheel of their new car quicker than ever. Car finance with My Car Credit can be secured online, and you’ll have a no-obligation quote in mere minutes. We’ve also minimised the red tape and removed any surprise costs.

Once you’ve applied for car finance with us, we’ll decide if you’re a viable loan candidate. After you’re on board, we’ll then leverage our network of the best UK-wide lenders to find you an agreement that suits your needs. This will give you a much greater sense of the budget and length of term for your car loan. This means you can begin your search for a new set of wheels with a greater sense of security.

We can even work with Preston motorists who have less-than-ideal credit scores. Helping you to secure affordable, accessible car finance is our goal, which is why our initial credit check is always soft. That way, it won’t impact your overall score. Don’t forget that making your monthly repayments in a timely fashion will also improve your credit rating overall, ideally positioning you for future loan applications.

In fact, we’ve even got a one-stop shop of quality approved nearly new vehicles too, so you can secure both your car and car finance in one go. Plus, our helpful team of customer specialists is always on hand to address any queries that you have along the way.

It’s no wonder that drivers from Barton to Whitechapel are turning to us to find their ideal car finance agreement.

Colourful my car credit behind red Renault purchased using poor credit car loan

Find car finance in Preston in three steps

Ready to find your ideal car finance? At My Car Credit, we keep the process simple with these three steps. Here’s what to expect…

Get approved for car credit from My Car Credit

Fill in our application form

This is where we get to know each other a bit. You provide us with your personal information and detail the kind of car finance you might be looking for, and we’ll perform a soft credit search to provide you with a no-obligation quote in minutes.

Red car purchased using car finance from My Car Credit

Shop for your new set of wheels

If we decide that you’re a viable loan candidate, we’ll advance your application. Once you know the terms and budget you’re working with, you can shop around for the right vehicle.

sign and collect for your new car bought with car finance

Collect your keys and take to the road

Once all parties are happy, we’ll manage any final liaison, and you can set off in your car.

my car credit adviser for car finance

Affordable car financing for Preston drivers

Whether you’re based in Preston or the surrounding areas, we can help you to secure your ideal car finance. Our online process is quick and easy to fill out. Plus, our friendly team of specialists can support you throughout your application, and we’ve removed the stumbling blocks and hidden fees often smuggled into an agreement.

Car finance doesn’t have to be complicated. At My Car Credit, we provide many tools to assist your search for car financing. If you need to browse nearly new cars, take a look through our selection via My Car Search. Alternatively, why not calculate your car loan? Doing the maths on your car loan is simple with our online car finance calculator.

Contact us today and become one of the many Preston drivers who have secured their dream car finance deal with My Car Credit. Simply give us a call on 01246 458 810 or email us at enquiries@mycarcredit.co.uk to get the ball rolling.

my car credit adviser for car finance

Affordable car financing for Preston drivers

Whether you’re based in Preston or the surrounding areas, we can help you to secure your ideal car finance. Our online process is quick and easy to fill out. Plus, our friendly team of specialists can support you throughout your application, and we’ve removed the stumbling blocks and hidden fees often smuggled into an agreement.

Car finance doesn’t have to be complicated. At My Car Credit, we provide many tools to assist your search for car financing. If you need to browse nearly new cars, take a look through our selection via My Car Search. Alternatively, why not calculate your car loan? Doing the maths on your car loan is simple with our online car finance calculator.

Contact us today and become one of the many Preston drivers who have secured their dream car finance deal with My Car Credit. Simply give us a call on 01246 458 810 or email us at enquiries@mycarcredit.co.uk to get the ball rolling.