Can You Get A Warranty on a Used Car?

But there’s a perception that you can’t get a warranty on a used vehicle, and this often prevents buyers from considering an option that will save them a fortune. In this post, we’ll provide some clarity when it comes to used car warranties.

The basics of used car warranties

The simple answer is – yes, you can get a warranty on a used car. To begin with, the Consumer Rights Act 2015 has covered second-hand vehicles for the past six years, which means that you get a rudimentary level of cover if the issue falls under the CRA.

But what if you want something more substantial? In that case, there are third-party deals that will pick up the tab should something go wrong that isn’t your fault. Not everything is covered – wear and tear, for instance, is notoriously left out of insurance policies – but it’s safer than signing on the dotted line and hoping for the best.

Finally, there are manufacturer guarantees that you can often get included within a deal. The trick is to negotiate for the things you want by removing the features you don’t need. With an extended manufacturer warranty, you’ll be less likely to pay expenses upfront and more likely to be covered in the worst-case scenario.

Do you need a car warranty?

With protection from the Consumer Rights Act, some people are happy to take their chances. Your decision will depend on which features you believe are the most important. After all, it’s pointless paying extra for a used car guarantee if you can’t afford a vehicle in the first place.

The good news is, you can calculate your car loan in advance to ensure that your budget is in order. Then, you can worry about whether a warranty is suitable. For more on car finance deals, My Car Credit has all the information you need. Contact a member of our staff today to learn how we can help you.