When it comes to competitors, the Volvo XC90 has a few. From the BMX X5 and X6 through to the Land Rover Discovery and the Audi Q7, the market for family-friendly SUVs that combine safety and practicality with quality and comfort is fierce.

That said, the Volvo XC90 continues to deliver, and has done ever since the release of the first model way back in 2015. So, how much is the Volvo XC90, is it worth its price, and how does the car compare to its many rivals?

The Volvo XC90 – key features and stats

Performance and drive

Choose from four different engine options – a plug-in petrol-electric hybrid, two petrol engines, and a diesel. You’ll find a responsive automatic gearbox in each, as well as four-wheel drive. The diesel and petrol are all highly responsive, and even the hybrid is respectably fast.

Despite its size, the XC90 drives well in urban locations – you have good visibility thanks to the large windows, and fewer blind spots than competitors. You can also opt for features like a 360-degree camera and park assist system if you frequent tight spots.

The drive is a little noisier and bumpier than competitors in urban locations – particularly the diesel engine, which can rattle when idling and accelerating, but gets smoother on motorways. The grip is great on tight country roads, and handling is better than the Land Rover Discovery or Defender.


The Volvo XC90 is hard to beat when it comes to safety – it’s one of the best on the market. Automatic emergency city braking helps you to avoid collisions, and other features like active cruise control, lane assist, and automatic brake function all ensure maximum safety.

You can opt into features like a blind spot information system – designed to steer you away from oncoming traffic – and a rear collision mitigation system that automatically tightens seat belts if an impact is sensed. An optional pilot assist system can also take over acceleration, steering and braking for brief periods, too.


Expect Swedish minimalism and style. The trim and finish on the dashboard and doors feel swish, particularly when you opt for higher-grade models. That said, even entry-level trim is excellent, with leather seats and mood lighting. Practical features aren’t sacrificed for style – for example, adjustable lumbar support makes finding a comfortable driving position easy.

A portrait, 9-inch infotainment screen reduces the need for multiple knobs and buttons, but can be a little fiddly when driving. The response time is also somewhat slower when calculating a route than those in either the Audi or BMW.

There’s a fairly reliable voice control system as standard, however. This responds well to commands like temperature changes and can help reduce the need for fiddling with the screen. However, whilst Apple CarPlay is now available as standard, Android Auto isn’t – you’ll have to pay a little extra.

Of course, there’s also the fact that the XC90 houses seven people. Seats in the middle row recline, fold and slide individually, and the rear seats can also be folded away. It’s a little cramped in the very back – children will be fine, adults less so – but it’s nonetheless impressively spacious. There’s also plenty of boot space, particularly if you remove these two rear seats.


If you find yourself wondering “how much is the Volvo XC90?”, it depends on what model you go for. As with all electric cars, the plug-in hybrid PHEV (known as the T8 Recharge) version costs more than the three alternative engines. The B5 diesel engine is comparatively economical, and overall, you’ll find the Volvo XC90 slightly cheaper than the BMW X5, but more expensive than either the Audi Q7 or Land Rover Discovery.

That said, the XC90 depreciates less than competitors, and it tends to be cheaper to insure and maintain, making it an ideal candidate for lower car finance deals. Anticipate a range of £61,995 to £83,130. Remember that you can get a no-obligation car loan quote online with My Car Credit to take your first step towards financing the XC90.

Find out how you can finance the Volvo XC90

If a spacious and safe family car that might save you pennies on car finance sounds right for you, contact My Car Credit on enquiries@mycarcredit.co.uk.

Rates from 9.9% APR. Representative APR 12.4%

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