Car Finance in Milton Keynes
Representative APR 10.9%
Car Finance in Milton Keynes
Representative APR 10.9%
Part of Evolution Funding, the UK’s largest motor finance and technology provider.
There’s nothing quite like getting a new car. From upgrading to a vehicle with more sophisticated add-ons to finding a model with a little extra power, finding your next set of wheels can be an exciting experience. But finding car finance? That’s often a different story.
Even if you’re looking for a car that isn’t the highest spec on the market, financing your new vehicle may seem overwhelming if you’re just starting your search. After a house, a car is the second highest purchase you’re ever likely to make, meaning that most people don’t have access to the cash up front.
As such, car finance is becoming an ever more popular way of financing a vehicle. But where do you find car finance that works to your means and isn’t going to pile on the administrative stress?
My Car Credit can help. We’ve worked hard to reduce the amount of paperwork and red tape that you’re otherwise likely to face in the search for car finance in Milton Keynes. So, whether you’re based in the centre of Milton Keynes, or you’re looking for car finance near Bletchley, Winslow or Olney, we can help.
Car finance – what are the benefits?
First up – what is car finance? Car finance is a catch-all term for a range of different credit agreements that allow you to borrow money against the purchase of a new vehicle. There are a number of car finance agreements, meaning that it’s a flexible way for drivers with varying needs and circumstances to fund their new (or nearly new) vehicle. With car finance, drivers have full use of the vehicle, which they pay off via a series of pre-agreed monthly instalments.
As such, if you’re a Milton Keynes driver looking for a way to fund the purchase of your next vehicle, car finance is a flexible, affordable way of doing so. There’s no ‘one size fits all’ approach, and at My Car Credit, we work with drivers according to their different needs and circumstances in order to find the best agreement possible.
As our application process is online, it takes mere minutes to fill the form out. This form allows us to get a sense of the kind of finance candidate you might be, as well as getting to know more about the type of term that would best suit you. From there, we’ll provide a no-obligation quote, which will give you a better idea of the kind of car finance agreement that you might be viable for. The process is speedy and straightforward – we know that Milton Keynes drivers are busy, and ensuring that you have all the information that you need to make an informed decision is our goal.
What’s more, our initial credit check will always be a ‘soft’ search, meaning that it won’t impact your overall score. We can even work with drivers with poor credit ratings, and by repaying your monthly finance instalments, you’ll be working to improve your score while making yourself an ideal candidate for future loans.
How to find car finance in Milton Keynes
Once upon a time, dealers held all the cards with car finance. Milton Keynes motorists would have to spend serious time and effort comparing offers at different dealers, and would be at a serious disadvantage when it came to haggling on rates or the length of agreements.
Thankfully, My Car Credit’s approach to online car finance has streamlined this process. We’ve worked hard to reduce the time and energy you’ll spend applying, as we understand the need for punctual decisions. We’ve also made our car finance as accessible as possible for all Milton Keynes drivers, removing the red tape and paperwork typically involved in the process.
Any rate that you see is the rate you get with us, and we won’t throw in any surprise payments, either. We’re also a very approachable bunch, and if you do find yourself with any questions or concerns about the process, you can contact our team of specialists, who will be happy to address any of your queries.
We’ve spent time developing excellent relationships with some of the top lenders in the UK, and can leverage our network in order to find you the best car finance possible based on your needs. And don’t panic if you haven’t yet found a car – we’ve got a selection of pre-approved new and nearly-new vehicles that you can choose from, securing both your car and car finance in one go.
Secure your ideal car finance in three easy steps
If you’re a Milton Keynes driver and are ready to start your journey to secure the best car finance possible, all you have to do is follow these three steps:
Fill out our application form
This is where we get to know you better. You fill in some personal information such as your employment details and the kind of car finance you might be looking for, and we determine whether we think you’re a viable candidate. Remember that anything we quote you is no-obligation, and the rate you see is the rate you get.
You find your new car
Once we’ve performed an initial soft credit search and determined that you’re a suitable candidate for car finance, we establish the terms of the agreement. From there, you’ll have a sense of the budget you’re working with, and can shop around for your new set of wheels.
Take to the road
Provided that all parties are happy, we’ll then manage any final liaison with the lender, and you can collect your keys and make full use of your new car.