Part of Evolution Funding, the UK’s largest motor finance and technology provider.
Driving in London can be challenging to say the least. Hanger Lane Gyratory, Cranham Interchange and the Chiswick Flyover, we’re looking at you. Don’t even get us started on Piccadilly Circus…
What we’re trying to say is that the capital is a busy place. Finding the right car finance in London shouldn’t add to the headache. This is where My Car Credit comes in. We’re here to make securing London car finance easy.
Whether you’re looking for something to get you through the ULEZ, tackle the maze-like streets around Shoreditch or whisk you away for a weekend in the Lake District, we’ve got finance options to fit your lifestyle, budget and credit score.
Want to know what your monthly payments could look like? Use our car finance calculator for a quick, personalised estimate. We base it on representative APR, the rate that most of our customers receive. If you’re looking for an exact London car finance rate tailored to you, go ahead and complete an application online. Our soft search won’t impact your credit score. However, bear in mind that should you progress, some lenders may perform a hard search on your credit file.
Finding the best car finance for London Drivers
From chaotic roundabouts and vexing one-way streets to the Congestion Charge and Ultra Low Emission Zone (ULEZ), London has its own set of rules and challenges. This is why choosing car finance in London should be about more than just getting the best deal. The goal should be to find a car (and finance plan) that makes sense for your life in the capital.
London doesn’t just encourage you to drive an eco-friendly car. It penalises you if you don’t. You’ll be handed a £15 bill for driving within the Congestion Charge zone and £12.50 if your car doesn’t meet ULEZ emissions standards. It’s no surprise EVs are becoming hugely popular in London.
Looking for ULEZ-friendly finance cars London? We’ve got you. With models like the Nissan Leaf, Tesla Model 3 and BMW i4, you’ll not only save on emissions charges but enjoy lower fuel and maintenance costs. If you regularly find yourself in Central London, a low-emission vehicle could save you hundreds of pounds in charges each year.
Here are some of our most popular EV car finance options for London:
- Personal contract purchase (PCP)
- Hire purchase (HP)
- Personal contract hire (PCH)
Finance a compact car in London
Congestion charges aren’t the only thing you need to worry about when driving in London. Parking can be a major headache, even on your own street. This is where compact finance cars in London can be a lifesaver. Models like the Renault Clio and Volkswagen Polo might not have the same prestige as a Chelsea tractor. But you’ll be the one laughing when you manoeuvre into a tiny parking spot.
Whatever your needs, we’ve got London car finance options to help you secure a vehicle that matches your lifestyle. We can help you finance everything from a compact city car for squeezing into tight parking spots in Camden to a spacious SUV for those family outings to the Surrey Hills.
Find your London car finance
London motorists face unique challenges, and your car finance should reflect that. Between the Congestion Charge and ULEZ, not to mention tiny parking spots and puzzling parking rules in boroughs like Kensington, Camden and Notting Hill, finding the right car and the right London finance plan can be a challenge.
The good news? We’re here to help. Whatever your needs, our personalised approach to car finance in London means we’ll work with you to find a solution that works for you.
Let’s address the elephant in the room when talking about car finance in London. The city’s public transport network is second to none. But let’s be honest. Sometimes having a car is just more convenient. Especially if you live outside the central zone.
With cars on finance in London, you can drive to a nearby tube, overground or bus station, park up and then hop on public transport to avoid the congestion and parking costs in Central London. This way, you get the freedom to head out on the weekends or run errands across town, all while making the most of the city’s excellent transport links. The best of both worlds, really!
How does My Car Credit work?
Getting your London car finance sorted should be as straightforward as finding your next favourite pub in Soho.
Start with our online application
Fill out our application form with a few details about yourself, the amount you want to borrow and your preferred payment terms. This helps us find the best finance plan for you. The more information you provide, the more accurate your quote will be.
Receive your personalised quote
Once we have your details, we’ll create a London car finance quote just for you. Don’t worry, there are no hidden fees or sneaky conditions. What you see is what you get with My Car Credit.
Choose your car
This is where the fun begins. Use My Car Search to browse cars from our network of trusted dealers and find a vehicle that suits your needs. If you’ve already found the car of your dreams, simply add this to your application.
Finalise the details
We take care of the paperwork, so you can focus on more exciting things. Like planning your first road trip or exploring Richmond Park on a sunny weekend.
Drive away
Once everything is in place, you can pick up your keys and drive off into the sunset. Or onto the M25… Or the A1… Whatever your destination, it’s time to enjoy your new sense of freedom.
Contact My Car Credit for your London car finance
Have questions about cars on finance in London? We’re here to help. Whether you’re looking to switch to a vehicle that meets ULEZ requirements, searching for a family car that won’t break the bank or simply want to find out more about your options, our friendly team is just a phone call away.
Drop us an email at enquiries@mycarcredit.co.uk to find out more about how we can help with finance cars in London.
Contact My Car Credit today
Ready to put the wheels in motion for your car finance? My Car Credit provides car finance you can rely on throughout Birmingham and the surrounding areas. Whether you’re in the market for a quality used SUV or a nearly new hatchback, we’ll do all the legwork for you so you can simply sit back before enjoying your new ride.
Contact one of our team on 01246 458 810. They’ll save you time and energy on your hunt for the best car finance, as well as keeping your bank balance happy.