French champagne, business class flights, summers in the Med… there’s a certain je ne sais quoi about splurging on the finer things in life. Cars are no exception. For some people, driving is simply about getting from point A to point B. And there’s nothing wrong with that. But for a certain type of motorist, getting behind the wheel is about the experience. This is where the most luxurious cars can turn the simple act of driving into something special.

Whether you’re genuinely in the market for a luxury vehicle or simply want to indulge in a bit of daydreaming, the cars we’ve handpicked below make a serious statement when it comes to decadent driving.

1. Rolls-Royce Phantom

Legendary maverick. Icon of inimitable perfection. Exquisitely crafted.

No, we’re not talking about David Beckham. These are the terms used by Rolls-Royce to describe the Phantom, one of the most luxurious cars of all time. Funnily enough, Becks was once the proud owner of a Rolls-Royce Phantom Drophead Coupe, which is practically built for summers in the British countryside or the south of France.

The Top Gear boys gush over the Phantom, claiming “nothing in life is perfect, but the Phantom gets close” and calling it “an imperious, impeccably engineered automotive experience.”

The interior is handcrafted with the finest materials money can buy and feels more like Soho House or the Shoreditch Arts Club than a car cabin. We’re talking:

  • Lambswool floor mats
  • A starlight headliner with thousands of fibre-optic lights
  • Rear coach doors

Whether you’re attending a black-tie event in Central London or planning a weekend getaway in the Cotswolds, the Phantom guarantees you’ll get there in style.

2. Bentley Continental GT Speed

Buckle up because the Bentley Continental GT Speed promises phenomenal power.

The model uses an Ultra-Performance Hybrid Powertrain to combine the muscle of a V8 engine with a torque boost from the electric motor. The result? Astronomical performance.

  • Accelerate from 0-60 mph in just 3.1 seconds
  • Hair-raising top speed of 208 mph
  • 1,000 Nm (738 lb ft) of torque

With this kind of power under the hood, you’ll be tempted to plan a road trip to the Autobahn…

3. Mercedes-Benz S-Class Saloon

Mercedes-Benz sets a benchmark for the most luxurious cars and the S-Class Saloon takes this status to new heights. Cocoon yourself in comfort with features like:

  • Massaging seats for on-road bliss
  • Ambient lighting
  • Advanced air purification system

A vivid 12.8-inch OLED touchscreen is the crux of the car’s MBUX infotainment system. The S-Class is also equipped with the latest in driver assistance technology, making it not only one of the most luxurious cars on the road, but also one of the safest. Even better, the model is now available with a mild hybrid engine which wins it points with eco-conscious motorists.  

4. Aston Martin DBS

The name’s Bond. James Bond.

If it’s good enough for 007, it deserves a place in our countdown of the most luxurious cars. The Aston Martin DBS was Bond’s car of choice in Casino Royale and is a discerning choice for motorists who crave luxury, performance and a dash of star power. It’s no longer manufactured new in the UK, but you will find some swoon-worthy models on the used market.

Prefer to buy new? Try the Vantage Coupe, a car “hardwired with the ability to get your heart racing”.

  • Hand-stitched Bridge of Weir hide upholstery
  • Carbon fibre accents
  • Crystal-clear Bowers & Wilkins sound system

5. Range Rover SV

Designed and built in the UK, the Range Rover SV is the ultimate statement for patriotic drivers. The model recently received a glow-up that focussed on making the car even more luxurious. Craftsmanship is front and centre to help achieve the brand’s mantra of “luxury you can touch as well as see.”

  • Sink into plush leather seats
  • Run your fingertips over glossy white ceramic controls
  • Experience the state-of-the-art Pivi Pro infotainment system

6. Porsche Panamera

The four-seat Porsche Panamera redefines what a luxury saloon can be. It marries the exhilarating performance of a sports car with the comfort of a high-end executive vehicle and yes, it’s a pleasure to drive. Thrilling acceleration isn’t the only highlight. The interior is pure Porsche and features a driver-focused layout, premium materials and the latest technology.

  • Four-zone automatic climate control
  • Adaptive sport seats
  • Ambient lighting to match your mood

It’s this combination of performance and practicality that makes the Panamera a standout in the most luxurious cars market.

7. Lexus LS

The Lexus LS is proof that the Japanese know a thing or two about luxury. The high-end saloon combines exquisite craftsmanship with the very best in modern technology. If we had one word to describe the interior, it would be serene.

  • Shiatsu massage seats
  • Customisable climate concierge that adjusts the temperature and airflow based on your preferences
  • Hand-pleated door trims
  • Kiriko glass accents bringing a touch of Japanese artistry to the interior

Drive in style with My Car Credit

Driving one of the most luxurious cars doesn’t have to be a dream. At My Car Credit we’re here to help you get behind the wheel of your dream car with tailored finance for luxury vehicles.

Don’t quite have the budget for a Rolls-Royce Phantom or Aston Martin DBS? Let’s be honest, most people don’t. But that doesn’t mean you have to compromise on luxury. If you’re looking for something that feels just as extravagant but won’t give you serious sticker shock, models like the Audi Q7, Tesla Model S and BMW 7 Series are some of our top picks.

Try our Car Finance Calculator to find out more about how we can help elevate your driving experience.

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