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Car Finance in Barnsley

Rates from 9.9% APR.
Representative APR 11.9%

Barnsley Car Finance
Barnsley Car Finance

Car Finance in Barnsley

Rates from 9.9% APR.
Representative APR 11.9%

Evolution Funding logo for car finance broker

Part of Evolution Funding, the UK’s largest motor finance and technology provider.

Welcome to Barnsley road sign

If you’re looking for a new car in Barnsley and the surrounding areas, car finance is a great way to ensure that you drive away with new wheels and no worries. By paying a series of fixed monthly instalments, you can split the cost of your car and make the purchase significantly more affordable.

At My Car Credit, we understand that whilst the process of choosing a new car can be exciting, choosing the right way to finance it is sometimes tricky. That’s why our goal is to ensure that online car finance is as cost-effective and accessible as possible – whether you’re based in Barnsley, Cudworth, Hoyland or Goldthorpe. We also realise that not everyone wants to use their dealership in order to sort their car finance. In fact, a growing number of people in the Barnsley area are keen to shop around for car finance before even looking for a vehicle.

That’s where we come in. My Car Credit’s application process is quick and easy, ensuring that customers get to speak to car credit specialists within minutes. We’ll always provide you with the advice and support that you need, no matter what your credit score is. This means that you can buy the car you want at the budget that you can afford. Plus, we’ve built up excellent relationships with over 4,500 UK car dealers. This means we can help drivers in and around Barnsley get the right car finance and source the best nearly new or used car.

My Credit Rating

Excellent

  • You are a home owner
  • You have been on the electoral role for a long period of time
  • You have current credit arrangements and mortgage with no defaults
  • You have no CCJs, credit arrears or missed payments
  • You rarely apply for credit
  • You are employed or self-employed

Good

  • You are on the electoral role
  • You are a home owner or long standing tenant
  • You have a stable employment history
  • You have current credit arrangements with occasional missed payments
  • You have no CCJs

Fair

  • You are or have recently been on the electoral role
  • You may have recently changed address
  • You may have occasional missed payments
  • You may have an old CCJ
  • You may have regularly applied for credit

Poor

  • You may have had frequent changes in address
  • You may not be traceable on the voters roll
  • You may have exceeded credit card limits
  • You may have missed payments on current agreements
  • You may have had a CCJ in the past

Bad

  • You may not be traceable on the voters roll
  • Your credit cards are over their limits
  • You have recent CCJs
  • You may have been refused credit elsewhere
  • You may be in a debt management plan
£

X monthly repayments of
£X

Typical rate

Loan amount

Total payable

X% APR*

£X

£X

*for illustration purposes only

No impact on your credit score*

Representative Example

Borrowing £7,500 at a representative APR of 11.9%, annual interest rate (fixed) 11.87%, 47 monthly payments of £194.81 followed by 1 payment of £204.81 (incl. estimated £10 option to purchase fee), a deposit of £0.00, total cost of credit is £1,860.88, total amount payable £9,360.88.

Evolution Funding Limited, trading as My Car Credit, is a credit broker and not a lender.

Please ensure you can afford the repayments for the duration of the loan before entering into a credit agreement.

*Initial application is a soft search. Should you progress, some lenders may perform a hard search on your credit file.

The benefits of Barnsley car finance

It’s possible that you’re looking to upgrade your current vehicle to a newer version. Alternatively, perhaps you’re in the market for an excellent second-hand car that can accommodate a larger family. Whatever the case for you, it’s likely that purchasing your next set of wheels is a significant purchase. The reality is that cars tend to be the second most expensive item that you’ll buy, after your home.  

White audi purchased using car finance

It’s for this reason that My Car Credit has become such a popular method of car finance for Barnsley drivers. Whilst buyers can get finance through their dealer, this can disadvantage buyers. This is especially the case if the dealer is only using one or two lenders, rather than finding a quote from many lenders for all circumstances. 

At My Car Credit, were committed to finding the best deal for you with minimal paperwork and red tapeOur straightforward online process ensures that you get options within minutes. What’s more, our technology will match your unique circumstances with the right product and lender. This means that your car finance is more likely to be accepted. With us, the rate that you see is the rate that you get – we won’t surprise you with hidden costs or feesYou’ll always know how much you need to pay and when you’ll be paying it, so that you can take to the road with peace of mind. 

Map Icon

Where can I find car finance in Barnsley?

Perhaps you’re searching for your new set of wheels from a dealer in Penistone, or maybe you’ve got your eye on a snazzy car in a Wombwell showroom. Whatever the case, finding a perfect vehicle in the Barnsley area will be a doddle – but what about the car finance?

My Car Credit has the largest panel of car finance lenders out of any UK broker. This means that we can use our excellent connections to find a deal that suits you. Plus, if you’re overwhelmed by the choice of cars in the Barnsley area, we can streamline that process for you. Our one-stop shop of quality used and nearly new cars are all approved through our nationwide dealer network. In conclusion, we’ll provide you with the perfect solution for finding your ideal car and finance.

Colourful my car credit behind red Renault purchased using poor credit car loan

How does My Car Credit work?

You can have your perfect Barnsley car finance deal within three easy steps. Our car credit specialists will answer any questions that you may have and ensure that any doubts are addressed at each stage. We’re consistently told by customers that we make the process of finding the right car finance enjoyable, stress-free, and easy. Follow these three steps to start your journey today:

Get approved for car credit from My Car Credit

Start your online application

Compared to the admin of alternative car finance forms, our online form takes just minutes to complete. We’ll ask you for some basic details about yourself and perform a soft credit check before deciding on the rate we can offer you – don’t worry, this will have no impact on your overall credit score.

Red car purchased using car finance from My Car Credit

Pick your car

This is the best bit. Once you’ve established how much you can borrow, it’s time to find your perfect vehicle. Don’t forget our car credit specialists can guide you through finding a great option from one of our trusted dealers.

sign and collect for your new car bought with car finance

Hit the road

We complete all the paperwork, facilitating everything between the lender and dealer. Once payment is finalised, you’re good to collect your car and drive off into the sunset – or the Peak District!

my car credit adviser for car finance

Start your application today

If you’re based in or near Barnsley and looking for a method of car finance that’s straightforward and speedy, then My Car Credit is here to assist. We’ll help you find the car finance that you’re looking for by leveraging our network of reliable lenders and dealers.

Our online application process is easy to fill out, so that you get specialist advice within minutes, regardless of your previous credit history. Our user-friendly car finance calculator can also help you to understand your options – simply adjust the variables to match your circumstances and find the right car finance in Barnsley for you. Alternatively, you can speak to one of our friendly car credit specialists on 01246 458 810. Take your first steps towards superior Barnsley car finance today.

my car credit adviser for car finance

Start your application today

If you’re based in or near Barnsley and looking for a method of car finance that’s straightforward and speedy, then My Car Credit is here to assist. We’ll help you find the car finance that you’re looking for by leveraging our network of reliable lenders and dealers.

Our online application process is easy to fill out, so that you get specialist advice within minutes, regardless of your previous credit history. Our user-friendly car finance calculator can also help you to understand your options – simply adjust the variables to match your circumstances and find the right car finance in Barnsley for you. Alternatively, you can speak to one of our friendly car credit specialists on 01246 458 810. Take your first steps towards superior Barnsley car finance today.