After a house, a car is the second highest purchase you’re ever likely to make. As such, it can be sensible to time your search so that you find the best deal possible. As such, a common question is about the best month to buy a car. Read on as we take a closer look…

What’s the best month to buy a car?

New number plate months

New number plates are always released in March and September. Because of this, you may find more favourable deals on a new car in the preceding months of February and August. Drivers who want the newest plates possible may delay their purchase, until the following month, putting you in a better purchasing position in terms of availability.

In terms of price, you may find some good deals in March and September when drivers sell their old car to upgrade. Remember, one man’s trash is another man’s treasure!

The end of each fiscal quarter

Otherwise, time your search for a new car according to yearly quarters. Car salespeople will be hustling for big bonuses from commissions. If you show up towards the end of each fiscal quarter, you’re more likely to benefit from a good deal as salespeople hustle to reach their target. Aim to go new car shopping at the end of February, May, August and November.

The end of the financial year

Alternatively, the best month to buy a car may be towards the end of the financial year in April. Dealerships will be looking to maximise the previous year’s takings, and may subsequently offer you more lucrative offers.

Do your homework on car makes and models, too. If a new model of car is about to be launched, dealers will be looking to shift older editions – to your potential advantage.

Find car finance for your new wheels

Check your car finance eligibility and discover how My Car Credit can help you finance your next set of wheels by emailing us on

Rates from 9.9% APR. Representative APR 12.4%

Evolution Funding Ltd T/A My Car Credit

My Credit Rating


  • You are a home owner
  • You have been on the electoral role for a long period of time
  • You have current credit arrangements and mortgage with no defaults
  • You have no CCJs, credit arrears or missed payments
  • You rarely apply for credit
  • You are employed or self-employed


  • You are on the electoral role
  • You are a home owner or long standing tenant
  • You have a stable employment history
  • You have current credit arrangements with occasional missed payments
  • You have no CCJs


  • You are or have recently been on the electoral role
  • You may have recently changed address
  • You may have occasional missed payments
  • You may have an old CCJ
  • You may have regularly applied for credit


  • You may have had frequent changes in address
  • You may not be traceable on the voters roll
  • You may have exceeded credit card limits
  • You may have missed payments on current agreements
  • You may have had a CCJ in the past


  • You may not be traceable on the voters roll
  • Your credit cards are over their limits
  • You have recent CCJs
  • You may have been refused credit elsewhere
  • You may be in a debt management plan

X monthly repayments of

Typical rate

Loan amount

Total payable




*for illustration purposes only

No impact on your credit score*

Representative Example

Borrowing £7,500 at a representative APR of 12.4%, annual interest rate (fixed) 12.36%, 47 monthly payments of £196.44 followed by 1 payment of £206.44 (incl. estimated £10 option to purchase fee), a deposit of £0.00, total cost of credit is £1,939.12, total amount payable is £9,439.12.

Evolution Funding Limited, trading as My Car Credit, is a credit broker and not a lender.

Please ensure you can afford the repayments for the duration of the loan before entering into a credit agreement.

*Initial application is a soft search. Should you progress, some lenders may perform a hard search on your credit file.

Require more help?

Got a question you can’t find the answer to, or need some advice and guidance around taking out car finance? Our Car Credit Specialists are friendly, experienced, and here to help so get in touch today!