Are you dreaming of a James Bond moment in a gleaming Aston Martin DB5? Maybe you love the boxy silhouettes of Series Land Rovers, or the retro feel of first-generation Volkswagen Beetles. Whatever makes you tick, classic car finance can help you secure the keys to your very own piece of motoring heritage.

Like standard auto loans, budget is front and centre when financing a classic car. This is where the classic car financing calculator from My Car Credit steps up. Designed to make the budgeting process simple and straightforward, our purpose-built calculator takes the headache out of number crunching. Use it to finetune your budget, estimate monthly payments and explore financing options tailored to you.

Want to know more? Read on for a closer look at our car financing calculator and how it can help you secure a loan for a vehicle as unique as you.

How the classic car financing calculator works

Using our classic car financing calculator is easy. Simply input a few pieces of information to generate an instant estimate of your monthly payments. This includes:

Loan amount

The total amount you wish to borrow to fund your classic car purchase.

Repayment terms

Select the repayment term that best suits your financial situation, typically three to five years.

Personal credit rating score

Provide your personal credit rating to help us calculate what financing options you may be eligible for.

Once you’ve entered this information, our calculator will use a representative APR to calculate an estimate of your monthly payments. It’s a quick, easy and transparent way to find out what to expect in terms of classic car financing.

Crunch your numbers with My Car Credit

In the market for a classic car? Use our classic car financing calculator to crunch your numbers and gain valuable insight into your auto loan options. Play around with loan amounts, explore repayment terms and generate instant estimates for different APRs. Whatever your goals, our classic car financing calculator can help you find the right balance for your budget.

Why use the classic car financing calculator?

Quick and easy

Our calculator is fast, easy to use and generates instant estimates.

Customised solutions

Generate personalised financing options to match your individual circumstances.

Transparent pricing

We use representative APR to provide you with clear and transparent estimates of classic car financing costs.

The next step: a soft search

What’s the next step after using our classic car financing calculator? We’ll take your information and use it to run a soft search. Unlike a hard search, it doesn’t leave a mark on your credit file and isn’t visible to other lenders. It’s a risk-free way to find out if you’re eligible for car finance without compromising your credit score. Please note that should you progress, some lenders may perform a hard search on your credit file.

Don’t let financing stand in the way of classic car ownership. Head to the My Car Credit website to check out the classic car financing calculator to find out more and explore your classic car financing options.

Rates from 9.9% APR. Representative APR 12.4%

Evolution Funding Ltd T/A My Car Credit

My Credit Rating


  • You are a home owner
  • You have been on the electoral role for a long period of time
  • You have current credit arrangements and mortgage with no defaults
  • You have no CCJs, credit arrears or missed payments
  • You rarely apply for credit
  • You are employed or self-employed


  • You are on the electoral role
  • You are a home owner or long standing tenant
  • You have a stable employment history
  • You have current credit arrangements with occasional missed payments
  • You have no CCJs


  • You are or have recently been on the electoral role
  • You may have recently changed address
  • You may have occasional missed payments
  • You may have an old CCJ
  • You may have regularly applied for credit


  • You may have had frequent changes in address
  • You may not be traceable on the voters roll
  • You may have exceeded credit card limits
  • You may have missed payments on current agreements
  • You may have had a CCJ in the past


  • You may not be traceable on the voters roll
  • Your credit cards are over their limits
  • You have recent CCJs
  • You may have been refused credit elsewhere
  • You may be in a debt management plan

X monthly repayments of

Typical rate

Loan amount

Total payable




*for illustration purposes only

No impact on your credit score*

Representative Example

Borrowing £7,500 at a representative APR of 12.4%, annual interest rate (fixed) 12.36%, 47 monthly payments of £196.44 followed by 1 payment of £206.44 (incl. estimated £10 option to purchase fee), a deposit of £0.00, total cost of credit is £1,939.12, total amount payable is £9,439.12.

Evolution Funding Limited, trading as My Car Credit, is a credit broker and not a lender.

Please ensure you can afford the repayments for the duration of the loan before entering into a credit agreement.

*Initial application is a soft search. Should you progress, some lenders may perform a hard search on your credit file.

Require more help?

Got a question you can’t find the answer to, or need some advice and guidance around taking out car finance? Our Car Credit Specialists are friendly, experienced, and here to help so get in touch today!