Moneybarn Finance
With over thirty years’ experience and recognition in the auto industry, Moneybarn Finance is a leading specialist in non-prime vehicle finance for cars, vans and motorcycles.
An award-winning service combines with the company’s philosophy of helping customers with diverse financial backgrounds to make Moneybarn Finance a great option for drivers who may have been turned down by other lenders.
If you’re looking for a car finance provider with a responsible lending strategy and excellent customer support, My Car Credit can help you find the right deal with Moneybarn Finance.
Why is Moneybarn car finance the right choice for you?
Tailored solutions for diverse credit profiles
Moneybarn specialises in helping individuals access car finance – even if you’ve been turned down by other lenders. They work with drivers with diverse credit histories, including individuals who are self-employed and those with CCJs, IVAs or who’ve faced bankruptcy.
A supportive approach focussed on affordability and individual circumstances means Moneybarn’s credit team may help you find auto finance products that meet your changing needs.
Transparent and regulated lending
Fully authorised and regulated by the Financial Conduct Authority (FCA), Moneybarn is committed to responsible practices. They ensure all customers understand their agreements from the get-go – a commitment that’s won them various industry awards.
Conditional sale agreements
A conditional sale (CS) agreement is a type of car finance. It allows customers to automatically own the vehicle outright after the final payment.
Unlike other car finance agreements like PCP or HP, customers with a CS agreement won’t face any additional fees at the end of the term. As such, this type of car finance is suitable for customers intending to keep their vehicle long-term.
Eligibility criteria and vehicle requirements
Applicant criteria
Applicants must be aged between 20 and 75 at the time of application and in possession of a full, valid UK driving licence. Monthly earnings after tax should exceed £1,000, and 2 consecutive months of payslips or proof of income are required.
Vehicle criteria
Cars should be priced between £4,000 and £35,000 with mileage up to 120,000 at the start of the agreement. The car must be sourced from Moneybarn-approved dealerships, and be no older than 15 years by the end of the finance term.
Applying for Moneybarn Finance through My Car Credit
My Car Credit makes it easy to apply for car finance with Moneybarn.
An initial soft credit search minimises impact on your credit score, and you’ll benefit from the support of My Car Credit’s team throughout your car finance journey.
Transparent terms, expert advice and a streamlined customer journey all combine to make securing Moneybarn car finance with My Car Credit a breeze.
Why partner with Moneybarn?
My Car Credit shares a commitment to inclusivity, transparency and customer-first services with Moneybarn Finance – that’s why we partner with them.
Our partnership with Moneybarn brings My Car Credit customers one step closer to securing affordable vehicle finance as seamlessly as possible.
Get started with Moneybarn Finance today
Experience a hassle-free application process with dedicated support and expert guidance every step of the way with My Car Credit. Use our online application form to explore Moneybarn’s car finance options and take your first steps towards owning your next vehicle.