My Car Credit is part of the UK’s largest car finance broker, Evolution Funding.*

Our goal has always been to make car finance easy and accessible, for as many people as possible – allowing you to buy the car you want, at the budget you can afford.

A bit about us…


Evolution Funding has been delivering car finance via the nation’s car dealers since 2002, and this is still a huge part of our business. We noticed that not everyone wants to sort out car finance in the dealership. In fact, a growing number of people like to sort out their car loan before they even look for a car.


In 2005, My Car Credit was born, aimed at those customers who want to shop around for car finance online. Customers also wanting a quick and simple application process handled by car credit specialists, providing advice and support where it’s needed.


Even better, because we’ve built up relationships with over 4500 reputable car dealers throughout the UK, our pool of My Car Dealers can also help with sourcing the perfect nearly-new or used car!

We’re proud of what we’ve achieved…


In 2019, My Car Credit was named ‘Best Direct Consumer Proposition’ at the national Car Finance Awards.


Evolution Funding was also named ‘Best Broker’ for the fourth consecutive year – an unprecedented achievement – reflecting our unwavering commitment to helping customers have a fantastic car-buying experience.

Various car finance awards for Evolution Funding

* Based on volume of finance cases compared to nearest competitor

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