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billing finance uk car finance company
Founded in 1983, Billing Finance is a longstanding, flexible and trusted vehicle finance provider. Family-run and owned, Billing has a human-first mindset that shapes the company’s entire approach – putting people first from application to approval.

With a distinctive underwriting process, Billing Finance can offer vehicle finance to customers with non-standard credit profiles who may not fit the remit of other lenders. What’s more, they’re standouts in the UK auto finance landscape, prioritising the individual needs and long-term financial wellbeing of drivers. 

By partnering with Billing Finance, My Car Credit offers customers a straightforward way to access the company’s products through a trusted platform.

Why choose Billing Finance for your vehicle finance needs?

Personalised approach to credit

A combination of automatic and manual underwriting allows Billing Finance to treat each finance applicant as an individual, not a number. 

Fairness, flexibility and a customer-first philosophy make Billing Finance a good option for drivers with poor or non-traditional credit profiles.

A broader view of vehicle finance

Financing niche vehicles like motorbikes and motorhomes, Billing Finance are the go-to for customers seeking specialised asset finance.

Rooted in responsibility and compassion

A human-first approach shapes Billing Finance’s approach. They’ll listen to each applicant’s story before making any decision, consistently prioritising responsibility, empathy and ethical lending.

This commitment to social impact supports each customer’s financial wellbeing from the get-go, enhancing long-term outcomes.

The Billing Finance experience with My Car Credit

My Car Credit has a simple, transparent online journey, granting customers speedy and stress-free access to Billing Finance’s products.

Billing Finance pairs responsible lending and a customer-first approach with an emphasis on affordability, transparency and fairness. That’s what makes them an ideal partner for My Car Credit.

Why we partner with Billing Finance

Support for non-prime customers

We value lenders that look beyond credit scores and listen to each customer’s circumstances. 

Billing Finance’s distinct approach to auto finance makes them an excellent alternative for applicants who may not be eligible with high street or prime lenders.

Flexible and niche finance options

Billing Finance secures agreements for customers looking for specialised asset finance. As well as financing cars, they’ll also secure affordable, fair, flexible deals on niche vehicles, motorbikes and motorhomes. 

Family-owned trust and longevity

Established in 1983, Billing Finance is a longstanding family-run business. This background informs their customer-focused ethos to this day. 

At My Car Credit, we’re proud to partner with an award-winning company with a proven track record and reputation for compassionate lending. 

Positive customer outcomes

A passion for social impact informs Billing Finance’s commitment to support all customers’ financial wellbeing through sustainable lending.

Setting each customer up for long-term success drives their lending approach, making them a key partner for My Car Credit.

Apply for Billing Finance through My Car Credit

If you’re looking for a compassionate, case-by-case approach to car finance, start your application to Billing Finance with My Car Credit.

We’ll give you access to Billing’s competitive rates and terms, offering a simple, transparent and hassle-free application process.

Apply today to benefit from expert guidance and customer support.