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Evolution Loans

Specialising in matching UK car buyers to the most suitable car finance deal for their circumstances and trusted by thousands of dealers nationwide, Evolution Loans offers serious industry expertise.

As the sister company of Evolution Funding – the UK’s largest motor finance broker – Evolution Loans combines a common sense approach with flexibility, transparency and a commitment to ethical lending.

My Car Credit customers can seamlessly access Evolution Loans’ products via our online form, benefitting from a streamlined and simplified application from the get-go.

Who are Evolution Loans?

Evolution Loans is part of Evolution Funding, a multi-award-winning motor finance broker trusted by major UK dealerships and car retailers.

As such, they’re experts in digital car finance journeys, and work with a wide panel of lenders to provide personalised car finance based on real affordability. 

In fact, Evolution Loans can often accept applications where other lenders haven’t. By taking a ‘bigger picture’ look at each customer, Evolution Loans can pair the right people with the right finance options – even for applicants with varying credit histories.

Why choose Evolution Loans?

Evolution Loans can offer UK motorists:

  • Personalised loan matching – designed to match you to the most suitable product based on your financial profile.
  • Inclusive lending approach – great for people with varying (fair or improving) credit.
  • Technology-led decisions – as part of Evolution Funding, Evolution Loans can use its award-winning technology to offer a fast, digital application process.
  • Trusted relationships – the company is used by thousands of dealers across the UK.

FCA-regulated and responsible – Evolution Loans takes ethical, transparent lending seriously.

How to access Evolution Loans through My Car Credit

By accessing Evolution Loans through My Car Credit, you’ll only have to apply once – we’ll match you to a good deal for your circumstances, or will find another best-fit lender that’s better tailored to your needs. 

Our initial credit check is only a soft search, meaning we’ll establish your car finance eligibility without impacting your overall score. Throughout the process, we’ll handle the paperwork and communication on your behalf, and you’ll benefit from the personalised support of our team.

What’s more, you’ll gain access to approved dealerships that work with Evolution Loans – or you can use our My Car Search to find your next nearly-new vehicle.

Evolution Loans for all types of buyers

Evolution Loans can provide car finance for all types of customers. 

Whether you’re a first-time buyer looking for step-by-step guidance, a self-employed or freelance customer after flexible terms, or you’re improving your credit score over time, Evolution Loans supports realistic, fair lending.

Plus, if you’re a used car buyer looking for finance on a vehicle secured through My Car Credit’s trusted network of dealers, Evolution Loans can help.

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Get started with Evolution Loans today

Apply online for Evolution Loans via My Car Credit in minutes. 

We’ll check if their car finance is a suitable fit for your needs or match you with another lender whilst offering support at every step of the process.