Please be aware that we will be closing at 4pm on Thursday 12th May for our much belated festive celebration! We appreciate your understanding.
COVID-19 UPDATE: If you are struggling with your finances and wish to discuss deferring your loan repayments, please click to access funder contact details.
Car Finance Tailored for You
Fast & fair. All circumstances welcome. Apply without affecting your credit score.
Rates from 6.9% APR
Representative APR 14.9%
Car Finance Tailored for You
Fast & fair. All circumstances welcome. Apply without affecting your credit score.
Rates from 6.9% APR
Representative APR 14.9%
COVID-19 UPDATE: If you are struggling with your finances and wish to discuss deferring your loan repayments, please click to access funder contact details.
Quick & hassle-free
car finance online
Get approved
Complete your online car loan application for a fast and accurate decision on car finance. No impact on your credit score!
Find a car
We don’t mind if you find a car first or apply for finance first and then look for a car. Choose from any new or used car dealer.
Sign & Collect
All paperwork is signed online, from the comfort of your home. Funds are transferred next working day, and you’re good to collect your car!
Quick & hassle-free car finance online
Get approved
Complete your online car loan application for a fast and accurate decision on car finance. No impact on your credit score!
Find a car
We don’t mind if you find a car first or apply for finance first and then look for a car. Choose from any new or used car dealer.
Sign & Collect
All paperwork is signed online, from the comfort of your home. Funds are transferred next working day, and you’re good to collect your car!
After a difficult divorce and losing my job I thought my credit file would never allow me to rebuild my life. I first called My Car Credit and told them my journey. I was encouraged to apply and told I would receive an answer quickly... so I did, the next day I was arranging to collect my dream car... Audi Sports Convertible. Onwards and upwards, THANK YOU!
Nicky
17th Oct 2019
Looking for car finance with a not-so-perfect credit score was a daunting thought. Then I found My Car Credit. All I can say is what a simple and easy process the online application is, no pressure sales at all, very patient with my questions, excellent service, which is few and far between these days. Only took 4 days from my application to have the funds paid out to the dealership, now the owner of a nearly new car. I couldn’t be happier, and the interest rate was far better than anticipated.
Matt R
24th Aug 2018
The application process was really easy. Identifying our car was quick, especially as we knew what we wanted and then the purchase process was seamless! Our advisor was really helpful throughout the process and now we have a new car for a price that is affordable even with our poor credit.
Chris MT
27th Sep 2018
I had an amazing experience with this company. After being refused elsewhere and feeling down, this company was like a breath of fresh air. The customer service was second to none. Got everything done promptly with no hassle. Definitely recommend.
Shahida
28th Sep 2019
Much more efficient and friendly than the main name competitors and found me a 25% lower rate. They also let you get on with your day to day without constantly hounding and calling like other companies, but at the same time still communicate effectively.
Rhys T
27th Feb 2019
Great company to deal with. Agreed finance even though my credit score was low, not through bad credit but through little credit.
Claire M
11th July 2019
27 trusted car finance lenders
Being part of the UK’s largest motor finance broker, Evolution Funding, we have access to the largest panel of car loan companies. This increases our chances of finding you a car finance deal suitable for your circumstances.
Require more help?
Got a question you can’t find the answer to, or need some advice and guidance around taking out finance to buy your next car? Our Car Credit Specialists are friendly, experienced, and here to help so get in touch today!
or call 01246 458 810