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Zopa Car Finance

Multi-award-winning, Zopa is probably the most unique car finance company on our lender panel. Having built the first-ever peer-to-peer lending company in 2005, Zopa has gone from strength to strength since, and is now one of the UK’s most trusted car finance lenders.

As a modern, digital-first car finance provider, Zopa is known for fast applications, no-fuss credit checks and competitive rates. 

Take advantage of Zopa car finance by applying through My Car Credit – you’ll benefit from our simple, streamlined process and the guidance of our expert credit specialists.

Why choose Zopa for car finance?

Confidence

Zopa Car Finance uses an initial soft credit check. As such, you can view the company’s real rate without any risk to your credit score.

Fast application process

A super speedy and digital-first application process is ideal for customers who want an answer in minutes.

Cut the costs

Applying for Zopa Car Finance through My Car Credit can save you over £400, and you’ll benefit from the added support and guidance of our Car Credit Specialists.

Handle checks for you

Zopa ensures both vehicle and dealer are checked before any loan is finalised, and My Car Credit will ensure the process is totally seamless. They’ve also got an ‘excellent’ service rating on Trustpilot, so you can be safe in the knowledge that you’re in good hands.

How Zopa Car Finance works

If you’re looking for clarity and control throughout your car finance journey, the Zopa car loan process may be most suitable for you. 

Offering hire purchase and personal contract purchase agreements, Zopa’s car finance products combine fixed monthly payments with flexible repayment terms. 

They also deliver car loan terms based on real affordability, typically approving more than 300 auto loans a day to customers with good credit history.

Accessing Zopa finance through My Car Credit

My Car Credit is an approved broker that works with lenders like Zopa to deliver the most suitable car finance to drivers UK-wide.

By applying for Zopa Car Finance through My Car Credit, you’ll benefit from an initial soft credit search, personalised support throughout the process and professional guidance on everything from documents and affordability to dealer checks.

Zopa Car Finance dealers

If you’re looking for Zopa car finance dealers, you’ll find a wide selection through My Car Credit’s own nationwide dealer network.

With our My Car Search, you’ll access vehicles suitable for Zopa auto finance. Plus, you can enjoy peace of mind in the knowledge that the buying process is totally vetted, as we’ll help ensure both the vehicle and seller meet all requirements for car finance.

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Get started with Zopa Car Finance today

Check your car finance eligibility with My Car Credit today – there’ll be no initial impact on your credit score, and you can receive a no-obligation quote in minutes by filling out our online form.

Find out more about whether Zopa car finance is right for you by contacting our expert team of Car Credit Specialists today.