Car Finance in Leicester
Rates from 9.9% APR.
Representative APR 10.9%
Car Finance in Leicester
Rates from 9.9% APR.
Representative APR 10.9%
Part of Evolution Funding, the UK’s largest motor finance and technology provider.
Based in Leicester? You’ve probably noticed the cost of getting (and keeping) a car has crept up in recent years. From higher petrol prices to the rising cost of living, saving enough to buy a vehicle outright can feel like an uphill climb. Car finance in Leicester offers a way to spread that cost into affordable monthly payments, without the strain of a big upfront bill.
My Car Credit makes it easy for Leicester drivers to secure the right finance deal from the comfort of their own home.
We work with a wide panel of lenders, so you’re not tied to one provider’s rates. Whether your credit history is spotless, patchy or practically non-existent, we’ll help you find a solution that fits your circumstances, without the pressure of sitting across from a salesperson in a dealership off Narborough Road.
A quick guide to car finance in Leicester
Leicester car finance allows you to enjoy your next vehicle straight away while paying for it over an agreed term. Instead of relying on a single in-house finance option at a dealership, My Car Credit compares offers from multiple lenders to match you with the one that suits you best.
It’s a flexible approach that works whether you’re buying from a local Leicester dealer, like those on Abbey Lane and Melton Road, or searching for your ideal car further afield. You can even arrange finance before shopping, so you know your budget before the test drive.
HP finance in Leicester
A good fit if you plan to hold on to the same vehicle for years. Ideal for anyone who doesn’t fancy tackling the A47 ring road in a different car every few years.
- Consistent monthly instalments for easy budgeting.
- By the final payment, the car is yours to keep.
PCP car finance in Leicester
A great choice if you like the idea of upgrading every few years. Handy for keeping up with the latest in-car tech for those long drives up the M1.
- Lower monthly costs than HP.
At the end of your agreement, you can:
- Pay a final lump sum to own the car OR
- Hand it back with nothing else to pay (subject to condition/mileage) OR
- Part exchange for something newer
Looking for bad credit car finance in Leicester?
A missed payment, job change or lack of borrowing history doesn’t have to stop you from getting behind the wheel. In fact, many of our lenders specialise in helping bad credit applicants.
- Our soft search tool checks your eligibility without leaving a mark on your credit report.
- Keeping up with your repayments could help improve your credit profile over time.
From Evington to Braunstone, we’ve helped Leicester drivers arrange bad credit car finance for everything from city runabouts to seven-seaters for family trips to Twinlakes Park.
Explore used car finance in Leicester
Buying a used car can be a smart move for your wallet:
- Lower purchase prices than brand-new vehicles.
- Reduced depreciation, meaning your car retains more value.
- A much wider range of models and price points to choose from.
With finance in place before you start shopping, you can explore local forecourts or browse online stock from across the UK, knowing exactly what you can afford.
Who can get car finance in Leicester?
Car finance in Leicester is far more accessible than many people realise. We regularly help:
- Recent university graduates in Leicester, like Priya. Her goal? Secure her first small hatchback to get to her new job near Leicester Royal Infirmary.
- Self-employed folks like Darren, an electrician from Wigston, find a van with flexible monthly payments.
- Sophie, a young driver from Glenfield, arranged low-deposit used car finance in Leicester so she could finally ditch the bus ride into town.
Whether you’re employed, self-employed, on benefits or have an unconventional income stream, we’ll look at your application fairly.
Why choose My Car Credit for Leicester car finance?
A broker with more choice
We’re not tied to one lender. Instead, we search across our network to find a deal that works for you.
No judgment. Just simple car finance
We consider applications from people with all kinds of credit backgrounds, and our soft search tool won’t impact your score.
Online, fast and flexible
Apply anytime, anywhere. Decisions are quick, so you could be browsing cars in no time.
Friendly UK-based team
We’re here to help if you need us. With a track record of supporting drivers across Leicester and beyond, we’re all about hands-on, personalised customer service.
Applying for car finance in Leicester – step by step
If you’re ready to find car finance in Leicester, it really is as easy as one, two, three:
Apply online
Complete our short form. We’ll carry out a soft search to assess your options for car finance in Leicester.
View your offers
We’ll match you with finance deals based on your needs and profile.
Choose your vehicle
Shop at approved dealers in Leicester or further afield, confident in your budget.
Start your Leicester car finance journey today
Whether you’re after a city-friendly runabout for the school run in Clarendon Park or something bigger for weekends in the Peak District, we can help make it happen. Get an instant, no-obligation quote today for cars on finance in Leicester, with no impact on your credit score initially. Note that lenders may use a hard credit check as your application progresses.
Leicester car finance FAQs
Can I get car finance in Leicester with bad credit?
Yes. Many of our lenders work with applicants who have poor or limited credit histories.
How does HP or PCP finance work?
HP spreads the entire cost over monthly payments, ending in full ownership. PCP offers lower monthly payments with options at the end of the term.
Do I need a deposit?
Not necessarily. Some lenders offer no-deposit deals for cars on finance in Leicester. Approval depends on eligibility.
Can I finance a used car in Leicester?
Absolutely. We can arrange used car finance in Leicester from both local dealers and national sellers.
How long does it take to get approved?
Our application process takes minutes, with quick decisions in most cases.
Ready to take the first step? Apply for car finance in Leicester today and start the process.
Get in the driver’s seat for your car finance
Whether you want to get from A to B in Leicester’s city centre or hit the M1 and head further afield, My Car Credit provides everything you need to make car finance manageable.
If you have any more questions about car finance in Leicester, don’t hesitate to contact our team on 01246 458 810 or enquiries@mycarcredit.co.uk.