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The Best of Both Worlds: Top 10 Fast Family Cars

Starting a family doesn’t have to mean switching down a gear when it comes to your car. On the contrary, you’ll be amazed at how many auto manufacturers offer family-friendly cars with track-inspired features. Read on as we spotlight the top 10 family cars that are fast, with options for every budget. And yes, you can absolutely strap a kid’s car seat into the back of a Porsche!

1. Volkswagen Golf R

The Volkswagen Golf R may be small, but it packs a punch underneath the compact body. Under the hood is a monstrous TSI engine that will take you from 0 to 62 mph in under five seconds. Wherever you need to be, the Volkswagen Golf R will get you there fast.

You won’t want to hit the top speed of 155 mph with the kids in the back seat, but you can definitely put this model through its paces on an adults-only drive. The 4MOTION all-wheel drive system offers lots of traction and control, while an impressive 977 litres of cargo capacity (including the boot and rear seats) offers plenty of room for all your luggage.

2. Porsche Taycan

If budget isn’t a barrier, it’s hard to look past the Porsche Taycan as one of the best family cars that are fast. We love the 4 Cross Turismo model, which combines sporty styling with a spacious interior and an extra-large boot. The powerful engine propels the car from 0 to 62 mph in a little over five seconds, so you’ll want to make sure your shopping is secure before you set off.

3. Mercedes AMG E-Class Saloon

If you’re looking for speed, the Mercedes AMG E-Class Saloon will knock your socks off with acceleration of 0 to 62 mph in just 3.4 seconds. It’s all thanks to a huge 612 horsepower engine designed to unleash serious power. Don’t worry, there are plenty of practical features packed into this beast.

The MBUX infotainment system makes getting from A to B a cinch. Perfect for if your Saturday morning involves trips to various different sports fields! Whether your kids insist on The Wiggles or Little Mix, the Burmester® surround sound system will make them sound incredible.

4. Audi RS6 Avant

The high-performance Audi RS6 Avant has well and truly earned its place on our countdown of the best family cars that are fast. From music lessons to football games, the 4.0-litre V8 twin-turbo TFSI engine will get you there in double time. To be more specific, you can hit 0 to 62mph in 3.6 seconds. Fold down the rear seats and you can unlock a huge 1680 litres of luggage capacity.

5. Mercedes-AMG A35 4MATIC

This sleek model combines design, performance and, you guessed it, family-friendly features. With a 421 horsepower engine and a top speed of 168 mph, it’s basically a supercar you can do the school run in. One thing’s for sure, it’ll definitely get heads turning as you pull up at the gate.

6. BMW M5 Competition

When it comes to performance saloons, it’s hard to look past the BMW M5 Competition. The outrageous BMW M TwinPower Turbo 8-cylinder petrol engine packs in a huge 625 horsepower and 750 Nm of torque. As well as being a great family car, it can get you from 0 to 62mh in a mere 3.3 seconds.

7. Audi e-tron GT Quattro

Powered by the same electric motor and battery as similar Porsche models, the Audi e-tron GT is more track-inspired than you might think. You’ll get from 0 to 62mph in just over four seconds. The spacious interior is perfect for growing families, making this one of the best family cars that are fast.

8. Citroën ë-SpaceTourer Electric

On the hunt for an electric MPV that ticks all the boxes? With space for nine people, the Citroën ë-SpaceTourer Electric offers enough space for your whole family, plus furry friends and extra luggage. It’s packed with safety features, making it a top choice for eco-conscious families.

Now let’s talk about speed. It doesn’t exactly offer the same lightning-fast acceleration times as other models in this roundup of family cars that are fast. But it is more than capable of maintaining speeds of 80mph. When you consider the size of this model, that’s a pretty impressive feat. Even better, you’ll enjoy a benchmark range of 136 miles. This makes it great for longer trips with the family.

9. BMW Alpina D3 S

If you love the idea of a family-friendly diesel car that doesn’t compromise on speed, you’ll adore the BMW Alpina D3 S. The Touring version is perfect for fast-paced families, with loads of storage space and a top speed of 168 mph. Put your foot down and you can take this model from 0 to 62mph in just 4.8 seconds. In just over 18 seconds you can hit 124mph – though, of course, not with little ones in the back seats!

10. Range Rover Sport SVR

Marketed as one of the fastest Range Rovers of all time, this model delivers big power from its 5.0 litre V8 engine. The muscular design immediately captures attention, with superior handling making it great for city driving and longer trips.

And let’s not forget performance. The supercharged engine brings a huge 575 horsepower to the table. Pair this with a top speed of 176mph and acceleration of 0 to 60mph in 4.3 seconds and the Range Rover Sport SVR is essentially a race car disguised as an SUV.

These family cars that are fast prove that family life doesn’t mean you have to slow down the pace. Ready to upgrade your tired estate car and get behind the wheel of something a little more exciting? Use our car finance loan repayment calculator to crunch the numbers and see how far your budget can take you. Whether you’re shopping for a second-hand MPV or a shiny new Range Rover straight from the showroom, we can help you pile your family into your dream car.

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Evolution Funding Ltd T/A My Car Credit

Loan amount

£

Repayment term

My credit rating

X monthly repayments of
^£X

Typical rate

Loan amount

Total payable

X% APR*

£X

*for illustration purposes only

No impact on your credit score*

Representative Example

Borrowing £7,500 at a representative APR of 10.9%, annual interest rate (fixed) 10.87%, 47 monthly payments of £191.50 followed by 1 payment of £201.50 (incl. estimated £10 option to purchase fee), a deposit of £0.00, total cost of credit is £1,702, total amount payable £9,202.

Evolution Funding Limited, trading as My Car Credit, is a credit broker and not a lender.

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What are the Best Cars for Young Professionals?

While a second-hand Fiat Panda or a banged-up Hyundai i10 may have served you well during your student days, eventually you’ll be in a position to upgrade. If you’re no longer struggling to stretch your student loan as far as possible, you’ll love our countdown of the best cars for young professionals. Featuring vehicles for every budget, our list is cherry-picked to meet the needs of working Brits aged between 20 and 40.

BMW 1 Series

Launched in 2004, the BMW 1 Series is a luxury small hatchback with sporty lines and high-end features. If you’ve always dreamed of owning a “beamer”, this is a fantastic entry-level model. The latest 2019 edition will delight you with a modern silhouette, sporty suspension and sumptuous interior that feels worlds away from your university days. Under the hood is a powerful engine that will literally leave your dinky student car in the dust. With style and speed on the table, this is one of the best cars for young professionals.

The model is now in its third generation, meaning it’s relatively easy to purchase a BMW 1 Series second-hand. This can be a great option for young professionals who want to get behind the wheel of a BMW without absorbing the showroom price tag. If you’ve just been allocated a dedicated parking space at the office, the BMW 1 Series will do it justice.

Audi A1 Sportback

Connectivity takes centre stage in the Audi A1 Sportback. If you’re the kind of young professional who loves to get their hands on the latest smartphone the day it drops, you’ll love this slick little hatchback. From the outside it looks deceptively small, with track-inspired lines and a low-sitting grille. Inside, you’ll be amazed by the generous dimensions and feeling of spaciousness.

The next-generation infotainment system is a highlight, with features like an 8.8-inch digital touch screen and high-res digital instrument cluster designed to make you feel in sync with your car. The latest voice control software makes it easy to call the shots in the driver’s seat. Speaking of which, agile handling makes the Audi A1 Sportback one of the best cars for young professionals. If you tend to run into traffic on the daily commute, responsive steering makes it easy to switch lanes, overtake and manoeuvre into tight parking spots.

Volkswagen Golf

The Volkswagen Golf is a beloved classic and one of the best cars for young professionals by a long shot. First launched in the 1970s, the model is now in its 7th generation and going strong. It may not be the snazziest car on our list but if you value reliability, it’s a great pick.

The Golf’s compact size makes it a winner in urban settings. It’s great for darting through traffic and squeezing into parallel parking spaces, with enough power to make motorway driving a pleasure.

Jaguar XJ

When it comes to iconic British-made vehicles, it’s hard to look past the Jaguar XJ. Favoured by royals, celebrities and politicians, this flagship model was first launched in 1968 and turned heads with its elegant silhouette, spacious interior and luxe extras like wood trim and leather seats.

The model was completely reimagined in 2010. So, if you’re looking for a second-hand Jaguar XJ, we’d recommend looking for vehicles produced in 2010 or later. Expect to pay around £15,000 or less for a Jaguar XJ manufactured in the early 2010s. The next generation was launched in 2015, meaning you can expect more advanced features and a higher price.

Tesla Model S

Young Brits are passionate about tackling climate change and minimising their environmental footprints. This wins the all-electric Tesla Model S a place on our countdown of the best cars for young professionals. Luxurious and eco-friendly, this model can take you more than 240 miles on a single charge. If you travel a lot for work, the Tesla Model S brings down your carbon footprint. With zero engine noise to speak of, your daily commute will feel like a dream.

Porsche 718 Boxter

Nothing spells “success” like a Porsche convertible. There’s plenty to love about the 718 Boxter, including a top speed of 170mph and acceleration of 0-62mph in 5.1 seconds. Strapped into the driver’s seat, you’ll feel like you’re flying to the office.

Don’t work too hard though. The Porsche 718 Boxter is made for fun. On the weekends, you’ll love folding down the fully automatic fabric hood, stashing your bags in the spacious luggage compartments and hitting the road. If you’re looking for the best cars for young professionals for work and play, the Porsche 718 Boxter is a discerning choice. Browse the pre-owned market and you can score some incredible deals on models from Porsche and other luxury manufacturers.

Get behind the wheel of the best cars for young professionals

Seen something you like on our countdown of the best cars for young professionals? We don’t blame you. With models like the BMW 1 Series, Tesla Model S and Porsche 718 Boxter, this list is drool-worthy to say the least. Best of all, most models fall well within reach of young professional salaries, especially if you’re willing to consider second-hand vehicles.

Of course, your budget will depend on the size of your income stream and other factors, including your down deposit, loan amount and preferred repayment terms and credit score. All these factors will help determine what calibre of car loan and Annual Percentage Rate (APR) you’re eligible for.

We at My Car Credit make how to work out APR on a car loan easy with a purpose-built calculator. Simply punch in your numbers and let the algorithm do the rest. When you have a better idea of your budget, you can supercharge your career and start shopping for your dream car.

Get in touch today to start your journey towards a new vehicle, or take a look at our other blogs for more information on what vehicles are best tailored to your needs.

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Evolution Funding Ltd T/A My Car Credit

Decadent Driving: 7 of the Most Luxurious Cars

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Best Cars to Learn to Drive In

Loan amount

£

Repayment term

My credit rating

X monthly repayments of
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Typical rate

Loan amount

Total payable

X% APR*

£X

*for illustration purposes only

No impact on your credit score*

Representative Example

Borrowing £7,500 at a representative APR of 10.9%, annual interest rate (fixed) 10.87%, 47 monthly payments of £191.50 followed by 1 payment of £201.50 (incl. estimated £10 option to purchase fee), a deposit of £0.00, total cost of credit is £1,702, total amount payable £9,202.

Evolution Funding Limited, trading as My Car Credit, is a credit broker and not a lender.

Please ensure you can afford the repayments for the duration of the loan before entering into a credit agreement.

*Initial application is a soft search. Should you progress, some lenders may perform a hard search on your credit file.

Require more help?

Got a question you can’t find the answer to, or need some advice and guidance around taking out car finance? Our Car Credit Specialists are friendly, experienced, and here to help so get in touch today!

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Should I Buy a BMW Used or New?

When it comes to prestige, nothing compares to BMW. The Bavarian-based auto manufacturer is synonymous with luxury and has launched a myriad of iconic models over the decades, including the high-tech 750iL driven by James Bond. One of the biggest decisions you’ll make when shopping for a BMW is whether to buy new or used. There are a lot of factors at play, which is why we’ve penned this insider’s guide to help you decide, “should I buy a used BMW or splurge on a new model?”

The pros of buying a new BMW

Enjoy the latest bells and whistles

If you’re the kind of person who loves to get their hands on the latest iPhone the day it’s released, you’ll love the satisfaction of getting behind the wheel of a new BMW. Driving out the dealership, you’ll have access to all the latest technology, safety features and luxe extras.

For example, the latest BMW 8 Series Coupé is packed with innovative technology to enhance the driver experience and on-road performance. As well as standard features, you’ll have the option to upgrade to exclusive extras like a Bowers & Wilkins Diamond surround sound system. These are the kinds of perks you just won’t get buying second-hand.

“Should I buy a BMW with an electric motor?” If you’re in the market for an electric BMW, buying new guarantees the latest battery technology. Buy new and you’ll enjoy longer range, faster charge times and a smoother driving experience.

Peace of mind with a new vehicle warranty

Manufacturer warranties usually last for between 6 to 12 months and cover almost all servicing, repairs and maintenance. So, in the first year of ownership you can expect to pay very little when it comes to upkeep.

Savour that “new-car smell”

The intoxicating aroma of freshly-oiled leather, squeaky clean plastic and fresh upholstery is something that comes with all new BMWs.

The pros of buying a used BMW

Unlock big savings

“Should I buy a used BMW?” Value for money is one of the biggest pros of purchasing a used BMW. Cars depreciate in value from the moment they’re driven out the dealership, which means you can unlock big savings by opting for a BMW that’s a few years old.

Enjoy the same features

Many motorists choose to buy new to secure the latest features and tech. However, many manufacturers launch virtually the same model for several years in a row as it’s simply not possible to make big upgrades every year. After a “run” of three or four years, the model will undergo a full revamp and be relaunched with a new exterior, interior, engine and novel features. Are you asking yourself, “should I buy a used BMW if I love the latest tech?” Well, if you do your research and buy a model at the start of its multiyear run, you won’t be missing out on much for the next few years.

Take advantage of the Approved Used BMW scheme

The Approved Used BMW scheme takes the stress out of buying a new car with a laundry list of benefits. Vehicles accepted into the program enjoy comprehensive manufacturer protection, including an unlimited mileage BMW warranty for a minimum of 12 months. This includes any work that needs to be done for the vehicle to pass a MOT test. Every vehicle is also independently checked by qualified BMW mechanics to verify mileage and servicing history.

The much-loved BMW 3 Series

“Should I buy a used BMW from the 3 Series range?” BMW 3 Series models have been delighting drivers for more than 40 years. It all started with the BMW E21, a sporty, compact executive car launched in the 1970s. The second-generation E30 enjoyed similar success, selling more than 2.3 million units. Since then, the BMW 3 Series has maintained its reputation for luxury and prestige. With decades of different models to choose from, it’s no surprise BMW 3 Series models are hugely popular with second-hand buyers.

If you’re looking to buy new, the Seventh Generation BMW G20 launched in 2019 is a great option. It was unveiled at the Paris Motor Show and features a streamlined silhouette and state-of-the-art driver assistance systems. The model has been around for several years now, which means there’s a good amount of availability on the second-hand market.

The Sixth Generation F30 is another gold-standard choice when it comes to pre-owned BMWs. This model was launched in 2011 and manufactured right up to 2019, which means you’ll see some big age variations on the second-hand market. “Should I buy a BMW F30 more than 10 years old?” As always, it’s worth doing your homework when it comes to servicing history, especially if you’re looking at older models.

Teach an old BMW new tricks

“Should I buy a used BMW if I want extras like a heated steering wheel?” Thanks to a brand-new subscription service, it’s never been easier to customise your second-hand BMW. The manufacturer made headlines earlier this month with the launch of a subscription service for extra features. Using the ConnectedDrive Portal, motorists can unlock certain features that weren’t activated when the car was purchased.

For example, heated front seats can be purchased for £15 per month, while a heated steering wheel sets drivers back £10 per month. For another £10 per month, you can also activate automatic high beams, while access to Driving Assistant Plus active cruise control costs £35 per month. The manufacturer revealed that many models already have the hardware built in, it’s simply a matter of activating it.

The service is particularly useful for second-hand car owners, who may want to add extra features the previous owner didn’t splurge on. BMW also says the subscription model allows drivers to “experiment” with different features and decide whether they’re worthwhile before they purchase them outright.

Get into the cockpit of a BMW today

“Should I buy a BMW?” Absolutely. Whether you’re in the market for a pre-loved BMW i3 or a sleek new BMW 8 Series Convertible, we can help you to find the perfect car finance to get you into the driver’s seat of your dream car.

Our car finance checker makes it easy to crunch the numbers, without affecting your credit score. The process is quick, easy and allows you to shop around for the best BMW car finance deals before making a decision. For more details, get in touch with our friendly team today.

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Evolution Funding Ltd T/A My Car Credit

Decadent Driving: 7 of the Most Luxurious Cars

Power Up: 5 Types of Hybrid Cars

Best Cars to Learn to Drive In

Loan amount

£

Repayment term

My credit rating

X monthly repayments of
^£X

Typical rate

Loan amount

Total payable

X% APR*

£X

*for illustration purposes only

No impact on your credit score*

Representative Example

Borrowing £7,500 at a representative APR of 10.9%, annual interest rate (fixed) 10.87%, 47 monthly payments of £191.50 followed by 1 payment of £201.50 (incl. estimated £10 option to purchase fee), a deposit of £0.00, total cost of credit is £1,702, total amount payable £9,202.

Evolution Funding Limited, trading as My Car Credit, is a credit broker and not a lender.

Please ensure you can afford the repayments for the duration of the loan before entering into a credit agreement.

*Initial application is a soft search. Should you progress, some lenders may perform a hard search on your credit file.

Require more help?

Got a question you can’t find the answer to, or need some advice and guidance around taking out car finance? Our Car Credit Specialists are friendly, experienced, and here to help so get in touch today!

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Top 10 Cars with the Best Tech

Everyone has different priorities when it comes to cars. Some people value performance, others prioritise value for money, and many seek out cars with the best tech. Needless to say, the latter is one of our favourite ways to rank models. Here are our top 10 cars with the best tech.

Auto manufacturers are continually exploring new ways to enhance the driving experience. This means that today’s models offer more bells and whistles than ever. And we’re not just talking about rear vision cameras and parking assistance. Think nightclub-worthy sound systems, collision-avoidance technology and built-in night sky simulators.

If you’re a technophile, you’re in luck. Read on as we list the top 10 cars with the best tech. Our countdown covers all bases, including budget-friendly models and luxury icons.

Tesla Model 3

Tesla is a pioneer of automotive technology and we’re not just talking about battery power. If you’ve ever been behind the wheel of a Tesla or even peered in through a window, you’ll have noticed the enormous screens. These are a signature feature and control everything from cabin heating and cooling to headlight activation. On motorways, the Tesla 3 more or less drives itself thanks to the next-generation Autopilot system. When it comes to fun, the Tesla 3 is definitely one of the cars with the best tech. This model is packed with novel tech features, including custom horn options.

Kia Rio

The Kia Rio may be small, but it punches well above its weight in terms of technology. Safety is front of mind thanks to Forward Collision-Avoidance Assist (FCA) technology that uses a front bumper radar to detect potential hazards and brake automatically, if necessary. As well as your choice of Android Auto™ or Apple CarPlay™, you’ll enjoy Kia Connect services that integrate features like in-car navigation, weather updates and fuel pricing, so you can find where to buy the cheapest fuel.

When approaching your destination, you’ll get real-time information on public parking space locations, pricing and availability. Download the Kia Connect app and you’ll enjoy even more technology at your fingertips.

Mercedes S-Class

Mercedes has always been at the forefront of tech features and the S-Class is no exception. The huge touchscreen can be activated and locked using facial recognition. If you hate squeezing into tight spots, you’ll love the parking features that many high-tech cars offer. Mercedes has developed some of the best parking assist technology in the business, making it a cinch to pull into even the tightest spots.

Hyundai Ioniq 5

Hyundai is known for offering reliable cars that are excellent value for money, and the Ioniq 5 doesn’t disappoint. An all-around camera system makes it easy to keep tabs on your surroundings. If you like to set off on weekend camping trips, the Hyundai Ioniq 5 features a built-in household socket to keep all your appliances charged.

BMW iX

The latest SUV from BMW will impress even the most discerning technophiles. This space-age model is packed with easter eggs, including radiant surface heating technology designed to keep the cabin cosy on chilly winter mornings. Instead of a traditional blind, the sunroof can be changed from transparent to opaque at the touch of a button.

2021 Ford Mustang Mach-E

The Ford Mustang Mach-E is another all-electric car packed with all sorts of technology. One exciting feature is the enormous 15.5-inch screen that not only acts as an infotainment hub but is also used to customise a laundry list of vehicle settings.

2021 Nissan Versa

An affordable price tag and loads of tech-friendly features earn the 2021 Nissan Versa a place on our list of cars with the best tech. Safety buffs will love features like Automatic Emergency Braking and Lane Departure Warning.

Audi A7 Sportback

Audi has reimagined the limits of a family car with the A7 Sportback. The model treats you to a suite of high-tech features, including an intuitive HD MMI touch display screen. The signature Audi Virtual Cockpit swaps traditional dials for a fully customisable digital screen. Download the myAudi app and you’ll unlock more tech savvy features, including entertainment functions, real-time information about your car and a remote sensor that allows you to lock and unlock your Audi from anywhere in the world.

2022 Range Rover

No model eclipses the new Range Rover in terms of luxury. The car is literally fit for a queen and dazzles passengers with features like ‘hot stone’ massage seats. A Pivi Pro infotainment system takes connectivity to the next level with a sleek ‘floating glass’ touchscreen, intuitive interface and 3D maps. Rear seat passengers aren’t left out, with a high-definition entertainment system compatible with screen mirroring and HDMI connectivity. Definitely one of the top cars with the best tech in terms of entertainment.

Rolls Royce Phantom

The Rolls Royce Phantom is an icon for a reason. Favoured by the likes of David Beckham and Kim Kardashian, this model is the epitome of luxury. One of our favourite features is the Starlight Headliner, which uses fibre-optic lights to create a dazzling night sky. You can even customise constellations. Whispers, the exclusive owners-only Rolls Royce app, is backed by a 24/7 concierge.

Finance the best tech

Whether you’re a budget-conscious buyer or ready to splurge on a luxury model, you’ll be impressed by the cutting-edge technology integrated into cars today. Now you know more about cars with the best tech, it’s time to start browsing the market. The first step is setting a budget, which calls for a fair amount of number crunching. Our car finance calculator simplifies this step with a handy tool that shows you how to work out APR on a car loan in seconds. Simply punch in your numbers and discover how to get the most out of your budget.

For more information on how to calculate car finance interest and secure the best deals, get in touch by email or give us a call on 01246 458 810.

Rates from 9.9% APR. Representative APR 10.9%

Evolution Funding Ltd T/A My Car Credit

Decadent Driving: 7 of the Most Luxurious Cars

Power Up: 5 Types of Hybrid Cars

Best Cars to Learn to Drive In

Loan amount

£

Repayment term

My credit rating

X monthly repayments of
^£X

Typical rate

Loan amount

Total payable

X% APR*

£X

*for illustration purposes only

No impact on your credit score*

Representative Example

Borrowing £7,500 at a representative APR of 10.9%, annual interest rate (fixed) 10.87%, 47 monthly payments of £191.50 followed by 1 payment of £201.50 (incl. estimated £10 option to purchase fee), a deposit of £0.00, total cost of credit is £1,702, total amount payable £9,202.

Evolution Funding Limited, trading as My Car Credit, is a credit broker and not a lender.

Please ensure you can afford the repayments for the duration of the loan before entering into a credit agreement.

*Initial application is a soft search. Should you progress, some lenders may perform a hard search on your credit file.

Require more help?

Got a question you can’t find the answer to, or need some advice and guidance around taking out car finance? Our Car Credit Specialists are friendly, experienced, and here to help so get in touch today!

or call 01246 458 810

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Which Electric Car Should I Buy?

man using his phone to research which electric car to buy

Whether you’re switching to an electric vehicle for the first time or upgrading your eco-friendly ride, you’ll want to make sure you’re making the right choice. That’s why “which electric car should I buy” is such a common query amongst drivers from all backgrounds.

In truth, which electric car you should buy depends on your budget and what you’re looking for in a car. To make things easier, we’ve put together a list of the top picks for range, space and budget.

Which electric car should I buy for range?

Range is arguably the most sought-after feature for electric vehicles. With a higher range, you can go further on one charge, eliminating the need to search for charging points or stop along the way. While electric cars used to be limited to 100-200 miles, it’s not uncommon to see models with a range in excess of 300 miles today. Here are two of the best options…

Mercedes EQS

The Mercedes EQS has an impressive maximum range of 485 miles – more than double some other electric cars. The 450+ model has a 107.8kWh battery paired with a low coefficient of drag, meaning it slides through the air with minimal resistance. Inside, you’ll have plenty to keep you happy during your 400+ miles of driving, as this EV somehow balances luxury with minimalism.

Tesla Model S

Mercedes takes second place as well as the top spot for range, with the EQE achieving a maximum of 410 miles. However, that’s closely followed by the Tesla Model S at 405 miles for its 100kWh Long Range model. Topped off with a 0-60 time of 3.1 seconds, the Model S pips its Mercedes counterpart when it comes to performance – though it can’t quite match the luxury interiors.

BMW iX

With its top-of-the-range xDrive 50 model, the BMW iX offers a maximum mileage of 380 miles from a full charge of its 105kWh battery. But unlike the Tesla and Mercedes offerings, this electric car is an SUV. That means you get the higher roofline, driving position and even more storage at the back.

What about space?

Whether you’ve got a large family, an insatiable love of camping, or a mixture of the two, spacious electric cars are a good way to balance your room-requiring lifestyle with an eco-friendly drive. Which electric car should you buy for space? Here are some options with nine, seven and five seats…

Vauxhall Vivaro-e Life

If you’re looking for space and happy to sacrifice style, the Vivaro-e Life is definitely the answer. One of very few electric minivans, the car can sit up to nine passengers with plenty of configuration options. The second row of seats can be faced backwards for a conference vibe, with the option to remove the seats further back to maximise on luggage space.

Tesla Model X

If you want to pair space with style, the Tesla Model X is the car for you. Available with seven seats, this SUV is a unique offering if you’re wondering which electric car you should buy for plenty of passengers. A sliding middle row of seats makes it easier than most cars to get into the back two spaces. That’s all topped off with ‘Falcon Wing’ rear doors that lift from hinges at the top so it’s a breeze to get in and out.

Audi Q4 e-tron

We’ve looked at a nine-seater and seven-seater. But what if you just want a five-seater with plenty of room? That’s where the Audi Q4 e-tron excels. A flat floor provides plenty of room for your feet, paired with plenty of headroom up top. That’s complemented by 520 litres of boot space with the seats up.

Which electric car should I buy on a budget?

It has to be said – whichever electric car you buy, it’s going to be more expensive than a similar model powered by petrol or diesel. If you want to keep costs down as you go greener, you’re in luck. Check out these three budget-friendly options, starting small and working up to a compact SUV…

VW e-Up

The Volkswagen e-Up is available from around £22,000 new, or as little as half that price for a used model. It’s a relatively affordable option that provides up to 130 miles from a full charge, with room for four people and five doors as standard. The result is a practical car for urban driving, commuting and even shorter road trips.

Nissan Leaf

Need a touch more space? The Nissan Leaf offers a good balance of budget, space and range. Pioneers in the EV game, Nissan has been able to tweak and improve its offering while other manufacturers were still getting to grips with technology. The Leaf provides room for five adults with a decent boot size, plus as much as 168 miles for its 40kWh model. Cost-wise, it comes in at about £27,000 brand new – and much less used.

MG ZS

You don’t have to go for a hatchback or supermini when you’re wondering which electric car you should buy on a budget. The MG ZS EV is available for just a tiny amount more than the Nissan Leaf at £27,500 – including the higher driving position and spacious interiors that come with an SUV. Even better, it provides up to 273 miles of range from a full charge, putting it head and shoulders above some of its budget counterparts.

Buying your chosen electric car

Which electric car should you buy? There are some great options for range, space, budget or a mixture of the three. Make sure you do your research and check reviews from people who’ve been behind the wheel, so you can get a better idea of its real-world performance.

Once you’ve decided, the next question is how to finance your purchase. Not many drivers have the money to purchase a car outright, never mind those with the extra up-front cost that electric brings.

Thankfully, My Car Credit can make things easier. Check your car finance eligibility online in a matter of minutes, then let us compare deals from a huge network of trusted lenders. You’ll get an affordable deal with manageable monthly payments to spread the cost of your electric car.

Rates from 9.9% APR. Representative APR 10.9%

Evolution Funding Ltd T/A My Car Credit

Decadent Driving: 7 of the Most Luxurious Cars

Power Up: 5 Types of Hybrid Cars

Best Cars to Learn to Drive In

Loan amount

£

Repayment term

My credit rating

X monthly repayments of
^£X

Typical rate

Loan amount

Total payable

X% APR*

£X

*for illustration purposes only

No impact on your credit score*

Representative Example

Borrowing £7,500 at a representative APR of 10.9%, annual interest rate (fixed) 10.87%, 47 monthly payments of £191.50 followed by 1 payment of £201.50 (incl. estimated £10 option to purchase fee), a deposit of £0.00, total cost of credit is £1,702, total amount payable £9,202.

Evolution Funding Limited, trading as My Car Credit, is a credit broker and not a lender.

Please ensure you can afford the repayments for the duration of the loan before entering into a credit agreement.

*Initial application is a soft search. Should you progress, some lenders may perform a hard search on your credit file.

Require more help?

Got a question you can’t find the answer to, or need some advice and guidance around taking out car finance? Our Car Credit Specialists are friendly, experienced, and here to help so get in touch today!

or call 01246 458 810

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BMW vs Audi: Which Luxury Car Is Best for You?

When it comes to luxury motoring, two German giants dominate the road. Of course, we’re talking about Audi and BMW. Both brands are admired for engineering excellence, style and prestige. Yet for anyone choosing between them, the question remains. Which is better, Audi or BMW?

The answer depends on what matters most to you. Do you crave power and handling or comfort and technology? Below, we compare the two brands across key areas, so you can make the right choice for your lifestyle and budget. Keep reading as we run through performance, reliability, design, tech and value.

A brief history of BMW & Audi

BMW (Bayerische Motoren Werke)

Founded in 1916 in Munich, BMW started as an aircraft engine manufacturer before entering the automotive world. By the mid-20th century, it had built a reputation for driver-focused engineering and mechanical precision.

The 3 Series and 5 Series became global benchmarks for performance saloons, while the M Division redefined what a high-performance road car could be.

Today, BMW stands for balance, power and prestige, blending luxury with motorsport DNA across everything from compact coupes to grand tourers and SUVs.

Audi

Audi’s origins trace back to 1909, but the brand was truly reborn in 1969 when four German marques merged under the Volkswagen Group. It rose to prominence in the 1980s with the legendary quattro all-wheel-drive system, which revolutionised rally racing and made its way into production cars.

Since then, Audi has become the benchmark for understated design, interior craftsmanship and cutting-edge digital innovation. Its philosophy is “Vorsprung Durch Technik” (progress through technology). And this still defines its cars today.

Both marques embody German excellence but deliver it differently. BMW builds cars for those who love to drive, while Audi caters to those who love innovation and refinement.

Audi vs BMW: Quick comparison table

For an at-a-glance comparison of the two manufacturers, check out the table below. Or read on to dig a little deeper.

	Audi	BMW
Styling	Minimalist, elegant, tech-focused	Bold, sporty, performance-oriented
Performance	Quattro AWD ensures stability	Rear-wheel drive offers sharper handling
Technology	MMI + Virtual Cockpit for digital clarity	iDrive system, tactile and driver-focused
Reliability	Lower servicing and repair costs	More complex systems, higher upkeep
Running Costs	Generally cheaper to maintain	More expensive long-term ownership
Value for Money	Competitive pricing, strong residuals	Higher upfront cost, strong brand prestige

Styling and brand identity

Audi and BMW are instantly recognisable, but their design philosophies couldn’t be more different.

Audi champions clean lines, minimalist grilles and precision detailing. Interiors are sleek and clutter-free, reflecting the brand’s tech-forward identity. Whether it’s the A3 hatchback or A8 luxury saloon, every Audi exudes quiet confidence.

In contrast, BMW’s style is muscular and expressive. Larger grilles, contoured bodywork and strong proportions emphasise performance. The cabin is more driver-centric, with controls subtly angled toward the person behind the wheel. This is a nod to BMW’s “ultimate driving machine” ethos.

Both are beautifully built, but Audi appeals to modernists, while BMW draws those who want a car with personality and presence.

Performance & driving experience

This is where the BMW vs Audi rivalry truly heats up.

BMW is engineered for balance, precision and engagement. Its traditional rear-wheel-drive setup (with available xDrive AWD) delivers a 50:50 weight distribution for sharper handling. Steering is responsive, the suspension tuned for feedback and engines are eager. That extends from the smooth 320i to the turbocharged M340i and high-performance M3.

In contrast, Audi emphasises confidence and control. Its signature quattro all-wheel-drive system gives remarkable grip in rain, snow or uneven terrain. While Audis may feel more composed than playful, acceleration is still brisk. For example, the A4 45 TFSI hits 0-62 mph in around 6 seconds, on par with a BMW 330i.

BMW strengths: Engaging, sporty and rewarding to drive. Ideal for those who enjoy dynamic handling and spirited driving.
Audi strengths: Stable, refined and predictable. Ideal for anyone who values comfort, safety and all-weather confidence.

Verdict: BMW wins for driving excitement; Audi edges it for everyday comfort and composure.

Reliability & running costs

Luxury ownership goes beyond performance. Reliability and maintenance are equally important.

While costs vary depending on the model, Audis usually set you back between £400 to £700 per year for maintenance. This is thanks to shared Volkswagen Group parts, making servicing more affordable.

While renowned for build quality, BMWs can be more expensive to maintain, averaging about £450 to £800 over the same period. Replacement parts and specialist labour add to the cost.

Other factors to consider:

Fuel economy: BMW’s newer turbocharged engines tend to be more efficient.
Insurance groups: Generally comparable, though BMW performance models can cost more.
Warranty: Both offer three years with unlimited mileage in the UK.

Verdict: Audi takes the lead on running costs and long-term affordability, while BMW provides a slightly more refined driving feel at a higher price of ownership.

Technology & interior experience

Step inside either brand and you’ll find some of the most advanced interiors on the market.

Audi

The MMI infotainment system and Virtual Cockpit deliver a seamless, all-digital interface.
Crisp graphics, haptic feedback and configurable displays make navigation and entertainment intuitive.
Cabin design is minimalist yet luxurious, with premium materials and ambient lighting.

BMW

The iDrive system is tactile, driver-focused and integrates seamlessly with gesture and voice controls.
Newer models feature curved displays and natural voice assistants. Just say “Hey BMW” before saying what you want.
The layout prioritises control and engagement over aesthetic minimalism.

Driver assistance: Both brands offer adaptive cruise control, lane assist, automatic parking and connected services. That said, Audi’s systems often feel smoother in daily use.

Verdict: Audi wins for digital polish and modern ambience. BMW clinches it for tactile control and driver immersion.

Price and value for money

Luxury doesn’t come cheap, but there’s value beyond the badge. Here are some ball-park figures for different models from each manufacturer.

Model	Audi (from)	BMW (from)
Compact Hatchback	A3 – £29,000	1 Series – £30,000
Executive Saloon	A4 – £36,000	3 Series – £39,000
Performance Model	S4 – £52,000	M340i – £55,000
SUV	Q5 – £47,000	X3 – £49,000

Audi offers more trim levels and packages, allowing you to tailor performance and luxury to your budget. Strong residual values make them a sound long-term buy.

On the other hand, BMW typically commands a higher upfront price, but the badge prestige and performance credentials justify the premium. Used BMWs also retain strong resale value, especially M Sport variants.

Verdict: Audi offers better value flexibility, while BMW delivers long-term prestige and performance for those willing to invest a little more. The BMW 1 Series is also listed on our list of the best luxury hatchbacks.

BMW vs Audi: Pros & Cons

Let’s sum things up with each brand’s pros and cons.

Audi Pros

Exceptional interior quality and infotainment.
Quattro all-wheel-drive for stability.
Lower long-term maintenance costs.
Wide model range and strong resale values.

Audi Cons

The driving feel is less engaging.
Some shared VW Group components reduce exclusivity.

BMW Pros

Sporty handling and driver-focused setup.
Prestigious brand image and engineering pedigree.
Excellent engine performance and efficiency.

BMW Cons

Higher repair and maintenance costs.
Styling can be divisive among buyers.

Audi vs BMW: Which Is Best for You?

It depends on what matters most:

Choose Audi if you want refined comfort, cutting-edge tech and all-weather capability.
Choose BMW if you value excitement, precision and the pure joy of driving.

Both brands deliver on luxury, reliability and performance, so your decision comes down to personal taste and driving priorities.

Car finance for BMWs & Audis

There’s no denying that both BMW and Audi are premium investments. But with the right car finance, owning one doesn’t have to feel out of reach.

That’s where My Car Credit comes in. We help drivers across the UK make luxury more affordable through flexible car finance options, tailored to every credit profile.

Rather than a standalone lender, we’re an experience finance broker with a wide lender panel. That means we can typically find a suitable deal for all profiles and backgrounds, whether you’re an experienced driver with a robust credit history or a first-time buyer with a less-than-perfect score.

You’ll only be subject to a soft credit search initially, so there’s no impact on your credit score when starting your application. Lenders may use a hard search further down the line. You can even cut costs by opting for a used or nearly-new model, giving you that renowned German efficiency for less.

Use our car finance calculator to see how much you could afford in just a few minutes.

Rates from 9.9% APR. Representative APR 10.9%

Evolution Funding Ltd T/A My Car Credit

Decadent Driving: 7 of the Most Luxurious Cars

Power Up: 5 Types of Hybrid Cars

Best Cars to Learn to Drive In

Loan amount

£

Repayment term

My credit rating

X monthly repayments of
^£X

Typical rate

Loan amount

Total payable

X% APR*

£X

*for illustration purposes only

No impact on your credit score*

Representative Example

Borrowing £7,500 at a representative APR of 10.9%, annual interest rate (fixed) 10.87%, 47 monthly payments of £191.50 followed by 1 payment of £201.50 (incl. estimated £10 option to purchase fee), a deposit of £0.00, total cost of credit is £1,702, total amount payable £9,202.

Evolution Funding Limited, trading as My Car Credit, is a credit broker and not a lender.

Please ensure you can afford the repayments for the duration of the loan before entering into a credit agreement.

*Initial application is a soft search. Should you progress, some lenders may perform a hard search on your credit file.

Require more help?

Got a question you can’t find the answer to, or need some advice and guidance around taking out car finance? Our Car Credit Specialists are friendly, experienced, and here to help so get in touch today!

or call 01246 458 810

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