Best Car for Commuting: 10 Top Picks

Car lights at night

Whether your commute lasts 10 minutes or an hour plus, a well-appointed car can completely transform your commute. At My Car Credit we’re committed to helping Brits choose the best cars for their needs, which is why we’ve put together this best car for commuting roundup. From fuel efficient superminis to luxury saloons, we’ve cherry-picked cars for every commuter.

1. Citroen Ami – Best Innovator

Looking for an all-electric commuter car that won’t break the bank? The Citroen Ami isn’t just one of the most affordable EVs in the UK. It’s also one of the best-priced cars, period. Prices start at just under £8,000 which makes the model incredible value for money.

Yes, it comes with a bit of a catch. It’s technically an electric quadricycle and cleverly marketed as a mobility solution, as opposed to an EV. But that doesn’t stop it from being one of our best car for commuting picks. Powered by a 5.5kWh battery, this pocket rocket can reach speeds of up to 28mph and offers up to 46 miles of range on a single charge. An impressive turning circle of just 7.2 metres makes pulling off tight urban manoeuvres a cinch. Even better, it charges in just four hours.

2. Skoda Superb Estate – Best Hybrid

The Skoda Superb Estate is an eco-conscious hybrid model that’s made our best car for commuting roundup. The plug-in hybrid version offers around 40 miles of electric range – more than enough for longer commutes. If you need to drive further the petrol engine kicks in and gets you there. In terms of design, the Skoda Superb Estate is sleek enough to feel at home in the city and spacious enough for family road trips.

3. BMW i3 – Best Luxury EV

Compact yet luxurious, the BMW i3 is has earned its place on our best car for commuting list. The 170hp electric motor delivers instant power, making it easy to accelerate on the motorway or switch lanes in a pinch.

Behind the body is a sleek interior featuring luxe, eco-friendly materials like eucalyptus wood. A clean and uncluttered dash makes it easy to focus when you’re navigating city traffic. Enjoy up to 160 miles of range and at-home charging costs of around £6. Buy new or pick up a second-hand BMW i3 for under £30,000.

4. Ford Focus – Best Value for Money

Reliable and affordable, it’s hard to beat the Ford Focus when it comes to value for money. If you’re looking for a commuter car that will get you from A to B without a fuss, you can’t go wrong with this zippy model. Now in its fourth generation, this British bestseller comes in a variety of petrol and diesel options, as well as hybrid option for those looking to slash CO2 emissions.

5. Nissan Juke – Best Head Turner

Some motorists like to blend in on the roads and others love to turn heads. If you fall into the latter category, you’ll swoon over the Nissan Juke. This SUV stands out with a boxy design and unique styling. Enjoy unsurpassed visibility thanks to the high driving position and loads of tech like an interactive touchscreen media system and Bluetooth connectivity for higher trim levels. The Juke was reinvented in 2019 which means there are plenty of deals to be had for past-generation models.

6. Tesla Model 3 – Best EV

With impressive range of up to 374 miles, the Tesla Model 3 is ideal for commutes and road trips alike. Skip the forecourt and cruise straight to the office, with zero congestion zone charges. The electric drivetrain is whisper-quiet on the motorway and practically purrs along urban streets.

Tesla has packed the Model 3 with advanced driver-assist technology which makes it the best car for commuting after a long day at work. When your focus starts to slip, the Model 3 has your back. Use your car for work and play? Boot capacity of 425 litres makes the Tesla Model 3 a practical choice for weekends away. Pack it with everything from butter-soft leather weekender bags to back-to-basics camping gear.

7. Audi A6 – Best Luxury Saloon

Audi has once again mastered the art of understated luxury in the A6. You’ll feel pleased as punch pulling up to the office in this upmarket saloon. Choose the petrol-powered hybrid model and you’ll enjoy just over 30 miles of electric range in a single trip. If you want a vehicle that combines the flexibility of petrol with the environmental and cost-saving credentials of EV technology, the Audi A6 is one of the best cars for commuting.

8. BMW 5 Series – Best Driver Experience

Transition from the city to the countryside with ease in the BMW 5 Series. The executive saloon is now in its eight generation and classier than ever. It’s sleek, sporty and boasts all the signature design elements that BMW drivers covet. Think an extended wheelbase, oversized bonnet and fluid roof silhouette. The infotainment system is unrivalled and makes the daily commute a pleasure.

9. Kia Sportage – Best Allrounder

SUVs are incredibly practical for weekends but can be a headache when it comes to city driving. The Kia Sportage is the perfect compromise, with a compact design that offers all the space and power of an SUV, without the extra bulk. It’s relatively affordable to run and offers excellent MPG numbers considering its status as a mid-sized SUV. As well as commuting to and from work, the Kia Sportage steps up for school runs, supermarket shops, weekend road trips and more.   

10. Peugeot 208 – Best for Fuel Efficiency

Loved by motorists across Europe, the Peugeot 208 is one of the most fuel efficient internal combustion engine cars on the market. Unlock up to 72 MPG and keep your CO2 emissions as low as 110g/km. If you’re not quite ready to make the switch to an EV but want to save money at the forecourt, the Peugeot 208 is the best car for commuting.

Elevate your commute with My Car Credit

With the right car, commutes don’t have to be a drag. Whether you covet comfort, style or practicality, we’re here to help you get approved for auto finance and secure the keys to your dream car. Want to know more about eligibility? We’ve written a guide to answer “will I get accepted for car finance”, where we cover important information like the difference between soft and hard searches.

Rates from 9.9% APR. Representative APR 12.4%

Evolution Funding Ltd T/A My Car Credit

My Credit Rating

Excellent

  • You are a home owner
  • You have been on the electoral role for a long period of time
  • You have current credit arrangements and mortgage with no defaults
  • You have no CCJs, credit arrears or missed payments
  • You rarely apply for credit
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Good

  • You are on the electoral role
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Fair

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Poor

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Bad

  • You may not be traceable on the voters roll
  • Your credit cards are over their limits
  • You have recent CCJs
  • You may have been refused credit elsewhere
  • You may be in a debt management plan
£

X monthly repayments of
£X

Typical rate

Loan amount

Total payable

X% APR*

£X

£X

*for illustration purposes only

No impact on your credit score*

Representative Example

Borrowing £7,500 at a representative APR of 12.4%, annual interest rate (fixed) 12.36%, 47 monthly payments of £196.44 followed by 1 payment of £206.44 (incl. estimated £10 option to purchase fee), a deposit of £0.00, total cost of credit is £1,939.12, total amount payable is £9,439.12.

Evolution Funding Limited, trading as My Car Credit, is a credit broker and not a lender.

Please ensure you can afford the repayments for the duration of the loan before entering into a credit agreement.

*Initial application is a soft search. Should you progress, some lenders may perform a hard search on your credit file.

Require more help?

Got a question you can’t find the answer to, or need some advice and guidance around taking out car finance? Our Car Credit Specialists are friendly, experienced, and here to help so get in touch today!

What is the Best Small Car for Motorway Driving?

UK Motorway

You don’t need to drive a 4WD or SUV to enjoy a comfortable ride on the motorway. Choose the right car and compact models can be just as smooth as their larger counterparts. What’s the best small car for motorway driving? We’ve got a few top picks, from the Audi A1 Sportback to the Ford Fiesta. Find out more below!

Citroen C3

Citroen is a manufacturer that’s always prioritised comfort. The C3 delivers with plush seats and an engine that remains mirror-smooth even at high motorway speeds. This supermini is surprisingly spacious, making it ideal for road trips with lots of luggage. If you plan to stack miles onto the odometer, you may want to consider the ultra-economical diesel version. Impressive mileage makes it one of the best small cars for motorway driving.

Ford Fiesta

The Ford Fiesta is a bestseller in the UK for a reason. It’s not just for zipping around the city. A spacious cabin, powerful motor and responsive handling make it a great choice for motorway journeys. Sure, there’s a little more wind noise and vibration than you’ll find in larger models like the Ford Focus. But if you’re on the hunt for a supermini that can put in the miles, the Ford Fiesta is a savvy choice.

Expect excellent fuel economy on longer trips, plus plenty of power for overtaking. Treat yourself to a newer model and you’ll enjoy a suite of modern extras. That includes an intelligent digital instrument cluster with the ability to remember preferred settings for individual drivers. 

Audi A1 Sportback

Marketed as a modern supermini, the Audi A1 Sportback holds its own against larger models like the Audi Q2 and Audi Q7. The small hatchback punches well above its weight when it comes to long drives on the motorway. Externally, the model will impress you with a sleek and aerodynamic design. Unlike some other compact models that can feel a little boxy, the A1 Sportback practically slices through air. The latest models will take you from zero to 62 mph in just over 8 seconds – ideal for getting up to speed on the motorway.

The cabin feels comfortable and luxurious, a big plus for road trips or long commutes. We love the use of high-end materials for the seats and inside panelling, not to mention the ultra-modern digital instrument cluster and cockpit display. Features like next-generation voice control and driver-assist functions make motorway driving a treat. Avoid optional extras like sports suspension and oversized alloy wheels if possible. Both can be a little shaky on rough surfaces like older motorways.

Hyundai i10

It’s hard to look past the Hyundai i10 when researching the best small car for motorway driving. Compact and capable, this model can do so much more than zip around urban streets. The i10 is proof that small cars can be safe and comfortable when hitting the motorway. Base models perform well but if you’re really looking for extra punch, consider upgrading to a larger and more powerful engine. It’ll make acceleration a breeze.

Mini Countryman

Rain, shine or snow, the Mini Countryman is a top-performer in all conditions. It’s a step up from the pocket-sized Mini Hatchback, which means you’ll have plenty of space for kids, pets, luggage and more. It’s basically an elevated version of the classic Mini and boasts motorway-friendly features, like superior suspension to absorb bumps and noise insulation for a whisper-quiet ride. It may be small, but it drives like a beast, especially when put through its paces on the motorway.

Skoda Citigo

Don’t let the name fool you. The Skoda Citigo is just as comfortable on the motorway as it is in towns and cities. The model does an incredible job of absorbing impact and makes light work of rough road surfaces. Inside you’ll find a generously sized cabin with more than enough space for five adults. It’s largely thanks to the cleverly designed wheelbase, which allows for a surprisingly spacious interior.

Like other smaller models, it’s worth upgrading to a more powerful engine if you plan to spend a decent amount of time on the motorway. It’s not essential, but upgrades like the 75hp engine will elevate your experience in the Skoda Citigo.

Looking for the best small car for motorway driving with an electric engine? The CITIGOe iV is the first fully electric car from the European auto manufacturer and has received rave reviews from motorists. Under the hood is an impressive 61kW electric motor powered by a lithium-ion battery. Enjoy up to 170 miles of range on a single charge, more than enough for covering long distances on the motorway. Use a fast-charging system and it takes just one hour to recharge the battery back up to 80%.

Volkswagen T-Cross

Looking for a compact SUV that’ll practically purr on the motorway? The Volkswagen T-Cross is one of the best small cars for motorway driving. Enjoy a comfortable cabin, smart driver-assist features and loads of visibility. Wind noise is little more than a soft whistle and vibration is minimal. Look for a six-speed manual or seven-speed automatic model if you plan to spend a lot of time on the motorway. Both perform much better than the standard five-speed manual version on longer drives.

Car finance for motorway driving

Ready to get behind the wheel of the best small car for motorway driving? We’ll get you there fast with tailored car finance solutions built especially for you. We take your application and match it with the top lenders in the UK.

Wondering how to calculate APR on car finance? Use our purpose-built calculator to crunch your numbers and get an estimate. Whether you’re cruising on the M25 around London, hitting the M60 on your way out of Manchester or travelling between Edinburgh and Glasgow on the M8, we’ve got you covered.

Rates from 9.9% APR. Representative APR 12.4%

Evolution Funding Ltd T/A My Car Credit

My Credit Rating

Excellent

  • You are a home owner
  • You have been on the electoral role for a long period of time
  • You have current credit arrangements and mortgage with no defaults
  • You have no CCJs, credit arrears or missed payments
  • You rarely apply for credit
  • You are employed or self-employed

Good

  • You are on the electoral role
  • You are a home owner or long standing tenant
  • You have a stable employment history
  • You have current credit arrangements with occasional missed payments
  • You have no CCJs

Fair

  • You are or have recently been on the electoral role
  • You may have recently changed address
  • You may have occasional missed payments
  • You may have an old CCJ
  • You may have regularly applied for credit

Poor

  • You may have had frequent changes in address
  • You may not be traceable on the voters roll
  • You may have exceeded credit card limits
  • You may have missed payments on current agreements
  • You may have had a CCJ in the past

Bad

  • You may not be traceable on the voters roll
  • Your credit cards are over their limits
  • You have recent CCJs
  • You may have been refused credit elsewhere
  • You may be in a debt management plan
£

X monthly repayments of
£X

Typical rate

Loan amount

Total payable

X% APR*

£X

£X

*for illustration purposes only

No impact on your credit score*

Representative Example

Borrowing £7,500 at a representative APR of 12.4%, annual interest rate (fixed) 12.36%, 47 monthly payments of £196.44 followed by 1 payment of £206.44 (incl. estimated £10 option to purchase fee), a deposit of £0.00, total cost of credit is £1,939.12, total amount payable is £9,439.12.

Evolution Funding Limited, trading as My Car Credit, is a credit broker and not a lender.

Please ensure you can afford the repayments for the duration of the loan before entering into a credit agreement.

*Initial application is a soft search. Should you progress, some lenders may perform a hard search on your credit file.

Require more help?

Got a question you can’t find the answer to, or need some advice and guidance around taking out car finance? Our Car Credit Specialists are friendly, experienced, and here to help so get in touch today!

Top 9 Best Cars for London Driving

Tower Bridge in London

From traffic-choked streets to sky-high congestion charges, driving in London can be a headache. That is, unless you’re behind the wheel of one of the best cars for London. Designed to zip around cities, these eco-friendly models are perfect for driving in the capital. From the ultra-compact Smart Fortwo Coupe to the all-electric Peugeot e-208, read on for our roundup of the best cars for London driving.

1. Audi A1 Sportback

Forget Chelsea Tractors. The latest Audi A1 Sportback packs style, luxury and space into a small package. This sleek model looks right at home driving around posh neighbourhoods like Kensington and Notting Hill. Light up the London night with powerful LED headlights and stay safe with the latest pedestrian and cyclist detection technology. The engine is small and highly efficient, a big draw for eco-conscious Londoners. 

2. Renault Twingo

A French-inspired silhouette isn’t the only feature to love about the Renault Twingo. The model swaps a standard front engine for rear placement, which unlocks extra cabin space and delivers an impressive turning circle. If you’ve ever pulled off a U-turn in London or manoeuvred into an ultra-tight parallel parking spot, you’ll know why this feature makes the Twingo one of the best cars for London. 

3. Tesla Model 3

You don’t need to look hard to spot a Tesla Model 3 in the capital. This coveted car is a staple on London streets and for good reason. It’s packed with next-generation technology and delivers a huge range of up to 374 miles. Unlike other EVs, Tesla drivers enjoy access to London’s ultra-fast Supercharger network.

4. Peugeot e-208

Teslas are no longer the only EVs on London streets. Models like the Peugeot e-208 are turning heads for all the right reasons. Under the hood is an all-electric powertrain capable of delivering more than 215 miles on a single charge. This is enough to complete an entire lap of the M25 – three times! Best of all? You’ll beat the London Congestion Charge.

Charging infrastructure in London is always improving, making the Peugeot e-208 a clever choice for motorists. Looking to hot tail it out of the city on a Friday afternoon? Switch into sport mode for heightened speed and performance. You’ll be off the motorway and into the countryside in no time. This makes the e-208 one of the best cars for London motorists who love to escape the city.

5. Smart Fortwo Coupe

This picket-sized model shares the same base as the Renault Twingo, which means you’ll enjoy an excellent turning circle. Once again, a huge bonus for navigating the highly congested streets of London.

The spacious boot of the Smart Fortwo Coupe is ideal for transporting groceries from A to B or packing in luggage for a weekend escape to the country. Unlock even more room by folding down the passenger seat. The standard engine is more than capable of city driving, though we recommend upgrading to the turbocharged engine if you plan to hit the motorway regularly. 

6. Mini Countryman Plug-in Hybrid (PHEV)

The Mini Countryman PHEV is an eco-conscious take on the best-selling model. It’s not fully electric, but with CO2 emissions of between 40 and 46g/km, it sidesteps the London Congestion Charge. Electric range is approximately 30 miles – enough to get you from Wimbledon to Wembley and back. If you’re looking for a PHEV for short commutes, the Mini Countryman is one of the best cars for London. Safety is front of mind in this model. For example, the acoustic pedestrian protection projects an external noise when you’re driving in whisper-quiet EV mode.

7. Mitsubishi Outlander PHEV

Get behind the wheel of a Mitsubishi Outlander PHEV, one of the most popular hybrids in the UK. Enjoy all the benefits of an SUV, including an elevated driving position for superior visibility. The 13.8kWh battery promises almost 30 miles of all-electric range, perfect for London commuters. You have the petrol engine as a backup, so no need to worry about covering longer distances. Low CO2 emissions make the model exempt from the London Congestion Charge.

8. BMW 2 Series Active Tourer 225xe

Looking for a MPV that sidesteps the London Congestion Charge? The BMW 2 Series Active Tourer 225xe is one of the best large cars for London driving. This hybrid people carrier isn’t just spacious. It’s packed with city-friendly features like lane departure warnings, speed limit information and, best of all, parking assist technology. Whether you’re squeezing into a parallel spot in Chiswick or attempting a tight reverse park in Paddington, you’ll be glad you’re driving one of the best cars for London.

Heading to the M25? The BMW 2 Series Active Tourer 225xe takes you from zero to 62 mph in just under seven seconds. Drive in all-electric mode and you’ll get between 25 and 32 miles of emission-free miles. You’re free to enter London’s Ultra Low Emission Zone (ULEZ), making it ideal for commuters.

9. Mini Electric

Small and zippy, the Mini Electric is purpose-built for London life. It captures the fun and free-spirited vibe of the original 1959 model, with an eco-conscious spin. Behind the wheel you’ll enjoy a bright digital display and loads of clever driver-assist features. The 32kWh battery offers up to 145 miles on a single charge. Not ideal for longer road trips but perfect for driving around town. And yes, the electric engine means you’re exempt from the London Congestion Charge.

Find the right car loan for London driving

Want to secure the keys to one of the best cars for London? Use our purpose-built algorithm to calculate your car loan and find out how much you can borrow. Whether you’re looking for a brand-new Mini Electric or a used Audi A1 Sportback, our tailored car finance solutions can help you get behind the wheel of the best cars for London drivers.

Rates from 9.9% APR. Representative APR 12.4%

Evolution Funding Ltd T/A My Car Credit

My Credit Rating

Excellent

  • You are a home owner
  • You have been on the electoral role for a long period of time
  • You have current credit arrangements and mortgage with no defaults
  • You have no CCJs, credit arrears or missed payments
  • You rarely apply for credit
  • You are employed or self-employed

Good

  • You are on the electoral role
  • You are a home owner or long standing tenant
  • You have a stable employment history
  • You have current credit arrangements with occasional missed payments
  • You have no CCJs

Fair

  • You are or have recently been on the electoral role
  • You may have recently changed address
  • You may have occasional missed payments
  • You may have an old CCJ
  • You may have regularly applied for credit

Poor

  • You may have had frequent changes in address
  • You may not be traceable on the voters roll
  • You may have exceeded credit card limits
  • You may have missed payments on current agreements
  • You may have had a CCJ in the past

Bad

  • You may not be traceable on the voters roll
  • Your credit cards are over their limits
  • You have recent CCJs
  • You may have been refused credit elsewhere
  • You may be in a debt management plan
£

X monthly repayments of
£X

Typical rate

Loan amount

Total payable

X% APR*

£X

£X

*for illustration purposes only

No impact on your credit score*

Representative Example

Borrowing £7,500 at a representative APR of 12.4%, annual interest rate (fixed) 12.36%, 47 monthly payments of £196.44 followed by 1 payment of £206.44 (incl. estimated £10 option to purchase fee), a deposit of £0.00, total cost of credit is £1,939.12, total amount payable is £9,439.12.

Evolution Funding Limited, trading as My Car Credit, is a credit broker and not a lender.

Please ensure you can afford the repayments for the duration of the loan before entering into a credit agreement.

*Initial application is a soft search. Should you progress, some lenders may perform a hard search on your credit file.

Require more help?

Got a question you can’t find the answer to, or need some advice and guidance around taking out car finance? Our Car Credit Specialists are friendly, experienced, and here to help so get in touch today!

What are the Most Quiet Cars to Drive?

Red Tesla driving through the city

Whether you love chatting to your fellow passengers, enjoy listening to audiobooks or simply appreciate the sound of silence, whisper-quiet cars are a pleasure to drive. Keeping cabin noise to a minimum isn’t just about not having to raise your voice when talking to someone in the back seat, or struggling to hear your Google Maps directions. Quiet cars minimise stress levels and help you stay focused as you drive. Noise-free cabins are also a sign of thoughtful, well-constructed cars that prioritise the passenger experience, as well as performance.

How do experts determine the best quiet cars to drive? A scale called low noise, vibration and harshness (NVH) is used to rate cars and determine how quiet they are. Minimising these three factors is key when it comes to a smooth, noise-free ride.

Ready to find out more about the top quiet cars to drive? Read on as we spotlight the best quiet cars on the market. Designed to make your experience as relaxing and comfortable as possible, these models will impress you with their Zen interiors.

Mini Cooper Hatchback

An ultra-refined engine ensures the Mini Cooper Hatchback is amazingly quiet. Vibrations are minimal, which means you won’t feel much in the way of steering wheel or pedal tremors. Unless you really put your foot down, a muted hum is all you’ll hear on the road. Opt for 15 or 16 inch wheels and you’ll barely notice any wind noise. If you do upgrade to larger wheels, it’s worth investing in Variable Damper Control to keep noise levels down.

Ford Focus

The best-selling Ford Focus is a top performer when it comes to NVH levels. Despite its compact size, this model promises a smooth and quiet ride. Excellent suspension keeps the cabin serene, while tyre noise is modest even at high speeds. Upgrade to multi-link rear suspension for an even quieter experience.

Volkswagen eGolf

Looking for quiet cars to drive? Nothing compares to all-electric motors when it comes to a noise-free ride. Of all the EVs available on the British market, the Volkswagen e-Golf is one of the quietest. Yes, some other quiet cars perform better in terms of wind noise. But the e-Golf offers incredible performance when it comes to supressed road noise. If you’re looking for a compact city car that runs like a dream on the motorway, you’ll love the e-Golf.

BMW 5 Series Saloon

Even at high speeds, the BMW 5 Series Saloon makes light work of road and wind noise. No surprise really, seeing as it’s designed to cruise along German Autobahns, where speed limits are optional. Of course, NVH levels depend on what’s under the hood. The 540i petrol engine is the quietest option, while the six-cylinder 530d is a little louder but more powerful. Even the diesel-powered 520d model is quiet as a mouse. For the ultimate library-quiet experience, you can’t look past the plug-in hybrid BMW 530e iPerformance. Enjoy the soft whir of an electric motor and switch to the 2.0-litre petrol engine when the battery is low.

Range Rover Velar

Despite being powered by a beefy V6 petrol engine, the Range Rover Velar is surprisingly quiet. It’s practically silent when the engine is revving low, with noise increasing ever-so-slightly as you gain speed. This makes it one of the best quiet cars on British roads.

Audi A4 Saloon

A plush interior helps keep NVH levels to a minimum in the Audi A4 Saloon. There’s hardly any vibration in the cabin, despite a powerful engine under the hood. This makes it ideal for long journeys where comfort is a priority. The Audi Q5 midsize SUV is another top-performer when it comes to NVH levels. Acoustic glazing actively dampens wind noise, even when travelling at high speeds.

Mercedes-Benz S-Class

If you’re looking for luxury models with excellent NVH levels, the Mercedes-Benz S-Class delivers. Settle into the plush cabin and watch the scenery whiz by with zero distractions from road and wind noise. You don’t need to compromise with the S350d diesel model. This quiet car is just as discreet. Sporty models offer a little more oomph but keep noise to a minimum, especially if you switch into Comfort mode. 

Tesla Model S

Of all the Tesla models available, the Model S is one of the quietest. It’s mostly thanks to the all-electric engine, which purrs rather than roars. According to a recent behind-the-scenes video released by Tesla, revolutionary ‘Tesla Glass’ technology is the secret to its whisper-quiet cabins. The product is manufactured at the glass technology centre in Los Angeles and features a double-pane design with an internal dampening acoustic layer. As well as stifling outside noise, the glass protects passengers from harsh UV rays and comes with all the expected safety credentials.

Of course, the Model S isn’t the only option when it comes to Tesla. No matter what model you drive, expect very little in the way of noise and vibration. Some light whirring and a few beeps here and there are all you’ll hear when you’re behind the wheel of a Tesla.

Toyota Prius

The Toyota Prius is a British bestseller for a reason. As well as being one of the best-value mid-size hybrids on the market, the family-friendly car is incredibly quiet. They’re no longer offered new on the British market however you can snap up some amazing deals on second-hand models.

Securing car finance for quiet cars

Thinking about purchasing a new or second-hand vehicle and wondering how much car finance do I qualify for? Get up to speed on the process in our handy guide, then use our calculator to crunch your numbers. We’ll match your application with our trusted lenders and help you secure the best possible deal on car finance.  

Rates from 9.9% APR. Representative APR 12.4%

Evolution Funding Ltd T/A My Car Credit

My Credit Rating

Excellent

  • You are a home owner
  • You have been on the electoral role for a long period of time
  • You have current credit arrangements and mortgage with no defaults
  • You have no CCJs, credit arrears or missed payments
  • You rarely apply for credit
  • You are employed or self-employed

Good

  • You are on the electoral role
  • You are a home owner or long standing tenant
  • You have a stable employment history
  • You have current credit arrangements with occasional missed payments
  • You have no CCJs

Fair

  • You are or have recently been on the electoral role
  • You may have recently changed address
  • You may have occasional missed payments
  • You may have an old CCJ
  • You may have regularly applied for credit

Poor

  • You may have had frequent changes in address
  • You may not be traceable on the voters roll
  • You may have exceeded credit card limits
  • You may have missed payments on current agreements
  • You may have had a CCJ in the past

Bad

  • You may not be traceable on the voters roll
  • Your credit cards are over their limits
  • You have recent CCJs
  • You may have been refused credit elsewhere
  • You may be in a debt management plan
£

X monthly repayments of
£X

Typical rate

Loan amount

Total payable

X% APR*

£X

£X

*for illustration purposes only

No impact on your credit score*

Representative Example

Borrowing £7,500 at a representative APR of 12.4%, annual interest rate (fixed) 12.36%, 47 monthly payments of £196.44 followed by 1 payment of £206.44 (incl. estimated £10 option to purchase fee), a deposit of £0.00, total cost of credit is £1,939.12, total amount payable is £9,439.12.

Evolution Funding Limited, trading as My Car Credit, is a credit broker and not a lender.

Please ensure you can afford the repayments for the duration of the loan before entering into a credit agreement.

*Initial application is a soft search. Should you progress, some lenders may perform a hard search on your credit file.

Require more help?

Got a question you can’t find the answer to, or need some advice and guidance around taking out car finance? Our Car Credit Specialists are friendly, experienced, and here to help so get in touch today!

The Best New Cars for 2023: Top Brands and Trends

New Audi driving through forest

From all-electric models to rugged SUVs, 2023 is shaping up to be an exciting year for the auto industry. Read on as we roundup the best new cars for 2023 and what to expect from iconic manufacturers like Alfa Romeo, BMW, Fiat and more.

Audi A6 e-tron

Audi has embraced the EV movement and the A6 e-tron is the latest model to turn heads. The world first got a glimpse at the 2021 Shanghai Motor Show, and in 2023, the model is set to make an appearance on roads. Features to love include the sleek silhouette, powerful 100kWh battery and impressive range of up to 430 miles.

Fiat Panda EV

Affordable and eco-friendly, the new look Panda is more adorable than ever in 2023. The styling takes inspiration from the original 1980s version, which had a utilitarian aesthetic. The biggest change is the all-electric engine. There are also plans to launch a larger SUV version. No doubt both will emerge as favourites with Brits looking for entry-level EVs.

Alfa Romeo Giulia EV

While all-electric trailblazers like the Nissan Leaf will always have a special place in our hearts, brands like Alfa Romeo are taking the concept of zero-emissions to the next level. In 2023, the next-generation Alfa Romeo Giulia will step up as a genuine rival to luxury offerings like the Tesla Model 3. The all-electric saloon is one of the best new cars for 2023 and delivers a huge 500 miles of range. Under the hood is a ferocious motor with 800 volt architecture. Charge times are lightning fast, with the battery topped up to 80% in just 20 minutes.

BMW i5/5 Series

The game-changing 5 Series range will include an all-electric i5 version, plus ICE and PHEV options. The luxury executive saloon is now in its eighth generation and boasts some of the brand’s most ambitious upgrades yet. 

Honda Electric SUV

The e-SUV is the latest addition to Honda’s all-electric range. While little is known about this rugged new addition to the EV range, insiders reveal it walks the line between the HR-V crossover and Jazz supermini. Don’t expect Range Rover dimensions. This compact SUV draws inspiration from its pint-sized Honda E predecessor, making it a great option for city driving. It’s also packed with features designed to delight technophiles, making it one of the best new cars for 2023.

Honda CR-V

Geared towards families, the new Honda CR-V will move into its sixth generation in 2023. A rival to the best-selling Toyota RAV4, the new model will feature an eco-conscious hybrid system.

Jeep Wagoneer S

While Jeeps will always look good with mud-splattered tyres, the latest addition to the family has received a luxurious upgrade. The flagship SUV features a 592bhp electric motor that can accelerate from zero to 60mph in just 3.5 seconds. Don’t let trademark rugged features like grille bars and square wheel arches fool you. The Wagoneer S is suitably luxurious and steps up as a competitor to models like the Mercedes EQS SUV and BMW iX.

Kia EV4

The Kia EV4 follows in the footsteps of the wildly successful EV6. The fully-electric crossover will join the Kia family in 2023 and will feature a similar silhouette to the Sportage SUV. With 300 miles of range, it’s not a top-performing EV but it’s more than capable of getting you from A to B.

Kia EV9

Another exciting addition from Kia, the EV9 brings sharp lines, state-of-the-art tech and a spacious seven-seat cabin to the table. The large SUV body isn’t just for show. It’s been put through rigorous testing to ensure it’s capable of tackling tough terrain. The interior is luxurious yet minimalist, with a huge 27-inch-wide digital dashboard.

Dacia Bigster

With a starting price of £20,000, the Dacia Bigster offers incredible value for money. This chunky SUV may not have the prestige of models like the Range Rover Evoque and BMW X7, but it’s big on space, comfort and practicality. When it comes to bang for your buck, this is one of the top new cars for 2023.

Ford Mustang

The Ford Mustang is a cult classic, and in 2023, it’s due for an upgrade. Unlike other brands, the company has kept the powerful 5.0-litre V8 petrol engine, a move that’s sure to please a slew of motorists. The front end is more eye catching than ever and the interior has been refreshed with a 12.4-inch digital instrument display and advanced connectivity features. At the back, you’ll see the iconic tri-bar rear lights we all know and love. Choose from either a coupe or soft-top convertible.

Hyundai Ioniq 6

Sleek and streamlined, the Hyundai Ioniq 6 draws comparisons with luxury models like the Tesla Model 3, BMW i4 and Polestar 2. The first edition of the four-door saloon starts at £54,995 and features a dual motor. Though, in a move that’s sure to please Hyundai disciples, the launch will also include single motor models with a more affordable price point. Even better, range is estimated at 450 miles.

Mercedes-AMG C63 S E Performance

The Mercedes-AMG C63 S E Performance challenges everything you thought you knew about saloons. The V8 engine has been replaced by plug-in hybrid technology that delivers around 40.9mg and around eight miles of all-electric range. Perfect for running zero-emission errands! When you hit the highway, it’ll take you from zero to 62mph in just 3.4 seconds. Prices start at around £90,000.

Enjoy a new car in 2023 with car finance

With so many new cars for 2023 to look forward to, why not upgrade to a new set of wheels this year? Whether you’re eyeing up one of these exciting new models or browsing the second-hand market, car finance can help you secure your dream ride. Wondering how much car finance do I qualify for? Watch the video to get up to speed on the lending process, then use our car finance calculator to crunch the numbers.

Rates from 9.9% APR. Representative APR 12.4%

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Borrowing £7,500 at a representative APR of 12.4%, annual interest rate (fixed) 12.36%, 47 monthly payments of £196.44 followed by 1 payment of £206.44 (incl. estimated £10 option to purchase fee), a deposit of £0.00, total cost of credit is £1,939.12, total amount payable is £9,439.12.

Evolution Funding Limited, trading as My Car Credit, is a credit broker and not a lender.

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Top 10 Rural Cars for Countryside Driving

Range rover driving through countryside

Whether you’re cruising past flower-filled meadows, snaking your way along winding lanes or going completely off the grid, the British countryside is one of the most enjoyable places to drive. Sure, you can enjoy the scenery in any car. But certain models elevate your experience to the next level. So, what are the best rural cars for countryside driving? Read on for our roundup.

1. Range Rover SUV

While the iconic Range Rover SUV is eternally popular with urbanites, its true home is the great outdoors. From rocks and potholes to unexpected river crossings, there’s nothing this car can’t handle. Driver visibility is fantastic, making it easy to keep tabs on your surroundings. This is important in the countryside, where you’ll encounter a unique set of hazards.

The Range Rover SUV is built for muddy boots, but it doesn’t scrimp on luxury. Off-road capabilities are best-in-class thanks to the advanced Pivi Pro system. All-wheel drive improves traction on slippery terrain, while the rear-wheel steering system helps you maintain total control in the most challenging conditions.

2. Ford Fiesta

You don’t need a rugged SUV to head to the countryside. Compact vehicles like the Ford Fiesta are more than capable of navigating country roads. The budget-friendly supermini isn’t just affordable. It’s surprisingly comfortable for longer rides. Think you might want to venture off the beaten track? Upgrade to the Fiesta Active to unlock extra clearance and a suite of offroad-friendly features.

3. Mazda MX-5

If you’re more into high teas at country estates than wild camping, you’ll love the Mazda MX-5. Sporty by nature, this sleek and streamlined model is one of the best rural cars for style-conscious motorists. It’s got plenty of class but is tough enough to get you down muddy country roads with ease. The driver’s seat is low to the ground, giving it a sporty feel. Choose the fabric-roof convertible version to make the most of the summer sunshine.

4. Porsche 718 Cayman

Now we’ve dabbled in sports cars, let’s take things one step further with the Porsche 718 Cayman. If budget is no obstacle, this is the ultimate set of wheels for country driving. The supercharged four-cylinder engine delivers almost 300bhp and can take you from zero to 62mph in just over five seconds. Needless to say, this makes getting from A to B an absolute pleasure. Quiet country roads are the perfect place to let the car flex its muscles.

5. MINI Countryman

The name says it all really. This nifty SUV is one of the best rural cars on the market. It builds on the much-loved MINI design with a spacious interior, excellent ground clearance and fantastic handling. There’s a big improvement in traction, making this model ideal for tough driving conditions. Clever features like Dynamic Stability Control provide intuitive braking when things get hairy. At the rear is a cavernous 450-litre boot that can be extended to 1390 litres with the back seats folded flat. There’s more than enough space for camping gear, suitcases, furry friends and more.

6. BMW X3 

Luxury meets capability in the BMW X3. Smooth suspension and excellent traction make this ultra-capable SUV well suited to countryside driving. Even better, it can tow up to 2600kg. Perfect for if you have a trailer or small caravan. Twists, turns and hairpin bends are a cinch thanks to the xDrive all-wheel-drive system. And of course, as it’s a BMW, there’s luxury everywhere you look.

7. Audi Q7

Powerful yet luxurious, the Audi Q7 is one of the best rural cars for adventurous drivers. With up to seven seats, it’s well-suited to families looking for a good balance of space and comfort. The 865-litre boot is enormous so there’s no need to stress about overpacking. Engage all wheels using the quattro four-wheel drive system and tow up to 3500kg with ease. With a stellar NCAP rating of five stars, safety is front and centre.

8. RAV4 

Capable and reliable, the RAV4 has been winning over British motorists for years. If you want to keep your emissions as low as possible, the RAV4 Plug-in Hybrid is an eco-conscious choice. The combination of a 2.5 litre petrol engine and hybrid powertrain technology offers total peace of mind when it comes to range. With rural cars like this, you won’t need to think twice about setting off on an adventure to remote destinations like the Isle of Skye or Snowdonia National Park.

9. Suzuki Ignis

If you’re looking for an SUV that’s compact and affordable, the Suzuki Ignis is a savvy choice. It may not be as sleek as models like the Range Rover, but it gets the job done. Throw in a few upgrades and you can enjoy features like wheel arch extensions, roof racks and 4WD functionality. You’ll be flying over potholes with ease. As for space… The boxy silhouette makes the most of every inch. There’s plenty of room for four adults, plus all your outdoor gear.

10. Dacia Duster

The tough as nails Dacia Duster is right at home on country roads. It offers an impressive 210mm of ground clearance, as well as four-wheel drive functionality for when terrain gets tough. It may not be the most luxurious SUV on the market but when it comes to performance, the Dacia Duster punches above its weight. This makes it one of our top picks for rural cars.

Car financing for rural cars

Got John Denver stuck in your head? We don’t blame you! With so much to see, do and experience, why not head to the British countryside for your next getaway? If you’re thinking about upgrading your wheels, our car loan APR estimator is a great place to start.

Use our custom-built car finance calculator to crunch your numbers and figure out how much you can borrow when shopping for rural cars. It’s a clever way to stretch your down deposit further and ensure your country getaway is as comfortable, safe and luxurious as possible. 

Rates from 9.9% APR. Representative APR 12.4%

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X monthly repayments of
£X

Typical rate

Loan amount

Total payable

X% APR*

£X

£X

*for illustration purposes only

No impact on your credit score*

Representative Example

Borrowing £7,500 at a representative APR of 12.4%, annual interest rate (fixed) 12.36%, 47 monthly payments of £196.44 followed by 1 payment of £206.44 (incl. estimated £10 option to purchase fee), a deposit of £0.00, total cost of credit is £1,939.12, total amount payable is £9,439.12.

Evolution Funding Limited, trading as My Car Credit, is a credit broker and not a lender.

Please ensure you can afford the repayments for the duration of the loan before entering into a credit agreement.

*Initial application is a soft search. Should you progress, some lenders may perform a hard search on your credit file.

Require more help?

Got a question you can’t find the answer to, or need some advice and guidance around taking out car finance? Our Car Credit Specialists are friendly, experienced, and here to help so get in touch today!

Top 10 Small Beginner Cars for New Drivers

Red Ford Fiesta

From navigating traffic-choked streets to squeezing into small parking spots, driving poses a range of challenges for new motorists. This is where small beginner cars really step up. Compact and easy to handle, small cars are a great way to gain confidence behind the wheel. Not to mention save on petrol and reduce your environmental footprint.

There’s plenty to love about small beginner cars, which is why we’ve put together a list of our favourite models below. From budget-friendly options to luxury models, there’s something for everyone in our roundup.

1.   Ford Fiesta

With compact styling, easy handling and loads of extras, it’s no surprise the Ford Fiesta is one of the best-selling small beginner cars in Britain. The model has been in production since the 1970s, which means you’ll find plenty of options on the second-hand market.

That said, it’s hard to look past the latest generation of Ford Fiestas. Features like an ultra-modern digital instrument cluster with interactive controls take your driving experience to the next level. Even better are the eco-friendly credentials offered by the Ford Fiesta. Advanced EcoBoost Hybrid PowerShift technology improves fuel economy, slashes CO2 emissions and makes the Ford Fiesta one of the best small beginner cars for eco-conscious drivers. Performance is particularly impressive in the stop/start traffic that often plagues major cities.

2.   Volkswagen Polo

Small but mighty, the Volkswagen Polo is one of the top small beginner cars. It’s packed with intelligent technology to make your journey as smooth and stress-free as possible. A digitalised cockpit streamlines the dashboard and makes it easy to keep tabs on your speed, mileage and petrol usage.  

Night driving can be intimidating for new drivers, which is what makes the revolutionary IQ.LIGHT Matrix LED headlight technology of the Volkswagen Polo so appealing. This innovative feature means you can drive with your full beams permanently switched on, without blinding other drivers.

3.   Nissan Micra

The name says it all. The Nissan Micra boasts ultra-compact dimensions, yet still manages to offer a surprisingly spacious interior. Perfect if you’re looking for small beginner cars that are easy to drive, park and manoeuvre through traffic. The latest models are available with both manual and automatic transmission. Just take your pick.

4.   Hyundai i10

Affordable and reliable, the Hyundai i10 is a firm favourite on our roundup of the best small beginner cars. This model is compact enough for city driving but comfortable enough to take on road trips and other adventures.

5.   MINI

The MINI is a cult classic and remains one of the most coveted small beginner cars. From George Harrison and Kate Moss to Steve McQueen and Rowan Atkinson, the MINI has celebrity status, without the sky-high price tag of luxury models. As a beginner driver, you’ll love the responsive “go-kart handling” and zippy feel.

The latest all-electric MINI has rave reviews and is a great option for eco-minded new drivers. Or if you’re looking for something really fun, consider an open-top MINI Convertible.

6.   SEAT Ibiza

The best-selling SEAT Ibiza has been one of the best small beginner cars since it launched in the 1980s. The Spanish manufacturer has done a fantastic job of updating the model over the decades and ensuring it continues to appeal to modern motorists. The latest models will impress you with its innovative design and features, including driver assist technology.

This small beginner car is classed as a supermini, which means it’s a fusion of a hatchback and a city vehicle. There’s enough space to comfortably accommodate two adults and luggage, or a furry friend if that’s how you roll.

7.   Skoda Fabia

Comparable to the Ford Fiesta, the Skoda Fabia has well and truly earned its place in our small beginner cars hall of fame. An affordable price point and great fuel economy makes this model a solid choice for new motorists.

8.   Nissan LEAF

When it comes to autonomous driving, Nissan offers some of the best tech in the business. The brand’s advanced ProPilot system treats you to features like lane-keeping assist, automatic emergency braking and adaptive cruise control. For new drivers, this type of technology is invaluable.

According to Nissan, the technology “significantly reduces driver stress when driving on highways in several kinds of traffic conditions, making long drives more comfortable and enjoyable.”

Take advantage of autonomous parking and your vehicle will literally park itself. This makes the LEAF one of the best small beginner cars for urban motorists.

9.   Volkswagen Up

Forever a favourite, the Volkswagen Up wins over new drivers with next-gen features and fun trim options. The compact design doesn’t mean you have to compromise on storage space, with the roomy boot easily fitting everything from strollers to suitcases.  

10.  Audi A1 Sportback

From lane departure warnings to park assist, the Audi A1 Sportback offers incredible autonomous driving technologies. Like ProPilot from Nissan, these can be a huge help to new drivers. We especially love that the park assist helps you exit tight spaces, as well as slide into them. Genius. Consider car finance options and getting behind the wheel of a luxury vehicle like an Audi A1 Sportback is easier than you think.

Get behind the wheel of the best small beginner cars

Are you a new driver browsing small beginner cars? Whether you’re shopping in manufacturer showrooms or hunting for bargains in the second-hand market, we can help stretch your budget further with top-notch car finance options.

The first step is to calculate your car loan with our simple and easy-to-use calculator. This will give you a good idea of how much you can borrow and what your repayment schedule and amounts will look like. We match your application with loans from one of the largest lending panels in the UK. This not only maximises your chances of approval but ensures you secure the best deal on car finance, no matter what your credit score. Get in touch today to chat to a friendly team member and secure the keys to your dream small beginner car.

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Typical rate

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Total payable

X% APR*

£X

£X

*for illustration purposes only

No impact on your credit score*

Representative Example

Borrowing £7,500 at a representative APR of 12.4%, annual interest rate (fixed) 12.36%, 47 monthly payments of £196.44 followed by 1 payment of £206.44 (incl. estimated £10 option to purchase fee), a deposit of £0.00, total cost of credit is £1,939.12, total amount payable is £9,439.12.

Evolution Funding Limited, trading as My Car Credit, is a credit broker and not a lender.

Please ensure you can afford the repayments for the duration of the loan before entering into a credit agreement.

*Initial application is a soft search. Should you progress, some lenders may perform a hard search on your credit file.

Require more help?

Got a question you can’t find the answer to, or need some advice and guidance around taking out car finance? Our Car Credit Specialists are friendly, experienced, and here to help so get in touch today!

The Best of Both Worlds: Top 10 Fast Family Cars

Range Rover in Autumn
Starting a family doesn’t have to mean switching down a gear when it comes to your car. On the contrary, you’ll be amazed at how many auto manufacturers offer family-friendly cars with track-inspired features. Read on as we spotlight the top 10 family cars that are fast, with options for every budget. And yes, you can absolutely strap a kid’s car seat into the back of a Porsche!

1. Volkswagen Golf R

The Volkswagen Golf R may be small, but it packs a punch underneath the compact body. Under the hood is a monstrous TSI engine that will take you from 0 to 62 mph in under five seconds. Wherever you need to be, the Volkswagen Golf R will get you there fast.

You won’t want to hit the top speed of 155 mph with the kids in the back seat, but you can definitely put this model through its paces on an adults-only drive. The 4MOTION all-wheel drive system offers lots of traction and control, while an impressive 977 litres of cargo capacity (including the boot and rear seats) offers plenty of room for all your luggage.

2. Porsche Taycan

If budget isn’t a barrier, it’s hard to look past the Porsche Taycan as one of the best family cars that are fast. We love the 4 Cross Turismo model, which combines sporty styling with a spacious interior and an extra-large boot. The powerful engine propels the car from 0 to 62 mph in a little over five seconds, so you’ll want to make sure your shopping is secure before you set off.

3. Mercedes AMG E-Class Saloon

If you’re looking for speed, the Mercedes AMG E-Class Saloon will knock your socks off with acceleration of 0 to 62 mph in just 3.4 seconds. It’s all thanks to a huge 612 horsepower engine designed to unleash serious power. Don’t worry, there are plenty of practical features packed into this beast.

The MBUX infotainment system makes getting from A to B a cinch. Perfect for if your Saturday morning involves trips to various different sports fields! Whether your kids insist on The Wiggles or Little Mix, the Burmester® surround sound system will make them sound incredible.

4. Audi RS6 Avant

The high-performance Audi RS6 Avant has well and truly earned its place on our countdown of the best family cars that are fast. From music lessons to football games, the 4.0-litre V8 twin-turbo TFSI engine will get you there in double time. To be more specific, you can hit 0 to 62mph in 3.6 seconds. Fold down the rear seats and you can unlock a huge 1680 litres of luggage capacity.

5. Mercedes-AMG A35 4MATIC

This sleek model combines design, performance and, you guessed it, family-friendly features. With a 421 horsepower engine and a top speed of 168 mph, it’s basically a supercar you can do the school run in. One thing’s for sure, it’ll definitely get heads turning as you pull up at the gate.

6. BMW M5 Competition

When it comes to performance saloons, it’s hard to look past the BMW M5 Competition. The outrageous BMW M TwinPower Turbo 8-cylinder petrol engine packs in a huge 625 horsepower and 750 Nm of torque. As well as being a great family car, it can get you from 0 to 62mh in a mere 3.3 seconds.

7. Audi e-tron GT Quattro

Powered by the same electric motor and battery as similar Porsche models, the Audi e-tron GT is more track-inspired than you might think. You’ll get from 0 to 62mph in just over four seconds. The spacious interior is perfect for growing families, making this one of the best family cars that are fast.

8. Citroën ë-SpaceTourer Electric

On the hunt for an electric MPV that ticks all the boxes? With space for nine people, the Citroën ë-SpaceTourer Electric offers enough space for your whole family, plus furry friends and extra luggage. It’s packed with safety features, making it a top choice for eco-conscious families.

Now let’s talk about speed. It doesn’t exactly offer the same lightning-fast acceleration times as other models in this roundup of family cars that are fast. But it is more than capable of maintaining speeds of 80mph. When you consider the size of this model, that’s a pretty impressive feat. Even better, you’ll enjoy a benchmark range of 136 miles. This makes it great for longer trips with the family.

9. BMW Alpina D3 S

If you love the idea of a family-friendly diesel car that doesn’t compromise on speed, you’ll adore the BMW Alpina D3 S. The Touring version is perfect for fast-paced families, with loads of storage space and a top speed of 168 mph. Put your foot down and you can take this model from 0 to 62mph in just 4.8 seconds. In just over 18 seconds you can hit 124mph – though, of course, not with little ones in the back seats!

10. Range Rover Sport SVR

Marketed as one of the fastest Range Rovers of all time, this model delivers big power from its 5.0 litre V8 engine. The muscular design immediately captures attention, with superior handling making it great for city driving and longer trips.

And let’s not forget performance. The supercharged engine brings a huge 575 horsepower to the table. Pair this with a top speed of 176mph and acceleration of 0 to 60mph in 4.3 seconds and the Range Rover Sport SVR is essentially a race car disguised as an SUV.

These family cars that are fast prove that family life doesn’t mean you have to slow down the pace. Ready to upgrade your tired estate car and get behind the wheel of something a little more exciting? Use our car finance loan repayment calculator to crunch the numbers and see how far your budget can take you. Whether you’re shopping for a second-hand MPV or a shiny new Range Rover straight from the showroom, we can help you pile your family into your dream car.

Rates from 9.9% APR. Representative APR 12.4%

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£

X monthly repayments of
£X

Typical rate

Loan amount

Total payable

X% APR*

£X

£X

*for illustration purposes only

No impact on your credit score*

Representative Example

Borrowing £7,500 at a representative APR of 12.4%, annual interest rate (fixed) 12.36%, 47 monthly payments of £196.44 followed by 1 payment of £206.44 (incl. estimated £10 option to purchase fee), a deposit of £0.00, total cost of credit is £1,939.12, total amount payable is £9,439.12.

Evolution Funding Limited, trading as My Car Credit, is a credit broker and not a lender.

Please ensure you can afford the repayments for the duration of the loan before entering into a credit agreement.

*Initial application is a soft search. Should you progress, some lenders may perform a hard search on your credit file.

Require more help?

Got a question you can’t find the answer to, or need some advice and guidance around taking out car finance? Our Car Credit Specialists are friendly, experienced, and here to help so get in touch today!

Should I Buy an Audi?

Bonnet of an Audi
When it comes to prestige, it’s hard to compete with Audi. The German automotive manufacturer is synonymous with luxury and has been producing high-end vehicles since 1909. For most people, the answer to “should I buy an Audi” is a resounding “yes”. Of course, there are several factors to consider when shopping for a new car, including important things like budget, lifestyle and personal preferences.

So, if you’re asking, “should I buy an Audi”, read on as we explore some of the reasons why we love Audi, as well as some tips to help you get behind the wheel of a luxury vehicle faster.

“Should I buy an Audi?” – Key benefits to consider

Sleek silhouettes

From the athletic lines of the A7 Sportback to the streamlined curves of the A5 Cabriolet and the elegant exterior of the S5 Coupé, Audi has mastered the art of sleek silhouettes. If you’re looking for a car that delivers on sex appeal, you can’t go wrong with Audi. Even practical and family-friendly models, like the S6 Avant, elevate the classic estate silhouette to the next level with sporty lines, slanted rear windows and a slick front spoiler.

More than a century of expertise

Audi has been manufacturing luxury vehicles since 1909. This means when you get into the driver’s seat of an Audi, you’re taking advantage of more than a century of expertise. If you’re wondering “should I buy an Audi”, 100+ years of experience should help justify your decision.

Unparalleled luxury

Yes, there’s no denying the appeal of bestsellers like the Vauxhall Corsa, Nissan Qashqai and Kia Sportage. But for a next-level driving experience, Audi leaves these models in the dust. Whatever model takes your fancy, you can be sure it’s packed with luxury features.

“So, should I buy an Audi like the A3 Sportback?” As well as incredible performance capabilities and best-in-class safety features, Audi treats drivers to luxe interiors and state-of-the-art technology. Take the best-selling Audi A3 Sportback, for example. Depending on which trim level you choose, expect to see opulent features like a stitched dashboard, leatherette armrests, built-in LED vanity mirrors, birch wood inlays and an immersive Bang & Olufsen Sound System. Advanced driver assistance technology and GPS navigation systems make getting from A to B an absolute pleasure.

Exclusivity

Set to hit the market in September, the updated Audi RS4 Competition sets a new standard for luxury. “Should I buy an Audi with limited edition status?” Well, the RS4 is packed with performance-enhancing features, including a sports exhaust, 20-inch alloy wheels, coilover suspension and a sleek carbon matte finish on the mirror casings, air intakes and front and rear splitters. Under the hood, updated transmission software boosts power and allows the 2.9-litre V6 petrol engine to accelerate from 0-62 mph in just 3.9 seconds.

In a recent announcement, Audi confirmed that just 75 of the exclusive new Audi RS4 Competitions will be available in the UK. Keeping production numbers low allows Audi to maintain its aura of exclusivity. The models will be priced at just over £84,000, putting them well into the ‘luxury’ price range. Audi UK director Andrew Doyle says the model is “track focused” and designed to offer drivers a race-inspired experience. 

“As the successor to the seminal RS 2 Avant, which rewrote the rule book for the traditional estate car, the RS 4 has been a milestone model in our range for well over two decades,” says Doyle. “With every evolutionary step over the years, it has cemented our eminent position in the segment even more firmly, and this new Competition version with its elevated performance and exclusivity definitely continues that trend.”

All-electric options

Electric cars are the transport of the future and Audi has raised the bar when it comes to EV technology. The manufacturer is on-track to be 100% CO₂ neutral by 2050 and currently offers an impressive range of fully electric and plug-in hybrid models.

“Should I buy an Audi EV?” If you’re looking for a fully electric car, you’ll love the e-tron range, powered by battery-run motors. With a range of 200 – 320⁴ for the Sportback and 195 – 314⁴ miles for the SUV, the Audi Q4 e-tron delivers on performance and eco credentials. If you want options, Audi’s plug-in hybrid vehicles combine a traditional combustion engine with an electric motor. There are some great grants and incentives currently available in the UK, which makes getting behind the wheel of an electric Audi more attainable than ever.

How to get behind the wheel of an Audi faster

Audis are unapologetically luxurious and come with a price tag to match. Understandably, not all motorists can afford to purchase a new Audi outright. But that doesn’t mean it’s not possible to secure the keys to a luxury Sportback or e-tron. Below, we cover some expert tips to help you get behind the wheel of an Audi, without breaking the bank.   

Consider a pre-owned Audi

There’s plenty to love about owning an Audi. But one thing’s for sure, these luxury vehicles come at a cost. If you love the idea of driving an Audi but don’t have the budget to splurge on a new vehicle, buying second-hand can be a great option.

Are you asking yourself, “should I buy an Audi second hand?” Well, with a good amount of research and access to platforms like My Car Search, it’s easy to track down a pre-owned Audi in showroom-worthy condition. All dealers are carefully vetted for status with the Financial Conduct Authority (FCA). This means you can buy a pre-owned Audi with total peace of mind.

Take advantage of car finance

Whether you’re buying new or used, car finance is a fantastic way to absorb the cost of an Audi. Instead of purchasing the vehicle outright, car finance allows you to spread payments over several years. This mitigates the financial stress of purchasing a new car outright.

Find affordable car financing through My Car Credit

Thinking of buying an Audi? Use our car loan approval calculator to crunch the numbers and see how far your budget can take you.

Alternatively, if you have any further questions about our services, get in touch with our friendly team today.

Rates from 9.9% APR. Representative APR 12.4%

Evolution Funding Ltd T/A My Car Credit

My Credit Rating

Excellent

  • You are a home owner
  • You have been on the electoral role for a long period of time
  • You have current credit arrangements and mortgage with no defaults
  • You have no CCJs, credit arrears or missed payments
  • You rarely apply for credit
  • You are employed or self-employed

Good

  • You are on the electoral role
  • You are a home owner or long standing tenant
  • You have a stable employment history
  • You have current credit arrangements with occasional missed payments
  • You have no CCJs

Fair

  • You are or have recently been on the electoral role
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Poor

  • You may have had frequent changes in address
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  • You may have exceeded credit card limits
  • You may have missed payments on current agreements
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Bad

  • You may not be traceable on the voters roll
  • Your credit cards are over their limits
  • You have recent CCJs
  • You may have been refused credit elsewhere
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£

X monthly repayments of
£X

Typical rate

Loan amount

Total payable

X% APR*

£X

£X

*for illustration purposes only

No impact on your credit score*

Representative Example

Borrowing £7,500 at a representative APR of 12.4%, annual interest rate (fixed) 12.36%, 47 monthly payments of £196.44 followed by 1 payment of £206.44 (incl. estimated £10 option to purchase fee), a deposit of £0.00, total cost of credit is £1,939.12, total amount payable is £9,439.12.

Evolution Funding Limited, trading as My Car Credit, is a credit broker and not a lender.

Please ensure you can afford the repayments for the duration of the loan before entering into a credit agreement.

*Initial application is a soft search. Should you progress, some lenders may perform a hard search on your credit file.

Require more help?

Got a question you can’t find the answer to, or need some advice and guidance around taking out car finance? Our Car Credit Specialists are friendly, experienced, and here to help so get in touch today!

What are the Best Cars for Young Professionals?

Young professional going to work

While a second-hand Fiat Panda or a banged-up Hyundai i10 may have served you well during your student days, eventually you’ll be in a position to upgrade. If you’re no longer struggling to stretch your student loan as far as possible, you’ll love our countdown of the best cars for young professionals. Featuring vehicles for every budget, our list is cherry-picked to meet the needs of working Brits aged between 20 and 40.

BMW 1 Series

Launched in 2004, the BMW 1 Series is a luxury small hatchback with sporty lines and high-end features. If you’ve always dreamed of owning a “beamer”, this is a fantastic entry-level model. The latest 2019 edition will delight you with a modern silhouette, sporty suspension and sumptuous interior that feels worlds away from your university days. Under the hood is a powerful engine that will literally leave your dinky student car in the dust. With style and speed on the table, this is one of the best cars for young professionals.

The model is now in its third generation, meaning it’s relatively easy to purchase a BMW 1 Series second-hand. This can be a great option for young professionals who want to get behind the wheel of a BMW without absorbing the showroom price tag. If you’ve just been allocated a dedicated parking space at the office, the BMW 1 Series will do it justice. 

Audi A1 Sportback

Connectivity takes centre stage in the Audi A1 Sportback. If you’re the kind of young professional who loves to get their hands on the latest smartphone the day it drops, you’ll love this slick little hatchback. From the outside it looks deceptively small, with track-inspired lines and a low-sitting grille. Inside, you’ll be amazed by the generous dimensions and feeling of spaciousness.

The next-generation infotainment system is a highlight, with features like an 8.8-inch digital touch screen and high-res digital instrument cluster designed to make you feel in sync with your car. The latest voice control software makes it easy to call the shots in the driver’s seat. Speaking of which, agile handling makes the Audi A1 Sportback one of the best cars for young professionals. If you tend to run into traffic on the daily commute, responsive steering makes it easy to switch lanes, overtake and manoeuvre into tight parking spots.

Volkswagen Golf

The Volkswagen Golf is a beloved classic and one of the best cars for young professionals by a long shot. First launched in the 1970s, the model is now in its 7th generation and going strong. It may not be the snazziest car on our list but if you value reliability, it’s a great pick.

The Golf’s compact size makes it a winner in urban settings. It’s great for darting through traffic and squeezing into parallel parking spaces, with enough power to make motorway driving a pleasure.  

Jaguar XJ 

When it comes to iconic British-made vehicles, it’s hard to look past the Jaguar XJ. Favoured by royals, celebrities and politicians, this flagship model was first launched in 1968 and turned heads with its elegant silhouette, spacious interior and luxe extras like wood trim and leather seats.

The model was completely reimagined in 2010. So, if you’re looking for a second-hand Jaguar XJ, we’d recommend looking for vehicles produced in 2010 or later. Expect to pay around £15,000 or less for a Jaguar XJ manufactured in the early 2010s. The next generation was launched in 2015, meaning you can expect more advanced features and a higher price.

Tesla Model S 

Young Brits are passionate about tackling climate change and minimising their environmental footprints. This wins the all-electric Tesla Model S a place on our countdown of the best cars for young professionals. Luxurious and eco-friendly, this model can take you more than 240 miles on a single charge. If you travel a lot for work, the Tesla Model S brings down your carbon footprint. With zero engine noise to speak of, your daily commute will feel like a dream.

Porsche 718 Boxter

Nothing spells “success” like a Porsche convertible. There’s plenty to love about the 718 Boxter, including a top speed of 170mph and acceleration of 0-62mph in 5.1 seconds. Strapped into the driver’s seat, you’ll feel like you’re flying to the office.

Don’t work too hard though. The Porsche 718 Boxter is made for fun. On the weekends, you’ll love folding down the fully automatic fabric hood, stashing your bags in the spacious luggage compartments and hitting the road. If you’re looking for the best cars for young professionals for work and play, the Porsche 718 Boxter is a discerning choice. Browse the pre-owned market and you can score some incredible deals on models from Porsche and other luxury manufacturers.

Get behind the wheel of the best cars for young professionals

Seen something you like on our countdown of the best cars for young professionals? We don’t blame you. With models like the BMW 1 Series, Tesla Model S and Porsche 718 Boxter, this list is drool-worthy to say the least. Best of all, most models fall well within reach of young professional salaries, especially if you’re willing to consider second-hand vehicles. 

Of course, your budget will depend on the size of your income stream and other factors, including your down deposit, loan amount and preferred repayment terms and credit score. All these factors will help determine what calibre of car loan and Annual Percentage Rate (APR) you’re eligible for.

We make how to work out APR on a car loan easy with a purpose-built calculator. Simply punch in your numbers and let the algorithm do the rest. When you have a better idea of your budget, you can supercharge your career and start shopping for your dream car.

Rates from 9.9% APR. Representative APR 12.4%

Evolution Funding Ltd T/A My Car Credit

My Credit Rating

Excellent

  • You are a home owner
  • You have been on the electoral role for a long period of time
  • You have current credit arrangements and mortgage with no defaults
  • You have no CCJs, credit arrears or missed payments
  • You rarely apply for credit
  • You are employed or self-employed

Good

  • You are on the electoral role
  • You are a home owner or long standing tenant
  • You have a stable employment history
  • You have current credit arrangements with occasional missed payments
  • You have no CCJs

Fair

  • You are or have recently been on the electoral role
  • You may have recently changed address
  • You may have occasional missed payments
  • You may have an old CCJ
  • You may have regularly applied for credit

Poor

  • You may have had frequent changes in address
  • You may not be traceable on the voters roll
  • You may have exceeded credit card limits
  • You may have missed payments on current agreements
  • You may have had a CCJ in the past

Bad

  • You may not be traceable on the voters roll
  • Your credit cards are over their limits
  • You have recent CCJs
  • You may have been refused credit elsewhere
  • You may be in a debt management plan
£

X monthly repayments of
£X

Typical rate

Loan amount

Total payable

X% APR*

£X

£X

*for illustration purposes only

No impact on your credit score*

Representative Example

Borrowing £7,500 at a representative APR of 12.4%, annual interest rate (fixed) 12.36%, 47 monthly payments of £196.44 followed by 1 payment of £206.44 (incl. estimated £10 option to purchase fee), a deposit of £0.00, total cost of credit is £1,939.12, total amount payable is £9,439.12.

Evolution Funding Limited, trading as My Car Credit, is a credit broker and not a lender.

Please ensure you can afford the repayments for the duration of the loan before entering into a credit agreement.

*Initial application is a soft search. Should you progress, some lenders may perform a hard search on your credit file.

Require more help?

Got a question you can’t find the answer to, or need some advice and guidance around taking out car finance? Our Car Credit Specialists are friendly, experienced, and here to help so get in touch today!