Best Car for Commuting: 10 Top Picks

Car lights at night

Whether your commute lasts 10 minutes or an hour plus, a well-appointed car can completely transform your commute. At My Car Credit we’re committed to helping Brits choose the best cars for their needs, which is why we’ve put together this best car for commuting roundup. From fuel efficient superminis to luxury saloons, we’ve cherry-picked cars for every commuter.

1. Citroen Ami – Best Innovator

Looking for an all-electric commuter car that won’t break the bank? The Citroen Ami isn’t just one of the most affordable EVs in the UK. It’s also one of the best-priced cars, period. Prices start at just under £8,000 which makes the model incredible value for money.

Yes, it comes with a bit of a catch. It’s technically an electric quadricycle and cleverly marketed as a mobility solution, as opposed to an EV. But that doesn’t stop it from being one of our best car for commuting picks. Powered by a 5.5kWh battery, this pocket rocket can reach speeds of up to 28mph and offers up to 46 miles of range on a single charge. An impressive turning circle of just 7.2 metres makes pulling off tight urban manoeuvres a cinch. Even better, it charges in just four hours.

2. Skoda Superb Estate – Best Hybrid

The Skoda Superb Estate is an eco-conscious hybrid model that’s made our best car for commuting roundup. The plug-in hybrid version offers around 40 miles of electric range – more than enough for longer commutes. If you need to drive further the petrol engine kicks in and gets you there. In terms of design, the Skoda Superb Estate is sleek enough to feel at home in the city and spacious enough for family road trips.

3. BMW i3 – Best Luxury EV

Compact yet luxurious, the BMW i3 is has earned its place on our best car for commuting list. The 170hp electric motor delivers instant power, making it easy to accelerate on the motorway or switch lanes in a pinch.

Behind the body is a sleek interior featuring luxe, eco-friendly materials like eucalyptus wood. A clean and uncluttered dash makes it easy to focus when you’re navigating city traffic. Enjoy up to 160 miles of range and at-home charging costs of around £6. Buy new or pick up a second-hand BMW i3 for under £30,000.

4. Ford Focus – Best Value for Money

Reliable and affordable, it’s hard to beat the Ford Focus when it comes to value for money. If you’re looking for a commuter car that will get you from A to B without a fuss, you can’t go wrong with this zippy model. Now in its fourth generation, this British bestseller comes in a variety of petrol and diesel options, as well as hybrid option for those looking to slash CO2 emissions.

5. Nissan Juke – Best Head Turner

Some motorists like to blend in on the roads and others love to turn heads. If you fall into the latter category, you’ll swoon over the Nissan Juke. This SUV stands out with a boxy design and unique styling. Enjoy unsurpassed visibility thanks to the high driving position and loads of tech like an interactive touchscreen media system and Bluetooth connectivity for higher trim levels. The Juke was reinvented in 2019 which means there are plenty of deals to be had for past-generation models.

6. Tesla Model 3 – Best EV

With impressive range of up to 374 miles, the Tesla Model 3 is ideal for commutes and road trips alike. Skip the forecourt and cruise straight to the office, with zero congestion zone charges. The electric drivetrain is whisper-quiet on the motorway and practically purrs along urban streets.

Tesla has packed the Model 3 with advanced driver-assist technology which makes it the best car for commuting after a long day at work. When your focus starts to slip, the Model 3 has your back. Use your car for work and play? Boot capacity of 425 litres makes the Tesla Model 3 a practical choice for weekends away. Pack it with everything from butter-soft leather weekender bags to back-to-basics camping gear.

7. Audi A6 – Best Luxury Saloon

Audi has once again mastered the art of understated luxury in the A6. You’ll feel pleased as punch pulling up to the office in this upmarket saloon. Choose the petrol-powered hybrid model and you’ll enjoy just over 30 miles of electric range in a single trip. If you want a vehicle that combines the flexibility of petrol with the environmental and cost-saving credentials of EV technology, the Audi A6 is one of the best cars for commuting.

8. BMW 5 Series – Best Driver Experience

Transition from the city to the countryside with ease in the BMW 5 Series. The executive saloon is now in its eight generation and classier than ever. It’s sleek, sporty and boasts all the signature design elements that BMW drivers covet. Think an extended wheelbase, oversized bonnet and fluid roof silhouette. The infotainment system is unrivalled and makes the daily commute a pleasure.

9. Kia Sportage – Best Allrounder

SUVs are incredibly practical for weekends but can be a headache when it comes to city driving. The Kia Sportage is the perfect compromise, with a compact design that offers all the space and power of an SUV, without the extra bulk. It’s relatively affordable to run and offers excellent MPG numbers considering its status as a mid-sized SUV. As well as commuting to and from work, the Kia Sportage steps up for school runs, supermarket shops, weekend road trips and more.   

10. Peugeot 208 – Best for Fuel Efficiency

Loved by motorists across Europe, the Peugeot 208 is one of the most fuel efficient internal combustion engine cars on the market. Unlock up to 72 MPG and keep your CO2 emissions as low as 110g/km. If you’re not quite ready to make the switch to an EV but want to save money at the forecourt, the Peugeot 208 is the best car for commuting.

Elevate your commute with My Car Credit

With the right car, commutes don’t have to be a drag. Whether you covet comfort, style or practicality, we’re here to help you get approved for auto finance and secure the keys to your dream car. Want to know more about eligibility? We’ve written a guide to answer “will I get accepted for car finance”, where we cover important information like the difference between soft and hard searches.

Rates from 9.9% APR. Representative APR 12.4%

Evolution Funding Ltd T/A My Car Credit

My Credit Rating

Excellent

  • You are a home owner
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Good

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  • You may not be traceable on the voters roll
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£

X monthly repayments of
£X

Typical rate

Loan amount

Total payable

X% APR*

£X

£X

*for illustration purposes only

No impact on your credit score*

Representative Example

Borrowing £7,500 at a representative APR of 12.4%, annual interest rate (fixed) 12.36%, 47 monthly payments of £196.44 followed by 1 payment of £206.44 (incl. estimated £10 option to purchase fee), a deposit of £0.00, total cost of credit is £1,939.12, total amount payable is £9,439.12.

Evolution Funding Limited, trading as My Car Credit, is a credit broker and not a lender.

Please ensure you can afford the repayments for the duration of the loan before entering into a credit agreement.

*Initial application is a soft search. Should you progress, some lenders may perform a hard search on your credit file.

Require more help?

Got a question you can’t find the answer to, or need some advice and guidance around taking out car finance? Our Car Credit Specialists are friendly, experienced, and here to help so get in touch today!

What is the Best Car for Boot Space?

Boy sat in car boot

Whether you use your car for work, play or a bit of both, boot space can make a big difference. Capacity can vary enormously between different manufacturers and models, so it’s important to do your research if boot space if a priority.

We’re all about helping our customers make smart and informed decisions, which is why we’ve put together a comprehensive guide to the best car for boot space in the UK. From compact superminis to spacious SUVs, we’ve included options for every type of motorist.

Skoda Karoq – Best all-rounder

Launched in 2018, the Skoda Karoq was quick to win over British motorists with a huge 588-litre boot. The mid-size crossover is basically a fusion of the compact Skoda Kamiq and the extra-large Skoda Kodiaq. It’s comparable to the Volkswagen Tiguan, though not quite as luxurious and with a much more appealing price tag.

The cleverly designed VarioFlex Seats are what sets the Skoda Karoq apart from competitors. Included in SE L trim models and higher, and offered as an upgrade on baseline models, individual VarioFlex Seats replace the standard rear bench. Each seat can slide forwards and backwards, as well as recline or be removed completely. This unlocks a huge amount of flexibility when it comes to boot space.

Peugeot 3008 – Best compact crossover

With the back seats folded down, the Peugeot 3008 offers a massive 1,670 litres of space. This makes it the arguably the best car for boot space in the small SUV category. Whether you’re loading up the car with flatpack furniture from Ikea or packing for a weekend road trip, the Peugeot 3008 has you covered.

With the back seats in use the Peugeot 3008 still manages to offer 520 litres of boot space, a number that trumps rivals like the Nissan Qashqai. The interior is luxe and well-appointed, which wins the Peugeot 3008 kudos with style-conscious motorists.

Mercedes E-Class – Best estate model

Looking for a high-end estate model that deliver on boot space? The Mercedes E-Class Estate isn’t just a pretty face. Boot space of up to 1,820 litres with the back seats down makes it a savvy choice for execs and families alike. Even with the back seats up the model packs in an impressive 640 litres of boot capacity. If you’re looking for a model that offers loads of flexibility without the bulk of an SUV, the Mercedes E-Class Estate is one of the best cars for boot space.

Range Rover – Best for luxury

The ultimate load hauler, Range Rover combines style, comfort and luxury with a practical design and genuine offroad capabilities. The best-selling British model is a firm favourite with celebs – we’ve seen everyone from Queen Elizabeth II to Victoria Beckham and Daniel Craig behind the wheels of these Chelsea tractors.

As for boot space. With the back seats up the Range Rover offers more than 850 litres of boot space. Fold the back seats down and capacity increases to a palatial 2050 litres. No arguments here, the Range Rover is the best car for boot space. With all-electric models set to launch later this year, model is suddenly an exciting option for climate-conscious motorists. Prices start at well over six figures, making the Range Rover possibly the best car for boot space in the luxury category.

Tesla Model S – Best EV

From sidestepping congestion zone charges to eliminating spends at the forecourt, there’s plenty to love about all-electric cars. The Tesla Model S isn’t just ecofriendly. It’s one of the best cars for boot space in the EV category. Enjoy almost 900 litres of capacity with the back seats up and a huge 1,795 with the back seats down. This includes a clever storage space in the bonnet, where you’d typically find a bulky engine.

Range is just shy of 400 miles on a single charge, which makes the Tesla Model S more than capable of tackling longer road trips. Whether you’re loading up the boot with camping gear or packing for a luxurious weekend away in the Lake District, you’ll be amazed at how much you can pack into the Model S.  

Volkswagen Polo – Best supermini

With just over 350 litres of boot space, the Volkswagen Polo is a top performer in the supermini category. Now in its sixth generation, the model just keeps getting better. While the design is similar to the best-selling Ford Fiesta, the Polo offers almost 50 litres more boot space. The square shape makes it easy to pack it with everything from boxes and storage tubs to sports equipment and camping gear.

Fold up the rear seats and there’s plenty of space to stash a stroller, larger suitcases and other bulky items. This flexibility makes the Polo one of the best cars for boot space. The latest model incorporates a split seat design, which means you can carry up to two passengers while still unlocking extra boot space.

SEAT Ibiza – Best value for money

Another top pick for superminis, the SEAT Ibiza offers just over 350 litres of luggage space with the rear seats in place. Fold the back seats down and this increases to more than 800 litres. The loading lip is a little higher than usual but unless you’re singlehandedly transporting items that are heavy and flat, this shouldn’t be a problem.

Increase your boot space with My Car Credit

Love the idea of extra boot space? Whether you’re in the market for a zippy supermini or a family-friendly SUV, My Car Credit is here to help with tailored finance solutions. Head over to the website to calculate your car loan and estimate how much you can borrow. Then reach out to a friendly advisor to get the ball rolling.

Rates from 9.9% APR. Representative APR 12.4%

Evolution Funding Ltd T/A My Car Credit

My Credit Rating

Excellent

  • You are a home owner
  • You have been on the electoral role for a long period of time
  • You have current credit arrangements and mortgage with no defaults
  • You have no CCJs, credit arrears or missed payments
  • You rarely apply for credit
  • You are employed or self-employed

Good

  • You are on the electoral role
  • You are a home owner or long standing tenant
  • You have a stable employment history
  • You have current credit arrangements with occasional missed payments
  • You have no CCJs

Fair

  • You are or have recently been on the electoral role
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  • You may have an old CCJ
  • You may have regularly applied for credit

Poor

  • You may have had frequent changes in address
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Bad

  • You may not be traceable on the voters roll
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  • You may have been refused credit elsewhere
  • You may be in a debt management plan
£

X monthly repayments of
£X

Typical rate

Loan amount

Total payable

X% APR*

£X

£X

*for illustration purposes only

No impact on your credit score*

Representative Example

Borrowing £7,500 at a representative APR of 12.4%, annual interest rate (fixed) 12.36%, 47 monthly payments of £196.44 followed by 1 payment of £206.44 (incl. estimated £10 option to purchase fee), a deposit of £0.00, total cost of credit is £1,939.12, total amount payable is £9,439.12.

Evolution Funding Limited, trading as My Car Credit, is a credit broker and not a lender.

Please ensure you can afford the repayments for the duration of the loan before entering into a credit agreement.

*Initial application is a soft search. Should you progress, some lenders may perform a hard search on your credit file.

Require more help?

Got a question you can’t find the answer to, or need some advice and guidance around taking out car finance? Our Car Credit Specialists are friendly, experienced, and here to help so get in touch today!

What are the Best Cars for Business Owners?

Yellow Audi

When it comes to climbing the corporate ladder, it pays to look the part. Ready to take your enterprise to the next level? Read on for our roundup of the best cars for business owners.

BMW 330e

Enjoy the best of both worlds in the sleek BMW 330e, a luxury, compact executive vehicle, coveted by business owners. Inspired by classic 3 Series models, the 330e is the perfect car for ambitious execs with big goals. Not only is the BMW 330e luxurious but it’s also eco-friendly. The Plug-in Hybrid Vehicle (PHEV) has extremely low emissions, which can unlock big savings when it comes to benefit-in-kind tax (BiK) rates, also known as company car tax.

Under the hood is a 2.0 litre turbocharged petrol engine, along with an electric motor that has more than 30 miles of range. This makes the 330e ideal for cruising around the city or getting away for the weekend. Work or pleasure? The choice is yours when you’re behind the wheel of the best cars for business owners.

Efficiency is impressive, with the BMW 330e petrol engine offering around 40-45 mpg. Then there’s the integrated ‘intelligent personal assistant’, a clever feature designed to elevate your driving experience. The car actively learns about your personal preferences and uses data to customise things like cabin temperature, lighting and music. This is a huge bonus for busy execs.

Peugeot 508 Hybrid

The ultra-sleek 508 Hybrid is the latest addition to the Peugeot family. The upmarket saloon turns heads with a streamlined silhouette and sporty feel. Comfort is second to none, making the 508 Hybrid ideal for business owners who spend a good chunk of time behind the wheel. Inside, you’ll find next-generation technology, including a vibrant digital dashboard display. We’d compare this to other high-spec models like the Vauxhall Insignia Grand Sport, with a far more appealing price tag.

Whether you’re heading to the boardroom or the beach, the 1.6 litre petrol engine will get you there without a fuss. There’s also the option to use the electric motor, which promises almost 40 emission-free miles. A low BiK rate makes the 508 Hybrid a savvy choice for tax-conscious business owners.

2022 Mercedes-Benz S-Class 

With introductory pricing starting at £86,000, the 2022 Mercedes-Benz S-Class is the epitome of luxury. The high-end saloon makes a serious statement, whether you’re pulling up to the office or hitting the motorway for a weekend getaway. It gets even better in the cabin. The model is loaded with comfort-centric features like active ambient lighting and a climate control system that actively monitors air quality and filters out pollutants. It’s just one of the many features that places the Mercedes-Benz S-Class on the list of the best cars for business owners.

Hyundai Ioniq PHEV

What are the best cars for business owners that demand respect? It’s hard to look past the Ioniq PHEV from South Korean auto giant, Hyundai. Like other best-selling models like the Tucson and Kona, the Ioniq combines petrol and battery technology. That makes it perfect for business owners who clock miles in the city and on motorways. Even the ‘entry-level’ model is packed with luxe features like automatic headlights, heated seats and adaptive cruise control.

Jaguar I-Pace

Searching for the best cars for business owners with low BiK rates? The Jaguar I-Pace is a discerning choice for professionals. It’s the first foray into electric cars from Jaguar and promises full-on luxury at a surprisingly affordable price. Even better, the all-electric engine means zero emissions and amazing tax breaks to match. No need to compromise on style. Enjoy Jaguar’s signature sleek silhouette and a modern cabin packed with up-to-the-minute technology. Cushion-soft air suspension promises a smooth ride at any speed. It’s guaranteed to win you kudos with the carpool crew.

Kia e-Niro

It didn’t take long for the Kia e-Niro to emerge as one of the most popular electric SUVs on the British market. Excellent range and a price tag that’s almost 50% less than EV counterparts make the e-Niro one of the best cars for business owners. Browse the second-hand market and there are incredible deals to be found.

Wireless smartphone charging keeps you connected throughout the day, while features like adaptive cruise control and an advanced collision warning system make driving a pleasure. Drive away with total peace of mind thanks to Kia’s seven-year warranty with unlimited mileage.

In 2022, the best-selling model was reimagined as the Niro EV. It offers all the same features we love in the e-Niro and more. This includes a clever ‘Vehicle-to-Device’ (V2D) feature that allows you to charge equipment like e-bikes using the car battery.

2022 Alfa Romeo Giulia

Looking for a car worthy of a CEO? The latest Alfa Romeo Giulia combines impeccable Italian craftsmanship with supercharged power and performance. Forget Zoom calls. You’ll love watching heads turn as you pull up in this high-spec sedan. The base model sets the bar with a turbocharged two-litre engine backed with 280 hp. Four-cylinders will take you from 0 to 60 mph in just over 5 seconds.

Power doesn’t mean compromising on fuel economy when you drive the best cars for business owners. The Alfa Romeo Giulia performs well in the city and returns around 24 mpg. On the motorway, this increases to 33 mpg, making it ideal for longer business trips. The high-spec sedan offers incredible value for money, especially in base models like the Sprint RWD. If you really want to flex your corporate status, consider upgrading to higher spec models like the Quadrifoglio.

Whether you’re heading to a local restaurant for a business meeting or driving to a conference in a different city, the 8.8-inch touchscreen is equipped with an advanced navigation system, so you’ll get there with ease. You’ll also enjoy business-friendly tech features like Bluetooth connectivity – perfect for taking corporate calls on the go. Not to mention plush seats upholstered in butter-soft leather.

Drive the best cars for business owners

Whether you’re looking for a luxury sedan, an eco-friendly EV or a spacious SUV, there’s something for everyone in our roundup of the best cars for business owners. Looking to upgrade your set of wheels? Use our purpose-built calculator to get a car loan quote and kickstart the process. We’ll match your application with trusted UK lenders and secure you the best finance deals for business cars.

Rates from 9.9% APR. Representative APR 12.4%

Evolution Funding Ltd T/A My Car Credit

My Credit Rating

Excellent

  • You are a home owner
  • You have been on the electoral role for a long period of time
  • You have current credit arrangements and mortgage with no defaults
  • You have no CCJs, credit arrears or missed payments
  • You rarely apply for credit
  • You are employed or self-employed

Good

  • You are on the electoral role
  • You are a home owner or long standing tenant
  • You have a stable employment history
  • You have current credit arrangements with occasional missed payments
  • You have no CCJs

Fair

  • You are or have recently been on the electoral role
  • You may have recently changed address
  • You may have occasional missed payments
  • You may have an old CCJ
  • You may have regularly applied for credit

Poor

  • You may have had frequent changes in address
  • You may not be traceable on the voters roll
  • You may have exceeded credit card limits
  • You may have missed payments on current agreements
  • You may have had a CCJ in the past

Bad

  • You may not be traceable on the voters roll
  • Your credit cards are over their limits
  • You have recent CCJs
  • You may have been refused credit elsewhere
  • You may be in a debt management plan
£

X monthly repayments of
£X

Typical rate

Loan amount

Total payable

X% APR*

£X

£X

*for illustration purposes only

No impact on your credit score*

Representative Example

Borrowing £7,500 at a representative APR of 12.4%, annual interest rate (fixed) 12.36%, 47 monthly payments of £196.44 followed by 1 payment of £206.44 (incl. estimated £10 option to purchase fee), a deposit of £0.00, total cost of credit is £1,939.12, total amount payable is £9,439.12.

Evolution Funding Limited, trading as My Car Credit, is a credit broker and not a lender.

Please ensure you can afford the repayments for the duration of the loan before entering into a credit agreement.

*Initial application is a soft search. Should you progress, some lenders may perform a hard search on your credit file.

Require more help?

Got a question you can’t find the answer to, or need some advice and guidance around taking out car finance? Our Car Credit Specialists are friendly, experienced, and here to help so get in touch today!

Top 9 Best Cars for London Driving

Tower Bridge in London

From traffic-choked streets to sky-high congestion charges, driving in London can be a headache. That is, unless you’re behind the wheel of one of the best cars for London. Designed to zip around cities, these eco-friendly models are perfect for driving in the capital. From the ultra-compact Smart Fortwo Coupe to the all-electric Peugeot e-208, read on for our roundup of the best cars for London driving.

1. Audi A1 Sportback

Forget Chelsea Tractors. The latest Audi A1 Sportback packs style, luxury and space into a small package. This sleek model looks right at home driving around posh neighbourhoods like Kensington and Notting Hill. Light up the London night with powerful LED headlights and stay safe with the latest pedestrian and cyclist detection technology. The engine is small and highly efficient, a big draw for eco-conscious Londoners. 

2. Renault Twingo

A French-inspired silhouette isn’t the only feature to love about the Renault Twingo. The model swaps a standard front engine for rear placement, which unlocks extra cabin space and delivers an impressive turning circle. If you’ve ever pulled off a U-turn in London or manoeuvred into an ultra-tight parallel parking spot, you’ll know why this feature makes the Twingo one of the best cars for London. 

3. Tesla Model 3

You don’t need to look hard to spot a Tesla Model 3 in the capital. This coveted car is a staple on London streets and for good reason. It’s packed with next-generation technology and delivers a huge range of up to 374 miles. Unlike other EVs, Tesla drivers enjoy access to London’s ultra-fast Supercharger network.

4. Peugeot e-208

Teslas are no longer the only EVs on London streets. Models like the Peugeot e-208 are turning heads for all the right reasons. Under the hood is an all-electric powertrain capable of delivering more than 215 miles on a single charge. This is enough to complete an entire lap of the M25 – three times! Best of all? You’ll beat the London Congestion Charge.

Charging infrastructure in London is always improving, making the Peugeot e-208 a clever choice for motorists. Looking to hot tail it out of the city on a Friday afternoon? Switch into sport mode for heightened speed and performance. You’ll be off the motorway and into the countryside in no time. This makes the e-208 one of the best cars for London motorists who love to escape the city.

5. Smart Fortwo Coupe

This picket-sized model shares the same base as the Renault Twingo, which means you’ll enjoy an excellent turning circle. Once again, a huge bonus for navigating the highly congested streets of London.

The spacious boot of the Smart Fortwo Coupe is ideal for transporting groceries from A to B or packing in luggage for a weekend escape to the country. Unlock even more room by folding down the passenger seat. The standard engine is more than capable of city driving, though we recommend upgrading to the turbocharged engine if you plan to hit the motorway regularly. 

6. Mini Countryman Plug-in Hybrid (PHEV)

The Mini Countryman PHEV is an eco-conscious take on the best-selling model. It’s not fully electric, but with CO2 emissions of between 40 and 46g/km, it sidesteps the London Congestion Charge. Electric range is approximately 30 miles – enough to get you from Wimbledon to Wembley and back. If you’re looking for a PHEV for short commutes, the Mini Countryman is one of the best cars for London. Safety is front of mind in this model. For example, the acoustic pedestrian protection projects an external noise when you’re driving in whisper-quiet EV mode.

7. Mitsubishi Outlander PHEV

Get behind the wheel of a Mitsubishi Outlander PHEV, one of the most popular hybrids in the UK. Enjoy all the benefits of an SUV, including an elevated driving position for superior visibility. The 13.8kWh battery promises almost 30 miles of all-electric range, perfect for London commuters. You have the petrol engine as a backup, so no need to worry about covering longer distances. Low CO2 emissions make the model exempt from the London Congestion Charge.

8. BMW 2 Series Active Tourer 225xe

Looking for a MPV that sidesteps the London Congestion Charge? The BMW 2 Series Active Tourer 225xe is one of the best large cars for London driving. This hybrid people carrier isn’t just spacious. It’s packed with city-friendly features like lane departure warnings, speed limit information and, best of all, parking assist technology. Whether you’re squeezing into a parallel spot in Chiswick or attempting a tight reverse park in Paddington, you’ll be glad you’re driving one of the best cars for London.

Heading to the M25? The BMW 2 Series Active Tourer 225xe takes you from zero to 62 mph in just under seven seconds. Drive in all-electric mode and you’ll get between 25 and 32 miles of emission-free miles. You’re free to enter London’s Ultra Low Emission Zone (ULEZ), making it ideal for commuters.

9. Mini Electric

Small and zippy, the Mini Electric is purpose-built for London life. It captures the fun and free-spirited vibe of the original 1959 model, with an eco-conscious spin. Behind the wheel you’ll enjoy a bright digital display and loads of clever driver-assist features. The 32kWh battery offers up to 145 miles on a single charge. Not ideal for longer road trips but perfect for driving around town. And yes, the electric engine means you’re exempt from the London Congestion Charge.

Find the right car loan for London driving

Want to secure the keys to one of the best cars for London? Use our purpose-built algorithm to calculate your car loan and find out how much you can borrow. Whether you’re looking for a brand-new Mini Electric or a used Audi A1 Sportback, our tailored car finance solutions can help you get behind the wheel of the best cars for London drivers.

Rates from 9.9% APR. Representative APR 12.4%

Evolution Funding Ltd T/A My Car Credit

My Credit Rating

Excellent

  • You are a home owner
  • You have been on the electoral role for a long period of time
  • You have current credit arrangements and mortgage with no defaults
  • You have no CCJs, credit arrears or missed payments
  • You rarely apply for credit
  • You are employed or self-employed

Good

  • You are on the electoral role
  • You are a home owner or long standing tenant
  • You have a stable employment history
  • You have current credit arrangements with occasional missed payments
  • You have no CCJs

Fair

  • You are or have recently been on the electoral role
  • You may have recently changed address
  • You may have occasional missed payments
  • You may have an old CCJ
  • You may have regularly applied for credit

Poor

  • You may have had frequent changes in address
  • You may not be traceable on the voters roll
  • You may have exceeded credit card limits
  • You may have missed payments on current agreements
  • You may have had a CCJ in the past

Bad

  • You may not be traceable on the voters roll
  • Your credit cards are over their limits
  • You have recent CCJs
  • You may have been refused credit elsewhere
  • You may be in a debt management plan
£

X monthly repayments of
£X

Typical rate

Loan amount

Total payable

X% APR*

£X

£X

*for illustration purposes only

No impact on your credit score*

Representative Example

Borrowing £7,500 at a representative APR of 12.4%, annual interest rate (fixed) 12.36%, 47 monthly payments of £196.44 followed by 1 payment of £206.44 (incl. estimated £10 option to purchase fee), a deposit of £0.00, total cost of credit is £1,939.12, total amount payable is £9,439.12.

Evolution Funding Limited, trading as My Car Credit, is a credit broker and not a lender.

Please ensure you can afford the repayments for the duration of the loan before entering into a credit agreement.

*Initial application is a soft search. Should you progress, some lenders may perform a hard search on your credit file.

Require more help?

Got a question you can’t find the answer to, or need some advice and guidance around taking out car finance? Our Car Credit Specialists are friendly, experienced, and here to help so get in touch today!

Best Long Distance Cars for 2022

Person on a road trip looking at a road map

From lengthy commutes on the motorway to fun-filled weekend road trips, long distance driving calls for a certain calibre of car. Sure, you can get from A to B in a zippy Ford Fiesta or Kia Picanto. But if you really want to elevate your experience, it’s worth investing in a sturdy set of wheels.

If you’re in the market for a new vehicle in 2022, you won’t want to miss our roundup of the best long distance cars. We’ve got all bases covered, whether you prioritise safety and comfort, or fun features like a state-of-the-art sound system or driver assist technology.

Mercedes EQS – Best for Safety

Not only is the Mercedes EQS one of the safest electric cars on the market, it’s also one of the safest executive models on British roads. It earned an impressive five-star rating from the Euro NCAP car safety performance assessment programme, with adults enjoying a score of 96% and kids clocking in at 91%. Advanced collision-avoidance technology helps boost the score, as do features like intelligent digital headlamp technology. Designers didn’t just prioritise passengers, with the Mercedes EQS receiving top points for safeguarding vulnerable road users such as motorcyclists and pedestrians.

On-road performance doesn’t take a back seat, with the all-electric range Mercedes EQS offering a range of up to 450 miles on a single charge. That’s enough to take you all the way from London to Edinburgh! Find yourself a rapid charging station and you can replenish the battery in just over 30 minutes.

Audi A1 Sportback – Best Sound System

Most auto manufacturers offer cars with built-in sound systems. Though, of course, some outperform others. If you’re looking for an immersive experience where you can literally feel the beat, it’s hard to look past the Audi A1 Sportback with its factory installed Bang & Olufsen sound system.

11 active speakers ensure all passengers enjoy a sublime listening experience, while an impressive 560 watt rating keeps sound crystal-clear at high volumes. What really sets the A1 Sportback apart is the Symphoria® Virtual 3D algorithm. The technology is state of the art and uses acoustic echoes from the windscreen to create an immersive sound experience.

Skoda Superb Estate – Best for Boot Space

A cavernous boot makes the Skoda Superb Estate one of the best long distance cars in the UK. The model offers 660 litres of boot space with the rear seats in place – more than enough room to stash luggage, furry friends and anything else you might need for a road trip. Fold down the rear seats and you’ll unlock an enormous 1950 litres of boot space.

Tesla Model S – Best EV Range

Thanks to huge advances in battery technology over the past few years, EVs are now some of the best long distance cars on the market. The Tesla Model S offers an impressive 405 miles of distance on a single charge, giving it one of the longest ranges of any EV. That’s more than enough to take you from Manchester all the way down to Devon.

New Range Rover – Best for Luxury

Range Rover has been a British icon since the 1970s. With motorists like Queen Elizabeth II behind the wheel, it’s no surprise the brand knows a thing or two about luxury. The New Range Rover takes its royal reputation to the next level with incredible attention to detail and superlative performance.

The interior is nothing short of a sanctuary, with buttery soft leathers, premium textiles and gleaming veneers used to create a luxe aesthetic. Intuitive technology like the company’s award-winning Pivi Pro infotainment system makes long trips an absolute treat. If you’re gearing up for adventure, features like Terrain Response 2 mode to customise traction makes it easy to tame tough terrain.

Peugeot 208 – Best Gas Mileage

With gas prices on the rise, mileage is a big factor when selecting the best long distance cars. Of all the models currently on the market, the Peugeot 208 boasts one of the top rated internal combustion engines. Under the hood is a 1.2-litre PureTech 75 engine that offers an impressive range of 55.6mpg. CO2 emissions start at just 119g/km, which makes the Peugeot 208 a great choice for eco-conscious drivers. If you’re driving long distances and want to minimise your petrol costs and environmental footprint as much as possible, the Peugeot 208 is a savvy option.

Skoda KAMIQ – Best Crossover SUV

With a legacy dating back to 1895, the Czech auto giant is well versed in the art of manufacturing cars. The Skoda KAMIQ combines a laundry list of features to earn a place on our countdown of the best long distance cars. For starters, you’ll enjoy clever features like traffic sign recognition technology and built-in GPS to make your trip as smooth as possible. Safety is taken seriously, which is always a priority when you’re driving long distances. In the Skoda KAMIQ, features like lane assist and rear parking cameras help to keep you safe at every stage of your journey.

Kia Sportage – Best Warranty

When it comes to warranties, no manufacturer does it better than Kia. That’s why the Sportage makes our countdown of the best long distance cars. The manufacturer stands behind this model with a hefty 7 year or 100,000 mile warranty. It’s even transferrable to new owners, so if you decide to sell your Kia within the warranty period, the new owner can enjoy the benefits.

As for the car itself, we love the sleek yet powerful silhouette, which effortlessly transitions from the city to the countryside. On long drives, the Kia Connect system makes it easy to customise your experience.

Go further with the best long distance cars

Ready to hit the road in one of the best long distance cars available to British motorists? We can get you into the driver’s seat faster with competitive, tailored car finance solutions.

Wondering “how much car finance do I qualify for?” Check out our YouTube video to learn more about financing and figure out how far you can stretch your budget. Or for further advice about car finance, get in touch with our helpful team today.

Rates from 9.9% APR. Representative APR 12.4%

Evolution Funding Ltd T/A My Car Credit

My Credit Rating

Excellent

  • You are a home owner
  • You have been on the electoral role for a long period of time
  • You have current credit arrangements and mortgage with no defaults
  • You have no CCJs, credit arrears or missed payments
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Good

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  • You may not be traceable on the voters roll
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£

X monthly repayments of
£X

Typical rate

Loan amount

Total payable

X% APR*

£X

£X

*for illustration purposes only

No impact on your credit score*

Representative Example

Borrowing £7,500 at a representative APR of 12.4%, annual interest rate (fixed) 12.36%, 47 monthly payments of £196.44 followed by 1 payment of £206.44 (incl. estimated £10 option to purchase fee), a deposit of £0.00, total cost of credit is £1,939.12, total amount payable is £9,439.12.

Evolution Funding Limited, trading as My Car Credit, is a credit broker and not a lender.

Please ensure you can afford the repayments for the duration of the loan before entering into a credit agreement.

*Initial application is a soft search. Should you progress, some lenders may perform a hard search on your credit file.

Require more help?

Got a question you can’t find the answer to, or need some advice and guidance around taking out car finance? Our Car Credit Specialists are friendly, experienced, and here to help so get in touch today!

8 of the Most Economical Cars to Help You Save Money

Manin yellow top in a convertible car

With high inflation outstripping wage and benefit increases, the UK is going through a serious cost of living crisis. As a result, people are looking to cut costs in every area of their lives – and driving is no exception.

Economical cars can help you do that, saving you on fuel or even road tax over time. While it might seem like a small amount, every penny and pound will count as we all feel the squeeze over the coming months and years.

Keep reading as we look at 8 of the most economical cars that can make driving more affordable.

Most economical electric cars

First and foremost, electric vehicles account for many of the most economical cars on the market. That’s because they’re exempt from road tax thanks to zero emissions, cheaper to run because of fewer moving parts, and cheaper to power with electricity costing less than diesel or petrol.

On the flipside, they’re obviously more expensive to buy. That’s where a car loan finance calculator can help, showing you how the cost can be spread. To make things even more economical, here are some of the cheapest models available…

Fiat 500 Action

Priced at around £21,000 brand new, the Fiat 500 Action is one of the cheapest electric cars available. That’s partly down to its smaller 24kWh battery (compared to 42 kWh on previous models). As a result, the range is a modest 118 miles, making it ideal for urban commutes, short trips and general day-to-day use as long as you have a home charger.

Vauxhall Corsa-e

If you’re looking for something that can go a little further, the Vauxhall Corsa-e is a good option. The supermini’s official range is 222 miles, with prices starting around £25,000 brand new. It’s nice and lightweight so the charge won’t be used up unnecessarily. Naturally, with both of these cars, there’s a lot of money to be saved going for a used, older model.

Most economical hybrid cars

If you’re not ready to be plugging in just yet, or maybe you live in a remote area where chargers aren’t readily available, hybrids offer a good alternative. They use regenerative braking to generate electricity while driving, meaning you can supplement fuel from the pump without any extra work.

Toyota Yaris (and Yaris Cross)

Toyota is leading the way when it comes to hybrid efficiency. Both its Yaris 1.5 Hybrid and Yaris Cross 1.5 Hybrid offer around 60mpg on average.

The standard Yaris is smaller and cheaper to buy, making it the most economical hybrid car that’s ideal for individuals, couples or small families. As a small SUV, the Yaris Cross provides all that, plus a little extra space and the sought-after SUV styling – albeit at a little extra cost.

Elsewhere, the Toyota Prius is another top contender. While it doesn’t quite match the Yaris for fuel-efficiency, it’s been around for much longer, meaning there are a greater choice of older, used vehicles at a cheaper price.

Most economical diesel cars

While cars that are powered solely by fuel burning can’t quite match the efficiency of electric and hybrid models, they’re still some of the most economical cars, thanks to their lower price tags. Of the two fuels, diesel is known for its better fuel economy – making the next two cars a pretty good option overall…

Peugeot 208

With a 1.5-litre BlueHDi diesel engine, the Peugeot 208 achieves around 70mpg. Despite being a relatively small car, its five-door design makes it easy enough for rear passengers to get in and out. Its 311 litres of boot space makes it similar to other small cars, with the option to fold down rear seats for a 1,100 litre total.

Vauxhall Corsa

A second mention for the much-loved Vauxhall Corsa – this time for its 1.5 Turbo D model rather than its electric counterpart. It’s almost a carbon copy of the Peugeot 208 with the tiniest difference in mpg and boot space. That said, it does have a more responsive drive, meaning you can go economical without feeling it on every corner.

Most economical petrol cars

Out of all the fuel options, petrol is typically the least efficient – but that doesn’t necessarily mean it’s not economical. There are plenty of petrol cars to choose from with small engines, which makes them cheaper to buy and run. By choosing a smaller petrol car, you can still get from A to B at a relatively low cost.

Peugeot 108

First on sale in 2014, the Peugeot 108 is the quintessential economical car. It has an official mpg of just under 59mpg, thanks to a modest 1-litre engine and small, lightweight design. That does pose some issues for practicality, with the car and its 180-litre boot more suited to people travelling alone or as a pair. However, if you’re looking to cut costs, it’s hard to go better than this reliable city car.

Citroen C1

Like our top diesel contenders, we have another case of two similar cars matching each other stride for stride. The Citroen C1 is another economical car powered by petrol, with the same mpg as Peugeot’s city car – though it does come with a slightly bigger boot.

Keep your car economical

With the cost of fuel at an all-time high, not to mention everything else rising in price, it’s never been more important to have a car that’s economical to run. Invariably, that means you’re better off with newer models that are more fuel-efficient.

With My Car Credit, you can make your purchase as economical as your up-to-date car. We compare finance from our established network of lenders, saving you time while ensuring you get an affordable deal that spreads the cost of your next car.

If you have any questions about our process, don’t hesitate to contact our team on enquiries@mycarcredit.co.uk and we’ll get back to you as soon as we can.

Rates from 9.9% APR. Representative APR 12.4%

Evolution Funding Ltd T/A My Car Credit

My Credit Rating

Excellent

  • You are a home owner
  • You have been on the electoral role for a long period of time
  • You have current credit arrangements and mortgage with no defaults
  • You have no CCJs, credit arrears or missed payments
  • You rarely apply for credit
  • You are employed or self-employed

Good

  • You are on the electoral role
  • You are a home owner or long standing tenant
  • You have a stable employment history
  • You have current credit arrangements with occasional missed payments
  • You have no CCJs

Fair

  • You are or have recently been on the electoral role
  • You may have recently changed address
  • You may have occasional missed payments
  • You may have an old CCJ
  • You may have regularly applied for credit

Poor

  • You may have had frequent changes in address
  • You may not be traceable on the voters roll
  • You may have exceeded credit card limits
  • You may have missed payments on current agreements
  • You may have had a CCJ in the past

Bad

  • You may not be traceable on the voters roll
  • Your credit cards are over their limits
  • You have recent CCJs
  • You may have been refused credit elsewhere
  • You may be in a debt management plan
£

X monthly repayments of
£X

Typical rate

Loan amount

Total payable

X% APR*

£X

£X

*for illustration purposes only

No impact on your credit score*

Representative Example

Borrowing £7,500 at a representative APR of 12.4%, annual interest rate (fixed) 12.36%, 47 monthly payments of £196.44 followed by 1 payment of £206.44 (incl. estimated £10 option to purchase fee), a deposit of £0.00, total cost of credit is £1,939.12, total amount payable is £9,439.12.

Evolution Funding Limited, trading as My Car Credit, is a credit broker and not a lender.

Please ensure you can afford the repayments for the duration of the loan before entering into a credit agreement.

*Initial application is a soft search. Should you progress, some lenders may perform a hard search on your credit file.

Require more help?

Got a question you can’t find the answer to, or need some advice and guidance around taking out car finance? Our Car Credit Specialists are friendly, experienced, and here to help so get in touch today!