Will there be a car scrappage scheme in 2023?

New Renault on a bridge

Vehicles powered by fossil fuels are being increasingly phased out nationwide, with sales of new petrol and diesel to end by 2030. Fossil-fuelled vehicles are environmentally unsound, but also contribute to urban air pollution, which poses a significant risk to public health.

As such, a number of UK cities and car manufacturers have introduced or are introducing car scrappage schemes for 2023. This article will give you an overview of what a car scrappage scheme is, and whether you may be eligible.

What is a car scrappage scheme?

Car scrappage schemes are designed to help vehicle owners to scrap old, heavily polluting, fuel-inefficient vehicles in exchange for discounts and other incentives to buy more environmentally friendly models.

Car scrappage schemes were once reserved for cars only, but have since expanded to include offers for motorcycles, HGVS and commercial vehicles as a result of their success.

In 2023, Transport for London (TfL), Birmingham City Council, and certain car manufacturers offer car scrappage schemes.

Discounts offered vary between schemes, but typically range between £1000 to £5000.

What cars are eligible for a scrappage scheme?

Whether or not your vehicle is eligible for the 2023 car scrappage scheme will depend on the scheme itself.

Different scrappage schemes have different terms and conditions. Under ULEZ, for example, diesel cars that do not meet Euro 6 standards and petrol cars that do not meet Euro 4 standard are not compliant, and may therefore be eligible for the scrappage scheme.

However, the eligibility of the vehicle also depends on a number of other factors, including place of residence and whether a driver receives certain benefits. If you’re planning to apply for a car scrappage scheme, take care to ensure that you meet the eligibility requirements and have all necessary documents to hand.

Remember, if you’re opting for a manufacturer scrappage scheme, you can only get discounts against a vehicle offered by that specific manufacturer.

Car scrappage schemes 2023

The Scottish Government had been offering a car scrappage scheme known as the Low Emission Zone Support Fund. However, as of 17 March 2023, this has closed to both households and businesses. Current car scrappage schemes for 2023 include…

ULEZ

From 29 August 2023, the London ULEZ (Ultra Low Emission Zone) scheme is expanding. Under the ULEZ, vehicles that don’t meet the ULEZ emissions standard must pay a fee of £12.50 to drive inside the ULEZ zone.

The Mayor of London has subsequently launched a £110 million car scrappage scheme for 2023 that will help eligible Londoners to scrap high-polluting vehicles that do not meet ULEZ standards. 

Eligible Londoners with vehicles that do not meet the ULEZ emissions standard will qualify for the 2023 car scrappage scheme. The scheme is offered for cars and motorcycles, as well as vans and minibuses. Grants offered range from £500 to £9500. Successful applicants will receive money to either fund the purchase of a new, ULEZ-compliant vehicle, or to retrofit their existing vehicle.

The application process is all done online, where you can also check if your vehicle meets ULEZ emissions standards.

Birmingham City Council

From June 2021 onwards, Birmingham City Council introduced a vehicle scrappage scheme.

Non-compliant vehicles can be scrapped as long as all the eligibility requirements are meet. Eligibility requirements range from the length of time a non-compliant vehicle has been owned through to the earnings of each applicant.

Eligible candidates will be able to claim either £2,000 worth of Travel Credits for public transport, or a £2,000 discount on a compliant vehicle that is purchased through Motorpoint.

You can apply for the scheme online.

Car manufacturers

A range of car companies like Kia, Vauxhall, Audi, MG, BMW and Ford have previously offered car scrappage schemes that have since been discontinued.

Currently, the only car manufacturer in the UK that offers a car scrappage scheme for 2023 is Renault.

Under the Renault scheme, you can save up to £2000 when you swap an old vehicle for a new eligible Renault model. The company offers a similar van scrappage scheme, with discounts ranging from £2250 to £9500

Drive greener with My Car Credit

If you’re eligible for any of 2023’s car scrappage schemes, you may also want to secure affordable monthly car finance payments on your new vehicle.

Check your car finance eligibility with My Car Credit and kickstart your journey to finding a cleaner, greener vehicle today.

Rates from 9.9% APR. Representative APR 12.4%

Evolution Funding Ltd T/A My Car Credit

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Total payable

X% APR*

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*for illustration purposes only

No impact on your credit score*

Representative Example

Borrowing £7,500 at a representative APR of 12.4%, annual interest rate (fixed) 12.36%, 47 monthly payments of £196.44 followed by 1 payment of £206.44 (incl. estimated £10 option to purchase fee), a deposit of £0.00, total cost of credit is £1,939.12, total amount payable is £9,439.12.

Evolution Funding Limited, trading as My Car Credit, is a credit broker and not a lender.

Please ensure you can afford the repayments for the duration of the loan before entering into a credit agreement.

*Initial application is a soft search. Should you progress, some lenders may perform a hard search on your credit file.

Require more help?

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What is the Safest Car for a Teenager?

Renault Clio

Receiving a freshly issued driver’s license in the mail is an exciting milestone for teens. As well as a newfound sense of freedom, a license unlocks exciting new opportunities for work and play. Of course, the next step is securing a set of wheels.

Teens may be all about speed, style and street cred, but for most parents, safety is a top priority. Wondering what is the safest car for a teenager? Read on as we take a closer look at some of the safest, teen-friendly sets of wheels on the market.

Volkswagen Polo

Compact and zippy, the Volkswagen Polo is a perfect first car for teenagers. The cabin is spacious and well-appointed, with lots of tech in the newer models. It’s definitely not the most powerful model in the Volkswagen family, but the 1.0-litre petrol engine is a great starting point for new drivers. The low-powered engine also makes the Polo cheap to run and insure.

What is the safest car for a teenager, according to the Euro NCAP? The 2017 VW Polo supermini earned 5 stars in the crash test, including 96% in the Adult Occupant category. This is largely thanks to first-rate frontal and lateral protection. You’ll see loads of 2017 models on the used market. Or, if your budget is bigger, consider buying new and enjoy all the latest safety features and in-cabin tech. 

Vauxhall Corsa

The Vauxhall Corsa isn’t just one of the top-selling vehicles in the UK. It’s also one of the safest, boasting a 4-star Euro NCAP crash rating. This makes it a great pick if you’re researching “what is the safest car for a teenager”. Newer models are packed with features designed to support new drivers, including blind-spot detection, lane-assist and automatic emergency braking.

The enormous popularity of the Vauxhall Corsa means there’s plenty to choose from on the second-hand market. If you’re looking for a great deal on safe and reliable cars for teens, a Vauxhall Corsa from 2019 onwards is a savvy choice. The model was completely revamped in 2019, which means you’ll enjoy a suite of next-gen features.

Want to get your teen behind the wheel of an eco-friendly car? The latest generation of Corsa is also available with a fully electric engine. Prices start at just over £32,000, making this one of the more affordable EVs on the market.

Ford Fiesta

Fun and free-spirited, the Ford Fiesta is a fantastic car for newly licensed teenagers. It has great adult occupancy safety ratings, so you can rest easy knowing your teen is driving a model with an excellent Euro NCAP crash rating.

What is the safest car for a teenager with driver assist features? Splurge on a new-generation model and your teen will enjoy features like an interactive digital instrument cluster. As well as improving the driving experience, features like easy-to-read icons, navigation alerts and the option to pre-program driver preferences boost safety.

Like other superminis, great fuel economy and low insurance rates make the Ford Fiesta a great choice for teens. It’s been a favourite with UK motorists for years, meaning you’ll see plenty of supply on the second-hand market.

Renault Clio

Renault is a stickler when it comes to safety, so it’s no surprise the Clio earned 5 stars in the Euro NCAP crash rating test. Now in its fifth generation, the best-selling model scored an Adult Occupant safety rating of 96%. If you’re looking for a car that offers young drivers the very best in on-road protection, the Renault Clio delivers.

Teens also benefit from a laundry list of safety assist features, including blind spot warning, traffic sign recognition, emergency braking and more. For young drivers with minimal experience, these features can be a huge bonus. Renault says the latest models have “the most comprehensive driving assistance on the market”. No wonder the Clio scored 72% in the Vulnerable Road Users category and 75% for Safety Assist features.

ORA Funky Cat

What is the safest car for a teenager with an all-electric engine? The ORA Funky Cat is turning heads with a retro aesthetic, next-generation technology and, of course, an emissions-free engine. It scored an impressive 92% for Adult Occupant safety in the Euro NCAP crash rating test, making it a solid choice for new drivers. It’s also packed with the latest technology and scored a huge 93% in the Safety Assist category. No wonder it was selected as one of the ‘Best in Class Cars of 2022’ by the Euro NCAP.

Skoda Fabia

A twinkling 5-star Euro NCAP safety rating makes the Skoda Fabia a solid choice for new drivers. What is the safest car for a teenager when it comes to the Adult Occupant rating? The 2021 Skoda Fabia is right up there with a score of 85%. It’s been out for a few years, which means you’ll see plenty of these models on the second-hand market. The small hatchback is also packed with features designed to assist drivers and protect vulnerable road users.

Stay safe with auto finance from My Car Credit

Safety should always come first when helping teens get behind the wheel of their first car. Now you know more about “what is the safest car for a teenager”, let’s talk finance. Most teens simply don’t have the funds to purchase a new or used car outright. This is where car finance steps up. It bridges the gap and allows young drivers to spread out the cost of purchasing a vehicle.

Can you get car finance at 18? Yes! The minimum age for car finance is 18, and your teen will need to meet eligibility criteria to get approved. Find out more in our complete guide to car finance eligibility. Or give us a call on 01246 458 810 to chat to our dedicated team about finance options for teens.

Rates from 9.9% APR. Representative APR 12.4%

Evolution Funding Ltd T/A My Car Credit

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£

X monthly repayments of
£X

Typical rate

Loan amount

Total payable

X% APR*

£X

£X

*for illustration purposes only

No impact on your credit score*

Representative Example

Borrowing £7,500 at a representative APR of 12.4%, annual interest rate (fixed) 12.36%, 47 monthly payments of £196.44 followed by 1 payment of £206.44 (incl. estimated £10 option to purchase fee), a deposit of £0.00, total cost of credit is £1,939.12, total amount payable is £9,439.12.

Evolution Funding Limited, trading as My Car Credit, is a credit broker and not a lender.

Please ensure you can afford the repayments for the duration of the loan before entering into a credit agreement.

*Initial application is a soft search. Should you progress, some lenders may perform a hard search on your credit file.

Require more help?

Got a question you can’t find the answer to, or need some advice and guidance around taking out car finance? Our Car Credit Specialists are friendly, experienced, and here to help so get in touch today!

Top 9 Best Cars for London Driving

Tower Bridge in London

From traffic-choked streets to sky-high congestion charges, driving in London can be a headache. That is, unless you’re behind the wheel of one of the best cars for London. Designed to zip around cities, these eco-friendly models are perfect for driving in the capital. From the ultra-compact Smart Fortwo Coupe to the all-electric Peugeot e-208, read on for our roundup of the best cars for London driving.

1. Audi A1 Sportback

Forget Chelsea Tractors. The latest Audi A1 Sportback packs style, luxury and space into a small package. This sleek model looks right at home driving around posh neighbourhoods like Kensington and Notting Hill. Light up the London night with powerful LED headlights and stay safe with the latest pedestrian and cyclist detection technology. The engine is small and highly efficient, a big draw for eco-conscious Londoners. 

2. Renault Twingo

A French-inspired silhouette isn’t the only feature to love about the Renault Twingo. The model swaps a standard front engine for rear placement, which unlocks extra cabin space and delivers an impressive turning circle. If you’ve ever pulled off a U-turn in London or manoeuvred into an ultra-tight parallel parking spot, you’ll know why this feature makes the Twingo one of the best cars for London. 

3. Tesla Model 3

You don’t need to look hard to spot a Tesla Model 3 in the capital. This coveted car is a staple on London streets and for good reason. It’s packed with next-generation technology and delivers a huge range of up to 374 miles. Unlike other EVs, Tesla drivers enjoy access to London’s ultra-fast Supercharger network.

4. Peugeot e-208

Teslas are no longer the only EVs on London streets. Models like the Peugeot e-208 are turning heads for all the right reasons. Under the hood is an all-electric powertrain capable of delivering more than 215 miles on a single charge. This is enough to complete an entire lap of the M25 – three times! Best of all? You’ll beat the London Congestion Charge.

Charging infrastructure in London is always improving, making the Peugeot e-208 a clever choice for motorists. Looking to hot tail it out of the city on a Friday afternoon? Switch into sport mode for heightened speed and performance. You’ll be off the motorway and into the countryside in no time. This makes the e-208 one of the best cars for London motorists who love to escape the city.

5. Smart Fortwo Coupe

This picket-sized model shares the same base as the Renault Twingo, which means you’ll enjoy an excellent turning circle. Once again, a huge bonus for navigating the highly congested streets of London.

The spacious boot of the Smart Fortwo Coupe is ideal for transporting groceries from A to B or packing in luggage for a weekend escape to the country. Unlock even more room by folding down the passenger seat. The standard engine is more than capable of city driving, though we recommend upgrading to the turbocharged engine if you plan to hit the motorway regularly. 

6. Mini Countryman Plug-in Hybrid (PHEV)

The Mini Countryman PHEV is an eco-conscious take on the best-selling model. It’s not fully electric, but with CO2 emissions of between 40 and 46g/km, it sidesteps the London Congestion Charge. Electric range is approximately 30 miles – enough to get you from Wimbledon to Wembley and back. If you’re looking for a PHEV for short commutes, the Mini Countryman is one of the best cars for London. Safety is front of mind in this model. For example, the acoustic pedestrian protection projects an external noise when you’re driving in whisper-quiet EV mode.

7. Mitsubishi Outlander PHEV

Get behind the wheel of a Mitsubishi Outlander PHEV, one of the most popular hybrids in the UK. Enjoy all the benefits of an SUV, including an elevated driving position for superior visibility. The 13.8kWh battery promises almost 30 miles of all-electric range, perfect for London commuters. You have the petrol engine as a backup, so no need to worry about covering longer distances. Low CO2 emissions make the model exempt from the London Congestion Charge.

8. BMW 2 Series Active Tourer 225xe

Looking for a MPV that sidesteps the London Congestion Charge? The BMW 2 Series Active Tourer 225xe is one of the best large cars for London driving. This hybrid people carrier isn’t just spacious. It’s packed with city-friendly features like lane departure warnings, speed limit information and, best of all, parking assist technology. Whether you’re squeezing into a parallel spot in Chiswick or attempting a tight reverse park in Paddington, you’ll be glad you’re driving one of the best cars for London.

Heading to the M25? The BMW 2 Series Active Tourer 225xe takes you from zero to 62 mph in just under seven seconds. Drive in all-electric mode and you’ll get between 25 and 32 miles of emission-free miles. You’re free to enter London’s Ultra Low Emission Zone (ULEZ), making it ideal for commuters.

9. Mini Electric

Small and zippy, the Mini Electric is purpose-built for London life. It captures the fun and free-spirited vibe of the original 1959 model, with an eco-conscious spin. Behind the wheel you’ll enjoy a bright digital display and loads of clever driver-assist features. The 32kWh battery offers up to 145 miles on a single charge. Not ideal for longer road trips but perfect for driving around town. And yes, the electric engine means you’re exempt from the London Congestion Charge.

Find the right car loan for London driving

Want to secure the keys to one of the best cars for London? Use our purpose-built algorithm to calculate your car loan and find out how much you can borrow. Whether you’re looking for a brand-new Mini Electric or a used Audi A1 Sportback, our tailored car finance solutions can help you get behind the wheel of the best cars for London drivers.

Rates from 9.9% APR. Representative APR 12.4%

Evolution Funding Ltd T/A My Car Credit

My Credit Rating

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  • You are a home owner
  • You have been on the electoral role for a long period of time
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Good

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£

X monthly repayments of
£X

Typical rate

Loan amount

Total payable

X% APR*

£X

£X

*for illustration purposes only

No impact on your credit score*

Representative Example

Borrowing £7,500 at a representative APR of 12.4%, annual interest rate (fixed) 12.36%, 47 monthly payments of £196.44 followed by 1 payment of £206.44 (incl. estimated £10 option to purchase fee), a deposit of £0.00, total cost of credit is £1,939.12, total amount payable is £9,439.12.

Evolution Funding Limited, trading as My Car Credit, is a credit broker and not a lender.

Please ensure you can afford the repayments for the duration of the loan before entering into a credit agreement.

*Initial application is a soft search. Should you progress, some lenders may perform a hard search on your credit file.

Require more help?

Got a question you can’t find the answer to, or need some advice and guidance around taking out car finance? Our Car Credit Specialists are friendly, experienced, and here to help so get in touch today!

What are the Best Cars for Wheelchair Users?

Wheelchair sticker on the back of a car

An estimated 1.2 million Brits rely on wheelchairs to get from A to B. Of course, this comes with a unique set of challenges, especially when it comes to choosing a car. To make things a little easier, we’ve put together a guide to the best cars for wheelchair users. Whether you’re a wheelchair user shopping for a new car or a driver looking to accommodate a passenger with mobility issues, we have solutions.

Understanding the unique needs of wheelchair users

Most wheelchair users know the importance of measurements when it comes to accessibility. British charity The Research Institute for Disabled Consumers (RiDC) has done a fantastic job of measuring more than 1500 vehicles and rating accessibility features. Researchers have factored in variables like seat height, door openings, headroom and boot size, using a standard wheelchair. Below, we’ve picked a few of our favourite models.

Renault Megane Sport Tourer

A generously sized boot makes it easy to store an unfolded wheelchair in the back of the Renault Megane Sport Tourer. The low loading lip is a bonus and makes it a cinch to pack wheelchairs in and out. In terms of accessibility, all doors open to an angle of 72 degrees, making it one of the best cars for wheelchair users. 

Kia Carens

Shopping for second-hand cars for wheelchair users? While the Kia Carens was discontinued in 2019, there are plenty of used models on the UK market. Compact and zippy, the Kia Carens remains one of the top cars for wheelchair users. All models boast seven seats, meaning there’s plenty of room for a wheelchair when the rear seats are folded down. Need extra storage? Don’t forget to take advantage of the ’hidden’ compartment beneath the boot. Ideal for stashing a wheelchair tyre repair kit.

Ford Galaxy

The Ford Galaxy has been dazzling drivers since 2015 and remains one of our top cars for wheelchairs picks. Even with all seven seats in use, there’s still plenty of space to accommodate a folded wheelchair. As well as wheelchair-friendly features, this model treats motorists to a high-tech touchscreen media system, intelligent driver assist features and dual-zone air-conditioning. The newest models also feature Pre-Collision Assist technology designed to detect pedestrians and cars and brake accordingly.

SEAT Alhambra

Another stellar pick for second-hand buyers, the SEAT Alhambra is packed with wheelchair-savvy features. Sliding electric rear doors make loading and unloading a breeze, and the generously sized boot offers plenty of room for an unfolded wheelchair in five-seat mode. The loading lip is just 675mm off the ground, a feature that helps win this model a place in our cars for wheelchair users roundup. While the SEAT Alhambra has been discontinued since 2020, there are plenty of these wheelchair-friendly models on the second-hand market.

Looking for something brand new? The manufacturer named the SEAT Tarraco seven-seat crossover as the Alhambra’s successor. It boasts plenty of accessible features, though doesn’t rate quite as high as the Alhambra.

The Volkswagen Caddy

Now in its fifth generation, the Volkswagen Caddy continues to reign as one of the top cars for wheelchair users. If you’re looking to make adjustments or modifications, this is one of the best wheelchair adaptable vehicles in the UK. The newest edition is more versatile than ever, with a fully adjustable front seat, sliding rear doors and a clever interior layout to maximise storage and passenger comfort. Intelligent Driver Assist systems and a digitalised cockpit make getting behind the wheel an absolute pleasure.

Dacia Duster

If you’re on a budget, it’s hard to beat the value-for-money offered by the Dacia Duster. A firm favourite in the UK, this much-loved SUV boasts an enormous boot and plenty of room to make adjustments and modifications. This model is built for adventure and is perfect for wheelchair users who don’t want to hold back. Blast your favourite tunes using the next-gen multimedia suite and tackle tough terrain with the upgraded 4X4 monitor system. With a huge 214mm of ground clearance, venturing off the beaten track has never been more fun.

Citroen Berlingo 

Like the Dacia Duster, the Citroen Berlingo is a great option if you’re looking to make wheelchair-friendly adjustments and add-ons. This is mostly thanks to the generous width and height of the model. The seats are supportive and comfortable, making it great for longer trips. Even better, it’s now available as a fully electric model. If you’re looking for cars for wheelchairs that will help minimise your carbon footprint, the Citroen E-Berlingo is a fantastic choice. You’ll enjoy all the space and comfort of the combustion engine predecessor, with zero petrol bills.

Tips for choosing the best cars for wheelchairs

Consider lip height carefully

If you’re a driver looking to accommodate a wheelchair user, we recommend looking for a car with a low boot lip. This makes it much easier to lift the wheelchair in and out of the boot.

Space is key for modifications

Modifications and adjustments can make the driving experience much easier for wheelchair users. If you’re planning to make changes, choosing a car with generous dimensions can make things much easier. This is why vans and SUVs are such popular options.

Every driver and passenger is unique

When shopping for the best cars for wheelchairs, a one-size-fits-all approach won’t cut it. It’s important to consider the unique needs of the wheelchair user. One thing’s for sure – you don’t want to compromise on convenience or comfort.   

Finance a wheelchair-friendly vehicle

Ready to upgrade to a wheelchair-friendly vehicle? We can get you behind the wheel faster with tailored car finance solutions. Whether you’re shopping for a compact car for city driving or a spacious van with plenty of room for multiple passengers and wheelchairs, we’ll match your application with trusted lenders in the UK.

No matter what your circumstances are, we can help you to secure the best deals on cars for wheelchair users. Get a car finance quote today to find out how much you’re eligible for.

Rates from 9.9% APR. Representative APR 12.4%

Evolution Funding Ltd T/A My Car Credit

My Credit Rating

Excellent

  • You are a home owner
  • You have been on the electoral role for a long period of time
  • You have current credit arrangements and mortgage with no defaults
  • You have no CCJs, credit arrears or missed payments
  • You rarely apply for credit
  • You are employed or self-employed

Good

  • You are on the electoral role
  • You are a home owner or long standing tenant
  • You have a stable employment history
  • You have current credit arrangements with occasional missed payments
  • You have no CCJs

Fair

  • You are or have recently been on the electoral role
  • You may have recently changed address
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Poor

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Bad

  • You may not be traceable on the voters roll
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  • You may have been refused credit elsewhere
  • You may be in a debt management plan
£

X monthly repayments of
£X

Typical rate

Loan amount

Total payable

X% APR*

£X

£X

*for illustration purposes only

No impact on your credit score*

Representative Example

Borrowing £7,500 at a representative APR of 12.4%, annual interest rate (fixed) 12.36%, 47 monthly payments of £196.44 followed by 1 payment of £206.44 (incl. estimated £10 option to purchase fee), a deposit of £0.00, total cost of credit is £1,939.12, total amount payable is £9,439.12.

Evolution Funding Limited, trading as My Car Credit, is a credit broker and not a lender.

Please ensure you can afford the repayments for the duration of the loan before entering into a credit agreement.

*Initial application is a soft search. Should you progress, some lenders may perform a hard search on your credit file.

Require more help?

Got a question you can’t find the answer to, or need some advice and guidance around taking out car finance? Our Car Credit Specialists are friendly, experienced, and here to help so get in touch today!