4 Essential Autumn Accessories for your Car

white bmw making use of autumn accessories for your car

Some accessories for your car improve the quality of your journey, others can help you out if you get stuck in a tight spot. With the days drawing shorter and the temperatures dropping lower, there’s never been a better time to consider both. Here’s a rundown of our favourite autumn accessories for your car to keep your journeys both enjoyable and safe.

1. Tyre Pressure Monitoring System (TPMS)

Perhaps it’s among the less glamorous items on this list, but this contraption to help you gauge the pressure of your tyres can be invaluable in autumn. That’s because reductions in temperature can have a significant impact upon tyre pressure, thus affecting your grip on the road and your control over the vehicle.

3. Wireless phone charger

This handy little gizmo might seem like car tech from the future – but the future is already here, baby. Forget about bothersome wires getting in the way of the gearstick with this ingenious contraption that can clip onto your air vents and provide both power and a safe sticking place for your phone while on the move.

3. Sunglasses

We know what you’re thinking – surely there must be some mistake? Sunglasses are just for summer, right? Wrong! While there may be less sunshine during autumn and winter, the fact that the sun tends to hang lower in the sky means that it can generate more glare for those behind the wheel… which is why sunglasses are still important.

4. Jump starter

This nifty device really comes into its own as the nights draw in. Colder temperatures can increase the likelihood of your engine needing a little encouragement to get going, which is exactly what this gadget offers.  

Make sure you’re autumn-ready

These autumnal accessories will make sure you’re prepared for everything autumn can throw at you on the roads. But that’s no use if your car is on its last legs. At My Car Credit, we make it easy to find finance for a new ride without the usual delays and hassle. Calculate car finance and then apply online for a clear outline of the cost of taking out car finance with My Car Credit.

Rates from 9.9% APR. Representative APR 12.4%

Evolution Funding Ltd T/A My Car Credit

My Credit Rating

Excellent

  • You are a home owner
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  • You have current credit arrangements and mortgage with no defaults
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Good

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  • You have a stable employment history
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Fair

  • You are or have recently been on the electoral role
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  • You may not be traceable on the voters roll
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£

X monthly repayments of
£X

Typical rate

Loan amount

Total payable

X% APR*

£X

£X

*for illustration purposes only

No impact on your credit score*

Representative Example

Borrowing £7,500 at a representative APR of 12.4%, annual interest rate (fixed) 12.36%, 47 monthly payments of £196.44 followed by 1 payment of £206.44 (incl. estimated £10 option to purchase fee), a deposit of £0.00, total cost of credit is £1,939.12, total amount payable is £9,439.12.

Evolution Funding Limited, trading as My Car Credit, is a credit broker and not a lender.

Please ensure you can afford the repayments for the duration of the loan before entering into a credit agreement.

*Initial application is a soft search. Should you progress, some lenders may perform a hard search on your credit file.

Require more help?

Got a question you can’t find the answer to, or need some advice and guidance around taking out car finance? Our Car Credit Specialists are friendly, experienced, and here to help so get in touch today!

Car Gadgets: The Top Five Car Accessories

Modern BMW car interior

Anybody that spends a lot of time behind the wheel will know that car gadgets can make your journey a whole lot better! Here are our top five car accessories.

Key Locator

Phone, wallet … and then you can’t find keys. Avoid running around like a headless chicken before you leave the house by getting yourself a key locator. This little gadget attaches to your keyring and is one of the handiest accessories you can possibly imagine. Simply call the locator from your phone and find your keys! Alternatively, you can press a button on your locator and it will call your phone!

Dashcam

It’s unfortunate, but there are a lot of reckless drivers out there. The best way to prove that you aren’t one of them is with a dashcam. This car accessory records you while you’re driving so you can prove to your insurance company that an accident wasn’t your fault. It also takes note of your GPS location and your speed, which can be used as information to lower your car insurance. Win-win. 

Bluetooth Receiver

Everyone loves a good sing-song on a car journey. A Bluetooth receiver enables you to pair your device with your car so you can jam out to your favourite playlist! This tiny gadget accessory is perfect for cars that don’t have a built-in system and is great for when you’ve got backseat DJs that fancy putting on a few tunes of their own!   

Jump Starter

Never hang about on the side of the road again with this gadget accessory! A jump starter is perfect for when your car battery has gone dead or your car is getting on a bit and needs some encouragement to get going! A jump starter does exactly what it says – it jump starts your car. However, it can also be used as a portable charger for your devices – yes, it’s that small!

Air Purifier

Forget the tree-shaped car fresheners that dangle off your rearview mirror and invest in a car air purifier instead. This gadget does one better than covering any odours in your car – it eliminates them. Here’s the science behind it: the purifier releases millions of negatively charged ions that stick to the particles of odour which are then collected on a plate inside the device. Say goodbye to any wet dog and lingering drive-thru smells!     

From finding your keys to putting on your favourite road trip music, one thing’s for sure – these car accessories will make your next car journey a lot smoother!

Rates from 9.9% APR. Representative APR 12.4%

Evolution Funding Ltd T/A My Car Credit

My Credit Rating

Excellent

  • You are a home owner
  • You have been on the electoral role for a long period of time
  • You have current credit arrangements and mortgage with no defaults
  • You have no CCJs, credit arrears or missed payments
  • You rarely apply for credit
  • You are employed or self-employed

Good

  • You are on the electoral role
  • You are a home owner or long standing tenant
  • You have a stable employment history
  • You have current credit arrangements with occasional missed payments
  • You have no CCJs

Fair

  • You are or have recently been on the electoral role
  • You may have recently changed address
  • You may have occasional missed payments
  • You may have an old CCJ
  • You may have regularly applied for credit

Poor

  • You may have had frequent changes in address
  • You may not be traceable on the voters roll
  • You may have exceeded credit card limits
  • You may have missed payments on current agreements
  • You may have had a CCJ in the past

Bad

  • You may not be traceable on the voters roll
  • Your credit cards are over their limits
  • You have recent CCJs
  • You may have been refused credit elsewhere
  • You may be in a debt management plan
£

X monthly repayments of
£X

Typical rate

Loan amount

Total payable

X% APR*

£X

£X

*for illustration purposes only

No impact on your credit score*

Representative Example

Borrowing £7,500 at a representative APR of 12.4%, annual interest rate (fixed) 12.36%, 47 monthly payments of £196.44 followed by 1 payment of £206.44 (incl. estimated £10 option to purchase fee), a deposit of £0.00, total cost of credit is £1,939.12, total amount payable is £9,439.12.

Evolution Funding Limited, trading as My Car Credit, is a credit broker and not a lender.

Please ensure you can afford the repayments for the duration of the loan before entering into a credit agreement.

*Initial application is a soft search. Should you progress, some lenders may perform a hard search on your credit file.

Require more help?

Got a question you can’t find the answer to, or need some advice and guidance around taking out car finance? Our Car Credit Specialists are friendly, experienced, and here to help so get in touch today!

Smart Driving: Top Car Apps

Driver checks car driving apps on iphone watch

The whole world is being driven by smart technology, and the car industry is no exception. From the giants of Google and Apple, to ingenious tech start-ups, everyone is trying to provide a better driving experience through their apps. To give you a little steer in the right direction, we’ve got a list of our top car apps.

Waze

Waze is easily one of the best car apps around. Essentially, it’s the most comprehensive route-planning app on the market, taking every factor into account to suggest the best journey possible. Waze tells you about live traffic conditions and gives you optimised alternative routes in real-time. It also lets you know about upcoming speed cameras as well as driving hazards. These hazards include road closures, construction delays and even sneaky potholes.

Drivvo

If you’re the kind of person that isn’t knowledgeable about cars, Drivvo is the app for you. It lets you keep track of almost every service and maintenance issue you could encounter. You can also use Drivvo to keep a track of your vehicle expenses (such as fuel, maintenance and tax). If that isn’t enough, it will also update you when you need to refill your car with petrol or get your next car service – useful!

Smart Dash Cam

Having a black box is perfect for some drivers but having a dedicated dash cam can be hassle and/or expensive. Enter Smart Dash Cam, this free app transforms the camera on your smart phone into a dash cam. You can set the app to only operate at specific times in your journey that you know will be particularly hazardous. You can also use any other apps whilst using it – music, route-planning, etc.

PetrolPrices

Petrol is one of the most expensive parts of having a car, so it’s understandable that many of us try to organise our journeys around where we can fill up our cars for a good price. Well, PetrolPrices is here to help make that a whole lot easier. Over 97% of the UK’s petrol stations are on the app! So, next time you need to fill up the car on your way somewhere – fire up PetrolPrices.

Parkopedia

How many of us have taken in most of the city from a car window with our necks craned out of the window, driving round in ever frustrating circles trying to find somewhere to park? According to Parkopedia: too many! This app records the location of over 70 million parking spaces, in 15,000 cities across 89 countries. With those kinds of numbers, finding a car parking space should become a lot easier.

Car apps are there to make your driving experience as smooth as it possibly can be. From planning the best journey and plotting out petrol stops along the way, to keeping track of your car expenses and making sure you capture video of any potential dangers or accidents on the roads – these car apps have got you covered when you’re behind the wheel. Plus, when it’s finally time to get out and give the legs a stretch, parking the car will be easy as you like!

My Credit Rating

Excellent

  • You are a home owner
  • You have been on the electoral role for a long period of time
  • You have current credit arrangements and mortgage with no defaults
  • You have no CCJs, credit arrears or missed payments
  • You rarely apply for credit
  • You are employed or self-employed

Good

  • You are on the electoral role
  • You are a home owner or long standing tenant
  • You have a stable employment history
  • You have current credit arrangements with occasional missed payments
  • You have no CCJs

Fair

  • You are or have recently been on the electoral role
  • You may have recently changed address
  • You may have occasional missed payments
  • You may have an old CCJ
  • You may have regularly applied for credit

Poor

  • You may have had frequent changes in address
  • You may not be traceable on the voters roll
  • You may have exceeded credit card limits
  • You may have missed payments on current agreements
  • You may have had a CCJ in the past

Bad

  • You may not be traceable on the voters roll
  • Your credit cards are over their limits
  • You have recent CCJs
  • You may have been refused credit elsewhere
  • You may be in a debt management plan
£

X monthly repayments of
£X

Typical rate

Loan amount

Total payable

X% APR*

£X

£X

*for illustration purposes only

No impact on your credit score*

Representative Example

Borrowing £7,500 at a representative APR of 12.4%, annual interest rate (fixed) 12.36%, 47 monthly payments of £196.44 followed by 1 payment of £206.44 (incl. estimated £10 option to purchase fee), a deposit of £0.00, total cost of credit is £1,939.12, total amount payable is £9,439.12.

Evolution Funding Limited, trading as My Car Credit, is a credit broker and not a lender.

Please ensure you can afford the repayments for the duration of the loan before entering into a credit agreement.

*Initial application is a soft search. Should you progress, some lenders may perform a hard search on your credit file.

Require more help?

Got a question you can’t find the answer to, or need some advice and guidance around taking out car finance? Our Car Credit Specialists are friendly, experienced, and here to help so get in touch today!

In-Car Tech Accessories: What’s Next?

iphone in holder on car dashboard to be replaced by apple carplay

Modern cars provide more than just a way of getting from A to B. The constant advancements in-car technology can aid your drive and/or improve the ride for passengers. We've all heard endless hype about self-driving cars and electric-engine technology. So, here are some more niche examples of in-car tech that will be coming your way sooner than you might think!

Adaptive cruise control

If you’ve ever been in cruise control and had to take it off and brake harshly for a vehicle moving slower up ahead of you, consider it a thing of the past. Adaptive cruise control will automatically adjust your speed so you maintain a safe distance from vehicles up ahead making for a smoother drive.

Cooled seats

It’s a hot summer day and you get back in your car after it’s been left in the sun for a few hours – it’s an inferno. Well, now as well as perspiring with the air on full blast, you can switch your cooled seats on to lend a helping hand. Cooled seats provide a cool current of air directly through the back of your seat to make sure you stay cool behind the wheel.

CarPlay

Using your iPhone in the car for either sat nav and music can sometimes be a little fiddly. Well, that’s certainly the way that Apple views the situation. The tech giant has just released CarPlay, an interactive screen that has all the functionality of your iPhone but on your infotainment system. You can put your favourite Spotify playlist on, set your destination and hit the road.

Wireless phone charging

Forget the stray wire that you’re currently using to charge your phone in the car, wireless phone charging is set to become a common feature in your next car. In most cases, this will exist as a pad behind your gear stick which you simply put the phone on. Anyone that’s a clean car fanatic will be mad about this new feature.

Driver profiles

If you’ve ever got back into your car only to find that your seat is in a disturbing position and all your driving features have been chopped and changed, you’ll know how infuriating it is. Enter: driver profiles. This new in-car tech will allow you to set all your car particulars into a profile which you can then reset with just one click of a button, correcting any meddling from drivers in-between.

Digital dashboard

This sounds like exactly what it is: a dashboard that is entirely digital. This full-width dashboard feature (which is being created by Honda) will be made of six screens: two that act as side mirrors, one containing all your normal control info (e.g. speedometer), two for infotainment (e.g. phone functions, radio, sat-nav) and one that acts as your rear-view mirror. Think of an experience that’s closer to a spaceship than a car and you’ll get the idea.

In-car technology is having a greater effect on our driving experience with every new release. Whilst some features are just luxuries that make for a more comfortable experience others can help to improve our driving and make us safer on the road. We hope that you’re looking forward to this new in-car tech as much as we are!

My Credit Rating

Excellent

  • You are a home owner
  • You have been on the electoral role for a long period of time
  • You have current credit arrangements and mortgage with no defaults
  • You have no CCJs, credit arrears or missed payments
  • You rarely apply for credit
  • You are employed or self-employed

Good

  • You are on the electoral role
  • You are a home owner or long standing tenant
  • You have a stable employment history
  • You have current credit arrangements with occasional missed payments
  • You have no CCJs

Fair

  • You are or have recently been on the electoral role
  • You may have recently changed address
  • You may have occasional missed payments
  • You may have an old CCJ
  • You may have regularly applied for credit

Poor

  • You may have had frequent changes in address
  • You may not be traceable on the voters roll
  • You may have exceeded credit card limits
  • You may have missed payments on current agreements
  • You may have had a CCJ in the past

Bad

  • You may not be traceable on the voters roll
  • Your credit cards are over their limits
  • You have recent CCJs
  • You may have been refused credit elsewhere
  • You may be in a debt management plan
£

X monthly repayments of
£X

Typical rate

Loan amount

Total payable

X% APR*

£X

£X

*for illustration purposes only

No impact on your credit score*

Representative Example

Borrowing £7,500 at a representative APR of 12.4%, annual interest rate (fixed) 12.36%, 47 monthly payments of £196.44 followed by 1 payment of £206.44 (incl. estimated £10 option to purchase fee), a deposit of £0.00, total cost of credit is £1,939.12, total amount payable is £9,439.12.

Evolution Funding Limited, trading as My Car Credit, is a credit broker and not a lender.

Please ensure you can afford the repayments for the duration of the loan before entering into a credit agreement.

*Initial application is a soft search. Should you progress, some lenders may perform a hard search on your credit file.

Require more help?

Got a question you can’t find the answer to, or need some advice and guidance around taking out car finance? Our Car Credit Specialists are friendly, experienced, and here to help so get in touch today!