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New UK Driving Laws You Need to Know for 2025

UK government legislation is always changing, which means UK driving laws and regulations are also regularly updated. It’s sensible to keep on top of new driving law changes in the UK for 2025. Failing to stay informed could lead to unexpected fines, points on your driver’s licence or even legal issues in the most serious cases. Below, we break down the new driving law changes in 2025 for UK drivers, keeping you confident on the roads.

New driving law changes for 2025

Electric cars to pay road tax from April 2025

From 1 April 2025, electric vehicles (EVs) will have to pay road tax – also known as Vehicle Excise Duty (VED) – rates for the first time.

All UK drivers will now need to pay an annual fee for having your vehicle on the road, even if it’s electric, zero- or low-emissions.

If you’re currently an EV driver, you’ll face different tax bands depending on the registration year of your vehicle:

EVs registered from 1 April 2025 onwards will pay the standard VED rate of £10 for the first year and £195 each year after that
EVs registered between 1 April 2017 and 31 March 2025 will pay the standard rate of £195 per year
EVs registered between 1 March 2001 and 31 March 2017 will pay £20 each year

The £10 annual discount for hybrid and ‘alternatively fuelled vehicles’ (AFVs) has also been removed.

If your EV is registered after 1 April 2025, you’ll also need to pay the Expensive Car Supplement – also known as the luxury car tax – if your car’s list price exceeds £40,000 when new.

Non-electric vehicle drivers will also face increases in VED from 1 April 2025.

You can pay your VED online.

Fuel duty freeze continues

Fuel duty is payable on petrol, diesel and other liquid fuels used to power vehicles.

The fuel duty freeze had been set to end in April 2025, but has since been extended. As such, fuel duty remains at 52.95 pence per litre until 22 March 2026.

All UK drivers will continue to benefit from this rate throughout 2025 until March 2026.

The fuel duty freeze is only guaranteed for this period. After this time, the government may choose to lift the freeze, which will increase the cost of petrol and diesel for everyday drivers.

Benefit in kind (BiK) is increasing for all vehicles

From April 2025, the Benefit in Kind (BiK) tax is increasing by 1% in each tax bracket for all vehicles, including petrol, diesel and electric.

The BiK applies to everyone who pays for a car through their company benefits scheme.

From 6 April 2025, electric vehicles must pay 3% BiK, which is an increase of 1% from last year.

Electric and hydrogen cars to pay full Congestion Charge from 25 December 2025

Electric vehicle drivers have previously been able to benefit from a Congestion Charge exemption.

However, from 25 December 2025, electric and hydrogen cars will need to pay the full Congestion Charge of £15.

Be aware that there’s no Congestion Charge between Christmas Day and New Year’s Day bank holiday. The charge resumes on 2 January, so in effect, electric and hydrogen cars will only start paying the full fee from 2 January 2026.

Car insurance groups replaced with Vehicle Risk Ratings system

An insurance group system has previously been used to determine the cost of your car insurance.

For cars registered before 1 August 2024, this system will remain in place. For cars registered after this time, a new Vehicle Risk Ratings system has been introduced.

This new ratings system will evaluate your car according to categories including performance, safety, security, damageability and repairability. These factors determine the car’s score in a range of 0 to 99. The higher the number, the more your vehicle will usually cost to insure.

As a driver, you don’t need to do anything – this new system won’t impact the insurance process for you.

Zero-emission vehicle mandate

Vehicle manufacturers must now meet a quota known as the zero-emission vehicle (ZEV) mandate set by the UK government.

This mandate requires that 28% of all car sales must now be zero-emission vehicles, increasing to 80% by 2030 and 100% by 2035.

Full hybrid and plug-in hybrid vehicles can continue to be sold until 2035. This is a softening of the 2030 petrol ban, which will prohibit the sale of all new petrol and diesel vehicles from 2030.

New ‘25’ and ‘75’ number plates are coming

A new tax year promises two new vehicle number plates.

From 1 March 2025, all newly registered vehicles will come with a ‘25’ plate. Vehicles newly registered from 1 September 2025 will have a ‘75’ plate.

AI road cameras trial ends

In July 2024, it was announced that ten police forces across the UK were trialling new AI road cameras to check for driving offences. The cameras promised to detect motorists who were using mobile phones or not wearing seatbelts using the technology.

As of March 2025, the trial has ended. The cameras’ success is currently under evaluation to determine whether the scheme should be rolled out across the UK.

More funding for electric vans

If you’re a van driver looking to switch to an electric vehicle, you could benefit from extra funding from March 2025. The government is promising an extra £120 million in grants to support businesses that buy certain electric vehicles.

Certain restrictions apply:

Small vans (less than 2,500 kilograms gross vehicle weight) can secure a maximum discount of £2,500
Large vans (between 2,500 and 4,250 kilograms gross vehicle weight) can secure a maximum discount of £5,000

How these law changes could affect you

It’s wise to be aware of new driving law changes in the UK for several reasons.

The first reason to stay abreast of changes to UK driving rules and regulations is financial. Unaware drivers may face an increased risk of fines or penalties.

Regularly checking your vehicle’s insurance, registration and compliance will reduce the likelihood of you being accidentally caught out and having to pay the price.

Staying road legal in 2025 and beyond

There are easy ways to stay on top of new driving law changes:

Subscribe to DVLA reminders for helpful, timely information
Use apps or tools to monitor your vehicle’s ULEZ and CAZ eligibility
Before you buy a car, do your due diligence and check its emissions and safety tech.
You should also take time to ensure your vehicle logbook (V5C) is in your name, as this will make paying your vehicle tax much easier
Take time to familiarise yourself with the driving rules and regulations of the area before you drive in a new city or region

Final thoughts on 2025 driving law changes

This year’s driving law changes are mostly in line with new policies and protocols around safety, environment and updated tech. For example, many of the changes to rules and regulations around electric vehicles reflect the British government’s effort to reach Net Zero by 2050.

The more informed you are about 2025’s new driving law changes, the less likely you are to face unwelcome fees or penalties.

Bookmark this page or share it with friends who drive regularly to ensure that your nearest and dearest are up to date with this year’s changes to UK motoring law.

Upgrade your car ahead of next year’s changes with My Car Credit

Get a jump on changes to UK driving laws in 2026 by upgrading your vehicle today with My Car Credit.

Explore our flexible car finance options and see what kind of rates and terms you could benefit from with our car finance calculator.

Alternatively, apply now using our online form, receive a no-obligation quote in mere minutes and kickstart the journey to your next vehicle today.

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X monthly repayments of
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Representative Example

Borrowing £7,500 at a representative APR of 10.9%, annual interest rate (fixed) 10.87%, 47 monthly payments of £191.50 followed by 1 payment of £201.50 (incl. estimated £10 option to purchase fee), a deposit of £0.00, total cost of credit is £1,702, total amount payable £9,202.

Evolution Funding Limited, trading as My Car Credit, is a credit broker and not a lender.

Please ensure you can afford the repayments for the duration of the loan before entering into a credit agreement.

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How to Clean Fabric & Leather Car Seats

A clean car interior isn’t just about vanity. It's about improving the comfort of your vehicle and retaining as much value as possible. A car is one of the biggest investments the average Brit makes, so it makes sense to keep your asset in the best possible nick. Plus, a car that’s spick and span makes every mile travelled more enjoyable, whether it’s the daily commute or a leisurely drive through the countryside.

The devil is in the detail when it comes to how to clean fabric car seats and leather upholstery, which is why we’ve put together a hands-on guide covering everything you need to know about maintaining both materials.

The benefits of cleaning your car seats

Whether you own a luxury SUV like the Porsche Cayenne or a family-friendly workhorse like the Dacia Jogger, clean seats are a cornerstone of car maintenance. Here’s why regularly cleaning your car seats matters:

Extend the lifespan of your interior

No matter how careful you are, car upholstery is subject to everyday wear and tear. Dirt, dust and spills can degrade both leather and fabric seats, while factors like pets and kids can supercharge the damage. Regular cleaning helps protect the materials and ultimately, extend the lifespan of your seats.

Maintain vehicle value

First impressions matter when it comes to selling cars. A well-maintained interior with clean seats can command a higher price on the market and make your vehicle more attractive to potential buyers.

Enhance the driving experience

No matter what model you drive, a clean interior makes your experience behind the wheel more enjoyable. From short drives to longer road trips, clean seats ensure your journey is a 10/10 every time.

Prevent health issues

Car seats can harbour allergens, mould, bacteria, viruses and other nasties, especially if food spills and moisture aren’t addressed. This can trigger everything from respiratory issues to skin irritations. A good cleaning routine helps improve air quality in your cabin and ensures your seats are free from contaminants.

Keep the ‘new car’ smell

That coveted ‘new car’ smell doesn’t have to fade over time! Properly cleaning your seats can help keep your car feeling fresh for longer.

Boost personal pride

A clean car instantly boosts the personal pride you have in your vehicle. It can even influence how others perceive you both professionally and personally.

Cleaning fabric car seats

Fabric seats are known for their durability and comfort but can be a magnet for dust and stains. Here’s how to clean fabric car seats like a pro in four easy steps:

1. Vacuum thoroughly

Start by vacuuming the seats to lift loose dirt, dust, crumbs and other debris. Use a soft brush attachment to protect the fabric, and don’t forget the crevices where dust accumulates.

2. Choose and test your cleaning solution

Next, it’s time to get stuck in with a good cleaning solution. Opt for a commercial car upholstery cleaner or make a DIY solution of warm water, a few drops of dish soap and some vinegar. Test the product on a small, inconspicuous area before applying. Once you’re sure it doesn’t cause any discolouration, you can proceed. Apply the cleaner using a spray bottle to avoid soaking the seats, which can slow down the drying process and lead to mildew.

3. Scrub gently

Using a soft-bristled brush, gently scrub the fabric to loosen any embedded dirt. Don’t scrub too hard, as this can damage the fibres and fast-track issues like fading and ripping.

4. Wipe and dry

The final wipe and dry is one of the most important steps to know when learning how to clean fabric car seats. After scrubbing, wipe the seats with a clean, damp microfiber cloth. This will remove any soap residue. Let the seats air-dry with the windows down to ensure no moisture is trapped inside the car.

Cleaning leather car seats

Leather seats add a touch of luxury to your vehicle but require careful handling to keep them in tip-top condition. Here’s how to clean leather seats in a car:

1. Vacuum first

As with fabric seats, start by vacuuming leather seats to remove any surface dirt or particles. Use a soft brush attachment to prevent scratches and make sure to get into the seams where crumbs and dirt can hide.

2. Clean with a suitable leather cleaner

Using a specialised cleaner helps maintain the integrity of natural materials like leather. Spray the cleaner onto a microfiber cloth rather than directly on the seats to avoid over-application. Then, wipe the seats gently to clean the surface, using a circular motion for tougher stains.

3. Condition the leather

After cleaning, apply a leather conditioner. This step is vital in how to clean leather seats in a car, as it helps keep the leather soft and prevents cracks, tears and damage from wear and tear. Apply the leather conditioner with a soft cloth, using circular motions to achieve even coverage and absorption.

4. Buff and dry

Finally, buff the seats with another clean microfibre cloth to bring out the shine and remove any excess conditioner. Let the leather dry completely, ideally out of direct sunlight. You should also steer clear of heat sources like hairdryers, which can cause the leather to fade and crack.

Tips for maintaining car seats

Whether your car features fabric or leather seats, these universal tips will help keep your interior looking sharp.

Regular maintenance: Clean your car seats regularly to avoid the buildup of grime and stains. For fabric, a monthly clean is advisable. Leather should be cleaned and conditioned every three months.

Immediate spot cleaning: Address spills and stains immediately to prevent them from setting in. Like with clothing, always blot stains first rather than rubbing them.

Avoid direct sunlight: Where possible, park your car in the shade or undercover to protect the interior from UV damage. Sun shields on the windscreen and side windows can also help.

Clean seats not only enhance the overall look and feel of your vehicle but also help maintain its market value and extend the life of its interior. Whether fabric or leather, a little care goes a long way in keeping your car’s interior pristine.

Refresh your ride with My Car Credit

You don’t need to drive an ultra-luxurious model to enjoy a well-appointed interior. From best-selling superminis like the Vauxhall Corsa to sporty saloons like the BMW 3 Series, My Car Credit helps UK drivers slide into the driver’s seat of their dream car.

Our car finance calculator makes it easy to work out what you can afford with estimated monthly payments.

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£

Repayment term

My credit rating

X monthly repayments of
^£X

Typical rate

Loan amount

Total payable

X% APR*

£X

*for illustration purposes only

No impact on your credit score*

Representative Example

Borrowing £7,500 at a representative APR of 10.9%, annual interest rate (fixed) 10.87%, 47 monthly payments of £191.50 followed by 1 payment of £201.50 (incl. estimated £10 option to purchase fee), a deposit of £0.00, total cost of credit is £1,702, total amount payable £9,202.

Evolution Funding Limited, trading as My Car Credit, is a credit broker and not a lender.

Please ensure you can afford the repayments for the duration of the loan before entering into a credit agreement.

*Initial application is a soft search. Should you progress, some lenders may perform a hard search on your credit file.

Require more help?

Got a question you can’t find the answer to, or need some advice and guidance around taking out car finance? Our Car Credit Specialists are friendly, experienced, and here to help so get in touch today!

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car maintenance cleaning driving tips Jan24 leather

Driving in the Rain: 10 Tips for Road Safety

Driving in the rain can be a challenge for even the most experienced motorists. In the UK, where wet weather is all too familiar, knowing how to navigate the roads safely during a downpour is essential. Whether you're facing a light drizzle in Durham or a torrential rainstorm in Ramsgate, these tips will help ensure you stay safe while driving in the rain.

Check your car

Before heading out in rainy weather, make sure your car is equipped to handle the conditions. Check that your tyres have enough tread depth to prevent aquaplaning – a scenario where water builds up under the tyre and causes loss of traction. Remember, your tyres are the only point of contact between the road and your car, so it’s critical to keep them in good condition.

The minimum tread depth for car tyres in the UK is 1.6mm. Anything less not only compromises your safety but puts you at risk of a £2,500 fine and three penalty points – for every tyre that doesn’t meet the minimum requirements. So, if all four tyres are subpar you could be hit with a £10,000 fine and potentially have your licence revoked. As well as tyres, ensure your headlights, taillights and windscreen wipers are all functioning properly to provide maximum visibility and safety when driving in the rain.

Turn on your headlights

In the UK, it’s required by law to turn on your headlights when visibility is seriously reduced. This generally kicks in when you can’t see for more than 100 metres, roughly 330 feet. Using your headlights helps you see the road more clearly and, crucially, makes you more visible to other motorists when driving during rain. Not sure if visibility is bad enough to warrant switching on your headlights? When in doubt, err on the side of caution and flick them on!

Maintain a safe stopping distance

When driving in rain, it’s important to increase the space between you and the vehicle in front. This gives you more time to react if the car ahead stops suddenly when driving in the rain. It’s advised to follow the six-second rule instead of the usual two-second rule to provide ample stopping distance on slick roads.

Slow down

Speed limits are designed for ideal conditions, and rain isn’t one of them. Reduce your speed to compensate for reduced traction and visibility. Slowing down also helps prevent aquaplaning as the tyres get more contact with the road when you drive slower.

Avoid heavy braking

Try to avoid sudden stops when driving in the rain. Use the gears to slow down if possible, or gently apply the brakes early to signal to drivers behind you that you’re slowing down. Braking suddenly can lead to skidding, especially on wet roads. Results can be even more dangerous in icy conditions.

Be wary of standing water

Driving through standing water can cause hydroplaning and potential loss of control. If you encounter standing water and can’t safely avoid it, drive through it slowly and steadily. Maintain a firm, two-handed grip on the wheel and avoid making sudden steering manoeuvres.

Use air conditioning to defog

Rain doesn’t just compromise visibility outside your car. Moisture can cause your car’s windows to fog up from the inside and make it difficult to see clearly. To prevent this, use your car’s air conditioning to defog the windows and maintain visibility. The A/C helps remove excess moisture from the air inside your car and keep the windows clear while driving in the rain.

Plan your travel

If heavy rain is forecast, plan your travel accordingly. Avoid starting your journey until it clears up if possible. If you can’t avoid driving during rain, allow extra time for your journey and plan routes that avoid areas prone to flooding.

Be cautious of freezing rain

During colder months it’s worth checking the forecast for the chance of freezing rain, which can create a thin, almost invisible layer of ice on the road known. This slick layer is called black ice and is extremely slippery, not to mention dangerous as it’s hard to detect until you are already on it. If the temperature is near freezing and it’s raining, drive as if you’re on ice – slow, cautious and with no sudden turns or stops.

Research road conditions

Use traffic apps or listen to local radio stations for real-time updates on road conditions when driving during rain. Up-to-the-minute information can be invaluable, especially in wet weather when road conditions can change rapidly. Being forewarned about potential hazards can allow you to take proactive measures, such as rerouting your trip to avoid affected areas. As well as helping you stay safe, a proactive approach to road conditions can help minimise delays and ensure a stress-free journey.

Drive with confidence with My Car Credit

Driving in the rain can be challenging but with the right mindset and a good understanding of how to minimise the risks, it doesn’t have to be a nerve-wracking experience. Remember, good preparation, adjusting your driving style to suit the weather conditions and being aware of your surroundings are key to maintaining road safety during rain.

A sturdy vehicle also helps, which is where My Car Credit comes in. From tough-as-nails models like the Land Rover Defender, Jeep Compass and Toyota Highlander to urban runners like the Volkswagen Golf, Mini Cooper and Fiat Panda, a reliable vehicle can make all the difference when driving during rain. Our expert team can help secure you a deal on car finance so you can drive with confidence, whatever the British weather throws at you.

Considering an upgrade? Use our car finance calculator to see what’s affordable for you.

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Balloon Payments Explained: What, Why & How

Loan amount

£

Repayment term

My credit rating

X monthly repayments of
^£X

Typical rate

Loan amount

Total payable

X% APR*

£X

*for illustration purposes only

No impact on your credit score*

Representative Example

Borrowing £7,500 at a representative APR of 10.9%, annual interest rate (fixed) 10.87%, 47 monthly payments of £191.50 followed by 1 payment of £201.50 (incl. estimated £10 option to purchase fee), a deposit of £0.00, total cost of credit is £1,702, total amount payable £9,202.

Evolution Funding Limited, trading as My Car Credit, is a credit broker and not a lender.

Please ensure you can afford the repayments for the duration of the loan before entering into a credit agreement.

*Initial application is a soft search. Should you progress, some lenders may perform a hard search on your credit file.

Require more help?

Got a question you can’t find the answer to, or need some advice and guidance around taking out car finance? Our Car Credit Specialists are friendly, experienced, and here to help so get in touch today!

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car maintenance driving tips Jan24 rain tyre maintenance

Driving in Winter – 12 Things to Consider for Your Safety

With colder temperatures, longer nights and more kinds of precipitation than you can shake a snow shovel at, winter seems like it might have been specifically designed to make driving more difficult. But while the winter months do present unique challenges compared to their warmer counterparts, there’s no reason you can’t stay safe while on the road.

All that’s required is a little forethought before setting out on your journey and a bit of wisdom while undertaking it and you’ll soon be at your destination, safe and sound. Here are a handful of winter driving tips to ensure that both you and other road users remain safe when getting behind the wheel this winter.

Before you go

Adequate planning is important when it comes to undertaking any trip, but it’s doubly so when driving in winter. Take the time to consider the following points before you go, and you’ll be best prepared for all eventualities.

1. Is the journey essential?

Wet, icy and snowy conditions outside can create a perfect storm for motorists, so the most logical of winter driving tips is to avoid it altogether. Reassess whether you need to make the journey today and if possible, put it off until the climate improves.

2. Prepare the car

Performing general car and tyre maintenance is advisable before any lengthy trip, but it’s imperative before all journeys in inclement conditions. Check that your brakes, lights, windscreen wipers and car battery are all up to scratch, as well as topping up all of the relevant car fluids under the hood.

3. Check your tyres

The tyres fitted to the vast majority of cars around the UK are not designed for use in temperatures below 7°C, so consider changing to winter or all-season tyres for the colder months. Having a tread depth of at least 3mm when driving in winter is UK law – almost twice the 1.6mm required at all other times of the year – so make sure you meet those obligations. Carrying snow socks or chains is not a legal requirement but might be a good idea if conditions are particularly bad.

4. De-ice and de-mist

One common mistake when preparing for a winter journey is not giving yourself more time before setting off. Any ice that has accumulated on the windscreen and windows must be cleared before leaving, using lukewarm (never boiling) water, a scraper and a de-icer if you have one. Remember to de-mist the inside of the car, too, since condensation quickly builds up in colder temperatures.

5. Stock up on emergency supplies

You never know what might happen on the road, so it’s best to be prepared for the worst-case scenario. Your emergency kit should include warm clothing, food, drink, a torch, blankets, wellington boots, a de-icer, a scraper, a snow shovel, jump leads, a first aid kit and a phone charger to keep you connected.

While on the road

Of course, taking the right precautions before getting behind the wheel is important, but it’s just half the battle. Adjusting your technique on the road to practice defensive driving is paramount when it comes to ensuring the safety of yourself and others. Here are some particular points of concern:

6. Go slow

The golden rule of driving in wet, icy or snowy conditions is to reduce your speed. This allows you more time to react to unexpected occurrences (such as a pesky patch of black ice) and increases the likelihood that you’ll be capable of responding in a timely, responsible and, above all, safe manner.

7. Keep your distance

In standard driving conditions, it’s recommended to keep a distance of at least two seconds from the car in front of you. However, studies have shown that driving on ice can increase braking time by as much as ten times! With that in mind, increase your distance to at least six seconds and ideally even more to give yourself plenty of time.

8. Easy does it

As with the point above about maintaining a slow and steady speed, the same applies to acceleration and deceleration. Avoid pumping the accelerator or slamming on the brakes, since smoother application of both will aid in retaining traction and preventing unnecessary skidding.

9. Stay calm in skids

Speaking of skids, even the most careful driver may find themselves having to deal with an unexpected patch of ice at some point and heading into a skid. If that happens, the most important thing is to stay calm and steer gently into it. For example, if the rear end of the car is skidding to the right, steer gently to the right. Do not pump the brakes or take your hands off the steering wheel.

10. Listen to the road

Your car will make different noises based upon the surface of the road and the conditions that the weather exerts upon it. Generally speaking, driving through snow will create a lot of noise, since you’ll be kicking up the white stuff as you go. If the noise stops abruptly, it may signal you have moved onto a patch of ice instead.

11. Take hills carefully

It might be tempting to stamp on the accelerator when approaching a hill, but this will likely only make your wheels spin. Instead, try to build up some momentum before beginning the ascent, then climb gently, using the accelerator when necessary. Once you reach the hill’s crest, avoid switching into a higher gear and don’t brake at all as you descend, if at all possible.

12. In case of breakdown…

If the worst does come to pass and you find yourself stranded, the most important thing is not to panic. As well as following breakdown advice for any other situation, you should also prioritise staying warm (by wearing extra layers and staying inside the car, if safe to do so) and drawing attention to yourself (by tying a brightly coloured cloth or piece of clothing to the antennae of the car, using your hazards or leaving the central dome light on).

Is your car ready for winter?

Winter is easily the trickiest time of year for drivers. It’s also the time when many of us realise our cars aren’t what they used to be. If you’re looking to replace your old ride with a newer model, My Car Credit can help. We make the financing process a breeze with online applications and quick approvals. Get started today by calculating the cost of car finance before applying online.

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How Long Does It Take to Buy a Car?

Loan amount

£

Repayment term

My credit rating

X monthly repayments of
^£X

Typical rate

Loan amount

Total payable

X% APR*

£X

*for illustration purposes only

No impact on your credit score*

Representative Example

Borrowing £7,500 at a representative APR of 10.9%, annual interest rate (fixed) 10.87%, 47 monthly payments of £191.50 followed by 1 payment of £201.50 (incl. estimated £10 option to purchase fee), a deposit of £0.00, total cost of credit is £1,702, total amount payable £9,202.

Evolution Funding Limited, trading as My Car Credit, is a credit broker and not a lender.

Please ensure you can afford the repayments for the duration of the loan before entering into a credit agreement.

*Initial application is a soft search. Should you progress, some lenders may perform a hard search on your credit file.

Require more help?

Got a question you can’t find the answer to, or need some advice and guidance around taking out car finance? Our Car Credit Specialists are friendly, experienced, and here to help so get in touch today!

or call 01246 458 810

driving tips winter winter driving

Driving After Lockdown: Staying Safe After COVID-19

steering wheel of someone driving after lockdown

There’s no denying that COVID-19 disrupted almost every aspect of modern life, from how we work to how we shop. Lockdown had millions of Britons working from home, while many others were furloughed. The restriction on work and social lives meant that there was a significant reduction of vehicles on the road.

Since June, the government has pared back lockdown and is gradually reducing restrictions. Many of us are heading back to work and we can begin to visit family and friends again, while maintaining social distancing, of course.

With the surge of motorists back on the road, it’s incredibly important to be more diligent while driving. If you are getting behind the wheel for the first time in several weeks, take a look at our top tips on how to drive safely.

1. Prepare your vehicle

Your car may have been sitting for weeks on end. Before you head out on the roads, ensure that it is roadworthy. After a long period of inactivity, it’s possible your car’s battery will be flat. Inspect the tyres, ensuring the correct air pressure and that there are no cracks in the sidewalls.

Check the engine oil, lights and top up the fluids before setting off. When you need to top your car up with fuel, ensure that you are wearing gloves when handling the pump and paying.

2. Clean and disinfect

Whether you’re heading back to work, popping out to the shops or dropping off goods to vulnerable family members, your car needs to be kept clean and disinfected. Since the coronavirus can live on surfaces for up to 72 hours, it’s wise to ensure your vehicle is not a carrier of these harmful germs.

Wear appropriate personal protective equipment (PPE) to minimise the chance of coming into contact with the coronavirus. Wear gloves, a mask and an apron that are either washable or disposable.

Start by cleaning your vehicle by removing dirt, dust and debris from the interior. Next, use a disinfectant to spray over the dashboard, steering wheel, gearbox, handles, buttons, seat belts and visors. Wipe down with a clean microfibre cloth that is immediately put into the washing machine. Don’t forget to clean the interior and exterior door handles as well as the boot handle.

3. Plan ahead

Before setting off, plan a route to get to your destination. Be aware that certain road conditions may have changed in the last few weeks and there could be temporary closures and delays.

4. Slow down

There may be fewer cars than normal on the roads, which make it tempting to speed to shorten your journey. However, speeding is never the answer. Stick to the speed limits or below, especially as you get used to being behind the wheel if you haven’t driven in a while.

5. Carry hand sanitiser

Washing our hands is just as important as it was before to slow the spread of the coronavirus. However, not everyone has access to soap and water when they are out and about. Instead, many resort to the next best option – hand sanitiser.

Keep a bottle of hand sanitiser in your vehicle that is at least 60 percent alcohol to use before leaving the vehicle and upon returning. Keep the bottle out of direct sunlight as the heat could reduce its effectiveness and turn it into a potential fire hazard.

A new vehicle for your new needs

If you find yourself using your car more often or less frequently after lockdown, or if it’s just looking worse for wear, it may be time to upgrade your vehicle.

At My Car Credit, we can help you secure the right car finance that suits your needs and budget. We are operating business as usual and are ready to help you today. Calculate car finance and then apply to get started.

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Evolution Funding Ltd T/A My Car Credit

Advantages of Cars on PCP with No Deposit

Leasing vs Finance: What’s the Difference and Which is Better?

PCP Term: Everything You Need to Know

Loan amount

£

Repayment term

My credit rating

X monthly repayments of
^£X

Typical rate

Loan amount

Total payable

X% APR*

£X

*for illustration purposes only

No impact on your credit score*

Representative Example

Borrowing £7,500 at a representative APR of 10.9%, annual interest rate (fixed) 10.87%, 47 monthly payments of £191.50 followed by 1 payment of £201.50 (incl. estimated £10 option to purchase fee), a deposit of £0.00, total cost of credit is £1,702, total amount payable £9,202.

Evolution Funding Limited, trading as My Car Credit, is a credit broker and not a lender.

Please ensure you can afford the repayments for the duration of the loan before entering into a credit agreement.

*Initial application is a soft search. Should you progress, some lenders may perform a hard search on your credit file.

Require more help?

Got a question you can’t find the answer to, or need some advice and guidance around taking out car finance? Our Car Credit Specialists are friendly, experienced, and here to help so get in touch today!

or call 01246 458 810

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Under the Hood: De-bunking Five Common Driving Myths

phone being used as sat nav on dashboard of car

There are plenty of us who treat driving myths as if they’re gospel. Most of us heard about them when we were learning to drive. Some of us have probably even adjusted the way that we have driven ever since on account of these myths. We’re here to debunk five of the common driving myths, so you can drive worry-free!

Two pints is the limit for men and a large glass of wine is the limit for women

This is one of the most common (and most dangerous) driving myths around. Many people use ‘two pints for men, one large glass of wine for women’ as a strict rule when in fact there are many factors which can affect your blood-alcohol level. The amount you’ve eaten, how tired you are, whether you’ve exercised and any medication you are on can all affect your blood-alcohol level at any time. The best rule is to avoid alcohol if you’re driving. (Plus: Who said all men drink pints and women drink wine anyway?)

You get 10% flexibility over the speed limit

No, you don’t. This has caught many people out and given them some unexpected speeding points too. Whilst many speed cameras allow for a 10% error in overestimation, this isn’t true of all them. Technically if you’re 1mph over the limit, you are liable for prosecution via a speed camera or otherwise. The best (and only) thing to do is to stay under the limit at all times.

It is illegal to have a light on in a car while driving

Many of us have screamed at a passenger flicking on a light during a night-time journey or have pulled over in frustration to have one last look at the map. Well, you might be surprised to know that there is no law that states you can’t have a light on while you drive. However, you can be pulled over if a police officer deems it to be a distraction.

I can use my phone in the car if it’s for sat nav

Yes and no. Any unfixed phone that’s being used in the car (i.e. on your lap, balanced in a cup holder) is deemed unsafe and could lead to you receiving a fine for careless driving. If you’re using a phone for sat nav, it must be fixed by a phone holder either on the windscreen or dashboard.

Driving myths are amongst the least helpful myths around – they can affect the way we drive and cause us to make crucial mistakes. The next time you’re about to get behind the wheel bear in mind that unless it’s written into law, you should leave it by the roadside!

New UK Driving Laws You Need to Know for 2025

Car Tax Bands 2025: VED Road Tax Costs Explained

Can You Fix Poor Credit?

Loan amount

£

Repayment term

My credit rating

X monthly repayments of
^£X

Typical rate

Loan amount

Total payable

X% APR*

£X

*for illustration purposes only

No impact on your credit score*

Representative Example

Borrowing £7,500 at a representative APR of 10.9%, annual interest rate (fixed) 10.87%, 47 monthly payments of £191.50 followed by 1 payment of £201.50 (incl. estimated £10 option to purchase fee), a deposit of £0.00, total cost of credit is £1,702, total amount payable £9,202.

Evolution Funding Limited, trading as My Car Credit, is a credit broker and not a lender.

Please ensure you can afford the repayments for the duration of the loan before entering into a credit agreement.

*Initial application is a soft search. Should you progress, some lenders may perform a hard search on your credit file.

Require more help?

Got a question you can’t find the answer to, or need some advice and guidance around taking out car finance? Our Car Credit Specialists are friendly, experienced, and here to help so get in touch today!

or call 01246 458 810

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Dashboard Lights Explained: A Complete Guide

bmw steering wheel with dashboard lights explained

We've all been there: a light is flashing away on your dashboard with increasing alarm and you have no idea what it means. There are so many dashboard lights that it's easy to be confused with what they all mean. So, to save you from flicking through your car manual, we’ve got an easy overview for you to get familiar with.

Red dashboard lights

These are the warning lights on your dashboard that you need to be most concerned about. They carry more severe warnings and should be acted upon as soon as possible: either by pulling into your nearest garage or stopping the car and calling a professional.

Oil warning

This warns you that something isn’t right with your oil: its temperature could be too high or its level and pressure could be too low. Oil protects the parts of your engine against friction by lubricating its parts via a pressure pump. If there is something wrong with your oil, you could be in for some expensive engine damage. Not good.

Coolant warning

Your coolant helps to keep your engine’s temperature regulated: without it, your engine would overheat to the point where its components would start to warp. If this light starts flashing, either your engine is overheating or your coolant level is too low. This could be an easy-fix issue or a sign of a bigger problem.

Battery charge warning

This light comes on every time you turn on your engine and will usually turn off a few seconds after. However, if you see this light remains on while you’re driving, there’s normally a problem with your electrical system. This could be a bad connection, a dodgy battery, damaged cabling or a faulty alternator. All of these could cause the car to effectively shut off and break down involuntarily – get it checked.

Brake system warning

Your brakes are one of the most important features of your vehicle. If this light comes on and your handbrake is down, there could be something wrong with your braking system. This could be that the brake fluid level is low or a more serious issue.

Airbag warning

Your airbag is one of the most modern and effective safety features in your vehicle. If this light comes on, there could be a fault with it. Without proper function, your airbag won’t go off in a crash and could cause serious harm to you and your passengers.

Power steering warning

Power steering is the technology behind your steering wheel that allows you to move it with ease. You might not have experienced what it feels like without it, but it’s a lot heavier to turn. This can be very dangerous for some drivers.

Amber dashboard lights

These lights indicate an issue with the engine which will affect the car’s performance and if left unchecked, could cause danger. It’s best to get these looked at sooner rather than later.

Check engine warning

This is a general warning light which indicates that there is something wrong with the engine that can reduce its performance. This could be anything from the ignition to the pistons.

ABS warning

The ABS light refers to the Anti-lock Braking System, which prevents you from skidding during heavy braking. Whilst the normal brake system will be unaffected, you should heed any consistent warning from this light as something could be wrong with your brakes.

Tyre pressure warning

This light indicates that the pressure in your tyres is wrong. If there is no noise from the vehicle and you get out and there is no sign of a flat tyre, you should be okay to drive on (cautiously) until you can check them properly.

The next time you see a symbol flashing away on your dashboard, hopefully, you’ll know what it’s trying to tell you. In any case, a warning light indicates that something isn’t right and you should get it sorted as soon as you can.

New UK Driving Laws You Need to Know for 2025

Car Tax Bands 2025: VED Road Tax Costs Explained

Can You Fix Poor Credit?

Loan amount

£

Repayment term

My credit rating

X monthly repayments of
^£X

Typical rate

Loan amount

Total payable

X% APR*

£X

*for illustration purposes only

No impact on your credit score*

Representative Example

Borrowing £7,500 at a representative APR of 10.9%, annual interest rate (fixed) 10.87%, 47 monthly payments of £191.50 followed by 1 payment of £201.50 (incl. estimated £10 option to purchase fee), a deposit of £0.00, total cost of credit is £1,702, total amount payable £9,202.

Evolution Funding Limited, trading as My Car Credit, is a credit broker and not a lender.

Please ensure you can afford the repayments for the duration of the loan before entering into a credit agreement.

*Initial application is a soft search. Should you progress, some lenders may perform a hard search on your credit file.

Require more help?

Got a question you can’t find the answer to, or need some advice and guidance around taking out car finance? Our Car Credit Specialists are friendly, experienced, and here to help so get in touch today!

or call 01246 458 810

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New driving law changes for 2025

Electric cars to pay road tax from April 2025

Fuel duty freeze continues

Benefit in kind (BiK) is increasing for all vehicles

Electric and hydrogen cars to pay full Congestion Charge from 25 December 2025

Car insurance groups replaced with Vehicle Risk Ratings system

Zero-emission vehicle mandate

New ‘25’ and ‘75’ number plates are coming

AI road cameras trial ends

More funding for electric vans

How these law changes could affect you

Staying road legal in 2025 and beyond

Final thoughts on 2025 driving law changes

Upgrade your car ahead of next year’s changes with My Car Credit

Rates from 9.9% APR. Representative APR 10.9%

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The benefits of cleaning your car seats

Extend the lifespan of your interior

Maintain vehicle value

Enhance the driving experience

Prevent health issues

Keep the ‘new car’ smell

Boost personal pride

Cleaning fabric car seats

1. Vacuum thoroughly

2. Choose and test your cleaning solution

3. Scrub gently

4. Wipe and dry

Cleaning leather car seats

1. Vacuum first

2. Clean with a suitable leather cleaner

3. Condition the leather

4. Buff and dry

Tips for maintaining car seats

Refresh your ride with My Car Credit

Rates from 9.9% APR. Representative APR 10.9%

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Check your car

Turn on your headlights

Maintain a safe stopping distance

Slow down

Avoid heavy braking

Be wary of standing water

Use air conditioning to defog

Plan your travel

Be cautious of freezing rain

Research road conditions

Drive with confidence with My Car Credit

Rates from 9.9% APR. Representative APR 10.9%

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Before you go

1. Is the journey essential?

2. Prepare the car

3. Check your tyres

4. De-ice and de-mist

5. Stock up on emergency supplies

While on the road

6. Go slow

7. Keep your distance

8. Easy does it

9. Stay calm in skids

10. Listen to the road