5 Best Cars for Older Drivers in the UK

Elderly man in a car

Crawling into a low-slung sports car might’ve had its thrills back in the ‘70s – especially if you had Fleetwood Mac on the cassette and a mullet blowing in the breeze. But these days, it’s all about comfort, confidence and practicality. Whether you’re popping to Lidl for a big shop or heading down the M1 to visit the grandkids, driving one of the best cars for older drivers makes all the difference.

And let’s be honest – with the cost of living creeping up and pensions that don’t always stretch as far as they used to, most of us are thinking twice before filling the tank or splashing out on something new. That’s why low running costs have become just as important as legroom.

Thankfully, today’s car market is packed with options that tick all the right boxes. From smart safety tech and efficient engines to high-seated comfort and stress-free driving, these newer models run circles around the old Ford Cortinas, Austin Maxis and Vauxhall Cavaliers many of us learned to drive in. And they don’t need three prayers and a jump-start on a cold morning, either. 

In this guide, we’re rounding up the best cars for older drivers in the UK that strike the perfect balance of value, safety and convenience without skimping on comfort.

What to look for in a car as an older driver

Older drivers tend to know exactly what they want and what they absolutely won’t tolerate (we’re looking at you, fiddly touchscreens and back-breaking boot lips). With years of driving know-how under your belt, it’s less about flash and more about what actually makes life easier behind the wheel. 

Here’s what to keep in mind when picking your next motor as an older driver:

High seating position

No one wants to perform a three-act play just to get in and out of a car. A raised driving position means easier access and a better view of the road. Very helpful whether you’re navigating winding roads in the Lake District or edging into a tight space in the B&Q car park.

Great visibility

Big windows, slim pillars and clever camera tech all help make reversing less of a guessing game. Bonus points for cars with large door mirrors and clear windscreen views.

Supportive seats

Your lower back probably isn’t what it used to be, and that’s okay. Adjustable lumbar support and wide, padded seats can help reduce fatigue. Ideal if you’re heading off for a weekend in the Peaks or tackling school pick-up duty for the grandkids.

Easy-to-use tech

Touchscreens are fine in theory, but no one wants to scroll through ten menus just to turn the radio down. Big buttons, voice controls and simple dashboards are a win with experienced motorists. 

Smooth automatic gearboxes

No more stalling at awkward junctions. The best cars for older drivers boast modern automatic gearboxes that are a godsend in stop-start traffic or when navigating unfamiliar roads on your next National Trust day out.

Running costs that don’t ruin your pension

Whether you’re on a fixed income or just watching the pennies, fuel efficiency and low road tax matter. Hybrids and smaller petrol engines can really shine here.

Smart safety tech

Lane assist, parking sensors, automatic emergency braking, today’s features go way beyond ABS. Think of it as your own digital co-pilot.

5 best cars for older drivers in the UK

We’ve picked five standout models that strike a balance between comfort, affordability, practicality and tech. Whether you’re downsizing from a bulky estate or simply want something easier to live with, there’s something here to suit your lifestyle.

#1 Honda Jazz

The reliable all-rounder that just makes life easier.

If you’ve ever owned a Honda Civic or remember how bulletproof the old Accords used to be, the Jazz is their natural descendant – just with better tech and cleverer storage. It’s been a favourite among older drivers for years, and with good reason.

Features to love:

  • Magic Seat system – Honda’s folding rear seats are a game-changer. Flip them up like cinema seats to carry tall items (hello, potted plants from your local garden centre), or down flat for serious boot space.
  • High driving position No awkward bending, no disappearing below the dashboard.
  • Hybrid powertrain Achieves around 60 mpg. That’s fewer petrol stops and lower running costs.
  • Compact outside, roomy inside – Ideal if you’re navigating tight village roads or parking outside the community centre.

Price range: 

From £28,060 new – around £15k for a 1-2-year-old model.

Safety: 

The Honda Sensing suite makes the Jazz one of the best cars for older drivers. Think collision mitigation, lane-keeping assist and adaptive cruise control.

Perfect for: 

Drivers who want something dependable, smart and easy to handle. Whether you’re off to the Cotswolds for a bank holiday weekend or picking up the papers, the Jazz won’t let you down.

#2 Toyota Yaris Cross

Small SUV, big practicality (and a very comfortable ride). 

Think of this as the Cliff Richard of cars – unassuming, efficient and somehow still going strong after all these years. The Yaris Cross is a compact crossover that blends hatchback ease with SUV height. The result? A ride that’s perfect for drivers wanting that elevated view without a bulky frame. No wonder it’s one of the best cars for older drivers in the UK. 

Features to love:

  • Comfortable step-in height – No clambering required.
  • Hybrid economy – It’ll regularly get over 55 mpg. Great for those longer runs on the motorway to get away for the weekend or visit the family. 
  • Excellent safety kit – Even base models get Toyota Safety Sense. Enjoy road sign assist, pre-collision warning, adaptive cruise control and more.
  • Small footprint – Easy to park even at a packed Tesco.

Price range: 

From £26,495 new. Finance options bring this within reach for many retirees.

Perfect for: 

Drivers who want SUV-like visibility and comfort without the size or running costs of a full-blown 4×4.

#3 Skoda Octavia Hatch SE

Loads of space, solid value and outstanding long-distance comfort.

If you’re the kind of person who still remembers when Skoda jokes were all the rage, this car will change your tune. The modern Octavia is one of the most spacious and refined hatchbacks out there. More practical than some SUVs and twice as polite on fuel.

Features to love:

  • Enormous boot – Over 600 litres to be exact! Perfect if you’re heading to the airport (hello Spanish sunshine!) or stocking up at Costco.
  • Plush cabin – Soft-touch materials, supportive seats and an interior that rivals far pricier cars.
  • Driver-friendly tech – Clear digital displays, logical buttons and physical controls where you need them.
  • Smooth, stable ride – Glides over bumps like it’s floating down a country lane in Lincolnshire.

Price range: 

Around £27,845 new, with excellent used examples under £15,000.

Safety: 

Looking for one of the safest cars for seniors? Rear parking sensors, lane assist and fatigue detection are all included with the Octavia. 

Perfect for: 

Older couples or solo drivers who still do long motorway journeys or road trips with friends. Think golf weekends, coastal escapes or just a comfy drive to the grandchildren’s school play.

#4 Hyundai i10 or i20

Small but mighty with modern looks and big features.

These little Hyundais are proof that good things come in small packages. Perfect for retired drivers living in town, they’re nippy, easy to park and surprisingly refined inside. 

Features to love:

  • Great visibility – Upright windows, wide windscreens and high-mounted seats make it easy to see what’s going on around you. 
  • Compact size – Parallel parking outside the pharmacy? No problem. The compact size is what makes the i10 and i20 two of the best cars for senior drivers.
  • Impressive equipment – Touchscreens, Bluetooth, air-con and rear cameras are all standard.
  • Reliable and affordable – Hyundai has one of the most competitive warranties in the UK. Five years of peace of mind.

Price range: 

i10 from £16,100, i20 from £22,100. Plenty of used models with low mileage available from around £9,000.

Perfect for: 

Urban retirees who want easy parking, low insurance and enough tech to keep up with the times (even if your first car was a Cortina).

#5 Kia Soul

Boxy charm, brilliant access and an electric option too.

Not everyone wants something mainstream and that’s where the Soul comes in. With its upright stance and wide-opening doors, this compact crossover is quirky, comfortable and remarkably good at keeping things simple. 

Kia is no longer manufacturing new petrol models though there’s plenty to choose from on the used market, or upgrade to a brand-new EV and drive one of the best cars for older drivers in the UK. 

Features to love:

  • Spacious interior – Flat floors, high roof and ample elbow room. Plenty of space to install car seats for the grandkids. 
  • EV option available – The e-Soul offers up to 280 miles on a single charge – good for the planet and your wallet.
  • Senior-friendly access – Big doors, a high step-in point and zero faff.
  • Visibility – Great driving position and huge rear window.

Price range:

Used petrol models from £13,200. EVs from £32,845 (or finance them affordably).

Perfect for:

Independent drivers who want something a bit different – think Glastonbury spirit with a warm flask and a portable seat in the boot.

Can older drivers still get car finance?

Absolutely. The notion that car finance is only for young professionals or high earners is as outdated as a Ford Capri. At My Car Credit, we know that older drivers are some of the most responsible borrowers out there. And age alone is never a reason to be turned down.

What really matters when financing cars for seniors is affordability. In other words, your ability to make the repayments comfortably. That means pensions, savings, investments or part-time income all count.

Here’s how we make it work at My Car Credit:

  • Soft credit checks – You can check your eligibility without leaving a mark on your credit file. No commitment, no pressure. Just a chance to see what’s possible.
  • Pension income is valid – If you’ve got a steady retirement income, you’re in a strong position.
  • Joint applications are welcome – You can apply with a partner or even a family member.
  • We work with specialist lenders – Some of our finance providers cater specifically to older applicants.

Top tip: Before applying, make sure your credit report is accurate. Free tools like ClearScore or Experian can flag any outdated info. So whether you’re 60 or 75, still working or fully retired, don’t rule yourself out. We’re here to support, not judge.

Finance one of these cars with My Car Credit

Once you’ve found the right motor (whether it’s a zippy i10 for town or a roomy Octavia for those big family trips) My Car Credit can help make it yours.

Here are a few ways to get the ball rolling and secure the keys to one of the best cars for senior drivers:

Use the finance calculator

Pop in a few details to our car finance calculator and see your estimated monthly payments. No pressure – just a feel for what’s doable.

Try a soft search

See if you’re likely to be approved before you apply. It won’t affect your credit score.

Apply online

Our form is easy to fill out (and you can do it with a cup of tea and a biscuit on the sofa).

Get personalised support

Our friendly team is here to guide you through the process. No jargon, no sales patter. Just clear advice. 

And because we work with a wide panel of lenders, we can match you with the right deal, even if your credit history isn’t perfect.

Pick what suits your driving lifestyle

Finding the best cars for older drivers in the UK isn’t just about MPG or boot space. It’s about how a model fits your life.

Still volunteering at the local community centre? You’ll want something that’s easy to park and not too thirsty. The Hyundai i10 or Kia Soul could be a great match.

Love weekends away in the Lakes or heading down to see the grandkids? The Skoda Octavia offers comfort, space and cruise control to keep things smooth.

Mobility not what it used to be? Look for wide-opening doors, high seats and minimal sill height. All found in the Yaris Cross or Jazz!

And don’t forget tech features like heated seats (lovely in winter), rear cameras (saves your neck) and voice control (just say “play The Beatles” and off you go).

Stay independent with a set of wheels

Getting older doesn’t mean giving up your independence. In fact, the right cars for seniors can give it back. Whether you’re 60 and still working, or 75 and embracing retirement, you deserve a car that suits your needs, not the other way around.

So if your knees protest when you get in and out, or you’ve had enough of manual gears on hills, don’t wait. There’s a better fit out there… and it might just be sitting down the road at one of our carefully vetted forecourts. 

Enjoy confidence, comfort and control with My Car Credit

Choosing your next car isn’t just a practical decision, it’s part of your next chapter. For some, it’s the first time buying a new car in decades. For others, it’s a well-deserved upgrade after years of raising a family, running a business or navigating Britain’s endless roundabouts.

So treat yourself to one of the best cars for senior drivers. Turn up The Rolling Stones or ABBA Gold and imagine that first drive, whether it’s down to Whitby for fish and chips or just a run to the local allotment with the radio on.

With My Car Credit, you’ll find a finance partner that understands your life stage, listens to your needs and offers real support. Ready to get started? Try our car finance calculator today or give us a ring. No pushy sales and no nonsense, we promise. Just help finding a car that’s right for you.

Rates from 9.9% APR. Representative APR 10.9%

Evolution Funding Ltd T/A My Car Credit

My Credit Rating

Excellent

  • You are a home owner
  • You have been on the electoral role for a long period of time
  • You have current credit arrangements and mortgage with no defaults
  • You have no CCJs, credit arrears or missed payments
  • You rarely apply for credit
  • You are employed or self-employed

Good

  • You are on the electoral role
  • You are a home owner or long standing tenant
  • You have a stable employment history
  • You have current credit arrangements with occasional missed payments
  • You have no CCJs

Fair

  • You are or have recently been on the electoral role
  • You may have recently changed address
  • You may have occasional missed payments
  • You may have an old CCJ
  • You may have regularly applied for credit

Poor

  • You may have had frequent changes in address
  • You may not be traceable on the voters roll
  • You may have exceeded credit card limits
  • You may have missed payments on current agreements
  • You may have had a CCJ in the past

Bad

  • You may not be traceable on the voters roll
  • Your credit cards are over their limits
  • You have recent CCJs
  • You may have been refused credit elsewhere
  • You may be in a debt management plan
£

X monthly repayments of
£X

Typical rate

Loan amount

Total payable

X% APR*

£X

£X

*for illustration purposes only

No impact on your credit score*

Representative Example

Borrowing £7,500 at a representative APR of 10.9%, annual interest rate (fixed) 10.87%, 47 monthly payments of £191.50 followed by 1 payment of £201.50 (incl. estimated £10 option to purchase fee), a deposit of £0.00, total cost of credit is £1,702, total amount payable £9,202.

Evolution Funding Limited, trading as My Car Credit, is a credit broker and not a lender.

Please ensure you can afford the repayments for the duration of the loan before entering into a credit agreement.

*Initial application is a soft search. Should you progress, some lenders may perform a hard search on your credit file.

Require more help?

Got a question you can’t find the answer to, or need some advice and guidance around taking out car finance? Our Car Credit Specialists are friendly, experienced, and here to help so get in touch today!

What are the Best Cars for Students in 2023?

Fiat 500

Whether you live in the heart of a university town, or it takes you an hour plus to get to campus, a car can be a gamechanger for students. Even if you don’t drive to class every day, a set of wheels is invaluable when it comes to stocking up at the supermarket and trips home to see the family on bank holiday weekends.

What are the best cars for students? Generally, student cars are compact, affordable and cheap to run and insure. With these three features in mind, we’ve put together a list of the top student-friendly cars in the UK. There’s something for everyone, so take a look and get inspired!

Volkswagen Polo

Cute and compact, it’s hard to look past the Volkswagen Polo when it comes to the best cars for students. It’s small enough to squeeze into those tiny parallel parking spots that can be a lifesaver when you’re running late for class, yet spacious enough to whisk your friends away on a weekend road trip.

The small engine won’t just save you money at the forecourt. It also keeps you in a low insurance bracket. This means more cash to spend on nights out with your crew.

Fiat 500

The pocket-sized Fiat 500 is ideal for students looking for a combination of style and functionality. Like the Volkswagen Polo, manoeuvring into impossibly small parking spaces is a cinch. It also performs well when it comes to CO2 emissions, making it a great pick if you’re studying environmental science. Road taxes and insurance are low, yet another perk that makes the Fiat 500 one of the best cars for students.

Dacia Sandero

Got your heart set on a brand-new car? The Dacia Sandero is one of the most affordable new cars in the UK. Prices for showroom models start at £13,795, which puts the Dacia Sandero well within the reach of students. The company recently revamped the model from the wheels up, which means you’ll enjoy a suite of luxury features – all with a surprisingly low price tag. We’re talking sleek LED headlights, emergency brake functionality and hill start assist, a huge bonus for new drivers who aren’t confident taking off on vertigo-inducing roads. If you attend the University of Bristol or the City of Bristol College, you’ll know what we’re talking about!

Of course, not too many students have the cash to purchase a new car outright. This is where auto finance steps up. At My Car Credit, we specialise in getting students behind the wheel of their dream car. Read up on car finance eligibility on our website to find out more.

Ford Fiesta

Shopping for second-hand models? The Ford Fiesta has been around for decades, which makes it one of the best cars for students on a budget. You’ll see loads of these best-selling models on the used market, whether you’re based at Imperial College London or the University of Edinburgh. A used Ford Fiesta won’t necessarily turn heads, but it will deliver on comfort, safety and style. These cars are also cheap to insure, run and repair – another huge bonus for budget-conscious students.

If you’re in the market for a new car, the new-generation Ford Fiesta will dazzle you with a digital instrument cluster and clever features, like pre-set options for different drivers. This is perfect if you’ll be sharing your Ford Fiesta with a partner.

Kia Picanto

With showroom prices starting at ‎£13,415, the Kia Picanto is an attractive option for first-time buyers. Price isn’t the only thing to love about this compact city car. Fuel efficiency of up to 58.9 MPG means fewer trips to the petrol station. If you’re tossing up between running a car or purchasing a bus pass for your time at university, it’s worth crunching the numbers to see if a fuel-efficient vehicle like the Kia Picanto is a better option. CO2 emissions start at 110 g/km, which makes the Kia Picanto one of the best cars for students who want to reduce their environmental footprint.

Considering the price, you get loads of high-end features. Think Bluetooth® connectivity for music streaming and a USB port for on-the-go charging. If you’re open to increasing your budget, Kia Picanto GT-Line will turn heads on campus with a sleek and sporty aesthetic. The icing on the cake? A seven-year/100,000 mile warranty means there’s every chance you’ll still be zipping around in your Kia Picanto long after you’ve graduated.

Hyundai i10 

Whether you’re looking for a new model or browsing the second-hand market, the Hyundai i10 is one of the best cars for students. It may look small on the outside but the Hyundai i10 can comfortably seat five adults. In fact, the latest model boasts an extra 40mm of width between the wheels. This makes it feel even roomier than previous generations.

Young drivers can’t get enough of the best-in-class connectivity, including features like a wireless charging pad (if you add on a Tech Pack or upgrade your trim). All models come with Bluetooth® connectivity and wireless Apple CarPlay or Android Auto, so you can blast your favourite tunes on your way to campus. Whether it’s Ed Sheeran or The Smiths, high quality speakers ensure you don’t miss a beat.

Secure the keys to your new set of wheels today

Now you know more about the best cars for students, it’s time to take the plunge and pick your favourite. Whether you’re in the market for a shiny new Dacia Sandero with all the upgrades or a pre-owned Ford Fiesta with an irresistible price tag, we have you covered with tailored car finance solutions designed especially for students.

Give us a call on 01246 458 810 to chat to a friendly representative or email us at enquiries@mycarcredit.co.uk to find out more.

Rates from 9.9% APR. Representative APR 10.9%

Evolution Funding Ltd T/A My Car Credit

My Credit Rating

Excellent

  • You are a home owner
  • You have been on the electoral role for a long period of time
  • You have current credit arrangements and mortgage with no defaults
  • You have no CCJs, credit arrears or missed payments
  • You rarely apply for credit
  • You are employed or self-employed

Good

  • You are on the electoral role
  • You are a home owner or long standing tenant
  • You have a stable employment history
  • You have current credit arrangements with occasional missed payments
  • You have no CCJs

Fair

  • You are or have recently been on the electoral role
  • You may have recently changed address
  • You may have occasional missed payments
  • You may have an old CCJ
  • You may have regularly applied for credit

Poor

  • You may have had frequent changes in address
  • You may not be traceable on the voters roll
  • You may have exceeded credit card limits
  • You may have missed payments on current agreements
  • You may have had a CCJ in the past

Bad

  • You may not be traceable on the voters roll
  • Your credit cards are over their limits
  • You have recent CCJs
  • You may have been refused credit elsewhere
  • You may be in a debt management plan
£

X monthly repayments of
£X

Typical rate

Loan amount

Total payable

X% APR*

£X

£X

*for illustration purposes only

No impact on your credit score*

Representative Example

Borrowing £7,500 at a representative APR of 10.9%, annual interest rate (fixed) 10.87%, 47 monthly payments of £191.50 followed by 1 payment of £201.50 (incl. estimated £10 option to purchase fee), a deposit of £0.00, total cost of credit is £1,702, total amount payable £9,202.

Evolution Funding Limited, trading as My Car Credit, is a credit broker and not a lender.

Please ensure you can afford the repayments for the duration of the loan before entering into a credit agreement.

*Initial application is a soft search. Should you progress, some lenders may perform a hard search on your credit file.

Require more help?

Got a question you can’t find the answer to, or need some advice and guidance around taking out car finance? Our Car Credit Specialists are friendly, experienced, and here to help so get in touch today!

Top 9 underrated cars under 10K

Honda Civic

Between petrol, insurance and general maintenance costs, running a car is expensive. To absorb these costs, many Brits are forced to trim their overall budget when it comes to shopping for a new set of wheels. The good news? With the best underrated cars under 10k, you don’t have to compromise on style or performance. £10,000 is a great budget when you’re shopping for second-hand vehicles and can score you some very tasty models.

Whether you’re looking for a family-friendly compact SUV, zippy hatchback or an executive saloon, you’ll be amazed at how far a £10,000 budget will stretch. There’s something for everyone on our roundup of the top underrated cars under 10k, so let’s get stuck in.

BMW 1 Series Mk2

Produced between 2011 and 2019, the BMW 1 Series Mk2 offers excellent value for money. The cabin feels spacious and high-end, with lots of tech features in the newer models. You’ll see both petrol and diesel engines on the second-hand market in a variety of different sizes. Responsive handling and sports-inspired performance make the BMW 1 Series Mk2 a fantastic choice for motorists with champagne taste on a beer budget.

Honda S2000

Looking for a smart little roadster with a dash of nostalgia? Scour the second-hand market and you’ll find a handful of pre-loved Honda S2000s. Sure, mileage may be high for listings in the £10,000 range. After all, production did stop in 2009, which means even the newest models are 14+ years old. But if the car has been well looked after and the owner can produce a detailed logbook, a Honda S2000 is one of the best underrated cars under 10k.

Citroen C3 Aircross Mk1

Fun and funky, the Citroen C3 Aircross Mk1 will get heads turning, especially if you snag one with a bold paintjob. This compact SUV is packed with clever features, including loads of storage for family road trips. Fuel efficiency is great for both the petrol and diesel engines – another big plus for families on a budget. The cabin doesn’t feel as luxurious as other compact SUVs on the market, but you can’t argue with the price. That said, if the previous owner splurged on a trim upgrade, you may be able to score luxe upholstery like leather or corduroy.

Honda Civic

First launched in 1972, the Honda Civic quickly emerged as a fan favourite in the UK. Compact and lively, the best-selling hatchback is just as at home in the city as it is on winding country lanes. Fun fact – when the model was first launched in the 1970s, it was accompanied by a “We’ll get you where you’re going” slogan. This still rings true today. If you’re looking for underrated cars under 10k that will get you where you’re going, the Honda Civic is a top pick.

Land Rover Discovery

You could easily spend £60,000+ on a used Land Rover Discovery. But if you’re willing to look past models released in the last few years and opt for something a little older, there are plenty of gems on the used car market.

In terms of space and off-road capabilities, it’s hard to beat the Land Rover Discovery. Yes, they do have a bit of a reputation when it comes to reliability. But if you’re confident in the maintenance department and have a good mechanic on hand, a second-hand Land Rover Discovery can be a great investment.

Skoda Yeti

Launched at the Geneva Motor Show in 2005, the Skoda Yeti made waves in the small SUV market. It wasn’t long before Top Gear legend Jeremy Clarkson hailed it as the “best car in the world”. Practical yet cheeky, the model was an instant hit. If you’re looking for something that will transition from muddy roads to motorways with ease, the Skoda Yeti is one of the best underrated cars under 10k.

Jaguar XJR (X308)

Dreaming of getting behind the wheel of a Jag but don’t have tens of thousands of pounds to drop? Simply roll back the clock a few decades and consider a sleek Jaguar XJR (X308). These full-size luxury saloons were produced from 1997 to 2003 and make a statement with a boxy silhouette and retro aesthetic. Under the hood is a powerful V8 engine that holds its own against the latest showroom models.

Ford Fiesta

The Ford Fiesta has earned a loyal following with everyone from students to CEOs. Prices start at around £19,000, which means there are some serious steals to be had on the second-hand market. Brits can’t get enough of the model, so there’s plenty to choose from when it comes to colours, engines, specs and trim levels. Chances are, you’ll find a used Ford Fiesta for sale just down the road!

Renault Captur Mk1

Rolled out of the factory from 2013 to 2019, the Renault Captur Mk1 is a great pick if you’re looking for underrated cars under 10k. It’s marketed as a compact crossover SUV and offers plenty of space for growing families. Our advice is to look for a listing from 2017 onwards – the model was given a complete makeover in 2017 and emerged sleeker and more stylish. 

Stretch your budget further with My Car Credit

Wondering, “can I afford to buy a car?” With My Car Credit, you can spread out the cost of purchasing a new vehicle. Instead of dropping £10,000 all at once, we can help you to secure auto finance with trusted British lenders. Even with a poor credit rating, it may still be possible to finance a car and make the most of your £10,000 budget.

Ready to get into the driver’s seat of one of the top underrated cars under 10k? Give us a call on 01246 458 810 to chat to a friendly team member or email us at enquiries@mycarcredit.co.uk to find out more.

Rates from 9.9% APR. Representative APR 10.9%

Evolution Funding Ltd T/A My Car Credit

My Credit Rating

Excellent

  • You are a home owner
  • You have been on the electoral role for a long period of time
  • You have current credit arrangements and mortgage with no defaults
  • You have no CCJs, credit arrears or missed payments
  • You rarely apply for credit
  • You are employed or self-employed

Good

  • You are on the electoral role
  • You are a home owner or long standing tenant
  • You have a stable employment history
  • You have current credit arrangements with occasional missed payments
  • You have no CCJs

Fair

  • You are or have recently been on the electoral role
  • You may have recently changed address
  • You may have occasional missed payments
  • You may have an old CCJ
  • You may have regularly applied for credit

Poor

  • You may have had frequent changes in address
  • You may not be traceable on the voters roll
  • You may have exceeded credit card limits
  • You may have missed payments on current agreements
  • You may have had a CCJ in the past

Bad

  • You may not be traceable on the voters roll
  • Your credit cards are over their limits
  • You have recent CCJs
  • You may have been refused credit elsewhere
  • You may be in a debt management plan
£

X monthly repayments of
£X

Typical rate

Loan amount

Total payable

X% APR*

£X

£X

*for illustration purposes only

No impact on your credit score*

Representative Example

Borrowing £7,500 at a representative APR of 10.9%, annual interest rate (fixed) 10.87%, 47 monthly payments of £191.50 followed by 1 payment of £201.50 (incl. estimated £10 option to purchase fee), a deposit of £0.00, total cost of credit is £1,702, total amount payable £9,202.

Evolution Funding Limited, trading as My Car Credit, is a credit broker and not a lender.

Please ensure you can afford the repayments for the duration of the loan before entering into a credit agreement.

*Initial application is a soft search. Should you progress, some lenders may perform a hard search on your credit file.

Require more help?

Got a question you can’t find the answer to, or need some advice and guidance around taking out car finance? Our Car Credit Specialists are friendly, experienced, and here to help so get in touch today!

What is the Safest Car for a Teenager?

Renault Clio

Receiving a freshly issued driver’s license in the mail is an exciting milestone for teens. As well as a newfound sense of freedom, a license unlocks exciting new opportunities for work and play. Of course, the next step is securing a set of wheels.

Teens may be all about speed, style and street cred, but for most parents, safety is a top priority. Wondering what is the safest car for a teenager? Read on as we take a closer look at some of the safest, teen-friendly sets of wheels on the market.

Volkswagen Polo

Compact and zippy, the Volkswagen Polo is a perfect first car for teenagers. The cabin is spacious and well-appointed, with lots of tech in the newer models. It’s definitely not the most powerful model in the Volkswagen family, but the 1.0-litre petrol engine is a great starting point for new drivers. The low-powered engine also makes the Polo cheap to run and insure.

What is the safest car for a teenager, according to the Euro NCAP? The 2017 VW Polo supermini earned 5 stars in the crash test, including 96% in the Adult Occupant category. This is largely thanks to first-rate frontal and lateral protection. You’ll see loads of 2017 models on the used market. Or, if your budget is bigger, consider buying new and enjoy all the latest safety features and in-cabin tech. 

Vauxhall Corsa

The Vauxhall Corsa isn’t just one of the top-selling vehicles in the UK. It’s also one of the safest, boasting a 4-star Euro NCAP crash rating. This makes it a great pick if you’re researching “what is the safest car for a teenager”. Newer models are packed with features designed to support new drivers, including blind-spot detection, lane-assist and automatic emergency braking.

The enormous popularity of the Vauxhall Corsa means there’s plenty to choose from on the second-hand market. If you’re looking for a great deal on safe and reliable cars for teens, a Vauxhall Corsa from 2019 onwards is a savvy choice. The model was completely revamped in 2019, which means you’ll enjoy a suite of next-gen features.

Want to get your teen behind the wheel of an eco-friendly car? The latest generation of Corsa is also available with a fully electric engine. Prices start at just over £32,000, making this one of the more affordable EVs on the market.

Ford Fiesta

Fun and free-spirited, the Ford Fiesta is a fantastic car for newly licensed teenagers. It has great adult occupancy safety ratings, so you can rest easy knowing your teen is driving a model with an excellent Euro NCAP crash rating.

What is the safest car for a teenager with driver assist features? Splurge on a new-generation model and your teen will enjoy features like an interactive digital instrument cluster. As well as improving the driving experience, features like easy-to-read icons, navigation alerts and the option to pre-program driver preferences boost safety.

Like other superminis, great fuel economy and low insurance rates make the Ford Fiesta a great choice for teens. It’s been a favourite with UK motorists for years, meaning you’ll see plenty of supply on the second-hand market.

Renault Clio

Renault is a stickler when it comes to safety, so it’s no surprise the Clio earned 5 stars in the Euro NCAP crash rating test. Now in its fifth generation, the best-selling model scored an Adult Occupant safety rating of 96%. If you’re looking for a car that offers young drivers the very best in on-road protection, the Renault Clio delivers.

Teens also benefit from a laundry list of safety assist features, including blind spot warning, traffic sign recognition, emergency braking and more. For young drivers with minimal experience, these features can be a huge bonus. Renault says the latest models have “the most comprehensive driving assistance on the market”. No wonder the Clio scored 72% in the Vulnerable Road Users category and 75% for Safety Assist features.

ORA Funky Cat

What is the safest car for a teenager with an all-electric engine? The ORA Funky Cat is turning heads with a retro aesthetic, next-generation technology and, of course, an emissions-free engine. It scored an impressive 92% for Adult Occupant safety in the Euro NCAP crash rating test, making it a solid choice for new drivers. It’s also packed with the latest technology and scored a huge 93% in the Safety Assist category. No wonder it was selected as one of the ‘Best in Class Cars of 2022’ by the Euro NCAP.

Skoda Fabia

A twinkling 5-star Euro NCAP safety rating makes the Skoda Fabia a solid choice for new drivers. What is the safest car for a teenager when it comes to the Adult Occupant rating? The 2021 Skoda Fabia is right up there with a score of 85%. It’s been out for a few years, which means you’ll see plenty of these models on the second-hand market. The small hatchback is also packed with features designed to assist drivers and protect vulnerable road users.

Stay safe with auto finance from My Car Credit

Safety should always come first when helping teens get behind the wheel of their first car. Now you know more about “what is the safest car for a teenager”, let’s talk finance. Most teens simply don’t have the funds to purchase a new or used car outright. This is where car finance steps up. It bridges the gap and allows young drivers to spread out the cost of purchasing a vehicle.

Can you get car finance at 18? Yes! The minimum age for car finance is 18, and your teen will need to meet eligibility criteria to get approved. Find out more in our complete guide to car finance eligibility. Or give us a call on 01246 458 810 to chat to our dedicated team about finance options for teens.

Rates from 9.9% APR. Representative APR 10.9%

Evolution Funding Ltd T/A My Car Credit

My Credit Rating

Excellent

  • You are a home owner
  • You have been on the electoral role for a long period of time
  • You have current credit arrangements and mortgage with no defaults
  • You have no CCJs, credit arrears or missed payments
  • You rarely apply for credit
  • You are employed or self-employed

Good

  • You are on the electoral role
  • You are a home owner or long standing tenant
  • You have a stable employment history
  • You have current credit arrangements with occasional missed payments
  • You have no CCJs

Fair

  • You are or have recently been on the electoral role
  • You may have recently changed address
  • You may have occasional missed payments
  • You may have an old CCJ
  • You may have regularly applied for credit

Poor

  • You may have had frequent changes in address
  • You may not be traceable on the voters roll
  • You may have exceeded credit card limits
  • You may have missed payments on current agreements
  • You may have had a CCJ in the past

Bad

  • You may not be traceable on the voters roll
  • Your credit cards are over their limits
  • You have recent CCJs
  • You may have been refused credit elsewhere
  • You may be in a debt management plan
£

X monthly repayments of
£X

Typical rate

Loan amount

Total payable

X% APR*

£X

£X

*for illustration purposes only

No impact on your credit score*

Representative Example

Borrowing £7,500 at a representative APR of 10.9%, annual interest rate (fixed) 10.87%, 47 monthly payments of £191.50 followed by 1 payment of £201.50 (incl. estimated £10 option to purchase fee), a deposit of £0.00, total cost of credit is £1,702, total amount payable £9,202.

Evolution Funding Limited, trading as My Car Credit, is a credit broker and not a lender.

Please ensure you can afford the repayments for the duration of the loan before entering into a credit agreement.

*Initial application is a soft search. Should you progress, some lenders may perform a hard search on your credit file.

Require more help?

Got a question you can’t find the answer to, or need some advice and guidance around taking out car finance? Our Car Credit Specialists are friendly, experienced, and here to help so get in touch today!

What are the Best Vehicles for Elderly Passengers?

VW Golf driving on the road

There’s a lot to consider when shopping for a new car, especially when seniors are concerned. Whether they’re behind the wheel, riding shotgun or settled into the back seats, elderly passengers have a unique set of needs. This is what prompted us to put together a countdown of the best vehicles for elderly passengers.

Just like other motorists, choosing a car is a very personal preference. At the end of the day, it all comes down to the individual wants, needs and lifestyle of those who will be using the car. So, what are the best vehicles for elderly passengers? Read on as we take a closer look at some of the top models for seniors.

Whether you’re an active and independent senior shopping for a new set of wheels, or a younger driver looking for a car that meets the needs of an ageing relative, we have options!

1.   Honda Jazz

The Honda Jazz is a firm favourite with elderly passengers and drivers. That’s for a good reason! It’s small, compact and great for zipping around the city. The nifty little engine offers plenty of power without feeling too overwhelming. All four doors swing open nice and wide, making it easy to manoeuvre in and out of the car. The seats are also a good height – a big bonus for people with mobility issues.

Seniors love the low boot lip, which makes loading cargo like groceries and luggage a cinch. No need to throw out your back when packing for a weekend away! If needed, the back seats can be folded down to make room for larger items like wheelchairs.

2.   Ford Fiesta

The Ford Fiesta is a best-selling model in the UK and it’s easy to see why. It’s packed with features to make driving easier, included a heated windscreen to melt off ice on cold days. Let’s be real, scraping ice off the windscreen is the last thing anyone wants to do, especially seniors. For elderly passengers that consider themselves young at heart, models like the rugged Fiesta Active and sporty Fiesta ST-Line appeal.

The newly launched interactive digital instrument cluster makes it easy to customise your driving experience, while technology like lane assist heightens safety credentials. The fuel economy is excellent, another plus for the Ford Fiesta. CO2 emissions are also low compared to other models, making the Ford Fiesta a great pick for eco-conscious seniors.

3.   Volvo D60

Volvo has always been popular with older motorists. It wins the demographic over with best-in-class safety features, superlative comfort and loads of space. Not to mention reliability. This makes it one of the best vehicles for elderly passengers! The latest V60 model lives up to the brand’s reputation. The seats are supportive, comfortable and adjustable. Like other Volvos, the D60 boasts an enormous boot with a flat floor. This makes it easy to slide cargo in and out, without too much fuss. The back seats offer plenty of room to pile in the grandkids, furry friends or large objects like wheelchairs and walkers. 

4.   Nissan Leaf

Looking to go electric? EVs are a fantastic option for seniors who use their cars to run errands and make short trips. That said, the latest Nissan Leaf offers mileage of almost 240 miles, making it more than capable of longer trips. Whether you’re whisking the grandkids away to the seaside or heading up to Edinburgh to celebrate a golden wedding anniversary, the Nissan Leaf is a great fit for older drivers.

It’s cheap to run and is packed with clever tech features like ProPILOT Assist designed to streamline the driving experience. The electric motor is amazingly quiet – an added bonus for drivers that are a little hard on hearing. Despite its compact size, the Nissan Leaf boot is surprisingly spacious. If you’ve got items like wheelchairs to consider, boot size is important when shopping for the best vehicles for elderly passengers.

5.   Volkswagen Golf SV

The extra width, length and height makes the Volkswagen Golf SV a senior-friendly alternative to the classic hatchback model. The front seats are almost 60mm higher than the hatchback, which means elderly motorists and passengers can avoid the dreaded stoop. There’s plenty of leg room in the front and back seats, which makes the Golf SV great for passengers with knee issues. Slide back the rear seats to unlock a huge 590 litres of boot space. This is almost on par with the popular Golf Estate.

6.   Hyundai Kona

Practicality is front and centre in the Hyundai Kona. The cabin is comfortable and well laid out, unlike some new models that can feel a bit like spaceships! Even better, the raised driver’s seat boosts visibility and offers a great view of the road and surrounding traffic. Features like a reversing camera and rear parking sensors appeal to all drivers, not just seniors.

Now let’s talk about colours. With paint shades like Tangerine Comet, Pulse Red, Surfy Blue and Acid Yellow to choose from, there’s no risk of forgetting where you’ve parked. Simply scan the carpark and look for the colour pop. Of course, if you’re after a more understated shade, Hyundai has options. Buying a new car is always a treat, but you’ll find plenty of Konas on the second-hand market if you’re on a budget. 

7.   Mercedes B-Class

Like other models featured on this list, the Mercedes B-Class boasts excellent visibility. This makes it easy to keep tabs on your surroundings while in the driver’s seat. It’s loaded with intelligent driver-assistance systems, as well as senior-friendly features like keyless entry for the doors and boot. Mercedes describes the dash as “futuristic, yet familiar”, so the learning curve is pretty minimal. This can be very helpful, as Teslas, for example, can feel a little overwhelming to drive at first.

Financing a car for elderly passengers

Thinking of upgrading to one of the best vehicles for elderly passengers? With car finance, you can stretch your budget further and rule out a compromise. So, how hard is it to get car finance? With support and expertise from My Car Credit, car finance is easy. To learn more about our services, give our friendly team a call on 01246 458 810.

Rates from 9.9% APR. Representative APR 10.9%

Evolution Funding Ltd T/A My Car Credit

My Credit Rating

Excellent

  • You are a home owner
  • You have been on the electoral role for a long period of time
  • You have current credit arrangements and mortgage with no defaults
  • You have no CCJs, credit arrears or missed payments
  • You rarely apply for credit
  • You are employed or self-employed

Good

  • You are on the electoral role
  • You are a home owner or long standing tenant
  • You have a stable employment history
  • You have current credit arrangements with occasional missed payments
  • You have no CCJs

Fair

  • You are or have recently been on the electoral role
  • You may have recently changed address
  • You may have occasional missed payments
  • You may have an old CCJ
  • You may have regularly applied for credit

Poor

  • You may have had frequent changes in address
  • You may not be traceable on the voters roll
  • You may have exceeded credit card limits
  • You may have missed payments on current agreements
  • You may have had a CCJ in the past

Bad

  • You may not be traceable on the voters roll
  • Your credit cards are over their limits
  • You have recent CCJs
  • You may have been refused credit elsewhere
  • You may be in a debt management plan
£

X monthly repayments of
£X

Typical rate

Loan amount

Total payable

X% APR*

£X

£X

*for illustration purposes only

No impact on your credit score*

Representative Example

Borrowing £7,500 at a representative APR of 10.9%, annual interest rate (fixed) 10.87%, 47 monthly payments of £191.50 followed by 1 payment of £201.50 (incl. estimated £10 option to purchase fee), a deposit of £0.00, total cost of credit is £1,702, total amount payable £9,202.

Evolution Funding Limited, trading as My Car Credit, is a credit broker and not a lender.

Please ensure you can afford the repayments for the duration of the loan before entering into a credit agreement.

*Initial application is a soft search. Should you progress, some lenders may perform a hard search on your credit file.

Require more help?

Got a question you can’t find the answer to, or need some advice and guidance around taking out car finance? Our Car Credit Specialists are friendly, experienced, and here to help so get in touch today!