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Top 10 Cars with the Best Tech

Everyone has different priorities when it comes to cars. Some people value performance, others prioritise value for money, and many seek out cars with the best tech. Needless to say, the latter is one of our favourite ways to rank models. Here are our top 10 cars with the best tech.

Auto manufacturers are continually exploring new ways to enhance the driving experience. This means that today’s models offer more bells and whistles than ever. And we’re not just talking about rear vision cameras and parking assistance. Think nightclub-worthy sound systems, collision-avoidance technology and built-in night sky simulators.

If you’re a technophile, you’re in luck. Read on as we list the top 10 cars with the best tech. Our countdown covers all bases, including budget-friendly models and luxury icons.

Tesla Model 3

Tesla is a pioneer of automotive technology and we’re not just talking about battery power. If you’ve ever been behind the wheel of a Tesla or even peered in through a window, you’ll have noticed the enormous screens. These are a signature feature and control everything from cabin heating and cooling to headlight activation. On motorways, the Tesla 3 more or less drives itself thanks to the next-generation Autopilot system. When it comes to fun, the Tesla 3 is definitely one of the cars with the best tech. This model is packed with novel tech features, including custom horn options.

Kia Rio

The Kia Rio may be small, but it punches well above its weight in terms of technology. Safety is front of mind thanks to Forward Collision-Avoidance Assist (FCA) technology that uses a front bumper radar to detect potential hazards and brake automatically, if necessary. As well as your choice of Android Auto™ or Apple CarPlay™, you’ll enjoy Kia Connect services that integrate features like in-car navigation, weather updates and fuel pricing, so you can find where to buy the cheapest fuel.

When approaching your destination, you’ll get real-time information on public parking space locations, pricing and availability. Download the Kia Connect app and you’ll enjoy even more technology at your fingertips.

Mercedes S-Class

Mercedes has always been at the forefront of tech features and the S-Class is no exception. The huge touchscreen can be activated and locked using facial recognition. If you hate squeezing into tight spots, you’ll love the parking features that many high-tech cars offer. Mercedes has developed some of the best parking assist technology in the business, making it a cinch to pull into even the tightest spots.

Hyundai Ioniq 5

Hyundai is known for offering reliable cars that are excellent value for money, and the Ioniq 5 doesn’t disappoint. An all-around camera system makes it easy to keep tabs on your surroundings. If you like to set off on weekend camping trips, the Hyundai Ioniq 5 features a built-in household socket to keep all your appliances charged.

BMW iX

The latest SUV from BMW will impress even the most discerning technophiles. This space-age model is packed with easter eggs, including radiant surface heating technology designed to keep the cabin cosy on chilly winter mornings. Instead of a traditional blind, the sunroof can be changed from transparent to opaque at the touch of a button.

2021 Ford Mustang Mach-E

The Ford Mustang Mach-E is another all-electric car packed with all sorts of technology. One exciting feature is the enormous 15.5-inch screen that not only acts as an infotainment hub but is also used to customise a laundry list of vehicle settings.

2021 Nissan Versa

An affordable price tag and loads of tech-friendly features earn the 2021 Nissan Versa a place on our list of cars with the best tech. Safety buffs will love features like Automatic Emergency Braking and Lane Departure Warning.

Audi A7 Sportback

Audi has reimagined the limits of a family car with the A7 Sportback. The model treats you to a suite of high-tech features, including an intuitive HD MMI touch display screen. The signature Audi Virtual Cockpit swaps traditional dials for a fully customisable digital screen. Download the myAudi app and you’ll unlock more tech savvy features, including entertainment functions, real-time information about your car and a remote sensor that allows you to lock and unlock your Audi from anywhere in the world.

2022 Range Rover

No model eclipses the new Range Rover in terms of luxury. The car is literally fit for a queen and dazzles passengers with features like ‘hot stone’ massage seats. A Pivi Pro infotainment system takes connectivity to the next level with a sleek ‘floating glass’ touchscreen, intuitive interface and 3D maps. Rear seat passengers aren’t left out, with a high-definition entertainment system compatible with screen mirroring and HDMI connectivity. Definitely one of the top cars with the best tech in terms of entertainment.

Rolls Royce Phantom

The Rolls Royce Phantom is an icon for a reason. Favoured by the likes of David Beckham and Kim Kardashian, this model is the epitome of luxury. One of our favourite features is the Starlight Headliner, which uses fibre-optic lights to create a dazzling night sky. You can even customise constellations. Whispers, the exclusive owners-only Rolls Royce app, is backed by a 24/7 concierge.

Finance the best tech

Whether you’re a budget-conscious buyer or ready to splurge on a luxury model, you’ll be impressed by the cutting-edge technology integrated into cars today. Now you know more about cars with the best tech, it’s time to start browsing the market. The first step is setting a budget, which calls for a fair amount of number crunching. Our car finance calculator simplifies this step with a handy tool that shows you how to work out APR on a car loan in seconds. Simply punch in your numbers and discover how to get the most out of your budget.

For more information on how to calculate car finance interest and secure the best deals, get in touch by email or give us a call on 01246 458 810.

Rates from 9.9% APR. Representative APR 10.9%

Evolution Funding Ltd T/A My Car Credit

Loan amount

£

Repayment term

My credit rating

X monthly repayments of
^£X

Typical rate

Loan amount

Total payable

X% APR*

£X

*for illustration purposes only

No impact on your credit score*

Representative Example

Borrowing £7,500 at a representative APR of 10.9%, annual interest rate (fixed) 10.87%, 47 monthly payments of £191.50 followed by 1 payment of £201.50 (incl. estimated £10 option to purchase fee), a deposit of £0.00, total cost of credit is £1,702, total amount payable £9,202.

Evolution Funding Limited, trading as My Car Credit, is a credit broker and not a lender.

Please ensure you can afford the repayments for the duration of the loan before entering into a credit agreement.

*Initial application is a soft search. Should you progress, some lenders may perform a hard search on your credit file.

Require more help?

Got a question you can’t find the answer to, or need some advice and guidance around taking out car finance? Our Car Credit Specialists are friendly, experienced, and here to help so get in touch today!

or call 01246 458 810

A Beginner’s Guide to Finding Car Insurance for Electric Cars

Electric cars have gone from futuristic novelty to everyday reality. Whether it’s a Tesla gliding down the M1, a Nissan Leaf squeezing into a tight space in London, or a MG4 tackling the hills of the Peak District, EVs are everywhere. And the movement isn’t slowing down. With ULEZ zones expanding, petrol and diesel bans looming and charging points popping up faster than Costa outlets, more and more British drivers are making the switch.

The numbers say it all. At the start of 2025, over 1.4 million fully electric cars were registered in the UK. This accounts for just over 4% of all cars on British roads. Back in 2021, that figure was just 1.2%, meaning the number has more than tripled in just a few years. Safe to say, EVs are here to stay.

One thing that catches many new EV owners out? Insurance. It’s easy to assume car insurance for electric cars works the same way as petrol or diesel cover. Until you start looking at policies and realise that things like battery cover, charging cables and specialist repairs make a difference.

If you’re considering buying an EV or switching your insurance, this guide breaks down everything you need to know about finding car insurance for electric cars, without the faff.

What is electric car insurance?

Electric car insurance isn’t wildly different from standard insurance, but EVs come with a few quirks. The key differences?

Battery cover – EV batteries aren’t cheap, and some policies don’t cover them if they’re leased.
Specialist repairs – Fewer mechanics are trained to fix EVs, which means repairs can cost more.
Charging equipment – Some policies protect charging cables, home charge points and even public charge mishaps (like if someone trips over your cable).

Because of these factors, EV insurance can be priced differently. Sometimes more, sometimes less, depending on the insurer and the model.

The bottom line? No matter what model you drive, having the right insurance matters. Whether it’s covering costly battery repairs, protecting your home charger or ensuring you’re not left footing the bill for third-party incidents, insurance for electric cars keeps you financially secure. With the growing number of electric cars on UK roads, insurers are adapting and offering tailored policies to give EV owners peace of mind. But it’s crucial to check exactly what’s covered before you commit.

The future of electric vehicles

With the 2030 petrol and diesel ban creeping closer, the transition to electric is well underway. The number of EVs on UK roads has tripled since 2021, and it’s only going up from here.

How does this affect insurance?

More insurers offering EV cover – Specialist policies are now common.
Cheaper premiums over time – As EVs become the norm, insurance prices will stabilise.
More second-hand EVs available – This means lower purchase prices and, in turn, lower insurance costs.
Government incentives – Perks like reduced Vehicle Excise Duty (VED) for zero-emission cars also make EV ownership more appealing.

Do insurers cover electric cars?

Yes. Most major companies, including Aviva, Direct Line and Admiral, offer car insurance for electric cars. Some providers even offer EV-specific policies, covering things like:

Battery repairs and replacement
Charging cable protection
Breakdown cover with mobile charging

Own a Tesla, Polestar or Porsche Taycan? Some policies require repairs to be done at manufacturer-approved centres, so check the small print.

Types of electric car insurance cover

Not all car insurance policies offer the same level of protection, and that’s especially true for EVs. Whether you’re driving a budget-friendly Dacia Spring, a mid-range Kia EV6 or a high-performance Mercedes-Benz EQS Saloon, the type of cover you choose can make a big difference if something goes wrong.

Here’s a breakdown of the main options:

Third-party only (TPO)

Covers damage to other vehicles and property.

Won’t cover your own EV. So if you’ve spent serious money on a Tesla Model Y or a Polestar 2, this could leave you out of pocket.

TPO is the bare minimum level of cover required by law. It’s often chosen by drivers of older, lower-value cars where repair costs wouldn’t justify a pricier policy. But with EVs generally costing more than petrol or diesel cars, this level of insurance for electric cars isn’t always the smartest choice.

Third-party, fire & theft (TPFT)

Adds theft and fire protection on top of third-party cover.

Still won’t cover your own EV if you crash or it gets damaged in an accident.

TPFT gives some extra peace of mind, especially as EVs are becoming a bigger target for thieves due to their expensive batteries and high-tech features. For example, some models, like the Kia E-Niro Electric Estate and Hyundai Ioniq 5, have been flagged as attractive to thieves because of their keyless entry systems. If you’re worried about battery theft or fire damage, this policy at least offers a step up from basic third-party cover.

Comprehensive insurance

✔ Covers everything. Your car, other cars, theft, fire and more. Basically, total peace of mind.
✔ Best for EVs because of the higher cost of repairs.

Comprehensive insurance is usually the best option for EV drivers. With repair costs higher than petrol or diesel cars (especially if something goes wrong with the battery) it makes sense to have full cover.

Let’s say you own a Volkswagen ID.4 and someone scrapes it in a car park and drives off. If you only have TPO or TPFT cover, you’ll be paying for those repairs yourself. But with comprehensive car insurance for electric cars, your insurer steps in to cover the damage.

Why choosing the right cover matters

EVs in the UK range from £15,000 for budget models like the Dacia Spring to £100,000+ for luxury vehicles like the BMW i7. Or if you’re feeling really fancy, the Rolls-Royce Spectre starts at a cool £330,000.

No matter what you drive, getting the right level of cover is important. Your policy will depend on:

The car’s value – A used Nissan Leaf might not need the same cover as a brand-new BMW iX SUV.
How often you drive – Full coverage makes more sense if you’re racking up miles for work.
Charging arrangements – If you rely on public chargers, cover for charging cables and accidental damage is worth considering.

With EV technology still evolving, repair costs remain higher than traditional cars, so opting for comprehensive cover is often the safest bet. A little extra on your monthly premium now could save you thousands later.

What extras can you secure on an electric car insurance policy?

EVs come with unique risks, so extra cover can make sense. Consider add-ons like:

Battery protection – If your battery isn’t covered, a replacement could set you back £5,000–£10,000.
Charging cable cover – Theft, damage and third-party liability (because tripping over a cable is a real risk).
Home charger cover – Some insurers cover damage or theft of your wall-mounted charge point.
Breakdown cover – Some providers now offer mobile charging if you run out of juice mid-journey.

Given the higher repair costs and specialist nature of EVs, checking your policy for these extras is essential. Whether it’s battery protection or charging equipment cover, having the right add-ons can save you money and hassle in the long run. A quick policy review now ensures you’re fully covered, before you need to make a claim.

How do you insure an electric car?

Insurance for electric cars is straightforward, granted you do the homework:

Compare quotes – Some insurers charge a premium for EVs, so shopping around pays off.
Choose the right coverage – Your policy should be based on the vehicle’s value and your individual needs.
Provide detailed information – You’ll need to disclose relevant information about the car, including battery type and charging requirements. Our advice? Be as thorough as possible when insuring electric cars.
Check insurance extras – Read the fine print and make sure you’re clear on coverage for extras like the battery and cables.
Declare modifications – Software updates and aftermarket chargers can affect premiums.

Does it cost more to insure an electric car?

It depends on the model. Some EVs cost more to insure because of battery replacement costs and specialist repairs. Others are cheaper, thanks to fewer moving parts and lower accident rates.

Policies can creep up due to:

- EV battery replacement costs – These can surpass £10,000 if not under warranty.
- Specialist repairs – Not all garages can fix EVs, so some insurers charge more.

Limited data for insurers – Insurance relies on statistics, and with EVs still relatively new, there’s less data available compared to petrol and diesel cars. The good news? As more EVs hit the road, insurers gain a better understanding of risks and repair costs, which should lead to more competitive premiums in the future.

Ways to save on EV insurance

Go for a model with lower repair costs – A Fiat Grande Panda or Citroen e-C3 costs less to insure than a high-end EV.
Improve security – Driveway parking and steering locks can reduce premiums.
Increase voluntary excess – A higher excess can lower monthly payments.

Electric car insurance should stabilise as EVs become the norm, just as it does with petrol and diesel cars. With more trained mechanics, better parts availability and insurer competition, premiums will likely become more affordable over time.

Financing an electric vehicle

There’s no sugarcoating it – EVs cost more upfront. While running costs are lower (no fuel, fewer mechanical issues and cheaper road tax for starters) the initial price tag can feel steep. That’s where car finance helps make EV ownership more accessible.

Here’s a look at your options:

PCP (personal contract purchase)

PCP offers lower monthly payments because you’re only paying for the car’s depreciation, rather than the full value. At the end of the term, you can buy the car outright, return it or part-exchange it for a newer model.

Lots of flexibility makes PCP ideal for EV drivers who like to upgrade as battery technology improves. It’s also great for models like the Tesla Model 3 or Porsche Taycan, where residual values tend to stay high.

HP (hire purchase)

HP spreads the full cost of the car over monthly instalments, so by the end of the term, you own the vehicle outright. No balloon payment required. Monthly payments are higher than PCP but there’s no mileage limit and you won’t need to decide whether to hand the car back.

If you’re planning to keep an EV long-term, HP makes sense for reliable models like the Mini Electric or Volkswagen e-Up.

Leasing

Leasing is like a long-term rental, with fixed monthly payments and no option to buy at the end. Since EV technology is evolving quickly, leasing allows you to upgrade to a new model every few years without worrying about depreciation.

Great if you want to experience the latest tech, like the Renault 5 Turbo 3E, Range Rover EV and BMW iX3 2025, without committing to ownership.

Government incentives and grants

The UK government offers various incentives to make EV ownership more affordable. These include:

OZEV electric vehicle chargepoint grants – Get up to £350 or 75% off the cost of installing a home charger.
Salary sacrifice schemes – Employees can save on an EV by leasing through their employer, thanks to tax-efficient salary sacrifice schemes.
Company car tax savings – EVs attract a much lower Benefit-in-Kind (BiK) tax rate (currently 2%), making them a cheaper option for company car drivers compared to petrol or diesel models.
ULEZ and Clean Air Zone exemptions – Electric vehicles are exempt from Ultra Low Emission Zone (ULEZ) charges and Clean Air Zones (CAZ).

With more financial incentives and falling EV prices, switching to electric is becoming more cost-effective, especially with the right finance plan.

Affordable car finance with My Car Credit

At My Car Credit, we help drivers secure affordable finance for EVs, whether you’re after PCP, HP or leasing options. With access to a wide panel of lenders, we help match you with a finance deal that fits your budget. Thinking about going electric? We’ll guide you through the process, so you can drive away in the right EV without overstretching your finances.

Partner with us and you’ll get:

Competitive rates from trusted UK lenders
A hassle-free online application
Quick decisions and flexible repayment options

Take the hassle out of EV financing

With over 1.4 million electric cars now on UK roads, EV ownership is no longer niche. As the market expands, insurance options are becoming more competitive. Checking battery cover, comparing quotes and understanding how EV repairs affect premiums will help you secure the right protection without overpaying.

Looking to finance an EV? My Car Credit offers flexible options to help spread the cost. Our friendly team is here to answer all your questions about finance agreements, electric car insurance and more.

Apply online today and start your electric journey with confidence.

Frequently asked questions about car insurance for electric cars

What is the best insurance for electric cars?

A comprehensive policy usually offers the best protection. Compare quotes to find a good deal and select coverage based on the vehicle’s specs and usage.

Can you insure an electric car without battery cover?

Yes, but battery repairs are costly. Full cover reduces financial risk.

Does my insurance cover charging cables?

Some electric car insurance policies do but it’s always worth checking. Theft and accidental damage may not be included.

Other helpful guides

8 Benefits of Getting an Electric Car on Finance

Electric Car: Lease vs Buy – Which is Best?

Electric Car FAQs – Where to Charge?

Rates from 9.9% APR. Representative APR 10.9%

Evolution Funding Ltd T/A My Car Credit

7 Advantages of Used Car Hire Purchase

Can I Give My Car Back to the Finance Company?

What Is PCP Car Finance? A Simple Guide to Personal Contract Purchase

Loan amount

£

Repayment term

My credit rating

X monthly repayments of
^£X

Typical rate

Loan amount

Total payable

X% APR*

£X

*for illustration purposes only

No impact on your credit score*

Representative Example

Borrowing £7,500 at a representative APR of 10.9%, annual interest rate (fixed) 10.87%, 47 monthly payments of £191.50 followed by 1 payment of £201.50 (incl. estimated £10 option to purchase fee), a deposit of £0.00, total cost of credit is £1,702, total amount payable £9,202.

Evolution Funding Limited, trading as My Car Credit, is a credit broker and not a lender.

Please ensure you can afford the repayments for the duration of the loan before entering into a credit agreement.

*Initial application is a soft search. Should you progress, some lenders may perform a hard search on your credit file.

Require more help?

Got a question you can’t find the answer to, or need some advice and guidance around taking out car finance? Our Car Credit Specialists are friendly, experienced, and here to help so get in touch today!

or call 01246 458 810

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Electric Car FAQs – How Much to Charge?

Most owners of EVs prefer to charge their cars at home, but it can also be done via workplace or public charging spots. The amount that it costs to charge an electric car inevitably varies between these locales. As such, the numbers provided below are a guideline rather than a hard-and-fast rule, but this article provides a good overview for how much it costs to charge an electric car..

How to charge an electric car

There are three main ways that an EV can be charged. Each one will impact how much it costs to charge an electric car.

Home

This is the easiest way to charge an electric car. It can be done via a three-pin domestic socket, but it’s more energy efficient to charge an EV with a dedicated home charger, as these are three times faster than a three-pin socket. As EVs become more popular, there are increasingly flexible at-home charging options available.

At-home charging is contingent on being able to install a unit for EVs, which can be pricey. You may be able to secure on OZEV grant in order to fund this, however.

Workplace

Check whether your employer has workplace EV charging, which is being introduced as a scheme to encourage commuters to switch to electric cars.

Public

The public EV charging network is vast, and it may feel overwhelming. Units can be found at locations including car parks, retail parks and service stations.

How much does it cost to charge an electric car?

Be aware that it’s difficult to provide an exact costing for how much it costs to charge an EV, because this will depend on energy providers, amongst a whole host of other factors, including the location, tariff, charging speed and the vehicle’s battery capacity.

Home

Exactly how much it costs to charge an EV at home will depend entirely on your energy tariff. It also depends on the car that you’re charging up. Smaller vehicles will cost less than larger SUVs.

However, as a general rule, it’s cheaper to charge your electric car at home than either at a workplace or public charging spot. Charging your EV to full capacity generally ranges from under £5 to around £15, depending on factors such as battery size and tariff.

If you’re looking to purchase an EV and are thinking about changing your energy provider, it might be an idea to look for tariffs with more affordable off-peak hours. You can take advantage of these off-peak hours to charge your vehicle, making use of the lower electricity prices.

Workplace

If your company provides workplace charging, you may benefit from discounted or even free charging, depending on their offering.

Public

There’s most variation in terms of how much you can expect to pay for charging an electric car via public infrastructure. Assume that charging your car to 80% capacity will cost anywhere from £7 to £10.

Rapid chargers tend to be the most expensive, but also the most time efficient, as they’ll charge your EV quicker than alternatives. Pod Point report that 30 minutes of charging at one of their rapid charging points at Lidl will cost around £6-7 and give approximately 100 miles of range. It’s slightly more expensive on their rapid chargers at Tesco.

There are also public charging networks like BP Pulse, which has over 9,000 public charging spots UK-wide and works via an app or membership card, offering either pay-as-you-go or subscription-based payment. Ecotricity is a greener option that operates via an app-based membership service, but there are others like GeniePoint and Shell Recharge, too.

Can you charge an electric car for free?

If you’re savvy about it, then there are ways to charge your electric car for free. Some retail parks and car parks offer the chance to do so – but be aware that you may need to pay for parking or conform to other regulations.

Tesco has partnered with Volkswagen and Pod Point, providing free charging on its fast charge points – but be aware that rapid charge points still require payment.

You can also use the Pod Point app and Zap Map to check for UK chargers near you. Use the filter tool to look out for free charging points, or opt for paid ones according to your need.

Cost-effective finance for electric vehicles

If you have doubts about how affordable owning and using an electric car might be, My Car Credit’s team of specialists can advise. We’ll give you an EV car loan quote and help you to find ways of driving more sustainably that won’t break the bank.

Get in touch today on enquiries@mycarcredit.co.uk and our helpful team will get back to you.

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Evolution Funding Ltd T/A My Car Credit

Am I eligible for car finance?

Bank Loan or PCP: Which is Right for You?

What Does ‘Finance’ Mean When Buying a Car?

Loan amount

£

Repayment term

My credit rating

X monthly repayments of
^£X

Typical rate

Loan amount

Total payable

X% APR*

£X

*for illustration purposes only

No impact on your credit score*

Representative Example

Borrowing £7,500 at a representative APR of 10.9%, annual interest rate (fixed) 10.87%, 47 monthly payments of £191.50 followed by 1 payment of £201.50 (incl. estimated £10 option to purchase fee), a deposit of £0.00, total cost of credit is £1,702, total amount payable £9,202.

Evolution Funding Limited, trading as My Car Credit, is a credit broker and not a lender.

Please ensure you can afford the repayments for the duration of the loan before entering into a credit agreement.

*Initial application is a soft search. Should you progress, some lenders may perform a hard search on your credit file.

Require more help?

Got a question you can’t find the answer to, or need some advice and guidance around taking out car finance? Our Car Credit Specialists are friendly, experienced, and here to help so get in touch today!

or call 01246 458 810

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Which Electric Car Should I Buy?

man using his phone to research which electric car to buy

Whether you’re switching to an electric vehicle for the first time or upgrading your eco-friendly ride, you’ll want to make sure you’re making the right choice. That’s why “which electric car should I buy” is such a common query amongst drivers from all backgrounds.

In truth, which electric car you should buy depends on your budget and what you’re looking for in a car. To make things easier, we’ve put together a list of the top picks for range, space and budget.

Which electric car should I buy for range?

Range is arguably the most sought-after feature for electric vehicles. With a higher range, you can go further on one charge, eliminating the need to search for charging points or stop along the way. While electric cars used to be limited to 100-200 miles, it’s not uncommon to see models with a range in excess of 300 miles today. Here are two of the best options…

Mercedes EQS

The Mercedes EQS has an impressive maximum range of 485 miles – more than double some other electric cars. The 450+ model has a 107.8kWh battery paired with a low coefficient of drag, meaning it slides through the air with minimal resistance. Inside, you’ll have plenty to keep you happy during your 400+ miles of driving, as this EV somehow balances luxury with minimalism.

Tesla Model S

Mercedes takes second place as well as the top spot for range, with the EQE achieving a maximum of 410 miles. However, that’s closely followed by the Tesla Model S at 405 miles for its 100kWh Long Range model. Topped off with a 0-60 time of 3.1 seconds, the Model S pips its Mercedes counterpart when it comes to performance – though it can’t quite match the luxury interiors.

BMW iX

With its top-of-the-range xDrive 50 model, the BMW iX offers a maximum mileage of 380 miles from a full charge of its 105kWh battery. But unlike the Tesla and Mercedes offerings, this electric car is an SUV. That means you get the higher roofline, driving position and even more storage at the back.

What about space?

Whether you’ve got a large family, an insatiable love of camping, or a mixture of the two, spacious electric cars are a good way to balance your room-requiring lifestyle with an eco-friendly drive. Which electric car should you buy for space? Here are some options with nine, seven and five seats…

Vauxhall Vivaro-e Life

If you’re looking for space and happy to sacrifice style, the Vivaro-e Life is definitely the answer. One of very few electric minivans, the car can sit up to nine passengers with plenty of configuration options. The second row of seats can be faced backwards for a conference vibe, with the option to remove the seats further back to maximise on luggage space.

Tesla Model X

If you want to pair space with style, the Tesla Model X is the car for you. Available with seven seats, this SUV is a unique offering if you’re wondering which electric car you should buy for plenty of passengers. A sliding middle row of seats makes it easier than most cars to get into the back two spaces. That’s all topped off with ‘Falcon Wing’ rear doors that lift from hinges at the top so it’s a breeze to get in and out.

Audi Q4 e-tron

We’ve looked at a nine-seater and seven-seater. But what if you just want a five-seater with plenty of room? That’s where the Audi Q4 e-tron excels. A flat floor provides plenty of room for your feet, paired with plenty of headroom up top. That’s complemented by 520 litres of boot space with the seats up.

Which electric car should I buy on a budget?

It has to be said – whichever electric car you buy, it’s going to be more expensive than a similar model powered by petrol or diesel. If you want to keep costs down as you go greener, you’re in luck. Check out these three budget-friendly options, starting small and working up to a compact SUV…

VW e-Up

The Volkswagen e-Up is available from around £22,000 new, or as little as half that price for a used model. It’s a relatively affordable option that provides up to 130 miles from a full charge, with room for four people and five doors as standard. The result is a practical car for urban driving, commuting and even shorter road trips.

Nissan Leaf

Need a touch more space? The Nissan Leaf offers a good balance of budget, space and range. Pioneers in the EV game, Nissan has been able to tweak and improve its offering while other manufacturers were still getting to grips with technology. The Leaf provides room for five adults with a decent boot size, plus as much as 168 miles for its 40kWh model. Cost-wise, it comes in at about £27,000 brand new – and much less used.

MG ZS

You don’t have to go for a hatchback or supermini when you’re wondering which electric car you should buy on a budget. The MG ZS EV is available for just a tiny amount more than the Nissan Leaf at £27,500 – including the higher driving position and spacious interiors that come with an SUV. Even better, it provides up to 273 miles of range from a full charge, putting it head and shoulders above some of its budget counterparts.

Buying your chosen electric car

Which electric car should you buy? There are some great options for range, space, budget or a mixture of the three. Make sure you do your research and check reviews from people who’ve been behind the wheel, so you can get a better idea of its real-world performance.

Once you’ve decided, the next question is how to finance your purchase. Not many drivers have the money to purchase a car outright, never mind those with the extra up-front cost that electric brings.

Thankfully, My Car Credit can make things easier. Check your car finance eligibility online in a matter of minutes, then let us compare deals from a huge network of trusted lenders. You’ll get an affordable deal with manageable monthly payments to spread the cost of your electric car.

Rates from 9.9% APR. Representative APR 10.9%

Evolution Funding Ltd T/A My Car Credit

Power Up: 5 Types of Hybrid Cars

Best Cars to Learn to Drive In

How Much Does a First Car Cost?

Loan amount

£

Repayment term

My credit rating

X monthly repayments of
^£X

Typical rate

Loan amount

Total payable

X% APR*

£X

*for illustration purposes only

No impact on your credit score*

Representative Example

Borrowing £7,500 at a representative APR of 10.9%, annual interest rate (fixed) 10.87%, 47 monthly payments of £191.50 followed by 1 payment of £201.50 (incl. estimated £10 option to purchase fee), a deposit of £0.00, total cost of credit is £1,702, total amount payable £9,202.

Evolution Funding Limited, trading as My Car Credit, is a credit broker and not a lender.

Please ensure you can afford the repayments for the duration of the loan before entering into a credit agreement.

*Initial application is a soft search. Should you progress, some lenders may perform a hard search on your credit file.

Require more help?

Got a question you can’t find the answer to, or need some advice and guidance around taking out car finance? Our Car Credit Specialists are friendly, experienced, and here to help so get in touch today!

or call 01246 458 810

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Should I Buy A Tesla?

Unless you’re completely tuned out of the automobile world, it’s almost certain you will have heard of Tesla. The innovative company has undoubtedly changed the landscape of electric vehicles. In doing so, it has built up a loyal fan base of drivers who wouldn’t purchase anything less. But do you know what a Tesla really is, and whether or not you should buy one?

This article is here to answer all your burning questions, weighing up the advantages and disadvantages of these increasingly popular cars. Don’t forget, too, that My Car Credit can help you find the right car finance with which to fund your new vehicle – whether it’s a Tesla or not.

Teslas: the pros

Environmental impact

Tesla vehicles are electric, which means that if you buy one, you’ll soon be waving a happy goodbye to pumping your car full of fuel. This in turn has the secondary advantage of benefiting your wallet. The environmental impact of electric cars are undeniable – electric vehicles contribute considerably lower emissions than conventional vehicles, not to mention that cities experience noticeably better air quality.

Lower running cost

The initial purchase cost of a Tesla is somewhat pricey and might put you out of pocket without the right car finance (more on that below). However, the running cost of Tesla cars is definitely less than that of an internal combustion engine car – that is, vehicles which run on petrol or diesel.

You might end up having to replace the battery, which can be quite expensive. However, this payment is still balanced out by the savings you’ll be making on fuel. A recent test on the Tesla Model S battery actually found that it still had 98% capacity after seven years of usage – so unless you’re really grinding the car into the ground, you shouldn’t have to worry about replacing it.

The Supercharger network

For newbies to all things Tesla, Supercharger is the company’s charging network. You drive up to a Supercharger location – they’re easy to find using the Tesla app – and plug your car in to recharge. After about 30 minutes, the app will notify you when your car is good to go, and you can hit the road. What’s more, the price you’ll pay to use this is significantly lower than fuel. Tesla estimates that charging via a Supercharger costs £0.28 per kilowatt of energy, compared to an estimated petrol cost of £1.20 per litre for a 42mpg car.

Technology

Tesla’s technology is not to be sneered at. The app is hugely useful, and Tesla works to regularly upgrade the software in its vehicles. This means that improvements are wirelessly beamed to their vehicles without you having to do anything. The huge touchscreen on the centre console means no fiddly buttons or knobs to mess around with, and it’s super sleek-looking. Sentry Mode detects external threats via cameras too. In addition, Tesla is even working on Tesla Autopilot, an advanced driver-assistance system that’s currently under development.

Performance

There’s no denying that every Tesla model is a fantastic performer – even the ones that are focussed primarily on energy efficiency. The fastest Tesla, the Model S, can actually outrun Ferraris and Lamborghinis, so if you’re a particular fan of speed, a Tesla won’t disappoint.

They’re good-looking cars

Having a car that’s super sleek isn’t necessarily top of everyone’s list – but if it is, it’s hard to deny that Tesla vehicles are definitely stylish.

Teslas: the cons

Not great for long journeys

If you’re looking for a vehicle that serves well as an urban commuting car, Tesla will tick the boxes. But if you need something that will stand up to longer journeys, their electric vehicles do come into problems. You’ll have to forward plan your journey according to the available Tesla Superchargers. What’s more, you’ll need to factor in the charging duration to your overall travel time.

It is possible to use public chargers for Tesla, but you’ll only get 20-25 miles of range in an hour of charging. This is compared to 150 miles in 20-25 minutes at a Tesla Supercharger. The range of Teslas is improving, but if you’re regularly travelling longer journeys, they’re perhaps not the best vehicle for you.

Struggles in colder climes

If you’ve previously owned an electric car, you’ll likely already know this, but electric vehicles aren’t efficient in chillier conditions. This is basically because electric vehicles don’t produce much heat, unlike internal combustion vehicles.

There are ways to navigate this – having heat pumps, for example – but only the Model Y has this out of the Tesla vehicles. There’s a heating system you can turn on in other models. This will inevitably bring down the car’s overall range, and you’ll need to swiftly recharge.

Price

You’ll likely be paying twice as much for the Tesla Model 3 compared with a comparable fuel-powered sedan. Teslas definitely have a reputation for being expensive – and the initial price won’t include add-ons like additional seats, the Subzero Weather Package, an upgraded sound system, and Smart Air Suspension.

Software upgrades

Yes, your Tesla vehicle will automatically upgrade its software as improvements are made but the hardware – that is, the car itself – won’t. So, as your software becomes more sophisticated, you might find that the car is too old to support it, a bit like your phone. Plus, Tesla suffers from a lack of inventory – so you may end up waiting for your new car for anywhere between 8 – 12 weeks.

Should I buy a Tesla?

Only you know what your priorities as a driver are. If you’re looking for a sleek, nippy vehicle to get you around the city, Teslas have significant appeal. On the other hand, they’re less great for long car journeys with potentially irritable young children in the back.

One thing you can count on is My Car Credit. We’ll find you the best car finance available, whether you opt for a Tesla or not, matching your needs to the best deal for you. Our online process will have an answer for you in minutes – just fill in our car finance calculator to get a no-obligation quote.

Rates from 9.9% APR. Representative APR 10.9%

Evolution Funding Ltd T/A My Car Credit

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How Much Does a First Car Cost?

Loan amount

£

Repayment term

My credit rating

X monthly repayments of
^£X

Typical rate

Loan amount

Total payable

X% APR*

£X

*for illustration purposes only

No impact on your credit score*

Representative Example

Borrowing £7,500 at a representative APR of 10.9%, annual interest rate (fixed) 10.87%, 47 monthly payments of £191.50 followed by 1 payment of £201.50 (incl. estimated £10 option to purchase fee), a deposit of £0.00, total cost of credit is £1,702, total amount payable £9,202.

Evolution Funding Limited, trading as My Car Credit, is a credit broker and not a lender.

Please ensure you can afford the repayments for the duration of the loan before entering into a credit agreement.

*Initial application is a soft search. Should you progress, some lenders may perform a hard search on your credit file.

Require more help?

Got a question you can’t find the answer to, or need some advice and guidance around taking out car finance? Our Car Credit Specialists are friendly, experienced, and here to help so get in touch today!

or call 01246 458 810

electric cars tesla

Everyone has different priorities when it comes to cars. Some people value performance, others prioritise value for money, and many seek out cars with the best tech. Needless to say, the latter is one of our favourite ways to rank models. Here are our top 10 cars with the best tech.

Tesla Model 3

Kia Rio

Mercedes S-Class

Hyundai Ioniq 5

BMW iX

2021 Ford Mustang Mach-E

2021 Nissan Versa

Audi A7 Sportback

2022 Range Rover

Rolls Royce Phantom

Finance the best tech

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Whether you’re switching to an electric vehicle for the first time or upgrading your eco-friendly ride, you’ll want to make sure you’re making the right choice. That’s why “which electric car should I buy” is such a common query amongst drivers from all backgrounds.

Which electric car should I buy for range?

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Buying your chosen electric car

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