What are the Best Cars for Young Professionals?

Young professional going to work

While a second-hand Fiat Panda or a banged-up Hyundai i10 may have served you well during your student days, eventually you’ll be in a position to upgrade. If you’re no longer struggling to stretch your student loan as far as possible, you’ll love our countdown of the best cars for young professionals. Featuring vehicles for every budget, our list is cherry-picked to meet the needs of working Brits aged between 20 and 40.

BMW 1 Series

Launched in 2004, the BMW 1 Series is a luxury small hatchback with sporty lines and high-end features. If you’ve always dreamed of owning a “beamer”, this is a fantastic entry-level model. The latest 2019 edition will delight you with a modern silhouette, sporty suspension and sumptuous interior that feels worlds away from your university days. Under the hood is a powerful engine that will literally leave your dinky student car in the dust. With style and speed on the table, this is one of the best cars for young professionals.

The model is now in its third generation, meaning it’s relatively easy to purchase a BMW 1 Series second-hand. This can be a great option for young professionals who want to get behind the wheel of a BMW without absorbing the showroom price tag. If you’ve just been allocated a dedicated parking space at the office, the BMW 1 Series will do it justice. 

Audi A1 Sportback

Connectivity takes centre stage in the Audi A1 Sportback. If you’re the kind of young professional who loves to get their hands on the latest smartphone the day it drops, you’ll love this slick little hatchback. From the outside it looks deceptively small, with track-inspired lines and a low-sitting grille. Inside, you’ll be amazed by the generous dimensions and feeling of spaciousness.

The next-generation infotainment system is a highlight, with features like an 8.8-inch digital touch screen and high-res digital instrument cluster designed to make you feel in sync with your car. The latest voice control software makes it easy to call the shots in the driver’s seat. Speaking of which, agile handling makes the Audi A1 Sportback one of the best cars for young professionals. If you tend to run into traffic on the daily commute, responsive steering makes it easy to switch lanes, overtake and manoeuvre into tight parking spots.

Volkswagen Golf

The Volkswagen Golf is a beloved classic and one of the best cars for young professionals by a long shot. First launched in the 1970s, the model is now in its 7th generation and going strong. It may not be the snazziest car on our list but if you value reliability, it’s a great pick.

The Golf’s compact size makes it a winner in urban settings. It’s great for darting through traffic and squeezing into parallel parking spaces, with enough power to make motorway driving a pleasure.  

Jaguar XJ 

When it comes to iconic British-made vehicles, it’s hard to look past the Jaguar XJ. Favoured by royals, celebrities and politicians, this flagship model was first launched in 1968 and turned heads with its elegant silhouette, spacious interior and luxe extras like wood trim and leather seats.

The model was completely reimagined in 2010. So, if you’re looking for a second-hand Jaguar XJ, we’d recommend looking for vehicles produced in 2010 or later. Expect to pay around £15,000 or less for a Jaguar XJ manufactured in the early 2010s. The next generation was launched in 2015, meaning you can expect more advanced features and a higher price.

Tesla Model S 

Young Brits are passionate about tackling climate change and minimising their environmental footprints. This wins the all-electric Tesla Model S a place on our countdown of the best cars for young professionals. Luxurious and eco-friendly, this model can take you more than 240 miles on a single charge. If you travel a lot for work, the Tesla Model S brings down your carbon footprint. With zero engine noise to speak of, your daily commute will feel like a dream.

Porsche 718 Boxter

Nothing spells “success” like a Porsche convertible. There’s plenty to love about the 718 Boxter, including a top speed of 170mph and acceleration of 0-62mph in 5.1 seconds. Strapped into the driver’s seat, you’ll feel like you’re flying to the office.

Don’t work too hard though. The Porsche 718 Boxter is made for fun. On the weekends, you’ll love folding down the fully automatic fabric hood, stashing your bags in the spacious luggage compartments and hitting the road. If you’re looking for the best cars for young professionals for work and play, the Porsche 718 Boxter is a discerning choice. Browse the pre-owned market and you can score some incredible deals on models from Porsche and other luxury manufacturers.

Get behind the wheel of the best cars for young professionals

Seen something you like on our countdown of the best cars for young professionals? We don’t blame you. With models like the BMW 1 Series, Tesla Model S and Porsche 718 Boxter, this list is drool-worthy to say the least. Best of all, most models fall well within reach of young professional salaries, especially if you’re willing to consider second-hand vehicles. 

Of course, your budget will depend on the size of your income stream and other factors, including your down deposit, loan amount and preferred repayment terms and credit score. All these factors will help determine what calibre of car loan and Annual Percentage Rate (APR) you’re eligible for.

We at My Car Credit make how to work out APR on a car loan easy with a purpose-built calculator. Simply punch in your numbers and let the algorithm do the rest. When you have a better idea of your budget, you can supercharge your career and start shopping for your dream car.

Get in touch today to start your journey towards a new vehicle, or take a look at our other blogs for more information on what vehicles are best tailored to your needs.

Rates from 9.9% APR. Representative APR 10.9%

Evolution Funding Ltd T/A My Car Credit

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Total payable

X% APR*

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No impact on your credit score*

Representative Example

Borrowing £7,500 at a representative APR of 10.9%, annual interest rate (fixed) 10.87%, 47 monthly payments of £191.50 followed by 1 payment of £201.50 (incl. estimated £10 option to purchase fee), a deposit of £0.00, total cost of credit is £1,702, total amount payable £9,202.

Evolution Funding Limited, trading as My Car Credit, is a credit broker and not a lender.

Please ensure you can afford the repayments for the duration of the loan before entering into a credit agreement.

*Initial application is a soft search. Should you progress, some lenders may perform a hard search on your credit file.

Require more help?

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Best Long Distance Cars for 2022

Person on a road trip looking at a road map

From lengthy commutes on the motorway to fun-filled weekend road trips, long distance driving calls for a certain calibre of car. Sure, you can get from A to B in a zippy Ford Fiesta or Kia Picanto. But if you really want to elevate your experience, it’s worth investing in a sturdy set of wheels.

If you’re in the market for a new vehicle in 2022, you won’t want to miss our roundup of the best long distance cars. We’ve got all bases covered, whether you prioritise safety and comfort, or fun features like a state-of-the-art sound system or driver assist technology.

Mercedes EQS – Best for Safety

Not only is the Mercedes EQS one of the safest electric cars on the market, it’s also one of the safest executive models on British roads. It earned an impressive five-star rating from the Euro NCAP car safety performance assessment programme, with adults enjoying a score of 96% and kids clocking in at 91%. Advanced collision-avoidance technology helps boost the score, as do features like intelligent digital headlamp technology. Designers didn’t just prioritise passengers, with the Mercedes EQS receiving top points for safeguarding vulnerable road users such as motorcyclists and pedestrians.

On-road performance doesn’t take a back seat, with the all-electric range Mercedes EQS offering a range of up to 450 miles on a single charge. That’s enough to take you all the way from London to Edinburgh! Find yourself a rapid charging station and you can replenish the battery in just over 30 minutes.

Audi A1 Sportback – Best Sound System

Most auto manufacturers offer cars with built-in sound systems. Though, of course, some outperform others. If you’re looking for an immersive experience where you can literally feel the beat, it’s hard to look past the Audi A1 Sportback with its factory installed Bang & Olufsen sound system.

11 active speakers ensure all passengers enjoy a sublime listening experience, while an impressive 560 watt rating keeps sound crystal-clear at high volumes. What really sets the A1 Sportback apart is the Symphoria® Virtual 3D algorithm. The technology is state of the art and uses acoustic echoes from the windscreen to create an immersive sound experience.

Skoda Superb Estate – Best for Boot Space

A cavernous boot makes the Skoda Superb Estate one of the best long distance cars in the UK. The model offers 660 litres of boot space with the rear seats in place – more than enough room to stash luggage, furry friends and anything else you might need for a road trip. Fold down the rear seats and you’ll unlock an enormous 1950 litres of boot space.

Tesla Model S – Best EV Range

Thanks to huge advances in battery technology over the past few years, EVs are now some of the best long distance cars on the market. The Tesla Model S offers an impressive 405 miles of distance on a single charge, giving it one of the longest ranges of any EV. That’s more than enough to take you from Manchester all the way down to Devon.

New Range Rover – Best for Luxury

Range Rover has been a British icon since the 1970s. With motorists like Queen Elizabeth II behind the wheel, it’s no surprise the brand knows a thing or two about luxury. The New Range Rover takes its royal reputation to the next level with incredible attention to detail and superlative performance.

The interior is nothing short of a sanctuary, with buttery soft leathers, premium textiles and gleaming veneers used to create a luxe aesthetic. Intuitive technology like the company’s award-winning Pivi Pro infotainment system makes long trips an absolute treat. If you’re gearing up for adventure, features like Terrain Response 2 mode to customise traction makes it easy to tame tough terrain.

Peugeot 208 – Best Gas Mileage

With gas prices on the rise, mileage is a big factor when selecting the best long distance cars. Of all the models currently on the market, the Peugeot 208 boasts one of the top rated internal combustion engines. Under the hood is a 1.2-litre PureTech 75 engine that offers an impressive range of 55.6mpg. CO2 emissions start at just 119g/km, which makes the Peugeot 208 a great choice for eco-conscious drivers. If you’re driving long distances and want to minimise your petrol costs and environmental footprint as much as possible, the Peugeot 208 is a savvy option.

Skoda KAMIQ – Best Crossover SUV

With a legacy dating back to 1895, the Czech auto giant is well versed in the art of manufacturing cars. The Skoda KAMIQ combines a laundry list of features to earn a place on our countdown of the best long distance cars. For starters, you’ll enjoy clever features like traffic sign recognition technology and built-in GPS to make your trip as smooth as possible. Safety is taken seriously, which is always a priority when you’re driving long distances. In the Skoda KAMIQ, features like lane assist and rear parking cameras help to keep you safe at every stage of your journey.

Kia Sportage – Best Warranty

When it comes to warranties, no manufacturer does it better than Kia. That’s why the Sportage makes our countdown of the best long distance cars. The manufacturer stands behind this model with a hefty 7 year or 100,000 mile warranty. It’s even transferrable to new owners, so if you decide to sell your Kia within the warranty period, the new owner can enjoy the benefits.

As for the car itself, we love the sleek yet powerful silhouette, which effortlessly transitions from the city to the countryside. On long drives, the Kia Connect system makes it easy to customise your experience.

Go further with the best long distance cars

Ready to hit the road in one of the best long distance cars available to British motorists? We can get you into the driver’s seat faster with competitive, tailored car finance solutions.

Wondering “how much car finance do I qualify for?” Check out our YouTube video to learn more about financing and figure out how far you can stretch your budget. Or for further advice about car finance, get in touch with our helpful team today.

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Evolution Funding Ltd T/A My Car Credit

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£

X monthly repayments of
£X

Typical rate

Loan amount

Total payable

X% APR*

£X

£X

*for illustration purposes only

No impact on your credit score*

Representative Example

Borrowing £7,500 at a representative APR of 10.9%, annual interest rate (fixed) 10.87%, 47 monthly payments of £191.50 followed by 1 payment of £201.50 (incl. estimated £10 option to purchase fee), a deposit of £0.00, total cost of credit is £1,702, total amount payable £9,202.

Evolution Funding Limited, trading as My Car Credit, is a credit broker and not a lender.

Please ensure you can afford the repayments for the duration of the loan before entering into a credit agreement.

*Initial application is a soft search. Should you progress, some lenders may perform a hard search on your credit file.

Require more help?

Got a question you can’t find the answer to, or need some advice and guidance around taking out car finance? Our Car Credit Specialists are friendly, experienced, and here to help so get in touch today!

Top 10 Cars with the Best Tech

Car with some of the best tech

Everyone has different priorities when it comes to cars. Some people value performance, others prioritise value for money, and many seek out cars with the best tech. Needless to say, the latter is one of our favourite ways to rank models. Here are our top 10 cars with the best tech.

Auto manufacturers are continually exploring new ways to enhance the driving experience. This means that today’s models offer more bells and whistles than ever. And we’re not just talking about rear vision cameras and parking assistance. Think nightclub-worthy sound systems, collision-avoidance technology and built-in night sky simulators.

If you’re a technophile, you’re in luck. Read on as we list the top 10 cars with the best tech. Our countdown covers all bases, including budget-friendly models and luxury icons.

Tesla Model 3

Tesla is a pioneer of automotive technology and we’re not just talking about battery power. If you’ve ever been behind the wheel of a Tesla or even peered in through a window, you’ll have noticed the enormous screens. These are a signature feature and control everything from cabin heating and cooling to headlight activation. On motorways, the Tesla 3 more or less drives itself thanks to the next-generation Autopilot system. When it comes to fun, the Tesla 3 is definitely one of the cars with the best tech. This model is packed with novel tech features, including custom horn options.

Kia Rio

The Kia Rio may be small, but it punches well above its weight in terms of technology. Safety is front of mind thanks to Forward Collision-Avoidance Assist (FCA) technology that uses a front bumper radar to detect potential hazards and brake automatically, if necessary. As well as your choice of Android Auto™ or Apple CarPlay™, you’ll enjoy Kia Connect services that integrate features like in-car navigation, weather updates and fuel pricing, so you can find where to buy the cheapest fuel.

When approaching your destination, you’ll get real-time information on public parking space locations, pricing and availability. Download the Kia Connect app and you’ll enjoy even more technology at your fingertips.

Mercedes S-Class

Mercedes has always been at the forefront of tech features and the S-Class is no exception. The huge touchscreen can be activated and locked using facial recognition. If you hate squeezing into tight spots, you’ll love the parking features that many high-tech cars offer. Mercedes has developed some of the best parking assist technology in the business, making it a cinch to pull into even the tightest spots.

Hyundai Ioniq 5

Hyundai is known for offering reliable cars that are excellent value for money, and the Ioniq 5 doesn’t disappoint. An all-around camera system makes it easy to keep tabs on your surroundings. If you like to set off on weekend camping trips, the Hyundai Ioniq 5 features a built-in household socket to keep all your appliances charged.

BMW iX

The latest SUV from BMW will impress even the most discerning technophiles. This space-age model is packed with easter eggs, including radiant surface heating technology designed to keep the cabin cosy on chilly winter mornings. Instead of a traditional blind, the sunroof can be changed from transparent to opaque at the touch of a button.

2021 Ford Mustang Mach-E

The Ford Mustang Mach-E is another all-electric car packed with all sorts of technology. One exciting feature is the enormous 15.5-inch screen that not only acts as an infotainment hub but is also used to customise a laundry list of vehicle settings.

2021 Nissan Versa

An affordable price tag and loads of tech-friendly features earn the 2021 Nissan Versa a place on our list of cars with the best tech. Safety buffs will love features like Automatic Emergency Braking and Lane Departure Warning.

Audi A7 Sportback

Audi has reimagined the limits of a family car with the A7 Sportback. The model treats you to a suite of high-tech features, including an intuitive HD MMI touch display screen. The signature Audi Virtual Cockpit swaps traditional dials for a fully customisable digital screen. Download the myAudi app and you’ll unlock more tech savvy features, including entertainment functions, real-time information about your car and a remote sensor that allows you to lock and unlock your Audi from anywhere in the world.

2022 Range Rover

No model eclipses the new Range Rover in terms of luxury. The car is literally fit for a queen and dazzles passengers with features like ‘hot stone’ massage seats. A Pivi Pro infotainment system takes connectivity to the next level with a sleek ‘floating glass’ touchscreen, intuitive interface and 3D maps. Rear seat passengers aren’t left out, with a high-definition entertainment system compatible with screen mirroring and HDMI connectivity. Definitely one of the top cars with the best tech in terms of entertainment.

Rolls Royce Phantom

The Rolls Royce Phantom is an icon for a reason. Favoured by the likes of David Beckham and Kim Kardashian, this model is the epitome of luxury. One of our favourite features is the Starlight Headliner, which uses fibre-optic lights to create a dazzling night sky. You can even customise constellations. Whispers, the exclusive owners-only Rolls Royce app, is backed by a 24/7 concierge.

Finance the best tech

Whether you’re a budget-conscious buyer or ready to splurge on a luxury model, you’ll be impressed by the cutting-edge technology integrated into cars today. Now you know more about cars with the best tech, it’s time to start browsing the market. The first step is setting a budget, which calls for a fair amount of number crunching. Our car finance calculator simplifies this step with a handy tool that shows you how to work out APR on a car loan in seconds. Simply punch in your numbers and discover how to get the most out of your budget.

For more information on how to calculate car finance interest and secure the best deals, get in touch by email or give us a call on 01246 458 810.

Rates from 9.9% APR. Representative APR 10.9%

Evolution Funding Ltd T/A My Car Credit

My Credit Rating

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£

X monthly repayments of
£X

Typical rate

Loan amount

Total payable

X% APR*

£X

£X

*for illustration purposes only

No impact on your credit score*

Representative Example

Borrowing £7,500 at a representative APR of 10.9%, annual interest rate (fixed) 10.87%, 47 monthly payments of £191.50 followed by 1 payment of £201.50 (incl. estimated £10 option to purchase fee), a deposit of £0.00, total cost of credit is £1,702, total amount payable £9,202.

Evolution Funding Limited, trading as My Car Credit, is a credit broker and not a lender.

Please ensure you can afford the repayments for the duration of the loan before entering into a credit agreement.

*Initial application is a soft search. Should you progress, some lenders may perform a hard search on your credit file.

Require more help?

Got a question you can’t find the answer to, or need some advice and guidance around taking out car finance? Our Car Credit Specialists are friendly, experienced, and here to help so get in touch today!

Which Electric Car Should I Buy?

man using his phone to research which electric car to buy

Whether you’re switching to an electric vehicle for the first time or upgrading your eco-friendly ride, you’ll want to make sure you’re making the right choice. That’s why “which electric car should I buy” is such a common query amongst drivers from all backgrounds.

In truth, which electric car you should buy depends on your budget and what you’re looking for in a car. To make things easier, we’ve put together a list of the top picks for range, space and budget.

Which electric car should I buy for range?

Range is arguably the most sought-after feature for electric vehicles. With a higher range, you can go further on one charge, eliminating the need to search for charging points or stop along the way. While electric cars used to be limited to 100-200 miles, it’s not uncommon to see models with a range in excess of 300 miles today. Here are two of the best options…

Mercedes EQS

The Mercedes EQS has an impressive maximum range of 485 miles – more than double some other electric cars. The 450+ model has a 107.8kWh battery paired with a low coefficient of drag, meaning it slides through the air with minimal resistance. Inside, you’ll have plenty to keep you happy during your 400+ miles of driving, as this EV somehow balances luxury with minimalism.

Tesla Model S

Mercedes takes second place as well as the top spot for range, with the EQE achieving a maximum of 410 miles. However, that’s closely followed by the Tesla Model S at 405 miles for its 100kWh Long Range model. Topped off with a 0-60 time of 3.1 seconds, the Model S pips its Mercedes counterpart when it comes to performance – though it can’t quite match the luxury interiors.

BMW iX

With its top-of-the-range xDrive 50 model, the BMW iX offers a maximum mileage of 380 miles from a full charge of its 105kWh battery. But unlike the Tesla and Mercedes offerings, this electric car is an SUV. That means you get the higher roofline, driving position and even more storage at the back.

What about space?

Whether you’ve got a large family, an insatiable love of camping, or a mixture of the two, spacious electric cars are a good way to balance your room-requiring lifestyle with an eco-friendly drive. Which electric car should you buy for space? Here are some options with nine, seven and five seats…

Vauxhall Vivaro-e Life 

If you’re looking for space and happy to sacrifice style, the Vivaro-e Life is definitely the answer. One of very few electric minivans, the car can sit up to nine passengers with plenty of configuration options. The second row of seats can be faced backwards for a conference vibe, with the option to remove the seats further back to maximise on luggage space.

Tesla Model X

If you want to pair space with style, the Tesla Model X is the car for you. Available with seven seats, this SUV is a unique offering if you’re wondering which electric car you should buy for plenty of passengers. A sliding middle row of seats makes it easier than most cars to get into the back two spaces. That’s all topped off with ‘Falcon Wing’ rear doors that lift from hinges at the top so it’s a breeze to get in and out.

Audi Q4 e-tron

We’ve looked at a nine-seater and seven-seater. But what if you just want a five-seater with plenty of room? That’s where the Audi Q4 e-tron excels. A flat floor provides plenty of room for your feet, paired with plenty of headroom up top. That’s complemented by 520 litres of boot space with the seats up.

Which electric car should I buy on a budget?

It has to be said – whichever electric car you buy, it’s going to be more expensive than a similar model powered by petrol or diesel. If you want to keep costs down as you go greener, you’re in luck. Check out these three budget-friendly options, starting small and working up to a compact SUV…

VW e-Up

The Volkswagen e-Up is available from around £22,000 new, or as little as half that price for a used model. It’s a relatively affordable option that provides up to 130 miles from a full charge, with room for four people and five doors as standard. The result is a practical car for urban driving, commuting and even shorter road trips.

Nissan Leaf

Need a touch more space? The Nissan Leaf offers a good balance of budget, space and range. Pioneers in the EV game, Nissan has been able to tweak and improve its offering while other manufacturers were still getting to grips with technology. The Leaf provides room for five adults with a decent boot size, plus as much as 168 miles for its 40kWh model. Cost-wise, it comes in at about £27,000 brand new – and much less used.

MG ZS

You don’t have to go for a hatchback or supermini when you’re wondering which electric car you should buy on a budget. The MG ZS EV is available for just a tiny amount more than the Nissan Leaf at £27,500 – including the higher driving position and spacious interiors that come with an SUV. Even better, it provides up to 273 miles of range from a full charge, putting it head and shoulders above some of its budget counterparts.

Buying your chosen electric car

Which electric car should you buy? There are some great options for range, space, budget or a mixture of the three. Make sure you do your research and check reviews from people who’ve been behind the wheel, so you can get a better idea of its real-world performance.

Once you’ve decided, the next question is how to finance your purchase. Not many drivers have the money to purchase a car outright, never mind those with the extra up-front cost that electric brings.

Thankfully, My Car Credit can make things easier. Check your car finance eligibility online in a matter of minutes, then let us compare deals from a huge network of trusted lenders. You’ll get an affordable deal with manageable monthly payments to spread the cost of your electric car.

Rates from 9.9% APR. Representative APR 10.9%

Evolution Funding Ltd T/A My Car Credit

My Credit Rating

Excellent

  • You are a home owner
  • You have been on the electoral role for a long period of time
  • You have current credit arrangements and mortgage with no defaults
  • You have no CCJs, credit arrears or missed payments
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  • You are employed or self-employed

Good

  • You are on the electoral role
  • You are a home owner or long standing tenant
  • You have a stable employment history
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Fair

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£

X monthly repayments of
£X

Typical rate

Loan amount

Total payable

X% APR*

£X

£X

*for illustration purposes only

No impact on your credit score*

Representative Example

Borrowing £7,500 at a representative APR of 10.9%, annual interest rate (fixed) 10.87%, 47 monthly payments of £191.50 followed by 1 payment of £201.50 (incl. estimated £10 option to purchase fee), a deposit of £0.00, total cost of credit is £1,702, total amount payable £9,202.

Evolution Funding Limited, trading as My Car Credit, is a credit broker and not a lender.

Please ensure you can afford the repayments for the duration of the loan before entering into a credit agreement.

*Initial application is a soft search. Should you progress, some lenders may perform a hard search on your credit file.

Require more help?

Got a question you can’t find the answer to, or need some advice and guidance around taking out car finance? Our Car Credit Specialists are friendly, experienced, and here to help so get in touch today!

Audi vs BMW: Which Luxury Car Is Best for You?

Black BMW driving on Motorway

When it comes to luxury cars, two German brands stand out above the rest – Audi and BMW. Both manufacturers have been around for decades, cultivating reputations that result in thousands of units being sold yearly. In the UK, BMW’s market share for the entire British sector was almost 10% in the first quarter of 2020, while Audi’s was 7.41% in the same period.

Essentially, there isn’t much between legendary brands, which is why it’s hard for customers to pick between them. You can’t go wrong with either, so why should you fret? The answer is that your vehicle is personal and should always reflect your needs and wants. Seeing as there are so many different models to pick from, it’s essential to understand what each brings to the table.

When it comes to Audi vs BMW, there are several features motorists should consider before signing on the dotted line. Keep reading as we take a closer look….

What do you get as standard?

When you fork out tens of thousands of pounds for a car, you want to know what you get for your money. Doing some research is vital as it’s down to the buyer to figure what’s included and what’s excluded. However, Audi and BMW are very good at throwing in extras to ensure their models are on a level playing field and superior to the competition.

For instance, Audi is a manufacturer that is synonymous with all-wheel-drive, a feature it uses throughout many of its cars. It uses front-wheel-drive platforms too. However, BMW prefers a rear-wheel-drive strategy because it provides better balance and handling, making Beamers easier and more enjoyable to drive.

Another element that petrolheads will love is the fact that BMW now turbocharges the majority of its engines. As a result, BMWs have extra power and respond incredibly well to their drivers’ commands without using fuel unnecessarily in the process. When you combine this with free maintenance for BMW owners for the first 36,000 miles, it appears as if you get more bang for your buck from Bayerische Motoren Werke AG.

Which is more reliable?

Of course, judging a car based on its specifications is wrong as it doesn’t reveal the big picture. Yes, Audi might not offer its customers as many freebies, but it makes up for it in the maintenance department. If your vehicle breaks down, you’ll spend more on a Beamer than you will an Audi because the former often top the list of the most expensive cars to repair.

According to data from YourMechanic, an Audi will charge you just under £9,000 in maintenance costs in the first decade of if its life. While it appears steep, the reality is that a new BMW is £4,000 more expensive in terms of maintenance during the same period. Considering that the basic versions of both brands’ models are upwards of £35,000, it’s important for drivers to avoid unnecessary fees.

Not only is Audi cheaper in this regard, but it’s also one of the most reliable manufacturers because it’s centred around a philosophy of reliability, also known as ‘Vorsprung Durch Technik’.

Styling vs performance – who wins?

The Audi vs BMW debate can be broken down into two categories – styling and performance. For motorists, a vehicle must walk the walk and talk the talk, which means being pretty and practical in equal measure.

From an aesthetics perspective, it’s universally recognised that Audi has the upper hand since it uses an understated design that is very sporty. BMWs are a little bolder, which makes them less easy on the eye. Plus, you can’t forget the fact that they have two almost identical ranges – the A3 and 1 Series. However, the A3 is regarded as the breakthrough model that transformed the hot hatchback range, leading rivals such as BMW and Mercedes to copy and follow suit.

Still, it’s not just about what’s on the surface. It’s also about what’s under the bonnet, and BMW is regularly viewed as a brand that puts the fun factor into driving. Firstly, the suspension is soft enough that you can take the kids to school, yet hard enough to support sharp bursts of speed.

Secondly, the rapid inline engines are quicker. The 1 Series does 0-62 in a shade over 10 seconds, whereas the A3 is closer to 11 seconds. Lastly, the technology is designed for BMW models, so nothing is shared. This is unlike Audi vehicles as they mix and match parts from the VW umbrella group.

Are they techy?

Okay, getting behind the wheel of modern vehicles isn’t like driving a Formula One car where the number of buttons and controls is enough to make the average person cry. However, technology is at the forefront of the experience because manufacturers want to ensure drivers are as comfortable, informed and entertained as possible.

A modern newcomer to the Audi vs BMW debate is analysing the infotainment centres positioned in the interiors of every new Audi and BMW car. Audi uses the MMI infotainment system, which isn’t as sharp graphics-wise but is powerful enough to pack a considerable punch. For example, the ‘Virtual Cockpit’ feature is lauded as smart and pragmatic.

BMW’s iDrive system is much cleaner regarding the visuals, which many motorists will prefer. However, it doesn’t have the same navigability or ease of use, although it is an upgrade on the first version that came out in 2001.

Audi vs BMW – which is better?

Above all else, the choice between Audi and BMW depends on what you want from your car. For example, Audis have better infotainment systems, are more reliable and less expensive to maintain, and come with an all-wheel-drive system that’s ideal for a myriad of conditions. BMW, on the other hand, is powerful, handles well due to its balance, and looks the part.

The truth is, you can’t go wrong with either manufacturer, which is why their reputations are among some of the best in the motoring world!

Car finance for Audis and BMWs

One downside of both Audis and BMWs is the price. If you don’t have a big budget, you might find they are out of your price range. Thankfully, My Car Credit is here to guide you through the financing options on the table to make the upfront costs more palatable. Whether you have poor credit or don’t know how much monthly financing payments will cost, you can use our car finance checker to simplify the process.

It’s quick and straightforward, so why not give us a call today to learn more about My Car Credit by talking to a dedicated and passionate customer service advisor? It could be the best decision you make for a long time!

Rates from 9.9% APR. Representative APR 10.9%

Evolution Funding Ltd T/A My Car Credit

My Credit Rating

Excellent

  • You are a home owner
  • You have been on the electoral role for a long period of time
  • You have current credit arrangements and mortgage with no defaults
  • You have no CCJs, credit arrears or missed payments
  • You rarely apply for credit
  • You are employed or self-employed

Good

  • You are on the electoral role
  • You are a home owner or long standing tenant
  • You have a stable employment history
  • You have current credit arrangements with occasional missed payments
  • You have no CCJs

Fair

  • You are or have recently been on the electoral role
  • You may have recently changed address
  • You may have occasional missed payments
  • You may have an old CCJ
  • You may have regularly applied for credit

Poor

  • You may have had frequent changes in address
  • You may not be traceable on the voters roll
  • You may have exceeded credit card limits
  • You may have missed payments on current agreements
  • You may have had a CCJ in the past

Bad

  • You may not be traceable on the voters roll
  • Your credit cards are over their limits
  • You have recent CCJs
  • You may have been refused credit elsewhere
  • You may be in a debt management plan
£

X monthly repayments of
£X

Typical rate

Loan amount

Total payable

X% APR*

£X

£X

*for illustration purposes only

No impact on your credit score*

Representative Example

Borrowing £7,500 at a representative APR of 10.9%, annual interest rate (fixed) 10.87%, 47 monthly payments of £191.50 followed by 1 payment of £201.50 (incl. estimated £10 option to purchase fee), a deposit of £0.00, total cost of credit is £1,702, total amount payable £9,202.

Evolution Funding Limited, trading as My Car Credit, is a credit broker and not a lender.

Please ensure you can afford the repayments for the duration of the loan before entering into a credit agreement.

*Initial application is a soft search. Should you progress, some lenders may perform a hard search on your credit file.

Require more help?

Got a question you can’t find the answer to, or need some advice and guidance around taking out car finance? Our Car Credit Specialists are friendly, experienced, and here to help so get in touch today!

Audi Q5 Finance: Getting a Good Deal on Used Cars

grey audi q5 bought on finance parked on drive

When the Q5 was first launched just over a decade ago, Audi were trailing some way behind rivals BMW and Land Rover in the SUV sector. However, the Q5 changed all that. It went on to smash all its targets, becoming the best-selling option on the European market for several years in a row.

A second generation of the popular model has since emerged and continues to outperform the competition in a variety of aspects. However, the prohibitive price tag on the newer vehicles might put many buyers off. Fortunately, scouring the used market for older iterations in good condition can pay huge rewards. A bit of effort could allow you to scoop a top-performing SUV at a bargain price.

This handy guide will give a quick rundown of the car’s numerous attractive features. In addition, we’ll let you in on some handy hints about how to secure car finance for the Audi Q5.

Top of its class

Although clearly inspired by the same blueprint as the Audi Q7, the Q5 dispenses with the third row of seating altogether. Still, it has ample space for a family of five. This is alongside reliable handling, impressive acceleration and minimal noise and vibration. All in all, it’s an SUV whose performance and appearance go hand in hand to deliver a supremely attractive option.

There are also eight different trims to choose from and a lengthy list of optional extras. This means the car can be customised to meet the individual preferences of the buyer. Petrol, diesel and hybrid engines are available. What’s more, buyers can rest easy in the knowledge that they’ll be getting a long-lasting car with the persistence and performance that the brand name invariably brings.

Searching the used car market

The latest editions of the Q5 can be snapped up from between £38,000 and £68,000. This will depend on the exact trim and the number of bells and whistles that are included. However, Audi’s reputation for reliability and robustness means that there is real value to be found in dipping into the used car market.

Of course, with any purchase of this kind, it makes prudent sense to do your homework beforehand. A thorough inspection of the vehicle and a comprehensive test drive should form the basis of any decision. You should also ensure that it comes with all the necessary paperwork. Also check that it doesn’t have an excessive number of miles on the dashboard and hasn’t changed hands too many times.

If all is above board, securing used Audi Q5 finance shouldn’t pose an insolvable problem. In next to no time, you could be driving away with the car of your dreams.

Securing finance for the Audi Q5

Car financing is an increasingly popular method of funding your next car purchase in the UK. Instead of allowing the dealership to hold all of the cards, you can take advantage of the services of a broker like My Car Credit. We’ll do all the hard work to scour the market and find the deal that’s best for your circumstances.

One of the first steps might be to try out our simple car finance calculator. This will allow you to see not how much budget you’ll have available to you. On top of that, you can also work out your repayment schedule and plan everything in advance.

Alternatively, you can speak to one of your team members and talk through your options. We’re always on hand to help. Just give us a call on 01246 458 810 or send an email to enquiries@mycarcredit.co.uk and we can take things from there. Don’t delay – take the first steps towards your new Audi Q5 today!

Rates from 9.9% APR. Representative APR 10.9%

Evolution Funding Ltd T/A My Car Credit

My Credit Rating

Excellent

  • You are a home owner
  • You have been on the electoral role for a long period of time
  • You have current credit arrangements and mortgage with no defaults
  • You have no CCJs, credit arrears or missed payments
  • You rarely apply for credit
  • You are employed or self-employed

Good

  • You are on the electoral role
  • You are a home owner or long standing tenant
  • You have a stable employment history
  • You have current credit arrangements with occasional missed payments
  • You have no CCJs

Fair

  • You are or have recently been on the electoral role
  • You may have recently changed address
  • You may have occasional missed payments
  • You may have an old CCJ
  • You may have regularly applied for credit

Poor

  • You may have had frequent changes in address
  • You may not be traceable on the voters roll
  • You may have exceeded credit card limits
  • You may have missed payments on current agreements
  • You may have had a CCJ in the past

Bad

  • You may not be traceable on the voters roll
  • Your credit cards are over their limits
  • You have recent CCJs
  • You may have been refused credit elsewhere
  • You may be in a debt management plan
£

X monthly repayments of
£X

Typical rate

Loan amount

Total payable

X% APR*

£X

£X

*for illustration purposes only

No impact on your credit score*

Representative Example

Borrowing £7,500 at a representative APR of 10.9%, annual interest rate (fixed) 10.87%, 47 monthly payments of £191.50 followed by 1 payment of £201.50 (incl. estimated £10 option to purchase fee), a deposit of £0.00, total cost of credit is £1,702, total amount payable £9,202.

Evolution Funding Limited, trading as My Car Credit, is a credit broker and not a lender.

Please ensure you can afford the repayments for the duration of the loan before entering into a credit agreement.

*Initial application is a soft search. Should you progress, some lenders may perform a hard search on your credit file.

Require more help?

Got a question you can’t find the answer to, or need some advice and guidance around taking out car finance? Our Car Credit Specialists are friendly, experienced, and here to help so get in touch today!