Diesel vs. Petrol – Comparing Car Mileage

Petrol station at night

If you’re looking at buying a new car, there are a number of factors you’ll want to consider. One of the most fundamental is whether you should buy a petrol or a diesel car. In order to come to a decision, you’ll likely be considering the fuel economy of different engines – or, in other words, the mileage of a diesel car vs. that of a petrol car.

This article will look at the mileage of petrol vs diesel, and help you decide which type of engine you’d prefer for your next set of wheels.

Car mileage: diesel vs. petrol

First off, let’s clarify how fuel economy works. It refers to the number of miles a car can travel on a specific amount of fuel. This is measured in MPG, short for miles per gallon. The higher the MPG rating of a vehicle, the more fuel-efficient it is, as it can go further on one tank of fuel and cover more miles per gallon.

What impacts MPG?

There are several factors that will impact the MPG of a vehicle, as well as its actual engine mechanics.

Your own driving style will impact the MPG of a car. If you regularly tow heavy items, rapidly brake or accelerate, speed, frequently idle (for example, at traffic stops), or only travel short journeys, you can negatively impact the MPG. Similarly, if you wear your tyres out and don’t replace them, or don’t regularly maintain your car, this can negatively impact the MPG.

Environmental factors will also play a part. Regular use of the air conditioning, for example, will impact the MPG, but so will opening the windows (as this makes the car less aerodynamic). Cold weather also brings strain, as the engine takes longer to warm up.

One of the most significant factors affecting a car’s MPG is its engine, which is why you’ll frequently see articles comparing the mileage of a diesel car vs. a petrol car.

Diesel vs. petrol – which has better fuel economy?

Diesel cars have better fuel economy to petrol cars, making their mileage better value for money. This is because diesel fuel contains more energy in a like-for-like comparison than petrol fuel. That means that if you’re regularly making long journeys in a petrol vehicle, you’ll end up paying more overall for fuel, even though petrol is cheaper per litre than diesel fuel. It’s all about the law of averages.

Which? ran a series of independent tests, which found that the average MPG of a diesel car was higher around town, out of town, and on a motorway. As a combined score, the overall MPG of the diesel car they tested averaged 46.8 compared to 41.9 for the tested petrol car.

Overall, in the battle of mileage for a diesel vs. petrol vehicle, diesel’s fuel economy will always win out. Diesel cars are also better for longer journeys at high-speed – that is, for frequent motorway driving – and if you need a vehicle that can tow well. Diesel vehicles have more torque than petrol vehicles, which have to work harder to maintain momentum and power and will therefore use more fuel.

Other factors to consider

It may be that the verdict on diesel’s better mileage is enough to settle your choice as to whether to purchase a diesel vs. petrol car. However, deciding whether a diesel car is right for you is unfortunately not that black and white.

Petrol vehicles produce fewer overall emissions of CO2 per litre of burned fuel compared to a diesel engine – however, because a diesel engine’s mileage is higher than its petrol counterpart, it will tend to have lower CO2 emissions. That said, petrol cars produce far fewer particulate emissions than diesel vehicles – particularly older ones, which emit nitrogen oxide, a substance that’s linked to air pollution and harmful health side effects. Petrol cars therefore result in less local air pollution.

Diesel cars are also bad on short, stop-start trips, as their DPF (diesel particulate filter), which is responsible for minimising harmful particulates, won’t operate as efficiently unless the engine is hot.

Financing your petrol or diesel car

Whether you decide on diesel for better long-distance mileage or petrol for short, stop-start trips, car finance can help you spread the cost of your next car to improve affordability and maximise your budget.

At My Car Credit, we aim to make the finance application process as simple as possible from start to finish. Get the ball rolling by checking your car finance eligibility, then benefit from our extensive network of trusted lenders to get a fair deal whatever your credit score.

Rates from 9.9% APR. Representative APR 12.4%

Evolution Funding Ltd T/A My Car Credit

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£

X monthly repayments of
£X

Typical rate

Loan amount

Total payable

X% APR*

£X

£X

*for illustration purposes only

No impact on your credit score*

Representative Example

Borrowing £7,500 at a representative APR of 12.4%, annual interest rate (fixed) 12.36%, 47 monthly payments of £196.44 followed by 1 payment of £206.44 (incl. estimated £10 option to purchase fee), a deposit of £0.00, total cost of credit is £1,939.12, total amount payable is £9,439.12.

Evolution Funding Limited, trading as My Car Credit, is a credit broker and not a lender.

Please ensure you can afford the repayments for the duration of the loan before entering into a credit agreement.

*Initial application is a soft search. Should you progress, some lenders may perform a hard search on your credit file.

Require more help?

Got a question you can’t find the answer to, or need some advice and guidance around taking out car finance? Our Car Credit Specialists are friendly, experienced, and here to help so get in touch today!

Is a Diesel Car Worth Buying?

Person filling the car up with Diesel

Diesel cars have fallen out of fashion. Once lauded for their lower CO2 emissions, lower road tax, and better fuel economy – diesel cars have an average of 20% better fuel economy than petrol vehicles – diesel cars comprised only 37.6% of total vehicles on Britain’s roads in 2020.

So, what’s the reason for this decline in popularity, and is a diesel car worth buying? This article considers the facts.

Why are diesel cars losing popularity?

In March 2021, the European Court of Justice ruled that the UK had failed to tackle air pollution in any systematic way. The Court has imposed a fine on the UK government, which has, in turn, responded with actions like the 2030 petrol ban.

From 2030, the Government’s petrol and diesel ban comes into place, meaning that any new vehicle powered by either petrol or diesel won’t be sold in the UK. After 2035, any new vehicle sold will need to be electric. Second-hand vehicles won’t be affected by the ban and will continue to be sold in showrooms.

Diesel engines are amongst the most polluting on the roads as a result of what’s called a DPF or Diesel Particulate Filter. This is inside the exhaust system and gets easily blocked when a diesel car is limited to short journeys, because the car remains too cool to burn off its particulates. It’s blocked DPFs that cause diesel cars to be incredibly polluting – and it’s not helped by the fact that DPFs are expensive to clean and to replace.

Are diesel cars worth buying?

Whether or not a diesel car is worth buying is entirely dependent on what kind of driver you are. Diesel cars still have a far better fuel economy than either petrol or hybrid models, provided you travel a high annual mileage (over 15,000 a year as an average) or regularly drive on motorways.

If your journeys are typically short, low-speed, or start-stop – for example, if you travel around urban centres frequently – then a diesel car is a less ideal vehicle. Your DPF is more likely to get blocked, which may mean an expensive repair job for you. You’re also more likely to be polluting with a diesel driven at lower speeds than either a petrol or hybrid.

If you do have a diesel car and drive for short distances at low speeds, then you should aim to make a long drive (over 40 miles, on a motorway) once a month to avoid the risk of your DPF blocking.

That said, because there’s a slump in interest for diesel cars, you can get some fantastic deals on new and second-hand models. These discounts are so significant that they may even offset the higher tax rate you’ll pay on a diesel model. Just ensure that you receive a full service history for any diesel model you’re considering – if the previous owner used the car for start-stop, low-speed journeys, then the DPF may need replacing, which will cost you a serious amount of money.

Will diesel cars be banned in the UK?

There is a risk that diesel vehicles will be banned in city and town centres in the coming years.

London already has the Ultra Low Emissions Zone (ULEZ) in place, which costs diesel cars registered before September 2015 and petrol cars registered before 2006 an extra £12.50 a day on top of the Congestion Charge. Further city and town centres such as Leeds, Oxford, Birmingham, and Greater Manchester, have plans to implement similar policies in the future.

Should you buy a diesel car in 2022?

Whether the purchase of a diesel car in 2022 is a good idea depends on your driving habits. If you have a high annual mileage and regularly travel at speed (that is, on motorways), then a diesel car will have an advantageous fuel economy. If you’re shopping around for a diesel vehicle, you’ll find great deals available as a result of their slump in popularity.

However, if you predominantly drive in city centres, take start-stop journeys, and have a lower average mileage, then a diesel car is likely not the best idea.

If you have concerns about whether a diesel car is right for you, you can contact My Car Credit’s team of specialists today. They can help you find a car loan quote for your diesel vehicle (or alternative fuel) and answer any questions that you may have.

Rates from 9.9% APR. Representative APR 12.4%

Evolution Funding Ltd T/A My Car Credit

My Credit Rating

Excellent

  • You are a home owner
  • You have been on the electoral role for a long period of time
  • You have current credit arrangements and mortgage with no defaults
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Good

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£

X monthly repayments of
£X

Typical rate

Loan amount

Total payable

X% APR*

£X

£X

*for illustration purposes only

No impact on your credit score*

Representative Example

Borrowing £7,500 at a representative APR of 12.4%, annual interest rate (fixed) 12.36%, 47 monthly payments of £196.44 followed by 1 payment of £206.44 (incl. estimated £10 option to purchase fee), a deposit of £0.00, total cost of credit is £1,939.12, total amount payable is £9,439.12.

Evolution Funding Limited, trading as My Car Credit, is a credit broker and not a lender.

Please ensure you can afford the repayments for the duration of the loan before entering into a credit agreement.

*Initial application is a soft search. Should you progress, some lenders may perform a hard search on your credit file.

Require more help?

Got a question you can’t find the answer to, or need some advice and guidance around taking out car finance? Our Car Credit Specialists are friendly, experienced, and here to help so get in touch today!

Should I Buy a Second Hand Diesel Car?

Diesel Car driving on motorway

With the British government pledging to ban sales of new petrol and diesel cars by 2030, many motorists are questioning if it’s worth purchasing a fossil fuel powered vehicle. The short answer is yes, for many motorists purchasing a second-hand diesel car is a smart and eco-friendly choice. While diesel engines do harbour a dirty reputation, in reality they’re often cleaner and more affordable than petrol. Of course, credentials depend on variables like the year, make and model of the car and how you plan to use it. 

Should I buy a second-hand diesel car? If you’re weighing up your options, this article is for you. Read on as we navigate the pros and cons of buying a second-hand diesel car and take a look at some key factors to consider.

Emissions and environmental footprint

Emissions are one of the biggest factors to consider when shopping for second-hand diesel cars. While models manufactured in the early 2000s or before will generally offer disappointing emissions, purchasing a second-hand diesel car that’s only a few years old leaves a much lighter environmental footprint.

In 2017, the European Union introduced strict new Euro 6d-TEMP emissions testing mandating that diesel engines be fitted with Selective Catalytic Reduction (SCR) systems to break down NOx. So, if you purchase a diesel car manufactured after 2017 it will run much cleaner than a pre-2017 model.

According to the RAC, the average diesel car manufactured in 2020 has average emissions of 165.5g CO2/km. While this isn’t a gold-standard level it’s nowhere near as high as the emissions you’ll release by driving an older diesel car. In comparison, new petrol cars emit an average of 149.0g CO2/km, while new hybrid electric (HEV) cars emit 125.6 g CO2/km and Plug-In Hybrid Electric (PHEV) emit just 43.4g CO2/km.

BMW manufactures some of the cleanest diesel cars on the market, with the 3 Series one of the most popular models. MINI is another great option, with low NOx emissions and excellent fuel efficiency. Toyota, a long-standing eco innovator, also manufactures some great low emission diesel cars loved by eco-conscious drivers across the UK. The diesel-powered Ford Fiesta is another top contender, with the 2021 model clocking in CO2 emissions of just 82g/km. If you can get your hands on a used 2021 model you won’t have to compromise on emissions at all. In fact, you’ll be driving one of the most eco-friendly cars on the road.

Should I buy a second-hand diesel car if I want to reduce my emissions? The short answer is yes, so long as you carefully consider emissions and choose the newest model you can afford.

Fuel efficiency

Diesel offers more energy per litre than traditional petrol, meaning diesel-powered cars tend to offer excellent fuel economy. As a general rule, diesel cars use between 15 and 20% less fuel than petrol-powered vehicles. For example, the 2020 Kia Ceed 1.6 CRDi boasts fuel economy of 72.4mpg, making it one of the most efficient diesel cars on the market. This doesn’t translate to higher emissions, with the model clocking just 102g CO2/km. The Citroen C4 Cactus 1.6 offers similar fuel economy of 70.6mpg, while the Vauxhall Corsa 1.3 CDTI increases slightly to 78.5mpg. On long journeys where speed is kept high and constant, fuel economy increases to 88mpg.

Petrol prices

Price differences between petrol and diesel may be a factor for some people when purchasing a second-hand car. Diesel tends to be slightly more expensive than petrol, though only by a few pence. That said, while you’ll likely pay more to fill up your diesel tank, the fuel economy savings cancel out the extra cost at the forecourt and make diesel cars cheaper in the long run. For example, driving a diesel-powered BMW 1 Series 116d SE for 10,000 miles might cost around £830. The same model featuring a petrol engine would cost around £1,120, making diesel cheaper overall.

Road tax

Road tax can add a significant amount to the cost of owning a car, so it’s worth factoring in when shopping for diesel-powered vehicles. Rates are calculated using CO2 emissions and the age of your car. If your diesel car was registered after April 2017 when the EU introduced Euro 6d-TEMP emissions testing, tax will likely be cheaper.

Torque and power

Diesel engines tend to offer more torque than petrol-powered counterparts, making them a great option for towing caravans and trailers. This makes second-hand diesel cars a popular choice with motorists looking for towing power. Diesel engines also offer faster acceleration which can make overtaking slightly easier.

Making your choice

Should I buy a second-hand diesel car? Ultimately, the choice is yours. Whether you choose to purchase a second-hand diesel vehicle, opt for a traditional petrol-powered car or upgrade to an EV or hybrid will depend on your own unique preferences and priorities.

Before making a decision it’s important to do your research and track down a model that works for you. Do you prioritise low emissions over power and torque? Maybe you want to drive the most fuel-efficient car possible or slash your road tax rates? Taking the time to research second-hand diesel car options is the best way to ensure you make the right decision.

When you’ve settled on a model, you can search on our own used car stock list to see what’s available or choose from any reputable dealer. My Car Credit is here to help you secure the best car finance deals in the UK. With access to one of the country’s largest lending panels, we have the experience and expertise to track down tailored car finance rates, coupled with help and support every step of the way. Using our car loan APR estimator, you can find out how much you can borrow and what it will cost in a matter of minutes. Get in touch today to find out more and get behind the wheel of your dream second-hand diesel car.   

Rates from 9.9% APR. Representative APR 12.4%

Evolution Funding Ltd T/A My Car Credit

My Credit Rating

Excellent

  • You are a home owner
  • You have been on the electoral role for a long period of time
  • You have current credit arrangements and mortgage with no defaults
  • You have no CCJs, credit arrears or missed payments
  • You rarely apply for credit
  • You are employed or self-employed

Good

  • You are on the electoral role
  • You are a home owner or long standing tenant
  • You have a stable employment history
  • You have current credit arrangements with occasional missed payments
  • You have no CCJs

Fair

  • You are or have recently been on the electoral role
  • You may have recently changed address
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Poor

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Bad

  • You may not be traceable on the voters roll
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£

X monthly repayments of
£X

Typical rate

Loan amount

Total payable

X% APR*

£X

£X

*for illustration purposes only

No impact on your credit score*

Representative Example

Borrowing £7,500 at a representative APR of 12.4%, annual interest rate (fixed) 12.36%, 47 monthly payments of £196.44 followed by 1 payment of £206.44 (incl. estimated £10 option to purchase fee), a deposit of £0.00, total cost of credit is £1,939.12, total amount payable is £9,439.12.

Evolution Funding Limited, trading as My Car Credit, is a credit broker and not a lender.

Please ensure you can afford the repayments for the duration of the loan before entering into a credit agreement.

*Initial application is a soft search. Should you progress, some lenders may perform a hard search on your credit file.

Require more help?

Got a question you can’t find the answer to, or need some advice and guidance around taking out car finance? Our Car Credit Specialists are friendly, experienced, and here to help so get in touch today!

Petrol and Diesel Ban – What It Means for Car Buying

Petrol station in mist following the 2030 petrol and diesel ban

The sale of new petrol and diesel cars in the UK will end by 2030. A lot has happened in the last 12 months, so this might have escaped you when it was first released. However, it’s essential for motorists to understand what they can and can’t purchase before they enter negotiations. 

The last thing you want is to waste money on a vehicle that is basically prohibited. Therefore, it’s imperative to look into what the petrol and diesel ban means and how it might affect you in the future. 

The petrol and diesel ban – what is it? 

The petrol and diesel ban is pretty much what it says on the tin. The government is attempting to lower carbon emissions and cut the UK’s CO2 footprint by acting against non-electric vehicles. EVs are notoriously eco-friendly since they don’t use fossil fuels to create energy. Instead, they run off a battery that’s powered by electricity. 

Originally, the ban was scheduled for 2035. However, the government has seen fit to bring it forward five years. That means you won’t be able to buy a new car that runs off diesel or petrol in the UK from 2030. 

What about old cars? 

You can still drive petrol and diesel vehicles after this date. The ban only applies to cars that are being manufactured. This means that the latest makes and models won’t be available in these traditional specs. Of course, if the smell of petrol wakes you up in the morning, you can always opt for a second-hand or used motor. 

Additionally, hybrid vehicles aren’t currently included in the ban. As a result, you will be able to purchase a hybrid car with a diesel or petrol engine and switch between modes. 

What impact will the ban have on UK motorists? 

There are a number of expected knock-on effects of the petrol and diesel ban. The first is an increase in the purchase of EVs. With new petrol and diesel cars out of bounds, the only way to get your hands on a brand spanking new vehicle is to go electric.  

Secondly, this should mean the production of EVs ramps up a notch. That should also see the costs involved in buying and leasing electric cars plummet dramatically. This is because the technology will be more accessible, making EVs cheaper to manufacture. From a buying perspective, you should notice a significant drop in the fees associated with owning or renting an EV. 

Let My Car Credit help you  

When it comes to spreading the cost of a new car, customers always have one question at the back of their minds – how much does car finance cost? While there isn’t a one-size-fits-all rate, if EVs are less expensive to run and operate, they’ll be cheaper to buy too.  

At My Car Credit, we’re committed to finding a great deal for customers based on their specific circumstances. Maybe you’ve got a great credit history and want to stick with petrol or you’re ready to make the switch but worried about your credit score. Whichever, simply get in touch with our team and we’ll guide you through the car finance process.  

Rates from 9.9% APR. Representative APR 12.4%

Evolution Funding Ltd T/A My Car Credit

My Credit Rating

Excellent

  • You are a home owner
  • You have been on the electoral role for a long period of time
  • You have current credit arrangements and mortgage with no defaults
  • You have no CCJs, credit arrears or missed payments
  • You rarely apply for credit
  • You are employed or self-employed

Good

  • You are on the electoral role
  • You are a home owner or long standing tenant
  • You have a stable employment history
  • You have current credit arrangements with occasional missed payments
  • You have no CCJs

Fair

  • You are or have recently been on the electoral role
  • You may have recently changed address
  • You may have occasional missed payments
  • You may have an old CCJ
  • You may have regularly applied for credit

Poor

  • You may have had frequent changes in address
  • You may not be traceable on the voters roll
  • You may have exceeded credit card limits
  • You may have missed payments on current agreements
  • You may have had a CCJ in the past

Bad

  • You may not be traceable on the voters roll
  • Your credit cards are over their limits
  • You have recent CCJs
  • You may have been refused credit elsewhere
  • You may be in a debt management plan
£

X monthly repayments of
£X

Typical rate

Loan amount

Total payable

X% APR*

£X

£X

*for illustration purposes only

No impact on your credit score*

Representative Example

Borrowing £7,500 at a representative APR of 12.4%, annual interest rate (fixed) 12.36%, 47 monthly payments of £196.44 followed by 1 payment of £206.44 (incl. estimated £10 option to purchase fee), a deposit of £0.00, total cost of credit is £1,939.12, total amount payable is £9,439.12.

Evolution Funding Limited, trading as My Car Credit, is a credit broker and not a lender.

Please ensure you can afford the repayments for the duration of the loan before entering into a credit agreement.

*Initial application is a soft search. Should you progress, some lenders may perform a hard search on your credit file.

Require more help?

Got a question you can’t find the answer to, or need some advice and guidance around taking out car finance? Our Car Credit Specialists are friendly, experienced, and here to help so get in touch today!