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Top 9 Best Cars for London Driving

From traffic-choked streets to sky-high congestion charges, driving in London can be a headache. That is, unless you’re behind the wheel of one of the best cars for London. Designed to zip around cities, these eco-friendly models are perfect for driving in the capital. From the ultra-compact Smart Fortwo Coupe to the all-electric Peugeot e-208, read on for our roundup of the best cars for London driving.

1. Audi A1 Sportback

Forget Chelsea Tractors. The latest Audi A1 Sportback packs style, luxury and space into a small package. This sleek model looks right at home driving around posh neighbourhoods like Kensington and Notting Hill. Light up the London night with powerful LED headlights and stay safe with the latest pedestrian and cyclist detection technology. The engine is small and highly efficient, a big draw for eco-conscious Londoners.

2. Renault Twingo

A French-inspired silhouette isn’t the only feature to love about the Renault Twingo. The model swaps a standard front engine for rear placement, which unlocks extra cabin space and delivers an impressive turning circle. If you’ve ever pulled off a U-turn in London or manoeuvred into an ultra-tight parallel parking spot, you’ll know why this feature makes the Twingo one of the best cars for London.

3. Tesla Model 3

You don’t need to look hard to spot a Tesla Model 3 in the capital. This coveted car is a staple on London streets and for good reason. It’s packed with next-generation technology and delivers a huge range of up to 374 miles. Unlike other EVs, Tesla drivers enjoy access to London’s ultra-fast Supercharger network.

4. Peugeot e-208

Teslas are no longer the only EVs on London streets. Models like the Peugeot e-208 are turning heads for all the right reasons. Under the hood is an all-electric powertrain capable of delivering more than 215 miles on a single charge. This is enough to complete an entire lap of the M25 – three times! Best of all? You’ll beat the London Congestion Charge.

Charging infrastructure in London is always improving, making the Peugeot e-208 a clever choice for motorists. Looking to hot tail it out of the city on a Friday afternoon? Switch into sport mode for heightened speed and performance. You’ll be off the motorway and into the countryside in no time. This makes the e-208 one of the best cars for London motorists who love to escape the city.

5. Smart Fortwo Coupe

This picket-sized model shares the same base as the Renault Twingo, which means you’ll enjoy an excellent turning circle. Once again, a huge bonus for navigating the highly congested streets of London.

The spacious boot of the Smart Fortwo Coupe is ideal for transporting groceries from A to B or packing in luggage for a weekend escape to the country. Unlock even more room by folding down the passenger seat. The standard engine is more than capable of city driving, though we recommend upgrading to the turbocharged engine if you plan to hit the motorway regularly.

6. Mini Countryman Plug-in Hybrid (PHEV)

The Mini Countryman PHEV is an eco-conscious take on the best-selling model. It’s not fully electric, but with CO2 emissions of between 40 and 46g/km, it sidesteps the London Congestion Charge. Electric range is approximately 30 miles – enough to get you from Wimbledon to Wembley and back. If you’re looking for a PHEV for short commutes, the Mini Countryman is one of the best cars for London. Safety is front of mind in this model. For example, the acoustic pedestrian protection projects an external noise when you’re driving in whisper-quiet EV mode.

7. Mitsubishi Outlander PHEV

Get behind the wheel of a Mitsubishi Outlander PHEV, one of the most popular hybrids in the UK. Enjoy all the benefits of an SUV, including an elevated driving position for superior visibility. The 13.8kWh battery promises almost 30 miles of all-electric range, perfect for London commuters. You have the petrol engine as a backup, so no need to worry about covering longer distances. Low CO2 emissions make the model exempt from the London Congestion Charge.

8. BMW 2 Series Active Tourer 225xe

Looking for a MPV that sidesteps the London Congestion Charge? The BMW 2 Series Active Tourer 225xe is one of the best large cars for London driving. This hybrid people carrier isn’t just spacious. It’s packed with city-friendly features like lane departure warnings, speed limit information and, best of all, parking assist technology. Whether you’re squeezing into a parallel spot in Chiswick or attempting a tight reverse park in Paddington, you’ll be glad you’re driving one of the best cars for London.

Heading to the M25? The BMW 2 Series Active Tourer 225xe takes you from zero to 62 mph in just under seven seconds. Drive in all-electric mode and you’ll get between 25 and 32 miles of emission-free miles. You’re free to enter London’s Ultra Low Emission Zone (ULEZ), making it ideal for commuters.

9. Mini Electric

Small and zippy, the Mini Electric is purpose-built for London life. It captures the fun and free-spirited vibe of the original 1959 model, with an eco-conscious spin. Behind the wheel you’ll enjoy a bright digital display and loads of clever driver-assist features. The 32kWh battery offers up to 145 miles on a single charge. Not ideal for longer road trips but perfect for driving around town. And yes, the electric engine means you’re exempt from the London Congestion Charge.

Find the right car loan for London driving

Want to secure the keys to one of the best cars for London? Use our purpose-built algorithm to calculate your car loan and find out how much you can borrow. Whether you’re looking for a brand-new Mini Electric or a used Audi A1 Sportback, our tailored car finance solutions can help you get behind the wheel of the best cars for London drivers.

Rates from 9.9% APR. Representative APR 12.4%

Evolution Funding Ltd T/A My Car Credit

Loan amount

£

Repayment term

My credit rating

X monthly repayments of
^£X

Typical rate

Loan amount

Total payable

X% APR*

£X

*for illustration purposes only

No impact on your credit score*

Representative Example

Borrowing £7,500 at a representative APR of 12.4%, annual interest rate (fixed) 12.36%, 47 monthly payments of £196.44 followed by 1 payment of £206.44 (incl. estimated £10 option to purchase fee), a deposit of £0.00, total cost of credit is £1,939.12, total amount payable is £9,439.12.

Evolution Funding Limited, trading as My Car Credit, is a credit broker and not a lender.

Please ensure you can afford the repayments for the duration of the loan before entering into a credit agreement.

*Initial application is a soft search. Should you progress, some lenders may perform a hard search on your credit file.

Require more help?

Got a question you can’t find the answer to, or need some advice and guidance around taking out car finance? Our Car Credit Specialists are friendly, experienced, and here to help so get in touch today!

or call 01246 458 810

How Much is the Volvo XC90 – and Should I Buy It?

When it comes to competitors, the Volvo XC90 has a few. From the BMX X5 and X6 through to the Land Rover Discovery and the Audi Q7, the market for family-friendly SUVs that combine safety and practicality with quality and comfort is fierce.

That said, the Volvo XC90 continues to deliver, and has done ever since the release of the first model way back in 2015. So, how much is the Volvo XC90, is it worth its price, and how does the car compare to its many rivals?

The Volvo XC90 – key features and stats

Performance and drive

Choose from four different engine options – a plug-in petrol-electric hybrid, two petrol engines, and a diesel. You’ll find a responsive automatic gearbox in each, as well as four-wheel drive. The diesel and petrol are all highly responsive, and even the hybrid is respectably fast.

Despite its size, the XC90 drives well in urban locations – you have good visibility thanks to the large windows, and fewer blind spots than competitors. You can also opt for features like a 360-degree camera and park assist system if you frequent tight spots.

The drive is a little noisier and bumpier than competitors in urban locations – particularly the diesel engine, which can rattle when idling and accelerating, but gets smoother on motorways. The grip is great on tight country roads, and handling is better than the Land Rover Discovery or Defender.

Safety

The Volvo XC90 is hard to beat when it comes to safety – it’s one of the best on the market. Automatic emergency city braking helps you to avoid collisions, and other features like active cruise control, lane assist, and automatic brake function all ensure maximum safety.

You can opt into features like a blind spot information system – designed to steer you away from oncoming traffic – and a rear collision mitigation system that automatically tightens seat belts if an impact is sensed. An optional pilot assist system can also take over acceleration, steering and braking for brief periods, too.

Interiors

Expect Swedish minimalism and style. The trim and finish on the dashboard and doors feel swish, particularly when you opt for higher-grade models. That said, even entry-level trim is excellent, with leather seats and mood lighting. Practical features aren’t sacrificed for style – for example, adjustable lumbar support makes finding a comfortable driving position easy.

A portrait, 9-inch infotainment screen reduces the need for multiple knobs and buttons, but can be a little fiddly when driving. The response time is also somewhat slower when calculating a route than those in either the Audi or BMW.

There’s a fairly reliable voice control system as standard, however. This responds well to commands like temperature changes and can help reduce the need for fiddling with the screen. However, whilst Apple CarPlay is now available as standard, Android Auto isn’t – you’ll have to pay a little extra.

Of course, there’s also the fact that the XC90 houses seven people. Seats in the middle row recline, fold and slide individually, and the rear seats can also be folded away. It’s a little cramped in the very back – children will be fine, adults less so – but it’s nonetheless impressively spacious. There’s also plenty of boot space, particularly if you remove these two rear seats.

Costs

If you find yourself wondering “how much is the Volvo XC90?”, it depends on what model you go for. As with all electric cars, the plug-in hybrid PHEV (known as the T8 Recharge) version costs more than the three alternative engines. The B5 diesel engine is comparatively economical, and overall, you’ll find the Volvo XC90 slightly cheaper than the BMW X5, but more expensive than either the Audi Q7 or Land Rover Discovery.

That said, the XC90 depreciates less than competitors, and it tends to be cheaper to insure and maintain, making it an ideal candidate for lower car finance deals. Anticipate a range of £61,995 to £83,130. Remember that you can get a no-obligation car loan quote online with My Car Credit to take your first step towards financing the XC90.

Find out how you can finance the Volvo XC90

If a spacious and safe family car that might save you pennies on car finance sounds right for you, contact My Car Credit on enquiries@mycarcredit.co.uk.

Rates from 9.9% APR. Representative APR 12.4%

Evolution Funding Ltd T/A My Car Credit

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Representative Example

Borrowing £7,500 at a representative APR of 12.4%, annual interest rate (fixed) 12.36%, 47 monthly payments of £196.44 followed by 1 payment of £206.44 (incl. estimated £10 option to purchase fee), a deposit of £0.00, total cost of credit is £1,939.12, total amount payable is £9,439.12.

Evolution Funding Limited, trading as My Car Credit, is a credit broker and not a lender.

Please ensure you can afford the repayments for the duration of the loan before entering into a credit agreement.

*Initial application is a soft search. Should you progress, some lenders may perform a hard search on your credit file.

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What are the New Number Plates for March 2023?

From March 1st 2023, all new vehicle registrations will feature the number ‘23’ on their number plates, replacing the previous ‘72’ plate which had arrived in September 2022.

These numbers are referred to as ‘age identifiers’, and are updated every six months. March marks the beginning of a new six-month period for the motoring industry, during which time new registration plates will be identified with the number ‘23’. From September 2023, these will update to ‘73’.

What do number plates mean?

As mentioned, new number plates are introduced every six months. They’re designed to indicate a vehicle’s age, as well as the location where the vehicle was registered.

The first two letters of a number plate indicate the region of the car’s registration.

The following two numbers represent exactly when the car was registered. Vehicles registered from March 2023 to September 2023 will have the number ’23’ at this point in their new plates. This age identifier updates every six months.

The final three letters in the number plate are randomly generated.

Why do you need a number plate?

Number plates indicate the age of a vehicle, as well as its first region of registration – as such, they are unique to each vehicle.

Beyond that, number plates are legally required by the DVLA. There are also specific rules around the font, font size, colour, and letter placement on number plates. Failure to follow these rules, or to display a numberplate in the first instance, can result in a hefty fine (up to £1000) – and the vehicle will fail its MOT.

Finance your new vehicle with My Car Credit

If you’re looking for a way to finance a car with new number plates, car finance can make the process more affordable – get a car loan quote today.

Rates from 9.9% APR. Representative APR 12.4%

Evolution Funding Ltd T/A My Car Credit

What is the Best Car for Boot Space?

Is the Vauxhall Corsa a Good Car?

Is Rear-Wheel Drive Better Than Front-Wheel Drive?

Loan amount

£

Repayment term

My credit rating

X monthly repayments of
^£X

Typical rate

Loan amount

Total payable

X% APR*

£X

*for illustration purposes only

No impact on your credit score*

Representative Example

Borrowing £7,500 at a representative APR of 12.4%, annual interest rate (fixed) 12.36%, 47 monthly payments of £196.44 followed by 1 payment of £206.44 (incl. estimated £10 option to purchase fee), a deposit of £0.00, total cost of credit is £1,939.12, total amount payable is £9,439.12.

Evolution Funding Limited, trading as My Car Credit, is a credit broker and not a lender.

Please ensure you can afford the repayments for the duration of the loan before entering into a credit agreement.

*Initial application is a soft search. Should you progress, some lenders may perform a hard search on your credit file.

Require more help?

Got a question you can’t find the answer to, or need some advice and guidance around taking out car finance? Our Car Credit Specialists are friendly, experienced, and here to help so get in touch today!

or call 01246 458 810

March numberplate Registration

What are the Most Quiet Cars to Drive?

Whether you love chatting to your fellow passengers, enjoy listening to audiobooks or simply appreciate the sound of silence, whisper-quiet cars are a pleasure to drive. Keeping cabin noise to a minimum isn’t just about not having to raise your voice when talking to someone in the back seat, or struggling to hear your Google Maps directions. Quiet cars minimise stress levels and help you stay focused as you drive. Noise-free cabins are also a sign of thoughtful, well-constructed cars that prioritise the passenger experience, as well as performance.

How do experts determine the best quiet cars to drive? A scale called low noise, vibration and harshness (NVH) is used to rate cars and determine how quiet they are. Minimising these three factors is key when it comes to a smooth, noise-free ride.

Ready to find out more about the top quiet cars to drive? Read on as we spotlight the best quiet cars on the market. Designed to make your experience as relaxing and comfortable as possible, these models will impress you with their Zen interiors.

Mini Cooper Hatchback

An ultra-refined engine ensures the Mini Cooper Hatchback is amazingly quiet. Vibrations are minimal, which means you won’t feel much in the way of steering wheel or pedal tremors. Unless you really put your foot down, a muted hum is all you’ll hear on the road. Opt for 15 or 16 inch wheels and you’ll barely notice any wind noise. If you do upgrade to larger wheels, it’s worth investing in Variable Damper Control to keep noise levels down.

Ford Focus

The best-selling Ford Focus is a top performer when it comes to NVH levels. Despite its compact size, this model promises a smooth and quiet ride. Excellent suspension keeps the cabin serene, while tyre noise is modest even at high speeds. Upgrade to multi-link rear suspension for an even quieter experience.

Volkswagen eGolf

Looking for quiet cars to drive? Nothing compares to all-electric motors when it comes to a noise-free ride. Of all the EVs available on the British market, the Volkswagen e-Golf is one of the quietest. Yes, some other quiet cars perform better in terms of wind noise. But the e-Golf offers incredible performance when it comes to supressed road noise. If you’re looking for a compact city car that runs like a dream on the motorway, you’ll love the e-Golf.

BMW 5 Series Saloon

Even at high speeds, the BMW 5 Series Saloon makes light work of road and wind noise. No surprise really, seeing as it’s designed to cruise along German Autobahns, where speed limits are optional. Of course, NVH levels depend on what’s under the hood. The 540i petrol engine is the quietest option, while the six-cylinder 530d is a little louder but more powerful. Even the diesel-powered 520d model is quiet as a mouse. For the ultimate library-quiet experience, you can’t look past the plug-in hybrid BMW 530e iPerformance. Enjoy the soft whir of an electric motor and switch to the 2.0-litre petrol engine when the battery is low.

Range Rover Velar

Despite being powered by a beefy V6 petrol engine, the Range Rover Velar is surprisingly quiet. It’s practically silent when the engine is revving low, with noise increasing ever-so-slightly as you gain speed. This makes it one of the best quiet cars on British roads.

Audi A4 Saloon

A plush interior helps keep NVH levels to a minimum in the Audi A4 Saloon. There’s hardly any vibration in the cabin, despite a powerful engine under the hood. This makes it ideal for long journeys where comfort is a priority. The Audi Q5 midsize SUV is another top-performer when it comes to NVH levels. Acoustic glazing actively dampens wind noise, even when travelling at high speeds.

Mercedes-Benz S-Class

If you’re looking for luxury models with excellent NVH levels, the Mercedes-Benz S-Class delivers. Settle into the plush cabin and watch the scenery whiz by with zero distractions from road and wind noise. You don’t need to compromise with the S350d diesel model. This quiet car is just as discreet. Sporty models offer a little more oomph but keep noise to a minimum, especially if you switch into Comfort mode.

Tesla Model S

Of all the Tesla models available, the Model S is one of the quietest. It’s mostly thanks to the all-electric engine, which purrs rather than roars. According to a recent behind-the-scenes video released by Tesla, revolutionary ‘Tesla Glass’ technology is the secret to its whisper-quiet cabins. The product is manufactured at the glass technology centre in Los Angeles and features a double-pane design with an internal dampening acoustic layer. As well as stifling outside noise, the glass protects passengers from harsh UV rays and comes with all the expected safety credentials.

Of course, the Model S isn’t the only option when it comes to Tesla. No matter what model you drive, expect very little in the way of noise and vibration. Some light whirring and a few beeps here and there are all you’ll hear when you’re behind the wheel of a Tesla.

Toyota Prius

The Toyota Prius is a British bestseller for a reason. As well as being one of the best-value mid-size hybrids on the market, the family-friendly car is incredibly quiet. They’re no longer offered new on the British market however you can snap up some amazing deals on second-hand models.

Securing car finance for quiet cars

Thinking about purchasing a new or second-hand vehicle and wondering how much car finance do I qualify for? Get up to speed on the process in our handy guide, then use our calculator to crunch your numbers. We’ll match your application with our trusted lenders and help you secure the best possible deal on car finance.

Rates from 9.9% APR. Representative APR 12.4%

Evolution Funding Ltd T/A My Car Credit

What is the Best Car for Boot Space?

Is the Vauxhall Corsa a Good Car?

Is Rear-Wheel Drive Better Than Front-Wheel Drive?

Loan amount

£

Repayment term

My credit rating

X monthly repayments of
^£X

Typical rate

Loan amount

Total payable

X% APR*

£X

*for illustration purposes only

No impact on your credit score*

Representative Example

Borrowing £7,500 at a representative APR of 12.4%, annual interest rate (fixed) 12.36%, 47 monthly payments of £196.44 followed by 1 payment of £206.44 (incl. estimated £10 option to purchase fee), a deposit of £0.00, total cost of credit is £1,939.12, total amount payable is £9,439.12.

Evolution Funding Limited, trading as My Car Credit, is a credit broker and not a lender.

Please ensure you can afford the repayments for the duration of the loan before entering into a credit agreement.

*Initial application is a soft search. Should you progress, some lenders may perform a hard search on your credit file.

Require more help?

Got a question you can’t find the answer to, or need some advice and guidance around taking out car finance? Our Car Credit Specialists are friendly, experienced, and here to help so get in touch today!

or call 01246 458 810

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What are the Most Popular Japanese Car Brands

From sushi to onsen hot springs and pastel-pink cherry blossoms, Japan is famous for all kinds of reasons. When it comes to automobiles, the country is a frontrunner. So, what are Japanese car brands known for and what makes them so well regarded around the world? Read on as we take a closer look at some of the most popular Japanese auto manufacturers and what they offer to motorists.

What are Japanese car brands known for?

Before we spotlight some of the most popular makes and models, let’s take a moment to unpack what are Japanese car brands known for.

Affordability

Japanese auto factories are highly efficient. This keeps prices down and makes Japanese models amazingly affordable, compared to many other brands.

Reliability

Japanese manufacturers continually dominate when it comes to reliability. High manufacturing standards and advanced quality control techniques help ensure every car that leaves the factory is built to last.

Technology

What are Japanese car brands celebrated for? Technology is one of the biggest draws. From powerful all-electric engines to next-generation driver assist features and infotainment systems, Japanese car brands are leading lights when it comes to technology.

Easy to maintain

Most Japanese cars are mass produced using readily available and easily replicated materials. This is good news for drivers as it makes it a cinch to find parts. Repair and replacement costs are low, which makes maintaining Japanese vehicles simple.

The most popular Japanese car brands

Now you know more about what Japanese car brands are known for, let’s take a closer look at some of the most popular makes and models.

Toyota

Based in the Aichi Prefecture on Honshu Island, Toyota is one of the most popular car manufacturers in the world. The Japanese auto giant sold almost 10.5 million vehicles around the world in 2022. This made it the world’s top-selling car manufacturer, topping German rival Volkswagen. The company ticks all the boxes when it comes to our list of what Japanese car brands are known for. Models are affordable, reliable and family friendly.

Model popularity varies between countries. For example, in North America, best-sellers include the Toyota Tacoma pickup truck, Toyota Highlander midsize SUV and the wildly popular Toyota Camry sedan. Drivers also love the RAV4, a capable and compact SUV that’s been winning over motorists since the 1990s.

British drivers love the Toyota Yaris, which is perfect for zipping around cities. The hatchback combines top-notch safety standards with smart technology, lots of style and a surprising amount of space. Hybrid technology also has a big role to play when it comes to the popularity of Japanese car brands. Hybrid models like the Yaris have been a huge hit with drivers who want to embrace electric but aren’t ready to commit to an EV. The new Aygo X compact crossover also helped boost Toyota sales in 2022.

Subaru

What are Japanese car brands known for? Speed, of course. When it comes to rally-inspired cars, no brand does it better than Subaru. The Impreza is a mainstay on the World Rally Champion stage, with legendary Scottish rally driver Colin McRae helping propel the model into the spotlight.

The practical Subaru Outback has been a firm favourite since it was first launched in 1994. Today it remains popular with British motorists in search of adventure. The AWD crossover is just as capable at cruising along urban streets as it is taking on rocky trails and mud-splattered fields. The Forester hybrid is tough-as-nails and combines a beefy petrol e-BOXER engine with self-charging electric battery power. And let’s not forget the all-new Subaru Solterra. It’s one of the company’s first all-electric models and offers an impressive range of up to 289 miles.

Nissan

Whether you use your Nissan to run errands in the city or whisk the family away on weekend road trips, this much-loved brand is hugely popular in the UK. The latest Nissan Qashqai compact crossover SUV boasts e-POWER technology. This clever feature offers the whisper-quiet and eco-friendly benefits of an all-electric motor, without the need to plug in and recharge.

A compact build and bold silhouette have made the Nissan Juke another darling in the UK. And of course, no list of Nissan favourites is complete without a nod to the Micra. Affordable and reliable, this pint-sized model sums up everything people love most about Japanese car brands.

Lexus

What are Japanese car brands famous for? While giants like Toyota and Subaru are renowned for their affordability and reliability, manufacturers like Lexus are all about luxury. The brand is owned by Toyota and strikes a perfect balance between reliability and luxury. Expect powerful engines, incredible craftsmanship and superlative attention to detail.

The all-new Lexus RZ 450e is the latest model to capture headlines. As the brand’s first battery-electric vehicle, the model sets a new benchmark for EVs. With a starting price of £62,600 it’s not cheap. But you absolutely get what you pay for.

Beyond the all-electric engine, expect a high-end cabin inspired by the traditional Japanese art of Omotenashi. The term is woven into the tapestry of Japanese culture and hospitality. It’s all about wholeheartedly anticipating the needs of guests and giving them the best possible experience. The Lexus RZ 450e does just this with features like an extra-large 14” touchscreen and incredible connectivity. Radiant heaters keep passengers cosy, while a glass panoramic roof with electronic dimming functionality allows you to customise your views and sunlight levels. This is Japanese luxury at its best.

Financing a Japanese car

Want to master the art of Omotenashi in your car? Whether you’re dreaming of a luxurious Lexus RZ 450e, an affordable Subaru or a family-friendly Toyota, use our car finance eligibility checker to get into the driver’s seat faster.

Rates from 9.9% APR. Representative APR 12.4%

Evolution Funding Ltd T/A My Car Credit

What is the Best Car for Boot Space?

Is the Vauxhall Corsa a Good Car?

Is Rear-Wheel Drive Better Than Front-Wheel Drive?

Loan amount

£

Repayment term

My credit rating

X monthly repayments of
^£X

Typical rate

Loan amount

Total payable

X% APR*

£X

*for illustration purposes only

No impact on your credit score*

Representative Example

Borrowing £7,500 at a representative APR of 12.4%, annual interest rate (fixed) 12.36%, 47 monthly payments of £196.44 followed by 1 payment of £206.44 (incl. estimated £10 option to purchase fee), a deposit of £0.00, total cost of credit is £1,939.12, total amount payable is £9,439.12.

Evolution Funding Limited, trading as My Car Credit, is a credit broker and not a lender.

Please ensure you can afford the repayments for the duration of the loan before entering into a credit agreement.

*Initial application is a soft search. Should you progress, some lenders may perform a hard search on your credit file.

Require more help?

Got a question you can’t find the answer to, or need some advice and guidance around taking out car finance? Our Car Credit Specialists are friendly, experienced, and here to help so get in touch today!

or call 01246 458 810

affordability Japan Lexus nissan reliability Subaru technology toyota

Is the Skoda Octavia a Good Car?

The reliability of Skoda cars almost goes without saying. Long recognised for its reliability, the Czech manufacturer has further secured its reputation by earning a five-star safety rating by Euro NCAP.

These factors make the Skoda Octavia an excellent family vehicle and a formidable competitor when it comes to estate cars. But is the Skoda Octavia a good car overall? Let’s take a look…

What to expect from the Skoda Octavia

When it comes to family cars, the Octavia has consistently ranked amongst the best. It even stands up to premium competitors like the Audi A3 and Mercedes A-Class, as well as more affordable makes and models (think the Toyota Corolla and Ford Focus).

Engines and performance

The most recent launch of the Skoda Octavia is just as reliable and robust. You can choose from four petrol and diesel engines, as well as two mild-hybrids and one plug-in hybrid, depending on your desired brake horsepower (bhp), acceleration and top speed.

Each model of the Skoda Octavia delivers highly respectable engine power with low running costs – as examples, the entry level 1.0-litre TSI petrol delivers a maximum 54.9MPG, whilst the 148bhp diesel will hit 64.9MPG.

Safety features

As you can expect with such a highly-rated car, safety features abound. Front and rear parking sensors, blind-spot detection and adaptive cruise control are standard. You can also opt for more sophisticated tech, like park assist, a rear-view camera and a travel assist pack, which includes features like adaptive lane assist and traffic sign recognition. LED headlights are standard.

You can also make use of the three-year, 60,000-mile warranty, which is extendable to five years and 100,000-miles for a fee. Fixed-price servicing is offered every 12 months or 10,000 miles.

Interior

The infotainment system is ideally positioned, making it easy to use when driving. The 10-inch touchscreen offers Apple CarPlay and Android Auto as standard, and the in-built sat nav is optional with some models. Aircon controls are managed by this touch screen, which can be a little frustrating to use on the road.

There’s plenty of space in both the front and, particularly, the rear. The boot space also exceeds that of most rivals. The seats fold down well enough for when you’re carrying oversized loads.

We’re fans of Skoda’s ‘Simply Clever’ practical features, which include details like an ice scraper, a ticket holder on the driver’s side, and a cup holder which grips your water bottle so the top can be removed one-handed.

Is the Skoda Octavia a good car?

If you’re looking for a safe, affordable and reliable vehicle for the family, it’s hard to argue with the Skoda Octavia. There’s plenty of space and practical features, a comfortable ride, and perfectly respectable performance stats.

Finance your next family car

With My Car Credit, you can find a no-obligation car loan quote online in mere minutes. Find out how we can help you to secure car finance for your next family vehicle by getting in contact today on 01246 458 810.

Rates from 9.9% APR. Representative APR 12.4%

Evolution Funding Ltd T/A My Car Credit

What is the Best Car for Boot Space?

Is the Vauxhall Corsa a Good Car?

Is Rear-Wheel Drive Better Than Front-Wheel Drive?

Loan amount

£

Repayment term

My credit rating

X monthly repayments of
^£X

Typical rate

Loan amount

Total payable

X% APR*

£X

*for illustration purposes only

No impact on your credit score*

Representative Example

Borrowing £7,500 at a representative APR of 12.4%, annual interest rate (fixed) 12.36%, 47 monthly payments of £196.44 followed by 1 payment of £206.44 (incl. estimated £10 option to purchase fee), a deposit of £0.00, total cost of credit is £1,939.12, total amount payable is £9,439.12.

Evolution Funding Limited, trading as My Car Credit, is a credit broker and not a lender.

Please ensure you can afford the repayments for the duration of the loan before entering into a credit agreement.

*Initial application is a soft search. Should you progress, some lenders may perform a hard search on your credit file.

Require more help?

Got a question you can’t find the answer to, or need some advice and guidance around taking out car finance? Our Car Credit Specialists are friendly, experienced, and here to help so get in touch today!

or call 01246 458 810

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Is the Kia EV6 Worth Buying?

We’re not surprised that the Kia EV6 won WhatCar? Car of the Year Award 2022. Somewhere between a hatchback and an SUV, the Kia E6 is a highly respectable electric vehicle that gives rival models a real run for their money. But with a high price tag, is the Kia EV6 worth it?

Despite the car’s high costs, its strong range, practical technology, and the fact that it’s enjoyable to drive make the Kia EV6 an investment that’s entirely worth it.

What’s the Kia EV6 like to drive?

The Kia EV6 comes in four main lines: the base model, the GT-Line, the GT-Line S, and the premium GT. All of these have an 800volt charging capacity (as standard in the UK) and 77.4kWh battery, with a 115mph top speed (162mph for the GT). In terms of miles covered, the EV6 officially reaches up to 328 miles on a full charge, but this will vary depending on the model.

The drive is quiet – quieter than rivals like the Tesla Model Y and VW ID.4 – and perfectly comfortable, with good handling. Be aware that, as the Kia EV6 is on the larger side, with an SUV-like feel, you do need your wits about you when navigating smaller roads and parking spaces.

How much is the Kia EV6?

How much you’ll pay for the Kia EV6 depends on the spec you go for. At its base, you’ll be paying £45,245, whilst the top-of-the-range GT model begins at £62,645. Factors like whether you choose the GT-line EV6, and the type of drive (rear wheel or 4×4) that you opt for will impact prices of models between these two figures.

What features does the Kia EV6 have?

Standard features include 12.3-inch screens with infotainment systems like Apple CarPlay and Android Auto, as well as welcome interior elements like vegan leather upholstery, heated front seats, and aircon. Many of these features are controlled via buttons, which are easy to use once you make sense of the layout. There’s plenty of space in both front and back too. Though, fans of the Hyundai Ioniq 5, a sister car, will notice that there’s less boot space and a slightly narrower cabin.

You’ll also benefit from driver assistance tech, which varies between models. All have a reversing camera and rear sensors, whilst the GT-Line trim adds front parking sensors, and the GT-Line S model also has a 360-degree bird’s eye view camera.

Other standard features include LED headlights and a big battery with an 800-volt charging system. The features get sophisticated with the more expensive models – think larger wheels with the GT-Line and more sensors with the GT-Line S.

Finance a Kia EV6 today

So, is the Kia EV6 worth it? Overall, the Kia EV6 is a highly respectable electric vehicle. It has a long range and fast-charging capacity. It also offers plenty of space alongside a pleasurable driver experience.

A potential downside is the Kia EV6’s cost – it’s definitely not the cheapest vehicle on the market. Secure a car loan quote with My Car Credit and discover how you can own the Kia EV6 by way of an affordable, accessible car finance agreement.

Rates from 9.9% APR. Representative APR 12.4%

Evolution Funding Ltd T/A My Car Credit

What is the Best Car for Boot Space?

Is the Vauxhall Corsa a Good Car?

Is Rear-Wheel Drive Better Than Front-Wheel Drive?

Loan amount

£

Repayment term

My credit rating

X monthly repayments of
^£X

Typical rate

Loan amount

Total payable

X% APR*

£X

*for illustration purposes only

No impact on your credit score*

Representative Example

Borrowing £7,500 at a representative APR of 12.4%, annual interest rate (fixed) 12.36%, 47 monthly payments of £196.44 followed by 1 payment of £206.44 (incl. estimated £10 option to purchase fee), a deposit of £0.00, total cost of credit is £1,939.12, total amount payable is £9,439.12.

Evolution Funding Limited, trading as My Car Credit, is a credit broker and not a lender.

Please ensure you can afford the repayments for the duration of the loan before entering into a credit agreement.

*Initial application is a soft search. Should you progress, some lenders may perform a hard search on your credit file.

Require more help?

Got a question you can’t find the answer to, or need some advice and guidance around taking out car finance? Our Car Credit Specialists are friendly, experienced, and here to help so get in touch today!

or call 01246 458 810

EV6 GT Hatchback Kia suv

Are High Mileage Cars Good or Bad?

If you’re looking for your next set of wheels, there are a number of things to consider. From the car’s make and model through to the kind of engine and gearbox you want, various factors come into play when deciding on your next drive. If you’re a vet of the used car market, you’ll know that one of the biggest advertising points is a car’s mileage.

The logic goes that a low mileage car is good and a high mileage car is bad, because high mileage indicates greater use and therefore greater wear and tear. But evaluating whether high mileage cars are good or bad isn’t necessarily that black and white.

What’s the average car mileage?

2023 data suggests that an average mileage for UK drivers hovers around 7,400 miles a year. By these numbers, you’d expect a three-year old car to have a mileage of around 22,200. As such, any vehicle with a six-figure mileage would be considered high, and consequently be written off as a bad investment.

But high mileage cars don’t necessarily indicate that the vehicle would be any better or worse than low mileage counterparts – it really depends on factors like its service history, the model and make of car, and the kind of journeys made.

What are the benefits of high mileage cars?

Vehicular history

When cars are only making stop-start journeys, they’re liable to more wear and tear. This is because shorter trips don’t allow the engine to properly warm up, which can cause greater deterioration over time. Plus, cars that have been used on stop-start journeys around urban areas can suffer greater wear on their suspension, clutch and brakes as a result of dealing with speed bumps.

Cars that have been used on longer journeys – like regular motorway travel – might therefore be in better condition, despite the fact that their mileage is higher. This is why ex-company cars can often be a good investment despite their high mileage, because they’ll have been consistently well maintained.

Lower cost

Cars with over 100,000 miles on the odometer will tend to put buyers off. But modern vehicles are often designed to be driven hard, and some brands are particularly known for creating cars that are capable of high mileage, provided proper upkeep is maintained throughout use.

If you find a high mileage car with a respectable service and MOT history, this is often a more cost-effective purchase than a low mileage car with poor service history and intermittent use. A high mileage car will be cheaper to buy in the first instance, and you may also find yourself spending less over time on maintenance costs if it’s been better serviced throughout its lifetime.

High mileage cars will also depreciate less than newer car models, meaning they keep their value better over time.

What to consider when purchasing a high mileage car

Make and model

Whether a high mileage car is a good or bad investment may also depend on its make and model. Certain manufacturers and specific models are more reliable than others.

Car makes and models that are known for their reliability include Toyota Prius and Avensis, Honda Civic, Ford Fiesta and Focus, Skoda Octavia, Kia Ceed, and VW Golfs.

Service history

If you’re considering buying a high mileage car, be sure to check its service and MOT history, which can be found on gov.uk. If a car has frequently failed, it won’t have been well maintained and serviced. Double check that the car isn’t in need of any significant work, so that you won’t have to fork out for this after purchase.

Ask for the vehicle’s history, or conduct your own HPI check (all you’ll need is the car’s registration number). This will give you greater insight into the car’s history, including details of any accidents.

Don’t be afraid of getting a professional to inspect the car before purchase, either (but be aware that this is an additional cost).

Car finance

Whether or not you’ll be able to get a car finance quote on a high mileage car will depend on the provider. In some instances, securing finance for a vehicle with over 100,000 miles to its name might put some lenders off.

Finance your nearly-new car

Get in contact with My Car Credit today on 01246 458 810 to find out how we can help you finance your next vehicle, no matter its mileage.

Rates from 9.9% APR. Representative APR 12.4%

Evolution Funding Ltd T/A My Car Credit

What is the Best Car for Boot Space?

Is the Vauxhall Corsa a Good Car?

Is Rear-Wheel Drive Better Than Front-Wheel Drive?

Loan amount

£

Repayment term

My credit rating

X monthly repayments of
^£X

Typical rate

Loan amount

Total payable

X% APR*

£X

*for illustration purposes only

No impact on your credit score*

Representative Example

Borrowing £7,500 at a representative APR of 12.4%, annual interest rate (fixed) 12.36%, 47 monthly payments of £196.44 followed by 1 payment of £206.44 (incl. estimated £10 option to purchase fee), a deposit of £0.00, total cost of credit is £1,939.12, total amount payable is £9,439.12.

Evolution Funding Limited, trading as My Car Credit, is a credit broker and not a lender.

Please ensure you can afford the repayments for the duration of the loan before entering into a credit agreement.

*Initial application is a soft search. Should you progress, some lenders may perform a hard search on your credit file.

Require more help?

Got a question you can’t find the answer to, or need some advice and guidance around taking out car finance? Our Car Credit Specialists are friendly, experienced, and here to help so get in touch today!

or call 01246 458 810

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Should I Buy a Dacia Duster?

The Dacia Duster first launched in 2010, when it was priced – almost unbelievably – at less than £10,000. Since then, it’s had a couple of facelifts. The most recent took place just last year, when Dacia repositioned themselves as a family-focussed brand. But what do we make of the Dacia Duster?

Dacia Duster – why buy one?

If you’re after respectable form and function in an affordable package, the Duster delivers. It’s not the most beautiful car, but there’s something appealing about its brutalist, muscular aesthetic. Combine that with features including alloy wheels, a multi-view camera, plush seats with lateral support, improved headlights, updated infotainment systems, thicker glass windows for noise-cancelling and a chrome front grille, and you have a vehicle that delivers.

The Dacia Duster comes with a range of different engine options. These include a 113bhp 1.5litre diesel option (best for off-road), which is upgradable to 4×4 drive for a few extra grand. Petrol options are 2WD only, coming in either an 89bhp 1.0litre or 1.3litre model, with the latter hitting either 128 or 148bhp. Bi-fuel options are also available.

The Dacia Duster’s main appeal is its great value for money. Admittedly, the interiors are plastic-heavy, and the safety features can’t compare with rival (but more expensive) models. But these seem reasonable sacrifices for the car’s price, particularly when considered against everything else that it delivers. You still get the benefit of features like hill start assist and descent control, emergency brake assist, and cruise control.

So, should I buy a Dacia Duster?

If you’re looking for a car that’s comfortable, spacious, good-looking, and still delivers on drive performance, all for an affordable total, the Dacia Duster is hard to argue with.

Get a car loan quote with My Car Credit and drive your way to family-friendly fun with the Dacia Duster.

Rates from 9.9% APR. Representative APR 12.4%

Evolution Funding Ltd T/A My Car Credit

What is the Best Car for Boot Space?

Is the Vauxhall Corsa a Good Car?

Is Rear-Wheel Drive Better Than Front-Wheel Drive?

Loan amount

£

Repayment term

My credit rating

X monthly repayments of
^£X

Typical rate

Loan amount

Total payable

X% APR*

£X

*for illustration purposes only

No impact on your credit score*

Representative Example

Borrowing £7,500 at a representative APR of 12.4%, annual interest rate (fixed) 12.36%, 47 monthly payments of £196.44 followed by 1 payment of £206.44 (incl. estimated £10 option to purchase fee), a deposit of £0.00, total cost of credit is £1,939.12, total amount payable is £9,439.12.

Evolution Funding Limited, trading as My Car Credit, is a credit broker and not a lender.

Please ensure you can afford the repayments for the duration of the loan before entering into a credit agreement.

*Initial application is a soft search. Should you progress, some lenders may perform a hard search on your credit file.

Require more help?

Got a question you can’t find the answer to, or need some advice and guidance around taking out car finance? Our Car Credit Specialists are friendly, experienced, and here to help so get in touch today!

or call 01246 458 810

Bi-fuel Dacia Duster Family suv

Top 9 Most Popular Cars on Social Media

Social media isn’t just about staying in touch with friends and family. Platforms like Facebook, Instagram and TikTok have a huge influence on how consumers spend. The auto industry is no exception, with certain models and manufacturers making serious waves in the digital space.

So, what’s trending on social media? Read on as we spotlight the top 9 most popular cars on social media. Yes, you’ll see Teslas. But there are also some wild cards thrown into the mix.

1. Mercedes Vision AVTR

Sleek, sexy and surprisingly blue, it’s no wonder the Mercedes Vision AVTR is one of the most popular cars on TikTok. The model looks stunning on film and is tailormade to dazzle social media feeds.

While the Mercedes Vision AVTR isn’t available to the public, it hasn’t stopped social media users from falling head over heels for the concept car. Between the fluid curves, next-generation technology and Avatar-inspired aesthetic, it’s made quite the impact.

“The groundbreaking Mercedes-Benz VISION AVTR blurs the boundaries between luxury vehicle and living being in an entirely new way,” reads the Mercedes-Benz website. “This feat of forward-thinking design is the result of a global partnership with the AVATAR team, inspired by the world of Pandora and embodying the vision of Mercedes-Benz designers, engineers and trend researchers across the world.”

2. BMW

In terms of hashtags, BMW runs circles around other manufacturers. The German car company has global appeal and is synonymous with luxury. According to recent data, BMW has more than 60 million related posts on Instagram. Can you blame drivers for wanting to brag when they’re behind the wheel of a Series 3, M2 Coupe or X Range?

3. Honda

Honda may not be the most exclusive auto manufacturer, but it’s racked up a huge 51 million posts on Instagram. Reliable and affordable, the company offers a stellar range of SUVs, sedans and small cars.

4. Ford

With iconic models like the Mustang helping to boost popularity, Ford comes in with an impressive 37 million posts. The American company manufactures some of the top-selling models in the world, including the Fiesta, Focus and Ranger. And, of course, let’s not forget the legendary Ford Mustang, which has been turning heads since the 1960s.

5. Toyota

Who can blame social media users for loving Toyota? Bloomberg crowned it one of the top-selling car makers in the world in 2020 and for good reason. Models are reliable, safe and often seem to run forever. If you’re looking for value for money, Toyota is a fantastic choice.

6. Jeep

Jeep is another manufacturer that’s made waves on social media. Models like the Compass, Renegade and Cherokee are built for adventure. And yes, they’re pretty photogenic, which makes them a favourite on social media. From close-up snaps of mud-splattered tyres to drone videos framed by rugged peaks and shimmering lochs, Jeep’s sense of adventure has made it a firm favourite on platforms like TikTok and Instagram.

7. Nissan GT-R

The Nissan GT-R is another model that’s made a splash on social media. Millions of #nissangtr posts have flooded Instagram, making it one of the most popular social media cars. Engineered for speed and performance, the track-inspired model looks and feels amazing. The steering wheel is designed for precision and the 6-speed dual-clutch transmission promises velvet-smooth gear changes. Pair this with a crystal-clear 8” touchscreen in the cockpit, plus a next-gen infotainment system and it’s a recipe for a social media buzz.

8. SEAT

Interestingly, Spanish auto manufacturer SEAT has done far better on TikTok than other platforms like Instagram. Could it be because of the fun and down-to-earth designs that appeal to the youthful nature of TikTok? The SEAT Ibiza supermini is a bona fide bestseller and perfect for city driving. The evocatively named Leon is another model that’s helped drive SEAT’s popularity on TikTok. Sporty, modern and packed with high-tech features, it’s been hugely popular with European drivers.

9. Tesla

No surprises here. Tesla has had its fair share of shoutouts on social media. Could this be partly fuelled by Elon Musk’s strong presence on platforms like Twitter? Possibly. But love him or hate him, there’s no denying Tesla has transformed the face of the auto industry. The American-owned brand is driving the global transition to sustainable transport, with models like the Model 3 saloon and Model Y mid-size SUV pushing the boundaries of what fully electric vehicles are capable of.

Teslas have an air of exclusivity, which means people are keen to share when they’re interacting with the brand. Whether it’s an exciting milestone like getting the keys to a brand-new Model X or simply snapping a selfie inside your Tesla Model Y Uber, Tesla experiences are worth sharing on social media. The long wait lists for new models also helps to drive intrigue.

That said, the latest research suggests motorists on the hunt for EVs can expect shorter wait times in 2023. Timelines are down from 35 weeks to just 28 weeks, which is good news if you’re planning to buy an all-electric vehicle.

Get behind the wheel of a popular social media car

Thinking about upgrading to one of these social media darlings? We don’t blame you. Whether you’re in the market for a luxurious BMW for city driving, a compact Honda with amazing mileage or an adventure-ready Jeep, we can find the right car finance for you.

How much does car finance cost? Rates vary depending on a few factors, including your down deposit amount, preferred repayment terms and your personal credit score. Not to worry, we also have the number crunching covered. Use our purpose-built car finance calculator to punch in your numbers and get a quote.

Rates from 9.9% APR. Representative APR 12.4%

Evolution Funding Ltd T/A My Car Credit

What is the Best Car for Boot Space?

Is the Vauxhall Corsa a Good Car?

Is Rear-Wheel Drive Better Than Front-Wheel Drive?

Loan amount

£

Repayment term

My credit rating

X monthly repayments of
^£X

Typical rate

Loan amount

Total payable

X% APR*

£X

*for illustration purposes only

No impact on your credit score*

Representative Example

Borrowing £7,500 at a representative APR of 12.4%, annual interest rate (fixed) 12.36%, 47 monthly payments of £196.44 followed by 1 payment of £206.44 (incl. estimated £10 option to purchase fee), a deposit of £0.00, total cost of credit is £1,939.12, total amount payable is £9,439.12.

Evolution Funding Limited, trading as My Car Credit, is a credit broker and not a lender.

Please ensure you can afford the repayments for the duration of the loan before entering into a credit agreement.

*Initial application is a soft search. Should you progress, some lenders may perform a hard search on your credit file.

Require more help?

Got a question you can’t find the answer to, or need some advice and guidance around taking out car finance? Our Car Credit Specialists are friendly, experienced, and here to help so get in touch today!

or call 01246 458 810

bmw Ford Honda Jeep Mercedes Vision Nissan GT-R seat tesla toyota

1. Audi A1 Sportback

2. Renault Twingo

3. Tesla Model 3

4. Peugeot e-208

5. Smart Fortwo Coupe

6. Mini Countryman Plug-in Hybrid (PHEV)

7. Mitsubishi Outlander PHEV

8. BMW 2 Series Active Tourer 225xe

9. Mini Electric

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When it comes to competitors, the Volvo XC90 has a few. From the BMX X5 and X6 through to the Land Rover Discovery and the Audi Q7, the market for family-friendly SUVs that combine safety and practicality with quality and comfort is fierce.

The Volvo XC90 – key features and stats

Performance and drive

Safety

Interiors

Costs

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From March 1st 2023, all new vehicle registrations will feature the number ‘23’ on their number plates, replacing the previous ‘72’ plate which had arrived in September 2022.

What do number plates mean?

Why do you need a number plate?

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