Is the Vauxhall Corsa a Good Car? 

2024 Vauxhall Corsa

If you notice at least one Vauxhall Corsa every time you get behind the wheel, it’s no coincidence. Compact and affordable, the supermini is one of the most popular cars in the UK. In fact, the latest stats reveal it was one of the top-selling cars of 2022, with almost 36,000 new models registered. It was trumped only by the ultra-practical Nissan Qashqai, which ticks all the boxes when it comes to space, power and price.

Want to know more about the Vauxhall Corsa? Read on as we take a deep dive into the model and answer the burning question, is the Vauxhall Corsa a good car?

Vauxhall Corsa price

Price plays a big role in the decision-making process when shopping for a new car. The Vauxhall Corsa wins over motorists with competitive pricing, both on the new and second-hand markets.

If you’re shopping new, Vauxhall Corsa prices start at around £19,000 for the Design base model. Expect to pay just over £21,000 for the elevated GS trim level and £25,000 for the Ultimate version with a powerful 1.2 litre turbo, 100PS petrol engine.

Electric Vauxhall Corsa prices start at just under £33,000, making it a significant upgrade from the petrol version. EVs boast the upgraded GS trim level and are powered by a 10KW battery electric engine with 136PS.

Like all used cars, Vauxhall Corsa prices will vary depending on a myriad of factors, including age, mileage and overall condition. The cheapest Vauxhall Corsa listings start at around £600, though expect to run into issues almost immediately. At the high end of the scale are test drive models with just a few miles on the odometer. These are basically brand new and start at around £26,000 for electric models and £17,000 for petrol-powered Design models.

Availability

A variety of factors have disrupted the auto supply chain over the past few years. This means motorists can’t always get their hands on their preferred models. One of the key drivers of the Vauxhall Corsa’s popularity is availability. Plain and simple, the model is easy to source. If you need a new car now and don’t want to join a multi-month waitlist, the Vauxhall Corsa could be a great choice.

The nationwide popularity of the Vauxhall Corsa means there’s no shortage of models on the used market. You’ll find thousands of second-hand Vauxhall Corsas listed online by both private sellers and used car dealerships.

Trust and reliability

Is a Vauxhall Corsa a good first car? In terms of trust and reliability, the answer is yes. British motorists know and respect the Vauxhall brand. It’s based right here in England (Bedfordshire to be precise), which adds an element of national pride and loyalty into the mix.

And let’s not forget the brand’s link to luxury auto manufacturer Peugeot. Vauxhall was made a subsidiary of multinational auto manufacturing giant Stellantis in 2021, which puts it in the same league as exclusive brands like Peugeot and Chrysler.

Electric options

Thinking about making the switch to an EV? The Vauxhall Corsa also comes in an all-electric model. And yes, it’s kind to the environment and your bank balance.

Is a Vauxhall Corsa a good first car?

Absolutely. The Vauxhall Corsa is a British best-seller for a reason. Motorists love not only the affordable price point but the reliability and peace of mind that comes with driving a Vauxhall Corsa.

Base models have excellent fuel economy, with the Design offering between 47.9 and 53.3mpg. This is guaranteed to keep costs down at the forecourt. The cars are relatively cheap and easy to maintain thanks to nationwide availability of parts. Most mechanics are also familiar with the ins and outs of the Vauxhall Corsa – another bonus when it comes to maintenance.

But is a Vauxhall Corsa a good first car for motorists with a budget of £20,000 or less? Definitely. If you’re looking for a first car that’s loaded with specs but won’t break the bank, the Vauxhall Corsa steps up. Even the base trim level boasts a sleek 7-inch touchscreen infotainment system equipped with Apple CarPlay/Android Auto™ and a 3.5-inch digital instrument cluster. Not to mention high-end extras like LED headlights, automatic lighting control and driver support features like lane keep assistance.

The GS raises the stakes with technology like auto wipers and intuitive climate control, while the Ultimate takes things one step further with luxuries like massaging front seats, adaptive cruise control, 10-inch multimedia system, heated steering wheel and keyless entry. Reversing is a cinch thanks to the 180° rear camera, while ultra-bright IntelliLux adaptive LED® Matrix headlights make driving at night a pleasure.

Vauxhall Corsa vs Nissan Qashqai 

The Vauxhall Corsa was the second most popular model sold in the UK in 2022. As explored above, there’s plenty to love about this pocket-sized supermini. Of course, it didn’t quite top the list. First place was awarded to the Nissan Qashqai. If you think the crowd-pleasing SUV might be a better fit, here’s a quick rundown of how it compares to the Vauxhall Corsa.

Cost

The Vauxhall Corsa price is hard to beat and starts at £19,000 for new base models. The Nissan Qashqai is pricier and starts at £26,000 for new models.

Space

As an SUV, the Nissan Qashqai is significantly larger than the Vauxhall Corsa. Enjoy a huge 1500 litres of boot space in the Nissan Qashqai, or more than 1730 with the back seats folded down. In comparison, the Vauxhall Corsa offers boot capacity of just 310 litres.

Get behind the wheel of a Vauxhall Corsa

Got your heart set on a Vauxhall Corsa? Great choice. It’s one of the top-selling cars in the UK, with the latest figures suggesting there are almost 1 million on British roads. Whether you’re shopping for a new model or enticed by used Vauxhall Corsa prices, we’re here to help you secure a set of keys.

Use our car finance calculator to find out how much you can borrow, then get in touch with a team member to learn more about how to spread out the cost of Vauxhall Corsa ownership and stretch your budget further.

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Evolution Funding Ltd T/A My Car Credit

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Borrowing £7,500 at a representative APR of 10.9%, annual interest rate (fixed) 10.87%, 47 monthly payments of £191.50 followed by 1 payment of £201.50 (incl. estimated £10 option to purchase fee), a deposit of £0.00, total cost of credit is £1,702, total amount payable £9,202.

Evolution Funding Limited, trading as My Car Credit, is a credit broker and not a lender.

Please ensure you can afford the repayments for the duration of the loan before entering into a credit agreement.

*Initial application is a soft search. Should you progress, some lenders may perform a hard search on your credit file.

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Is Rear-Wheel Drive Better Than Front-Wheel Drive?

Red BMW at a harbour

You may have heard petrolheads spouting about the drawbacks of front-wheel drive compared to rear-wheel drive. But what do these terms actually refer to? Is there any genuine difference between these two options?

When you’re searching for a new car, a number of factors will influence your final choice. From car finance eligibility through to the type of engine you choose, and even whether a front- or rear-wheel drive is most appropriate for you, the decision can seem overwhelming.

We’ve created this article to help you demystify what is meant by rear-wheel and front-wheel drive. That way, you can ascertain which type of drive is best for you, helping you to make an informed decision for your next set of wheels.

What’s the difference between rear-wheel and front-wheel drive?

Put simply, the difference between rear-wheel and front-wheel drive is power. As a side note, there’s also four-wheel drive (sometimes called all-wheel drive), but we won’t be discussing that here.

In rear-wheel drive, the engine’s power is sent to the rear two wheels. In front-wheel drive, the engine’s power is sent to the front two wheels. Obviously, the other two wheels will still move, but this movement is generated from the vehicle’s motion, rather than the engine’s power.

Front-wheel drive – the lowdown

Cars with front-wheel drive have better traction, because the weight of the vehicle’s engine and transmission is sent to the front two wheels. If you regularly drive in areas with poor conditions like snow, ice and rain, or live in a mountainous area, then front-wheel drives are going to be safer than rear-wheel vehicles.

Front-wheel drives can help you to save money on fuel, too. Front-wheel drives are often lighter, as they have less complex internal equipment, meaning you spend less as you drive. It’s for this reason that front-wheel drive vehicles tend to be more affordable, reliable and easier to maintain overall.

Plus, because the engine and transmission are housed above the front two wheels, you often get more internal storage space with a front-wheel drive.

However, if you’re looking for a car with a good towing capacity, front-wheel drives don’t compare favourably to rear-wheel drives.

Equally, in moments of intense acceleration, front-wheel drives can suffer from ‘torque steer’, meaning they can suddenly veer off the intended course.

Rear-wheel drive – the lowdown

Rear-wheel drives have better handling than front-wheel drives. With a front-wheel drive, the front wheels are responsible for both powering and steering the vehicle. If you’re taking a corner at speed, this can impact the car’s overall handling – and not in a good way.

What’s more, because much of the car’s weight is upfront, this can lead a front-wheel car to understeer. The weight of a vehicle is more evenly distributed with a rear-wheel drive. This improves their handling compared to front-wheel vehicles, and they can feel more stable going around corners.

As well as having better handling compared to front-wheel drives, rear-wheel drives therefore have better acceleration. They’re nippier overall, which is why sports and race cars are almost always rear-wheel drive. This is why rear-wheel vehicles are typically more expensive to purchase than their counterparts.

That said, because rear-wheel drives are a more agile and faster vehicle, they do require more skill to handle. You are at a higher risk of wheel-spin with a rear-wheel drive, which can push the entire car into a spin.

Equally, although most modern rear-wheel drives will have state-of-the-art stability and traction controls, they should be able to handle icy or wet weather. However, it’s worth noting that four-wheel drives are safer in hazardous conditions.

Rear-wheel drives also tend to have less interior and boot space compared to front-wheel drives too, because the equipment is housed underneath the vehicle’s trunk.

Is rear-wheel drive better than front-wheel drive?

Broadly speaking, the benefits of rear-wheel drives are better handling, acceleration and braking. By comparison, front-wheel drives have better traction, are cheaper to run and maintain, and are more reliable.

Whether a rear-wheel drive is better than a front-wheel drive really depends on your needs. Many of the most popular hatchbacks and SUVs are front-wheel drive. They make for fantastic, dependable family cars, and you can often get a great deal on one.

Finance your dream drive today

Get better traction on your car finance by contacting one of My Car Credit’s friendly specialists today – email enquiries@mycarcredit.co.uk.

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X monthly repayments of
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Typical rate

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*for illustration purposes only

No impact on your credit score*

Representative Example

Borrowing £7,500 at a representative APR of 10.9%, annual interest rate (fixed) 10.87%, 47 monthly payments of £191.50 followed by 1 payment of £201.50 (incl. estimated £10 option to purchase fee), a deposit of £0.00, total cost of credit is £1,702, total amount payable £9,202.

Evolution Funding Limited, trading as My Car Credit, is a credit broker and not a lender.

Please ensure you can afford the repayments for the duration of the loan before entering into a credit agreement.

*Initial application is a soft search. Should you progress, some lenders may perform a hard search on your credit file.

Require more help?

Got a question you can’t find the answer to, or need some advice and guidance around taking out car finance? Our Car Credit Specialists are friendly, experienced, and here to help so get in touch today!

What are the Best Cars for Students in 2023?

Fiat 500 driving along a city street at night.

Whether you live in the heart of a university town, or it takes you an hour plus to get to campus, a car can be a gamechanger for students. Even if you don’t drive to class every day, a set of wheels is invaluable when it comes to stocking up at the supermarket and trips home to see the family on bank holiday weekends.

What are the best cars for students? Generally, student cars are compact, affordable and cheap to run and insure. With these three features in mind, we’ve put together a list of the top student-friendly cars in the UK. There’s something for everyone, so take a look and get inspired!

Volkswagen Polo

Cute and compact, it’s hard to look past the Volkswagen Polo when it comes to the best cars for students. It’s small enough to squeeze into those tiny parallel parking spots that can be a lifesaver when you’re running late for class, yet spacious enough to whisk your friends away on a weekend road trip.

The small engine won’t just save you money at the forecourt. It also keeps you in a low insurance bracket. This means more cash to spend on nights out with your crew.

Fiat 500

The pocket-sized Fiat 500 is ideal for students looking for a combination of style and functionality. Like the Volkswagen Polo, manoeuvring into impossibly small parking spaces is a cinch. It also performs well when it comes to CO2 emissions, making it a great pick if you’re studying environmental science. Road taxes and insurance are low, yet another perk that makes the Fiat 500 one of the best cars for students.

Dacia Sandero

Got your heart set on a brand-new car? The Dacia Sandero is one of the most affordable new cars in the UK. Prices for showroom models start at £13,795, which puts the Dacia Sandero well within the reach of students. The company recently revamped the model from the wheels up, which means you’ll enjoy a suite of luxury features – all with a surprisingly low price tag. We’re talking sleek LED headlights, emergency brake functionality and hill start assist, a huge bonus for new drivers who aren’t confident taking off on vertigo-inducing roads. If you attend the University of Bristol or the City of Bristol College, you’ll know what we’re talking about!

Of course, not too many students have the cash to purchase a new car outright. This is where auto finance steps up. At My Car Credit, we specialise in getting students behind the wheel of their dream car. Read up on car finance eligibility on our website to find out more.

Ford Fiesta

Shopping for second-hand models? The Ford Fiesta has been around for decades, which makes it one of the best cars for students on a budget. You’ll see loads of these best-selling models on the used market, whether you’re based at Imperial College London or the University of Edinburgh. A used Ford Fiesta won’t necessarily turn heads, but it will deliver on comfort, safety and style. These cars are also cheap to insure, run and repair – another huge bonus for budget-conscious students.

If you’re in the market for a new car, the new-generation Ford Fiesta will dazzle you with a digital instrument cluster and clever features, like pre-set options for different drivers. This is perfect if you’ll be sharing your Ford Fiesta with a partner.

Kia Picanto

With showroom prices starting at ‎£13,415, the Kia Picanto is an attractive option for first-time buyers. Price isn’t the only thing to love about this compact city car. Fuel efficiency of up to 58.9 MPG means fewer trips to the petrol station. If you’re tossing up between running a car or purchasing a bus pass for your time at university, it’s worth crunching the numbers to see if a fuel-efficient vehicle like the Kia Picanto is a better option. CO2 emissions start at 110 g/km, which makes the Kia Picanto one of the best cars for students who want to reduce their environmental footprint.

Considering the price, you get loads of high-end features. Think Bluetooth® connectivity for music streaming and a USB port for on-the-go charging. If you’re open to increasing your budget, Kia Picanto GT-Line will turn heads on campus with a sleek and sporty aesthetic. The icing on the cake? A seven-year/100,000 mile warranty means there’s every chance you’ll still be zipping around in your Kia Picanto long after you’ve graduated.

Hyundai i10 

Whether you’re looking for a new model or browsing the second-hand market, the Hyundai i10 is one of the best cars for students. It may look small on the outside but the Hyundai i10 can comfortably seat five adults. In fact, the latest model boasts an extra 40mm of width between the wheels. This makes it feel even roomier than previous generations.

Young drivers can’t get enough of the best-in-class connectivity, including features like a wireless charging pad (if you add on a Tech Pack or upgrade your trim). All models come with Bluetooth® connectivity and wireless Apple CarPlay or Android Auto, so you can blast your favourite tunes on your way to campus. Whether it’s Ed Sheeran or The Smiths, high quality speakers ensure you don’t miss a beat.

Secure the keys to your new set of wheels today

Now you know more about the best cars for students, it’s time to take the plunge and pick your favourite. Whether you’re in the market for a shiny new Dacia Sandero with all the upgrades or a pre-owned Ford Fiesta with an irresistible price tag, we have you covered with tailored car finance solutions designed especially for students.

Give us a call on 01246 458 810 to chat to a friendly representative or email us at enquiries@mycarcredit.co.uk to find out more.

Rates from 9.9% APR. Representative APR 10.9%

Evolution Funding Ltd T/A My Car Credit

My Credit Rating

Excellent

  • You are a home owner
  • You have been on the electoral role for a long period of time
  • You have current credit arrangements and mortgage with no defaults
  • You have no CCJs, credit arrears or missed payments
  • You rarely apply for credit
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Good

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£

X monthly repayments of
£X

Typical rate

Loan amount

Total payable

X% APR*

£X

£X

*for illustration purposes only

No impact on your credit score*

Representative Example

Borrowing £7,500 at a representative APR of 10.9%, annual interest rate (fixed) 10.87%, 47 monthly payments of £191.50 followed by 1 payment of £201.50 (incl. estimated £10 option to purchase fee), a deposit of £0.00, total cost of credit is £1,702, total amount payable £9,202.

Evolution Funding Limited, trading as My Car Credit, is a credit broker and not a lender.

Please ensure you can afford the repayments for the duration of the loan before entering into a credit agreement.

*Initial application is a soft search. Should you progress, some lenders may perform a hard search on your credit file.

Require more help?

Got a question you can’t find the answer to, or need some advice and guidance around taking out car finance? Our Car Credit Specialists are friendly, experienced, and here to help so get in touch today!

Top 6 Best Cars for New Parents in 2023

Blue BMW 3 Series

Whether you’re about to become first-time parents or adding to a growing brood, welcoming a new member to the family is always an exciting time! For many parents, a brand new bundle of joy is the perfect excuse to upgrade to a new vehicle. Looking for inspiration? Read on for a closer look at the best cars for new parents.

Yes, size matters. But in this roundup, we dive deeper and take a closer look at some other important factors to consider, like safety ratings, driver assist features and fuel economy.

1.   Ford Puma

Looking for an entry-level SUV that ticks all your boxes? It’s hard to look past the Ford Puma. It’s basically a family-ready version of the best-selling Ford Fiesta, which has been a favourite with Brits for decades. The boot is huge and features a clever 80L sunken compartment where you can stash all kinds of gear. It’s called the MegaBox and is easy to wipe clean – perfect for muddy boots, wet raincoats and yes, even dirty nappies in a pinch. This clever feature makes the Ford Puma one of the best cars for new parents.

In terms of size, it’s comparable to models like the Nissan Juke. Though the price tag is far more appealing. Looking to buy second-hand? The Ford Puma was launched in 2020, which means you’ll see plenty of used models on the market. Families were definitely front-of-mind when designing the Ford Puma. Features like built-in ISOFIX points in the rear make it easy to secure child seats.

Even the standard models are packed with high-tech features like keyless start – a godsend when you’ve got your hands full with a new baby. Cruise control makes long drives to see doting grandparents a pleasure, while rear parking sensors make it easy to squeeze into parallel parking spots when all the pram bays are full.

2.   BMW 3 Series 

The BMW 3 Series is proof that family cars don’t have to be frumpy. This luxury estate model is a terrific choice for style-conscious new parents. The boot isn’t as large as some other models in our roundup, but an oversized opening makes it easy to use and access. Plus, a variety of drop-down seat configurations make it easy to add or remove extra space as needed. Planning to take long road trips with the family? The revamped infotainment system streamlines everything from punching in directions to playing your favourite playlists.

Performance and handling are where the BMW 3 Series really steps up. Responsive steering and a powerful engine will have you looking forward to early morning school runs. If you’re looking to reduce your environmental          footprint this year, the plug-in hybrid BMW 330e model is a great upgrade.

3.   Volvo XC40

Safe and stylish, the Volvo XC40 is one of the best cars for new parents. It has all the sophistication of models like the BMW 3 Series, with a family-friendly price point. The interior is classy and contemporary, with luxurious upholstery and a digital center display, even in the entry-level XC40 Core model.

No surprises here. The Volvo XC40 scored an impressive five stars in the latest safety assessment from the Euro NCAP. Upgrade to the company’s ‘IntelliSafe Assist Pro’ pack and the car will automatically steer, accelerate and brake. It’s basically an extra pair of eyes on the road – just what new parents need.

Extras and upgrades can quickly add up, so it’s worth browsing the second-hand market if you’re looking for a high-spec Volvo XC40 without blowing out your budget. Thinking about going electric? The Volvo XC40 Recharge is powered by an all-electric engine and offers almost 260 miles of range on a full charge.

4.   Volkswagen Touran

On the hunt for a bargain? A pre-owned Volkswagen Touran offers incredible value for money. These much-loved models have been on the road since 2015, which means you’ll see plenty of choice on the second-hand market. With both five and seven seat models available, there’s plenty of room for growing families. 

The Volkswagen Touran isn’t equipped with a powerful engine or all the latest tech features. But if budget is a priority, the model offers unbeatable value for money. Diesels models easily deliver around 50mpg, meaning there are also savings to be had at the forecourt. Overall, the combination of affordability and low running costs makes the Volkswagen Touran one of the best cars for new parents.

5.   Mercedes-Benz Citan Tourer

Looking for the safest car for kids, according to the latest Euro NCAP crash test rating? The Mercedes-Benz Citan Tourer will keep your little ones safe and sound with an impressive Child Occupant safety rating of 93%. That’s basically as good as it gets when it comes to the best cars for new parents!

The five-door small MPV isn’t just big on safety. It’ll blow you away with a suite of best-in-class tech features. Not to mention the luxury and prestige Mercedes-Benz is famous for.  

6.   Hyundai i30 Tourer

Compact and economical, the Hyundai i30 Tourer is one of the best cars for new parents with a sense of adventure. This sprightly little car is just as comfortable zipping around the city as it is cruising along country roads. It’s small enough to slip into urban parking spots, yet powerful enough to tow a caravan on family road trips.

The cavernous 600-litre boot is a huge bonus for families with prams, cots and other baby items. Newer models are equipped with clever safety features, including lane-assist, front collision warning and automatic emergency braking. These types of driver-assist features can be invaluable for sleep-deprived parents.

There’s plenty to choose from on the used market, with prices ranging from around £7,500 to £22,000, depending on mileage, condition and specs.

Baby on board? Upgrade your car with My Car Credit

Ready to install your car seat and stick a ‘Baby on Board’ decal onto your rear windscreen? My Car Credit can get you into the driver’s seat of a family-friendly new car long before baby arrives. Find out more about how to check your credit score to finance a car or give us a call on 01246 458 810. Alternatively, send us an email at enquiries@mycarcredit.co.uk to find out more.

Rates from 9.9% APR. Representative APR 10.9%

Evolution Funding Ltd T/A My Car Credit

My Credit Rating

Excellent

  • You are a home owner
  • You have been on the electoral role for a long period of time
  • You have current credit arrangements and mortgage with no defaults
  • You have no CCJs, credit arrears or missed payments
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  • You are employed or self-employed

Good

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£

X monthly repayments of
£X

Typical rate

Loan amount

Total payable

X% APR*

£X

£X

*for illustration purposes only

No impact on your credit score*

Representative Example

Borrowing £7,500 at a representative APR of 10.9%, annual interest rate (fixed) 10.87%, 47 monthly payments of £191.50 followed by 1 payment of £201.50 (incl. estimated £10 option to purchase fee), a deposit of £0.00, total cost of credit is £1,702, total amount payable £9,202.

Evolution Funding Limited, trading as My Car Credit, is a credit broker and not a lender.

Please ensure you can afford the repayments for the duration of the loan before entering into a credit agreement.

*Initial application is a soft search. Should you progress, some lenders may perform a hard search on your credit file.

Require more help?

Got a question you can’t find the answer to, or need some advice and guidance around taking out car finance? Our Car Credit Specialists are friendly, experienced, and here to help so get in touch today!

Is the Hyundai i10 a good car to buy?

Blue Hyundai i10

In 2021, the Hyundai i10 picked up the Best Small Car award in the carwow Car of the Year Awards. But is the Hyundai i10 a good car to buy?

The 101 on the Hyundai i10

Aesthetics

There’s no denying that the Hyundai i10 is pretty attractive for such a small car. Pointed headlights, a pinched grill and sporty-looking features on the higher-spec models all tick the boxes to make a surprisingly stylish small car.

Interiors

The dashboard and doors are a little plastic, but that’s the case with most small vehicles, and they don’t look too cheap. It helps that there are some interesting textured trims on the doors, as well as some swish additions for the N Line models (such as red stitching and rear privacy glass).

Hyundai offers both Apple CarPlay and Android Auto as standard, and the infotainment system is mounted high and has crystal clear graphics. This makes it easy to use and see – particularly compared to more fiddly competitors – and there are helpful buttons and knobs for safe navigation.

Just be aware that the steering wheel can’t be adjusted. There are height adjustments for the driver’s seat, however, and plenty of support and leg room (even for taller drivers).

Surprisingly for a such a small car, there’s also a decent amount of space. Four adults can sit comfortably in the space – but the middle seat is probably best saved for children. The boot is 252 litres, but the back seats do fold down should more space be required.

Performance and drive

The entry-level is a 67bhp three-cylinder petrol engine, which can feel a little laboured above 30mph, and certainly struggles beyond urban roads – particularly if you’ve got the automatic gearbox. It’s worth opting for the 84bhp, 1.2 litre four-cylinder petrol engine, which is both quieter, less prone to revving, and struggles less on faster roads.

The suspension is pretty firm, but still puts the i10 up there with the better small city cars. Where it really makes a difference is on winding country roads, as it helps to ensure the car doesn’t feel too lurching and unstable. Handling is also good, and there’s a tight turning circle and light steering, which is ideal for urban driving.

Safety

Hill Start Assist is offered as standard in the Hyundai i10, as well as automatic emergency braking, lane departure warning, cruise control, six airbags, and forward collision warning. Premium trims can add an intelligent speed limit warning, too.

Hyundai are also a notoriously reliable brand, and the i10 comes with a five-year unlimited mileage warranty and twelve months of roadside assistance.

Find car finance for the Hyundai i10

Use My Car Credit’s car loan affordability calculator or email us on enquiries@mycarcredit.co.uk to get the ball rolling on your ideal car finance today.

Rates from 9.9% APR. Representative APR 10.9%

Evolution Funding Ltd T/A My Car Credit

My Credit Rating

Excellent

  • You are a home owner
  • You have been on the electoral role for a long period of time
  • You have current credit arrangements and mortgage with no defaults
  • You have no CCJs, credit arrears or missed payments
  • You rarely apply for credit
  • You are employed or self-employed

Good

  • You are on the electoral role
  • You are a home owner or long standing tenant
  • You have a stable employment history
  • You have current credit arrangements with occasional missed payments
  • You have no CCJs

Fair

  • You are or have recently been on the electoral role
  • You may have recently changed address
  • You may have occasional missed payments
  • You may have an old CCJ
  • You may have regularly applied for credit

Poor

  • You may have had frequent changes in address
  • You may not be traceable on the voters roll
  • You may have exceeded credit card limits
  • You may have missed payments on current agreements
  • You may have had a CCJ in the past

Bad

  • You may not be traceable on the voters roll
  • Your credit cards are over their limits
  • You have recent CCJs
  • You may have been refused credit elsewhere
  • You may be in a debt management plan
£

X monthly repayments of
£X

Typical rate

Loan amount

Total payable

X% APR*

£X

£X

*for illustration purposes only

No impact on your credit score*

Representative Example

Borrowing £7,500 at a representative APR of 10.9%, annual interest rate (fixed) 10.87%, 47 monthly payments of £191.50 followed by 1 payment of £201.50 (incl. estimated £10 option to purchase fee), a deposit of £0.00, total cost of credit is £1,702, total amount payable £9,202.

Evolution Funding Limited, trading as My Car Credit, is a credit broker and not a lender.

Please ensure you can afford the repayments for the duration of the loan before entering into a credit agreement.

*Initial application is a soft search. Should you progress, some lenders may perform a hard search on your credit file.

Require more help?

Got a question you can’t find the answer to, or need some advice and guidance around taking out car finance? Our Car Credit Specialists are friendly, experienced, and here to help so get in touch today!

Top 9 underrated cars under 10K

Honda Civic

Between petrol, insurance and general maintenance costs, running a car is expensive. To absorb these costs, many Brits are forced to trim their overall budget when it comes to shopping for a new set of wheels. The good news? With the best underrated cars under 10k, you don’t have to compromise on style or performance. £10,000 is a great budget when you’re shopping for second-hand vehicles and can score you some very tasty models.

Whether you’re looking for a family-friendly compact SUV, zippy hatchback or an executive saloon, you’ll be amazed at how far a £10,000 budget will stretch. There’s something for everyone on our roundup of the top underrated cars under 10k, so let’s get stuck in.

BMW 1 Series Mk2

Produced between 2011 and 2019, the BMW 1 Series Mk2 offers excellent value for money. The cabin feels spacious and high-end, with lots of tech features in the newer models. You’ll see both petrol and diesel engines on the second-hand market in a variety of different sizes. Responsive handling and sports-inspired performance make the BMW 1 Series Mk2 a fantastic choice for motorists with champagne taste on a beer budget.

Honda S2000

Looking for a smart little roadster with a dash of nostalgia? Scour the second-hand market and you’ll find a handful of pre-loved Honda S2000s. Sure, mileage may be high for listings in the £10,000 range. After all, production did stop in 2009, which means even the newest models are 14+ years old. But if the car has been well looked after and the owner can produce a detailed logbook, a Honda S2000 is one of the best underrated cars under 10k.

Citroen C3 Aircross Mk1

Fun and funky, the Citroen C3 Aircross Mk1 will get heads turning, especially if you snag one with a bold paintjob. This compact SUV is packed with clever features, including loads of storage for family road trips. Fuel efficiency is great for both the petrol and diesel engines – another big plus for families on a budget. The cabin doesn’t feel as luxurious as other compact SUVs on the market, but you can’t argue with the price. That said, if the previous owner splurged on a trim upgrade, you may be able to score luxe upholstery like leather or corduroy.

Honda Civic

First launched in 1972, the Honda Civic quickly emerged as a fan favourite in the UK. Compact and lively, the best-selling hatchback is just as at home in the city as it is on winding country lanes. Fun fact – when the model was first launched in the 1970s, it was accompanied by a “We’ll get you where you’re going” slogan. This still rings true today. If you’re looking for underrated cars under 10k that will get you where you’re going, the Honda Civic is a top pick.

Land Rover Discovery

You could easily spend £60,000+ on a used Land Rover Discovery. But if you’re willing to look past models released in the last few years and opt for something a little older, there are plenty of gems on the used car market.

In terms of space and off-road capabilities, it’s hard to beat the Land Rover Discovery. Yes, they do have a bit of a reputation when it comes to reliability. But if you’re confident in the maintenance department and have a good mechanic on hand, a second-hand Land Rover Discovery can be a great investment.

Skoda Yeti

Launched at the Geneva Motor Show in 2005, the Skoda Yeti made waves in the small SUV market. It wasn’t long before Top Gear legend Jeremy Clarkson hailed it as the “best car in the world”. Practical yet cheeky, the model was an instant hit. If you’re looking for something that will transition from muddy roads to motorways with ease, the Skoda Yeti is one of the best underrated cars under 10k.

Jaguar XJR (X308)

Dreaming of getting behind the wheel of a Jag but don’t have tens of thousands of pounds to drop? Simply roll back the clock a few decades and consider a sleek Jaguar XJR (X308). These full-size luxury saloons were produced from 1997 to 2003 and make a statement with a boxy silhouette and retro aesthetic. Under the hood is a powerful V8 engine that holds its own against the latest showroom models.

Ford Fiesta

The Ford Fiesta has earned a loyal following with everyone from students to CEOs. Prices start at around £19,000, which means there are some serious steals to be had on the second-hand market. Brits can’t get enough of the model, so there’s plenty to choose from when it comes to colours, engines, specs and trim levels. Chances are, you’ll find a used Ford Fiesta for sale just down the road!

Renault Captur Mk1

Rolled out of the factory from 2013 to 2019, the Renault Captur Mk1 is a great pick if you’re looking for underrated cars under 10k. It’s marketed as a compact crossover SUV and offers plenty of space for growing families. Our advice is to look for a listing from 2017 onwards – the model was given a complete makeover in 2017 and emerged sleeker and more stylish. 

Stretch your budget further with My Car Credit

Wondering, “can I afford to buy a car?” With My Car Credit, you can spread out the cost of purchasing a new vehicle. Instead of dropping £10,000 all at once, we can help you to secure auto finance with trusted British lenders. Even with a poor credit rating, it may still be possible to finance a car and make the most of your £10,000 budget.

Ready to get into the driver’s seat of one of the top underrated cars under 10k? Give us a call on 01246 458 810 to chat to a friendly team member or email us at enquiries@mycarcredit.co.uk to find out more.

Rates from 9.9% APR. Representative APR 10.9%

Evolution Funding Ltd T/A My Car Credit

My Credit Rating

Excellent

  • You are a home owner
  • You have been on the electoral role for a long period of time
  • You have current credit arrangements and mortgage with no defaults
  • You have no CCJs, credit arrears or missed payments
  • You rarely apply for credit
  • You are employed or self-employed

Good

  • You are on the electoral role
  • You are a home owner or long standing tenant
  • You have a stable employment history
  • You have current credit arrangements with occasional missed payments
  • You have no CCJs

Fair

  • You are or have recently been on the electoral role
  • You may have recently changed address
  • You may have occasional missed payments
  • You may have an old CCJ
  • You may have regularly applied for credit

Poor

  • You may have had frequent changes in address
  • You may not be traceable on the voters roll
  • You may have exceeded credit card limits
  • You may have missed payments on current agreements
  • You may have had a CCJ in the past

Bad

  • You may not be traceable on the voters roll
  • Your credit cards are over their limits
  • You have recent CCJs
  • You may have been refused credit elsewhere
  • You may be in a debt management plan
£

X monthly repayments of
£X

Typical rate

Loan amount

Total payable

X% APR*

£X

£X

*for illustration purposes only

No impact on your credit score*

Representative Example

Borrowing £7,500 at a representative APR of 10.9%, annual interest rate (fixed) 10.87%, 47 monthly payments of £191.50 followed by 1 payment of £201.50 (incl. estimated £10 option to purchase fee), a deposit of £0.00, total cost of credit is £1,702, total amount payable £9,202.

Evolution Funding Limited, trading as My Car Credit, is a credit broker and not a lender.

Please ensure you can afford the repayments for the duration of the loan before entering into a credit agreement.

*Initial application is a soft search. Should you progress, some lenders may perform a hard search on your credit file.

Require more help?

Got a question you can’t find the answer to, or need some advice and guidance around taking out car finance? Our Car Credit Specialists are friendly, experienced, and here to help so get in touch today!

Why is the Fiat Panda so popular with drivers?

Blue Fiat Panda on road

When it comes to reliable small cars, there are any number to choose from. From the Hyundai i10 and Kia Picanto through to the Ford Fiesta and VW Polo, the market is flooded with practical, affordable cars.

One enduringly popular competitor in the field is the Fiat Panda. It’s a great all-rounder that’s also pretty cheap to run and ideal for nipping around urban spaces.

So, why is the Fiat Panda so popular with drivers? We find out …

Fiat Panda – the specs

Affordability

There’s no arguing with the facts – the Fiat Panda is resolutely affordable. Admittedly, that means that the standard spec is pretty spare, with items like power steering, six airbags, and central locking included. Whilst this doesn’t stand up to some rivals on the market, if you’re looking for a car that won’t break the budget, it’s hard to argue with the Fiat Panda.

Not only is the car affordable, it’s also pretty cheap to run. The standard Panda sits in between insurance group ratings 3 and 6, so you’ll snag wallet-friendly coverage. It also depreciates slowly over time, which is something to consider if you’re planning to pop it on the resell market.

Great for urban centres

The Panda’s engine is now a TwinAir model, with 84bhp and a range of 0 to 62mph in 12.7 seconds. It also has a high driving position for great all-round visibility, as well as soft suspension for managing bumpy roads. Plus, there’s a ‘city button’, which makes steering light and easy and makes both parking and cramped manoeuvring easier.

This means that it’s a super urban vehicle, but don’t expect the car to manage long or fast motorway trips. You’ll have to work the gearbox – and you’ll notice road and wind noise at 70mph. Alternatives like the Hyundai i10 or VW Up! are far better options if you’re looking for a drive that can tackle long, fast journeys with greater ease.

Design

The Panda’s aesthetics are on the funkier side, but there’s no drawback to having a car with personality. The body design is based on Fiat’s ‘squircle’ theme (squared-off circles), which informs the interiors too.

The trim can feel a little cheap and plastic, but the Panda is renowned for its affordability, so you get what you pay for. It also comes in a range of colours – the Italian blue is particularly eye-catching.

Practicality

The Panda is a little boxy in appearance and has a high roofline. This helps with visibility, as well as overall head and leg room. The cabin is therefore pretty comfortable for four adults, but the boot is on the smaller side, with a 225-litre capacity.

It’s not going to blow you away, but it’s still a respectable small car that offers more by way of comfort than you’d expect.

Find car finance for a Fiat Panda

Get behind the wheel of a Panda today with financing from My Car Credit – we can even help drivers looking for car finance with a poor credit rating.

Rates from 9.9% APR. Representative APR 10.9%

Evolution Funding Ltd T/A My Car Credit

My Credit Rating

Excellent

  • You are a home owner
  • You have been on the electoral role for a long period of time
  • You have current credit arrangements and mortgage with no defaults
  • You have no CCJs, credit arrears or missed payments
  • You rarely apply for credit
  • You are employed or self-employed

Good

  • You are on the electoral role
  • You are a home owner or long standing tenant
  • You have a stable employment history
  • You have current credit arrangements with occasional missed payments
  • You have no CCJs

Fair

  • You are or have recently been on the electoral role
  • You may have recently changed address
  • You may have occasional missed payments
  • You may have an old CCJ
  • You may have regularly applied for credit

Poor

  • You may have had frequent changes in address
  • You may not be traceable on the voters roll
  • You may have exceeded credit card limits
  • You may have missed payments on current agreements
  • You may have had a CCJ in the past

Bad

  • You may not be traceable on the voters roll
  • Your credit cards are over their limits
  • You have recent CCJs
  • You may have been refused credit elsewhere
  • You may be in a debt management plan
£

X monthly repayments of
£X

Typical rate

Loan amount

Total payable

X% APR*

£X

£X

*for illustration purposes only

No impact on your credit score*

Representative Example

Borrowing £7,500 at a representative APR of 10.9%, annual interest rate (fixed) 10.87%, 47 monthly payments of £191.50 followed by 1 payment of £201.50 (incl. estimated £10 option to purchase fee), a deposit of £0.00, total cost of credit is £1,702, total amount payable £9,202.

Evolution Funding Limited, trading as My Car Credit, is a credit broker and not a lender.

Please ensure you can afford the repayments for the duration of the loan before entering into a credit agreement.

*Initial application is a soft search. Should you progress, some lenders may perform a hard search on your credit file.

Require more help?

Got a question you can’t find the answer to, or need some advice and guidance around taking out car finance? Our Car Credit Specialists are friendly, experienced, and here to help so get in touch today!

What is heycar – And Should I Use Them?

heycar advert

Does the thought of spending the weekend hopping between used car dealerships and navigating hard sales tactics put you off buying a new vehicle? Not to worry. There’s a better option!

Designed to make shopping for used cars as easy and stress-free as possible, heycar does away with traditional bricks-and-mortar yards and gives you access to thousands of used vehicle listings at your fingertips. What is heycar? It’s essentially an online marketplace for second-hand vehicles.

Wondering “who are heycar”? Want to know what they’re all about? Read on as we answer all your questions about heycar, how they operate and why they’re the used car platform of choice for motorists across the UK.

A short history of heycar

heycar was launched in Germany in 2017. It quickly gained traction in Europe and was launched in the UK in 2019. The mission? To quash the stigma associated with buying a new car and bring trust, transparency and peace of mind to the British used car market.

At the official launch event in London, CEO Mat Moakes went into more detail about heycar. He stressed that despite the enormous value of the British used car industry, consumers are left high and dry.

According to research carried out by heycar, buying a used car can be just as stressful as applying for a mortgage or deciding what city, town or neighbourhood to live in. “People still have this real inner fear of getting ripped off,” explains Moakes.

What’s the solution? Purpose-built for the auto industry, heycar is designed to solve these problems. It provides a streamlined alternative for used car dealers and buyers alike. Plus, if you hate websites cluttered with annoying adverts, you’re in luck. They’ve also committed to an ad-free website to boost consumer trust.

So, who are heycar? It’s pretty straightforward, really. A purpose-built platform designed to streamline the used car purchase process. Sounds good to us. 

All about trust and transparency

So, who are heycar and why are they so big on trust and transparency? heycar throws around these words quite a lot. But what exactly do they mean? One of the company’s biggest USPs is an ad-free policy. Instead of charging dealers to list individual cars, the platform adopts a lead-generation model. This encourages dealers to list their best cars at fair prices.

What is heycar doing to support dealers? Unlike other competitor sites, dealers are invited to list as many cars as possible without an initial fee, so long as they meet the strict standards enforced by heycar. This model eliminates the anxiety of paying for a listing that might not generate leads. Instead, heycar only charges dealers when customers express interest in a listing. It’s basically matchmaking for the used-car industry.

Can I use finance to purchase a heycar vehicle?

Absolutely. As well as purchasing the car outright, you’ll see options for both Personal Contract Purchase (PCP) and Hire Purchase (HP) on heycar. Most cars listed on heycar are eligible for motor finance. Simply contact the dealer if you want to know more about your financial options.

Alternatively, you can use heycar as a search platform only and arrange finance with another provider. Whether you’re successful will ultimately depend on your personal borrowing history and the strength of your application. Fortunately, there are some fantastic car finance brokers – like My Car Credit – who can help to match you with the perfect lender for you. More on this and how My Car Credit can help later!

What about my existing car?

Already have a set of wheels and looking to upgrade? heycar offers a user-friendly ‘value my car’ service. You simply need to type in your car’s registration number and milage, and they’ll provide you with a free car valuation. There’s no need for an email sign-up and you’ll get your valuation right away.

heycar can provide valuations on everything from older cars to the latest used vehicles. Whether you’re planning to list your car privately or part-exchange it with a certified dealer, this tool is just one of the ways heycar aims to streamline the used-car shopping experience.

Is delivery included?

heycar unlocks access to used-car listings across the country. But what if you’re located in Bristol and the car of your dreams is in Manchester? The clever folks at heycar have you covered with an efficient and affordable delivery service. After you’ve settled your payment or arranged finance, heycar will deliver your car to your driveway in seven days or less. A friendly team member will give you a quick tour of your new ride, walk you through the paperwork and answer any questions you may have.

How can My Car Credit help?

Love the heycar concept but looking for something a little more personalised? At My Car Credit, we’re committed to helping Brits across the country track down their dream cars. Use My Car Search to browse pre-owned vehicles listed by hundreds of certified dealerships across the country. Simply fill out the search criteria and start browsing. All our dealers are regularly vetted for Financial Conduct Authority (FCA) status and excel in customer service. This means you can browse with total peace of mind.

When you’re ready to get into the driver’s seat, we’ve developed a handy car finance calculator to help you crunch the numbers. Our website is also packed with information designed to make your experience as smooth as possible, including how to check your credit score to finance a car.

Best of all, every customer is assigned their own personal advisor to help and guide them through the process. Whether you prefer to chat on the phone – 01246 458 810 – or get in touch via email at enquiries@mycarcredit.co.uk, we’re here every step of the way.

Rates from 9.9% APR. Representative APR 10.9%

Evolution Funding Ltd T/A My Car Credit

My Credit Rating

Excellent

  • You are a home owner
  • You have been on the electoral role for a long period of time
  • You have current credit arrangements and mortgage with no defaults
  • You have no CCJs, credit arrears or missed payments
  • You rarely apply for credit
  • You are employed or self-employed

Good

  • You are on the electoral role
  • You are a home owner or long standing tenant
  • You have a stable employment history
  • You have current credit arrangements with occasional missed payments
  • You have no CCJs

Fair

  • You are or have recently been on the electoral role
  • You may have recently changed address
  • You may have occasional missed payments
  • You may have an old CCJ
  • You may have regularly applied for credit

Poor

  • You may have had frequent changes in address
  • You may not be traceable on the voters roll
  • You may have exceeded credit card limits
  • You may have missed payments on current agreements
  • You may have had a CCJ in the past

Bad

  • You may not be traceable on the voters roll
  • Your credit cards are over their limits
  • You have recent CCJs
  • You may have been refused credit elsewhere
  • You may be in a debt management plan
£

X monthly repayments of
£X

Typical rate

Loan amount

Total payable

X% APR*

£X

£X

*for illustration purposes only

No impact on your credit score*

Representative Example

Borrowing £7,500 at a representative APR of 10.9%, annual interest rate (fixed) 10.87%, 47 monthly payments of £191.50 followed by 1 payment of £201.50 (incl. estimated £10 option to purchase fee), a deposit of £0.00, total cost of credit is £1,702, total amount payable £9,202.

Evolution Funding Limited, trading as My Car Credit, is a credit broker and not a lender.

Please ensure you can afford the repayments for the duration of the loan before entering into a credit agreement.

*Initial application is a soft search. Should you progress, some lenders may perform a hard search on your credit file.

Require more help?

Got a question you can’t find the answer to, or need some advice and guidance around taking out car finance? Our Car Credit Specialists are friendly, experienced, and here to help so get in touch today!

What is the Safest Car for a Teenager?

Renault Clio

Receiving a freshly issued driver’s license in the mail is an exciting milestone for teens. As well as a newfound sense of freedom, a license unlocks exciting new opportunities for work and play. Of course, the next step is securing a set of wheels.

Teens may be all about speed, style and street cred, but for most parents, safety is a top priority. Wondering what is the safest car for a teenager? Read on as we take a closer look at some of the safest, teen-friendly sets of wheels on the market.

Volkswagen Polo

Compact and zippy, the Volkswagen Polo is a perfect first car for teenagers. The cabin is spacious and well-appointed, with lots of tech in the newer models. It’s definitely not the most powerful model in the Volkswagen family, but the 1.0-litre petrol engine is a great starting point for new drivers. The low-powered engine also makes the Polo cheap to run and insure.

What is the safest car for a teenager, according to the Euro NCAP? The 2017 VW Polo supermini earned 5 stars in the crash test, including 96% in the Adult Occupant category. This is largely thanks to first-rate frontal and lateral protection. You’ll see loads of 2017 models on the used market. Or, if your budget is bigger, consider buying new and enjoy all the latest safety features and in-cabin tech. 

Vauxhall Corsa

The Vauxhall Corsa isn’t just one of the top-selling vehicles in the UK. It’s also one of the safest, boasting a 4-star Euro NCAP crash rating. This makes it a great pick if you’re researching “what is the safest car for a teenager”. Newer models are packed with features designed to support new drivers, including blind-spot detection, lane-assist and automatic emergency braking.

The enormous popularity of the Vauxhall Corsa means there’s plenty to choose from on the second-hand market. If you’re looking for a great deal on safe and reliable cars for teens, a Vauxhall Corsa from 2019 onwards is a savvy choice. The model was completely revamped in 2019, which means you’ll enjoy a suite of next-gen features.

Want to get your teen behind the wheel of an eco-friendly car? The latest generation of Corsa is also available with a fully electric engine. Prices start at just over £32,000, making this one of the more affordable EVs on the market.

Ford Fiesta

Fun and free-spirited, the Ford Fiesta is a fantastic car for newly licensed teenagers. It has great adult occupancy safety ratings, so you can rest easy knowing your teen is driving a model with an excellent Euro NCAP crash rating.

What is the safest car for a teenager with driver assist features? Splurge on a new-generation model and your teen will enjoy features like an interactive digital instrument cluster. As well as improving the driving experience, features like easy-to-read icons, navigation alerts and the option to pre-program driver preferences boost safety.

Like other superminis, great fuel economy and low insurance rates make the Ford Fiesta a great choice for teens. It’s been a favourite with UK motorists for years, meaning you’ll see plenty of supply on the second-hand market.

Renault Clio

Renault is a stickler when it comes to safety, so it’s no surprise the Clio earned 5 stars in the Euro NCAP crash rating test. Now in its fifth generation, the best-selling model scored an Adult Occupant safety rating of 96%. If you’re looking for a car that offers young drivers the very best in on-road protection, the Renault Clio delivers.

Teens also benefit from a laundry list of safety assist features, including blind spot warning, traffic sign recognition, emergency braking and more. For young drivers with minimal experience, these features can be a huge bonus. Renault says the latest models have “the most comprehensive driving assistance on the market”. No wonder the Clio scored 72% in the Vulnerable Road Users category and 75% for Safety Assist features.

ORA Funky Cat

What is the safest car for a teenager with an all-electric engine? The ORA Funky Cat is turning heads with a retro aesthetic, next-generation technology and, of course, an emissions-free engine. It scored an impressive 92% for Adult Occupant safety in the Euro NCAP crash rating test, making it a solid choice for new drivers. It’s also packed with the latest technology and scored a huge 93% in the Safety Assist category. No wonder it was selected as one of the ‘Best in Class Cars of 2022’ by the Euro NCAP.

Skoda Fabia

A twinkling 5-star Euro NCAP safety rating makes the Skoda Fabia a solid choice for new drivers. What is the safest car for a teenager when it comes to the Adult Occupant rating? The 2021 Skoda Fabia is right up there with a score of 85%. It’s been out for a few years, which means you’ll see plenty of these models on the second-hand market. The small hatchback is also packed with features designed to assist drivers and protect vulnerable road users.

Stay safe with auto finance from My Car Credit

Safety should always come first when helping teens get behind the wheel of their first car. Now you know more about “what is the safest car for a teenager”, let’s talk finance. Most teens simply don’t have the funds to purchase a new or used car outright. This is where car finance steps up. It bridges the gap and allows young drivers to spread out the cost of purchasing a vehicle.

Can you get car finance at 18? Yes! The minimum age for car finance is 18, and your teen will need to meet eligibility criteria to get approved. Find out more in our complete guide to car finance eligibility. Or give us a call on 01246 458 810 to chat to our dedicated team about finance options for teens.

Rates from 9.9% APR. Representative APR 10.9%

Evolution Funding Ltd T/A My Car Credit

My Credit Rating

Excellent

  • You are a home owner
  • You have been on the electoral role for a long period of time
  • You have current credit arrangements and mortgage with no defaults
  • You have no CCJs, credit arrears or missed payments
  • You rarely apply for credit
  • You are employed or self-employed

Good

  • You are on the electoral role
  • You are a home owner or long standing tenant
  • You have a stable employment history
  • You have current credit arrangements with occasional missed payments
  • You have no CCJs

Fair

  • You are or have recently been on the electoral role
  • You may have recently changed address
  • You may have occasional missed payments
  • You may have an old CCJ
  • You may have regularly applied for credit

Poor

  • You may have had frequent changes in address
  • You may not be traceable on the voters roll
  • You may have exceeded credit card limits
  • You may have missed payments on current agreements
  • You may have had a CCJ in the past

Bad

  • You may not be traceable on the voters roll
  • Your credit cards are over their limits
  • You have recent CCJs
  • You may have been refused credit elsewhere
  • You may be in a debt management plan
£

X monthly repayments of
£X

Typical rate

Loan amount

Total payable

X% APR*

£X

£X

*for illustration purposes only

No impact on your credit score*

Representative Example

Borrowing £7,500 at a representative APR of 10.9%, annual interest rate (fixed) 10.87%, 47 monthly payments of £191.50 followed by 1 payment of £201.50 (incl. estimated £10 option to purchase fee), a deposit of £0.00, total cost of credit is £1,702, total amount payable £9,202.

Evolution Funding Limited, trading as My Car Credit, is a credit broker and not a lender.

Please ensure you can afford the repayments for the duration of the loan before entering into a credit agreement.

*Initial application is a soft search. Should you progress, some lenders may perform a hard search on your credit file.

Require more help?

Got a question you can’t find the answer to, or need some advice and guidance around taking out car finance? Our Car Credit Specialists are friendly, experienced, and here to help so get in touch today!

What is the release date of the Volkswagen ID 2?

Volkswagen ID-2

Volkswagen have long been at the forefront of electric motoring, and the Volkswagen ID 2 looks set to further establish that reputation.

In 2021, the ill-fated ID.Life was launched at the Munich Motor Show, with the aims of making this model an affordable EV sitting below the ID.3. However, the challenges of manufacturing an economical electric vehicle proved too vast, with VW COO Thomas Schäfer abandoning the concept within the first few days as chief brand manager.

Enter the Volkswagen ID 2, with a release date of 2025. It’s being positioned as a competitor to other affordable electric vehicles like the Peugeot e-208 and the Vauxhall Corsa Electric. Despite the two year wait for the ID 2, Volkswagen have confirmed certain technical and design aspects for the vehicle. Read on to find out more…

What can we expect from the Volkswagen ID 2?

Efficiency and affordability are the key pillars for the ID 2, which is designed as ‘an homage to the Beetle, Golf and Polo’. The car is set to have a range of up to 280 miles, all for the affordable price tag of £22,000.

Much like the VW ID.3, the ID 2 is built on the principle of the company’s ‘Modular Electric Drive Matrix’ (MEB), a project designed to deliver smaller, economical electric vehicles by shifting the vehicular layout, design and power.

Price

Where the ID. Life concept first promised an EV priced below €22,000 (or £17,500), this price has since crept up somewhat for the new VW ID 2 to €25,000 (£22,000).

That said, the car still looks to be one of the cheapest electric cars on the market, undercutting rivals like the Renault Zoe E-Tech and Fiat 500 Electric.

Design

At 4,050mm long, 1812mm wide, and 1530mm high, the ID 2 is slightly smaller than the enduringly popular Polo – but the two could very easily be mistaken in looks. No doubt this is a deliberate design choice, given that the ID 2 will be pitched to mainstream motorists (it’s notably less futuristic in its design than the canned ID.Life).

The car’s small size doesn’t sacrifice practicality. In fact, Volkswagen themselves emphasise that the ID 2 will be as spacious as a Golf but as affordable as a Polo. The boot can carry up to 1330 litres of luggage when the rear seats are dropped down, or 440 litres with them in use. The front passenger seat also folds down to provide a 2.20 metre load area.

The interior design is clean. A 10.9-inch digital instrument panel combines with a 12.9-inch infotainment system. Unlike the ID.3, however, there are a number of manual buttons and switches in place, including for volume control and the climate control system. The touch sliders on the steering wheel have also been replaced by rotating thumbwheels and four buttons for maximum control. The ID.3 has been repeatedly criticised for its overly responsive touch-sensitive setup, so the return of physical control systems is very welcome.

The gear selector has also moved from the ID.3’s dash-integrated rocker switch to a stalk mounted on the steering column. There’s also a manual dial controller between the two front seats that allows the driver to switch between drive modes.

Performance

Efficiency is the central focus for the Volkswagen ID 2. However, it’s still nippy enough, with 223bhp and an acceleration of up to 62mph in less than 7.0 seconds. 280 miles is the advertised range, with a DC rapid charger topping the vehicle up from 10 to 80% battery in just 20 minutes. The battery pack will come in two sizes of 38kWh and 56kWh, with these figures most likely reflecting the larger pack’s performance and power capacity.

Finance your next electric vehicle with My Car Credit

Electric vehicles are a growing market and a vital part of the UK government’s Net Zero Strategy. If you’re looking to make the shift to an electric car, it might be time to use a car loan approval calculator. Alternatively, if you simply have questions around car finance, you can get in contact with one of our friendly team members by emailing enquiries@mycarcredit.co.uk.

Rates from 9.9% APR. Representative APR 10.9%

Evolution Funding Ltd T/A My Car Credit

My Credit Rating

Excellent

  • You are a home owner
  • You have been on the electoral role for a long period of time
  • You have current credit arrangements and mortgage with no defaults
  • You have no CCJs, credit arrears or missed payments
  • You rarely apply for credit
  • You are employed or self-employed

Good

  • You are on the electoral role
  • You are a home owner or long standing tenant
  • You have a stable employment history
  • You have current credit arrangements with occasional missed payments
  • You have no CCJs

Fair

  • You are or have recently been on the electoral role
  • You may have recently changed address
  • You may have occasional missed payments
  • You may have an old CCJ
  • You may have regularly applied for credit

Poor

  • You may have had frequent changes in address
  • You may not be traceable on the voters roll
  • You may have exceeded credit card limits
  • You may have missed payments on current agreements
  • You may have had a CCJ in the past

Bad

  • You may not be traceable on the voters roll
  • Your credit cards are over their limits
  • You have recent CCJs
  • You may have been refused credit elsewhere
  • You may be in a debt management plan
£

X monthly repayments of
£X

Typical rate

Loan amount

Total payable

X% APR*

£X

£X

*for illustration purposes only

No impact on your credit score*

Representative Example

Borrowing £7,500 at a representative APR of 10.9%, annual interest rate (fixed) 10.87%, 47 monthly payments of £191.50 followed by 1 payment of £201.50 (incl. estimated £10 option to purchase fee), a deposit of £0.00, total cost of credit is £1,702, total amount payable £9,202.

Evolution Funding Limited, trading as My Car Credit, is a credit broker and not a lender.

Please ensure you can afford the repayments for the duration of the loan before entering into a credit agreement.

*Initial application is a soft search. Should you progress, some lenders may perform a hard search on your credit file.

Require more help?

Got a question you can’t find the answer to, or need some advice and guidance around taking out car finance? Our Car Credit Specialists are friendly, experienced, and here to help so get in touch today!