The New Hyundai Kona – Is It a Good Car?

Hyundai Kona

Valued at $551.2billion in 2021, the global small SUV market continues to expand. With sport utility vehicles (SUVs) growing in popularity, firms continue to innovate and expand their range of models so as to capture consumer attention.

Enter the 2023 Hyundai Kona. With a bold, futuristic new look and more space – a welcome addition to what had been a comparatively cramped interior – as well as an electric-first design, this car is generating a stir in the small SUV sector. But is the Hyundai Kona a good car?

The Hyundai Kona 2023 – what’s new?

The Hyundai Kona builds on the brand’s Seven Concept, which first launched in 2021 and outlined the company’s commitment to sustainability and innovations to make car travel more enjoyable.

Exterior

Design-wise, the Kona genuinely looks different from past models. Its slim wrap-around front LED bar adds a futuristic aesthetic (headlights are hidden on the edges of the front bumper), with different models offering distinct style elements – the N Line has an open-plan grille, for example, whilst the electric Kona features pixel graphic details.

Interior

Inside, the Hyundai Kona is about as contemporary as it gets – the rear has a ‘curveless seat bench’, which the brand positions as more modern and user-friendly than traditional rear seats, and the boot has been expanded. Practical features like a dual-screen display – much like in the brand’s Ioniq 5 – and a relocated gear shifter work to improve the overall driving experience. Plus, with 150mm more length and 25mm more width than the current Hyundai Kona, there’s also slightly more space for passengers (height remains the same).

Specification

Hyundai have kept quiet about engine specs for the Kona – we do know that it has been built as an electric vehicle first and foremost, but the model is also available in petrol and hybrid engines. The Hyundai Kona is the sister car of the Kia Niro, using the same ‘K3’ platform – as such, it can be expected to function to a similar degree.

The more affordable Kona is anticipated to house a 1.0litre turbo engine, averaging around 47MPG and producing around 120PS. The hybrid-electric (HEV) model, meanwhile, will have a 1.6litre petrol engine as well as an electric battery, averaging around 64MPG and 139PS. Expect the electric Kona to have a range of around 285 miles, and charge to 80% capacity in around 45 minutes with a rapid charger.

So, is the Hyundai Kona a good car?

More space, a genuinely eye-catching design, different engine choices, and an overall improved driver experience make the new Hyundai Kona a genuine contender in the competitive small SUV market. Whether or not the car lives up to its promise will become clear on its release, which is expected in the summer of 2023.

Finance your new Hyundai Kona

At over £30,000 for the petrol engine, the Hyundai Kona is expected to cost more than the existing model. But that’s still affordable with the help of car finance. Use My Car Credit’s car loan calculator to find out how you can own the small SUV of the future.

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What Are the Top Off-Road Vehicles?

Jeep on a grassy hill

Whether you want to navigate mud-splattered trails in Scotland, cruise along the beach in North Wales or simply unlock more traction and control on gravel-covered country roads, this countdown of the best off-roading cars is for you.

Wildly popular with adventurous drivers, these highly capable vehicles have the grit and determination to get you off the beaten track, with total peace of mind. So, what are the top off-road vehicles in the UK? From luxury models like the Mercedes G-Class to longstanding favourites like the Toyota Land Cruiser, read on for our pick of the toughest and most capable models out there.

Jeep Wrangler Rubicon

When it comes to adventure, nothing compares to Jeep. All models are designed to go offroad. But if you’re looking for the ultimate 4WD weapon, the Jeep Wrangler Rubicon is our pick of the bunch. We’re talking ultra-high traction mud terrain tyres and a huge 9.9″ of ground clearance. Jeep’s signature Tru-lok® electronically locking differentials actively distribute power evenly between the front and rear tyres for maximum traction when navigating tough terrain at low speeds. And let’s not forget the heavy-duty 4×4 Rock-trac® all-wheel drive system with a 4:1 gear ratio.

Dacia Duster

If value for money is a priority when shopping for the top off-road vehicles, it’s hard to look past the Dacia Duster. With a starting price of just £19,945 for the four-wheel-drive diesel version, this beefy model offers incredible bang for your buck. It’s not the most capable or luxurious off-roading vehicle on our list. But it does boast excellent ground clearance, great hill descent control and a clever electronic locking centre to improve traction in unstable driving conditions. The digital infotainment system keeps you up to date with all your off-road displays and data.

Ineos Grenadier

Looking for a 4X4 that will turn heads? The Ineos Grenadier is one of the best off-roading cars to hit the British market in 2023. The tough-as-nails models have just started to roll out of the company’s production factory in France and quickly gained a reputation for their utilitarian and pared back design. Inspired by legends like the Land Rover Defender, the Grenadier has a boxy silhouette and impressive clearance of 264mm. A max wading depth of 800mm makes it more than capable of splashing through streams and rivers. If you’re a Tottenham Hotspur F.C. fan, you’ll have one more reason to love the Ineos Grenadier. The brand just announced an official partnership with the Premier League team.

Land Rover Defender

If it was good enough for the late Queen Elizabeth II, it’s good enough for us! Mind you, things have changed a little since she was photographed behind the wheel of a Land Rover Defender on estates like Balmoral and Sandringham. The all-new Land Rover Defender is reimagined with best-in-class safety standards. Not to mention state-of-the-art tech and a luxurious interior.

Other upgrades to this top off-road vehicle include air suspension and advanced Terrain Response electronics. This clever technology allows you to tweak your vehicle settings to match the driving conditions and improve off-road performance.

Rock Crawl mode actively softens the responsiveness of the accelerator to improve control, while Sand mode boosts engine and gearbox response to maximise traction on soft surfaces. Grass/Gravel/Snow mode is a godsend in slippery conditions. Electronic Traction Control kicks in to prevent your tyres from slipping and keep you in control. It really is a go-anywhere vehicle, making it one of the best off-roading cars on the market.

Toyota Land Cruiser

The Toyota Land Cruiser has an “unstoppable” reputation and it’s well deserved. This feat of Japanese engineering was first introduced in the 1960s as the FJ40, and has been winning over off-road enthusiasts ever since. The latest models combine serious 4X4 performance with just the right amount of luxury.

In many ways, the Toyota Land Cruiser is comparable to the Land Rover Defender, it’s longstanding British rival. Though instead of luxury, the focus is on comfort and economy. There’s loads of pulling power, which makes the Toyota Land Cruiser ideal for towing caravans and trailers.

Skoda Karoq

Sate your appetite for adventure in the Skoda Karoq. This midsize SUV combines great off-road performance and in-cabin comfort with exceptional value for money. While you wouldn’t necessarily want to take it too far off the grid, the four-wheel drive version is more than capable of bouncing along unpaved country roads and climbing gravel hills.

Mercedes Benz G-Class

Luxury meets adventure in the Mercedes Benz G-Class, one of the top off-road vehicles in the UK. The aesthetic is clean and boxy, with unique geometric wheel arch liners and a big focus on flat surfaces. Technology is at the heart of this beast, with features like 100% differential locks and low range gearset options drastically improving off-road performance.

Under the body is an ultra-robust ladder frame. This serves as the backbone of the G-Class and is manufactured using sheet steel up to 3.4 millimetres thick. In terms of stats, the G-Class boasts climbing ability of up to 100%, maximum fording depth of 70 cm and a max side slope angle of 70%. The only downside? It’ll cost you a pretty penny. The G-Class doesn’t come cheap and has an On the Road (OTR) price of £131,095. This is where car finance can step up.

Car finance for off-road vehicles

If you’d love to get behind the wheel of one of the best off-roading cars of all time, we can help. Use our calculator to crunch your numbers and get a car loan quote in seconds. Whether you’re dreaming of taking on the legendary Bala 4×4 Off Road Driving Experience or want a more reliable way to access your secret lakeside camping spot, car finance can get you there faster.

With so many capable vehicles out there, why wait to plan your next adventure? Get behind the wheel of one of the best off-roading cars and get some mud on your tyres.

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Borrowing £7,500 at a representative APR of 12.4%, annual interest rate (fixed) 12.36%, 47 monthly payments of £196.44 followed by 1 payment of £206.44 (incl. estimated £10 option to purchase fee), a deposit of £0.00, total cost of credit is £1,939.12, total amount payable is £9,439.12.

Evolution Funding Limited, trading as My Car Credit, is a credit broker and not a lender.

Please ensure you can afford the repayments for the duration of the loan before entering into a credit agreement.

*Initial application is a soft search. Should you progress, some lenders may perform a hard search on your credit file.

Require more help?

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The Best New Cars for 2023: Top Brands and Trends

New Audi driving through forest

From all-electric models to rugged SUVs, 2023 is shaping up to be an exciting year for the auto industry. Read on as we roundup the best new cars for 2023 and what to expect from iconic manufacturers like Alfa Romeo, BMW, Fiat and more.

Audi A6 e-tron

Audi has embraced the EV movement and the A6 e-tron is the latest model to turn heads. The world first got a glimpse at the 2021 Shanghai Motor Show, and in 2023, the model is set to make an appearance on roads. Features to love include the sleek silhouette, powerful 100kWh battery and impressive range of up to 430 miles.

Fiat Panda EV

Affordable and eco-friendly, the new look Panda is more adorable than ever in 2023. The styling takes inspiration from the original 1980s version, which had a utilitarian aesthetic. The biggest change is the all-electric engine. There are also plans to launch a larger SUV version. No doubt both will emerge as favourites with Brits looking for entry-level EVs.

Alfa Romeo Giulia EV

While all-electric trailblazers like the Nissan Leaf will always have a special place in our hearts, brands like Alfa Romeo are taking the concept of zero-emissions to the next level. In 2023, the next-generation Alfa Romeo Giulia will step up as a genuine rival to luxury offerings like the Tesla Model 3. The all-electric saloon is one of the best new cars for 2023 and delivers a huge 500 miles of range. Under the hood is a ferocious motor with 800 volt architecture. Charge times are lightning fast, with the battery topped up to 80% in just 20 minutes.

BMW i5/5 Series

The game-changing 5 Series range will include an all-electric i5 version, plus ICE and PHEV options. The luxury executive saloon is now in its eighth generation and boasts some of the brand’s most ambitious upgrades yet. 

Honda Electric SUV

The e-SUV is the latest addition to Honda’s all-electric range. While little is known about this rugged new addition to the EV range, insiders reveal it walks the line between the HR-V crossover and Jazz supermini. Don’t expect Range Rover dimensions. This compact SUV draws inspiration from its pint-sized Honda E predecessor, making it a great option for city driving. It’s also packed with features designed to delight technophiles, making it one of the best new cars for 2023.

Honda CR-V

Geared towards families, the new Honda CR-V will move into its sixth generation in 2023. A rival to the best-selling Toyota RAV4, the new model will feature an eco-conscious hybrid system.

Jeep Wagoneer S

While Jeeps will always look good with mud-splattered tyres, the latest addition to the family has received a luxurious upgrade. The flagship SUV features a 592bhp electric motor that can accelerate from zero to 60mph in just 3.5 seconds. Don’t let trademark rugged features like grille bars and square wheel arches fool you. The Wagoneer S is suitably luxurious and steps up as a competitor to models like the Mercedes EQS SUV and BMW iX.

Kia EV4

The Kia EV4 follows in the footsteps of the wildly successful EV6. The fully-electric crossover will join the Kia family in 2023 and will feature a similar silhouette to the Sportage SUV. With 300 miles of range, it’s not a top-performing EV but it’s more than capable of getting you from A to B.

Kia EV9

Another exciting addition from Kia, the EV9 brings sharp lines, state-of-the-art tech and a spacious seven-seat cabin to the table. The large SUV body isn’t just for show. It’s been put through rigorous testing to ensure it’s capable of tackling tough terrain. The interior is luxurious yet minimalist, with a huge 27-inch-wide digital dashboard.

Dacia Bigster

With a starting price of £20,000, the Dacia Bigster offers incredible value for money. This chunky SUV may not have the prestige of models like the Range Rover Evoque and BMW X7, but it’s big on space, comfort and practicality. When it comes to bang for your buck, this is one of the top new cars for 2023.

Ford Mustang

The Ford Mustang is a cult classic, and in 2023, it’s due for an upgrade. Unlike other brands, the company has kept the powerful 5.0-litre V8 petrol engine, a move that’s sure to please a slew of motorists. The front end is more eye catching than ever and the interior has been refreshed with a 12.4-inch digital instrument display and advanced connectivity features. At the back, you’ll see the iconic tri-bar rear lights we all know and love. Choose from either a coupe or soft-top convertible.

Hyundai Ioniq 6

Sleek and streamlined, the Hyundai Ioniq 6 draws comparisons with luxury models like the Tesla Model 3, BMW i4 and Polestar 2. The first edition of the four-door saloon starts at £54,995 and features a dual motor. Though, in a move that’s sure to please Hyundai disciples, the launch will also include single motor models with a more affordable price point. Even better, range is estimated at 450 miles.

Mercedes-AMG C63 S E Performance

The Mercedes-AMG C63 S E Performance challenges everything you thought you knew about saloons. The V8 engine has been replaced by plug-in hybrid technology that delivers around 40.9mg and around eight miles of all-electric range. Perfect for running zero-emission errands! When you hit the highway, it’ll take you from zero to 62mph in just 3.4 seconds. Prices start at around £90,000.

Enjoy a new car in 2023 with car finance

With so many new cars for 2023 to look forward to, why not upgrade to a new set of wheels this year? Whether you’re eyeing up one of these exciting new models or browsing the second-hand market, car finance can help you secure your dream ride. Wondering how much car finance do I qualify for? Watch the video to get up to speed on the lending process, then use our car finance calculator to crunch the numbers.

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Typical rate

Loan amount

Total payable

X% APR*

£X

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*for illustration purposes only

No impact on your credit score*

Representative Example

Borrowing £7,500 at a representative APR of 12.4%, annual interest rate (fixed) 12.36%, 47 monthly payments of £196.44 followed by 1 payment of £206.44 (incl. estimated £10 option to purchase fee), a deposit of £0.00, total cost of credit is £1,939.12, total amount payable is £9,439.12.

Evolution Funding Limited, trading as My Car Credit, is a credit broker and not a lender.

Please ensure you can afford the repayments for the duration of the loan before entering into a credit agreement.

*Initial application is a soft search. Should you progress, some lenders may perform a hard search on your credit file.

Require more help?

Got a question you can’t find the answer to, or need some advice and guidance around taking out car finance? Our Car Credit Specialists are friendly, experienced, and here to help so get in touch today!

Top 10 Rural Cars for Countryside Driving

Range rover driving through countryside

Whether you’re cruising past flower-filled meadows, snaking your way along winding lanes or going completely off the grid, the British countryside is one of the most enjoyable places to drive. Sure, you can enjoy the scenery in any car. But certain models elevate your experience to the next level. So, what are the best rural cars for countryside driving? Read on for our roundup.

1. Range Rover SUV

While the iconic Range Rover SUV is eternally popular with urbanites, its true home is the great outdoors. From rocks and potholes to unexpected river crossings, there’s nothing this car can’t handle. Driver visibility is fantastic, making it easy to keep tabs on your surroundings. This is important in the countryside, where you’ll encounter a unique set of hazards.

The Range Rover SUV is built for muddy boots, but it doesn’t scrimp on luxury. Off-road capabilities are best-in-class thanks to the advanced Pivi Pro system. All-wheel drive improves traction on slippery terrain, while the rear-wheel steering system helps you maintain total control in the most challenging conditions.

2. Ford Fiesta

You don’t need a rugged SUV to head to the countryside. Compact vehicles like the Ford Fiesta are more than capable of navigating country roads. The budget-friendly supermini isn’t just affordable. It’s surprisingly comfortable for longer rides. Think you might want to venture off the beaten track? Upgrade to the Fiesta Active to unlock extra clearance and a suite of offroad-friendly features.

3. Mazda MX-5

If you’re more into high teas at country estates than wild camping, you’ll love the Mazda MX-5. Sporty by nature, this sleek and streamlined model is one of the best rural cars for style-conscious motorists. It’s got plenty of class but is tough enough to get you down muddy country roads with ease. The driver’s seat is low to the ground, giving it a sporty feel. Choose the fabric-roof convertible version to make the most of the summer sunshine.

4. Porsche 718 Cayman

Now we’ve dabbled in sports cars, let’s take things one step further with the Porsche 718 Cayman. If budget is no obstacle, this is the ultimate set of wheels for country driving. The supercharged four-cylinder engine delivers almost 300bhp and can take you from zero to 62mph in just over five seconds. Needless to say, this makes getting from A to B an absolute pleasure. Quiet country roads are the perfect place to let the car flex its muscles.

5. MINI Countryman

The name says it all really. This nifty SUV is one of the best rural cars on the market. It builds on the much-loved MINI design with a spacious interior, excellent ground clearance and fantastic handling. There’s a big improvement in traction, making this model ideal for tough driving conditions. Clever features like Dynamic Stability Control provide intuitive braking when things get hairy. At the rear is a cavernous 450-litre boot that can be extended to 1390 litres with the back seats folded flat. There’s more than enough space for camping gear, suitcases, furry friends and more.

6. BMW X3 

Luxury meets capability in the BMW X3. Smooth suspension and excellent traction make this ultra-capable SUV well suited to countryside driving. Even better, it can tow up to 2600kg. Perfect for if you have a trailer or small caravan. Twists, turns and hairpin bends are a cinch thanks to the xDrive all-wheel-drive system. And of course, as it’s a BMW, there’s luxury everywhere you look.

7. Audi Q7

Powerful yet luxurious, the Audi Q7 is one of the best rural cars for adventurous drivers. With up to seven seats, it’s well-suited to families looking for a good balance of space and comfort. The 865-litre boot is enormous so there’s no need to stress about overpacking. Engage all wheels using the quattro four-wheel drive system and tow up to 3500kg with ease. With a stellar NCAP rating of five stars, safety is front and centre.

8. RAV4 

Capable and reliable, the RAV4 has been winning over British motorists for years. If you want to keep your emissions as low as possible, the RAV4 Plug-in Hybrid is an eco-conscious choice. The combination of a 2.5 litre petrol engine and hybrid powertrain technology offers total peace of mind when it comes to range. With rural cars like this, you won’t need to think twice about setting off on an adventure to remote destinations like the Isle of Skye or Snowdonia National Park.

9. Suzuki Ignis

If you’re looking for an SUV that’s compact and affordable, the Suzuki Ignis is a savvy choice. It may not be as sleek as models like the Range Rover, but it gets the job done. Throw in a few upgrades and you can enjoy features like wheel arch extensions, roof racks and 4WD functionality. You’ll be flying over potholes with ease. As for space… The boxy silhouette makes the most of every inch. There’s plenty of room for four adults, plus all your outdoor gear.

10. Dacia Duster

The tough as nails Dacia Duster is right at home on country roads. It offers an impressive 210mm of ground clearance, as well as four-wheel drive functionality for when terrain gets tough. It may not be the most luxurious SUV on the market but when it comes to performance, the Dacia Duster punches above its weight. This makes it one of our top picks for rural cars.

Car financing for rural cars

Got John Denver stuck in your head? We don’t blame you! With so much to see, do and experience, why not head to the British countryside for your next getaway? If you’re thinking about upgrading your wheels, our car loan APR estimator is a great place to start.

Use our custom-built car finance calculator to crunch your numbers and figure out how much you can borrow when shopping for rural cars. It’s a clever way to stretch your down deposit further and ensure your country getaway is as comfortable, safe and luxurious as possible. 

Rates from 9.9% APR. Representative APR 12.4%

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X monthly repayments of
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Typical rate

Loan amount

Total payable

X% APR*

£X

£X

*for illustration purposes only

No impact on your credit score*

Representative Example

Borrowing £7,500 at a representative APR of 12.4%, annual interest rate (fixed) 12.36%, 47 monthly payments of £196.44 followed by 1 payment of £206.44 (incl. estimated £10 option to purchase fee), a deposit of £0.00, total cost of credit is £1,939.12, total amount payable is £9,439.12.

Evolution Funding Limited, trading as My Car Credit, is a credit broker and not a lender.

Please ensure you can afford the repayments for the duration of the loan before entering into a credit agreement.

*Initial application is a soft search. Should you progress, some lenders may perform a hard search on your credit file.

Require more help?

Got a question you can’t find the answer to, or need some advice and guidance around taking out car finance? Our Car Credit Specialists are friendly, experienced, and here to help so get in touch today!

What are the Best Vehicles for Elderly Passengers?

VW Golf driving on the road

There’s a lot to consider when shopping for a new car, especially when seniors are concerned. Whether they’re behind the wheel, riding shotgun or settled into the back seats, elderly passengers have a unique set of needs. This is what prompted us to put together a countdown of the best vehicles for elderly passengers.

Just like other motorists, choosing a car is a very personal preference. At the end of the day, it all comes down to the individual wants, needs and lifestyle of those who will be using the car. So, what are the best vehicles for elderly passengers? Read on as we take a closer look at some of the top models for seniors.

Whether you’re an active and independent senior shopping for a new set of wheels, or a younger driver looking for a car that meets the needs of an ageing relative, we have options!

1.   Honda Jazz

The Honda Jazz is a firm favourite with elderly passengers and drivers. That’s for a good reason! It’s small, compact and great for zipping around the city. The nifty little engine offers plenty of power without feeling too overwhelming. All four doors swing open nice and wide, making it easy to manoeuvre in and out of the car. The seats are also a good height – a big bonus for people with mobility issues.

Seniors love the low boot lip, which makes loading cargo like groceries and luggage a cinch. No need to throw out your back when packing for a weekend away! If needed, the back seats can be folded down to make room for larger items like wheelchairs.

2.   Ford Fiesta

The Ford Fiesta is a best-selling model in the UK and it’s easy to see why. It’s packed with features to make driving easier, included a heated windscreen to melt off ice on cold days. Let’s be real, scraping ice off the windscreen is the last thing anyone wants to do, especially seniors. For elderly passengers that consider themselves young at heart, models like the rugged Fiesta Active and sporty Fiesta ST-Line appeal.

The newly launched interactive digital instrument cluster makes it easy to customise your driving experience, while technology like lane assist heightens safety credentials. The fuel economy is excellent, another plus for the Ford Fiesta. CO2 emissions are also low compared to other models, making the Ford Fiesta a great pick for eco-conscious seniors.

3.   Volvo D60

Volvo has always been popular with older motorists. It wins the demographic over with best-in-class safety features, superlative comfort and loads of space. Not to mention reliability. This makes it one of the best vehicles for elderly passengers! The latest V60 model lives up to the brand’s reputation. The seats are supportive, comfortable and adjustable. Like other Volvos, the D60 boasts an enormous boot with a flat floor. This makes it easy to slide cargo in and out, without too much fuss. The back seats offer plenty of room to pile in the grandkids, furry friends or large objects like wheelchairs and walkers. 

4.   Nissan Leaf

Looking to go electric? EVs are a fantastic option for seniors who use their cars to run errands and make short trips. That said, the latest Nissan Leaf offers mileage of almost 240 miles, making it more than capable of longer trips. Whether you’re whisking the grandkids away to the seaside or heading up to Edinburgh to celebrate a golden wedding anniversary, the Nissan Leaf is a great fit for older drivers.

It’s cheap to run and is packed with clever tech features like ProPILOT Assist designed to streamline the driving experience. The electric motor is amazingly quiet – an added bonus for drivers that are a little hard on hearing. Despite its compact size, the Nissan Leaf boot is surprisingly spacious. If you’ve got items like wheelchairs to consider, boot size is important when shopping for the best vehicles for elderly passengers.

5.   Volkswagen Golf SV

The extra width, length and height makes the Volkswagen Golf SV a senior-friendly alternative to the classic hatchback model. The front seats are almost 60mm higher than the hatchback, which means elderly motorists and passengers can avoid the dreaded stoop. There’s plenty of leg room in the front and back seats, which makes the Golf SV great for passengers with knee issues. Slide back the rear seats to unlock a huge 590 litres of boot space. This is almost on par with the popular Golf Estate.

6.   Hyundai Kona

Practicality is front and centre in the Hyundai Kona. The cabin is comfortable and well laid out, unlike some new models that can feel a bit like spaceships! Even better, the raised driver’s seat boosts visibility and offers a great view of the road and surrounding traffic. Features like a reversing camera and rear parking sensors appeal to all drivers, not just seniors.

Now let’s talk about colours. With paint shades like Tangerine Comet, Pulse Red, Surfy Blue and Acid Yellow to choose from, there’s no risk of forgetting where you’ve parked. Simply scan the carpark and look for the colour pop. Of course, if you’re after a more understated shade, Hyundai has options. Buying a new car is always a treat, but you’ll find plenty of Konas on the second-hand market if you’re on a budget. 

7.   Mercedes B-Class

Like other models featured on this list, the Mercedes B-Class boasts excellent visibility. This makes it easy to keep tabs on your surroundings while in the driver’s seat. It’s loaded with intelligent driver-assistance systems, as well as senior-friendly features like keyless entry for the doors and boot. Mercedes describes the dash as “futuristic, yet familiar”, so the learning curve is pretty minimal. This can be very helpful, as Teslas, for example, can feel a little overwhelming to drive at first.

Financing a car for elderly passengers

Thinking of upgrading to one of the best vehicles for elderly passengers? With car finance, you can stretch your budget further and rule out a compromise. So, how hard is it to get car finance? With support and expertise from My Car Credit, car finance is easy. To learn more about our services, give our friendly team a call on 01246 458 810.

Rates from 9.9% APR. Representative APR 12.4%

Evolution Funding Ltd T/A My Car Credit

My Credit Rating

Excellent

  • You are a home owner
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£

X monthly repayments of
£X

Typical rate

Loan amount

Total payable

X% APR*

£X

£X

*for illustration purposes only

No impact on your credit score*

Representative Example

Borrowing £7,500 at a representative APR of 12.4%, annual interest rate (fixed) 12.36%, 47 monthly payments of £196.44 followed by 1 payment of £206.44 (incl. estimated £10 option to purchase fee), a deposit of £0.00, total cost of credit is £1,939.12, total amount payable is £9,439.12.

Evolution Funding Limited, trading as My Car Credit, is a credit broker and not a lender.

Please ensure you can afford the repayments for the duration of the loan before entering into a credit agreement.

*Initial application is a soft search. Should you progress, some lenders may perform a hard search on your credit file.

Require more help?

Got a question you can’t find the answer to, or need some advice and guidance around taking out car finance? Our Car Credit Specialists are friendly, experienced, and here to help so get in touch today!

The Ultimate Italian Car Brands List for 2023

Ferrari in a hall

Pizza, pasta and gelato aren’t the only things the Italians excel at. The ‘Belle Paese’ also knows a thing or two about how to manufacture cars that make your heart skip a beat. If you’re dreaming of living ‘La Dolce Vita’, you’ll love our Italian car brands list.

What can you expect from our countdown? While Italian manufacturers love track-inspired supercars, they’ve also mastered the art of compact vehicles that are perfect for zipping along the cobbled streets you’ll see in cities like Rome and Florence. You’ll also see luxe saloons that seem purpose-built for cruising around the Tuscan countryside. And of course, Italy hasn’t dropped the ball when it comes to all-electric vehicles.

So, what Italian-made cars have caught our attention in 2023? Read on for our cherry-picked Italian car brands list.

Italian car brands list – the top choices

Ferrari

When it comes to iconic Italian cars, it’s hard to beat Ferrari. The legendary prancing horse logo is instantly recognisable and graces the bonnets of models like the Roma, Portofino and F40. The Italian luxury sports car manufacturer was founded by Grand Prix enthusiast Enzo Ferrari in 1939 and quickly gained a reputation for its sleek designs and sexy silhouettes. When you’re behind the wheel of a Ferrari, heads are guaranteed to turn.

The name is synonymous with Formula 1 racing, making Ferrari the brand of choice for motorists that love to go fast. In fact, Ferrari is the only brand to have raced in every F1 season since the championship started in 1946. Now that’s a claim to fame.

Fiat

From the beloved FIAT Panda to the ultra-compact FIAT 500, Brits can’t get enough of this Italian car manufacturer. For city drivers, the pocket-sized designs are perfect for navigating narrow urban streets and squeezing into tiny parallel parking spots. If you’ve ever tried to park in London, you’ll know what we’re talking about.

In true Italian style, FIAT has included a model with a fold-down sunroof. This is a perfect choice if you’re planning a weekend away in the Lake District or a sun-drenched summer getaway to Cornwall. 

As well as manufacturing best-sellers like the Panda, FIAT has well and truly embraced the all-electric movement. The All-Electric 500 features the same cute styling we all know and love, but with a battery-powered engine under the hood. This commitment to a net-zero future has helped crystalise FIAT’s place on our best Italian car brands list.

Lamborghini

Lamborghini is up there with Ferrari when it comes to the ultimate Italian cars. The brand is a thoroughbred of the auto world and will set you back a pretty penny to say the least. Base prices start at around £170,000 for models like the Lamborghini Urus, which means you won’t see them parked on the average British street. Upgrade to models like the breathtaking Lamborghini Huracán and prices start to climb. But the allure of Lamborghini is impossible to deny, which is why it’s featured on our Italian car brands list.

Alfa Romeo

There’s something evocative about Alfa Romeo, another Italian luxury car manufacturer that’s made quite a name for itself in the UK. The company was founded in Milan in 1910 and embodies the essence of Italian style and sophistication. The brand has a proud racing heritage and will get your pulse racing with superlative power and performance. However, unlike other companies featured in our Italian car brands list, Alfa Romeo is also geared towards everyday motorists. Its sports-inspired saloon cars aren’t just sexy. They’re spacious, practical and amazingly comfortable.

Even better, models like the best-selling Giulia Saloon start at around £40,000. If you’re looking for something smaller, the Alfa Romeo Giulietta hatchback will set you back just under £23,000. Don’t get us wrong, an Alpha Romeo is still a big investment. But if you’ve got your heart set on an Italian-made luxury car, Alpha Romeos offer fantastic value for money.

Abarth

Italian racing enthusiast Carlo Abarth is the mastermind behind this iconic brand. Like FIAT, Abarth has won hearts with its zippy and compact designs that don’t compromise on performance. It’s this commitment to design and performance that’s won Abarth a place on our top Italian car brands list.

In 2023, we’re holding our breath for the exciting new Abarth 500e Scorpionissima, the company’s first all-electric sports car. Less than 2000 units will be produced, giving the model an air of exclusivity. Of course, you don’t need to splurge on a 500e Scorpionissima to get behind the wheel of an Abarth.

Models like the 695 Turismo are readily available. Thrills are guaranteed thanks to the powerful 180HP engine. Luxe features like black leather seats, Xenon headlights and a sleek badge echo the brand’s Italian roots.

Car financing for Italian vehicles

With iconic driving routes like the Stelvio Pass and the Grande Strada della Dolomiti to explore, it’s no wonder the Italians are so passionate about cars. Don’t even get us started on routes on the sparkling Amalfi Coast or impossibly beautiful Lake Garda.

Has our Italian car brands list got you dreaming of a new set of wheels? Whether you’re looking for a budget-friendly FIAT, an all-electric Abarth or a supercharged sports car that literally purrs when you put your foot on the accelerator, car finance can get you into the driver’s seat faster.

The first step is to get a car loan quote. Our car loan calculator makes it easy with an algorithm that uses your loan amount, preferred repayment terms and credit rating to crunch the numbers in just seconds. You’ll get an instant breakdown of your expected monthly payments, as well as the typical total payable amount. When you’re ready to apply, we’ll kickstart the process with a soft search that won’t impact your credit rating. Hey presto! It’s as simple as that!

Rates from 9.9% APR. Representative APR 12.4%

Evolution Funding Ltd T/A My Car Credit

My Credit Rating

Excellent

  • You are a home owner
  • You have been on the electoral role for a long period of time
  • You have current credit arrangements and mortgage with no defaults
  • You have no CCJs, credit arrears or missed payments
  • You rarely apply for credit
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Good

  • You are on the electoral role
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  • You have a stable employment history
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Fair

  • You are or have recently been on the electoral role
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Bad

  • You may not be traceable on the voters roll
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  • You may have been refused credit elsewhere
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£

X monthly repayments of
£X

Typical rate

Loan amount

Total payable

X% APR*

£X

£X

*for illustration purposes only

No impact on your credit score*

Representative Example

Borrowing £7,500 at a representative APR of 12.4%, annual interest rate (fixed) 12.36%, 47 monthly payments of £196.44 followed by 1 payment of £206.44 (incl. estimated £10 option to purchase fee), a deposit of £0.00, total cost of credit is £1,939.12, total amount payable is £9,439.12.

Evolution Funding Limited, trading as My Car Credit, is a credit broker and not a lender.

Please ensure you can afford the repayments for the duration of the loan before entering into a credit agreement.

*Initial application is a soft search. Should you progress, some lenders may perform a hard search on your credit file.

Require more help?

Got a question you can’t find the answer to, or need some advice and guidance around taking out car finance? Our Car Credit Specialists are friendly, experienced, and here to help so get in touch today!

Will There Be a 2023 Mercedes A-Class?

New hybrid 2023 Mercedes A-Class

The Mercedes-Benz A-Class has always been popular – and with good reason. Known for excellent cabins and infotainment systems, sleek design and comfortable drive, the Mercedes-Benz A-Class gives its competitors – most notably Audi and BMW – a real run for their money.

The 2022 A-Class Hatchback already delivered in style and substance, driving 0 to 62mph with an 8.2 to 9.2 second acceleration, top speed of 143mph, and combined fuel consumption of 44.8 to 57.7MPG according to Mercedes-Benz’s own figures. But can we expect a 2023 Mercedes-Benz A-Class, and if so, what should we expect from the compact yet luxury car?

2023 Mercedes-Benz A-Class – Revealed

The new 2023 Mercedes A-Class brings upgraded infotainment, hybrid engine technology and more to the table. The A-Class might be the iconic brand’s smallest car, but that doesn’t mean it sacrifices on substance and style. Here’s what to look out for with the 2023 model.

Mild hybrid technology

Mild hybrid technology reduces the fuel consumption and carbon dioxide emissions of petrol and diesel engine cars. It involves replacing traditional starter motors and alternators with a small electric generator, as well as a small lithium-ion battery. To be clear, this isn’t enough for the engine to run on electric power alone, but it does impact overall emissions output, as well as helping with functions such as making the stop-start system smoother.

The new 2023 Mercedes A-Class has a plug-in hybrid petrol model with 48V mild hybrid tech. It also has impressive petrol and diesel engines with excellent combined fuel economy (particularly in the petrol model). Note that all use an automatic gearbox with seven or eight speeds.

The new A250e plug-in hybrid combines a 1.3 litre petrol engine with an electric motor, producing 215bhp and ensuring the car can travel up to fifty miles on electric power alone. That’s more than its competitors, including the Audi A3 40 TFSIe and VW Golf eHybrid.

Infotainment system

The 2023 Mercedes A-Class will benefit from the technology of its larger peers, with an update to its infotainment system. Two screens with 10.25inch displays improve the system’s overall usability and quickness of response. Drivers can also make use of three different modes – Assistance, Navigation, and Service. Sat Nav comes as standard, as do features like Apple CarPlay and Android Auto.

There’s even a brand-new fingerprint recognition system, which allows for quick identification of drivers, and the car will automatically apply preferred settings as a result.

Safety features

Safety is a priority for the 2023 Mercedes-Benz A-Class. There’s a 360-degree camera so that you never miss a blind spot, as well as updated features like lane assist, driver assist and steering control.

Exterior upgrades

Exterior changes between the 2022 and 2023 A-Class are minimal, but nonetheless significant.

The A-Class radiator grille has been reimagined to mimic the brand’s new C-Class and GLC offerings. You can find mini three-pointed stars featured – as well as two new ridges running down the bonnet. Both the headlights and taillights have been improved with LED bulbs, and the front and rear bumpers have been upgraded too. Plus, drivers can choose from four different tyre designs for the 2023 A-Class. 

Anticipate a total of ten body colours for buyers and leasers of the car to choose from. These include three solid colours, five metallics and two exclusive premium paint colours.

Interior upgrades

All new A-Class models will get a 7inch digital instrument panel as well as a new steering wheel design, which the driver can use to configure the screen via touch-sensitive buttons. There’s also a light bar that illuminates the cabin’s interior during the day, and drivers can choose from three ‘moods’ for the graphics – Classic, Sporty or Discreet.

The front seats have been made more comfortable too, with four-way lumbar support. Plus, there’s a choice of either black or grey interior colour schemes. Comfort seats (as opposed to sporty seats in the more high-performance AMG line) are also made of 100% recycled materials.

When can we expect the 2023 Mercedes-Benz A-Class in the UK?

UK specifications haven’t been fully confirmed yet, but the A-Class is promised in both saloon and hatchback models.

Expect prices to start from £31,880 for entry-level A-Class models – the high-performance AMG models will enter at higher prices of £45,930.

Finance your next A-Class

If you’re looking for figure payments on a car loan for the 2023 Mercedes-Benz A-Class, My Car Credit can help. Start your journey towards your ideal car finance today by contacting our team on either 01246 458810 or enquiries@mycarcredit.co.uk.

Rates from 9.9% APR. Representative APR 12.4%

Evolution Funding Ltd T/A My Car Credit

My Credit Rating

Excellent

  • You are a home owner
  • You have been on the electoral role for a long period of time
  • You have current credit arrangements and mortgage with no defaults
  • You have no CCJs, credit arrears or missed payments
  • You rarely apply for credit
  • You are employed or self-employed

Good

  • You are on the electoral role
  • You are a home owner or long standing tenant
  • You have a stable employment history
  • You have current credit arrangements with occasional missed payments
  • You have no CCJs

Fair

  • You are or have recently been on the electoral role
  • You may have recently changed address
  • You may have occasional missed payments
  • You may have an old CCJ
  • You may have regularly applied for credit

Poor

  • You may have had frequent changes in address
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  • You may have exceeded credit card limits
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Bad

  • You may not be traceable on the voters roll
  • Your credit cards are over their limits
  • You have recent CCJs
  • You may have been refused credit elsewhere
  • You may be in a debt management plan
£

X monthly repayments of
£X

Typical rate

Loan amount

Total payable

X% APR*

£X

£X

*for illustration purposes only

No impact on your credit score*

Representative Example

Borrowing £7,500 at a representative APR of 12.4%, annual interest rate (fixed) 12.36%, 47 monthly payments of £196.44 followed by 1 payment of £206.44 (incl. estimated £10 option to purchase fee), a deposit of £0.00, total cost of credit is £1,939.12, total amount payable is £9,439.12.

Evolution Funding Limited, trading as My Car Credit, is a credit broker and not a lender.

Please ensure you can afford the repayments for the duration of the loan before entering into a credit agreement.

*Initial application is a soft search. Should you progress, some lenders may perform a hard search on your credit file.

Require more help?

Got a question you can’t find the answer to, or need some advice and guidance around taking out car finance? Our Car Credit Specialists are friendly, experienced, and here to help so get in touch today!

What is the Best Car for Snow Driving?

Skoda by the road in the snow

From Central London to John O’Groats, snow dusts the UK almost every winter. Whether it’s a light flurry or a heavy dump, snow can make driving challenging to say the least. One of the best ways to navigate the winter months is to invest in a capable vehicle. So, what should you look for when shopping for the best car for snow?

From driver-assist features to 4WD functionality, read on to find out more about the best cars for snow and what to look for in a winter-ready car.

Suzuki S-Cross

If you don’t want to spend a fortune on a Range Rover but still want all the benefits of a family SUV, you’ll love the Suzuki S-Cross. It’s packed with safety features to keep you confident in the snow, including automated emergency braking, lane departure warning and smart traffic sign recognition.

For even more peace of mind, the Suzuki S-Cross features eCall. The EU initiative allows you to make emergency calls from your vehicle in case of a collision. Accidents spike in the winter months, which makes this one of the best car for snow features.

As for handling and performance. ALLGRIP SELECT 4WD technology makes it easy to switch between driving modes depending on the terrain. This is a huge bonus in snowy conditions and automatically distributes torque to the rear wheels for extra traction and control. 

Upgrade to the high-end Ultra trim and you’ll enjoy features like heated front seats. Perfect for warming you up on chilly mornings. Even better, the cost of ownership is low thanks to modest Vehicle Excise Duty (VED) and low insurance costs.

Volkswagen T-Cross

Increase your budget and you can get behind the wheel of a Volkswagen T-Cross, another one of our best car for snow picks. Like the Suzuki S-Cross, this compact SUV boasts best-in-class safety features, including a fantastic collision-avoidance system. It’s also relatively light, making it easy to control when driving in snowy and icy conditions.

Powerful front fog lights light up snow-dusted roads with ease while features like high beam assist and blind spot sensor add an extra layer of safety. Adaptive rear seats make it easy to pile in friends and family for a winter road trip or transport bulky items like skis and snowboards. Whatever you need, the Volkswagen T-Cross adapts to you.

Skoda Kodiaq

The best-selling Skoda Kodiaq combines top-notch safety features with loads of functionality. One of our favourite perks is snow mode, which customises handling when driving on challenging surfaces. Electronic assistance systems kick in to increase traction and prevent wheelspin. Snow mode also activates the Anti-Lock Braking System (ABS) when slowing down. This encourages snow to accumulate in front of the tyres and improve braking response times. It’s clever features like these that make the Skoda Kodiaq one of the best cars for snow.

Choose from the five or seven-seat version, depending on your needs. Like the Suzuki S-Cross, the Skoda Kodiaq is a great alternative if you’re looking for a snow-ready family car, without the luxury price tag.

Volvo V90 Cross Country

When it comes to safety, it’s hard to beat Swedish auto manufacturer Volvo. The V90 Cross Country raises the stakes with all-wheel-drive functionality and high clearance. Switch into offroad mode to enhance control in snowy conditions. Clever driver-assist features like hill descent control and rear air suspension help you navigate slippery road conditions. The result? You’ll feel confident and comfortable driving in all conditions, including snow.

Google Maps, Google Assistant and Google Play are built into the DNA of this luxury estate model. Whether you want to plot your route to your Airbnb or blast your favourite Christmas tunes, the V90 Cross Country is a pleasure to drive.

Mini Countryman 

It may be small but in terms of performance, the Mini Countryman punches well above its weight. Invest in an All4 version and you’ll have the option to engage all four wheels. This makes it one of the best cars for snow. All4 is invaluable when driving in snowy conditions and you’ll notice an instant improvement in handling and agility. There’s also loads of room for passengers, as well as all your winter sports gear. Need extra space? Throw on a roof rack and transport everything from Christmas trees to IKEA flatpacks with ease.

Fiat Panda Cross

Compact, lightweight and amazingly responsive, the Fiat Panda Cross is one of the best cars for snow. This rugged version of the best-selling Fiat Panda hatchback beefs things up with a four-wheel-drive system and impressive off-road capabilities. No more getting stuck when heading up to your local sledging hill or exploring your nearest AONB! There’s nothing luxurious about the Fiat Panda Cross but if you’re not fussed about leather upholstery and high-tech features, this is one of the best cars for snow.

Land Rover Defender

If you have the cash, it’s hard to look past the Land Rover Defender. Built for adventure, this luxury SUV is right at home on snow-covered roads. The cabin is suitably luxe and features butter-soft upholstery that feels amazing and is easy to clean. Ideal for if you have a bunch of snow-dusted passengers pile into the car!

Permanent All Wheel Drive functionality gives you superlative control in snowy conditions, whether you’re cruising along the motorway or navigating country roads. The latest plug-in hybrid model promises all the off-road capabilities of the original Land Rover Defender, with an eco-friendly edge. 

While heated seats and leather upholstery are a treat, the best cars for snow aren’t just comfortable. They’re safe, capable and ready to get you from A to B, no matter what the weather. Want to upgrade to something more competent this winter? Use out car loan APR estimator to calculate how much you can borrow. We’ll match your application with trusted lenders across the UK and help you get behind the wheel of a winter-ready car faster.

Rates from 9.9% APR. Representative APR 12.4%

Evolution Funding Ltd T/A My Car Credit

My Credit Rating

Excellent

  • You are a home owner
  • You have been on the electoral role for a long period of time
  • You have current credit arrangements and mortgage with no defaults
  • You have no CCJs, credit arrears or missed payments
  • You rarely apply for credit
  • You are employed or self-employed

Good

  • You are on the electoral role
  • You are a home owner or long standing tenant
  • You have a stable employment history
  • You have current credit arrangements with occasional missed payments
  • You have no CCJs

Fair

  • You are or have recently been on the electoral role
  • You may have recently changed address
  • You may have occasional missed payments
  • You may have an old CCJ
  • You may have regularly applied for credit

Poor

  • You may have had frequent changes in address
  • You may not be traceable on the voters roll
  • You may have exceeded credit card limits
  • You may have missed payments on current agreements
  • You may have had a CCJ in the past

Bad

  • You may not be traceable on the voters roll
  • Your credit cards are over their limits
  • You have recent CCJs
  • You may have been refused credit elsewhere
  • You may be in a debt management plan
£

X monthly repayments of
£X

Typical rate

Loan amount

Total payable

X% APR*

£X

£X

*for illustration purposes only

No impact on your credit score*

Representative Example

Borrowing £7,500 at a representative APR of 12.4%, annual interest rate (fixed) 12.36%, 47 monthly payments of £196.44 followed by 1 payment of £206.44 (incl. estimated £10 option to purchase fee), a deposit of £0.00, total cost of credit is £1,939.12, total amount payable is £9,439.12.

Evolution Funding Limited, trading as My Car Credit, is a credit broker and not a lender.

Please ensure you can afford the repayments for the duration of the loan before entering into a credit agreement.

*Initial application is a soft search. Should you progress, some lenders may perform a hard search on your credit file.

Require more help?

Got a question you can’t find the answer to, or need some advice and guidance around taking out car finance? Our Car Credit Specialists are friendly, experienced, and here to help so get in touch today!

Brand-New 2023 Ford Mustang V8 Revealed

New 2023 Ford Mustang

When it comes to American motoring institutions, it’s hard to argue with Ford’s heritage and legacy. And whilst you might think of a Focus or Fiesta when you hear the name ‘Ford’, a Mustang is the epitome of the brand’s enduring appeal and quality.

And with an all-new version of the car announced at the 2022 Detroit Motor Show, we think it’s time to detail just what to expect from the brand-new Ford Mustang V8.

The Ford Mustang V8 – what to expect

Available in both coupe and convertible models, the all-new Ford Mustang V8 spins the car’s classic design with contemporary twists, offering a reimagined interior and powerful engine.

A 5-litre petrol powered engine provides maximum muscle car performance – and whilst the power and torque figures are yet to be announced, with a base 5-litre engine, you can expect this car to produce more than 450BHP and 500Nm of torque with relative ease. In fact, the car is tipped to reach 62mph in 4.0 seconds, topping out at 170mph.

The Ford Mustang V8 will be available with both a six-speed manual and ten-speed automatic gearbox, both of which send drive to the rear wheels. Customisable drive modes – including Normal, Sport, and Track – allow you to be flexible at the wheel. Other features, including quadruple exhausts, the Mustang’s classic grille and tri-bar rear lights, LED headlights and a broad three-section bonnet, combine the classic Mustang look with modern aesthetics, pleasing audiences who favour design that blends the most up-to-date features with splashes of retro. It’s gritty – but still handsome.

The Mustang’s typical ‘double brow’ dashboard, meanwhile, has been done away with in order to bring the car into 2023 and beyond, meeting customer demand for tech-forward details.

Sporty leather seats offer a comfortable yet swish driving experience, and the vehicle’s interior is similarly driver-focused, with a more open plan look and a central infotainment touchscreen of 13.2 inches, offering both Apple CarPlay and Android Auto. Manual buttons like climate control and radio have been integrated into the 12.4inch digital instrument panel too, a characteristic that Ford said appealed to drivers across demographics.

As for the price, UK drivers will have to wait and see. Otherwise, the Ford Mustang V8 is expected to be available in the UK from late 2023 in a full suite of twelve colours, including three new options of Blue Ember, Vapor Blue and Yellow Splash. At the time of writing, there’s been no confirmation as to whether the Ford Mustang will return for another generation – so if you’re looking to snag the most up-to-date model for yourself, the V8 may be your last chance to do so.

Own an American icon

If owning a Ford Mustang has always been your dream, use My Car Credit’s car loan calculator to find out how you can finance the purchase of a Ford Mustang. Or if you’d like to learn more about our services, get in touch with our friendly team today on 01246 458 810.

Rates from 9.9% APR. Representative APR 12.4%

Evolution Funding Ltd T/A My Car Credit

My Credit Rating

Excellent

  • You are a home owner
  • You have been on the electoral role for a long period of time
  • You have current credit arrangements and mortgage with no defaults
  • You have no CCJs, credit arrears or missed payments
  • You rarely apply for credit
  • You are employed or self-employed

Good

  • You are on the electoral role
  • You are a home owner or long standing tenant
  • You have a stable employment history
  • You have current credit arrangements with occasional missed payments
  • You have no CCJs

Fair

  • You are or have recently been on the electoral role
  • You may have recently changed address
  • You may have occasional missed payments
  • You may have an old CCJ
  • You may have regularly applied for credit

Poor

  • You may have had frequent changes in address
  • You may not be traceable on the voters roll
  • You may have exceeded credit card limits
  • You may have missed payments on current agreements
  • You may have had a CCJ in the past

Bad

  • You may not be traceable on the voters roll
  • Your credit cards are over their limits
  • You have recent CCJs
  • You may have been refused credit elsewhere
  • You may be in a debt management plan
£

X monthly repayments of
£X

Typical rate

Loan amount

Total payable

X% APR*

£X

£X

*for illustration purposes only

No impact on your credit score*

Representative Example

Borrowing £7,500 at a representative APR of 12.4%, annual interest rate (fixed) 12.36%, 47 monthly payments of £196.44 followed by 1 payment of £206.44 (incl. estimated £10 option to purchase fee), a deposit of £0.00, total cost of credit is £1,939.12, total amount payable is £9,439.12.

Evolution Funding Limited, trading as My Car Credit, is a credit broker and not a lender.

Please ensure you can afford the repayments for the duration of the loan before entering into a credit agreement.

*Initial application is a soft search. Should you progress, some lenders may perform a hard search on your credit file.

Require more help?

Got a question you can’t find the answer to, or need some advice and guidance around taking out car finance? Our Car Credit Specialists are friendly, experienced, and here to help so get in touch today!

What is the Cheapest Month to Buy a Car?

White car driven at night

When it comes to securing either a new or nearly-new vehicle, one thing’s for certain – doing your homework can help you to find a financially attractive deal. That includes researching the most cost-efficient time to buy. So, what is the cheapest month to buy a car? Let’s take a look…

What is the cheapest month to buy a car? – Used vs. new cars

If you’re looking to bag a brand-new car, look to the annual sales peaks of March and September, as this is when car registration plates change.

Dealerships work to quarterly sales targets, meaning the end of March, June, September, and December can be good times to head in for both new and used cars, as you’ll likely be able to negotiate a great deal from associates looking to hit their personal and business targets. Avoid the following months, as targets will typically have already been met, meaning sales associates have less impetus to negotiate.

Ideally, head into dealers in February and August. As the months preceding the sales peaks and quarterly targets, there may be great deals on offer in anticipation of both. Plus, by heading in with time, you’re allowing yourself the chance to shop around and negotiate without time constraints.

It’s slightly more complicated when it comes to finding the cheapest month to buy a used car. The following advice is pertinent for those seeking nearly-new and used cars.

When’s the best time to buy a used car – factors to consider

Registration plates changeover

As detailed above, registration plates change in March and September. Dealers will be experiencing an intake of company and privately-owned cars returned for the newest models, which they’re likely to want to shift off their forecourts. As such, salespeople might be more flexible with accepting lower prices in an attempt to move this stock of nearly-new and used vehicles on.

Think about timings

The summer and the end of the year are quieter times for used car dealerships, as people opt to spend their money on holidays. You may be able to take advantage of lucrative deals to secure a used vehicle at these times – in fact, dealers may already have advertised discounts to draw in buyers. Bank holidays like Boxing Day and Easter Monday can often have attractive sale events, so keep your eyes peeled for these.

Consider seasonality of vehicles, too – you can look for 4x4s in the spring and summer months, when there’s less demand, and convertibles in the autumn and winter.

Take into account that most individuals get paid at the end of a month, meaning that the beginning of the following month will be less busy for dealers, who’ve benefitted from this scheduling and consequent purchasing. Avoid busier days like weekends, and hit dealerships mid-week if you can. You may find that Friday afternoons are the best time to hit dealerships, as salespeople may be looking to make weekly targets. 

Find your right car with My Car Credit

Whatever the make or model of vehicle you’re looking for, car finance can help to make the purchase more affordable. Fill in our online form to get a car loan quote and get one step further towards finding your next car, or contact us on enquiries@mycarcredit.co.uk today.

Rates from 9.9% APR. Representative APR 12.4%

Evolution Funding Ltd T/A My Car Credit

My Credit Rating

Excellent

  • You are a home owner
  • You have been on the electoral role for a long period of time
  • You have current credit arrangements and mortgage with no defaults
  • You have no CCJs, credit arrears or missed payments
  • You rarely apply for credit
  • You are employed or self-employed

Good

  • You are on the electoral role
  • You are a home owner or long standing tenant
  • You have a stable employment history
  • You have current credit arrangements with occasional missed payments
  • You have no CCJs

Fair

  • You are or have recently been on the electoral role
  • You may have recently changed address
  • You may have occasional missed payments
  • You may have an old CCJ
  • You may have regularly applied for credit

Poor

  • You may have had frequent changes in address
  • You may not be traceable on the voters roll
  • You may have exceeded credit card limits
  • You may have missed payments on current agreements
  • You may have had a CCJ in the past

Bad

  • You may not be traceable on the voters roll
  • Your credit cards are over their limits
  • You have recent CCJs
  • You may have been refused credit elsewhere
  • You may be in a debt management plan
£

X monthly repayments of
£X

Typical rate

Loan amount

Total payable

X% APR*

£X

£X

*for illustration purposes only

No impact on your credit score*

Representative Example

Borrowing £7,500 at a representative APR of 12.4%, annual interest rate (fixed) 12.36%, 47 monthly payments of £196.44 followed by 1 payment of £206.44 (incl. estimated £10 option to purchase fee), a deposit of £0.00, total cost of credit is £1,939.12, total amount payable is £9,439.12.

Evolution Funding Limited, trading as My Car Credit, is a credit broker and not a lender.

Please ensure you can afford the repayments for the duration of the loan before entering into a credit agreement.

*Initial application is a soft search. Should you progress, some lenders may perform a hard search on your credit file.

Require more help?

Got a question you can’t find the answer to, or need some advice and guidance around taking out car finance? Our Car Credit Specialists are friendly, experienced, and here to help so get in touch today!