Power Up: 5 Types of Hybrid Cars

Blue Hybrid car on a rooftop

Hybrid cars are quickly becoming the top choice for Brits who want to combine performance with planet-friendly transport. And let’s be honest, savings at the pump are a huge bonus. But with so many types of hybrid cars to choose from, how do you know which one’s for you?

Keep reading for a rundown of the different types of hybrid cars available in the UK and what each one brings to the table.

What is a hybrid car?

Let’s start with the basics. A hybrid car isn’t just another vehicle on the road. It has a dual personality and combines a traditional combustion petrol engine with an electric motor.

Hybrids can run on the petrol engine alone, the electric motor alone or a combination of both. This versatility is what makes hybrids so appealing. For example, a hybrid will draw on electric power when you’re nipping out to the shops and kick into petrol-powered mode for longer trips.

Now let’s get more specific about the different types of hybrid cars:

1. Mild Hybrid (MHEV)

Mild hybrids are an entry-level option and feature a small electric motor that gives the petrol engine a bit of extra muscle. They won’t run on electric power alone, but they do a great job at improving fuel economy, especially in start-stop traffic. This makes MHEVs terrific little city commuters.

Top pick: Ford Puma EcoBoost Hybrid

Of all the MHEVs available in the UK the Ford Puma is a firm favourite. This nifty mild hybrid SUV pairs a 48-volt battery with a 1.0-litre EcoBoost engine to keep you moving along while using less fuel.

  • Athletic silhouette
  • Driver focused technology
  • Smart interior styling
  • Megabox for extra boot storage

2. Full Hybrid (HEV)

Step things up a notch with a full hybrid. These cars can run on just the petrol engine, just the electric motor or both at the same time. They’re good for city driving as the electric motor takes over completely at low speeds to slash your fuel use and emissions.

Top pick: Kia Sportage Hybrid Electric

Spacious and modern, the Kia Sportage Hybrid Electric is a top-selling HEV. Infotainment is a highlight, with a pair of huge 12.3-inch displays used to run the company’s industry-leading tech suite. Enjoy Android Auto, Apple CarPlay and sat-nav as standard.

  • 6 turbocharged petrol engine
  • All wheel drive or 2WD
  • 6-speed automatic transmission
  • Plucky 1.49 kWh battery

Looking for something a bit more upmarket? The Hyundai Tucson is comparable to the Kia Sportage but comes with a slightly higher starting price. Of course, that buys you some nice extras like Hyundai Digital Key technology so you can lock and unlock the car with your smartphone.

3. Plug-in Hybrid (PHEV)

PHEVs are one of the best types of hybrid cars if you want more electric range but don’t want to commit to an EV. With a bigger battery that can be charged externally, they offer extended electric-only driving and mean you can say goodbye to range anxiety. When the battery runs low, the petrol engine steps in to keep you rolling.

Top pick: Mitsubishi Outlander PHEV

The Mitsubishi Outlander PHEV gives you serious options. Unlock up to 28 miles of electric-only driving and use the petrol engine when you need to go further.

  • Combined range of over 400 miles

Whether you’re running urban errands or planning a long-distance road trip, the Outlander is up for the task. Craving adventure? High ground clearance and a spacious boot make the Outlander terrific for mud-splattered adventures.

4. Range-Extended Hybrid

Not quite ready to go full electric? A Range-Extended Hybrid could be the answer. These cars have a larger battery and a small petrol engine that acts as a generator when power is running low. It’s a clever way to reap the benefits of electric driving without the worry of running out of juice.

Top pick: Mazda MX-30 R-EV 

With a classy silhouette, fun handling and outstanding range, it’s no wonder the Mazda MX-30 R-EV was voted Best Plug-In Hybrid of the Year at the 2024 What Car? Awards.

  • 53 miles of pure electric range
  • More than 400 miles of combined range

What makes the Mazda MX-30 R-EV one of the best types of hybrid cars? Under the hood is a lightweight Rotary engine that acts as an onboard generator to recharge the battery when it runs low—the perfect compromise for motorists who want to go green without sacrificing range or convenience.

5. Hybrid SUV

Hybrid SUVs are brilliant if you need something with a bit more space and power but don’t want to drive a gas guzzler. The result? A car that’s perfect for everyday errands, longer trips and even a bit of off-roading.

Top Pick: Volvo XC90 T8

The Volvo XC90 T8 is a top pick for those who want luxury, space and eco-friendly driving in one package. With up to 31 miles of electric-only range and a total power output of 407 horsepower, it’s as gutsy as it is green.

The interior is Scandinavian to a T – clean lines, high-quality materials and

Finance a hybrid with My Car Credit

Whatever your motivation, whether it’s to save on fuel, do your bit for the environment or enjoy a whisper-quiet ride, there are types of hybrid cars out there for everyone. At My Car Credit, we’re here to help you find your perfect match with tailored car finance solutions for best-selling hybrids like the BMW 330e, Mercedes-Benz C 300 e, Kia Sorento, Dacia Jogger, Honda Civic, Skoda Octavia Estate and Toyota C-HR.

Thinking about going full electric? We can help with that too with finance for models like the Tesla Model 3 and Volkswagen ID 7. Use our car finance calculator to get started and find out more about how we can help make your next car a little kinder to the planet and your wallet.

Rates from 9.9% APR. Representative APR 10.9%

Evolution Funding Ltd T/A My Car Credit

My Credit Rating

Excellent

  • You are a home owner
  • You have been on the electoral role for a long period of time
  • You have current credit arrangements and mortgage with no defaults
  • You have no CCJs, credit arrears or missed payments
  • You rarely apply for credit
  • You are employed or self-employed

Good

  • You are on the electoral role
  • You are a home owner or long standing tenant
  • You have a stable employment history
  • You have current credit arrangements with occasional missed payments
  • You have no CCJs

Fair

  • You are or have recently been on the electoral role
  • You may have recently changed address
  • You may have occasional missed payments
  • You may have an old CCJ
  • You may have regularly applied for credit

Poor

  • You may have had frequent changes in address
  • You may not be traceable on the voters roll
  • You may have exceeded credit card limits
  • You may have missed payments on current agreements
  • You may have had a CCJ in the past

Bad

  • You may not be traceable on the voters roll
  • Your credit cards are over their limits
  • You have recent CCJs
  • You may have been refused credit elsewhere
  • You may be in a debt management plan
£

X monthly repayments of
£X

Typical rate

Loan amount

Total payable

X% APR*

£X

£X

*for illustration purposes only

No impact on your credit score*

Representative Example

Borrowing £7,500 at a representative APR of 10.9%, annual interest rate (fixed) 10.87%, 47 monthly payments of £191.50 followed by 1 payment of £201.50 (incl. estimated £10 option to purchase fee), a deposit of £0.00, total cost of credit is £1,702, total amount payable £9,202.

Evolution Funding Limited, trading as My Car Credit, is a credit broker and not a lender.

Please ensure you can afford the repayments for the duration of the loan before entering into a credit agreement.

*Initial application is a soft search. Should you progress, some lenders may perform a hard search on your credit file.

Require more help?

Got a question you can’t find the answer to, or need some advice and guidance around taking out car finance? Our Car Credit Specialists are friendly, experienced, and here to help so get in touch today!

5 Best Cars for Older Drivers in the UK

Elderly man in a car

Crawling into a low-slung sports car might’ve had its thrills back in the ‘70s – especially if you had Fleetwood Mac on the cassette and a mullet blowing in the breeze. But these days, it’s all about comfort, confidence and practicality. Whether you’re popping to Lidl for a big shop or heading down the M1 to visit the grandkids, driving one of the best cars for older drivers makes all the difference.

And let’s be honest – with the cost of living creeping up and pensions that don’t always stretch as far as they used to, most of us are thinking twice before filling the tank or splashing out on something new. That’s why low running costs have become just as important as legroom.

Thankfully, today’s car market is packed with options that tick all the right boxes. From smart safety tech and efficient engines to high-seated comfort and stress-free driving, these newer models run circles around the old Ford Cortinas, Austin Maxis and Vauxhall Cavaliers many of us learned to drive in. And they don’t need three prayers and a jump-start on a cold morning, either. 

In this guide, we’re rounding up the best cars for older drivers in the UK that strike the perfect balance of value, safety and convenience without skimping on comfort.

What to look for in a car as an older driver

Older drivers tend to know exactly what they want and what they absolutely won’t tolerate (we’re looking at you, fiddly touchscreens and back-breaking boot lips). With years of driving know-how under your belt, it’s less about flash and more about what actually makes life easier behind the wheel. 

Here’s what to keep in mind when picking your next motor as an older driver:

High seating position

No one wants to perform a three-act play just to get in and out of a car. A raised driving position means easier access and a better view of the road. Very helpful whether you’re navigating winding roads in the Lake District or edging into a tight space in the B&Q car park.

Great visibility

Big windows, slim pillars and clever camera tech all help make reversing less of a guessing game. Bonus points for cars with large door mirrors and clear windscreen views.

Supportive seats

Your lower back probably isn’t what it used to be, and that’s okay. Adjustable lumbar support and wide, padded seats can help reduce fatigue. Ideal if you’re heading off for a weekend in the Peaks or tackling school pick-up duty for the grandkids.

Easy-to-use tech

Touchscreens are fine in theory, but no one wants to scroll through ten menus just to turn the radio down. Big buttons, voice controls and simple dashboards are a win with experienced motorists. 

Smooth automatic gearboxes

No more stalling at awkward junctions. The best cars for older drivers boast modern automatic gearboxes that are a godsend in stop-start traffic or when navigating unfamiliar roads on your next National Trust day out.

Running costs that don’t ruin your pension

Whether you’re on a fixed income or just watching the pennies, fuel efficiency and low road tax matter. Hybrids and smaller petrol engines can really shine here.

Smart safety tech

Lane assist, parking sensors, automatic emergency braking, today’s features go way beyond ABS. Think of it as your own digital co-pilot.

5 best cars for older drivers in the UK

We’ve picked five standout models that strike a balance between comfort, affordability, practicality and tech. Whether you’re downsizing from a bulky estate or simply want something easier to live with, there’s something here to suit your lifestyle.

#1 Honda Jazz

The reliable all-rounder that just makes life easier.

If you’ve ever owned a Honda Civic or remember how bulletproof the old Accords used to be, the Jazz is their natural descendant – just with better tech and cleverer storage. It’s been a favourite among older drivers for years, and with good reason.

Features to love:

  • Magic Seat system – Honda’s folding rear seats are a game-changer. Flip them up like cinema seats to carry tall items (hello, potted plants from your local garden centre), or down flat for serious boot space.
  • High driving position No awkward bending, no disappearing below the dashboard.
  • Hybrid powertrain Achieves around 60 mpg. That’s fewer petrol stops and lower running costs.
  • Compact outside, roomy inside – Ideal if you’re navigating tight village roads or parking outside the community centre.

Price range: 

From £28,060 new – around £15k for a 1-2-year-old model.

Safety: 

The Honda Sensing suite makes the Jazz one of the best cars for older drivers. Think collision mitigation, lane-keeping assist and adaptive cruise control.

Perfect for: 

Drivers who want something dependable, smart and easy to handle. Whether you’re off to the Cotswolds for a bank holiday weekend or picking up the papers, the Jazz won’t let you down.

#2 Toyota Yaris Cross

Small SUV, big practicality (and a very comfortable ride). 

Think of this as the Cliff Richard of cars – unassuming, efficient and somehow still going strong after all these years. The Yaris Cross is a compact crossover that blends hatchback ease with SUV height. The result? A ride that’s perfect for drivers wanting that elevated view without a bulky frame. No wonder it’s one of the best cars for older drivers in the UK. 

Features to love:

  • Comfortable step-in height – No clambering required.
  • Hybrid economy – It’ll regularly get over 55 mpg. Great for those longer runs on the motorway to get away for the weekend or visit the family. 
  • Excellent safety kit – Even base models get Toyota Safety Sense. Enjoy road sign assist, pre-collision warning, adaptive cruise control and more.
  • Small footprint – Easy to park even at a packed Tesco.

Price range: 

From £26,495 new. Finance options bring this within reach for many retirees.

Perfect for: 

Drivers who want SUV-like visibility and comfort without the size or running costs of a full-blown 4×4.

#3 Skoda Octavia Hatch SE

Loads of space, solid value and outstanding long-distance comfort.

If you’re the kind of person who still remembers when Skoda jokes were all the rage, this car will change your tune. The modern Octavia is one of the most spacious and refined hatchbacks out there. More practical than some SUVs and twice as polite on fuel.

Features to love:

  • Enormous boot – Over 600 litres to be exact! Perfect if you’re heading to the airport (hello Spanish sunshine!) or stocking up at Costco.
  • Plush cabin – Soft-touch materials, supportive seats and an interior that rivals far pricier cars.
  • Driver-friendly tech – Clear digital displays, logical buttons and physical controls where you need them.
  • Smooth, stable ride – Glides over bumps like it’s floating down a country lane in Lincolnshire.

Price range: 

Around £27,845 new, with excellent used examples under £15,000.

Safety: 

Looking for one of the safest cars for seniors? Rear parking sensors, lane assist and fatigue detection are all included with the Octavia. 

Perfect for: 

Older couples or solo drivers who still do long motorway journeys or road trips with friends. Think golf weekends, coastal escapes or just a comfy drive to the grandchildren’s school play.

#4 Hyundai i10 or i20

Small but mighty with modern looks and big features.

These little Hyundais are proof that good things come in small packages. Perfect for retired drivers living in town, they’re nippy, easy to park and surprisingly refined inside. 

Features to love:

  • Great visibility – Upright windows, wide windscreens and high-mounted seats make it easy to see what’s going on around you. 
  • Compact size – Parallel parking outside the pharmacy? No problem. The compact size is what makes the i10 and i20 two of the best cars for senior drivers.
  • Impressive equipment – Touchscreens, Bluetooth, air-con and rear cameras are all standard.
  • Reliable and affordable – Hyundai has one of the most competitive warranties in the UK. Five years of peace of mind.

Price range: 

i10 from £16,100, i20 from £22,100. Plenty of used models with low mileage available from around £9,000.

Perfect for: 

Urban retirees who want easy parking, low insurance and enough tech to keep up with the times (even if your first car was a Cortina).

#5 Kia Soul

Boxy charm, brilliant access and an electric option too.

Not everyone wants something mainstream and that’s where the Soul comes in. With its upright stance and wide-opening doors, this compact crossover is quirky, comfortable and remarkably good at keeping things simple. 

Kia is no longer manufacturing new petrol models though there’s plenty to choose from on the used market, or upgrade to a brand-new EV and drive one of the best cars for older drivers in the UK. 

Features to love:

  • Spacious interior – Flat floors, high roof and ample elbow room. Plenty of space to install car seats for the grandkids. 
  • EV option available – The e-Soul offers up to 280 miles on a single charge – good for the planet and your wallet.
  • Senior-friendly access – Big doors, a high step-in point and zero faff.
  • Visibility – Great driving position and huge rear window.

Price range:

Used petrol models from £13,200. EVs from £32,845 (or finance them affordably).

Perfect for:

Independent drivers who want something a bit different – think Glastonbury spirit with a warm flask and a portable seat in the boot.

Can older drivers still get car finance?

Absolutely. The notion that car finance is only for young professionals or high earners is as outdated as a Ford Capri. At My Car Credit, we know that older drivers are some of the most responsible borrowers out there. And age alone is never a reason to be turned down.

What really matters when financing cars for seniors is affordability. In other words, your ability to make the repayments comfortably. That means pensions, savings, investments or part-time income all count.

Here’s how we make it work at My Car Credit:

  • Soft credit checks – You can check your eligibility without leaving a mark on your credit file. No commitment, no pressure. Just a chance to see what’s possible.
  • Pension income is valid – If you’ve got a steady retirement income, you’re in a strong position.
  • Joint applications are welcome – You can apply with a partner or even a family member.
  • We work with specialist lenders – Some of our finance providers cater specifically to older applicants.

Top tip: Before applying, make sure your credit report is accurate. Free tools like ClearScore or Experian can flag any outdated info. So whether you’re 60 or 75, still working or fully retired, don’t rule yourself out. We’re here to support, not judge.

Finance one of these cars with My Car Credit

Once you’ve found the right motor (whether it’s a zippy i10 for town or a roomy Octavia for those big family trips) My Car Credit can help make it yours.

Here are a few ways to get the ball rolling and secure the keys to one of the best cars for senior drivers:

Use the finance calculator

Pop in a few details to our car finance calculator and see your estimated monthly payments. No pressure – just a feel for what’s doable.

Try a soft search

See if you’re likely to be approved before you apply. It won’t affect your credit score.

Apply online

Our form is easy to fill out (and you can do it with a cup of tea and a biscuit on the sofa).

Get personalised support

Our friendly team is here to guide you through the process. No jargon, no sales patter. Just clear advice. 

And because we work with a wide panel of lenders, we can match you with the right deal, even if your credit history isn’t perfect.

Pick what suits your driving lifestyle

Finding the best cars for older drivers in the UK isn’t just about MPG or boot space. It’s about how a model fits your life.

Still volunteering at the local community centre? You’ll want something that’s easy to park and not too thirsty. The Hyundai i10 or Kia Soul could be a great match.

Love weekends away in the Lakes or heading down to see the grandkids? The Skoda Octavia offers comfort, space and cruise control to keep things smooth.

Mobility not what it used to be? Look for wide-opening doors, high seats and minimal sill height. All found in the Yaris Cross or Jazz!

And don’t forget tech features like heated seats (lovely in winter), rear cameras (saves your neck) and voice control (just say “play The Beatles” and off you go).

Stay independent with a set of wheels

Getting older doesn’t mean giving up your independence. In fact, the right cars for seniors can give it back. Whether you’re 60 and still working, or 75 and embracing retirement, you deserve a car that suits your needs, not the other way around.

So if your knees protest when you get in and out, or you’ve had enough of manual gears on hills, don’t wait. There’s a better fit out there… and it might just be sitting down the road at one of our carefully vetted forecourts. 

Enjoy confidence, comfort and control with My Car Credit

Choosing your next car isn’t just a practical decision, it’s part of your next chapter. For some, it’s the first time buying a new car in decades. For others, it’s a well-deserved upgrade after years of raising a family, running a business or navigating Britain’s endless roundabouts.

So treat yourself to one of the best cars for senior drivers. Turn up The Rolling Stones or ABBA Gold and imagine that first drive, whether it’s down to Whitby for fish and chips or just a run to the local allotment with the radio on.

With My Car Credit, you’ll find a finance partner that understands your life stage, listens to your needs and offers real support. Ready to get started? Try our car finance calculator today or give us a ring. No pushy sales and no nonsense, we promise. Just help finding a car that’s right for you.

Rates from 9.9% APR. Representative APR 10.9%

Evolution Funding Ltd T/A My Car Credit

My Credit Rating

Excellent

  • You are a home owner
  • You have been on the electoral role for a long period of time
  • You have current credit arrangements and mortgage with no defaults
  • You have no CCJs, credit arrears or missed payments
  • You rarely apply for credit
  • You are employed or self-employed

Good

  • You are on the electoral role
  • You are a home owner or long standing tenant
  • You have a stable employment history
  • You have current credit arrangements with occasional missed payments
  • You have no CCJs

Fair

  • You are or have recently been on the electoral role
  • You may have recently changed address
  • You may have occasional missed payments
  • You may have an old CCJ
  • You may have regularly applied for credit

Poor

  • You may have had frequent changes in address
  • You may not be traceable on the voters roll
  • You may have exceeded credit card limits
  • You may have missed payments on current agreements
  • You may have had a CCJ in the past

Bad

  • You may not be traceable on the voters roll
  • Your credit cards are over their limits
  • You have recent CCJs
  • You may have been refused credit elsewhere
  • You may be in a debt management plan
£

X monthly repayments of
£X

Typical rate

Loan amount

Total payable

X% APR*

£X

£X

*for illustration purposes only

No impact on your credit score*

Representative Example

Borrowing £7,500 at a representative APR of 10.9%, annual interest rate (fixed) 10.87%, 47 monthly payments of £191.50 followed by 1 payment of £201.50 (incl. estimated £10 option to purchase fee), a deposit of £0.00, total cost of credit is £1,702, total amount payable £9,202.

Evolution Funding Limited, trading as My Car Credit, is a credit broker and not a lender.

Please ensure you can afford the repayments for the duration of the loan before entering into a credit agreement.

*Initial application is a soft search. Should you progress, some lenders may perform a hard search on your credit file.

Require more help?

Got a question you can’t find the answer to, or need some advice and guidance around taking out car finance? Our Car Credit Specialists are friendly, experienced, and here to help so get in touch today!

Top 6 Best Cars for New Parents in 2023

Blue BMW 3 Series

Whether you’re about to become first-time parents or adding to a growing brood, welcoming a new member to the family is always an exciting time! For many parents, a brand new bundle of joy is the perfect excuse to upgrade to a new vehicle. Looking for inspiration? Read on for a closer look at the best cars for new parents.

Yes, size matters. But in this roundup, we dive deeper and take a closer look at some other important factors to consider, like safety ratings, driver assist features and fuel economy.

1.   Ford Puma

Looking for an entry-level SUV that ticks all your boxes? It’s hard to look past the Ford Puma. It’s basically a family-ready version of the best-selling Ford Fiesta, which has been a favourite with Brits for decades. The boot is huge and features a clever 80L sunken compartment where you can stash all kinds of gear. It’s called the MegaBox and is easy to wipe clean – perfect for muddy boots, wet raincoats and yes, even dirty nappies in a pinch. This clever feature makes the Ford Puma one of the best cars for new parents.

In terms of size, it’s comparable to models like the Nissan Juke. Though the price tag is far more appealing. Looking to buy second-hand? The Ford Puma was launched in 2020, which means you’ll see plenty of used models on the market. Families were definitely front-of-mind when designing the Ford Puma. Features like built-in ISOFIX points in the rear make it easy to secure child seats.

Even the standard models are packed with high-tech features like keyless start – a godsend when you’ve got your hands full with a new baby. Cruise control makes long drives to see doting grandparents a pleasure, while rear parking sensors make it easy to squeeze into parallel parking spots when all the pram bays are full.

2.   BMW 3 Series 

The BMW 3 Series is proof that family cars don’t have to be frumpy. This luxury estate model is a terrific choice for style-conscious new parents. The boot isn’t as large as some other models in our roundup, but an oversized opening makes it easy to use and access. Plus, a variety of drop-down seat configurations make it easy to add or remove extra space as needed. Planning to take long road trips with the family? The revamped infotainment system streamlines everything from punching in directions to playing your favourite playlists.

Performance and handling are where the BMW 3 Series really steps up. Responsive steering and a powerful engine will have you looking forward to early morning school runs. If you’re looking to reduce your environmental          footprint this year, the plug-in hybrid BMW 330e model is a great upgrade.

3.   Volvo XC40

Safe and stylish, the Volvo XC40 is one of the best cars for new parents. It has all the sophistication of models like the BMW 3 Series, with a family-friendly price point. The interior is classy and contemporary, with luxurious upholstery and a digital center display, even in the entry-level XC40 Core model.

No surprises here. The Volvo XC40 scored an impressive five stars in the latest safety assessment from the Euro NCAP. Upgrade to the company’s ‘IntelliSafe Assist Pro’ pack and the car will automatically steer, accelerate and brake. It’s basically an extra pair of eyes on the road – just what new parents need.

Extras and upgrades can quickly add up, so it’s worth browsing the second-hand market if you’re looking for a high-spec Volvo XC40 without blowing out your budget. Thinking about going electric? The Volvo XC40 Recharge is powered by an all-electric engine and offers almost 260 miles of range on a full charge.

4.   Volkswagen Touran

On the hunt for a bargain? A pre-owned Volkswagen Touran offers incredible value for money. These much-loved models have been on the road since 2015, which means you’ll see plenty of choice on the second-hand market. With both five and seven seat models available, there’s plenty of room for growing families. 

The Volkswagen Touran isn’t equipped with a powerful engine or all the latest tech features. But if budget is a priority, the model offers unbeatable value for money. Diesels models easily deliver around 50mpg, meaning there are also savings to be had at the forecourt. Overall, the combination of affordability and low running costs makes the Volkswagen Touran one of the best cars for new parents.

5.   Mercedes-Benz Citan Tourer

Looking for the safest car for kids, according to the latest Euro NCAP crash test rating? The Mercedes-Benz Citan Tourer will keep your little ones safe and sound with an impressive Child Occupant safety rating of 93%. That’s basically as good as it gets when it comes to the best cars for new parents!

The five-door small MPV isn’t just big on safety. It’ll blow you away with a suite of best-in-class tech features. Not to mention the luxury and prestige Mercedes-Benz is famous for.  

6.   Hyundai i30 Tourer

Compact and economical, the Hyundai i30 Tourer is one of the best cars for new parents with a sense of adventure. This sprightly little car is just as comfortable zipping around the city as it is cruising along country roads. It’s small enough to slip into urban parking spots, yet powerful enough to tow a caravan on family road trips.

The cavernous 600-litre boot is a huge bonus for families with prams, cots and other baby items. Newer models are equipped with clever safety features, including lane-assist, front collision warning and automatic emergency braking. These types of driver-assist features can be invaluable for sleep-deprived parents.

There’s plenty to choose from on the used market, with prices ranging from around £7,500 to £22,000, depending on mileage, condition and specs.

Baby on board? Upgrade your car with My Car Credit

Ready to install your car seat and stick a ‘Baby on Board’ decal onto your rear windscreen? My Car Credit can get you into the driver’s seat of a family-friendly new car long before baby arrives. Find out more about how to check your credit score to finance a car or give us a call on 01246 458 810. Alternatively, send us an email at enquiries@mycarcredit.co.uk to find out more.

Rates from 9.9% APR. Representative APR 10.9%

Evolution Funding Ltd T/A My Car Credit

My Credit Rating

Excellent

  • You are a home owner
  • You have been on the electoral role for a long period of time
  • You have current credit arrangements and mortgage with no defaults
  • You have no CCJs, credit arrears or missed payments
  • You rarely apply for credit
  • You are employed or self-employed

Good

  • You are on the electoral role
  • You are a home owner or long standing tenant
  • You have a stable employment history
  • You have current credit arrangements with occasional missed payments
  • You have no CCJs

Fair

  • You are or have recently been on the electoral role
  • You may have recently changed address
  • You may have occasional missed payments
  • You may have an old CCJ
  • You may have regularly applied for credit

Poor

  • You may have had frequent changes in address
  • You may not be traceable on the voters roll
  • You may have exceeded credit card limits
  • You may have missed payments on current agreements
  • You may have had a CCJ in the past

Bad

  • You may not be traceable on the voters roll
  • Your credit cards are over their limits
  • You have recent CCJs
  • You may have been refused credit elsewhere
  • You may be in a debt management plan
£

X monthly repayments of
£X

Typical rate

Loan amount

Total payable

X% APR*

£X

£X

*for illustration purposes only

No impact on your credit score*

Representative Example

Borrowing £7,500 at a representative APR of 10.9%, annual interest rate (fixed) 10.87%, 47 monthly payments of £191.50 followed by 1 payment of £201.50 (incl. estimated £10 option to purchase fee), a deposit of £0.00, total cost of credit is £1,702, total amount payable £9,202.

Evolution Funding Limited, trading as My Car Credit, is a credit broker and not a lender.

Please ensure you can afford the repayments for the duration of the loan before entering into a credit agreement.

*Initial application is a soft search. Should you progress, some lenders may perform a hard search on your credit file.

Require more help?

Got a question you can’t find the answer to, or need some advice and guidance around taking out car finance? Our Car Credit Specialists are friendly, experienced, and here to help so get in touch today!

How Much is the Volvo XC90 – and Should I Buy It?

Silver Volvo XC90

When it comes to competitors, the Volvo XC90 has a few. From the BMX X5 and X6 through to the Land Rover Discovery and the Audi Q7, the market for family-friendly SUVs that combine safety and practicality with quality and comfort is fierce.

That said, the Volvo XC90 continues to deliver, and has done ever since the release of the first model way back in 2015. So, how much is the Volvo XC90, is it worth its price, and how does the car compare to its many rivals?

The Volvo XC90 – key features and stats

Performance and drive

Choose from four different engine options – a plug-in petrol-electric hybrid, two petrol engines, and a diesel. You’ll find a responsive automatic gearbox in each, as well as four-wheel drive. The diesel and petrol are all highly responsive, and even the hybrid is respectably fast.

Despite its size, the XC90 drives well in urban locations – you have good visibility thanks to the large windows, and fewer blind spots than competitors. You can also opt for features like a 360-degree camera and park assist system if you frequent tight spots.

The drive is a little noisier and bumpier than competitors in urban locations – particularly the diesel engine, which can rattle when idling and accelerating, but gets smoother on motorways. The grip is great on tight country roads, and handling is better than the Land Rover Discovery or Defender.

Safety

The Volvo XC90 is hard to beat when it comes to safety – it’s one of the best on the market. Automatic emergency city braking helps you to avoid collisions, and other features like active cruise control, lane assist, and automatic brake function all ensure maximum safety.

You can opt into features like a blind spot information system – designed to steer you away from oncoming traffic – and a rear collision mitigation system that automatically tightens seat belts if an impact is sensed. An optional pilot assist system can also take over acceleration, steering and braking for brief periods, too.

Interiors

Expect Swedish minimalism and style. The trim and finish on the dashboard and doors feel swish, particularly when you opt for higher-grade models. That said, even entry-level trim is excellent, with leather seats and mood lighting. Practical features aren’t sacrificed for style – for example, adjustable lumbar support makes finding a comfortable driving position easy.

A portrait, 9-inch infotainment screen reduces the need for multiple knobs and buttons, but can be a little fiddly when driving. The response time is also somewhat slower when calculating a route than those in either the Audi or BMW.

There’s a fairly reliable voice control system as standard, however. This responds well to commands like temperature changes and can help reduce the need for fiddling with the screen. However, whilst Apple CarPlay is now available as standard, Android Auto isn’t – you’ll have to pay a little extra.

Of course, there’s also the fact that the XC90 houses seven people. Seats in the middle row recline, fold and slide individually, and the rear seats can also be folded away. It’s a little cramped in the very back – children will be fine, adults less so – but it’s nonetheless impressively spacious. There’s also plenty of boot space, particularly if you remove these two rear seats.

Costs

If you find yourself wondering “how much is the Volvo XC90?”, it depends on what model you go for. As with all electric cars, the plug-in hybrid PHEV (known as the T8 Recharge) version costs more than the three alternative engines. The B5 diesel engine is comparatively economical, and overall, you’ll find the Volvo XC90 slightly cheaper than the BMW X5, but more expensive than either the Audi Q7 or Land Rover Discovery.

That said, the XC90 depreciates less than competitors, and it tends to be cheaper to insure and maintain, making it an ideal candidate for lower car finance deals. Anticipate a range of £61,995 to £83,130. Remember that you can get a no-obligation car loan quote online with My Car Credit to take your first step towards financing the XC90.

Find out how you can finance the Volvo XC90

If a spacious and safe family car that might save you pennies on car finance sounds right for you, contact My Car Credit on enquiries@mycarcredit.co.uk.

Rates from 9.9% APR. Representative APR 10.9%

Evolution Funding Ltd T/A My Car Credit

My Credit Rating

Excellent

  • You are a home owner
  • You have been on the electoral role for a long period of time
  • You have current credit arrangements and mortgage with no defaults
  • You have no CCJs, credit arrears or missed payments
  • You rarely apply for credit
  • You are employed or self-employed

Good

  • You are on the electoral role
  • You are a home owner or long standing tenant
  • You have a stable employment history
  • You have current credit arrangements with occasional missed payments
  • You have no CCJs

Fair

  • You are or have recently been on the electoral role
  • You may have recently changed address
  • You may have occasional missed payments
  • You may have an old CCJ
  • You may have regularly applied for credit

Poor

  • You may have had frequent changes in address
  • You may not be traceable on the voters roll
  • You may have exceeded credit card limits
  • You may have missed payments on current agreements
  • You may have had a CCJ in the past

Bad

  • You may not be traceable on the voters roll
  • Your credit cards are over their limits
  • You have recent CCJs
  • You may have been refused credit elsewhere
  • You may be in a debt management plan
£

X monthly repayments of
£X

Typical rate

Loan amount

Total payable

X% APR*

£X

£X

*for illustration purposes only

No impact on your credit score*

Representative Example

Borrowing £7,500 at a representative APR of 10.9%, annual interest rate (fixed) 10.87%, 47 monthly payments of £191.50 followed by 1 payment of £201.50 (incl. estimated £10 option to purchase fee), a deposit of £0.00, total cost of credit is £1,702, total amount payable £9,202.

Evolution Funding Limited, trading as My Car Credit, is a credit broker and not a lender.

Please ensure you can afford the repayments for the duration of the loan before entering into a credit agreement.

*Initial application is a soft search. Should you progress, some lenders may perform a hard search on your credit file.

Require more help?

Got a question you can’t find the answer to, or need some advice and guidance around taking out car finance? Our Car Credit Specialists are friendly, experienced, and here to help so get in touch today!

What are the Best Vehicles for Elderly Passengers?

VW Golf driving on the road

There’s a lot to consider when shopping for a new car, especially when seniors are concerned. Whether they’re behind the wheel, riding shotgun or settled into the back seats, elderly passengers have a unique set of needs. This is what prompted us to put together a countdown of the best vehicles for elderly passengers.

Just like other motorists, choosing a car is a very personal preference. At the end of the day, it all comes down to the individual wants, needs and lifestyle of those who will be using the car. So, what are the best vehicles for elderly passengers? Read on as we take a closer look at some of the top models for seniors.

Whether you’re an active and independent senior shopping for a new set of wheels, or a younger driver looking for a car that meets the needs of an ageing relative, we have options!

1.   Honda Jazz

The Honda Jazz is a firm favourite with elderly passengers and drivers. That’s for a good reason! It’s small, compact and great for zipping around the city. The nifty little engine offers plenty of power without feeling too overwhelming. All four doors swing open nice and wide, making it easy to manoeuvre in and out of the car. The seats are also a good height – a big bonus for people with mobility issues.

Seniors love the low boot lip, which makes loading cargo like groceries and luggage a cinch. No need to throw out your back when packing for a weekend away! If needed, the back seats can be folded down to make room for larger items like wheelchairs.

2.   Ford Fiesta

The Ford Fiesta is a best-selling model in the UK and it’s easy to see why. It’s packed with features to make driving easier, included a heated windscreen to melt off ice on cold days. Let’s be real, scraping ice off the windscreen is the last thing anyone wants to do, especially seniors. For elderly passengers that consider themselves young at heart, models like the rugged Fiesta Active and sporty Fiesta ST-Line appeal.

The newly launched interactive digital instrument cluster makes it easy to customise your driving experience, while technology like lane assist heightens safety credentials. The fuel economy is excellent, another plus for the Ford Fiesta. CO2 emissions are also low compared to other models, making the Ford Fiesta a great pick for eco-conscious seniors.

3.   Volvo D60

Volvo has always been popular with older motorists. It wins the demographic over with best-in-class safety features, superlative comfort and loads of space. Not to mention reliability. This makes it one of the best vehicles for elderly passengers! The latest V60 model lives up to the brand’s reputation. The seats are supportive, comfortable and adjustable. Like other Volvos, the D60 boasts an enormous boot with a flat floor. This makes it easy to slide cargo in and out, without too much fuss. The back seats offer plenty of room to pile in the grandkids, furry friends or large objects like wheelchairs and walkers. 

4.   Nissan Leaf

Looking to go electric? EVs are a fantastic option for seniors who use their cars to run errands and make short trips. That said, the latest Nissan Leaf offers mileage of almost 240 miles, making it more than capable of longer trips. Whether you’re whisking the grandkids away to the seaside or heading up to Edinburgh to celebrate a golden wedding anniversary, the Nissan Leaf is a great fit for older drivers.

It’s cheap to run and is packed with clever tech features like ProPILOT Assist designed to streamline the driving experience. The electric motor is amazingly quiet – an added bonus for drivers that are a little hard on hearing. Despite its compact size, the Nissan Leaf boot is surprisingly spacious. If you’ve got items like wheelchairs to consider, boot size is important when shopping for the best vehicles for elderly passengers.

5.   Volkswagen Golf SV

The extra width, length and height makes the Volkswagen Golf SV a senior-friendly alternative to the classic hatchback model. The front seats are almost 60mm higher than the hatchback, which means elderly motorists and passengers can avoid the dreaded stoop. There’s plenty of leg room in the front and back seats, which makes the Golf SV great for passengers with knee issues. Slide back the rear seats to unlock a huge 590 litres of boot space. This is almost on par with the popular Golf Estate.

6.   Hyundai Kona

Practicality is front and centre in the Hyundai Kona. The cabin is comfortable and well laid out, unlike some new models that can feel a bit like spaceships! Even better, the raised driver’s seat boosts visibility and offers a great view of the road and surrounding traffic. Features like a reversing camera and rear parking sensors appeal to all drivers, not just seniors.

Now let’s talk about colours. With paint shades like Tangerine Comet, Pulse Red, Surfy Blue and Acid Yellow to choose from, there’s no risk of forgetting where you’ve parked. Simply scan the carpark and look for the colour pop. Of course, if you’re after a more understated shade, Hyundai has options. Buying a new car is always a treat, but you’ll find plenty of Konas on the second-hand market if you’re on a budget. 

7.   Mercedes B-Class

Like other models featured on this list, the Mercedes B-Class boasts excellent visibility. This makes it easy to keep tabs on your surroundings while in the driver’s seat. It’s loaded with intelligent driver-assistance systems, as well as senior-friendly features like keyless entry for the doors and boot. Mercedes describes the dash as “futuristic, yet familiar”, so the learning curve is pretty minimal. This can be very helpful, as Teslas, for example, can feel a little overwhelming to drive at first.

Financing a car for elderly passengers

Thinking of upgrading to one of the best vehicles for elderly passengers? With car finance, you can stretch your budget further and rule out a compromise. So, how hard is it to get car finance? With support and expertise from My Car Credit, car finance is easy. To learn more about our services, give our friendly team a call on 01246 458 810.

Rates from 9.9% APR. Representative APR 10.9%

Evolution Funding Ltd T/A My Car Credit

My Credit Rating

Excellent

  • You are a home owner
  • You have been on the electoral role for a long period of time
  • You have current credit arrangements and mortgage with no defaults
  • You have no CCJs, credit arrears or missed payments
  • You rarely apply for credit
  • You are employed or self-employed

Good

  • You are on the electoral role
  • You are a home owner or long standing tenant
  • You have a stable employment history
  • You have current credit arrangements with occasional missed payments
  • You have no CCJs

Fair

  • You are or have recently been on the electoral role
  • You may have recently changed address
  • You may have occasional missed payments
  • You may have an old CCJ
  • You may have regularly applied for credit

Poor

  • You may have had frequent changes in address
  • You may not be traceable on the voters roll
  • You may have exceeded credit card limits
  • You may have missed payments on current agreements
  • You may have had a CCJ in the past

Bad

  • You may not be traceable on the voters roll
  • Your credit cards are over their limits
  • You have recent CCJs
  • You may have been refused credit elsewhere
  • You may be in a debt management plan
£

X monthly repayments of
£X

Typical rate

Loan amount

Total payable

X% APR*

£X

£X

*for illustration purposes only

No impact on your credit score*

Representative Example

Borrowing £7,500 at a representative APR of 10.9%, annual interest rate (fixed) 10.87%, 47 monthly payments of £191.50 followed by 1 payment of £201.50 (incl. estimated £10 option to purchase fee), a deposit of £0.00, total cost of credit is £1,702, total amount payable £9,202.

Evolution Funding Limited, trading as My Car Credit, is a credit broker and not a lender.

Please ensure you can afford the repayments for the duration of the loan before entering into a credit agreement.

*Initial application is a soft search. Should you progress, some lenders may perform a hard search on your credit file.

Require more help?

Got a question you can’t find the answer to, or need some advice and guidance around taking out car finance? Our Car Credit Specialists are friendly, experienced, and here to help so get in touch today!

What is the Best Car for Snow Driving?

Skoda by the road in the snow

From Central London to John O’Groats, snow dusts the UK almost every winter. Whether it’s a light flurry or a heavy dump, snow can make driving challenging to say the least. One of the best ways to navigate the winter months is to invest in a capable vehicle. So, what should you look for when shopping for the best car for snow?

From driver-assist features to 4WD functionality, read on to find out more about the best cars for snow and what to look for in a winter-ready car.

Suzuki S-Cross

If you don’t want to spend a fortune on a Range Rover but still want all the benefits of a family SUV, you’ll love the Suzuki S-Cross. It’s packed with safety features to keep you confident in the snow, including automated emergency braking, lane departure warning and smart traffic sign recognition.

For even more peace of mind, the Suzuki S-Cross features eCall. The EU initiative allows you to make emergency calls from your vehicle in case of a collision. Accidents spike in the winter months, which makes this one of the best car for snow features.

As for handling and performance. ALLGRIP SELECT 4WD technology makes it easy to switch between driving modes depending on the terrain. This is a huge bonus in snowy conditions and automatically distributes torque to the rear wheels for extra traction and control. 

Upgrade to the high-end Ultra trim and you’ll enjoy features like heated front seats. Perfect for warming you up on chilly mornings. Even better, the cost of ownership is low thanks to modest Vehicle Excise Duty (VED) and low insurance costs.

Volkswagen T-Cross

Increase your budget and you can get behind the wheel of a Volkswagen T-Cross, another one of our best car for snow picks. Like the Suzuki S-Cross, this compact SUV boasts best-in-class safety features, including a fantastic collision-avoidance system. It’s also relatively light, making it easy to control when driving in snowy and icy conditions.

Powerful front fog lights light up snow-dusted roads with ease while features like high beam assist and blind spot sensor add an extra layer of safety. Adaptive rear seats make it easy to pile in friends and family for a winter road trip or transport bulky items like skis and snowboards. Whatever you need, the Volkswagen T-Cross adapts to you.

Skoda Kodiaq

The best-selling Skoda Kodiaq combines top-notch safety features with loads of functionality. One of our favourite perks is snow mode, which customises handling when driving on challenging surfaces. Electronic assistance systems kick in to increase traction and prevent wheelspin. Snow mode also activates the Anti-Lock Braking System (ABS) when slowing down. This encourages snow to accumulate in front of the tyres and improve braking response times. It’s clever features like these that make the Skoda Kodiaq one of the best cars for snow.

Choose from the five or seven-seat version, depending on your needs. Like the Suzuki S-Cross, the Skoda Kodiaq is a great alternative if you’re looking for a snow-ready family car, without the luxury price tag.

Volvo V90 Cross Country

When it comes to safety, it’s hard to beat Swedish auto manufacturer Volvo. The V90 Cross Country raises the stakes with all-wheel-drive functionality and high clearance. Switch into offroad mode to enhance control in snowy conditions. Clever driver-assist features like hill descent control and rear air suspension help you navigate slippery road conditions. The result? You’ll feel confident and comfortable driving in all conditions, including snow.

Google Maps, Google Assistant and Google Play are built into the DNA of this luxury estate model. Whether you want to plot your route to your Airbnb or blast your favourite Christmas tunes, the V90 Cross Country is a pleasure to drive.

Mini Countryman 

It may be small but in terms of performance, the Mini Countryman punches well above its weight. Invest in an All4 version and you’ll have the option to engage all four wheels. This makes it one of the best cars for snow. All4 is invaluable when driving in snowy conditions and you’ll notice an instant improvement in handling and agility. There’s also loads of room for passengers, as well as all your winter sports gear. Need extra space? Throw on a roof rack and transport everything from Christmas trees to IKEA flatpacks with ease.

Fiat Panda Cross

Compact, lightweight and amazingly responsive, the Fiat Panda Cross is one of the best cars for snow. This rugged version of the best-selling Fiat Panda hatchback beefs things up with a four-wheel-drive system and impressive off-road capabilities. No more getting stuck when heading up to your local sledging hill or exploring your nearest AONB! There’s nothing luxurious about the Fiat Panda Cross but if you’re not fussed about leather upholstery and high-tech features, this is one of the best cars for snow.

Land Rover Defender

If you have the cash, it’s hard to look past the Land Rover Defender. Built for adventure, this luxury SUV is right at home on snow-covered roads. The cabin is suitably luxe and features butter-soft upholstery that feels amazing and is easy to clean. Ideal for if you have a bunch of snow-dusted passengers pile into the car!

Permanent All Wheel Drive functionality gives you superlative control in snowy conditions, whether you’re cruising along the motorway or navigating country roads. The latest plug-in hybrid model promises all the off-road capabilities of the original Land Rover Defender, with an eco-friendly edge. 

While heated seats and leather upholstery are a treat, the best cars for snow aren’t just comfortable. They’re safe, capable and ready to get you from A to B, no matter what the weather. Want to upgrade to something more competent this winter? Use out car loan APR estimator to calculate how much you can borrow. We’ll match your application with trusted lenders across the UK and help you get behind the wheel of a winter-ready car faster.

Rates from 9.9% APR. Representative APR 10.9%

Evolution Funding Ltd T/A My Car Credit

My Credit Rating

Excellent

  • You are a home owner
  • You have been on the electoral role for a long period of time
  • You have current credit arrangements and mortgage with no defaults
  • You have no CCJs, credit arrears or missed payments
  • You rarely apply for credit
  • You are employed or self-employed

Good

  • You are on the electoral role
  • You are a home owner or long standing tenant
  • You have a stable employment history
  • You have current credit arrangements with occasional missed payments
  • You have no CCJs

Fair

  • You are or have recently been on the electoral role
  • You may have recently changed address
  • You may have occasional missed payments
  • You may have an old CCJ
  • You may have regularly applied for credit

Poor

  • You may have had frequent changes in address
  • You may not be traceable on the voters roll
  • You may have exceeded credit card limits
  • You may have missed payments on current agreements
  • You may have had a CCJ in the past

Bad

  • You may not be traceable on the voters roll
  • Your credit cards are over their limits
  • You have recent CCJs
  • You may have been refused credit elsewhere
  • You may be in a debt management plan
£

X monthly repayments of
£X

Typical rate

Loan amount

Total payable

X% APR*

£X

£X

*for illustration purposes only

No impact on your credit score*

Representative Example

Borrowing £7,500 at a representative APR of 10.9%, annual interest rate (fixed) 10.87%, 47 monthly payments of £191.50 followed by 1 payment of £201.50 (incl. estimated £10 option to purchase fee), a deposit of £0.00, total cost of credit is £1,702, total amount payable £9,202.

Evolution Funding Limited, trading as My Car Credit, is a credit broker and not a lender.

Please ensure you can afford the repayments for the duration of the loan before entering into a credit agreement.

*Initial application is a soft search. Should you progress, some lenders may perform a hard search on your credit file.

Require more help?

Got a question you can’t find the answer to, or need some advice and guidance around taking out car finance? Our Car Credit Specialists are friendly, experienced, and here to help so get in touch today!