5 Best Cars for Older Drivers in the UK

Elderly man in a car

Crawling into a low-slung sports car might’ve had its thrills back in the ‘70s – especially if you had Fleetwood Mac on the cassette and a mullet blowing in the breeze. But these days, it’s all about comfort, confidence and practicality. Whether you’re popping to Lidl for a big shop or heading down the M1 to visit the grandkids, driving one of the best cars for older drivers makes all the difference.

And let’s be honest – with the cost of living creeping up and pensions that don’t always stretch as far as they used to, most of us are thinking twice before filling the tank or splashing out on something new. That’s why low running costs have become just as important as legroom.

Thankfully, today’s car market is packed with options that tick all the right boxes. From smart safety tech and efficient engines to high-seated comfort and stress-free driving, these newer models run circles around the old Ford Cortinas, Austin Maxis and Vauxhall Cavaliers many of us learned to drive in. And they don’t need three prayers and a jump-start on a cold morning, either. 

In this guide, we’re rounding up the best cars for older drivers in the UK that strike the perfect balance of value, safety and convenience without skimping on comfort.

What to look for in a car as an older driver

Older drivers tend to know exactly what they want and what they absolutely won’t tolerate (we’re looking at you, fiddly touchscreens and back-breaking boot lips). With years of driving know-how under your belt, it’s less about flash and more about what actually makes life easier behind the wheel. 

Here’s what to keep in mind when picking your next motor as an older driver:

High seating position

No one wants to perform a three-act play just to get in and out of a car. A raised driving position means easier access and a better view of the road. Very helpful whether you’re navigating winding roads in the Lake District or edging into a tight space in the B&Q car park.

Great visibility

Big windows, slim pillars and clever camera tech all help make reversing less of a guessing game. Bonus points for cars with large door mirrors and clear windscreen views.

Supportive seats

Your lower back probably isn’t what it used to be, and that’s okay. Adjustable lumbar support and wide, padded seats can help reduce fatigue. Ideal if you’re heading off for a weekend in the Peaks or tackling school pick-up duty for the grandkids.

Easy-to-use tech

Touchscreens are fine in theory, but no one wants to scroll through ten menus just to turn the radio down. Big buttons, voice controls and simple dashboards are a win with experienced motorists. 

Smooth automatic gearboxes

No more stalling at awkward junctions. The best cars for older drivers boast modern automatic gearboxes that are a godsend in stop-start traffic or when navigating unfamiliar roads on your next National Trust day out.

Running costs that don’t ruin your pension

Whether you’re on a fixed income or just watching the pennies, fuel efficiency and low road tax matter. Hybrids and smaller petrol engines can really shine here.

Smart safety tech

Lane assist, parking sensors, automatic emergency braking, today’s features go way beyond ABS. Think of it as your own digital co-pilot.

5 best cars for older drivers in the UK

We’ve picked five standout models that strike a balance between comfort, affordability, practicality and tech. Whether you’re downsizing from a bulky estate or simply want something easier to live with, there’s something here to suit your lifestyle.

#1 Honda Jazz

The reliable all-rounder that just makes life easier.

If you’ve ever owned a Honda Civic or remember how bulletproof the old Accords used to be, the Jazz is their natural descendant – just with better tech and cleverer storage. It’s been a favourite among older drivers for years, and with good reason.

Features to love:

  • Magic Seat system – Honda’s folding rear seats are a game-changer. Flip them up like cinema seats to carry tall items (hello, potted plants from your local garden centre), or down flat for serious boot space.
  • High driving position No awkward bending, no disappearing below the dashboard.
  • Hybrid powertrain Achieves around 60 mpg. That’s fewer petrol stops and lower running costs.
  • Compact outside, roomy inside – Ideal if you’re navigating tight village roads or parking outside the community centre.

Price range: 

From £28,060 new – around £15k for a 1-2-year-old model.

Safety: 

The Honda Sensing suite makes the Jazz one of the best cars for older drivers. Think collision mitigation, lane-keeping assist and adaptive cruise control.

Perfect for: 

Drivers who want something dependable, smart and easy to handle. Whether you’re off to the Cotswolds for a bank holiday weekend or picking up the papers, the Jazz won’t let you down.

#2 Toyota Yaris Cross

Small SUV, big practicality (and a very comfortable ride). 

Think of this as the Cliff Richard of cars – unassuming, efficient and somehow still going strong after all these years. The Yaris Cross is a compact crossover that blends hatchback ease with SUV height. The result? A ride that’s perfect for drivers wanting that elevated view without a bulky frame. No wonder it’s one of the best cars for older drivers in the UK. 

Features to love:

  • Comfortable step-in height – No clambering required.
  • Hybrid economy – It’ll regularly get over 55 mpg. Great for those longer runs on the motorway to get away for the weekend or visit the family. 
  • Excellent safety kit – Even base models get Toyota Safety Sense. Enjoy road sign assist, pre-collision warning, adaptive cruise control and more.
  • Small footprint – Easy to park even at a packed Tesco.

Price range: 

From £26,495 new. Finance options bring this within reach for many retirees.

Perfect for: 

Drivers who want SUV-like visibility and comfort without the size or running costs of a full-blown 4×4.

#3 Skoda Octavia Hatch SE

Loads of space, solid value and outstanding long-distance comfort.

If you’re the kind of person who still remembers when Skoda jokes were all the rage, this car will change your tune. The modern Octavia is one of the most spacious and refined hatchbacks out there. More practical than some SUVs and twice as polite on fuel.

Features to love:

  • Enormous boot – Over 600 litres to be exact! Perfect if you’re heading to the airport (hello Spanish sunshine!) or stocking up at Costco.
  • Plush cabin – Soft-touch materials, supportive seats and an interior that rivals far pricier cars.
  • Driver-friendly tech – Clear digital displays, logical buttons and physical controls where you need them.
  • Smooth, stable ride – Glides over bumps like it’s floating down a country lane in Lincolnshire.

Price range: 

Around £27,845 new, with excellent used examples under £15,000.

Safety: 

Looking for one of the safest cars for seniors? Rear parking sensors, lane assist and fatigue detection are all included with the Octavia. 

Perfect for: 

Older couples or solo drivers who still do long motorway journeys or road trips with friends. Think golf weekends, coastal escapes or just a comfy drive to the grandchildren’s school play.

#4 Hyundai i10 or i20

Small but mighty with modern looks and big features.

These little Hyundais are proof that good things come in small packages. Perfect for retired drivers living in town, they’re nippy, easy to park and surprisingly refined inside. 

Features to love:

  • Great visibility – Upright windows, wide windscreens and high-mounted seats make it easy to see what’s going on around you. 
  • Compact size – Parallel parking outside the pharmacy? No problem. The compact size is what makes the i10 and i20 two of the best cars for senior drivers.
  • Impressive equipment – Touchscreens, Bluetooth, air-con and rear cameras are all standard.
  • Reliable and affordable – Hyundai has one of the most competitive warranties in the UK. Five years of peace of mind.

Price range: 

i10 from £16,100, i20 from £22,100. Plenty of used models with low mileage available from around £9,000.

Perfect for: 

Urban retirees who want easy parking, low insurance and enough tech to keep up with the times (even if your first car was a Cortina).

#5 Kia Soul

Boxy charm, brilliant access and an electric option too.

Not everyone wants something mainstream and that’s where the Soul comes in. With its upright stance and wide-opening doors, this compact crossover is quirky, comfortable and remarkably good at keeping things simple. 

Kia is no longer manufacturing new petrol models though there’s plenty to choose from on the used market, or upgrade to a brand-new EV and drive one of the best cars for older drivers in the UK. 

Features to love:

  • Spacious interior – Flat floors, high roof and ample elbow room. Plenty of space to install car seats for the grandkids. 
  • EV option available – The e-Soul offers up to 280 miles on a single charge – good for the planet and your wallet.
  • Senior-friendly access – Big doors, a high step-in point and zero faff.
  • Visibility – Great driving position and huge rear window.

Price range:

Used petrol models from £13,200. EVs from £32,845 (or finance them affordably).

Perfect for:

Independent drivers who want something a bit different – think Glastonbury spirit with a warm flask and a portable seat in the boot.

Can older drivers still get car finance?

Absolutely. The notion that car finance is only for young professionals or high earners is as outdated as a Ford Capri. At My Car Credit, we know that older drivers are some of the most responsible borrowers out there. And age alone is never a reason to be turned down.

What really matters when financing cars for seniors is affordability. In other words, your ability to make the repayments comfortably. That means pensions, savings, investments or part-time income all count.

Here’s how we make it work at My Car Credit:

  • Soft credit checks – You can check your eligibility without leaving a mark on your credit file. No commitment, no pressure. Just a chance to see what’s possible.
  • Pension income is valid – If you’ve got a steady retirement income, you’re in a strong position.
  • Joint applications are welcome – You can apply with a partner or even a family member.
  • We work with specialist lenders – Some of our finance providers cater specifically to older applicants.

Top tip: Before applying, make sure your credit report is accurate. Free tools like ClearScore or Experian can flag any outdated info. So whether you’re 60 or 75, still working or fully retired, don’t rule yourself out. We’re here to support, not judge.

Finance one of these cars with My Car Credit

Once you’ve found the right motor (whether it’s a zippy i10 for town or a roomy Octavia for those big family trips) My Car Credit can help make it yours.

Here are a few ways to get the ball rolling and secure the keys to one of the best cars for senior drivers:

Use the finance calculator

Pop in a few details to our car finance calculator and see your estimated monthly payments. No pressure – just a feel for what’s doable.

Try a soft search

See if you’re likely to be approved before you apply. It won’t affect your credit score.

Apply online

Our form is easy to fill out (and you can do it with a cup of tea and a biscuit on the sofa).

Get personalised support

Our friendly team is here to guide you through the process. No jargon, no sales patter. Just clear advice. 

And because we work with a wide panel of lenders, we can match you with the right deal, even if your credit history isn’t perfect.

Pick what suits your driving lifestyle

Finding the best cars for older drivers in the UK isn’t just about MPG or boot space. It’s about how a model fits your life.

Still volunteering at the local community centre? You’ll want something that’s easy to park and not too thirsty. The Hyundai i10 or Kia Soul could be a great match.

Love weekends away in the Lakes or heading down to see the grandkids? The Skoda Octavia offers comfort, space and cruise control to keep things smooth.

Mobility not what it used to be? Look for wide-opening doors, high seats and minimal sill height. All found in the Yaris Cross or Jazz!

And don’t forget tech features like heated seats (lovely in winter), rear cameras (saves your neck) and voice control (just say “play The Beatles” and off you go).

Stay independent with a set of wheels

Getting older doesn’t mean giving up your independence. In fact, the right cars for seniors can give it back. Whether you’re 60 and still working, or 75 and embracing retirement, you deserve a car that suits your needs, not the other way around.

So if your knees protest when you get in and out, or you’ve had enough of manual gears on hills, don’t wait. There’s a better fit out there… and it might just be sitting down the road at one of our carefully vetted forecourts. 

Enjoy confidence, comfort and control with My Car Credit

Choosing your next car isn’t just a practical decision, it’s part of your next chapter. For some, it’s the first time buying a new car in decades. For others, it’s a well-deserved upgrade after years of raising a family, running a business or navigating Britain’s endless roundabouts.

So treat yourself to one of the best cars for senior drivers. Turn up The Rolling Stones or ABBA Gold and imagine that first drive, whether it’s down to Whitby for fish and chips or just a run to the local allotment with the radio on.

With My Car Credit, you’ll find a finance partner that understands your life stage, listens to your needs and offers real support. Ready to get started? Try our car finance calculator today or give us a ring. No pushy sales and no nonsense, we promise. Just help finding a car that’s right for you.

Rates from 9.9% APR. Representative APR 10.9%

Evolution Funding Ltd T/A My Car Credit

My Credit Rating

Excellent

  • You are a home owner
  • You have been on the electoral role for a long period of time
  • You have current credit arrangements and mortgage with no defaults
  • You have no CCJs, credit arrears or missed payments
  • You rarely apply for credit
  • You are employed or self-employed

Good

  • You are on the electoral role
  • You are a home owner or long standing tenant
  • You have a stable employment history
  • You have current credit arrangements with occasional missed payments
  • You have no CCJs

Fair

  • You are or have recently been on the electoral role
  • You may have recently changed address
  • You may have occasional missed payments
  • You may have an old CCJ
  • You may have regularly applied for credit

Poor

  • You may have had frequent changes in address
  • You may not be traceable on the voters roll
  • You may have exceeded credit card limits
  • You may have missed payments on current agreements
  • You may have had a CCJ in the past

Bad

  • You may not be traceable on the voters roll
  • Your credit cards are over their limits
  • You have recent CCJs
  • You may have been refused credit elsewhere
  • You may be in a debt management plan
£

X monthly repayments of
£X

Typical rate

Loan amount

Total payable

X% APR*

£X

£X

*for illustration purposes only

No impact on your credit score*

Representative Example

Borrowing £7,500 at a representative APR of 10.9%, annual interest rate (fixed) 10.87%, 47 monthly payments of £191.50 followed by 1 payment of £201.50 (incl. estimated £10 option to purchase fee), a deposit of £0.00, total cost of credit is £1,702, total amount payable £9,202.

Evolution Funding Limited, trading as My Car Credit, is a credit broker and not a lender.

Please ensure you can afford the repayments for the duration of the loan before entering into a credit agreement.

*Initial application is a soft search. Should you progress, some lenders may perform a hard search on your credit file.

Require more help?

Got a question you can’t find the answer to, or need some advice and guidance around taking out car finance? Our Car Credit Specialists are friendly, experienced, and here to help so get in touch today!

Best Car for Commuting: 10 Top Picks

Car lights at night

Whether your commute lasts 10 minutes or an hour plus, a well-appointed car can completely transform your commute. At My Car Credit we’re committed to helping Brits choose the best cars for their needs, which is why we’ve put together this best car for commuting roundup. From fuel efficient superminis to luxury saloons, we’ve cherry-picked cars for every commuter.

1. Citroen Ami – Best Innovator

Looking for an all-electric commuter car that won’t break the bank? The Citroen Ami isn’t just one of the most affordable EVs in the UK. It’s also one of the best-priced cars, period. Prices start at just under £8,000 which makes the model incredible value for money.

Yes, it comes with a bit of a catch. It’s technically an electric quadricycle and cleverly marketed as a mobility solution, as opposed to an EV. But that doesn’t stop it from being one of our best car for commuting picks. Powered by a 5.5kWh battery, this pocket rocket can reach speeds of up to 28mph and offers up to 46 miles of range on a single charge. An impressive turning circle of just 7.2 metres makes pulling off tight urban manoeuvres a cinch. Even better, it charges in just four hours.

2. Skoda Superb Estate – Best Hybrid

The Skoda Superb Estate is an eco-conscious hybrid model that’s made our best car for commuting roundup. The plug-in hybrid version offers around 40 miles of electric range – more than enough for longer commutes. If you need to drive further the petrol engine kicks in and gets you there. In terms of design, the Skoda Superb Estate is sleek enough to feel at home in the city and spacious enough for family road trips.

3. BMW i3 – Best Luxury EV

Compact yet luxurious, the BMW i3 is has earned its place on our best car for commuting list. The 170hp electric motor delivers instant power, making it easy to accelerate on the motorway or switch lanes in a pinch.

Behind the body is a sleek interior featuring luxe, eco-friendly materials like eucalyptus wood. A clean and uncluttered dash makes it easy to focus when you’re navigating city traffic. Enjoy up to 160 miles of range and at-home charging costs of around £6. Buy new or pick up a second-hand BMW i3 for under £30,000.

4. Ford Focus – Best Value for Money

Reliable and affordable, it’s hard to beat the Ford Focus when it comes to value for money. If you’re looking for a commuter car that will get you from A to B without a fuss, you can’t go wrong with this zippy model. Now in its fourth generation, this British bestseller comes in a variety of petrol and diesel options, as well as hybrid option for those looking to slash CO2 emissions.

5. Nissan Juke – Best Head Turner

Some motorists like to blend in on the roads and others love to turn heads. If you fall into the latter category, you’ll swoon over the Nissan Juke. This SUV stands out with a boxy design and unique styling. Enjoy unsurpassed visibility thanks to the high driving position and loads of tech like an interactive touchscreen media system and Bluetooth connectivity for higher trim levels. The Juke was reinvented in 2019 which means there are plenty of deals to be had for past-generation models.

6. Tesla Model 3 – Best EV

With impressive range of up to 374 miles, the Tesla Model 3 is ideal for commutes and road trips alike. Skip the forecourt and cruise straight to the office, with zero congestion zone charges. The electric drivetrain is whisper-quiet on the motorway and practically purrs along urban streets.

Tesla has packed the Model 3 with advanced driver-assist technology which makes it the best car for commuting after a long day at work. When your focus starts to slip, the Model 3 has your back. Use your car for work and play? Boot capacity of 425 litres makes the Tesla Model 3 a practical choice for weekends away. Pack it with everything from butter-soft leather weekender bags to back-to-basics camping gear.

7. Audi A6 – Best Luxury Saloon

Audi has once again mastered the art of understated luxury in the A6. You’ll feel pleased as punch pulling up to the office in this upmarket saloon. Choose the petrol-powered hybrid model and you’ll enjoy just over 30 miles of electric range in a single trip. If you want a vehicle that combines the flexibility of petrol with the environmental and cost-saving credentials of EV technology, the Audi A6 is one of the best cars for commuting.

8. BMW 5 Series – Best Driver Experience

Transition from the city to the countryside with ease in the BMW 5 Series. The executive saloon is now in its eight generation and classier than ever. It’s sleek, sporty and boasts all the signature design elements that BMW drivers covet. Think an extended wheelbase, oversized bonnet and fluid roof silhouette. The infotainment system is unrivalled and makes the daily commute a pleasure.

9. Kia Sportage – Best Allrounder

SUVs are incredibly practical for weekends but can be a headache when it comes to city driving. The Kia Sportage is the perfect compromise, with a compact design that offers all the space and power of an SUV, without the extra bulk. It’s relatively affordable to run and offers excellent MPG numbers considering its status as a mid-sized SUV. As well as commuting to and from work, the Kia Sportage steps up for school runs, supermarket shops, weekend road trips and more.   

10. Peugeot 208 – Best for Fuel Efficiency

Loved by motorists across Europe, the Peugeot 208 is one of the most fuel efficient internal combustion engine cars on the market. Unlock up to 72 MPG and keep your CO2 emissions as low as 110g/km. If you’re not quite ready to make the switch to an EV but want to save money at the forecourt, the Peugeot 208 is the best car for commuting.

Elevate your commute with My Car Credit

With the right car, commutes don’t have to be a drag. Whether you covet comfort, style or practicality, we’re here to help you get approved for auto finance and secure the keys to your dream car. Want to know more about eligibility? We’ve written a guide to answer “will I get accepted for car finance”, where we cover important information like the difference between soft and hard searches.

Rates from 9.9% APR. Representative APR 10.9%

Evolution Funding Ltd T/A My Car Credit

My Credit Rating

Excellent

  • You are a home owner
  • You have been on the electoral role for a long period of time
  • You have current credit arrangements and mortgage with no defaults
  • You have no CCJs, credit arrears or missed payments
  • You rarely apply for credit
  • You are employed or self-employed

Good

  • You are on the electoral role
  • You are a home owner or long standing tenant
  • You have a stable employment history
  • You have current credit arrangements with occasional missed payments
  • You have no CCJs

Fair

  • You are or have recently been on the electoral role
  • You may have recently changed address
  • You may have occasional missed payments
  • You may have an old CCJ
  • You may have regularly applied for credit

Poor

  • You may have had frequent changes in address
  • You may not be traceable on the voters roll
  • You may have exceeded credit card limits
  • You may have missed payments on current agreements
  • You may have had a CCJ in the past

Bad

  • You may not be traceable on the voters roll
  • Your credit cards are over their limits
  • You have recent CCJs
  • You may have been refused credit elsewhere
  • You may be in a debt management plan
£

X monthly repayments of
£X

Typical rate

Loan amount

Total payable

X% APR*

£X

£X

*for illustration purposes only

No impact on your credit score*

Representative Example

Borrowing £7,500 at a representative APR of 10.9%, annual interest rate (fixed) 10.87%, 47 monthly payments of £191.50 followed by 1 payment of £201.50 (incl. estimated £10 option to purchase fee), a deposit of £0.00, total cost of credit is £1,702, total amount payable £9,202.

Evolution Funding Limited, trading as My Car Credit, is a credit broker and not a lender.

Please ensure you can afford the repayments for the duration of the loan before entering into a credit agreement.

*Initial application is a soft search. Should you progress, some lenders may perform a hard search on your credit file.

Require more help?

Got a question you can’t find the answer to, or need some advice and guidance around taking out car finance? Our Car Credit Specialists are friendly, experienced, and here to help so get in touch today!

What is the Best Car for Boot Space?

Boy sat in car boot

Whether you use your car for work, play or a bit of both, boot space can make a big difference. Capacity can vary enormously between different manufacturers and models, so it’s important to do your research if boot space if a priority.

We’re all about helping our customers make smart and informed decisions, which is why we’ve put together a comprehensive guide to the best car for boot space in the UK. From compact superminis to spacious SUVs, we’ve included options for every type of motorist.

Skoda Karoq – Best all-rounder

Launched in 2018, the Skoda Karoq was quick to win over British motorists with a huge 588-litre boot. The mid-size crossover is basically a fusion of the compact Skoda Kamiq and the extra-large Skoda Kodiaq. It’s comparable to the Volkswagen Tiguan, though not quite as luxurious and with a much more appealing price tag.

The cleverly designed VarioFlex Seats are what sets the Skoda Karoq apart from competitors. Included in SE L trim models and higher, and offered as an upgrade on baseline models, individual VarioFlex Seats replace the standard rear bench. Each seat can slide forwards and backwards, as well as recline or be removed completely. This unlocks a huge amount of flexibility when it comes to boot space.

Peugeot 3008 – Best compact crossover

With the back seats folded down, the Peugeot 3008 offers a massive 1,670 litres of space. This makes it the arguably the best car for boot space in the small SUV category. Whether you’re loading up the car with flatpack furniture from Ikea or packing for a weekend road trip, the Peugeot 3008 has you covered.

With the back seats in use the Peugeot 3008 still manages to offer 520 litres of boot space, a number that trumps rivals like the Nissan Qashqai. The interior is luxe and well-appointed, which wins the Peugeot 3008 kudos with style-conscious motorists.

Mercedes E-Class – Best estate model

Looking for a high-end estate model that deliver on boot space? The Mercedes E-Class Estate isn’t just a pretty face. Boot space of up to 1,820 litres with the back seats down makes it a savvy choice for execs and families alike. Even with the back seats up the model packs in an impressive 640 litres of boot capacity. If you’re looking for a model that offers loads of flexibility without the bulk of an SUV, the Mercedes E-Class Estate is one of the best cars for boot space.

Range Rover – Best for luxury

The ultimate load hauler, Range Rover combines style, comfort and luxury with a practical design and genuine offroad capabilities. The best-selling British model is a firm favourite with celebs – we’ve seen everyone from Queen Elizabeth II to Victoria Beckham and Daniel Craig behind the wheels of these Chelsea tractors.

As for boot space. With the back seats up the Range Rover offers more than 850 litres of boot space. Fold the back seats down and capacity increases to a palatial 2050 litres. No arguments here, the Range Rover is the best car for boot space. With all-electric models set to launch later this year, model is suddenly an exciting option for climate-conscious motorists. Prices start at well over six figures, making the Range Rover possibly the best car for boot space in the luxury category.

Tesla Model S – Best EV

From sidestepping congestion zone charges to eliminating spends at the forecourt, there’s plenty to love about all-electric cars. The Tesla Model S isn’t just ecofriendly. It’s one of the best cars for boot space in the EV category. Enjoy almost 900 litres of capacity with the back seats up and a huge 1,795 with the back seats down. This includes a clever storage space in the bonnet, where you’d typically find a bulky engine.

Range is just shy of 400 miles on a single charge, which makes the Tesla Model S more than capable of tackling longer road trips. Whether you’re loading up the boot with camping gear or packing for a luxurious weekend away in the Lake District, you’ll be amazed at how much you can pack into the Model S.  

Volkswagen Polo – Best supermini

With just over 350 litres of boot space, the Volkswagen Polo is a top performer in the supermini category. Now in its sixth generation, the model just keeps getting better. While the design is similar to the best-selling Ford Fiesta, the Polo offers almost 50 litres more boot space. The square shape makes it easy to pack it with everything from boxes and storage tubs to sports equipment and camping gear.

Fold up the rear seats and there’s plenty of space to stash a stroller, larger suitcases and other bulky items. This flexibility makes the Polo one of the best cars for boot space. The latest model incorporates a split seat design, which means you can carry up to two passengers while still unlocking extra boot space.

SEAT Ibiza – Best value for money

Another top pick for superminis, the SEAT Ibiza offers just over 350 litres of luggage space with the rear seats in place. Fold the back seats down and this increases to more than 800 litres. The loading lip is a little higher than usual but unless you’re singlehandedly transporting items that are heavy and flat, this shouldn’t be a problem.

Increase your boot space with My Car Credit

Love the idea of extra boot space? Whether you’re in the market for a zippy supermini or a family-friendly SUV, My Car Credit is here to help with tailored finance solutions. Head over to the website to calculate your car loan and estimate how much you can borrow. Then reach out to a friendly advisor to get the ball rolling.

Rates from 9.9% APR. Representative APR 10.9%

Evolution Funding Ltd T/A My Car Credit

My Credit Rating

Excellent

  • You are a home owner
  • You have been on the electoral role for a long period of time
  • You have current credit arrangements and mortgage with no defaults
  • You have no CCJs, credit arrears or missed payments
  • You rarely apply for credit
  • You are employed or self-employed

Good

  • You are on the electoral role
  • You are a home owner or long standing tenant
  • You have a stable employment history
  • You have current credit arrangements with occasional missed payments
  • You have no CCJs

Fair

  • You are or have recently been on the electoral role
  • You may have recently changed address
  • You may have occasional missed payments
  • You may have an old CCJ
  • You may have regularly applied for credit

Poor

  • You may have had frequent changes in address
  • You may not be traceable on the voters roll
  • You may have exceeded credit card limits
  • You may have missed payments on current agreements
  • You may have had a CCJ in the past

Bad

  • You may not be traceable on the voters roll
  • Your credit cards are over their limits
  • You have recent CCJs
  • You may have been refused credit elsewhere
  • You may be in a debt management plan
£

X monthly repayments of
£X

Typical rate

Loan amount

Total payable

X% APR*

£X

£X

*for illustration purposes only

No impact on your credit score*

Representative Example

Borrowing £7,500 at a representative APR of 10.9%, annual interest rate (fixed) 10.87%, 47 monthly payments of £191.50 followed by 1 payment of £201.50 (incl. estimated £10 option to purchase fee), a deposit of £0.00, total cost of credit is £1,702, total amount payable £9,202.

Evolution Funding Limited, trading as My Car Credit, is a credit broker and not a lender.

Please ensure you can afford the repayments for the duration of the loan before entering into a credit agreement.

*Initial application is a soft search. Should you progress, some lenders may perform a hard search on your credit file.

Require more help?

Got a question you can’t find the answer to, or need some advice and guidance around taking out car finance? Our Car Credit Specialists are friendly, experienced, and here to help so get in touch today!

Top 9 underrated cars under 10K

Honda Civic

Between petrol, insurance and general maintenance costs, running a car is expensive. To absorb these costs, many Brits are forced to trim their overall budget when it comes to shopping for a new set of wheels. The good news? With the best underrated cars under 10k, you don’t have to compromise on style or performance. £10,000 is a great budget when you’re shopping for second-hand vehicles and can score you some very tasty models.

Whether you’re looking for a family-friendly compact SUV, zippy hatchback or an executive saloon, you’ll be amazed at how far a £10,000 budget will stretch. There’s something for everyone on our roundup of the top underrated cars under 10k, so let’s get stuck in.

BMW 1 Series Mk2

Produced between 2011 and 2019, the BMW 1 Series Mk2 offers excellent value for money. The cabin feels spacious and high-end, with lots of tech features in the newer models. You’ll see both petrol and diesel engines on the second-hand market in a variety of different sizes. Responsive handling and sports-inspired performance make the BMW 1 Series Mk2 a fantastic choice for motorists with champagne taste on a beer budget.

Honda S2000

Looking for a smart little roadster with a dash of nostalgia? Scour the second-hand market and you’ll find a handful of pre-loved Honda S2000s. Sure, mileage may be high for listings in the £10,000 range. After all, production did stop in 2009, which means even the newest models are 14+ years old. But if the car has been well looked after and the owner can produce a detailed logbook, a Honda S2000 is one of the best underrated cars under 10k.

Citroen C3 Aircross Mk1

Fun and funky, the Citroen C3 Aircross Mk1 will get heads turning, especially if you snag one with a bold paintjob. This compact SUV is packed with clever features, including loads of storage for family road trips. Fuel efficiency is great for both the petrol and diesel engines – another big plus for families on a budget. The cabin doesn’t feel as luxurious as other compact SUVs on the market, but you can’t argue with the price. That said, if the previous owner splurged on a trim upgrade, you may be able to score luxe upholstery like leather or corduroy.

Honda Civic

First launched in 1972, the Honda Civic quickly emerged as a fan favourite in the UK. Compact and lively, the best-selling hatchback is just as at home in the city as it is on winding country lanes. Fun fact – when the model was first launched in the 1970s, it was accompanied by a “We’ll get you where you’re going” slogan. This still rings true today. If you’re looking for underrated cars under 10k that will get you where you’re going, the Honda Civic is a top pick.

Land Rover Discovery

You could easily spend £60,000+ on a used Land Rover Discovery. But if you’re willing to look past models released in the last few years and opt for something a little older, there are plenty of gems on the used car market.

In terms of space and off-road capabilities, it’s hard to beat the Land Rover Discovery. Yes, they do have a bit of a reputation when it comes to reliability. But if you’re confident in the maintenance department and have a good mechanic on hand, a second-hand Land Rover Discovery can be a great investment.

Skoda Yeti

Launched at the Geneva Motor Show in 2005, the Skoda Yeti made waves in the small SUV market. It wasn’t long before Top Gear legend Jeremy Clarkson hailed it as the “best car in the world”. Practical yet cheeky, the model was an instant hit. If you’re looking for something that will transition from muddy roads to motorways with ease, the Skoda Yeti is one of the best underrated cars under 10k.

Jaguar XJR (X308)

Dreaming of getting behind the wheel of a Jag but don’t have tens of thousands of pounds to drop? Simply roll back the clock a few decades and consider a sleek Jaguar XJR (X308). These full-size luxury saloons were produced from 1997 to 2003 and make a statement with a boxy silhouette and retro aesthetic. Under the hood is a powerful V8 engine that holds its own against the latest showroom models.

Ford Fiesta

The Ford Fiesta has earned a loyal following with everyone from students to CEOs. Prices start at around £19,000, which means there are some serious steals to be had on the second-hand market. Brits can’t get enough of the model, so there’s plenty to choose from when it comes to colours, engines, specs and trim levels. Chances are, you’ll find a used Ford Fiesta for sale just down the road!

Renault Captur Mk1

Rolled out of the factory from 2013 to 2019, the Renault Captur Mk1 is a great pick if you’re looking for underrated cars under 10k. It’s marketed as a compact crossover SUV and offers plenty of space for growing families. Our advice is to look for a listing from 2017 onwards – the model was given a complete makeover in 2017 and emerged sleeker and more stylish. 

Stretch your budget further with My Car Credit

Wondering, “can I afford to buy a car?” With My Car Credit, you can spread out the cost of purchasing a new vehicle. Instead of dropping £10,000 all at once, we can help you to secure auto finance with trusted British lenders. Even with a poor credit rating, it may still be possible to finance a car and make the most of your £10,000 budget.

Ready to get into the driver’s seat of one of the top underrated cars under 10k? Give us a call on 01246 458 810 to chat to a friendly team member or email us at enquiries@mycarcredit.co.uk to find out more.

Rates from 9.9% APR. Representative APR 10.9%

Evolution Funding Ltd T/A My Car Credit

My Credit Rating

Excellent

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  • You have current credit arrangements and mortgage with no defaults
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Good

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  • You may not be traceable on the voters roll
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£

X monthly repayments of
£X

Typical rate

Loan amount

Total payable

X% APR*

£X

£X

*for illustration purposes only

No impact on your credit score*

Representative Example

Borrowing £7,500 at a representative APR of 10.9%, annual interest rate (fixed) 10.87%, 47 monthly payments of £191.50 followed by 1 payment of £201.50 (incl. estimated £10 option to purchase fee), a deposit of £0.00, total cost of credit is £1,702, total amount payable £9,202.

Evolution Funding Limited, trading as My Car Credit, is a credit broker and not a lender.

Please ensure you can afford the repayments for the duration of the loan before entering into a credit agreement.

*Initial application is a soft search. Should you progress, some lenders may perform a hard search on your credit file.

Require more help?

Got a question you can’t find the answer to, or need some advice and guidance around taking out car finance? Our Car Credit Specialists are friendly, experienced, and here to help so get in touch today!

What is the Best Small Car for Motorway Driving?

UK Motorway

You don’t need to drive a 4WD or SUV to enjoy a comfortable ride on the motorway. Choose the right car and compact models can be just as smooth as their larger counterparts. What’s the best small car for motorway driving? We’ve got a few top picks, from the Audi A1 Sportback to the Ford Fiesta. Find out more below!

Citroen C3

Citroen is a manufacturer that’s always prioritised comfort. The C3 delivers with plush seats and an engine that remains mirror-smooth even at high motorway speeds. This supermini is surprisingly spacious, making it ideal for road trips with lots of luggage. If you plan to stack miles onto the odometer, you may want to consider the ultra-economical diesel version. Impressive mileage makes it one of the best small cars for motorway driving.

Ford Fiesta

The Ford Fiesta is a bestseller in the UK for a reason. It’s not just for zipping around the city. A spacious cabin, powerful motor and responsive handling make it a great choice for motorway journeys. Sure, there’s a little more wind noise and vibration than you’ll find in larger models like the Ford Focus. But if you’re on the hunt for a supermini that can put in the miles, the Ford Fiesta is a savvy choice.

Expect excellent fuel economy on longer trips, plus plenty of power for overtaking. Treat yourself to a newer model and you’ll enjoy a suite of modern extras. That includes an intelligent digital instrument cluster with the ability to remember preferred settings for individual drivers. 

Audi A1 Sportback

Marketed as a modern supermini, the Audi A1 Sportback holds its own against larger models like the Audi Q2 and Audi Q7. The small hatchback punches well above its weight when it comes to long drives on the motorway. Externally, the model will impress you with a sleek and aerodynamic design. Unlike some other compact models that can feel a little boxy, the A1 Sportback practically slices through air. The latest models will take you from zero to 62 mph in just over 8 seconds – ideal for getting up to speed on the motorway.

The cabin feels comfortable and luxurious, a big plus for road trips or long commutes. We love the use of high-end materials for the seats and inside panelling, not to mention the ultra-modern digital instrument cluster and cockpit display. Features like next-generation voice control and driver-assist functions make motorway driving a treat. Avoid optional extras like sports suspension and oversized alloy wheels if possible. Both can be a little shaky on rough surfaces like older motorways.

Hyundai i10

It’s hard to look past the Hyundai i10 when researching the best small car for motorway driving. Compact and capable, this model can do so much more than zip around urban streets. The i10 is proof that small cars can be safe and comfortable when hitting the motorway. Base models perform well but if you’re really looking for extra punch, consider upgrading to a larger and more powerful engine. It’ll make acceleration a breeze.

Mini Countryman

Rain, shine or snow, the Mini Countryman is a top-performer in all conditions. It’s a step up from the pocket-sized Mini Hatchback, which means you’ll have plenty of space for kids, pets, luggage and more. It’s basically an elevated version of the classic Mini and boasts motorway-friendly features, like superior suspension to absorb bumps and noise insulation for a whisper-quiet ride. It may be small, but it drives like a beast, especially when put through its paces on the motorway.

Skoda Citigo

Don’t let the name fool you. The Skoda Citigo is just as comfortable on the motorway as it is in towns and cities. The model does an incredible job of absorbing impact and makes light work of rough road surfaces. Inside you’ll find a generously sized cabin with more than enough space for five adults. It’s largely thanks to the cleverly designed wheelbase, which allows for a surprisingly spacious interior.

Like other smaller models, it’s worth upgrading to a more powerful engine if you plan to spend a decent amount of time on the motorway. It’s not essential, but upgrades like the 75hp engine will elevate your experience in the Skoda Citigo.

Looking for the best small car for motorway driving with an electric engine? The CITIGOe iV is the first fully electric car from the European auto manufacturer and has received rave reviews from motorists. Under the hood is an impressive 61kW electric motor powered by a lithium-ion battery. Enjoy up to 170 miles of range on a single charge, more than enough for covering long distances on the motorway. Use a fast-charging system and it takes just one hour to recharge the battery back up to 80%.

Volkswagen T-Cross

Looking for a compact SUV that’ll practically purr on the motorway? The Volkswagen T-Cross is one of the best small cars for motorway driving. Enjoy a comfortable cabin, smart driver-assist features and loads of visibility. Wind noise is little more than a soft whistle and vibration is minimal. Look for a six-speed manual or seven-speed automatic model if you plan to spend a lot of time on the motorway. Both perform much better than the standard five-speed manual version on longer drives.

Car finance for motorway driving

Ready to get behind the wheel of the best small car for motorway driving? We’ll get you there fast with tailored car finance solutions built especially for you. We take your application and match it with the top lenders in the UK.

Wondering how to calculate APR on car finance? Use our purpose-built calculator to crunch your numbers and get an estimate. Whether you’re cruising on the M25 around London, hitting the M60 on your way out of Manchester or travelling between Edinburgh and Glasgow on the M8, we’ve got you covered.

Rates from 9.9% APR. Representative APR 10.9%

Evolution Funding Ltd T/A My Car Credit

My Credit Rating

Excellent

  • You are a home owner
  • You have been on the electoral role for a long period of time
  • You have current credit arrangements and mortgage with no defaults
  • You have no CCJs, credit arrears or missed payments
  • You rarely apply for credit
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Good

  • You are on the electoral role
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  • You have a stable employment history
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Fair

  • You are or have recently been on the electoral role
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Poor

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  • You may not be traceable on the voters roll
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£

X monthly repayments of
£X

Typical rate

Loan amount

Total payable

X% APR*

£X

£X

*for illustration purposes only

No impact on your credit score*

Representative Example

Borrowing £7,500 at a representative APR of 10.9%, annual interest rate (fixed) 10.87%, 47 monthly payments of £191.50 followed by 1 payment of £201.50 (incl. estimated £10 option to purchase fee), a deposit of £0.00, total cost of credit is £1,702, total amount payable £9,202.

Evolution Funding Limited, trading as My Car Credit, is a credit broker and not a lender.

Please ensure you can afford the repayments for the duration of the loan before entering into a credit agreement.

*Initial application is a soft search. Should you progress, some lenders may perform a hard search on your credit file.

Require more help?

Got a question you can’t find the answer to, or need some advice and guidance around taking out car finance? Our Car Credit Specialists are friendly, experienced, and here to help so get in touch today!

Is the Skoda Octavia a Good Car?

White Skoda Octavia on the road

The reliability of Skoda cars almost goes without saying. Long recognised for its reliability, the Czech manufacturer has further secured its reputation by earning a five-star safety rating by Euro NCAP.

These factors make the Skoda Octavia an excellent family vehicle and a formidable competitor when it comes to estate cars. But is the Skoda Octavia a good car overall? Let’s take a look…

What to expect from the Skoda Octavia

When it comes to family cars, the Octavia has consistently ranked amongst the best. It even stands up to premium competitors like the Audi A3 and Mercedes A-Class, as well as more affordable makes and models (think the Toyota Corolla and Ford Focus).

Engines and performance

The most recent launch of the Skoda Octavia is just as reliable and robust. You can choose from four petrol and diesel engines, as well as two mild-hybrids and one plug-in hybrid, depending on your desired brake horsepower (bhp), acceleration and top speed.

Each model of the Skoda Octavia delivers highly respectable engine power with low running costs – as examples, the entry level 1.0-litre TSI petrol delivers a maximum 54.9MPG, whilst the 148bhp diesel will hit 64.9MPG.

Safety features

As you can expect with such a highly-rated car, safety features abound. Front and rear parking sensors, blind-spot detection and adaptive cruise control are standard. You can also opt for more sophisticated tech, like park assist, a rear-view camera and a travel assist pack, which includes features like adaptive lane assist and traffic sign recognition. LED headlights are standard.

You can also make use of the three-year, 60,000-mile warranty, which is extendable to five years and 100,000-miles for a fee. Fixed-price servicing is offered every 12 months or 10,000 miles.

Interior

The infotainment system is ideally positioned, making it easy to use when driving. The 10-inch touchscreen offers Apple CarPlay and Android Auto as standard, and the in-built sat nav is optional with some models. Aircon controls are managed by this touch screen, which can be a little frustrating to use on the road.

There’s plenty of space in both the front and, particularly, the rear. The boot space also exceeds that of most rivals. The seats fold down well enough for when you’re carrying oversized loads.

We’re fans of Skoda’s ‘Simply Clever’ practical features, which include details like an ice scraper, a ticket holder on the driver’s side, and a cup holder which grips your water bottle so the top can be removed one-handed.

Is the Skoda Octavia a good car?

If you’re looking for a safe, affordable and reliable vehicle for the family, it’s hard to argue with the Skoda Octavia. There’s plenty of space and practical features, a comfortable ride, and perfectly respectable performance stats.

Finance your next family car

With My Car Credit, you can find a no-obligation car loan quote online in mere minutes. Find out how we can help you to secure car finance for your next family vehicle by getting in contact today on 01246 458 810.

Rates from 9.9% APR. Representative APR 10.9%

Evolution Funding Ltd T/A My Car Credit

My Credit Rating

Excellent

  • You are a home owner
  • You have been on the electoral role for a long period of time
  • You have current credit arrangements and mortgage with no defaults
  • You have no CCJs, credit arrears or missed payments
  • You rarely apply for credit
  • You are employed or self-employed

Good

  • You are on the electoral role
  • You are a home owner or long standing tenant
  • You have a stable employment history
  • You have current credit arrangements with occasional missed payments
  • You have no CCJs

Fair

  • You are or have recently been on the electoral role
  • You may have recently changed address
  • You may have occasional missed payments
  • You may have an old CCJ
  • You may have regularly applied for credit

Poor

  • You may have had frequent changes in address
  • You may not be traceable on the voters roll
  • You may have exceeded credit card limits
  • You may have missed payments on current agreements
  • You may have had a CCJ in the past

Bad

  • You may not be traceable on the voters roll
  • Your credit cards are over their limits
  • You have recent CCJs
  • You may have been refused credit elsewhere
  • You may be in a debt management plan
£

X monthly repayments of
£X

Typical rate

Loan amount

Total payable

X% APR*

£X

£X

*for illustration purposes only

No impact on your credit score*

Representative Example

Borrowing £7,500 at a representative APR of 10.9%, annual interest rate (fixed) 10.87%, 47 monthly payments of £191.50 followed by 1 payment of £201.50 (incl. estimated £10 option to purchase fee), a deposit of £0.00, total cost of credit is £1,702, total amount payable £9,202.

Evolution Funding Limited, trading as My Car Credit, is a credit broker and not a lender.

Please ensure you can afford the repayments for the duration of the loan before entering into a credit agreement.

*Initial application is a soft search. Should you progress, some lenders may perform a hard search on your credit file.

Require more help?

Got a question you can’t find the answer to, or need some advice and guidance around taking out car finance? Our Car Credit Specialists are friendly, experienced, and here to help so get in touch today!

What Are the Top Off-Road Vehicles?

Jeep on a grassy hill

Whether you want to navigate mud-splattered trails in Scotland, cruise along the beach in North Wales or simply unlock more traction and control on gravel-covered country roads, this countdown of the best off-roading cars is for you.

Wildly popular with adventurous drivers, these highly capable vehicles have the grit and determination to get you off the beaten track, with total peace of mind. So, what are the top off-road vehicles in the UK? From luxury models like the Mercedes G-Class to longstanding favourites like the Toyota Land Cruiser, read on for our pick of the toughest and most capable models out there.

Jeep Wrangler Rubicon

When it comes to adventure, nothing compares to Jeep. All models are designed to go offroad. But if you’re looking for the ultimate 4WD weapon, the Jeep Wrangler Rubicon is our pick of the bunch. We’re talking ultra-high traction mud terrain tyres and a huge 9.9″ of ground clearance. Jeep’s signature Tru-lok® electronically locking differentials actively distribute power evenly between the front and rear tyres for maximum traction when navigating tough terrain at low speeds. And let’s not forget the heavy-duty 4×4 Rock-trac® all-wheel drive system with a 4:1 gear ratio.

Dacia Duster

If value for money is a priority when shopping for the top off-road vehicles, it’s hard to look past the Dacia Duster. With a starting price of just £19,945 for the four-wheel-drive diesel version, this beefy model offers incredible bang for your buck. It’s not the most capable or luxurious off-roading vehicle on our list. But it does boast excellent ground clearance, great hill descent control and a clever electronic locking centre to improve traction in unstable driving conditions. The digital infotainment system keeps you up to date with all your off-road displays and data.

Ineos Grenadier

Looking for a 4X4 that will turn heads? The Ineos Grenadier is one of the best off-roading cars to hit the British market in 2023. The tough-as-nails models have just started to roll out of the company’s production factory in France and quickly gained a reputation for their utilitarian and pared back design. Inspired by legends like the Land Rover Defender, the Grenadier has a boxy silhouette and impressive clearance of 264mm. A max wading depth of 800mm makes it more than capable of splashing through streams and rivers. If you’re a Tottenham Hotspur F.C. fan, you’ll have one more reason to love the Ineos Grenadier. The brand just announced an official partnership with the Premier League team.

Land Rover Defender

If it was good enough for the late Queen Elizabeth II, it’s good enough for us! Mind you, things have changed a little since she was photographed behind the wheel of a Land Rover Defender on estates like Balmoral and Sandringham. The all-new Land Rover Defender is reimagined with best-in-class safety standards. Not to mention state-of-the-art tech and a luxurious interior.

Other upgrades to this top off-road vehicle include air suspension and advanced Terrain Response electronics. This clever technology allows you to tweak your vehicle settings to match the driving conditions and improve off-road performance.

Rock Crawl mode actively softens the responsiveness of the accelerator to improve control, while Sand mode boosts engine and gearbox response to maximise traction on soft surfaces. Grass/Gravel/Snow mode is a godsend in slippery conditions. Electronic Traction Control kicks in to prevent your tyres from slipping and keep you in control. It really is a go-anywhere vehicle, making it one of the best off-roading cars on the market.

Toyota Land Cruiser

The Toyota Land Cruiser has an “unstoppable” reputation and it’s well deserved. This feat of Japanese engineering was first introduced in the 1960s as the FJ40, and has been winning over off-road enthusiasts ever since. The latest models combine serious 4X4 performance with just the right amount of luxury.

In many ways, the Toyota Land Cruiser is comparable to the Land Rover Defender, it’s longstanding British rival. Though instead of luxury, the focus is on comfort and economy. There’s loads of pulling power, which makes the Toyota Land Cruiser ideal for towing caravans and trailers.

Skoda Karoq

Sate your appetite for adventure in the Skoda Karoq. This midsize SUV combines great off-road performance and in-cabin comfort with exceptional value for money. While you wouldn’t necessarily want to take it too far off the grid, the four-wheel drive version is more than capable of bouncing along unpaved country roads and climbing gravel hills.

Mercedes Benz G-Class

Luxury meets adventure in the Mercedes Benz G-Class, one of the top off-road vehicles in the UK. The aesthetic is clean and boxy, with unique geometric wheel arch liners and a big focus on flat surfaces. Technology is at the heart of this beast, with features like 100% differential locks and low range gearset options drastically improving off-road performance.

Under the body is an ultra-robust ladder frame. This serves as the backbone of the G-Class and is manufactured using sheet steel up to 3.4 millimetres thick. In terms of stats, the G-Class boasts climbing ability of up to 100%, maximum fording depth of 70 cm and a max side slope angle of 70%. The only downside? It’ll cost you a pretty penny. The G-Class doesn’t come cheap and has an On the Road (OTR) price of £131,095. This is where car finance can step up.

Car finance for off-road vehicles

If you’d love to get behind the wheel of one of the best off-roading cars of all time, we can help. Use our calculator to crunch your numbers and get a car loan quote in seconds. Whether you’re dreaming of taking on the legendary Bala 4×4 Off Road Driving Experience or want a more reliable way to access your secret lakeside camping spot, car finance can get you there faster.

With so many capable vehicles out there, why wait to plan your next adventure? Get behind the wheel of one of the best off-roading cars and get some mud on your tyres.

Rates from 9.9% APR. Representative APR 10.9%

Evolution Funding Ltd T/A My Car Credit

My Credit Rating

Excellent

  • You are a home owner
  • You have been on the electoral role for a long period of time
  • You have current credit arrangements and mortgage with no defaults
  • You have no CCJs, credit arrears or missed payments
  • You rarely apply for credit
  • You are employed or self-employed

Good

  • You are on the electoral role
  • You are a home owner or long standing tenant
  • You have a stable employment history
  • You have current credit arrangements with occasional missed payments
  • You have no CCJs

Fair

  • You are or have recently been on the electoral role
  • You may have recently changed address
  • You may have occasional missed payments
  • You may have an old CCJ
  • You may have regularly applied for credit

Poor

  • You may have had frequent changes in address
  • You may not be traceable on the voters roll
  • You may have exceeded credit card limits
  • You may have missed payments on current agreements
  • You may have had a CCJ in the past

Bad

  • You may not be traceable on the voters roll
  • Your credit cards are over their limits
  • You have recent CCJs
  • You may have been refused credit elsewhere
  • You may be in a debt management plan
£

X monthly repayments of
£X

Typical rate

Loan amount

Total payable

X% APR*

£X

£X

*for illustration purposes only

No impact on your credit score*

Representative Example

Borrowing £7,500 at a representative APR of 10.9%, annual interest rate (fixed) 10.87%, 47 monthly payments of £191.50 followed by 1 payment of £201.50 (incl. estimated £10 option to purchase fee), a deposit of £0.00, total cost of credit is £1,702, total amount payable £9,202.

Evolution Funding Limited, trading as My Car Credit, is a credit broker and not a lender.

Please ensure you can afford the repayments for the duration of the loan before entering into a credit agreement.

*Initial application is a soft search. Should you progress, some lenders may perform a hard search on your credit file.

Require more help?

Got a question you can’t find the answer to, or need some advice and guidance around taking out car finance? Our Car Credit Specialists are friendly, experienced, and here to help so get in touch today!

What is the Best Car for Snow Driving?

Skoda by the road in the snow

From Central London to John O’Groats, snow dusts the UK almost every winter. Whether it’s a light flurry or a heavy dump, snow can make driving challenging to say the least. One of the best ways to navigate the winter months is to invest in a capable vehicle. So, what should you look for when shopping for the best car for snow?

From driver-assist features to 4WD functionality, read on to find out more about the best cars for snow and what to look for in a winter-ready car.

Suzuki S-Cross

If you don’t want to spend a fortune on a Range Rover but still want all the benefits of a family SUV, you’ll love the Suzuki S-Cross. It’s packed with safety features to keep you confident in the snow, including automated emergency braking, lane departure warning and smart traffic sign recognition.

For even more peace of mind, the Suzuki S-Cross features eCall. The EU initiative allows you to make emergency calls from your vehicle in case of a collision. Accidents spike in the winter months, which makes this one of the best car for snow features.

As for handling and performance. ALLGRIP SELECT 4WD technology makes it easy to switch between driving modes depending on the terrain. This is a huge bonus in snowy conditions and automatically distributes torque to the rear wheels for extra traction and control. 

Upgrade to the high-end Ultra trim and you’ll enjoy features like heated front seats. Perfect for warming you up on chilly mornings. Even better, the cost of ownership is low thanks to modest Vehicle Excise Duty (VED) and low insurance costs.

Volkswagen T-Cross

Increase your budget and you can get behind the wheel of a Volkswagen T-Cross, another one of our best car for snow picks. Like the Suzuki S-Cross, this compact SUV boasts best-in-class safety features, including a fantastic collision-avoidance system. It’s also relatively light, making it easy to control when driving in snowy and icy conditions.

Powerful front fog lights light up snow-dusted roads with ease while features like high beam assist and blind spot sensor add an extra layer of safety. Adaptive rear seats make it easy to pile in friends and family for a winter road trip or transport bulky items like skis and snowboards. Whatever you need, the Volkswagen T-Cross adapts to you.

Skoda Kodiaq

The best-selling Skoda Kodiaq combines top-notch safety features with loads of functionality. One of our favourite perks is snow mode, which customises handling when driving on challenging surfaces. Electronic assistance systems kick in to increase traction and prevent wheelspin. Snow mode also activates the Anti-Lock Braking System (ABS) when slowing down. This encourages snow to accumulate in front of the tyres and improve braking response times. It’s clever features like these that make the Skoda Kodiaq one of the best cars for snow.

Choose from the five or seven-seat version, depending on your needs. Like the Suzuki S-Cross, the Skoda Kodiaq is a great alternative if you’re looking for a snow-ready family car, without the luxury price tag.

Volvo V90 Cross Country

When it comes to safety, it’s hard to beat Swedish auto manufacturer Volvo. The V90 Cross Country raises the stakes with all-wheel-drive functionality and high clearance. Switch into offroad mode to enhance control in snowy conditions. Clever driver-assist features like hill descent control and rear air suspension help you navigate slippery road conditions. The result? You’ll feel confident and comfortable driving in all conditions, including snow.

Google Maps, Google Assistant and Google Play are built into the DNA of this luxury estate model. Whether you want to plot your route to your Airbnb or blast your favourite Christmas tunes, the V90 Cross Country is a pleasure to drive.

Mini Countryman 

It may be small but in terms of performance, the Mini Countryman punches well above its weight. Invest in an All4 version and you’ll have the option to engage all four wheels. This makes it one of the best cars for snow. All4 is invaluable when driving in snowy conditions and you’ll notice an instant improvement in handling and agility. There’s also loads of room for passengers, as well as all your winter sports gear. Need extra space? Throw on a roof rack and transport everything from Christmas trees to IKEA flatpacks with ease.

Fiat Panda Cross

Compact, lightweight and amazingly responsive, the Fiat Panda Cross is one of the best cars for snow. This rugged version of the best-selling Fiat Panda hatchback beefs things up with a four-wheel-drive system and impressive off-road capabilities. No more getting stuck when heading up to your local sledging hill or exploring your nearest AONB! There’s nothing luxurious about the Fiat Panda Cross but if you’re not fussed about leather upholstery and high-tech features, this is one of the best cars for snow.

Land Rover Defender

If you have the cash, it’s hard to look past the Land Rover Defender. Built for adventure, this luxury SUV is right at home on snow-covered roads. The cabin is suitably luxe and features butter-soft upholstery that feels amazing and is easy to clean. Ideal for if you have a bunch of snow-dusted passengers pile into the car!

Permanent All Wheel Drive functionality gives you superlative control in snowy conditions, whether you’re cruising along the motorway or navigating country roads. The latest plug-in hybrid model promises all the off-road capabilities of the original Land Rover Defender, with an eco-friendly edge. 

While heated seats and leather upholstery are a treat, the best cars for snow aren’t just comfortable. They’re safe, capable and ready to get you from A to B, no matter what the weather. Want to upgrade to something more competent this winter? Use out car loan APR estimator to calculate how much you can borrow. We’ll match your application with trusted lenders across the UK and help you get behind the wheel of a winter-ready car faster.

Rates from 9.9% APR. Representative APR 10.9%

Evolution Funding Ltd T/A My Car Credit

My Credit Rating

Excellent

  • You are a home owner
  • You have been on the electoral role for a long period of time
  • You have current credit arrangements and mortgage with no defaults
  • You have no CCJs, credit arrears or missed payments
  • You rarely apply for credit
  • You are employed or self-employed

Good

  • You are on the electoral role
  • You are a home owner or long standing tenant
  • You have a stable employment history
  • You have current credit arrangements with occasional missed payments
  • You have no CCJs

Fair

  • You are or have recently been on the electoral role
  • You may have recently changed address
  • You may have occasional missed payments
  • You may have an old CCJ
  • You may have regularly applied for credit

Poor

  • You may have had frequent changes in address
  • You may not be traceable on the voters roll
  • You may have exceeded credit card limits
  • You may have missed payments on current agreements
  • You may have had a CCJ in the past

Bad

  • You may not be traceable on the voters roll
  • Your credit cards are over their limits
  • You have recent CCJs
  • You may have been refused credit elsewhere
  • You may be in a debt management plan
£

X monthly repayments of
£X

Typical rate

Loan amount

Total payable

X% APR*

£X

£X

*for illustration purposes only

No impact on your credit score*

Representative Example

Borrowing £7,500 at a representative APR of 10.9%, annual interest rate (fixed) 10.87%, 47 monthly payments of £191.50 followed by 1 payment of £201.50 (incl. estimated £10 option to purchase fee), a deposit of £0.00, total cost of credit is £1,702, total amount payable £9,202.

Evolution Funding Limited, trading as My Car Credit, is a credit broker and not a lender.

Please ensure you can afford the repayments for the duration of the loan before entering into a credit agreement.

*Initial application is a soft search. Should you progress, some lenders may perform a hard search on your credit file.

Require more help?

Got a question you can’t find the answer to, or need some advice and guidance around taking out car finance? Our Car Credit Specialists are friendly, experienced, and here to help so get in touch today!

Top 10 Small Beginner Cars for New Drivers

Red Ford Fiesta

From navigating traffic-choked streets to squeezing into small parking spots, driving poses a range of challenges for new motorists. This is where small beginner cars really step up. Compact and easy to handle, small cars are a great way to gain confidence behind the wheel. Not to mention save on petrol and reduce your environmental footprint.

There’s plenty to love about small beginner cars, which is why we’ve put together a list of our favourite models below. From budget-friendly options to luxury models, there’s something for everyone in our roundup.

1.   Ford Fiesta

With compact styling, easy handling and loads of extras, it’s no surprise the Ford Fiesta is one of the best-selling small beginner cars in Britain. The model has been in production since the 1970s, which means you’ll find plenty of options on the second-hand market.

That said, it’s hard to look past the latest generation of Ford Fiestas. Features like an ultra-modern digital instrument cluster with interactive controls take your driving experience to the next level. Even better are the eco-friendly credentials offered by the Ford Fiesta. Advanced EcoBoost Hybrid PowerShift technology improves fuel economy, slashes CO2 emissions and makes the Ford Fiesta one of the best small beginner cars for eco-conscious drivers. Performance is particularly impressive in the stop/start traffic that often plagues major cities.

2.   Volkswagen Polo

Small but mighty, the Volkswagen Polo is one of the top small beginner cars. It’s packed with intelligent technology to make your journey as smooth and stress-free as possible. A digitalised cockpit streamlines the dashboard and makes it easy to keep tabs on your speed, mileage and petrol usage.  

Night driving can be intimidating for new drivers, which is what makes the revolutionary IQ.LIGHT Matrix LED headlight technology of the Volkswagen Polo so appealing. This innovative feature means you can drive with your full beams permanently switched on, without blinding other drivers.

3.   Nissan Micra

The name says it all. The Nissan Micra boasts ultra-compact dimensions, yet still manages to offer a surprisingly spacious interior. Perfect if you’re looking for small beginner cars that are easy to drive, park and manoeuvre through traffic. The latest models are available with both manual and automatic transmission. Just take your pick.

4.   Hyundai i10

Affordable and reliable, the Hyundai i10 is a firm favourite on our roundup of the best small beginner cars. This model is compact enough for city driving but comfortable enough to take on road trips and other adventures.

5.   MINI

The MINI is a cult classic and remains one of the most coveted small beginner cars. From George Harrison and Kate Moss to Steve McQueen and Rowan Atkinson, the MINI has celebrity status, without the sky-high price tag of luxury models. As a beginner driver, you’ll love the responsive “go-kart handling” and zippy feel.

The latest all-electric MINI has rave reviews and is a great option for eco-minded new drivers. Or if you’re looking for something really fun, consider an open-top MINI Convertible.

6.   SEAT Ibiza

The best-selling SEAT Ibiza has been one of the best small beginner cars since it launched in the 1980s. The Spanish manufacturer has done a fantastic job of updating the model over the decades and ensuring it continues to appeal to modern motorists. The latest models will impress you with its innovative design and features, including driver assist technology.

This small beginner car is classed as a supermini, which means it’s a fusion of a hatchback and a city vehicle. There’s enough space to comfortably accommodate two adults and luggage, or a furry friend if that’s how you roll.

7.   Skoda Fabia

Comparable to the Ford Fiesta, the Skoda Fabia has well and truly earned its place in our small beginner cars hall of fame. An affordable price point and great fuel economy makes this model a solid choice for new motorists.

8.   Nissan LEAF

When it comes to autonomous driving, Nissan offers some of the best tech in the business. The brand’s advanced ProPilot system treats you to features like lane-keeping assist, automatic emergency braking and adaptive cruise control. For new drivers, this type of technology is invaluable.

According to Nissan, the technology “significantly reduces driver stress when driving on highways in several kinds of traffic conditions, making long drives more comfortable and enjoyable.”

Take advantage of autonomous parking and your vehicle will literally park itself. This makes the LEAF one of the best small beginner cars for urban motorists.

9.   Volkswagen Up

Forever a favourite, the Volkswagen Up wins over new drivers with next-gen features and fun trim options. The compact design doesn’t mean you have to compromise on storage space, with the roomy boot easily fitting everything from strollers to suitcases.  

10.  Audi A1 Sportback

From lane departure warnings to park assist, the Audi A1 Sportback offers incredible autonomous driving technologies. Like ProPilot from Nissan, these can be a huge help to new drivers. We especially love that the park assist helps you exit tight spaces, as well as slide into them. Genius. Consider car finance options and getting behind the wheel of a luxury vehicle like an Audi A1 Sportback is easier than you think.

Get behind the wheel of the best small beginner cars

Are you a new driver browsing small beginner cars? Whether you’re shopping in manufacturer showrooms or hunting for bargains in the second-hand market, we can help stretch your budget further with top-notch car finance options.

The first step is to calculate your car loan with our simple and easy-to-use calculator. This will give you a good idea of how much you can borrow and what your repayment schedule and amounts will look like. We match your application with loans from one of the largest lending panels in the UK. This not only maximises your chances of approval but ensures you secure the best deal on car finance, no matter what your credit score. Get in touch today to chat to a friendly team member and secure the keys to your dream small beginner car.

Rates from 9.9% APR. Representative APR 10.9%

Evolution Funding Ltd T/A My Car Credit

My Credit Rating

Excellent

  • You are a home owner
  • You have been on the electoral role for a long period of time
  • You have current credit arrangements and mortgage with no defaults
  • You have no CCJs, credit arrears or missed payments
  • You rarely apply for credit
  • You are employed or self-employed

Good

  • You are on the electoral role
  • You are a home owner or long standing tenant
  • You have a stable employment history
  • You have current credit arrangements with occasional missed payments
  • You have no CCJs

Fair

  • You are or have recently been on the electoral role
  • You may have recently changed address
  • You may have occasional missed payments
  • You may have an old CCJ
  • You may have regularly applied for credit

Poor

  • You may have had frequent changes in address
  • You may not be traceable on the voters roll
  • You may have exceeded credit card limits
  • You may have missed payments on current agreements
  • You may have had a CCJ in the past

Bad

  • You may not be traceable on the voters roll
  • Your credit cards are over their limits
  • You have recent CCJs
  • You may have been refused credit elsewhere
  • You may be in a debt management plan
£

X monthly repayments of
£X

Typical rate

Loan amount

Total payable

X% APR*

£X

£X

*for illustration purposes only

No impact on your credit score*

Representative Example

Borrowing £7,500 at a representative APR of 10.9%, annual interest rate (fixed) 10.87%, 47 monthly payments of £191.50 followed by 1 payment of £201.50 (incl. estimated £10 option to purchase fee), a deposit of £0.00, total cost of credit is £1,702, total amount payable £9,202.

Evolution Funding Limited, trading as My Car Credit, is a credit broker and not a lender.

Please ensure you can afford the repayments for the duration of the loan before entering into a credit agreement.

*Initial application is a soft search. Should you progress, some lenders may perform a hard search on your credit file.

Require more help?

Got a question you can’t find the answer to, or need some advice and guidance around taking out car finance? Our Car Credit Specialists are friendly, experienced, and here to help so get in touch today!

Best Long Distance Cars for 2022

Person on a road trip looking at a road map

From lengthy commutes on the motorway to fun-filled weekend road trips, long distance driving calls for a certain calibre of car. Sure, you can get from A to B in a zippy Ford Fiesta or Kia Picanto. But if you really want to elevate your experience, it’s worth investing in a sturdy set of wheels.

If you’re in the market for a new vehicle in 2022, you won’t want to miss our roundup of the best long distance cars. We’ve got all bases covered, whether you prioritise safety and comfort, or fun features like a state-of-the-art sound system or driver assist technology.

Mercedes EQS – Best for Safety

Not only is the Mercedes EQS one of the safest electric cars on the market, it’s also one of the safest executive models on British roads. It earned an impressive five-star rating from the Euro NCAP car safety performance assessment programme, with adults enjoying a score of 96% and kids clocking in at 91%. Advanced collision-avoidance technology helps boost the score, as do features like intelligent digital headlamp technology. Designers didn’t just prioritise passengers, with the Mercedes EQS receiving top points for safeguarding vulnerable road users such as motorcyclists and pedestrians.

On-road performance doesn’t take a back seat, with the all-electric range Mercedes EQS offering a range of up to 450 miles on a single charge. That’s enough to take you all the way from London to Edinburgh! Find yourself a rapid charging station and you can replenish the battery in just over 30 minutes.

Audi A1 Sportback – Best Sound System

Most auto manufacturers offer cars with built-in sound systems. Though, of course, some outperform others. If you’re looking for an immersive experience where you can literally feel the beat, it’s hard to look past the Audi A1 Sportback with its factory installed Bang & Olufsen sound system.

11 active speakers ensure all passengers enjoy a sublime listening experience, while an impressive 560 watt rating keeps sound crystal-clear at high volumes. What really sets the A1 Sportback apart is the Symphoria® Virtual 3D algorithm. The technology is state of the art and uses acoustic echoes from the windscreen to create an immersive sound experience.

Skoda Superb Estate – Best for Boot Space

A cavernous boot makes the Skoda Superb Estate one of the best long distance cars in the UK. The model offers 660 litres of boot space with the rear seats in place – more than enough room to stash luggage, furry friends and anything else you might need for a road trip. Fold down the rear seats and you’ll unlock an enormous 1950 litres of boot space.

Tesla Model S – Best EV Range

Thanks to huge advances in battery technology over the past few years, EVs are now some of the best long distance cars on the market. The Tesla Model S offers an impressive 405 miles of distance on a single charge, giving it one of the longest ranges of any EV. That’s more than enough to take you from Manchester all the way down to Devon.

New Range Rover – Best for Luxury

Range Rover has been a British icon since the 1970s. With motorists like Queen Elizabeth II behind the wheel, it’s no surprise the brand knows a thing or two about luxury. The New Range Rover takes its royal reputation to the next level with incredible attention to detail and superlative performance.

The interior is nothing short of a sanctuary, with buttery soft leathers, premium textiles and gleaming veneers used to create a luxe aesthetic. Intuitive technology like the company’s award-winning Pivi Pro infotainment system makes long trips an absolute treat. If you’re gearing up for adventure, features like Terrain Response 2 mode to customise traction makes it easy to tame tough terrain.

Peugeot 208 – Best Gas Mileage

With gas prices on the rise, mileage is a big factor when selecting the best long distance cars. Of all the models currently on the market, the Peugeot 208 boasts one of the top rated internal combustion engines. Under the hood is a 1.2-litre PureTech 75 engine that offers an impressive range of 55.6mpg. CO2 emissions start at just 119g/km, which makes the Peugeot 208 a great choice for eco-conscious drivers. If you’re driving long distances and want to minimise your petrol costs and environmental footprint as much as possible, the Peugeot 208 is a savvy option.

Skoda KAMIQ – Best Crossover SUV

With a legacy dating back to 1895, the Czech auto giant is well versed in the art of manufacturing cars. The Skoda KAMIQ combines a laundry list of features to earn a place on our countdown of the best long distance cars. For starters, you’ll enjoy clever features like traffic sign recognition technology and built-in GPS to make your trip as smooth as possible. Safety is taken seriously, which is always a priority when you’re driving long distances. In the Skoda KAMIQ, features like lane assist and rear parking cameras help to keep you safe at every stage of your journey.

Kia Sportage – Best Warranty

When it comes to warranties, no manufacturer does it better than Kia. That’s why the Sportage makes our countdown of the best long distance cars. The manufacturer stands behind this model with a hefty 7 year or 100,000 mile warranty. It’s even transferrable to new owners, so if you decide to sell your Kia within the warranty period, the new owner can enjoy the benefits.

As for the car itself, we love the sleek yet powerful silhouette, which effortlessly transitions from the city to the countryside. On long drives, the Kia Connect system makes it easy to customise your experience.

Go further with the best long distance cars

Ready to hit the road in one of the best long distance cars available to British motorists? We can get you into the driver’s seat faster with competitive, tailored car finance solutions.

Wondering “how much car finance do I qualify for?” Check out our YouTube video to learn more about financing and figure out how far you can stretch your budget. Or for further advice about car finance, get in touch with our helpful team today.

Rates from 9.9% APR. Representative APR 10.9%

Evolution Funding Ltd T/A My Car Credit

My Credit Rating

Excellent

  • You are a home owner
  • You have been on the electoral role for a long period of time
  • You have current credit arrangements and mortgage with no defaults
  • You have no CCJs, credit arrears or missed payments
  • You rarely apply for credit
  • You are employed or self-employed

Good

  • You are on the electoral role
  • You are a home owner or long standing tenant
  • You have a stable employment history
  • You have current credit arrangements with occasional missed payments
  • You have no CCJs

Fair

  • You are or have recently been on the electoral role
  • You may have recently changed address
  • You may have occasional missed payments
  • You may have an old CCJ
  • You may have regularly applied for credit

Poor

  • You may have had frequent changes in address
  • You may not be traceable on the voters roll
  • You may have exceeded credit card limits
  • You may have missed payments on current agreements
  • You may have had a CCJ in the past

Bad

  • You may not be traceable on the voters roll
  • Your credit cards are over their limits
  • You have recent CCJs
  • You may have been refused credit elsewhere
  • You may be in a debt management plan
£

X monthly repayments of
£X

Typical rate

Loan amount

Total payable

X% APR*

£X

£X

*for illustration purposes only

No impact on your credit score*

Representative Example

Borrowing £7,500 at a representative APR of 10.9%, annual interest rate (fixed) 10.87%, 47 monthly payments of £191.50 followed by 1 payment of £201.50 (incl. estimated £10 option to purchase fee), a deposit of £0.00, total cost of credit is £1,702, total amount payable £9,202.

Evolution Funding Limited, trading as My Car Credit, is a credit broker and not a lender.

Please ensure you can afford the repayments for the duration of the loan before entering into a credit agreement.

*Initial application is a soft search. Should you progress, some lenders may perform a hard search on your credit file.

Require more help?

Got a question you can’t find the answer to, or need some advice and guidance around taking out car finance? Our Car Credit Specialists are friendly, experienced, and here to help so get in touch today!