5 Best Cars for Older Drivers in the UK

Elderly man in a car

Crawling into a low-slung sports car might’ve had its thrills back in the ‘70s – especially if you had Fleetwood Mac on the cassette and a mullet blowing in the breeze. But these days, it’s all about comfort, confidence and practicality. Whether you’re popping to Lidl for a big shop or heading down the M1 to visit the grandkids, driving one of the best cars for older drivers makes all the difference.

And let’s be honest – with the cost of living creeping up and pensions that don’t always stretch as far as they used to, most of us are thinking twice before filling the tank or splashing out on something new. That’s why low running costs have become just as important as legroom.

Thankfully, today’s car market is packed with options that tick all the right boxes. From smart safety tech and efficient engines to high-seated comfort and stress-free driving, these newer models run circles around the old Ford Cortinas, Austin Maxis and Vauxhall Cavaliers many of us learned to drive in. And they don’t need three prayers and a jump-start on a cold morning, either. 

In this guide, we’re rounding up the best cars for older drivers in the UK that strike the perfect balance of value, safety and convenience without skimping on comfort.

What to look for in a car as an older driver

Older drivers tend to know exactly what they want and what they absolutely won’t tolerate (we’re looking at you, fiddly touchscreens and back-breaking boot lips). With years of driving know-how under your belt, it’s less about flash and more about what actually makes life easier behind the wheel. 

Here’s what to keep in mind when picking your next motor as an older driver:

High seating position

No one wants to perform a three-act play just to get in and out of a car. A raised driving position means easier access and a better view of the road. Very helpful whether you’re navigating winding roads in the Lake District or edging into a tight space in the B&Q car park.

Great visibility

Big windows, slim pillars and clever camera tech all help make reversing less of a guessing game. Bonus points for cars with large door mirrors and clear windscreen views.

Supportive seats

Your lower back probably isn’t what it used to be, and that’s okay. Adjustable lumbar support and wide, padded seats can help reduce fatigue. Ideal if you’re heading off for a weekend in the Peaks or tackling school pick-up duty for the grandkids.

Easy-to-use tech

Touchscreens are fine in theory, but no one wants to scroll through ten menus just to turn the radio down. Big buttons, voice controls and simple dashboards are a win with experienced motorists. 

Smooth automatic gearboxes

No more stalling at awkward junctions. The best cars for older drivers boast modern automatic gearboxes that are a godsend in stop-start traffic or when navigating unfamiliar roads on your next National Trust day out.

Running costs that don’t ruin your pension

Whether you’re on a fixed income or just watching the pennies, fuel efficiency and low road tax matter. Hybrids and smaller petrol engines can really shine here.

Smart safety tech

Lane assist, parking sensors, automatic emergency braking, today’s features go way beyond ABS. Think of it as your own digital co-pilot.

5 best cars for older drivers in the UK

We’ve picked five standout models that strike a balance between comfort, affordability, practicality and tech. Whether you’re downsizing from a bulky estate or simply want something easier to live with, there’s something here to suit your lifestyle.

#1 Honda Jazz

The reliable all-rounder that just makes life easier.

If you’ve ever owned a Honda Civic or remember how bulletproof the old Accords used to be, the Jazz is their natural descendant – just with better tech and cleverer storage. It’s been a favourite among older drivers for years, and with good reason.

Features to love:

  • Magic Seat system – Honda’s folding rear seats are a game-changer. Flip them up like cinema seats to carry tall items (hello, potted plants from your local garden centre), or down flat for serious boot space.
  • High driving position No awkward bending, no disappearing below the dashboard.
  • Hybrid powertrain Achieves around 60 mpg. That’s fewer petrol stops and lower running costs.
  • Compact outside, roomy inside – Ideal if you’re navigating tight village roads or parking outside the community centre.

Price range: 

From £28,060 new – around £15k for a 1-2-year-old model.

Safety: 

The Honda Sensing suite makes the Jazz one of the best cars for older drivers. Think collision mitigation, lane-keeping assist and adaptive cruise control.

Perfect for: 

Drivers who want something dependable, smart and easy to handle. Whether you’re off to the Cotswolds for a bank holiday weekend or picking up the papers, the Jazz won’t let you down.

#2 Toyota Yaris Cross

Small SUV, big practicality (and a very comfortable ride). 

Think of this as the Cliff Richard of cars – unassuming, efficient and somehow still going strong after all these years. The Yaris Cross is a compact crossover that blends hatchback ease with SUV height. The result? A ride that’s perfect for drivers wanting that elevated view without a bulky frame. No wonder it’s one of the best cars for older drivers in the UK. 

Features to love:

  • Comfortable step-in height – No clambering required.
  • Hybrid economy – It’ll regularly get over 55 mpg. Great for those longer runs on the motorway to get away for the weekend or visit the family. 
  • Excellent safety kit – Even base models get Toyota Safety Sense. Enjoy road sign assist, pre-collision warning, adaptive cruise control and more.
  • Small footprint – Easy to park even at a packed Tesco.

Price range: 

From £26,495 new. Finance options bring this within reach for many retirees.

Perfect for: 

Drivers who want SUV-like visibility and comfort without the size or running costs of a full-blown 4×4.

#3 Skoda Octavia Hatch SE

Loads of space, solid value and outstanding long-distance comfort.

If you’re the kind of person who still remembers when Skoda jokes were all the rage, this car will change your tune. The modern Octavia is one of the most spacious and refined hatchbacks out there. More practical than some SUVs and twice as polite on fuel.

Features to love:

  • Enormous boot – Over 600 litres to be exact! Perfect if you’re heading to the airport (hello Spanish sunshine!) or stocking up at Costco.
  • Plush cabin – Soft-touch materials, supportive seats and an interior that rivals far pricier cars.
  • Driver-friendly tech – Clear digital displays, logical buttons and physical controls where you need them.
  • Smooth, stable ride – Glides over bumps like it’s floating down a country lane in Lincolnshire.

Price range: 

Around £27,845 new, with excellent used examples under £15,000.

Safety: 

Looking for one of the safest cars for seniors? Rear parking sensors, lane assist and fatigue detection are all included with the Octavia. 

Perfect for: 

Older couples or solo drivers who still do long motorway journeys or road trips with friends. Think golf weekends, coastal escapes or just a comfy drive to the grandchildren’s school play.

#4 Hyundai i10 or i20

Small but mighty with modern looks and big features.

These little Hyundais are proof that good things come in small packages. Perfect for retired drivers living in town, they’re nippy, easy to park and surprisingly refined inside. 

Features to love:

  • Great visibility – Upright windows, wide windscreens and high-mounted seats make it easy to see what’s going on around you. 
  • Compact size – Parallel parking outside the pharmacy? No problem. The compact size is what makes the i10 and i20 two of the best cars for senior drivers.
  • Impressive equipment – Touchscreens, Bluetooth, air-con and rear cameras are all standard.
  • Reliable and affordable – Hyundai has one of the most competitive warranties in the UK. Five years of peace of mind.

Price range: 

i10 from £16,100, i20 from £22,100. Plenty of used models with low mileage available from around £9,000.

Perfect for: 

Urban retirees who want easy parking, low insurance and enough tech to keep up with the times (even if your first car was a Cortina).

#5 Kia Soul

Boxy charm, brilliant access and an electric option too.

Not everyone wants something mainstream and that’s where the Soul comes in. With its upright stance and wide-opening doors, this compact crossover is quirky, comfortable and remarkably good at keeping things simple. 

Kia is no longer manufacturing new petrol models though there’s plenty to choose from on the used market, or upgrade to a brand-new EV and drive one of the best cars for older drivers in the UK. 

Features to love:

  • Spacious interior – Flat floors, high roof and ample elbow room. Plenty of space to install car seats for the grandkids. 
  • EV option available – The e-Soul offers up to 280 miles on a single charge – good for the planet and your wallet.
  • Senior-friendly access – Big doors, a high step-in point and zero faff.
  • Visibility – Great driving position and huge rear window.

Price range:

Used petrol models from £13,200. EVs from £32,845 (or finance them affordably).

Perfect for:

Independent drivers who want something a bit different – think Glastonbury spirit with a warm flask and a portable seat in the boot.

Can older drivers still get car finance?

Absolutely. The notion that car finance is only for young professionals or high earners is as outdated as a Ford Capri. At My Car Credit, we know that older drivers are some of the most responsible borrowers out there. And age alone is never a reason to be turned down.

What really matters when financing cars for seniors is affordability. In other words, your ability to make the repayments comfortably. That means pensions, savings, investments or part-time income all count.

Here’s how we make it work at My Car Credit:

  • Soft credit checks – You can check your eligibility without leaving a mark on your credit file. No commitment, no pressure. Just a chance to see what’s possible.
  • Pension income is valid – If you’ve got a steady retirement income, you’re in a strong position.
  • Joint applications are welcome – You can apply with a partner or even a family member.
  • We work with specialist lenders – Some of our finance providers cater specifically to older applicants.

Top tip: Before applying, make sure your credit report is accurate. Free tools like ClearScore or Experian can flag any outdated info. So whether you’re 60 or 75, still working or fully retired, don’t rule yourself out. We’re here to support, not judge.

Finance one of these cars with My Car Credit

Once you’ve found the right motor (whether it’s a zippy i10 for town or a roomy Octavia for those big family trips) My Car Credit can help make it yours.

Here are a few ways to get the ball rolling and secure the keys to one of the best cars for senior drivers:

Use the finance calculator

Pop in a few details to our car finance calculator and see your estimated monthly payments. No pressure – just a feel for what’s doable.

Try a soft search

See if you’re likely to be approved before you apply. It won’t affect your credit score.

Apply online

Our form is easy to fill out (and you can do it with a cup of tea and a biscuit on the sofa).

Get personalised support

Our friendly team is here to guide you through the process. No jargon, no sales patter. Just clear advice. 

And because we work with a wide panel of lenders, we can match you with the right deal, even if your credit history isn’t perfect.

Pick what suits your driving lifestyle

Finding the best cars for older drivers in the UK isn’t just about MPG or boot space. It’s about how a model fits your life.

Still volunteering at the local community centre? You’ll want something that’s easy to park and not too thirsty. The Hyundai i10 or Kia Soul could be a great match.

Love weekends away in the Lakes or heading down to see the grandkids? The Skoda Octavia offers comfort, space and cruise control to keep things smooth.

Mobility not what it used to be? Look for wide-opening doors, high seats and minimal sill height. All found in the Yaris Cross or Jazz!

And don’t forget tech features like heated seats (lovely in winter), rear cameras (saves your neck) and voice control (just say “play The Beatles” and off you go).

Stay independent with a set of wheels

Getting older doesn’t mean giving up your independence. In fact, the right cars for seniors can give it back. Whether you’re 60 and still working, or 75 and embracing retirement, you deserve a car that suits your needs, not the other way around.

So if your knees protest when you get in and out, or you’ve had enough of manual gears on hills, don’t wait. There’s a better fit out there… and it might just be sitting down the road at one of our carefully vetted forecourts. 

Enjoy confidence, comfort and control with My Car Credit

Choosing your next car isn’t just a practical decision, it’s part of your next chapter. For some, it’s the first time buying a new car in decades. For others, it’s a well-deserved upgrade after years of raising a family, running a business or navigating Britain’s endless roundabouts.

So treat yourself to one of the best cars for senior drivers. Turn up The Rolling Stones or ABBA Gold and imagine that first drive, whether it’s down to Whitby for fish and chips or just a run to the local allotment with the radio on.

With My Car Credit, you’ll find a finance partner that understands your life stage, listens to your needs and offers real support. Ready to get started? Try our car finance calculator today or give us a ring. No pushy sales and no nonsense, we promise. Just help finding a car that’s right for you.

Rates from 9.9% APR. Representative APR 10.9%

Evolution Funding Ltd T/A My Car Credit

My Credit Rating

Excellent

  • You are a home owner
  • You have been on the electoral role for a long period of time
  • You have current credit arrangements and mortgage with no defaults
  • You have no CCJs, credit arrears or missed payments
  • You rarely apply for credit
  • You are employed or self-employed

Good

  • You are on the electoral role
  • You are a home owner or long standing tenant
  • You have a stable employment history
  • You have current credit arrangements with occasional missed payments
  • You have no CCJs

Fair

  • You are or have recently been on the electoral role
  • You may have recently changed address
  • You may have occasional missed payments
  • You may have an old CCJ
  • You may have regularly applied for credit

Poor

  • You may have had frequent changes in address
  • You may not be traceable on the voters roll
  • You may have exceeded credit card limits
  • You may have missed payments on current agreements
  • You may have had a CCJ in the past

Bad

  • You may not be traceable on the voters roll
  • Your credit cards are over their limits
  • You have recent CCJs
  • You may have been refused credit elsewhere
  • You may be in a debt management plan
£

X monthly repayments of
£X

Typical rate

Loan amount

Total payable

X% APR*

£X

£X

*for illustration purposes only

No impact on your credit score*

Representative Example

Borrowing £7,500 at a representative APR of 10.9%, annual interest rate (fixed) 10.87%, 47 monthly payments of £191.50 followed by 1 payment of £201.50 (incl. estimated £10 option to purchase fee), a deposit of £0.00, total cost of credit is £1,702, total amount payable £9,202.

Evolution Funding Limited, trading as My Car Credit, is a credit broker and not a lender.

Please ensure you can afford the repayments for the duration of the loan before entering into a credit agreement.

*Initial application is a soft search. Should you progress, some lenders may perform a hard search on your credit file.

Require more help?

Got a question you can’t find the answer to, or need some advice and guidance around taking out car finance? Our Car Credit Specialists are friendly, experienced, and here to help so get in touch today!

10 Most Popular Cars in 2023

Red Nissan Qashqai

Whether you’re driving the A1 between London and Edinburgh or cruising along a country backroad, you’ll quickly notice some makes and models are far more popular than others. Thinking of investing in a new car this year? Don’t miss our roundup of the top 10 most popular cars on British roads. They’re bestsellers for a reason which means you really can’t go wrong when you get behind the wheel of one of these models.

The roundup is based on the latest vehicle registration data from Society of Motor Manufacturers and Traders (SMMT). Results reveal the most popular cars 2023 registered in the first half of the year.

1. Ford Puma – 22,765

With a huge 22,765 models sold in the first half of 2023, the Ford Puma is one of the most popular cars on British roads. The crossover SUV builds on the success of the Fiesta and won over drivers with a spacious interior and enormous boot. It’s so grand Top Gear legend Jeremy Clarkson called it a “megabox” in a recent review and was seriously impressed with the washable cover. Anyone loading wet dogs, muddy sports gear or dusty camping equipment into their boots will love this feature.

Connectivity is top-notch thanks to the integrated SYNC 3 technology that enables voice-activated phone, communication and navigation features. Whether you need to search for directions or lineup your favourite tunes, the Ford Puma allows you to customise your driving experience without taking your eyes off the road.

2. Vauxhall Corsa – 21,208

With just over 21,000 sales in the first half of 2023, the Vauxhall Corsa is hot on the heels of the Ford Puma. No surprises here seeing as the Corsa was crowned one of the most popular cars of 2022. The compact hatchback is classed as a supermini and is adored by urban drivers. Whether you’re manoeuvring into a parallel parking spot or pulling off a tight turn, the Vauxhall Corsa makes city driving a cinch. There’s even an updated all-electric version with an impressive range of 222 miles per charge.

3. Nissan Qashqai – 19,983

Like the Vauxhall Corsa, the Nissan Qashqai was one of the most popular cars of 2022 and continued its reign in the first half of 2023. The compact SUV offers all the space, power and practicality of a large vehicle, without excess bulk. When it comes to crossovers, you can’t go wrong with this bestselling model. The first-generation Qashqai hit roads in 2006 which means there’s plenty of choice on the second-hand market. Even better, the model is built right here in the UK. Sunderland to be precise. This makes it an excellent choice for patriotic motorists. 

4. Tesla Model Y – 19,551

When it comes to the all-electric market the Tesla Model Y dominates British roads. Almost 20,000 were registered in the first half of 2023 and numbers are only expected to grow over the coming months. The model builds on the success of the Model 3 with a spacious interior and hatchback SUV design. Then there’s Tesla’s impressive Supercharger network, which features more than 1,000 stations across the UK.

5. Hyundai Tucson – 18,678

Comparable to the Kia Sportage and Nissan Qashqai, the Hyundai Tucson is one of the most popular cars 2023 for families. The latest model raises the bar with a sleek exterior, luxurious cabin and loads of technology, including a sharp digital instrument display and interactive touchscreen controls. A variety of engine choices, including petrol, diesel, hybrid and plug-in hybrid, helped secure the Hyundai Tucson a spot as one of the most popular cars in the UK.

6. Nissan Juke – 18,380

Following in the tracks of the Qashqai, the smaller and zippier Juke is the second Nissan model to make the roundup of the most popular cars 2023. Now in its second generation, the compact crossover is popular with motorists in search of value for money and excellent fuel economy. Like the Qashqai, the Juke is built at the Nissan factory in Sunderland which gives it a British edge.

7. Kia Sportage – 18,057

Completely revamped in 2022, the Kia Sportage stormed into 2023 with gusto. Contemporary styling, luxurious interior materials and lots of cutting-edge technology earned the affordable family SUV a place on the most popular cars roundup. As well as combustion engines, the Sportage is offered as a plug-in hybrid with a 1.6-litre petrol engine and 13.8kWh battery. This option has been a hit with motorists looking to save at the forecourt and reduce their environmental footprints.

8. Mini Hatch – 15,892

Brits have loved Minis since the 1950s and nothing has changed. More than 15,800 Mini Hatch models were registered in the first half of 2023, all built right here in the UK. Motorists are sitting tight for the updated version set to launch in 2024, which will likely continue to boost sales of the bestselling model.

9. Ford Fiesta – 15,359

While production of the Ford Fiesta has now stopped, it didn’t stop the model from stepping up as one of the most popular cars 2023. The most recent seventh generation model was one of the best ever with intuitive handling, great fuel economy and loads of tech features.

10. Vauxhall Mokka – 14,996

Sporty and modern, the Vauxhall Mokka sold almost 15,000 units in the first half of 2023. Comparable to the Nissan Juke and Ford Puma, the compact SUV won over buyers with a wide range of engine types, trim levels and optional extras.

Get behind the wheel of bestsellers with My Car Credit

Want to see what all the fuss is about? Give My Car Credit a call today to discuss auto finance for any of the most popular cars listed above. Many make great first vehicles, so why not use our car finance eligibility guide to find out more about requirements like age, residency, employment and credit score.

Rates from 9.9% APR. Representative APR 10.9%

Evolution Funding Ltd T/A My Car Credit

My Credit Rating

Excellent

  • You are a home owner
  • You have been on the electoral role for a long period of time
  • You have current credit arrangements and mortgage with no defaults
  • You have no CCJs, credit arrears or missed payments
  • You rarely apply for credit
  • You are employed or self-employed

Good

  • You are on the electoral role
  • You are a home owner or long standing tenant
  • You have a stable employment history
  • You have current credit arrangements with occasional missed payments
  • You have no CCJs

Fair

  • You are or have recently been on the electoral role
  • You may have recently changed address
  • You may have occasional missed payments
  • You may have an old CCJ
  • You may have regularly applied for credit

Poor

  • You may have had frequent changes in address
  • You may not be traceable on the voters roll
  • You may have exceeded credit card limits
  • You may have missed payments on current agreements
  • You may have had a CCJ in the past

Bad

  • You may not be traceable on the voters roll
  • Your credit cards are over their limits
  • You have recent CCJs
  • You may have been refused credit elsewhere
  • You may be in a debt management plan
£

X monthly repayments of
£X

Typical rate

Loan amount

Total payable

X% APR*

£X

£X

*for illustration purposes only

No impact on your credit score*

Representative Example

Borrowing £7,500 at a representative APR of 10.9%, annual interest rate (fixed) 10.87%, 47 monthly payments of £191.50 followed by 1 payment of £201.50 (incl. estimated £10 option to purchase fee), a deposit of £0.00, total cost of credit is £1,702, total amount payable £9,202.

Evolution Funding Limited, trading as My Car Credit, is a credit broker and not a lender.

Please ensure you can afford the repayments for the duration of the loan before entering into a credit agreement.

*Initial application is a soft search. Should you progress, some lenders may perform a hard search on your credit file.

Require more help?

Got a question you can’t find the answer to, or need some advice and guidance around taking out car finance? Our Car Credit Specialists are friendly, experienced, and here to help so get in touch today!

Is the Vauxhall Corsa a Good Car? 

2024 Vauxhall Corsa

If you notice at least one Vauxhall Corsa every time you get behind the wheel, it’s no coincidence. Compact and affordable, the supermini is one of the most popular cars in the UK. In fact, the latest stats reveal it was one of the top-selling cars of 2022, with almost 36,000 new models registered. It was trumped only by the ultra-practical Nissan Qashqai, which ticks all the boxes when it comes to space, power and price.

Want to know more about the Vauxhall Corsa? Read on as we take a deep dive into the model and answer the burning question, is the Vauxhall Corsa a good car?

Vauxhall Corsa price

Price plays a big role in the decision-making process when shopping for a new car. The Vauxhall Corsa wins over motorists with competitive pricing, both on the new and second-hand markets.

If you’re shopping new, Vauxhall Corsa prices start at around £19,000 for the Design base model. Expect to pay just over £21,000 for the elevated GS trim level and £25,000 for the Ultimate version with a powerful 1.2 litre turbo, 100PS petrol engine.

Electric Vauxhall Corsa prices start at just under £33,000, making it a significant upgrade from the petrol version. EVs boast the upgraded GS trim level and are powered by a 10KW battery electric engine with 136PS.

Like all used cars, Vauxhall Corsa prices will vary depending on a myriad of factors, including age, mileage and overall condition. The cheapest Vauxhall Corsa listings start at around £600, though expect to run into issues almost immediately. At the high end of the scale are test drive models with just a few miles on the odometer. These are basically brand new and start at around £26,000 for electric models and £17,000 for petrol-powered Design models.

Availability

A variety of factors have disrupted the auto supply chain over the past few years. This means motorists can’t always get their hands on their preferred models. One of the key drivers of the Vauxhall Corsa’s popularity is availability. Plain and simple, the model is easy to source. If you need a new car now and don’t want to join a multi-month waitlist, the Vauxhall Corsa could be a great choice.

The nationwide popularity of the Vauxhall Corsa means there’s no shortage of models on the used market. You’ll find thousands of second-hand Vauxhall Corsas listed online by both private sellers and used car dealerships.

Trust and reliability

Is a Vauxhall Corsa a good first car? In terms of trust and reliability, the answer is yes. British motorists know and respect the Vauxhall brand. It’s based right here in England (Bedfordshire to be precise), which adds an element of national pride and loyalty into the mix.

And let’s not forget the brand’s link to luxury auto manufacturer Peugeot. Vauxhall was made a subsidiary of multinational auto manufacturing giant Stellantis in 2021, which puts it in the same league as exclusive brands like Peugeot and Chrysler.

Electric options

Thinking about making the switch to an EV? The Vauxhall Corsa also comes in an all-electric model. And yes, it’s kind to the environment and your bank balance.

Is a Vauxhall Corsa a good first car?

Absolutely. The Vauxhall Corsa is a British best-seller for a reason. Motorists love not only the affordable price point but the reliability and peace of mind that comes with driving a Vauxhall Corsa.

Base models have excellent fuel economy, with the Design offering between 47.9 and 53.3mpg. This is guaranteed to keep costs down at the forecourt. The cars are relatively cheap and easy to maintain thanks to nationwide availability of parts. Most mechanics are also familiar with the ins and outs of the Vauxhall Corsa – another bonus when it comes to maintenance.

But is a Vauxhall Corsa a good first car for motorists with a budget of £20,000 or less? Definitely. If you’re looking for a first car that’s loaded with specs but won’t break the bank, the Vauxhall Corsa steps up. Even the base trim level boasts a sleek 7-inch touchscreen infotainment system equipped with Apple CarPlay/Android Auto™ and a 3.5-inch digital instrument cluster. Not to mention high-end extras like LED headlights, automatic lighting control and driver support features like lane keep assistance.

The GS raises the stakes with technology like auto wipers and intuitive climate control, while the Ultimate takes things one step further with luxuries like massaging front seats, adaptive cruise control, 10-inch multimedia system, heated steering wheel and keyless entry. Reversing is a cinch thanks to the 180° rear camera, while ultra-bright IntelliLux adaptive LED® Matrix headlights make driving at night a pleasure.

Vauxhall Corsa vs Nissan Qashqai 

The Vauxhall Corsa was the second most popular model sold in the UK in 2022. As explored above, there’s plenty to love about this pocket-sized supermini. Of course, it didn’t quite top the list. First place was awarded to the Nissan Qashqai. If you think the crowd-pleasing SUV might be a better fit, here’s a quick rundown of how it compares to the Vauxhall Corsa.

Cost

The Vauxhall Corsa price is hard to beat and starts at £19,000 for new base models. The Nissan Qashqai is pricier and starts at £26,000 for new models.

Space

As an SUV, the Nissan Qashqai is significantly larger than the Vauxhall Corsa. Enjoy a huge 1500 litres of boot space in the Nissan Qashqai, or more than 1730 with the back seats folded down. In comparison, the Vauxhall Corsa offers boot capacity of just 310 litres.

Get behind the wheel of a Vauxhall Corsa

Got your heart set on a Vauxhall Corsa? Great choice. It’s one of the top-selling cars in the UK, with the latest figures suggesting there are almost 1 million on British roads. Whether you’re shopping for a new model or enticed by used Vauxhall Corsa prices, we’re here to help you secure a set of keys.

Use our car finance calculator to find out how much you can borrow, then get in touch with a team member to learn more about how to spread out the cost of Vauxhall Corsa ownership and stretch your budget further.

Rates from 9.9% APR. Representative APR 10.9%

Evolution Funding Ltd T/A My Car Credit

My Credit Rating

Excellent

  • You are a home owner
  • You have been on the electoral role for a long period of time
  • You have current credit arrangements and mortgage with no defaults
  • You have no CCJs, credit arrears or missed payments
  • You rarely apply for credit
  • You are employed or self-employed

Good

  • You are on the electoral role
  • You are a home owner or long standing tenant
  • You have a stable employment history
  • You have current credit arrangements with occasional missed payments
  • You have no CCJs

Fair

  • You are or have recently been on the electoral role
  • You may have recently changed address
  • You may have occasional missed payments
  • You may have an old CCJ
  • You may have regularly applied for credit

Poor

  • You may have had frequent changes in address
  • You may not be traceable on the voters roll
  • You may have exceeded credit card limits
  • You may have missed payments on current agreements
  • You may have had a CCJ in the past

Bad

  • You may not be traceable on the voters roll
  • Your credit cards are over their limits
  • You have recent CCJs
  • You may have been refused credit elsewhere
  • You may be in a debt management plan
£

X monthly repayments of
£X

Typical rate

Loan amount

Total payable

X% APR*

£X

£X

*for illustration purposes only

No impact on your credit score*

Representative Example

Borrowing £7,500 at a representative APR of 10.9%, annual interest rate (fixed) 10.87%, 47 monthly payments of £191.50 followed by 1 payment of £201.50 (incl. estimated £10 option to purchase fee), a deposit of £0.00, total cost of credit is £1,702, total amount payable £9,202.

Evolution Funding Limited, trading as My Car Credit, is a credit broker and not a lender.

Please ensure you can afford the repayments for the duration of the loan before entering into a credit agreement.

*Initial application is a soft search. Should you progress, some lenders may perform a hard search on your credit file.

Require more help?

Got a question you can’t find the answer to, or need some advice and guidance around taking out car finance? Our Car Credit Specialists are friendly, experienced, and here to help so get in touch today!

What is the Safest Car for a Teenager?

Renault Clio

Receiving a freshly issued driver’s license in the mail is an exciting milestone for teens. As well as a newfound sense of freedom, a license unlocks exciting new opportunities for work and play. Of course, the next step is securing a set of wheels.

Teens may be all about speed, style and street cred, but for most parents, safety is a top priority. Wondering what is the safest car for a teenager? Read on as we take a closer look at some of the safest, teen-friendly sets of wheels on the market.

Volkswagen Polo

Compact and zippy, the Volkswagen Polo is a perfect first car for teenagers. The cabin is spacious and well-appointed, with lots of tech in the newer models. It’s definitely not the most powerful model in the Volkswagen family, but the 1.0-litre petrol engine is a great starting point for new drivers. The low-powered engine also makes the Polo cheap to run and insure.

What is the safest car for a teenager, according to the Euro NCAP? The 2017 VW Polo supermini earned 5 stars in the crash test, including 96% in the Adult Occupant category. This is largely thanks to first-rate frontal and lateral protection. You’ll see loads of 2017 models on the used market. Or, if your budget is bigger, consider buying new and enjoy all the latest safety features and in-cabin tech. 

Vauxhall Corsa

The Vauxhall Corsa isn’t just one of the top-selling vehicles in the UK. It’s also one of the safest, boasting a 4-star Euro NCAP crash rating. This makes it a great pick if you’re researching “what is the safest car for a teenager”. Newer models are packed with features designed to support new drivers, including blind-spot detection, lane-assist and automatic emergency braking.

The enormous popularity of the Vauxhall Corsa means there’s plenty to choose from on the second-hand market. If you’re looking for a great deal on safe and reliable cars for teens, a Vauxhall Corsa from 2019 onwards is a savvy choice. The model was completely revamped in 2019, which means you’ll enjoy a suite of next-gen features.

Want to get your teen behind the wheel of an eco-friendly car? The latest generation of Corsa is also available with a fully electric engine. Prices start at just over £32,000, making this one of the more affordable EVs on the market.

Ford Fiesta

Fun and free-spirited, the Ford Fiesta is a fantastic car for newly licensed teenagers. It has great adult occupancy safety ratings, so you can rest easy knowing your teen is driving a model with an excellent Euro NCAP crash rating.

What is the safest car for a teenager with driver assist features? Splurge on a new-generation model and your teen will enjoy features like an interactive digital instrument cluster. As well as improving the driving experience, features like easy-to-read icons, navigation alerts and the option to pre-program driver preferences boost safety.

Like other superminis, great fuel economy and low insurance rates make the Ford Fiesta a great choice for teens. It’s been a favourite with UK motorists for years, meaning you’ll see plenty of supply on the second-hand market.

Renault Clio

Renault is a stickler when it comes to safety, so it’s no surprise the Clio earned 5 stars in the Euro NCAP crash rating test. Now in its fifth generation, the best-selling model scored an Adult Occupant safety rating of 96%. If you’re looking for a car that offers young drivers the very best in on-road protection, the Renault Clio delivers.

Teens also benefit from a laundry list of safety assist features, including blind spot warning, traffic sign recognition, emergency braking and more. For young drivers with minimal experience, these features can be a huge bonus. Renault says the latest models have “the most comprehensive driving assistance on the market”. No wonder the Clio scored 72% in the Vulnerable Road Users category and 75% for Safety Assist features.

ORA Funky Cat

What is the safest car for a teenager with an all-electric engine? The ORA Funky Cat is turning heads with a retro aesthetic, next-generation technology and, of course, an emissions-free engine. It scored an impressive 92% for Adult Occupant safety in the Euro NCAP crash rating test, making it a solid choice for new drivers. It’s also packed with the latest technology and scored a huge 93% in the Safety Assist category. No wonder it was selected as one of the ‘Best in Class Cars of 2022’ by the Euro NCAP.

Skoda Fabia

A twinkling 5-star Euro NCAP safety rating makes the Skoda Fabia a solid choice for new drivers. What is the safest car for a teenager when it comes to the Adult Occupant rating? The 2021 Skoda Fabia is right up there with a score of 85%. It’s been out for a few years, which means you’ll see plenty of these models on the second-hand market. The small hatchback is also packed with features designed to assist drivers and protect vulnerable road users.

Stay safe with auto finance from My Car Credit

Safety should always come first when helping teens get behind the wheel of their first car. Now you know more about “what is the safest car for a teenager”, let’s talk finance. Most teens simply don’t have the funds to purchase a new or used car outright. This is where car finance steps up. It bridges the gap and allows young drivers to spread out the cost of purchasing a vehicle.

Can you get car finance at 18? Yes! The minimum age for car finance is 18, and your teen will need to meet eligibility criteria to get approved. Find out more in our complete guide to car finance eligibility. Or give us a call on 01246 458 810 to chat to our dedicated team about finance options for teens.

Rates from 9.9% APR. Representative APR 10.9%

Evolution Funding Ltd T/A My Car Credit

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£

X monthly repayments of
£X

Typical rate

Loan amount

Total payable

X% APR*

£X

£X

*for illustration purposes only

No impact on your credit score*

Representative Example

Borrowing £7,500 at a representative APR of 10.9%, annual interest rate (fixed) 10.87%, 47 monthly payments of £191.50 followed by 1 payment of £201.50 (incl. estimated £10 option to purchase fee), a deposit of £0.00, total cost of credit is £1,702, total amount payable £9,202.

Evolution Funding Limited, trading as My Car Credit, is a credit broker and not a lender.

Please ensure you can afford the repayments for the duration of the loan before entering into a credit agreement.

*Initial application is a soft search. Should you progress, some lenders may perform a hard search on your credit file.

Require more help?

Got a question you can’t find the answer to, or need some advice and guidance around taking out car finance? Our Car Credit Specialists are friendly, experienced, and here to help so get in touch today!

Top 5 Cars for City Driving

Cars driving in a city centre

Driving in a busy city is no walk in the park. From clogged traffic to congestion charges, there are many different factors that you need to consider before starting your trip. And with so many cars on your journey, you need to be hyper-aware of other road users and make your intentions clear. Forget to signal and the car behind you might just bump into you.

Given how stressful city driving can be, it’s no wonder that more and more drivers are gravitating toward convenient cars that take the stress out of their daily commutes. But in an increasingly competitive marketplace, choosing the right city car can be very difficult. Well, don’t worry – we’re here to help.

To make the decision easier for you, our expert team has chosen the top 5 cars for city driving. These are our recommendations…

Fiat New 500

We’ll start with a fresh take on a classic. The Fiat 500 has been a staple for city drivers since the mid-20th century, with nine different versions since then. Now, the Italian manufacturers have given their most popular car a new twist. Unlike previous models, the Fiat New 500 runs entirely on electric power. With a battery range of 199 miles, this comfy hatchback will only need recharging once a week even if you drive it daily. This makes it one of the most convenient EVs on the market.

But there are even more features that make it such a perfect car for city driving. Thanks to its compact body and light steering, the Fiat New 500 will allow you to navigate busy city intersections without much difficulty. If you’re looking for a smaller car for your everyday commute, look no further than the Fiat New 500.

KIA Picanto

We know what you’re thinking – how can a car so big be any good for city driving? The short and sweet answer is that the KIA Picanto is one of the most practical and safe cars on the market. In spite of its bulky size, this masterpiece of Korean engineering is an extremely easy ride thanks to its soft suspension and smooth transmission.

That’s paired with some of the most comfortable car seats you’ll find in this range. With the Picanto, even the most tortuous commute is a cosy and snug experience. So, if you find it hard to relax on your seat while managing the hectic start-stop traffic of city roads, this is the car for you.

Toyota Aygo X

The Japanese automobile manufacturers have marketed the Toyota Aygo X as the ultimate city car. They’re not wrong. Boasting a highly sophisticated style, this compact crossover has redefined what city driving means. And it’s all thanks to its higher seating position, which gives you a better view of the traffic surrounding you.

On top of that, the Aygo X is chock-full of city-friendly features – such as parking sensors and cameras that will make you feel as safe as in your own home. If parallel parking drives you nuts, look no further than the Aygo X.

Hyundai i10

Specifically designed for city driving, the Hyundai i10 is a comfy hatchback that boasts firm suspension and light steering. Without a shadow of a doubt, the best thing about this compact city car is how smooth its engine is. It shifts seamlessly between gears, making it the perfect car to navigate the urban jungle.

For a small car, the Hyundai i10 offers plenty of head and leg room. Even drivers and passengers over six feet tall will have extra room to breathe – making it one of those rare cars for city driving that can also play the part of a family hatchback.

Vauxhall Viva

Last but not least is the Vauxhall Viva. A doddle to drive around a busy town centre, this agile city car has recently been re-jigged. Because of its sprightly handling and outstanding visibility, the Viva is a perfect car for drivers who want to feel safe during their daily commute.

Under the protective wing of the Vauxhall Viva, getting from point A to point B has never been easier.

Find the perfect car for city driving

Looking for the perfect city car but aren’t sure which one to go for? Don’t worry. At My Car Credit, our expert team can help you decide. In a few minutes, they’ll provide you with a no-obligation car loan quote. All you have to do is ring us on 01246 458 810, or you can email us at enquiries@mycarcredit.co.uk.

Rates from 9.9% APR. Representative APR 10.9%

Evolution Funding Ltd T/A My Car Credit

My Credit Rating

Excellent

  • You are a home owner
  • You have been on the electoral role for a long period of time
  • You have current credit arrangements and mortgage with no defaults
  • You have no CCJs, credit arrears or missed payments
  • You rarely apply for credit
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Good

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Fair

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  • You may not be traceable on the voters roll
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£

X monthly repayments of
£X

Typical rate

Loan amount

Total payable

X% APR*

£X

£X

*for illustration purposes only

No impact on your credit score*

Representative Example

Borrowing £7,500 at a representative APR of 10.9%, annual interest rate (fixed) 10.87%, 47 monthly payments of £191.50 followed by 1 payment of £201.50 (incl. estimated £10 option to purchase fee), a deposit of £0.00, total cost of credit is £1,702, total amount payable £9,202.

Evolution Funding Limited, trading as My Car Credit, is a credit broker and not a lender.

Please ensure you can afford the repayments for the duration of the loan before entering into a credit agreement.

*Initial application is a soft search. Should you progress, some lenders may perform a hard search on your credit file.

Require more help?

Got a question you can’t find the answer to, or need some advice and guidance around taking out car finance? Our Car Credit Specialists are friendly, experienced, and here to help so get in touch today!

Which Electric Car Should I Buy?

man using his phone to research which electric car to buy

With high inflation outstripping wage and benefit increases, the UK is going through a serious cost of living crisis. As a result, people are looking to cut costs in every area of their lives – and driving is no exception.

Economical cars can help you do that, saving you on fuel or even road tax over time. While it might seem like a small amount, every penny and pound will count as we all feel the squeeze over the coming months and years.

Keep reading as we look at 8 of the most economical cars that can make driving more affordable.

Most economical electric cars

First and foremost, electric vehicles account for many of the most economical cars on the market. That’s because they’re exempt from road tax thanks to zero emissions, cheaper to run because of fewer moving parts, and cheaper to power with electricity costing less than diesel or petrol.

On the flipside, they’re obviously more expensive to buy. That’s where a car loan finance calculator can help, showing you how the cost can be spread. To make things even more economical, here are some of the cheapest models available…

Fiat 500 Action

Priced at around £21,000 brand new, the Fiat 500 Action is one of the cheapest electric cars available. That’s partly down to its smaller 24kWh battery (compared to 42 kWh on previous models). As a result, the range is a modest 118 miles, making it ideal for urban commutes, short trips and general day-to-day use as long as you have a home charger.

Vauxhall Corsa-e

If you’re looking for something that can go a little further, the Vauxhall Corsa-e is a good option. The supermini’s official range is 222 miles, with prices starting around £25,000 brand new. It’s nice and lightweight so the charge won’t be used up unnecessarily. Naturally, with both of these cars, there’s a lot of money to be saved going for a used, older model.

Most economical hybrid cars

If you’re not ready to be plugging in just yet, or maybe you live in a remote area where chargers aren’t readily available, hybrids offer a good alternative. They use regenerative braking to generate electricity while driving, meaning you can supplement fuel from the pump without any extra work.

Toyota Yaris (and Yaris Cross)

Toyota is leading the way when it comes to hybrid efficiency. Both its Yaris 1.5 Hybrid and Yaris Cross 1.5 Hybrid offer around 60mpg on average.

The standard Yaris is smaller and cheaper to buy, making it the most economical hybrid car that’s ideal for individuals, couples or small families. As a small SUV, the Yaris Cross provides all that, plus a little extra space and the sought-after SUV styling – albeit at a little extra cost.

Elsewhere, the Toyota Prius is another top contender. While it doesn’t quite match the Yaris for fuel-efficiency, it’s been around for much longer, meaning there are a greater choice of older, used vehicles at a cheaper price.

Most economical diesel cars

While cars that are powered solely by fuel burning can’t quite match the efficiency of electric and hybrid models, they’re still some of the most economical cars, thanks to their lower price tags. Of the two fuels, diesel is known for its better fuel economy – making the next two cars a pretty good option overall…

Peugeot 208

With a 1.5-litre BlueHDi diesel engine, the Peugeot 208 achieves around 70mpg. Despite being a relatively small car, its five-door design makes it easy enough for rear passengers to get in and out. Its 311 litres of boot space makes it similar to other small cars, with the option to fold down rear seats for a 1,100 litre total.

Vauxhall Corsa

A second mention for the much-loved Vauxhall Corsa – this time for its 1.5 Turbo D model rather than its electric counterpart. It’s almost a carbon copy of the Peugeot 208 with the tiniest difference in mpg and boot space. That said, it does have a more responsive drive, meaning you can go economical without feeling it on every corner.

Most economical petrol cars

Out of all the fuel options, petrol is typically the least efficient – but that doesn’t necessarily mean it’s not economical. There are plenty of petrol cars to choose from with small engines, which makes them cheaper to buy and run. By choosing a smaller petrol car, you can still get from A to B at a relatively low cost.

Peugeot 108

First on sale in 2014, the Peugeot 108 is the quintessential economical car. It has an official mpg of just under 59mpg, thanks to a modest 1-litre engine and small, lightweight design. That does pose some issues for practicality, with the car and its 180-litre boot more suited to people travelling alone or as a pair. However, if you’re looking to cut costs, it’s hard to go better than this reliable city car.

Citroen C1

Like our top diesel contenders, we have another case of two similar cars matching each other stride for stride. The Citroen C1 is another economical car powered by petrol, with the same mpg as Peugeot’s city car – though it does come with a slightly bigger boot.

Keep your car economical

With the cost of fuel at an all-time high, not to mention everything else rising in price, it’s never been more important to have a car that’s economical to run. Invariably, that means you’re better off with newer models that are more fuel-efficient.

With My Car Credit, you can make your purchase as economical as your up-to-date car. We compare finance from our established network of lenders, saving you time while ensuring you get an affordable deal that spreads the cost of your next car.

If you have any questions about our process, don’t hesitate to contact our team on enquiries@mycarcredit.co.uk and we’ll get back to you as soon as we can.

Rates from 9.9% APR. Representative APR 10.9%

Evolution Funding Ltd T/A My Car Credit

My Credit Rating

Excellent

  • You are a home owner
  • You have been on the electoral role for a long period of time
  • You have current credit arrangements and mortgage with no defaults
  • You have no CCJs, credit arrears or missed payments
  • You rarely apply for credit
  • You are employed or self-employed

Good

  • You are on the electoral role
  • You are a home owner or long standing tenant
  • You have a stable employment history
  • You have current credit arrangements with occasional missed payments
  • You have no CCJs

Fair

  • You are or have recently been on the electoral role
  • You may have recently changed address
  • You may have occasional missed payments
  • You may have an old CCJ
  • You may have regularly applied for credit

Poor

  • You may have had frequent changes in address
  • You may not be traceable on the voters roll
  • You may have exceeded credit card limits
  • You may have missed payments on current agreements
  • You may have had a CCJ in the past

Bad

  • You may not be traceable on the voters roll
  • Your credit cards are over their limits
  • You have recent CCJs
  • You may have been refused credit elsewhere
  • You may be in a debt management plan
£

X monthly repayments of
£X

Typical rate

Loan amount

Total payable

X% APR*

£X

£X

*for illustration purposes only

No impact on your credit score*

Representative Example

Borrowing £7,500 at a representative APR of 10.9%, annual interest rate (fixed) 10.87%, 47 monthly payments of £191.50 followed by 1 payment of £201.50 (incl. estimated £10 option to purchase fee), a deposit of £0.00, total cost of credit is £1,702, total amount payable £9,202.

Evolution Funding Limited, trading as My Car Credit, is a credit broker and not a lender.

Please ensure you can afford the repayments for the duration of the loan before entering into a credit agreement.

*Initial application is a soft search. Should you progress, some lenders may perform a hard search on your credit file.

Require more help?

Got a question you can’t find the answer to, or need some advice and guidance around taking out car finance? Our Car Credit Specialists are friendly, experienced, and here to help so get in touch today!

8 of the Most Economical Cars to Help You Save Money

Manin yellow top in a convertible car

With high inflation outstripping wage and benefit increases, the UK is going through a serious cost of living crisis. As a result, people are looking to cut costs in every area of their lives – and driving is no exception.

Economical cars can help you do that, saving you on fuel or even road tax over time. While it might seem like a small amount, every penny and pound will count as we all feel the squeeze over the coming months and years.

Keep reading as we look at 8 of the most economical cars that can make driving more affordable.

Most economical electric cars

First and foremost, electric vehicles account for many of the most economical cars on the market. That’s because they’re exempt from road tax thanks to zero emissions, cheaper to run because of fewer moving parts, and cheaper to power with electricity costing less than diesel or petrol.

On the flipside, they’re obviously more expensive to buy. That’s where a car loan finance calculator can help, showing you how the cost can be spread. To make things even more economical, here are some of the cheapest models available…

Fiat 500 Action

Priced at around £21,000 brand new, the Fiat 500 Action is one of the cheapest electric cars available. That’s partly down to its smaller 24kWh battery (compared to 42 kWh on previous models). As a result, the range is a modest 118 miles, making it ideal for urban commutes, short trips and general day-to-day use as long as you have a home charger.

Vauxhall Corsa-e

If you’re looking for something that can go a little further, the Vauxhall Corsa-e is a good option. The supermini’s official range is 222 miles, with prices starting around £25,000 brand new. It’s nice and lightweight so the charge won’t be used up unnecessarily. Naturally, with both of these cars, there’s a lot of money to be saved going for a used, older model.

Most economical hybrid cars

If you’re not ready to be plugging in just yet, or maybe you live in a remote area where chargers aren’t readily available, hybrids offer a good alternative. They use regenerative braking to generate electricity while driving, meaning you can supplement fuel from the pump without any extra work.

Toyota Yaris (and Yaris Cross)

Toyota is leading the way when it comes to hybrid efficiency. Both its Yaris 1.5 Hybrid and Yaris Cross 1.5 Hybrid offer around 60mpg on average.

The standard Yaris is smaller and cheaper to buy, making it the most economical hybrid car that’s ideal for individuals, couples or small families. As a small SUV, the Yaris Cross provides all that, plus a little extra space and the sought-after SUV styling – albeit at a little extra cost.

Elsewhere, the Toyota Prius is another top contender. While it doesn’t quite match the Yaris for fuel-efficiency, it’s been around for much longer, meaning there are a greater choice of older, used vehicles at a cheaper price.

Most economical diesel cars

While cars that are powered solely by fuel burning can’t quite match the efficiency of electric and hybrid models, they’re still some of the most economical cars, thanks to their lower price tags. Of the two fuels, diesel is known for its better fuel economy – making the next two cars a pretty good option overall…

Peugeot 208

With a 1.5-litre BlueHDi diesel engine, the Peugeot 208 achieves around 70mpg. Despite being a relatively small car, its five-door design makes it easy enough for rear passengers to get in and out. Its 311 litres of boot space makes it similar to other small cars, with the option to fold down rear seats for a 1,100 litre total.

Vauxhall Corsa

A second mention for the much-loved Vauxhall Corsa – this time for its 1.5 Turbo D model rather than its electric counterpart. It’s almost a carbon copy of the Peugeot 208 with the tiniest difference in mpg and boot space. That said, it does have a more responsive drive, meaning you can go economical without feeling it on every corner.

Most economical petrol cars

Out of all the fuel options, petrol is typically the least efficient – but that doesn’t necessarily mean it’s not economical. There are plenty of petrol cars to choose from with small engines, which makes them cheaper to buy and run. By choosing a smaller petrol car, you can still get from A to B at a relatively low cost.

Peugeot 108

First on sale in 2014, the Peugeot 108 is the quintessential economical car. It has an official mpg of just under 59mpg, thanks to a modest 1-litre engine and small, lightweight design. That does pose some issues for practicality, with the car and its 180-litre boot more suited to people travelling alone or as a pair. However, if you’re looking to cut costs, it’s hard to go better than this reliable city car.

Citroen C1

Like our top diesel contenders, we have another case of two similar cars matching each other stride for stride. The Citroen C1 is another economical car powered by petrol, with the same mpg as Peugeot’s city car – though it does come with a slightly bigger boot.

Keep your car economical

With the cost of fuel at an all-time high, not to mention everything else rising in price, it’s never been more important to have a car that’s economical to run. Invariably, that means you’re better off with newer models that are more fuel-efficient.

With My Car Credit, you can make your purchase as economical as your up-to-date car. We compare finance from our established network of lenders, saving you time while ensuring you get an affordable deal that spreads the cost of your next car.

If you have any questions about our process, don’t hesitate to contact our team on enquiries@mycarcredit.co.uk and we’ll get back to you as soon as we can.

Rates from 9.9% APR. Representative APR 10.9%

Evolution Funding Ltd T/A My Car Credit

My Credit Rating

Excellent

  • You are a home owner
  • You have been on the electoral role for a long period of time
  • You have current credit arrangements and mortgage with no defaults
  • You have no CCJs, credit arrears or missed payments
  • You rarely apply for credit
  • You are employed or self-employed

Good

  • You are on the electoral role
  • You are a home owner or long standing tenant
  • You have a stable employment history
  • You have current credit arrangements with occasional missed payments
  • You have no CCJs

Fair

  • You are or have recently been on the electoral role
  • You may have recently changed address
  • You may have occasional missed payments
  • You may have an old CCJ
  • You may have regularly applied for credit

Poor

  • You may have had frequent changes in address
  • You may not be traceable on the voters roll
  • You may have exceeded credit card limits
  • You may have missed payments on current agreements
  • You may have had a CCJ in the past

Bad

  • You may not be traceable on the voters roll
  • Your credit cards are over their limits
  • You have recent CCJs
  • You may have been refused credit elsewhere
  • You may be in a debt management plan
£

X monthly repayments of
£X

Typical rate

Loan amount

Total payable

X% APR*

£X

£X

*for illustration purposes only

No impact on your credit score*

Representative Example

Borrowing £7,500 at a representative APR of 10.9%, annual interest rate (fixed) 10.87%, 47 monthly payments of £191.50 followed by 1 payment of £201.50 (incl. estimated £10 option to purchase fee), a deposit of £0.00, total cost of credit is £1,702, total amount payable £9,202.

Evolution Funding Limited, trading as My Car Credit, is a credit broker and not a lender.

Please ensure you can afford the repayments for the duration of the loan before entering into a credit agreement.

*Initial application is a soft search. Should you progress, some lenders may perform a hard search on your credit file.

Require more help?

Got a question you can’t find the answer to, or need some advice and guidance around taking out car finance? Our Car Credit Specialists are friendly, experienced, and here to help so get in touch today!