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What Do You Do if You Have Lost Your Provisional Licence?

Close-up of a UK driving licence showing the blue flag with UK initials.

If you think you’ve lost your provisional licence, don’t panic! You can apply for a replacement via the DVLA online, by phone or by post. It’s quick and easy to do, costing around £20. Plus, if you order your replacement online, you should have it within the week.

Below, we’ll outline what to do if you have lost your provisional licence and are based in England, Scotland or Wales. Be aware that if you’re in Northern Ireland, you’ll need to order a replacement licence via NIDirect rather than the DVLA.

How do you replace a lost provisional licence?

If you’ve lost your provisional licence, there are three ways to order a replacement via the DVLA – online, over the phone or by post.

Whichever way you choose, you’ll need to go to the replacement licence service offered by gov.uk.

You’ll have to pay a replacement fee. A new licence costs £20, and you can pay via MasterCard, Visa, Electron or Delta debit, or credit card.

You’ll also need to provide some key information when you’re applying, including your national insurance number, UK passport and address history (more on this below).

If you’re ordering your replacement provisional licence online, you’ll receive it within the week (the delivery time is longer for other options).

Top tip: Once you receive your replacement licence, take a photo of it. That way, you’ll have the important information readily available in case of future damage or loss.

We’ve put together a handy table to help you compare the best way to order a replacement provisional licence:

	Online	Phone	Post
How to order a replacement	Replace your lost provisional licence online via the gov.uk website	You can call the DVLA on 0300 790 6801	If you don’t urgently need a replacement licence, order a D1 ‘application for a driving licence’ form via the Post Office or DVLA.
Good to know	If you apply online, you’ll need your Government Gateway ID – if you’ve forgotten this, you can always reset it.	You can only apply via phone if none of your personal details have changed. You also can’t use the phone service if your provisional licence is damaged or due to expire within 56 days (90 for medical reasons).	If you’re ordering via post, your licence can take around three weeks to arrive.
Cost	£20	£20	£20
Delivery time	Within the week	Within the week	Three weeks

What information do you need to replace your provisional licence?

If you’ve lost your provisional licence and are ordering a replacement, you’ll need to provide some key information:

Full name, address history for the past three years, date of birth
National Insurance number
Driving licence number
UK passport number (if available)

You’ll also need to have the capacity to pay the £20 fee for a replacement licence.

How much does it cost to replace a provisional licence?

The standard fee for a replacement provisional licence is £20, which you can pay via MasterCard, Visa, Electron or Delta debit or credit card.

Note that if the DVLA is responsible for any payment error, you’ll get a free replacement.

Can you take your driving test without a provisional licence?

No – you can’t take either your theory or driving test without your provisional licence, which serves as legal ID of your eligibility to drive.

If you’ve ordered a replacement provisional licence and aren’t sure it will arrive in time for either your theory or driving test, you can rearrange them via gov.uk.

What if your provisional licence is stolen or damaged?

If your provisional licence has been stolen, damaged or destroyed, there are different steps you’ll need to take.

Stolen: If you’ve lost your provisional licence and know it’s been stolen, you need to inform the police. Provisional licences can be used for identity theft, so it’s essential you report the loss to relevant authorities to prevent any future complications.

Damaged or destroyed: If your provisional licence has been damaged, you’ll need to order a replacement via any of the three measures we outline above. You won’t face any penalties.

Be aware that you’ll need to return the old (damaged or destroyed) licence to the DVLA. If you find your old provisional licence after receiving your replacement, you’ll also need to return it to the DVLA. Send your old provisional licence via post to: DVLA, Swansea, SA99 1AB. You’ll need to give the DVLA information about what has happened alongside your old licence.

How long does it take to get a replacement provisional licence?

If you apply to the DVLA for a replacement provisional licence either online or over the phone, you should typically receive it within a week (seven days).

If you order by post, the wait is longer at around three weeks.

Can you still drive while waiting for your replacement licence?

If you’re taking driving lessons, you do not legally need your provisional licence with you whilst you drive.

Provided that you meet all learner requirements – have your L plates, insurance and supervision – then your driving instructor may allow you to continue with your lessons whilst you wait for your replacement.

However, if you are learning to drive, as soon as you know you’ve lost your provisional licence, you need to promptly apply for its replacement.

Lost provisional licence while abroad – what should you do?

If you’ve lost your provisional licence abroad, unfortunately, you cannot apply for a new one until you’re back in the UK.

If your driving or theory test is booked soon after your return, you may want to reschedule it so that you can be sure you’ll have your replacement licence.

Stay on track with your driving journey

Now you know what to do if you have lost your provisional licence! Thankfully, it’s easy to fix – you can order a replacement licence through the DVLA online, over the phone or through the post.

Stay on top of your driving goals with helpful advice from My Car Credit. We overview everything from what to expect from your first driving lesson to the best learner cars.

Plus, once you’ve passed your test and are looking to finance a new set of wheels, we can help. We’ve got car finance options for first-time drivers looking to build their credit profiles – use our online car finance calculator to determine your eligibility today.

Lost your provisional licence? Frequently asked questions

Can I speed up the replacement process?

If you’re applying for a replacement provisional licence, the quickest and easiest way to speed up receipt of your replacement is by ordering it online via the DVLA.

Do I need to tell my driving instructor if I’ve lost my provisional licence?

If you’ve lost your provisional licence, you should inform your driving instructor. Provided that they have already seen your licence and you’ve ordered a replacement, they may be okay for you to continue your driving lessons whilst you wait for the replacement’s arrival.

Will losing my licence affect my car insurance?

Securing learner driver insurance requires you to have a legal provisional driving licence. Provided that you’ve applied for a replacement licence, your insurance should be fine – but failure to hold a legal licence can lead to points and a rise in your premium.

Can I still apply for a full driving test if my provisional is lost?

To take a driving and theory test in the UK, you’ll need your provisional licence. If you’ve lost your provisional licence and are waiting for its replacement to arrive, you’ll need to reschedule either test to ensure that you have your licence in hand on the day of your test.

Is there a penalty for losing my provisional licence?

There’s no financial penalty for losing your provisional licence in the UK. You’ll need to promptly order and pay the £20 fee for a replacement, but you won’t face any penalisation for having lost or damaged your provisional licence.

Rates from 9.9% APR. Representative APR 10.9%

Evolution Funding Ltd T/A My Car Credit

Loan amount

£

Repayment term

My credit rating

X monthly repayments of
^£X

Typical rate

Loan amount

Total payable

X% APR*

£X

*for illustration purposes only

No impact on your credit score*

Representative Example

Borrowing £7,500 at a representative APR of 10.9%, annual interest rate (fixed) 10.87%, 47 monthly payments of £191.50 followed by 1 payment of £201.50 (incl. estimated £10 option to purchase fee), a deposit of £0.00, total cost of credit is £1,702, total amount payable £9,202.

Evolution Funding Limited, trading as My Car Credit, is a credit broker and not a lender.

Please ensure you can afford the repayments for the duration of the loan before entering into a credit agreement.

*Initial application is a soft search. Should you progress, some lenders may perform a hard search on your credit file.

Require more help?

Got a question you can’t find the answer to, or need some advice and guidance around taking out car finance? Our Car Credit Specialists are friendly, experienced, and here to help so get in touch today!

or call 01246 458 810

Best Hybrid Cars on Sale in 2025: Top 10

Smiling man wearing glasses driving a car, enjoying his journey on a sunny day.

The UK government continues to push for more green vehicles as they move towards Net Zero – but many UK drivers aren’t yet ready to make the transition to a full electric vehicle. That’s where a hybrid vehicle comes in. Hybrids offer many of the benefits of electric vehicles – including fuel savings and lower emissions – but don’t come with the same range anxiety. With a hybrid, you don’t need to plug in and charge, relying on the safety net of petrol to fuel those longer journeys.

Below, we outline our top ten picks for the best hybrid cars in 2025. Covering a range of different price points, body styles and hybrid types, we’ve comprehensively answered the burning question of which is the best hybrid car on the UK market today.

What’s more, if one of these top ten best hybrid cars stands out for your needs and circumstances, we can help you spread the vehicle cost into affordable chunks with flexible finance options. Read on to find out more.

#1 Renault Clio E-Tech – best for efficiency on a budget

The Clio E-tech is fun to drive with an exceptionally strong performance for a hybrid vehicle. It’s efficient and compact, making for a superb city vehicle.

The E-tech’s exterior stylishness is equally matched by an impressive interior that’s very well equipped. All this for a remarkably affordable price tag, and you’ve got the ingredients of one of the best hybrid cars in 2025 – especially for first-time buyers.

#2 Toyota Yaris Hybrid – best for urban MPG

Taking its cue from the Toyota Prius, the Toyota Yaris hybrid is a small car offering a fuel-efficient drive around urban areas – though it also holds its own on the motorway.

Good fuel economy combines with stylish design. The entry-level model comes with plenty of kit and standard safety features, even if it’s not the snazziest interior on our list.

All in all, the Toyota Yaris Hybrid offers Toyota’s reliability in a downsized hatchback that still feels premium. It’s one of the best hybrid cars in 2025 for those who frequently drive around urban areas.

#3 Hyundai Kona Hybrid – best for space & efficiency

We’re impressed by the quietness of the Hyundai Kona hybrid, as well as its efficient hybrid engine, which is comparatively powerful and speedy (especially compared to the Kona petrol engine).

The interior of the Kona is particularly appealing, with sturdy construction and plenty of parking aids. It’s also got a pleasing driving position and button-heavy dashboard featuring impressive software and infotainment features.

In all, the Kona is a family-friendly crossover which balances power and economy. You can find many Kona models available as approved used cars for lower finance costs with My Car Credit, too.

#4 MG3 Hybrid+ – best value full hybrid

Comfortable, fun to drive, and very exceptionally priced – the MG3 Hybrid+’s offering is not to be sniffed at.

This is one of the best hybrid cars in 2025 for drivers seeking modern tech and an enjoyable hybrid drive for an entry-level price. But don’t worry, its speed doesn’t impact the vehicle’s overall fuel efficiency – in fact, it’s got strong fuel consumption figures, too.

All in all, the MG3 Hybrid+ is a good car finance candidate for drivers on a budget, and is a superior hybrid vehicle.

#5 Honda Civic e:HEV – best for driving feel

Honda’s renowned for producing high-quality vehicles with a premium feel for less than its German rivals. Offering a punchy hybrid performance with a petrol-like feel, the Civic e:HEV is no different.

With lots of standard safety and comfort equipment – plus a huge boot and interior space – the Civic e:HEV is a high-performing all-rounder for a reason.

It’s got a higher price point than some of the other hybrids on our list, but you can find plenty of Civic e:HEVs at great value with My Car Credit.

#6 Skoda Kodiaq iV – best plug-in for families

By far one of the best hybrid cars in 2025 for families, the Skoda Kodiaq iV is super roomy, with a seven-seat option and huge boot.

But all that space doesn’t sacrifice its range, which still muscles up to competitors’ plug-in hybrid SUVs.

With a comfortable ride, good handling and respectable interiors, the Skoda Kodiaq iV is not easily dismissed. Plus, it can offer company car drivers favourable tax savings, too.

Contact My Car Credit to find out how we can help you finance a PHEV like the Kodiaq today.

#7 MG HS PHEV – best affordable plug-in SUV

Plug-in hybrids are usually somewhat expensive – but not this one. The MG HS PHEV is significantly cheaper than its rivals, but that doesn’t mean you’re compromising on style, performance or quality.

In fact, the MG HS PHEV is very well equipped with a suite of safety and infotainment features. Plus, it’s got plenty of space and an impressive electric range that compares very well to competitors.

For a vehicle with full family practicality or a low company car tax potential, the MG HS PHEV is a great choice.

#8 BMW 330e – best premium hybrid saloon

There’s a reason you’ll recognise the BMW 330e’s exteriors, because it’s so highly favoured by company car drivers.

But it’s also earned its place on our list of the best hybrid cars in 2025 for a reason. Fast and engaging to drive, it’s also got an impressive electric range that’ll save the petrol engine from kicking in on the average commute.

Plus, being a BMW, the interiors of the 330e are swish, with lots of tech and kit as standard.

If you’re looking for a hybrid vehicle that combines fuel efficiency with a good drive, tech-forward features and an impressive plug-in range, the BMW 330e is one for your list.

#9 Dacia Jogger Hybrid – best for practicality under £25k

As a seven-seater plug-in, the Dacia Jogger is another of the best hybrid cars in 2025 for families looking for an affordable drive.

It’s easy to drive with a good suspension, offering ride comfort for passengers and drivers alike. A high driving position gives good forward visibility, and even the entry-level trim option has respectable kit as standard.

For families looking for a hybrid vehicle with plenty of space and utility at budget-friendly prices, the Dacia Jogger is undeniably a hidden gem.

#10 Volkswagen Golf eHybrid – best all-rounder

There’s really no arguing with the Golf eHybrid’s place on a list of 2025’s best hybrid cars.

There’s only one engine size here to choose from in the eHybrid Golf model, but with its range, you won’t be complaining. What’s more, the Golf eHybrid combines a comfortable drive and premium interior with a respectable amount of space despite its compact nature. You also get plenty of digital tech as standard with a simple, user-friendly layout.

Overall, the Golf eHybrid offers a solid blend of performance, quality and economy with the flexibility of plug-in capability.

To find your next new or used Golf eHybrid, discover the car finance you can secure with My Car Credit’s broad lender panel.

Thinking of getting a hybrid? Let’s help you finance it

Offering a balance of economy, practicality and futureproofing, hybrid vehicles make a great choice for your next new, nearly-new or used car in 2025.

Explore ways of financing your next hybrid drive with My Car Credit. Our goal has always been to make securing online car finance as simple and accessible as possible, no matter your credit score. We offer quick quotes with an initial soft search and flexibility for all credit types.

Find your next hybrid vehicle by using our car finance calculator today, or fill out our online form for a no-obligation quote.

Hybrid car FAQs – 2025 buyer’s guide

Which is the best hybrid car in the UK for 2025?

The best hybrid car in the UK for 2025 depends on your needs and circumstances. Whether spaciousness is your priority for a family-friendly vehicle or you’re after a good all rounder, My Car Credit’s list of the top ten best hybrid cars of 2025 will get you ‘plugging in’ to your next drive as soon as possible.

Is it worth buying a hybrid car in 2025?

If you’re already on the hunt for your next new, nearly-new or used vehicle, a hybrid vehicle makes a great choice. Fuel efficiency and lower emissions make hybrids more sustainable options without necessitating the full jump to electric vehicles.

Are hybrid cars good for long journeys?

Unlike electric vehicles, hybrid cars combine the benefits of both a fuel-burning engine and an electric motor. As such, they don’t generate the same range anxiety as fully electric vehicles, switching to petrol when the electric battery is low. Hybrids are generally good for long journeys, with that in mind.

How does hybrid car finance work?

Hybrid car finance works similarly to petrol or diesel car finance. With car finance, you borrow a predetermined amount of money, which you pay back via a series of affordable monthly instalments plus interest. My Car Credit can help you find flexible car finance options at a budget that suits you.

Can I get finance for a used hybrid car?

Car finance on a used hybrid car is similar to car finance on petrol or diesel models. You can find the most suitable car finance for your circumstances with a broker like My Car Credit. We’ll combine an initial soft search with a flexible approach to lending to help you afford your next used hybrid.

Rates from 9.9% APR. Representative APR 10.9%

Evolution Funding Ltd T/A My Car Credit

What Do You Do if You Have Lost Your Provisional Licence?

Small Splendour: What’s the Best Luxury Hatchback?

Decadent Driving: 7 of the Most Luxurious Cars

Loan amount

£

Repayment term

My credit rating

X monthly repayments of
^£X

Typical rate

Loan amount

Total payable

X% APR*

£X

*for illustration purposes only

No impact on your credit score*

Representative Example

Borrowing £7,500 at a representative APR of 10.9%, annual interest rate (fixed) 10.87%, 47 monthly payments of £191.50 followed by 1 payment of £201.50 (incl. estimated £10 option to purchase fee), a deposit of £0.00, total cost of credit is £1,702, total amount payable £9,202.

Evolution Funding Limited, trading as My Car Credit, is a credit broker and not a lender.

Please ensure you can afford the repayments for the duration of the loan before entering into a credit agreement.

*Initial application is a soft search. Should you progress, some lenders may perform a hard search on your credit file.

Require more help?

Got a question you can’t find the answer to, or need some advice and guidance around taking out car finance? Our Car Credit Specialists are friendly, experienced, and here to help so get in touch today!

or call 01246 458 810

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Power Up: 5 Types of Hybrid Cars

Hybrid cars are quickly becoming the top choice for Brits who want to combine performance with planet-friendly transport. And let’s be honest, savings at the pump are a huge bonus. But with so many types of hybrid cars to choose from, how do you know which one’s for you?

Keep reading for a rundown of the different types of hybrid cars available in the UK and what each one brings to the table.

What is a hybrid car?

Let’s start with the basics. A hybrid car isn’t just another vehicle on the road. It has a dual personality and combines a traditional combustion petrol engine with an electric motor.

Hybrids can run on the petrol engine alone, the electric motor alone or a combination of both. This versatility is what makes hybrids so appealing. For example, a hybrid will draw on electric power when you’re nipping out to the shops and kick into petrol-powered mode for longer trips.

Now let’s get more specific about the different types of hybrid cars:

1. Mild Hybrid (MHEV)

Mild hybrids are an entry-level option and feature a small electric motor that gives the petrol engine a bit of extra muscle. They won’t run on electric power alone, but they do a great job at improving fuel economy, especially in start-stop traffic. This makes MHEVs terrific little city commuters.

Top pick: Ford Puma EcoBoost Hybrid

Of all the MHEVs available in the UK the Ford Puma is a firm favourite. This nifty mild hybrid SUV pairs a 48-volt battery with a 1.0-litre EcoBoost engine to keep you moving along while using less fuel.

Athletic silhouette
Driver focused technology
Smart interior styling
Megabox for extra boot storage

2. Full Hybrid (HEV)

Step things up a notch with a full hybrid. These cars can run on just the petrol engine, just the electric motor or both at the same time. They’re good for city driving as the electric motor takes over completely at low speeds to slash your fuel use and emissions.

Top pick: Kia Sportage Hybrid Electric

Spacious and modern, the Kia Sportage Hybrid Electric is a top-selling HEV. Infotainment is a highlight, with a pair of huge 12.3-inch displays used to run the company’s industry-leading tech suite. Enjoy Android Auto, Apple CarPlay and sat-nav as standard.

6 turbocharged petrol engine
All wheel drive or 2WD
6-speed automatic transmission
Plucky 1.49 kWh battery

Looking for something a bit more upmarket? The Hyundai Tucson is comparable to the Kia Sportage but comes with a slightly higher starting price. Of course, that buys you some nice extras like Hyundai Digital Key technology so you can lock and unlock the car with your smartphone.

3. Plug-in Hybrid (PHEV)

PHEVs are one of the best types of hybrid cars if you want more electric range but don’t want to commit to an EV. With a bigger battery that can be charged externally, they offer extended electric-only driving and mean you can say goodbye to range anxiety. When the battery runs low, the petrol engine steps in to keep you rolling.

Top pick: Mitsubishi Outlander PHEV

The Mitsubishi Outlander PHEV gives you serious options. Unlock up to 28 miles of electric-only driving and use the petrol engine when you need to go further.

Combined range of over 400 miles

Whether you’re running urban errands or planning a long-distance road trip, the Outlander is up for the task. Craving adventure? High ground clearance and a spacious boot make the Outlander terrific for mud-splattered adventures.

4. Range-Extended Hybrid

Not quite ready to go full electric? A Range-Extended Hybrid could be the answer. These cars have a larger battery and a small petrol engine that acts as a generator when power is running low. It’s a clever way to reap the benefits of electric driving without the worry of running out of juice.

Top pick: Mazda MX-30 R-EV

With a classy silhouette, fun handling and outstanding range, it’s no wonder the Mazda MX-30 R-EV was voted Best Plug-In Hybrid of the Year at the 2024 What Car? Awards.

53 miles of pure electric range
More than 400 miles of combined range

What makes the Mazda MX-30 R-EV one of the best types of hybrid cars? Under the hood is a lightweight Rotary engine that acts as an onboard generator to recharge the battery when it runs low—the perfect compromise for motorists who want to go green without sacrificing range or convenience.

5. Hybrid SUV

Hybrid SUVs are brilliant if you need something with a bit more space and power but don’t want to drive a gas guzzler. The result? A car that’s perfect for everyday errands, longer trips and even a bit of off-roading.

Top Pick: Volvo XC90 T8

The Volvo XC90 T8 is a top pick for those who want luxury, space and eco-friendly driving in one package. With up to 31 miles of electric-only range and a total power output of 407 horsepower, it’s as gutsy as it is green.

The interior is Scandinavian to a T – clean lines, high-quality materials and

Finance a hybrid with My Car Credit

Whatever your motivation, whether it’s to save on fuel, do your bit for the environment or enjoy a whisper-quiet ride, there are types of hybrid cars out there for everyone. At My Car Credit, we’re here to help you find your perfect match with tailored car finance solutions for best-selling hybrids like the BMW 330e, Mercedes-Benz C 300 e, Kia Sorento, Dacia Jogger, Honda Civic, Skoda Octavia Estate and Toyota C-HR.

Thinking about going full electric? We can help with that too with finance for models like the Tesla Model 3 and Volkswagen ID 7. Use our car finance calculator to get started and find out more about how we can help make your next car a little kinder to the planet and your wallet.

Rates from 9.9% APR. Representative APR 10.9%

Evolution Funding Ltd T/A My Car Credit

What Do You Do if You Have Lost Your Provisional Licence?

Best Hybrid Cars on Sale in 2025: Top 10

Small Splendour: What’s the Best Luxury Hatchback?

Loan amount

£

Repayment term

My credit rating

X monthly repayments of
^£X

Typical rate

Loan amount

Total payable

X% APR*

£X

*for illustration purposes only

No impact on your credit score*

Representative Example

Borrowing £7,500 at a representative APR of 10.9%, annual interest rate (fixed) 10.87%, 47 monthly payments of £191.50 followed by 1 payment of £201.50 (incl. estimated £10 option to purchase fee), a deposit of £0.00, total cost of credit is £1,702, total amount payable £9,202.

Evolution Funding Limited, trading as My Car Credit, is a credit broker and not a lender.

Please ensure you can afford the repayments for the duration of the loan before entering into a credit agreement.

*Initial application is a soft search. Should you progress, some lenders may perform a hard search on your credit file.

Require more help?

Got a question you can’t find the answer to, or need some advice and guidance around taking out car finance? Our Car Credit Specialists are friendly, experienced, and here to help so get in touch today!

or call 01246 458 810

car buying electric Ford HEV Hybrid Jan24 Kia mazda MHEV Mitsubishi Outlander PHEV puma sportage volvo

5 Best Cars for Older Drivers in the UK

Crawling into a low-slung sports car might’ve had its thrills back in the ‘70s – especially if you had Fleetwood Mac on the cassette and a mullet blowing in the breeze. But these days, it’s all about comfort, confidence and practicality. Whether you’re popping to Lidl for a big shop or heading down the M1 to visit the grandkids, driving one of the best cars for older drivers makes all the difference.

And let’s be honest – with the cost of living creeping up and pensions that don’t always stretch as far as they used to, most of us are thinking twice before filling the tank or splashing out on something new. That’s why low running costs have become just as important as legroom.

Thankfully, today’s car market is packed with options that tick all the right boxes. From smart safety tech and efficient engines to high-seated comfort and stress-free driving, these newer models run circles around the old Ford Cortinas, Austin Maxis and Vauxhall Cavaliers many of us learned to drive in. And they don’t need three prayers and a jump-start on a cold morning, either.

In this guide, we’re rounding up the best cars for older drivers in the UK that strike the perfect balance of value, safety and convenience without skimping on comfort.

What to look for in a car as an older driver

Older drivers tend to know exactly what they want and what they absolutely won’t tolerate (we’re looking at you, fiddly touchscreens and back-breaking boot lips). With years of driving know-how under your belt, it’s less about flash and more about what actually makes life easier behind the wheel.

Here’s what to keep in mind when picking your next motor as an older driver:

High seating position

No one wants to perform a three-act play just to get in and out of a car. A raised driving position means easier access and a better view of the road. Very helpful whether you’re navigating winding roads in the Lake District or edging into a tight space in the B&Q car park.

Great visibility

Big windows, slim pillars and clever camera tech all help make reversing less of a guessing game. Bonus points for cars with large door mirrors and clear windscreen views.

Supportive seats

Your lower back probably isn’t what it used to be, and that’s okay. Adjustable lumbar support and wide, padded seats can help reduce fatigue. Ideal if you’re heading off for a weekend in the Peaks or tackling school pick-up duty for the grandkids.

Easy-to-use tech

Touchscreens are fine in theory, but no one wants to scroll through ten menus just to turn the radio down. Big buttons, voice controls and simple dashboards are a win with experienced motorists.

Smooth automatic gearboxes

No more stalling at awkward junctions. The best cars for older drivers boast modern automatic gearboxes that are a godsend in stop-start traffic or when navigating unfamiliar roads on your next National Trust day out.

Running costs that don’t ruin your pension

Whether you’re on a fixed income or just watching the pennies, fuel efficiency and low road tax matter. Hybrids and smaller petrol engines can really shine here.

Smart safety tech

Lane assist, parking sensors, automatic emergency braking, today’s features go way beyond ABS. Think of it as your own digital co-pilot.

5 best cars for older drivers in the UK

We’ve picked five standout models that strike a balance between comfort, affordability, practicality and tech. Whether you’re downsizing from a bulky estate or simply want something easier to live with, there’s something here to suit your lifestyle.

#1 Honda Jazz

The reliable all-rounder that just makes life easier.

If you’ve ever owned a Honda Civic or remember how bulletproof the old Accords used to be, the Jazz is their natural descendant – just with better tech and cleverer storage. It’s been a favourite among older drivers for years, and with good reason.

Features to love:

Magic Seat system – Honda’s folding rear seats are a game-changer. Flip them up like cinema seats to carry tall items (hello, potted plants from your local garden centre), or down flat for serious boot space.
High driving position – No awkward bending, no disappearing below the dashboard.
Hybrid powertrain – Achieves around 60 mpg. That’s fewer petrol stops and lower running costs.
Compact outside, roomy inside – Ideal if you’re navigating tight village roads or parking outside the community centre.

Price range:

From £28,060 new – around £15k for a 1-2-year-old model.

Safety:

The Honda Sensing suite makes the Jazz one of the best cars for older drivers. Think collision mitigation, lane-keeping assist and adaptive cruise control.

Perfect for:

Drivers who want something dependable, smart and easy to handle. Whether you’re off to the Cotswolds for a bank holiday weekend or picking up the papers, the Jazz won’t let you down.

#2 Toyota Yaris Cross

Small SUV, big practicality (and a very comfortable ride).

Think of this as the Cliff Richard of cars – unassuming, efficient and somehow still going strong after all these years. The Yaris Cross is a compact crossover that blends hatchback ease with SUV height. The result? A ride that’s perfect for drivers wanting that elevated view without a bulky frame. No wonder it’s one of the best cars for older drivers in the UK.

Features to love:

Comfortable step-in height – No clambering required.
Hybrid economy – It’ll regularly get over 55 mpg. Great for those longer runs on the motorway to get away for the weekend or visit the family.
Excellent safety kit – Even base models get Toyota Safety Sense. Enjoy road sign assist, pre-collision warning, adaptive cruise control and more.
Small footprint – Easy to park even at a packed Tesco.

Price range:

From £26,495 new. Finance options bring this within reach for many retirees.

Perfect for:

Drivers who want SUV-like visibility and comfort without the size or running costs of a full-blown 4×4.

#3 Skoda Octavia Hatch SE

Loads of space, solid value and outstanding long-distance comfort.

If you’re the kind of person who still remembers when Skoda jokes were all the rage, this car will change your tune. The modern Octavia is one of the most spacious and refined hatchbacks out there. More practical than some SUVs and twice as polite on fuel.

Features to love:

Enormous boot – Over 600 litres to be exact! Perfect if you’re heading to the airport (hello Spanish sunshine!) or stocking up at Costco.
Plush cabin – Soft-touch materials, supportive seats and an interior that rivals far pricier cars.
Driver-friendly tech – Clear digital displays, logical buttons and physical controls where you need them.
Smooth, stable ride – Glides over bumps like it’s floating down a country lane in Lincolnshire.

Price range:

Around £27,845 new, with excellent used examples under £15,000.

Safety:

Looking for one of the safest cars for seniors? Rear parking sensors, lane assist and fatigue detection are all included with the Octavia.

Perfect for:

Older couples or solo drivers who still do long motorway journeys or road trips with friends. Think golf weekends, coastal escapes or just a comfy drive to the grandchildren’s school play.

#4 Hyundai i10 or i20

Small but mighty with modern looks and big features.

These little Hyundais are proof that good things come in small packages. Perfect for retired drivers living in town, they’re nippy, easy to park and surprisingly refined inside.

Features to love:

Great visibility – Upright windows, wide windscreens and high-mounted seats make it easy to see what’s going on around you.
Compact size – Parallel parking outside the pharmacy? No problem. The compact size is what makes the i10 and i20 two of the best cars for senior drivers.
Impressive equipment – Touchscreens, Bluetooth, air-con and rear cameras are all standard.
Reliable and affordable – Hyundai has one of the most competitive warranties in the UK. Five years of peace of mind.

Price range:

i10 from £16,100, i20 from £22,100. Plenty of used models with low mileage available from around £9,000.

Perfect for:

Urban retirees who want easy parking, low insurance and enough tech to keep up with the times (even if your first car was a Cortina).

#5 Kia Soul

Boxy charm, brilliant access and an electric option too.

Not everyone wants something mainstream and that’s where the Soul comes in. With its upright stance and wide-opening doors, this compact crossover is quirky, comfortable and remarkably good at keeping things simple.

Kia is no longer manufacturing new petrol models though there’s plenty to choose from on the used market, or upgrade to a brand-new EV and drive one of the best cars for older drivers in the UK.

Features to love:

Spacious interior – Flat floors, high roof and ample elbow room. Plenty of space to install car seats for the grandkids.
EV option available – The e-Soul offers up to 280 miles on a single charge – good for the planet and your wallet.
Senior-friendly access – Big doors, a high step-in point and zero faff.
Visibility – Great driving position and huge rear window.

Price range:

Used petrol models from £13,200. EVs from £32,845 (or finance them affordably).

Perfect for:

Independent drivers who want something a bit different – think Glastonbury spirit with a warm flask and a portable seat in the boot.

Can older drivers still get car finance?

Absolutely. The notion that car finance is only for young professionals or high earners is as outdated as a Ford Capri. At My Car Credit, we know that older drivers are some of the most responsible borrowers out there. And age alone is never a reason to be turned down.

What really matters when financing cars for seniors is affordability. In other words, your ability to make the repayments comfortably. That means pensions, savings, investments or part-time income all count.

Here’s how we make it work at My Car Credit:

Soft credit checks – You can check your eligibility without leaving a mark on your credit file. No commitment, no pressure. Just a chance to see what’s possible.
Pension income is valid – If you’ve got a steady retirement income, you’re in a strong position.
Joint applications are welcome – You can apply with a partner or even a family member.
We work with specialist lenders – Some of our finance providers cater specifically to older applicants.

Top tip: Before applying, make sure your credit report is accurate. Free tools like ClearScore or Experian can flag any outdated info. So whether you’re 60 or 75, still working or fully retired, don’t rule yourself out. We’re here to support, not judge.

Finance one of these cars with My Car Credit

Once you’ve found the right motor (whether it’s a zippy i10 for town or a roomy Octavia for those big family trips) My Car Credit can help make it yours.

Here are a few ways to get the ball rolling and secure the keys to one of the best cars for senior drivers:

Use the finance calculator

Pop in a few details to our car finance calculator and see your estimated monthly payments. No pressure – just a feel for what’s doable.

Try a soft search

See if you’re likely to be approved before you apply. It won’t affect your credit score.

Apply online

Our form is easy to fill out (and you can do it with a cup of tea and a biscuit on the sofa).

Get personalised support

Our friendly team is here to guide you through the process. No jargon, no sales patter. Just clear advice.

And because we work with a wide panel of lenders, we can match you with the right deal, even if your credit history isn’t perfect.

Pick what suits your driving lifestyle

Finding the best cars for older drivers in the UK isn’t just about MPG or boot space. It’s about how a model fits your life.

Still volunteering at the local community centre? You’ll want something that’s easy to park and not too thirsty. The Hyundai i10 or Kia Soul could be a great match.

Love weekends away in the Lakes or heading down to see the grandkids? The Skoda Octavia offers comfort, space and cruise control to keep things smooth.

Mobility not what it used to be? Look for wide-opening doors, high seats and minimal sill height. All found in the Yaris Cross or Jazz!

And don’t forget tech features like heated seats (lovely in winter), rear cameras (saves your neck) and voice control (just say “play The Beatles” and off you go).

Stay independent with a set of wheels

Getting older doesn’t mean giving up your independence. In fact, the right cars for seniors can give it back. Whether you’re 60 and still working, or 75 and embracing retirement, you deserve a car that suits your needs, not the other way around.

So if your knees protest when you get in and out, or you’ve had enough of manual gears on hills, don’t wait. There’s a better fit out there… and it might just be sitting down the road at one of our carefully vetted forecourts.

Enjoy confidence, comfort and control with My Car Credit

Choosing your next car isn’t just a practical decision, it’s part of your next chapter. For some, it’s the first time buying a new car in decades. For others, it’s a well-deserved upgrade after years of raising a family, running a business or navigating Britain’s endless roundabouts.

So treat yourself to one of the best cars for senior drivers. Turn up The Rolling Stones or ABBA Gold and imagine that first drive, whether it’s down to Whitby for fish and chips or just a run to the local allotment with the radio on.

With My Car Credit, you’ll find a finance partner that understands your life stage, listens to your needs and offers real support. Ready to get started? Try our car finance calculator today or give us a ring. No pushy sales and no nonsense, we promise. Just help finding a car that’s right for you.

Rates from 9.9% APR. Representative APR 10.9%

Evolution Funding Ltd T/A My Car Credit

What Do You Do if You Have Lost Your Provisional Licence?

Best Hybrid Cars on Sale in 2025: Top 10

Small Splendour: What’s the Best Luxury Hatchback?

Loan amount

£

Repayment term

My credit rating

X monthly repayments of
^£X

Typical rate

Loan amount

Total payable

X% APR*

£X

*for illustration purposes only

No impact on your credit score*

Representative Example

Borrowing £7,500 at a representative APR of 10.9%, annual interest rate (fixed) 10.87%, 47 monthly payments of £191.50 followed by 1 payment of £201.50 (incl. estimated £10 option to purchase fee), a deposit of £0.00, total cost of credit is £1,702, total amount payable £9,202.

Evolution Funding Limited, trading as My Car Credit, is a credit broker and not a lender.

Please ensure you can afford the repayments for the duration of the loan before entering into a credit agreement.

*Initial application is a soft search. Should you progress, some lenders may perform a hard search on your credit file.

Require more help?

Got a question you can’t find the answer to, or need some advice and guidance around taking out car finance? Our Car Credit Specialists are friendly, experienced, and here to help so get in touch today!

or call 01246 458 810

elderly drivers Fiesta Ford Honda Jazz meriva Octavia Skoda vauxhall volvo xc60

Best Car for Commuting: 10 Top Picks

Whether your commute lasts 10 minutes or an hour plus, a well-appointed car can completely transform your commute. At My Car Credit we’re committed to helping Brits choose the best cars for their needs, which is why we’ve put together this best car for commuting roundup. From fuel efficient superminis to luxury saloons, we’ve cherry-picked cars for every commuter.

1. Citroen Ami – Best Innovator

Looking for an all-electric commuter car that won’t break the bank? The Citroen Ami isn’t just one of the most affordable EVs in the UK. It’s also one of the best-priced cars, period. Prices start at just under £8,000 which makes the model incredible value for money.

Yes, it comes with a bit of a catch. It’s technically an electric quadricycle and cleverly marketed as a mobility solution, as opposed to an EV. But that doesn’t stop it from being one of our best car for commuting picks. Powered by a 5.5kWh battery, this pocket rocket can reach speeds of up to 28mph and offers up to 46 miles of range on a single charge. An impressive turning circle of just 7.2 metres makes pulling off tight urban manoeuvres a cinch. Even better, it charges in just four hours.

2. Skoda Superb Estate – Best Hybrid

The Skoda Superb Estate is an eco-conscious hybrid model that’s made our best car for commuting roundup. The plug-in hybrid version offers around 40 miles of electric range – more than enough for longer commutes. If you need to drive further the petrol engine kicks in and gets you there. In terms of design, the Skoda Superb Estate is sleek enough to feel at home in the city and spacious enough for family road trips.

3. BMW i3 – Best Luxury EV

Compact yet luxurious, the BMW i3 is has earned its place on our best car for commuting list. The 170hp electric motor delivers instant power, making it easy to accelerate on the motorway or switch lanes in a pinch.

Behind the body is a sleek interior featuring luxe, eco-friendly materials like eucalyptus wood. A clean and uncluttered dash makes it easy to focus when you’re navigating city traffic. Enjoy up to 160 miles of range and at-home charging costs of around £6. Buy new or pick up a second-hand BMW i3 for under £30,000.

4. Ford Focus – Best Value for Money

Reliable and affordable, it’s hard to beat the Ford Focus when it comes to value for money. If you’re looking for a commuter car that will get you from A to B without a fuss, you can’t go wrong with this zippy model. Now in its fourth generation, this British bestseller comes in a variety of petrol and diesel options, as well as hybrid option for those looking to slash CO2 emissions.

5. Nissan Juke – Best Head Turner

Some motorists like to blend in on the roads and others love to turn heads. If you fall into the latter category, you’ll swoon over the Nissan Juke. This SUV stands out with a boxy design and unique styling. Enjoy unsurpassed visibility thanks to the high driving position and loads of tech like an interactive touchscreen media system and Bluetooth connectivity for higher trim levels. The Juke was reinvented in 2019 which means there are plenty of deals to be had for past-generation models.

6. Tesla Model 3 – Best EV

With impressive range of up to 374 miles, the Tesla Model 3 is ideal for commutes and road trips alike. Skip the forecourt and cruise straight to the office, with zero congestion zone charges. The electric drivetrain is whisper-quiet on the motorway and practically purrs along urban streets.

Tesla has packed the Model 3 with advanced driver-assist technology which makes it the best car for commuting after a long day at work. When your focus starts to slip, the Model 3 has your back. Use your car for work and play? Boot capacity of 425 litres makes the Tesla Model 3 a practical choice for weekends away. Pack it with everything from butter-soft leather weekender bags to back-to-basics camping gear.

7. Audi A6 – Best Luxury Saloon

Audi has once again mastered the art of understated luxury in the A6. You’ll feel pleased as punch pulling up to the office in this upmarket saloon. Choose the petrol-powered hybrid model and you’ll enjoy just over 30 miles of electric range in a single trip. If you want a vehicle that combines the flexibility of petrol with the environmental and cost-saving credentials of EV technology, the Audi A6 is one of the best cars for commuting.

8. BMW 5 Series – Best Driver Experience

Transition from the city to the countryside with ease in the BMW 5 Series. The executive saloon is now in its eight generation and classier than ever. It’s sleek, sporty and boasts all the signature design elements that BMW drivers covet. Think an extended wheelbase, oversized bonnet and fluid roof silhouette. The infotainment system is unrivalled and makes the daily commute a pleasure.

9. Kia Sportage – Best Allrounder

SUVs are incredibly practical for weekends but can be a headache when it comes to city driving. The Kia Sportage is the perfect compromise, with a compact design that offers all the space and power of an SUV, without the extra bulk. It’s relatively affordable to run and offers excellent MPG numbers considering its status as a mid-sized SUV. As well as commuting to and from work, the Kia Sportage steps up for school runs, supermarket shops, weekend road trips and more.

10. Peugeot 208 – Best for Fuel Efficiency

Loved by motorists across Europe, the Peugeot 208 is one of the most fuel efficient internal combustion engine cars on the market. Unlock up to 72 MPG and keep your CO2 emissions as low as 110g/km. If you’re not quite ready to make the switch to an EV but want to save money at the forecourt, the Peugeot 208 is the best car for commuting.

Elevate your commute with My Car Credit

With the right car, commutes don’t have to be a drag. Whether you covet comfort, style or practicality, we’re here to help you get approved for auto finance and secure the keys to your dream car. Want to know more about eligibility? We’ve written a guide to answer “will I get accepted for car finance”, where we cover important information like the difference between soft and hard searches.

Rates from 9.9% APR. Representative APR 10.9%

Evolution Funding Ltd T/A My Car Credit

What Do You Do if You Have Lost Your Provisional Licence?

Best Hybrid Cars on Sale in 2025: Top 10

Small Splendour: What’s the Best Luxury Hatchback?

Loan amount

£

Repayment term

My credit rating

X monthly repayments of
^£X

Typical rate

Loan amount

Total payable

X% APR*

£X

*for illustration purposes only

No impact on your credit score*

Representative Example

Borrowing £7,500 at a representative APR of 10.9%, annual interest rate (fixed) 10.87%, 47 monthly payments of £191.50 followed by 1 payment of £201.50 (incl. estimated £10 option to purchase fee), a deposit of £0.00, total cost of credit is £1,702, total amount payable £9,202.

Evolution Funding Limited, trading as My Car Credit, is a credit broker and not a lender.

Please ensure you can afford the repayments for the duration of the loan before entering into a credit agreement.

*Initial application is a soft search. Should you progress, some lenders may perform a hard search on your credit file.

Require more help?

Got a question you can’t find the answer to, or need some advice and guidance around taking out car finance? Our Car Credit Specialists are friendly, experienced, and here to help so get in touch today!

or call 01246 458 810

audi bmw citroen commuting Ford nissan peugeot Skoda tesla top 10

10 Most Popular Cars in 2023

Whether you’re driving the A1 between London and Edinburgh or cruising along a country backroad, you’ll quickly notice some makes and models are far more popular than others. Thinking of investing in a new car this year? Don’t miss our roundup of the top 10 most popular cars on British roads. They’re bestsellers for a reason which means you really can’t go wrong when you get behind the wheel of one of these models.

The roundup is based on the latest vehicle registration data from Society of Motor Manufacturers and Traders (SMMT). Results reveal the most popular cars 2023 registered in the first half of the year.

1. Ford Puma – 22,765

With a huge 22,765 models sold in the first half of 2023, the Ford Puma is one of the most popular cars on British roads. The crossover SUV builds on the success of the Fiesta and won over drivers with a spacious interior and enormous boot. It’s so grand Top Gear legend Jeremy Clarkson called it a “megabox” in a recent review and was seriously impressed with the washable cover. Anyone loading wet dogs, muddy sports gear or dusty camping equipment into their boots will love this feature.

Connectivity is top-notch thanks to the integrated SYNC 3 technology that enables voice-activated phone, communication and navigation features. Whether you need to search for directions or lineup your favourite tunes, the Ford Puma allows you to customise your driving experience without taking your eyes off the road.

2. Vauxhall Corsa – 21,208

With just over 21,000 sales in the first half of 2023, the Vauxhall Corsa is hot on the heels of the Ford Puma. No surprises here seeing as the Corsa was crowned one of the most popular cars of 2022. The compact hatchback is classed as a supermini and is adored by urban drivers. Whether you’re manoeuvring into a parallel parking spot or pulling off a tight turn, the Vauxhall Corsa makes city driving a cinch. There’s even an updated all-electric version with an impressive range of 222 miles per charge.

3. Nissan Qashqai – 19,983

Like the Vauxhall Corsa, the Nissan Qashqai was one of the most popular cars of 2022 and continued its reign in the first half of 2023. The compact SUV offers all the space, power and practicality of a large vehicle, without excess bulk. When it comes to crossovers, you can’t go wrong with this bestselling model. The first-generation Qashqai hit roads in 2006 which means there’s plenty of choice on the second-hand market. Even better, the model is built right here in the UK. Sunderland to be precise. This makes it an excellent choice for patriotic motorists.

4. Tesla Model Y – 19,551

When it comes to the all-electric market the Tesla Model Y dominates British roads. Almost 20,000 were registered in the first half of 2023 and numbers are only expected to grow over the coming months. The model builds on the success of the Model 3 with a spacious interior and hatchback SUV design. Then there’s Tesla’s impressive Supercharger network, which features more than 1,000 stations across the UK.

5. Hyundai Tucson – 18,678

Comparable to the Kia Sportage and Nissan Qashqai, the Hyundai Tucson is one of the most popular cars 2023 for families. The latest model raises the bar with a sleek exterior, luxurious cabin and loads of technology, including a sharp digital instrument display and interactive touchscreen controls. A variety of engine choices, including petrol, diesel, hybrid and plug-in hybrid, helped secure the Hyundai Tucson a spot as one of the most popular cars in the UK.

6. Nissan Juke – 18,380

Following in the tracks of the Qashqai, the smaller and zippier Juke is the second Nissan model to make the roundup of the most popular cars 2023. Now in its second generation, the compact crossover is popular with motorists in search of value for money and excellent fuel economy. Like the Qashqai, the Juke is built at the Nissan factory in Sunderland which gives it a British edge.

7. Kia Sportage – 18,057

Completely revamped in 2022, the Kia Sportage stormed into 2023 with gusto. Contemporary styling, luxurious interior materials and lots of cutting-edge technology earned the affordable family SUV a place on the most popular cars roundup. As well as combustion engines, the Sportage is offered as a plug-in hybrid with a 1.6-litre petrol engine and 13.8kWh battery. This option has been a hit with motorists looking to save at the forecourt and reduce their environmental footprints.

8. Mini Hatch – 15,892

Brits have loved Minis since the 1950s and nothing has changed. More than 15,800 Mini Hatch models were registered in the first half of 2023, all built right here in the UK. Motorists are sitting tight for the updated version set to launch in 2024, which will likely continue to boost sales of the bestselling model.

9. Ford Fiesta – 15,359

While production of the Ford Fiesta has now stopped, it didn’t stop the model from stepping up as one of the most popular cars 2023. The most recent seventh generation model was one of the best ever with intuitive handling, great fuel economy and loads of tech features.

10. Vauxhall Mokka – 14,996

Sporty and modern, the Vauxhall Mokka sold almost 15,000 units in the first half of 2023. Comparable to the Nissan Juke and Ford Puma, the compact SUV won over buyers with a wide range of engine types, trim levels and optional extras.

Get behind the wheel of bestsellers with My Car Credit

Want to see what all the fuss is about? Give My Car Credit a call today to discuss auto finance for any of the most popular cars listed above. Many make great first vehicles, so why not use our car finance eligibility guide to find out more about requirements like age, residency, employment and credit score.

Rates from 9.9% APR. Representative APR 10.9%

Evolution Funding Ltd T/A My Car Credit

What Do You Do if You Have Lost Your Provisional Licence?

Best Hybrid Cars on Sale in 2025: Top 10

Small Splendour: What’s the Best Luxury Hatchback?

Loan amount

£

Repayment term

My credit rating

X monthly repayments of
^£X

Typical rate

Loan amount

Total payable

X% APR*

£X

*for illustration purposes only

No impact on your credit score*

Representative Example

Borrowing £7,500 at a representative APR of 10.9%, annual interest rate (fixed) 10.87%, 47 monthly payments of £191.50 followed by 1 payment of £201.50 (incl. estimated £10 option to purchase fee), a deposit of £0.00, total cost of credit is £1,702, total amount payable £9,202.

Evolution Funding Limited, trading as My Car Credit, is a credit broker and not a lender.

Please ensure you can afford the repayments for the duration of the loan before entering into a credit agreement.

*Initial application is a soft search. Should you progress, some lenders may perform a hard search on your credit file.

Require more help?

Got a question you can’t find the answer to, or need some advice and guidance around taking out car finance? Our Car Credit Specialists are friendly, experienced, and here to help so get in touch today!

or call 01246 458 810

Ford hyundai Kia mini nissan popular cars tesla top 10 vauxhall

What are the Best Cars for Students in 2023?

Whether you live in the heart of a university town, or it takes you an hour plus to get to campus, a car can be a gamechanger for students. Even if you don’t drive to class every day, a set of wheels is invaluable when it comes to stocking up at the supermarket and trips home to see the family on bank holiday weekends.

What are the best cars for students? Generally, student cars are compact, affordable and cheap to run and insure. With these three features in mind, we’ve put together a list of the top student-friendly cars in the UK. There’s something for everyone, so take a look and get inspired!

Volkswagen Polo

Cute and compact, it’s hard to look past the Volkswagen Polo when it comes to the best cars for students. It’s small enough to squeeze into those tiny parallel parking spots that can be a lifesaver when you’re running late for class, yet spacious enough to whisk your friends away on a weekend road trip.

The small engine won’t just save you money at the forecourt. It also keeps you in a low insurance bracket. This means more cash to spend on nights out with your crew.

Fiat 500

The pocket-sized Fiat 500 is ideal for students looking for a combination of style and functionality. Like the Volkswagen Polo, manoeuvring into impossibly small parking spaces is a cinch. It also performs well when it comes to CO2 emissions, making it a great pick if you’re studying environmental science. Road taxes and insurance are low, yet another perk that makes the Fiat 500 one of the best cars for students.

Dacia Sandero

Got your heart set on a brand-new car? The Dacia Sandero is one of the most affordable new cars in the UK. Prices for showroom models start at £13,795, which puts the Dacia Sandero well within the reach of students. The company recently revamped the model from the wheels up, which means you’ll enjoy a suite of luxury features – all with a surprisingly low price tag. We’re talking sleek LED headlights, emergency brake functionality and hill start assist, a huge bonus for new drivers who aren’t confident taking off on vertigo-inducing roads. If you attend the University of Bristol or the City of Bristol College, you’ll know what we’re talking about!

Of course, not too many students have the cash to purchase a new car outright. This is where auto finance steps up. At My Car Credit, we specialise in getting students behind the wheel of their dream car. Read up on car finance eligibility on our website to find out more.

Ford Fiesta

Shopping for second-hand models? The Ford Fiesta has been around for decades, which makes it one of the best cars for students on a budget. You’ll see loads of these best-selling models on the used market, whether you’re based at Imperial College London or the University of Edinburgh. A used Ford Fiesta won’t necessarily turn heads, but it will deliver on comfort, safety and style. These cars are also cheap to insure, run and repair – another huge bonus for budget-conscious students.

If you’re in the market for a new car, the new-generation Ford Fiesta will dazzle you with a digital instrument cluster and clever features, like pre-set options for different drivers. This is perfect if you’ll be sharing your Ford Fiesta with a partner.

Kia Picanto

With showroom prices starting at ‎£13,415, the Kia Picanto is an attractive option for first-time buyers. Price isn’t the only thing to love about this compact city car. Fuel efficiency of up to 58.9 MPG means fewer trips to the petrol station. If you’re tossing up between running a car or purchasing a bus pass for your time at university, it’s worth crunching the numbers to see if a fuel-efficient vehicle like the Kia Picanto is a better option. CO2 emissions start at 110 g/km, which makes the Kia Picanto one of the best cars for students who want to reduce their environmental footprint.

Considering the price, you get loads of high-end features. Think Bluetooth® connectivity for music streaming and a USB port for on-the-go charging. If you’re open to increasing your budget, Kia Picanto GT-Line will turn heads on campus with a sleek and sporty aesthetic. The icing on the cake? A seven-year/100,000 mile warranty means there’s every chance you’ll still be zipping around in your Kia Picanto long after you’ve graduated.

Hyundai i10

Whether you’re looking for a new model or browsing the second-hand market, the Hyundai i10 is one of the best cars for students. It may look small on the outside but the Hyundai i10 can comfortably seat five adults. In fact, the latest model boasts an extra 40mm of width between the wheels. This makes it feel even roomier than previous generations.

Young drivers can’t get enough of the best-in-class connectivity, including features like a wireless charging pad (if you add on a Tech Pack or upgrade your trim). All models come with Bluetooth® connectivity and wireless Apple CarPlay or Android Auto, so you can blast your favourite tunes on your way to campus. Whether it’s Ed Sheeran or The Smiths, high quality speakers ensure you don’t miss a beat.

Secure the keys to your new set of wheels today

Now you know more about the best cars for students, it’s time to take the plunge and pick your favourite. Whether you’re in the market for a shiny new Dacia Sandero with all the upgrades or a pre-owned Ford Fiesta with an irresistible price tag, we have you covered with tailored car finance solutions designed especially for students.

Give us a call on 01246 458 810 to chat to a friendly representative or email us at enquiries@mycarcredit.co.uk to find out more.

Rates from 9.9% APR. Representative APR 10.9%

Evolution Funding Ltd T/A My Car Credit

What Do You Do if You Have Lost Your Provisional Licence?

Best Hybrid Cars on Sale in 2025: Top 10

Small Splendour: What’s the Best Luxury Hatchback?

Loan amount

£

Repayment term

My credit rating

X monthly repayments of
^£X

Typical rate

Loan amount

Total payable

X% APR*

£X

*for illustration purposes only

No impact on your credit score*

Representative Example

Borrowing £7,500 at a representative APR of 10.9%, annual interest rate (fixed) 10.87%, 47 monthly payments of £191.50 followed by 1 payment of £201.50 (incl. estimated £10 option to purchase fee), a deposit of £0.00, total cost of credit is £1,702, total amount payable £9,202.

Evolution Funding Limited, trading as My Car Credit, is a credit broker and not a lender.

Please ensure you can afford the repayments for the duration of the loan before entering into a credit agreement.

*Initial application is a soft search. Should you progress, some lenders may perform a hard search on your credit file.

Require more help?

Got a question you can’t find the answer to, or need some advice and guidance around taking out car finance? Our Car Credit Specialists are friendly, experienced, and here to help so get in touch today!

or call 01246 458 810

Dacia fiat 500 Fiesta Ford hyundai Kia picanto polo sandero students volkswagen

Top 6 Best Cars for New Parents in 2023

Whether you’re about to become first-time parents or adding to a growing brood, welcoming a new member to the family is always an exciting time! For many parents, a brand new bundle of joy is the perfect excuse to upgrade to a new vehicle. Looking for inspiration? Read on for a closer look at the best cars for new parents.

Yes, size matters. But in this roundup, we dive deeper and take a closer look at some other important factors to consider, like safety ratings, driver assist features and fuel economy.

1. Ford Puma

Looking for an entry-level SUV that ticks all your boxes? It’s hard to look past the Ford Puma. It’s basically a family-ready version of the best-selling Ford Fiesta, which has been a favourite with Brits for decades. The boot is huge and features a clever 80L sunken compartment where you can stash all kinds of gear. It’s called the MegaBox and is easy to wipe clean – perfect for muddy boots, wet raincoats and yes, even dirty nappies in a pinch. This clever feature makes the Ford Puma one of the best cars for new parents.

In terms of size, it’s comparable to models like the Nissan Juke. Though the price tag is far more appealing. Looking to buy second-hand? The Ford Puma was launched in 2020, which means you’ll see plenty of used models on the market. Families were definitely front-of-mind when designing the Ford Puma. Features like built-in ISOFIX points in the rear make it easy to secure child seats.

Even the standard models are packed with high-tech features like keyless start – a godsend when you’ve got your hands full with a new baby. Cruise control makes long drives to see doting grandparents a pleasure, while rear parking sensors make it easy to squeeze into parallel parking spots when all the pram bays are full.

2. BMW 3 Series

The BMW 3 Series is proof that family cars don’t have to be frumpy. This luxury estate model is a terrific choice for style-conscious new parents. The boot isn’t as large as some other models in our roundup, but an oversized opening makes it easy to use and access. Plus, a variety of drop-down seat configurations make it easy to add or remove extra space as needed. Planning to take long road trips with the family? The revamped infotainment system streamlines everything from punching in directions to playing your favourite playlists.

Performance and handling are where the BMW 3 Series really steps up. Responsive steering and a powerful engine will have you looking forward to early morning school runs. If you’re looking to reduce your environmental footprint this year, the plug-in hybrid BMW 330e model is a great upgrade.

3. Volvo XC40

Safe and stylish, the Volvo XC40 is one of the best cars for new parents. It has all the sophistication of models like the BMW 3 Series, with a family-friendly price point. The interior is classy and contemporary, with luxurious upholstery and a digital center display, even in the entry-level XC40 Core model.

No surprises here. The Volvo XC40 scored an impressive five stars in the latest safety assessment from the Euro NCAP. Upgrade to the company’s ‘IntelliSafe Assist Pro’ pack and the car will automatically steer, accelerate and brake. It’s basically an extra pair of eyes on the road – just what new parents need.

Extras and upgrades can quickly add up, so it’s worth browsing the second-hand market if you’re looking for a high-spec Volvo XC40 without blowing out your budget. Thinking about going electric? The Volvo XC40 Recharge is powered by an all-electric engine and offers almost 260 miles of range on a full charge.

4. Volkswagen Touran

On the hunt for a bargain? A pre-owned Volkswagen Touran offers incredible value for money. These much-loved models have been on the road since 2015, which means you’ll see plenty of choice on the second-hand market. With both five and seven seat models available, there’s plenty of room for growing families.

The Volkswagen Touran isn’t equipped with a powerful engine or all the latest tech features. But if budget is a priority, the model offers unbeatable value for money. Diesels models easily deliver around 50mpg, meaning there are also savings to be had at the forecourt. Overall, the combination of affordability and low running costs makes the Volkswagen Touran one of the best cars for new parents.

5. Mercedes-Benz Citan Tourer

Looking for the safest car for kids, according to the latest Euro NCAP crash test rating? The Mercedes-Benz Citan Tourer will keep your little ones safe and sound with an impressive Child Occupant safety rating of 93%. That’s basically as good as it gets when it comes to the best cars for new parents!

The five-door small MPV isn’t just big on safety. It’ll blow you away with a suite of best-in-class tech features. Not to mention the luxury and prestige Mercedes-Benz is famous for.

6. Hyundai i30 Tourer

Compact and economical, the Hyundai i30 Tourer is one of the best cars for new parents with a sense of adventure. This sprightly little car is just as comfortable zipping around the city as it is cruising along country roads. It’s small enough to slip into urban parking spots, yet powerful enough to tow a caravan on family road trips.

The cavernous 600-litre boot is a huge bonus for families with prams, cots and other baby items. Newer models are equipped with clever safety features, including lane-assist, front collision warning and automatic emergency braking. These types of driver-assist features can be invaluable for sleep-deprived parents.

There’s plenty to choose from on the used market, with prices ranging from around £7,500 to £22,000, depending on mileage, condition and specs.

Baby on board? Upgrade your car with My Car Credit

Ready to install your car seat and stick a ‘Baby on Board’ decal onto your rear windscreen? My Car Credit can get you into the driver’s seat of a family-friendly new car long before baby arrives. Find out more about how to check your credit score to finance a car or give us a call on 01246 458 810. Alternatively, send us an email at enquiries@mycarcredit.co.uk to find out more.

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Loan amount

£

Repayment term

My credit rating

X monthly repayments of
^£X

Typical rate

Loan amount

Total payable

X% APR*

£X

*for illustration purposes only

No impact on your credit score*

Representative Example

Borrowing £7,500 at a representative APR of 10.9%, annual interest rate (fixed) 10.87%, 47 monthly payments of £191.50 followed by 1 payment of £201.50 (incl. estimated £10 option to purchase fee), a deposit of £0.00, total cost of credit is £1,702, total amount payable £9,202.

Evolution Funding Limited, trading as My Car Credit, is a credit broker and not a lender.

Please ensure you can afford the repayments for the duration of the loan before entering into a credit agreement.

*Initial application is a soft search. Should you progress, some lenders may perform a hard search on your credit file.

Require more help?

Got a question you can’t find the answer to, or need some advice and guidance around taking out car finance? Our Car Credit Specialists are friendly, experienced, and here to help so get in touch today!

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Top 9 underrated cars under 10K

Between petrol, insurance and general maintenance costs, running a car is expensive. To absorb these costs, many Brits are forced to trim their overall budget when it comes to shopping for a new set of wheels. The good news? With the best underrated cars under 10k, you don’t have to compromise on style or performance. £10,000 is a great budget when you’re shopping for second-hand vehicles and can score you some very tasty models.

Whether you’re looking for a family-friendly compact SUV, zippy hatchback or an executive saloon, you’ll be amazed at how far a £10,000 budget will stretch. There’s something for everyone on our roundup of the top underrated cars under 10k, so let’s get stuck in.

BMW 1 Series Mk2

Produced between 2011 and 2019, the BMW 1 Series Mk2 offers excellent value for money. The cabin feels spacious and high-end, with lots of tech features in the newer models. You’ll see both petrol and diesel engines on the second-hand market in a variety of different sizes. Responsive handling and sports-inspired performance make the BMW 1 Series Mk2 a fantastic choice for motorists with champagne taste on a beer budget.

Honda S2000

Looking for a smart little roadster with a dash of nostalgia? Scour the second-hand market and you’ll find a handful of pre-loved Honda S2000s. Sure, mileage may be high for listings in the £10,000 range. After all, production did stop in 2009, which means even the newest models are 14+ years old. But if the car has been well looked after and the owner can produce a detailed logbook, a Honda S2000 is one of the best underrated cars under 10k.

Citroen C3 Aircross Mk1

Fun and funky, the Citroen C3 Aircross Mk1 will get heads turning, especially if you snag one with a bold paintjob. This compact SUV is packed with clever features, including loads of storage for family road trips. Fuel efficiency is great for both the petrol and diesel engines – another big plus for families on a budget. The cabin doesn’t feel as luxurious as other compact SUVs on the market, but you can’t argue with the price. That said, if the previous owner splurged on a trim upgrade, you may be able to score luxe upholstery like leather or corduroy.

Honda Civic

First launched in 1972, the Honda Civic quickly emerged as a fan favourite in the UK. Compact and lively, the best-selling hatchback is just as at home in the city as it is on winding country lanes. Fun fact – when the model was first launched in the 1970s, it was accompanied by a “We’ll get you where you’re going” slogan. This still rings true today. If you’re looking for underrated cars under 10k that will get you where you’re going, the Honda Civic is a top pick.

Land Rover Discovery

You could easily spend £60,000+ on a used Land Rover Discovery. But if you’re willing to look past models released in the last few years and opt for something a little older, there are plenty of gems on the used car market.

In terms of space and off-road capabilities, it’s hard to beat the Land Rover Discovery. Yes, they do have a bit of a reputation when it comes to reliability. But if you’re confident in the maintenance department and have a good mechanic on hand, a second-hand Land Rover Discovery can be a great investment.

Skoda Yeti

Launched at the Geneva Motor Show in 2005, the Skoda Yeti made waves in the small SUV market. It wasn’t long before Top Gear legend Jeremy Clarkson hailed it as the “best car in the world”. Practical yet cheeky, the model was an instant hit. If you’re looking for something that will transition from muddy roads to motorways with ease, the Skoda Yeti is one of the best underrated cars under 10k.

Jaguar XJR (X308)

Dreaming of getting behind the wheel of a Jag but don’t have tens of thousands of pounds to drop? Simply roll back the clock a few decades and consider a sleek Jaguar XJR (X308). These full-size luxury saloons were produced from 1997 to 2003 and make a statement with a boxy silhouette and retro aesthetic. Under the hood is a powerful V8 engine that holds its own against the latest showroom models.

Ford Fiesta

The Ford Fiesta has earned a loyal following with everyone from students to CEOs. Prices start at around £19,000, which means there are some serious steals to be had on the second-hand market. Brits can’t get enough of the model, so there’s plenty to choose from when it comes to colours, engines, specs and trim levels. Chances are, you’ll find a used Ford Fiesta for sale just down the road!

Renault Captur Mk1

Rolled out of the factory from 2013 to 2019, the Renault Captur Mk1 is a great pick if you’re looking for underrated cars under 10k. It’s marketed as a compact crossover SUV and offers plenty of space for growing families. Our advice is to look for a listing from 2017 onwards – the model was given a complete makeover in 2017 and emerged sleeker and more stylish.

Stretch your budget further with My Car Credit

Wondering, “can I afford to buy a car?” With My Car Credit, you can spread out the cost of purchasing a new vehicle. Instead of dropping £10,000 all at once, we can help you to secure auto finance with trusted British lenders. Even with a poor credit rating, it may still be possible to finance a car and make the most of your £10,000 budget.

Ready to get into the driver’s seat of one of the top underrated cars under 10k? Give us a call on 01246 458 810 to chat to a friendly team member or email us at enquiries@mycarcredit.co.uk to find out more.

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Loan amount

£

Repayment term

My credit rating

X monthly repayments of
^£X

Typical rate

Loan amount

Total payable

X% APR*

£X

*for illustration purposes only

No impact on your credit score*

Representative Example

Borrowing £7,500 at a representative APR of 10.9%, annual interest rate (fixed) 10.87%, 47 monthly payments of £191.50 followed by 1 payment of £201.50 (incl. estimated £10 option to purchase fee), a deposit of £0.00, total cost of credit is £1,702, total amount payable £9,202.

Evolution Funding Limited, trading as My Car Credit, is a credit broker and not a lender.

Please ensure you can afford the repayments for the duration of the loan before entering into a credit agreement.

*Initial application is a soft search. Should you progress, some lenders may perform a hard search on your credit file.

Require more help?

Got a question you can’t find the answer to, or need some advice and guidance around taking out car finance? Our Car Credit Specialists are friendly, experienced, and here to help so get in touch today!

or call 01246 458 810

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What is the Safest Car for a Teenager?

Receiving a freshly issued driver’s license in the mail is an exciting milestone for teens. As well as a newfound sense of freedom, a license unlocks exciting new opportunities for work and play. Of course, the next step is securing a set of wheels.

Teens may be all about speed, style and street cred, but for most parents, safety is a top priority. Wondering what is the safest car for a teenager? Read on as we take a closer look at some of the safest, teen-friendly sets of wheels on the market.

Volkswagen Polo

Compact and zippy, the Volkswagen Polo is a perfect first car for teenagers. The cabin is spacious and well-appointed, with lots of tech in the newer models. It’s definitely not the most powerful model in the Volkswagen family, but the 1.0-litre petrol engine is a great starting point for new drivers. The low-powered engine also makes the Polo cheap to run and insure.

What is the safest car for a teenager, according to the Euro NCAP? The 2017 VW Polo supermini earned 5 stars in the crash test, including 96% in the Adult Occupant category. This is largely thanks to first-rate frontal and lateral protection. You’ll see loads of 2017 models on the used market. Or, if your budget is bigger, consider buying new and enjoy all the latest safety features and in-cabin tech.

Vauxhall Corsa

The Vauxhall Corsa isn’t just one of the top-selling vehicles in the UK. It’s also one of the safest, boasting a 4-star Euro NCAP crash rating. This makes it a great pick if you’re researching “what is the safest car for a teenager”. Newer models are packed with features designed to support new drivers, including blind-spot detection, lane-assist and automatic emergency braking.

The enormous popularity of the Vauxhall Corsa means there’s plenty to choose from on the second-hand market. If you’re looking for a great deal on safe and reliable cars for teens, a Vauxhall Corsa from 2019 onwards is a savvy choice. The model was completely revamped in 2019, which means you’ll enjoy a suite of next-gen features.

Want to get your teen behind the wheel of an eco-friendly car? The latest generation of Corsa is also available with a fully electric engine. Prices start at just over £32,000, making this one of the more affordable EVs on the market.

Ford Fiesta

Fun and free-spirited, the Ford Fiesta is a fantastic car for newly licensed teenagers. It has great adult occupancy safety ratings, so you can rest easy knowing your teen is driving a model with an excellent Euro NCAP crash rating.

What is the safest car for a teenager with driver assist features? Splurge on a new-generation model and your teen will enjoy features like an interactive digital instrument cluster. As well as improving the driving experience, features like easy-to-read icons, navigation alerts and the option to pre-program driver preferences boost safety.

Like other superminis, great fuel economy and low insurance rates make the Ford Fiesta a great choice for teens. It’s been a favourite with UK motorists for years, meaning you’ll see plenty of supply on the second-hand market.

Renault Clio

Renault is a stickler when it comes to safety, so it’s no surprise the Clio earned 5 stars in the Euro NCAP crash rating test. Now in its fifth generation, the best-selling model scored an Adult Occupant safety rating of 96%. If you’re looking for a car that offers young drivers the very best in on-road protection, the Renault Clio delivers.

Teens also benefit from a laundry list of safety assist features, including blind spot warning, traffic sign recognition, emergency braking and more. For young drivers with minimal experience, these features can be a huge bonus. Renault says the latest models have “the most comprehensive driving assistance on the market”. No wonder the Clio scored 72% in the Vulnerable Road Users category and 75% for Safety Assist features.

ORA Funky Cat

What is the safest car for a teenager with an all-electric engine? The ORA Funky Cat is turning heads with a retro aesthetic, next-generation technology and, of course, an emissions-free engine. It scored an impressive 92% for Adult Occupant safety in the Euro NCAP crash rating test, making it a solid choice for new drivers. It’s also packed with the latest technology and scored a huge 93% in the Safety Assist category. No wonder it was selected as one of the ‘Best in Class Cars of 2022’ by the Euro NCAP.

Skoda Fabia

A twinkling 5-star Euro NCAP safety rating makes the Skoda Fabia a solid choice for new drivers. What is the safest car for a teenager when it comes to the Adult Occupant rating? The 2021 Skoda Fabia is right up there with a score of 85%. It’s been out for a few years, which means you’ll see plenty of these models on the second-hand market. The small hatchback is also packed with features designed to assist drivers and protect vulnerable road users.

Stay safe with auto finance from My Car Credit

Safety should always come first when helping teens get behind the wheel of their first car. Now you know more about “what is the safest car for a teenager”, let’s talk finance. Most teens simply don’t have the funds to purchase a new or used car outright. This is where car finance steps up. It bridges the gap and allows young drivers to spread out the cost of purchasing a vehicle.

Can you get car finance at 18? Yes! The minimum age for car finance is 18, and your teen will need to meet eligibility criteria to get approved. Find out more in our complete guide to car finance eligibility. Or give us a call on 01246 458 810 to chat to our dedicated team about finance options for teens.

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What Do You Do if You Have Lost Your Provisional Licence?

Best Hybrid Cars on Sale in 2025: Top 10

Small Splendour: What’s the Best Luxury Hatchback?

Loan amount

£

Repayment term

My credit rating

X monthly repayments of
^£X

Typical rate

Loan amount

Total payable

X% APR*

£X

*for illustration purposes only

No impact on your credit score*

Representative Example

Borrowing £7,500 at a representative APR of 10.9%, annual interest rate (fixed) 10.87%, 47 monthly payments of £191.50 followed by 1 payment of £201.50 (incl. estimated £10 option to purchase fee), a deposit of £0.00, total cost of credit is £1,702, total amount payable £9,202.

Evolution Funding Limited, trading as My Car Credit, is a credit broker and not a lender.

Please ensure you can afford the repayments for the duration of the loan before entering into a credit agreement.

*Initial application is a soft search. Should you progress, some lenders may perform a hard search on your credit file.

Require more help?

Got a question you can’t find the answer to, or need some advice and guidance around taking out car finance? Our Car Credit Specialists are friendly, experienced, and here to help so get in touch today!

or call 01246 458 810

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If you think you’ve lost your provisional licence, don’t panic! You can apply for a replacement via the DVLA online, by phone or by post. It’s quick and easy to do, costing around £20. Plus, if you order your replacement online, you should have it within the week.

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Hybrid cars are quickly becoming the top choice for Brits who want to combine performance with planet-friendly transport. And let’s be honest, savings at the pump are a huge bonus. But with so many types of hybrid cars to choose from, how do you know which one’s for you?

What is a hybrid car?

1. Mild Hybrid (MHEV)

Top pick: Ford Puma EcoBoost Hybrid

2. Full Hybrid (HEV)

Top pick: Kia Sportage Hybrid Electric

3. Plug-in Hybrid (PHEV)

Top pick: Mitsubishi Outlander PHEV

4. Range-Extended Hybrid

Top pick: Mazda MX-30 R-EV

5. Hybrid SUV

Top Pick: Volvo XC90 T8

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