Finding a Car Archives | Car Buying Advice

What is the Best Car for Snow Driving?

From Central London to John O’Groats, snow dusts the UK almost every winter. Whether it’s a light flurry or a heavy dump, snow can make driving challenging to say the least. One of the best ways to navigate the winter months is to invest in a capable vehicle. So, what should you look for when shopping for the best car for snow?

From driver-assist features to 4WD functionality, read on to find out more about the best cars for snow and what to look for in a winter-ready car.

Suzuki S-Cross

If you don’t want to spend a fortune on a Range Rover but still want all the benefits of a family SUV, you’ll love the Suzuki S-Cross. It’s packed with safety features to keep you confident in the snow, including automated emergency braking, lane departure warning and smart traffic sign recognition.

For even more peace of mind, the Suzuki S-Cross features eCall. The EU initiative allows you to make emergency calls from your vehicle in case of a collision. Accidents spike in the winter months, which makes this one of the best car for snow features.

As for handling and performance. ALLGRIP SELECT 4WD technology makes it easy to switch between driving modes depending on the terrain. This is a huge bonus in snowy conditions and automatically distributes torque to the rear wheels for extra traction and control.

Upgrade to the high-end Ultra trim and you’ll enjoy features like heated front seats. Perfect for warming you up on chilly mornings. Even better, the cost of ownership is low thanks to modest Vehicle Excise Duty (VED) and low insurance costs.

Volkswagen T-Cross

Increase your budget and you can get behind the wheel of a Volkswagen T-Cross, another one of our best car for snow picks. Like the Suzuki S-Cross, this compact SUV boasts best-in-class safety features, including a fantastic collision-avoidance system. It’s also relatively light, making it easy to control when driving in snowy and icy conditions.

Powerful front fog lights light up snow-dusted roads with ease while features like high beam assist and blind spot sensor add an extra layer of safety. Adaptive rear seats make it easy to pile in friends and family for a winter road trip or transport bulky items like skis and snowboards. Whatever you need, the Volkswagen T-Cross adapts to you.

Skoda Kodiaq

The best-selling Skoda Kodiaq combines top-notch safety features with loads of functionality. One of our favourite perks is snow mode, which customises handling when driving on challenging surfaces. Electronic assistance systems kick in to increase traction and prevent wheelspin. Snow mode also activates the Anti-Lock Braking System (ABS) when slowing down. This encourages snow to accumulate in front of the tyres and improve braking response times. It’s clever features like these that make the Skoda Kodiaq one of the best cars for snow.

Choose from the five or seven-seat version, depending on your needs. Like the Suzuki S-Cross, the Skoda Kodiaq is a great alternative if you’re looking for a snow-ready family car, without the luxury price tag.

Volvo V90 Cross Country

When it comes to safety, it’s hard to beat Swedish auto manufacturer Volvo. The V90 Cross Country raises the stakes with all-wheel-drive functionality and high clearance. Switch into offroad mode to enhance control in snowy conditions. Clever driver-assist features like hill descent control and rear air suspension help you navigate slippery road conditions. The result? You’ll feel confident and comfortable driving in all conditions, including snow.

Google Maps, Google Assistant and Google Play are built into the DNA of this luxury estate model. Whether you want to plot your route to your Airbnb or blast your favourite Christmas tunes, the V90 Cross Country is a pleasure to drive.

Mini Countryman

It may be small but in terms of performance, the Mini Countryman punches well above its weight. Invest in an All4 version and you’ll have the option to engage all four wheels. This makes it one of the best cars for snow. All4 is invaluable when driving in snowy conditions and you’ll notice an instant improvement in handling and agility. There’s also loads of room for passengers, as well as all your winter sports gear. Need extra space? Throw on a roof rack and transport everything from Christmas trees to IKEA flatpacks with ease.

Fiat Panda Cross

Compact, lightweight and amazingly responsive, the Fiat Panda Cross is one of the best cars for snow. This rugged version of the best-selling Fiat Panda hatchback beefs things up with a four-wheel-drive system and impressive off-road capabilities. No more getting stuck when heading up to your local sledging hill or exploring your nearest AONB! There’s nothing luxurious about the Fiat Panda Cross but if you’re not fussed about leather upholstery and high-tech features, this is one of the best cars for snow.

Land Rover Defender

If you have the cash, it’s hard to look past the Land Rover Defender. Built for adventure, this luxury SUV is right at home on snow-covered roads. The cabin is suitably luxe and features butter-soft upholstery that feels amazing and is easy to clean. Ideal for if you have a bunch of snow-dusted passengers pile into the car!

Permanent All Wheel Drive functionality gives you superlative control in snowy conditions, whether you’re cruising along the motorway or navigating country roads. The latest plug-in hybrid model promises all the off-road capabilities of the original Land Rover Defender, with an eco-friendly edge.

While heated seats and leather upholstery are a treat, the best cars for snow aren’t just comfortable. They’re safe, capable and ready to get you from A to B, no matter what the weather. Want to upgrade to something more competent this winter? Use out car loan APR estimator to calculate how much you can borrow. We’ll match your application with trusted lenders across the UK and help you get behind the wheel of a winter-ready car faster.

Rates from 9.9% APR. Representative APR 10.9%

Evolution Funding Ltd T/A My Car Credit

Loan amount

£

Repayment term

My credit rating

X monthly repayments of
^£X

Typical rate

Loan amount

Total payable

X% APR*

£X

*for illustration purposes only

No impact on your credit score*

Representative Example

Borrowing £7,500 at a representative APR of 10.9%, annual interest rate (fixed) 10.87%, 47 monthly payments of £191.50 followed by 1 payment of £201.50 (incl. estimated £10 option to purchase fee), a deposit of £0.00, total cost of credit is £1,702, total amount payable £9,202.

Evolution Funding Limited, trading as My Car Credit, is a credit broker and not a lender.

Please ensure you can afford the repayments for the duration of the loan before entering into a credit agreement.

*Initial application is a soft search. Should you progress, some lenders may perform a hard search on your credit file.

Require more help?

Got a question you can’t find the answer to, or need some advice and guidance around taking out car finance? Our Car Credit Specialists are friendly, experienced, and here to help so get in touch today!

or call 01246 458 810

Brand-New 2023 Ford Mustang V8 Revealed

When it comes to American motoring institutions, it’s hard to argue with Ford’s heritage and legacy. And whilst you might think of a Focus or Fiesta when you hear the name ‘Ford’, a Mustang is the epitome of the brand’s enduring appeal and quality.

And with an all-new version of the car announced at the 2022 Detroit Motor Show, we think it’s time to detail just what to expect from the brand-new Ford Mustang V8.

The Ford Mustang V8 – what to expect

Available in both coupe and convertible models, the all-new Ford Mustang V8 spins the car’s classic design with contemporary twists, offering a reimagined interior and powerful engine.

A 5-litre petrol powered engine provides maximum muscle car performance – and whilst the power and torque figures are yet to be announced, with a base 5-litre engine, you can expect this car to produce more than 450BHP and 500Nm of torque with relative ease. In fact, the car is tipped to reach 62mph in 4.0 seconds, topping out at 170mph.

The Ford Mustang V8 will be available with both a six-speed manual and ten-speed automatic gearbox, both of which send drive to the rear wheels. Customisable drive modes – including Normal, Sport, and Track – allow you to be flexible at the wheel. Other features, including quadruple exhausts, the Mustang’s classic grille and tri-bar rear lights, LED headlights and a broad three-section bonnet, combine the classic Mustang look with modern aesthetics, pleasing audiences who favour design that blends the most up-to-date features with splashes of retro. It’s gritty – but still handsome.

The Mustang’s typical ‘double brow’ dashboard, meanwhile, has been done away with in order to bring the car into 2023 and beyond, meeting customer demand for tech-forward details.

Sporty leather seats offer a comfortable yet swish driving experience, and the vehicle’s interior is similarly driver-focused, with a more open plan look and a central infotainment touchscreen of 13.2 inches, offering both Apple CarPlay and Android Auto. Manual buttons like climate control and radio have been integrated into the 12.4inch digital instrument panel too, a characteristic that Ford said appealed to drivers across demographics.

As for the price, UK drivers will have to wait and see. Otherwise, the Ford Mustang V8 is expected to be available in the UK from late 2023 in a full suite of twelve colours, including three new options of Blue Ember, Vapor Blue and Yellow Splash. At the time of writing, there’s been no confirmation as to whether the Ford Mustang will return for another generation – so if you’re looking to snag the most up-to-date model for yourself, the V8 may be your last chance to do so.

Own an American icon

If owning a Ford Mustang has always been your dream, use My Car Credit’s car loan calculator to find out how you can finance the purchase of a Ford Mustang. Or if you’d like to learn more about our services, get in touch with our friendly team today on 01246 458 810.

Rates from 9.9% APR. Representative APR 10.9%

Evolution Funding Ltd T/A My Car Credit

What’s the Best Month to Buy a Car?

Bark Up: 7 Best Cars for Dogs

Best Car for Commuting: 10 Top Picks

Loan amount

£

Repayment term

My credit rating

X monthly repayments of
^£X

Typical rate

Loan amount

Total payable

X% APR*

£X

*for illustration purposes only

No impact on your credit score*

Representative Example

Borrowing £7,500 at a representative APR of 10.9%, annual interest rate (fixed) 10.87%, 47 monthly payments of £191.50 followed by 1 payment of £201.50 (incl. estimated £10 option to purchase fee), a deposit of £0.00, total cost of credit is £1,702, total amount payable £9,202.

Evolution Funding Limited, trading as My Car Credit, is a credit broker and not a lender.

Please ensure you can afford the repayments for the duration of the loan before entering into a credit agreement.

*Initial application is a soft search. Should you progress, some lenders may perform a hard search on your credit file.

Require more help?

Got a question you can’t find the answer to, or need some advice and guidance around taking out car finance? Our Car Credit Specialists are friendly, experienced, and here to help so get in touch today!

or call 01246 458 810

detroit Ford mustang v8

What is the Cheapest Month to Buy a Car?

When it comes to securing either a new or nearly-new vehicle, one thing’s for certain – doing your homework can help you to find a financially attractive deal. That includes researching the most cost-efficient time to buy. So, what is the cheapest month to buy a car? Let’s take a look…

What is the cheapest month to buy a car? – Used vs. new cars

If you’re looking to bag a brand-new car, look to the annual sales peaks of March and September, as this is when car registration plates change.

Dealerships work to quarterly sales targets, meaning the end of March, June, September, and December can be good times to head in for both new and used cars, as you’ll likely be able to negotiate a great deal from associates looking to hit their personal and business targets. Avoid the following months, as targets will typically have already been met, meaning sales associates have less impetus to negotiate.

Ideally, head into dealers in February and August. As the months preceding the sales peaks and quarterly targets, there may be great deals on offer in anticipation of both. Plus, by heading in with time, you’re allowing yourself the chance to shop around and negotiate without time constraints.

It’s slightly more complicated when it comes to finding the cheapest month to buy a used car. The following advice is pertinent for those seeking nearly-new and used cars.

When’s the best time to buy a used car – factors to consider

Registration plates changeover

As detailed above, registration plates change in March and September. Dealers will be experiencing an intake of company and privately-owned cars returned for the newest models, which they’re likely to want to shift off their forecourts. As such, salespeople might be more flexible with accepting lower prices in an attempt to move this stock of nearly-new and used vehicles on.

Think about timings

The summer and the end of the year are quieter times for used car dealerships, as people opt to spend their money on holidays. You may be able to take advantage of lucrative deals to secure a used vehicle at these times – in fact, dealers may already have advertised discounts to draw in buyers. Bank holidays like Boxing Day and Easter Monday can often have attractive sale events, so keep your eyes peeled for these.

Consider seasonality of vehicles, too – you can look for 4x4s in the spring and summer months, when there’s less demand, and convertibles in the autumn and winter.

Take into account that most individuals get paid at the end of a month, meaning that the beginning of the following month will be less busy for dealers, who’ve benefitted from this scheduling and consequent purchasing. Avoid busier days like weekends, and hit dealerships mid-week if you can. You may find that Friday afternoons are the best time to hit dealerships, as salespeople may be looking to make weekly targets.

Find your right car with My Car Credit

Whatever the make or model of vehicle you’re looking for, car finance can help to make the purchase more affordable. Fill in our online form to get a car loan quote and get one step further towards finding your next car, or contact us on enquiries@mycarcredit.co.uk today.

Rates from 9.9% APR. Representative APR 10.9%

Evolution Funding Ltd T/A My Car Credit

What’s the Best Month to Buy a Car?

Bark Up: 7 Best Cars for Dogs

Best Car for Commuting: 10 Top Picks

Loan amount

£

Repayment term

My credit rating

X monthly repayments of
^£X

Typical rate

Loan amount

Total payable

X% APR*

£X

*for illustration purposes only

No impact on your credit score*

Representative Example

Borrowing £7,500 at a representative APR of 10.9%, annual interest rate (fixed) 10.87%, 47 monthly payments of £191.50 followed by 1 payment of £201.50 (incl. estimated £10 option to purchase fee), a deposit of £0.00, total cost of credit is £1,702, total amount payable £9,202.

Evolution Funding Limited, trading as My Car Credit, is a credit broker and not a lender.

Please ensure you can afford the repayments for the duration of the loan before entering into a credit agreement.

*Initial application is a soft search. Should you progress, some lenders may perform a hard search on your credit file.

Require more help?

Got a question you can’t find the answer to, or need some advice and guidance around taking out car finance? Our Car Credit Specialists are friendly, experienced, and here to help so get in touch today!

or call 01246 458 810

car finance month new vs used car registration plates

What are the Best Cars for Wheelchair Users?

Disabled parking sticker stuck on the back of a car

An estimated 1.2 million Brits rely on wheelchairs to get from A to B. Of course, this comes with a unique set of challenges, especially when it comes to choosing a car. To make things a little easier, we’ve put together a guide to the best cars for wheelchair users. Whether you’re a wheelchair user shopping for a new car or a driver looking to accommodate a passenger with mobility issues, we have solutions.

Understanding the unique needs of wheelchair users

Most wheelchair users know the importance of measurements when it comes to accessibility. British charity The Research Institute for Disabled Consumers (RiDC) has done a fantastic job of measuring more than 1500 vehicles and rating accessibility features. Researchers have factored in variables like seat height, door openings, headroom and boot size, using a standard wheelchair. Below, we’ve picked a few of our favourite models.

Renault Megane Sport Tourer

A generously sized boot makes it easy to store an unfolded wheelchair in the back of the Renault Megane Sport Tourer. The low loading lip is a bonus and makes it a cinch to pack wheelchairs in and out. In terms of accessibility, all doors open to an angle of 72 degrees, making it one of the best cars for wheelchair users.

Kia Carens

Shopping for second-hand cars for wheelchair users? While the Kia Carens was discontinued in 2019, there are plenty of used models on the UK market. Compact and zippy, the Kia Carens remains one of the top cars for wheelchair users. All models boast seven seats, meaning there’s plenty of room for a wheelchair when the rear seats are folded down. Need extra storage? Don’t forget to take advantage of the ’hidden’ compartment beneath the boot. Ideal for stashing a wheelchair tyre repair kit.

Ford Galaxy

The Ford Galaxy has been dazzling drivers since 2015 and remains one of our top cars for wheelchairs picks. Even with all seven seats in use, there’s still plenty of space to accommodate a folded wheelchair. As well as wheelchair-friendly features, this model treats motorists to a high-tech touchscreen media system, intelligent driver assist features and dual-zone air-conditioning. The newest models also feature Pre-Collision Assist technology designed to detect pedestrians and cars and brake accordingly.

SEAT Alhambra

Another stellar pick for second-hand buyers, the SEAT Alhambra is packed with wheelchair-savvy features. Sliding electric rear doors make loading and unloading a breeze, and the generously sized boot offers plenty of room for an unfolded wheelchair in five-seat mode. The loading lip is just 675mm off the ground, a feature that helps win this model a place in our cars for wheelchair users roundup. While the SEAT Alhambra has been discontinued since 2020, there are plenty of these wheelchair-friendly models on the second-hand market.

Looking for something brand new? The manufacturer named the SEAT Tarraco seven-seat crossover as the Alhambra’s successor. It boasts plenty of accessible features, though doesn’t rate quite as high as the Alhambra.

The Volkswagen Caddy

Now in its fifth generation, the Volkswagen Caddy continues to reign as one of the top cars for wheelchair users. If you’re looking to make adjustments or modifications, this is one of the best wheelchair adaptable vehicles in the UK. The newest edition is more versatile than ever, with a fully adjustable front seat, sliding rear doors and a clever interior layout to maximise storage and passenger comfort. Intelligent Driver Assist systems and a digitalised cockpit make getting behind the wheel an absolute pleasure.

Dacia Duster

If you’re on a budget, it’s hard to beat the value-for-money offered by the Dacia Duster. A firm favourite in the UK, this much-loved SUV boasts an enormous boot and plenty of room to make adjustments and modifications. This model is built for adventure and is perfect for wheelchair users who don’t want to hold back. Blast your favourite tunes using the next-gen multimedia suite and tackle tough terrain with the upgraded 4X4 monitor system. With a huge 214mm of ground clearance, venturing off the beaten track has never been more fun.

Citroen Berlingo

Like the Dacia Duster, the Citroen Berlingo is a great option if you’re looking to make wheelchair-friendly adjustments and add-ons. This is mostly thanks to the generous width and height of the model. The seats are supportive and comfortable, making it great for longer trips. Even better, it’s now available as a fully electric model. If you’re looking for cars for wheelchairs that will help minimise your carbon footprint, the Citroen E-Berlingo is a fantastic choice. You’ll enjoy all the space and comfort of the combustion engine predecessor, with zero petrol bills.

Tips for choosing the best cars for wheelchairs

Consider lip height carefully

If you’re a driver looking to accommodate a wheelchair user, we recommend looking for a car with a low boot lip. This makes it much easier to lift the wheelchair in and out of the boot.

Space is key for modifications

Modifications and adjustments can make the driving experience much easier for wheelchair users. If you’re planning to make changes, choosing a car with generous dimensions can make things much easier. This is why vans and SUVs are such popular options.

Every driver and passenger is unique

When shopping for the best cars for wheelchairs, a one-size-fits-all approach won’t cut it. It’s important to consider the unique needs of the wheelchair user. One thing’s for sure – you don’t want to compromise on convenience or comfort.

Finance a wheelchair-friendly vehicle

Ready to upgrade to a wheelchair-friendly vehicle? We can get you behind the wheel faster with tailored car finance solutions. Whether you’re shopping for a compact car for city driving or a spacious van with plenty of room for multiple passengers and wheelchairs, we’ll match your application with trusted lenders in the UK.

No matter what your circumstances are, we can help you to secure the best deals on cars for wheelchair users. Get a car finance quote today to find out how much you’re eligible for.

Rates from 9.9% APR. Representative APR 10.9%

Evolution Funding Ltd T/A My Car Credit

What’s the Best Month to Buy a Car?

Bark Up: 7 Best Cars for Dogs

Best Car for Commuting: 10 Top Picks

Loan amount

£

Repayment term

My credit rating

X monthly repayments of
^£X

Typical rate

Loan amount

Total payable

X% APR*

£X

*for illustration purposes only

No impact on your credit score*

Representative Example

Borrowing £7,500 at a representative APR of 10.9%, annual interest rate (fixed) 10.87%, 47 monthly payments of £191.50 followed by 1 payment of £201.50 (incl. estimated £10 option to purchase fee), a deposit of £0.00, total cost of credit is £1,702, total amount payable £9,202.

Evolution Funding Limited, trading as My Car Credit, is a credit broker and not a lender.

Please ensure you can afford the repayments for the duration of the loan before entering into a credit agreement.

*Initial application is a soft search. Should you progress, some lenders may perform a hard search on your credit file.

Require more help?

Got a question you can’t find the answer to, or need some advice and guidance around taking out car finance? Our Car Credit Specialists are friendly, experienced, and here to help so get in touch today!

or call 01246 458 810

blue badge citroen Dacia disabled Ford Kia Renault seat volkswagen wheelchair

Should I Buy a Mitsubishi in the UK?

While we love British brands like MINI and Land Rover, nothing compares to Mitsubishi when it comes to reliability, quality and value for money. The Japanese manufacturer is wildly popular in the UK and for good reason. So, should I buy a Mitsubishi in the UK? Read on for our complete guide, which has been designed to help you decide if a Mitsubishi is right for you.

What we love about Mitsubishi

Japanese manufacturing is synonymous with quality and attention to detail. Mitsubishi is no exception, and the company prides itself on building comfortable and affordable cars. Beyond the obvious perks of Japanese manufacturing, here’s a few reasons why we recommend getting behind the wheel of a Mitsubishi:

A long history of innovation

Mitsubishi has always pushed the envelope when it comes to innovation. For example, the company took the concept of AWD to the next level with its Super All-Wheel Control system. Engineered to dramatically improve stability, control and handling, the system engages all four tyres, so drivers can enjoy total peace of mind on even the most challenging terrain. Should I buy a Mitsubishi in the UK? If you’re all about innovation, the answer is yes!

Generous features

While some manufacturers ask motorists to pay for basic upgrades, Mitsubishi is generous when it comes to standard features. In most models, you can expect to see high-tech infotainment systems, advanced climate control, keyless ignition and superlative security included.

Should I buy a Mitsubishi in the UK? If you love to get the best bang for your buck, you’ll love Mitsubishi. For example, the popular Mitsubishi ASX is one of the best-value SUVs on the market and packed with state-of-the-art entertainment options and safety features.

Excellent fuel economy

Should I buy a Mitsubishi in the UK if fuel economy is a priority? Definitely. Affordability is front of mind at Mitsubishi, so it’s no surprise engineers place a big focus on fuel economy. With petrol prices hitting never-before-seen highs in the UK, fuel efficiency has never been more important for British motorists.

Most Mitsubishi models deliver, including the best-selling Mirage. Small and compact, the 1.2-litre petrol engine model offers an impressive 56.5mpg. Depending on the specs, CO2 emissions range from 113-127g/km, a big drawcard for eco-conscious motorists. While new models are no longer available to purchase in the UK, you’ll see plenty of Mirages on the used car market.

Terrific plug-in hybrid options

An increasing number of motorists are embracing the ‘best of both worlds’ benefits offered by plug-in hybrid vehicles. So, should I buy a Mitsubishi in the UK if I’m looking for plug-in hybrid (PHEV) options? Absolutely! Mitsubishi launched the Outlander PHEV in 2013 and the model has been winning over Brits ever since. The combination of a petrol powered engine and plug-in capability has made the model a perennial favourite with drivers looking to transition to an electric car, without making an exclusive commitment.

Under the hood is a powerful 2.4-litre petrol engine, plus a pair of electric motors. In EV mode the car can clock 28 miles, making it ideal for daily commutes, school runs and everyday errands. If you need to cover longer distances, the petrol engine will get you there. On top of incredible fuel efficiency, the Outlander PHEV boasts generous dimensions.

An increasing UK presence

Mitsubishi may be a Japanese company, but it maintains a strong presence in the UK. While the company recently announced plans to depart the European market in the wake of sluggish sales, a new deal with Renault will see Mitsubishi models built in the French-owned plants. This is great news for Brits and will ensure Mitsubishis continue to maintain a presence on UK roads.

Following the recent acquisition by the IM Group, the company also opened new offices in Cirencester. It will be HQ for Mitsubishi Motors in the UK, with IM Group Managing Director Andrew Edmiston calling it an “exciting day” for the company.

“We were delighted to bring on board the Mitsubishi Team and now that the business transition is complete, they have become fully part of the IM Group,” says Edmiston. “Retaining an office in Cirencester was really important to us so the opportunity at Watermoor Point provided the perfect solution.”

Some drawbacks of driving a Mitsubishi

As we explored above, there’s plenty to love about Mitsubishis. But of course, they’re not for everyone. Below, we take a closer look at some of the drawbacks you might encounter when driving a Mitsubishi:

Lacks luxury

Despite offering plenty of complimentary extras and add-ons, Mitsubishi models lack the luxury of other manufacturers. While comfortable, you won’t see features like premium leather interiors and butter-soft dashboards. Of course, this keeps prices low and makes a Mitsubishi an excellent choice for budget-conscious motorists.

Power and acceleration

Another barrier to ownership is power and acceleration. While Mitsubishi engines are of excellent quality, they don’t necessarily offer the same oomph as other manufacturers. If you’re looking for serious power and acceleration, a Mitsubishi may not be the right choice for you. That said, they’re more than capable of getting you from A to B. Most drivers will be more than happy with the on-road performance offered by Mitsubishi models.

No all-electric options… yet!

Mitsubishi has enjoyed huge success with its PHEV models. However, the company has yet to dip its toes into the all-electric market. Mitsubishi has launched a fully electric model in Japan, but the company has confirmed it won’t enter the British market until it has a solid EV model to offer.

“In order to survive in Europe definitely we need an EV platform, so an EV will be a very strong possibility for us,” says Mitsubishi CEO Takao Kato. In other words, watch this space.

Drive your ambition with Mitsubishi

Should I buy a Mitsubishi in the UK? For most motorists, a Mitsubishi is an excellent choice. As touched on earlier, the company has revived its presence in the UK, which means you can still enjoy access to dedicated Mitsubishi service centres and customer assistance.

Thinking about getting behind the wheel of a Mitsubishi? You can get there much faster with car finance. Whether you’re shopping for a second-hand Mirage or a brand-new Shogun Sport, our tailored car finance service will stretch your pound further. Wondering how much you could borrow? Use our car loan finance calculator to discover exactly what you’re eligible for.

Rates from 9.9% APR. Representative APR 10.9%

Evolution Funding Ltd T/A My Car Credit

What’s the Best Month to Buy a Car?

Bark Up: 7 Best Cars for Dogs

Best Car for Commuting: 10 Top Picks

Loan amount

£

Repayment term

My credit rating

X monthly repayments of
^£X

Typical rate

Loan amount

Total payable

X% APR*

£X

*for illustration purposes only

No impact on your credit score*

Representative Example

Borrowing £7,500 at a representative APR of 10.9%, annual interest rate (fixed) 10.87%, 47 monthly payments of £191.50 followed by 1 payment of £201.50 (incl. estimated £10 option to purchase fee), a deposit of £0.00, total cost of credit is £1,702, total amount payable £9,202.

Evolution Funding Limited, trading as My Car Credit, is a credit broker and not a lender.

Please ensure you can afford the repayments for the duration of the loan before entering into a credit agreement.

*Initial application is a soft search. Should you progress, some lenders may perform a hard search on your credit file.

Require more help?

Got a question you can’t find the answer to, or need some advice and guidance around taking out car finance? Our Car Credit Specialists are friendly, experienced, and here to help so get in touch today!

or call 01246 458 810

All wheel drive ASX AWD Mirage Mitsubishi Outlander

Are Used Car Prices Going Up or Down?

The past few years have shaken the economy in ways we’ve never seen before, and the used car market hasn’t escaped the tremors. Brits are paying more than ever for second-hand cars, with the latest data from Auto Trader revealing asking prices for used vehicles have risen consecutively for 29 months. Are used car prices going up or down? The answer is complicated.

Despite the market cooling down over the past few months, prices are 15% higher than this time last year. Currently, the average cost of a used car sits at just over £17,000. So, while prices for used cars are no longer climbing, they’re significantly higher than usual. Unsurprisingly, the price increase has put pressure on household budgets and pushed car ownership out of reach for many Brits.

So, when can you expect relief? Read on as we provide answers to the question, “are used car prices going up or down?”

Unpacking the used car price spike

Before we explore when used car prices might drop, let’s take a moment to unpack the price spike. This is important as it helps motorists understand why used car prices are so high and what’s driving the trend.

A ‘perfect storm’ of factors

Are used car prices going up or down? Over the past few years, the answer has been a resounding “up”. Market analysts blame a ‘perfect storm’ of factors for the unprecedented spike in used car prices. A global shortage of electronic components, in particular semiconductor chips, is a major contributor. During COVID lockdowns, many electronic factories were forced to shut down or significantly reduce production capacity. This wasn’t an issue at the time as the closures corresponded with shutdowns in the auto manufacturing sector.

The global semiconductor chip shortage

When production started up again, demand for electronic components surged. The average modern car contains thousands of semiconductor chips, which are used to power everything from fuel injection systems to driver-assist features and infotainment platforms. Factories have been unable to keep up with the immense demand, which has forced car manufacturers to curb production.

This has led to a global shortage in new cars. For example, Ford was recently forced to pause orders on best-selling models like the Focus and Fiesta in the face of semiconductor supply issues. In the United States, some automakers have taken a creative approach to the semiconductor chip shortage. Porsche has vetoed the microchip-powered adjustable seats usually featured in its luxury Macan SUV, while Peugeot has started to replace digital speedometers with traditional analogue dials in some models.

New buyers switching to used

In response to stock shortages, many motorists who would usually buy new are browsing the second-hand market. Naturally, the increase in demand has driven up prices. If you’re wondering “are used car prices going up or down”, this is one of the key drivers. While it’s good news for sellers, buyers are struggling to not only afford used cars, but track them down.

Public transport fears

A downtrend in public transport use has also increased demand for used cars. People who would usually ride the bus or train are now worried about the increased risk of infection from COVID and other viruses. While confidence in public transport isn’t as low as it was during the height of the pandemic, many Brits have made the switch to driving and don’t plan to go back.

The rising cost of living

If you’ve noticed your cash doesn’t stretch as far lately, you’re not alone. The cost of living is on the rise, with everything from groceries and petrol to energy bills and interest rates on the rise. Experts warn this trend will continue to fuel demand for second-hand cars. Why? In the face of rising living costs, buyers who would usually purchase new will discover a newfound appreciation for the savings associated with second-hand cars.

A gradual return to normalcy

So, are used car prices going up or down now? While they’ve been on the rise for more than two years, they’re finally starting to fall. So, what’s the magic number? Arno Antlitz, Chief Financial Officer at Volkswagen, predicts the semiconductor chip shortage could continue to plague the industry until 2024. When production returns to normal, the second-hand market will once again enjoy a steady supply of vehicles. This is ultimately what will push down prices and make second-hand vehicles more affordable in the UK and around the world.

Sue Robinson, Chief Executive of the National Franchised Dealers Association (NFDA) agrees with the prediction that second-hand car prices will remain high for several years to come.

“Current new car volumes are restricting the number of part-exchange vehicles reaching the market that would normally help supply dealer forecourts, and at the same time some consumers needing a car quickly are turning to the used market to source a car.”

Relief is on the way

The good news? While instant relief isn’t on the horizon, analysts do expect used car prices to fall eventually. It’ll just be a gradual drop, as opposed to a dramatic downturn. As factories continue to ramp up production and manufacture new cars, the second-hand market will gradually return to pre-pandemic levels.

Are you thinking of buying a second-hand car? Now you know the answer to the question “are used car prices going up or down”, let’s talk about finance. With car finance, you don’t need to lower your expectations or feel priced out of the market. Instead, we match your application to trusted lenders who will spread out the cost of your car over several years. All you need is a good understanding of your responsibilities as a borrower.

Speaking of which, most lenders will check your credit score before approving your application. Wondering if you’re eligible? Check out our complete guide to Will I Get Accepted for Car Finance to find out more about how the process works.

We’re always here to help, so don’t hesitate to give us a call to chat about car finance options and get behind the wheel of a new car in a flash.

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Evolution Funding Ltd T/A My Car Credit

What’s the Best Month to Buy a Car?

Bark Up: 7 Best Cars for Dogs

Best Car for Commuting: 10 Top Picks

Loan amount

£

Repayment term

My credit rating

X monthly repayments of
^£X

Typical rate

Loan amount

Total payable

X% APR*

£X

*for illustration purposes only

No impact on your credit score*

Representative Example

Borrowing £7,500 at a representative APR of 10.9%, annual interest rate (fixed) 10.87%, 47 monthly payments of £191.50 followed by 1 payment of £201.50 (incl. estimated £10 option to purchase fee), a deposit of £0.00, total cost of credit is £1,702, total amount payable £9,202.

Evolution Funding Limited, trading as My Car Credit, is a credit broker and not a lender.

Please ensure you can afford the repayments for the duration of the loan before entering into a credit agreement.

*Initial application is a soft search. Should you progress, some lenders may perform a hard search on your credit file.

Require more help?

Got a question you can’t find the answer to, or need some advice and guidance around taking out car finance? Our Car Credit Specialists are friendly, experienced, and here to help so get in touch today!

or call 01246 458 810

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Can You Pre-Order a Car?

Black and white new cars outside factory

According to a recent report by cars.com, some 41% of surveyed shoppers plan to pre-order their next vehicle. With the rise in digital shopping habits, automakers are streamlining the process of pre-ordering cars, allowing customers to pre-order and purchase vehicles according to their preferences. In fact, Tesla has been enabling customers to pre-order their vehicles online for years, with wait times of over a year not uncommon.

There are benefits to pre-ordering a car, but there can also be some drawbacks, too, as this article will outline.

Why pre-order a car?

When you pre-order a car, you’ll be doing so via a dealer, and will be able to customise your choice of vehicle according to the make and model, as well as specifying any accessories or trim that you want.

This has the advantage of making you less likely to pay for features that you don’t want in your car, which might result in some serious savings for you. It also means that you’re getting exactly what you want in your new wheels.

Depending on the dealer, you’ll typically put down a deposit – this can either be a partial amount or in-full. Once your pre-ordered vehicle is ready, it will be delivered to the dealer – or even sometimes to a location of your choosing – for you to collect.

Similarly, thanks to endlessly improving technology, the process of pre-ordering a car can save you significant time and effort. You don’t have to shop around, and can streamline and refine your search. Manufacturer websites are designed to make the process as appealing and interactive as possible, helping you to visualise what you want and specify what you don’t.

What are the drawbacks?

Whilst it may sound like pre-ordering a car has serious appeal, there are potential drawbacks.

Many brands like Ford and BMW allow you to pre-order a vehicle, but not all of them do. You could then be waiting for an extended period of time – even years – for your new vehicle to appear. If you’re waiting to trade in your current car in the meantime, it may well depreciate in value as a result of this wait.

It’s always worth establishing whether any deposit that you may put down on a pre-ordered vehicle is refundable if you should change your mind. Similarly, whilst you may be able to secure dealer finance on a pre-ordered car, you won’t be able to take advantage of various alternative car finance deals, which can leave you vulnerable to limited interest rates and overall terms.

Hit the road with car finance

If you’re looking for a fresh set of wheels and don’t want to wait for the long turnarounds of pre-ordered cars, you can still take advantage of a suite of modern makes and models. Plus, you’ll be able to make the most of a car finance calculator to gauge what kind of finance agreement you can take out to pay for the car too.

My Car Credit can help with this – contact us on enquiries@mycarcredit.co.uk to find out how.

Rates from 9.9% APR. Representative APR 10.9%

Evolution Funding Ltd T/A My Car Credit

What’s the Best Month to Buy a Car?

Bark Up: 7 Best Cars for Dogs

Best Car for Commuting: 10 Top Picks

Loan amount

£

Repayment term

My credit rating

X monthly repayments of
^£X

Typical rate

Loan amount

Total payable

X% APR*

£X

*for illustration purposes only

No impact on your credit score*

Representative Example

Borrowing £7,500 at a representative APR of 10.9%, annual interest rate (fixed) 10.87%, 47 monthly payments of £191.50 followed by 1 payment of £201.50 (incl. estimated £10 option to purchase fee), a deposit of £0.00, total cost of credit is £1,702, total amount payable £9,202.

Evolution Funding Limited, trading as My Car Credit, is a credit broker and not a lender.

Please ensure you can afford the repayments for the duration of the loan before entering into a credit agreement.

*Initial application is a soft search. Should you progress, some lenders may perform a hard search on your credit file.

Require more help?

Got a question you can’t find the answer to, or need some advice and guidance around taking out car finance? Our Car Credit Specialists are friendly, experienced, and here to help so get in touch today!

or call 01246 458 810

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Is Buying a Car Online Cheaper?

There’s no hard-and-fast answer to the question of whether it’s cheaper to buy a car online. Buying a vehicle online has its conveniences, but it does also have drawbacks, including limitations on your car finance eligibility.

What to think about when buying a car online

Consumers in almost every area are moving towards digital-first purchasing. Whether it’s your food shop, a new coat or even a car, there’s a lot to be said for the convenience of online purchases.

When it comes to buying a car, there are advantages to purchasing one online. Firstly, it saves you the time and effort of having to shop around different dealerships, and also reduces the pressure of haggling with a salesperson. Plus, if you know exactly what car you want and aren’t phased about test driving different models, then purchasing a car online can be expedient.

That said, there are potential drawbacks to buying a car online. Whilst purchasing a car on the internet ensures you won’t be pestered by any sales people, you’re less likely to be able to take advantage of discounts, and your potential to negotiate will be significantly reduced.

You’ll also be limited in terms of your car finance options. You’ll be able to fund the purchase of a vehicle online by way of a personal loan or a car loan, but other forms of car financing may not be available. Buying the car through a personal loan would also make you the car’s outright owner, which is a responsibility that you may not want.

Find out more about financing an online car

If you’re thinking about buying a car online but have questions about what kind of car finance this may afford you, contact our friendly car credit specialists today on enquiries@mycarcredit.co.uk.

Rates from 9.9% APR. Representative APR 10.9%

Evolution Funding Ltd T/A My Car Credit

What’s the Best Month to Buy a Car?

Bark Up: 7 Best Cars for Dogs

Best Car for Commuting: 10 Top Picks

Loan amount

£

Repayment term

My credit rating

X monthly repayments of
^£X

Typical rate

Loan amount

Total payable

X% APR*

£X

*for illustration purposes only

No impact on your credit score*

Representative Example

Borrowing £7,500 at a representative APR of 10.9%, annual interest rate (fixed) 10.87%, 47 monthly payments of £191.50 followed by 1 payment of £201.50 (incl. estimated £10 option to purchase fee), a deposit of £0.00, total cost of credit is £1,702, total amount payable £9,202.

Evolution Funding Limited, trading as My Car Credit, is a credit broker and not a lender.

Please ensure you can afford the repayments for the duration of the loan before entering into a credit agreement.

*Initial application is a soft search. Should you progress, some lenders may perform a hard search on your credit file.

Require more help?

Got a question you can’t find the answer to, or need some advice and guidance around taking out car finance? Our Car Credit Specialists are friendly, experienced, and here to help so get in touch today!

or call 01246 458 810

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Should I Buy a MINI Cooper?

With its boxy silhouette, signature “go-kart” handling and undeniable charm, the MINI Cooper is a British icon. The model is one of the best-selling cars of all time and has been driven by a slew of celebrities over the decades, from Kate Moss and Twiggy to George Harrison and Mr Bean.

There’s no denying the popularity of the model, which first hit roads in the 1960s and hasn’t looked back since. So, should I buy a MINI Cooper? Here’s a few reasons why we think the MINI Cooper is a solid choice.

Why we love the MINI Cooper

There’s plenty to love about the MINI Cooper, with some of our favourite perks listed below:

All about fun

If you’re the kind of driver that likes to have a good time behind the wheel, you’ll love the MINI Cooper. Fun is at the heart of the beloved British brand, and the MINI Cooper has a certain charisma that you just don’t see in other models. While some models offer drivers a certain kind of status, the MINI Cooper is more about community. It rejects long-established class barriers and instead appeals to drivers from all walks of life. This is why you’ll see everyone from rock stars and supermodels to everyday Brits behind the wheels of MINI Coopers.

“Soon enough, people began to recognize that the MINI was not merely a car. The unique combination of classic British style in a low-cost, small size, fun and nimble package came to symbolize independence and spontaneity. The very essence of the youthful 1960s culture,” reads the MINI website.

For a serious injection of fun, consider models like the MINI Convertible. This soft-top model is perfect for cruising around in the summer. Head to the seaside for bucket-and-spade fun or glide along country roads with the wind in your hair. When the weather cools down, simply put up the roof, crank up the heating and enjoy a cosy cockpit.

Eye-catching aesthetics

The compact design of the MINI Cooper was initially designed to meet the needs of post-war Britain. Today, the boxy silhouette is nothing short of iconic. This distinctive design means that when you zip around in a MINI Cooper, everybody knows about it. Unlike a regular sedan or hatchback, there’s nothing quite like the MINI Cooper on British roads.

Surprisingly spacious

Unlike other models that are just finding their feet, the MINI Cooper is more than 50 years in the making. This means the brand has had decades to refine the design. It may look compact on the outside but on the inside, you’ll be blown away by the space. In fact, many tall drivers maintain it’s one of the most comfortable cars to drive!

Parking is a breeze

When it comes to parking, the MINI Cooper is a pleasure to park. Whether you’re sliding into a tight parallel space in Central London or backing into a spot at your local Tesco, you’ll be amazed at how easy it is to park a MINI Cooper.

All-electric options

The EV revolution is here and MINI is onboard. Sales for the fully electric MINI Cooper SE almost doubled in 2021. This makes the fully-electric model one of the most popular in the MINI range.

“The excellent overall result and the fact that every tenth new MINI is fully electric show that our strategy for the future is setting the right priorities,” says Bernd Korber, Head of MINI. “The MINI community is growing, and it is moving towards electromobility with great strides.”

Fuel efficient

As mentioned earlier, the original MINI was designed to help Brits tighten their belts following the economic impact of WWII. The Suez Crisis triggered a spike in petrol prices, which put fuel efficiency front of mind when designing the MINI Cooper. The model continues to offer the same excellent mileage, with the latest MINI Cooper S 5-Door Hatch promising 45.6 mpg. Plain and simple, the compact design of the MINI Cooper means you’ll use less petrol and enjoy big savings at the forecourt.

Affordable

Back in the 1950s, renowned auto designer Alec Issigonis was commissioned to create a small car that met the budgets of most Brits. In the 1960s, British racing star John Cooper revamped the design. He supercharged power and performance, without pushing up the price.

Today, not much has changed. The MINI Cooper continues to boast a surprisingly affordable price tag, considering its grand legacy. Buy new and you can expect to pay around £22,500 for a three-door MINI and £23,200 for a five-door model.

Tips to get behind the wheel of a MINI Cooper faster

Despite affordable pricing, not too many Brits can afford to drop £20,000+ on a new MINI Cooper. But not to worry, there are still ways to get into the driver’s seat. Here’s how:

Consider a pre-owned MINI Cooper

The MINI Cooper has been around since the 1960s, which means there are plenty of second-hand options to choose from. Buying second-hand can be a fantastic way to secure the keys to a MINI Cooper, without the showroom price tag.

Pro tip: Use platforms like My Car Search to browse pre-owned MINI Coopers and get an idea for what’s available. We carefully vet all sellers for status with the Financial Conduct Authority (FCA), which means you can buy second-hand with absolute peace of mind.

Take advantage of car finance

Whether you’re shopping for a new MINI Cooper or a pre-loved model, car finance can help you get behind the wheel faster. Instead of coughing up all at once, car finance allows you to spread out your payments over several years.

Discover car finance for your own MINI Cooper

Wondering how much you can borrow? Use our car loan APR estimator to crunch your numbers and learn more about what to expect from your payment plan. This ‘soft search’ won’t leave a permanent mark on your credit score, making it the best way to calculate how much you can borrow.

Want to know more about car finance? Get in touch with a friendly team member today to chat about your options and accelerate your MINI Cooper dream.

Rates from 9.9% APR. Representative APR 10.9%

Evolution Funding Ltd T/A My Car Credit

What’s the Best Month to Buy a Car?

Bark Up: 7 Best Cars for Dogs

Best Car for Commuting: 10 Top Picks

Loan amount

£

Repayment term

My credit rating

X monthly repayments of
^£X

Typical rate

Loan amount

Total payable

X% APR*

£X

*for illustration purposes only

No impact on your credit score*

Representative Example

Borrowing £7,500 at a representative APR of 10.9%, annual interest rate (fixed) 10.87%, 47 monthly payments of £191.50 followed by 1 payment of £201.50 (incl. estimated £10 option to purchase fee), a deposit of £0.00, total cost of credit is £1,702, total amount payable £9,202.

Evolution Funding Limited, trading as My Car Credit, is a credit broker and not a lender.

Please ensure you can afford the repayments for the duration of the loan before entering into a credit agreement.

*Initial application is a soft search. Should you progress, some lenders may perform a hard search on your credit file.

Require more help?

Got a question you can’t find the answer to, or need some advice and guidance around taking out car finance? Our Car Credit Specialists are friendly, experienced, and here to help so get in touch today!

or call 01246 458 810

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Top 10 Small Beginner Cars for New Drivers

From navigating traffic-choked streets to squeezing into small parking spots, driving poses a range of challenges for new motorists. This is where small beginner cars really step up. Compact and easy to handle, small cars are a great way to gain confidence behind the wheel. Not to mention save on petrol and reduce your environmental footprint.

There’s plenty to love about small beginner cars, which is why we’ve put together a list of our favourite models below. From budget-friendly options to luxury models, there’s something for everyone in our roundup.

1. Ford Fiesta

With compact styling, easy handling and loads of extras, it’s no surprise the Ford Fiesta is one of the best-selling small beginner cars in Britain. The model has been in production since the 1970s, which means you’ll find plenty of options on the second-hand market.

That said, it’s hard to look past the latest generation of Ford Fiestas. Features like an ultra-modern digital instrument cluster with interactive controls take your driving experience to the next level. Even better are the eco-friendly credentials offered by the Ford Fiesta. Advanced EcoBoost Hybrid PowerShift technology improves fuel economy, slashes CO2 emissions and makes the Ford Fiesta one of the best small beginner cars for eco-conscious drivers. Performance is particularly impressive in the stop/start traffic that often plagues major cities.

2. Volkswagen Polo

Small but mighty, the Volkswagen Polo is one of the top small beginner cars. It’s packed with intelligent technology to make your journey as smooth and stress-free as possible. A digitalised cockpit streamlines the dashboard and makes it easy to keep tabs on your speed, mileage and petrol usage.

Night driving can be intimidating for new drivers, which is what makes the revolutionary IQ.LIGHT Matrix LED headlight technology of the Volkswagen Polo so appealing. This innovative feature means you can drive with your full beams permanently switched on, without blinding other drivers.

3. Nissan Micra

The name says it all. The Nissan Micra boasts ultra-compact dimensions, yet still manages to offer a surprisingly spacious interior. Perfect if you’re looking for small beginner cars that are easy to drive, park and manoeuvre through traffic. The latest models are available with both manual and automatic transmission. Just take your pick.

4. Hyundai i10

Affordable and reliable, the Hyundai i10 is a firm favourite on our roundup of the best small beginner cars. This model is compact enough for city driving but comfortable enough to take on road trips and other adventures.

5. MINI

The MINI is a cult classic and remains one of the most coveted small beginner cars. From George Harrison and Kate Moss to Steve McQueen and Rowan Atkinson, the MINI has celebrity status, without the sky-high price tag of luxury models. As a beginner driver, you’ll love the responsive “go-kart handling” and zippy feel.

The latest all-electric MINI has rave reviews and is a great option for eco-minded new drivers. Or if you’re looking for something really fun, consider an open-top MINI Convertible.

6. SEAT Ibiza

The best-selling SEAT Ibiza has been one of the best small beginner cars since it launched in the 1980s. The Spanish manufacturer has done a fantastic job of updating the model over the decades and ensuring it continues to appeal to modern motorists. The latest models will impress you with its innovative design and features, including driver assist technology.

This small beginner car is classed as a supermini, which means it’s a fusion of a hatchback and a city vehicle. There’s enough space to comfortably accommodate two adults and luggage, or a furry friend if that’s how you roll.

7. Skoda Fabia

Comparable to the Ford Fiesta, the Skoda Fabia has well and truly earned its place in our small beginner cars hall of fame. An affordable price point and great fuel economy makes this model a solid choice for new motorists.

8. Nissan LEAF

When it comes to autonomous driving, Nissan offers some of the best tech in the business. The brand’s advanced ProPilot system treats you to features like lane-keeping assist, automatic emergency braking and adaptive cruise control. For new drivers, this type of technology is invaluable.

According to Nissan, the technology “significantly reduces driver stress when driving on highways in several kinds of traffic conditions, making long drives more comfortable and enjoyable.”

Take advantage of autonomous parking and your vehicle will literally park itself. This makes the LEAF one of the best small beginner cars for urban motorists.

9. Volkswagen Up

Forever a favourite, the Volkswagen Up wins over new drivers with next-gen features and fun trim options. The compact design doesn’t mean you have to compromise on storage space, with the roomy boot easily fitting everything from strollers to suitcases.

10. Audi A1 Sportback

From lane departure warnings to park assist, the Audi A1 Sportback offers incredible autonomous driving technologies. Like ProPilot from Nissan, these can be a huge help to new drivers. We especially love that the park assist helps you exit tight spaces, as well as slide into them. Genius. Consider car finance options and getting behind the wheel of a luxury vehicle like an Audi A1 Sportback is easier than you think.

Get behind the wheel of the best small beginner cars

Are you a new driver browsing small beginner cars? Whether you’re shopping in manufacturer showrooms or hunting for bargains in the second-hand market, we can help stretch your budget further with top-notch car finance options.

The first step is to calculate your car loan with our simple and easy-to-use calculator. This will give you a good idea of how much you can borrow and what your repayment schedule and amounts will look like. We match your application with loans from one of the largest lending panels in the UK. This not only maximises your chances of approval but ensures you secure the best deal on car finance, no matter what your credit score. Get in touch today to chat to a friendly team member and secure the keys to your dream small beginner car.

Rates from 9.9% APR. Representative APR 10.9%

Evolution Funding Ltd T/A My Car Credit

What’s the Best Month to Buy a Car?

Bark Up: 7 Best Cars for Dogs

Best Car for Commuting: 10 Top Picks

Loan amount

£

Repayment term

My credit rating

X monthly repayments of
^£X

Typical rate

Loan amount

Total payable

X% APR*

£X

*for illustration purposes only

No impact on your credit score*

Representative Example

Borrowing £7,500 at a representative APR of 10.9%, annual interest rate (fixed) 10.87%, 47 monthly payments of £191.50 followed by 1 payment of £201.50 (incl. estimated £10 option to purchase fee), a deposit of £0.00, total cost of credit is £1,702, total amount payable £9,202.

Evolution Funding Limited, trading as My Car Credit, is a credit broker and not a lender.

Please ensure you can afford the repayments for the duration of the loan before entering into a credit agreement.

*Initial application is a soft search. Should you progress, some lenders may perform a hard search on your credit file.

Require more help?

Got a question you can’t find the answer to, or need some advice and guidance around taking out car finance? Our Car Credit Specialists are friendly, experienced, and here to help so get in touch today!

or call 01246 458 810

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When it comes to American motoring institutions, it’s hard to argue with Ford’s heritage and legacy. And whilst you might think of a Focus or Fiesta when you hear the name ‘Ford’, a Mustang is the epitome of the brand’s enduring appeal and quality.

The Ford Mustang V8 – what to expect

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When it comes to securing either a new or nearly-new vehicle, one thing’s for certain – doing your homework can help you to find a financially attractive deal. That includes researching the most cost-efficient time to buy. So, what is the cheapest month to buy a car? Let’s take a look…

What is the cheapest month to buy a car? – Used vs. new cars

When’s the best time to buy a used car – factors to consider

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Understanding the unique needs of wheelchair users

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Tips for choosing the best cars for wheelchairs

Consider lip height carefully

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Finance a wheelchair-friendly vehicle

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What we love about Mitsubishi

A long history of innovation

Generous features

Excellent fuel economy

Terrific plug-in hybrid options

An increasing UK presence

Some drawbacks of driving a Mitsubishi

Lacks luxury

Power and acceleration

No all-electric options… yet!

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